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HomeMy WebLinkAbout960632After recording, return recording information to: of (D 6 0 2 c American Title, Inc. PO Box 641010 Omaha, NE 68164 -1010 [Space Above This Line For Recording Data] Reference Number: 20111727600099 Account number: 682 -682- 0522457 -1XXX DEFINITIONS Words used in multiple sections of this document are defined below. The Master Form Mortgage includes other defined words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated AUGUST 03, 2011, together with all Riders to this document. (B) "Borrower" is LARRY DEE BRICE AND APRIL GAYLE BRICE, HUSBAND AND WIFE, JOINT TENANTS. Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Wells Fargo Bank, N.A.. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD 57104. Lender is the mortgagee under this Security Instrument. (D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated AUGUST 03, 2011. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary from time to time up to a maximum principal sum outstanding at any one time of, SIXTY SIX THOUSAND FOUR HUNDRED AND 00 /100THS Dollars (U.S. $66,400.00) plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after September 03, 2051. (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 1 of 3 pages) 1111111 111111111111111111111111 SHORT FORM LINE OF CREDIT MORTGAGE RECEIVED 8/19/2011 at 3:31 PM RECEIVING 960632 BOOK: X771 PetGE: 425 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY 000 425 Documents Processed 08 -01 -2011, 20:27:50 N/A N/A N/A Leasehold Rider Third Party Rider Other(s) [specify] (H) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated August 14, 2007, and recorded on August 30, 2007 as Instrument No. 932651 Book 670 at Page 599 609 of the Official Records in the Office of the Recorder of Lincoln County /City, State of Wyoming TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the County of Lincoln [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] ALL THAT CERTAIN TRACT, LOT, PIECE, AND PARCEL OF LAND SITUATE IN THE COUNTY OF LINCOLN, STATE OF WYOMING, HEREBY RELEASING AND WAIVING ALL RIGHTS UNDER AND BY VIRTUE OF THE HOMESTEAD EXEMPTION LAWS OF THE STATE, TO -WIT: STAR VALLEY RANCH PLAT EIGHTEEN (18) LOT ONE HUNDRED SIXTY -FIVE (165) AS PLATTED AND RECORDED IN THE OFFICIAL RECORDS OF LINCOLN COUNTY, WYOMING. which currently has the address of 367 PORTO ROAD [Street] STAR VALLEY RANCH Wyoming 83127 [City] [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Mortgage. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE N/A 000426 "Property Address By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy of the Master Form Mortgage has been provided to Borrower. WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 2 of 3 pages) HCWF #4818 6698- 6241v2 02/21/09 iiIIIIH 111111IO IV1MININnl Documents Processed 08 -01 -2011, 20:27:50 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt of a copy his document and a copy of the Master Form Mortgage. For An Indiyidnal Acting In His /Her Own Right: State of County of This instrument was acknowledged before me on 4 r o2Q l (date) r by etr+^t (name(s) of persons). (Seal, if any GI, JOSEPH NAY NOTARY PUBLIC County of rr• '`1 State of Lincoln Wyoming M Commission Expires April 26, 2015 60t Borrower Borrower 006427 My Commission Expires:, i o1� x .10 /.5 WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 3 of 3 pages) HC W F #4818- 6698 -6241 v2 02/2U09 IIIIIIII11IIIIIIIIIUIIIIIIII1111 IINII Documents Processed 08 -01 -2011, 20:27:50