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HomeMy WebLinkAbout960721loom aot4% MORTGAGE In case default shall be made in the payment of the above sums hereby secured, or in the payment of the interest thereon, or any part of such principal or interest, when the same shall become due; or in case of default shall be made in any of the covenants and agreements thereof, or in the event MORTGAGOR sells or conveys the Property, or any part thereof, or any interest therein, without the prior written consent of the MORTGAGEE first had and obtained, then the whole indebtedness hereby secured, with interest thereon, shall become due and payable, at the option of MORTGAGEE, and MORTGAGEE'S legal representatives and assigns, may proceed by advertisement and sale /or as otherwise authorized by governing law, to foreclose on and sell the Property, and out of the proceeds of such sale, MORTGAGEE shall pay all sums due hereunder, together with all costs of sale including reasonable attorney's fees. If the proceeds of the foreclosure sale are insufficient to pay the indebtedness hereby secured and foreclosure costs, MORTGAGEE shall be entitled to a deficiency judgment. In the event of any default whereby the right of foreclosure occurs hereunder, MORTGAGEE shall at once become entitled to exclusive possession, use and enjoyment of the Property, and to all rents, issues and profits from the accruing of any such rights and during the pendency of the foreclosure proceedings, and the period of redemption, if any there be. Chet B. Titensor, Shanelle B.N. Titensor, Phil G. Neibaur, Kathleen B. Neibaur, of 54 E. 300 N. Logan, UT 84321, (herein collectively called `MORTGAGOR to secure the payment of $93,250.00, with interest thereon, as provided in and evidenced by a promissory note of even date herewith (the ultimate maturity date of which is August 26, 2021) and all renewals, modification and extensions thereof, do hereby mortgage unto Geoffrey Imlay and Deborah Imlay of 6721 6150 Rd., Olathe, CO 81425 (herein called "MORTGAGEE the following described real property, situate in the County of Lincoln, State of WY, hereby releasing and waiving all rights under and by virtue of the homestead exemption laws of the State of Wyoming, to -wit: A portion of the Imlay property, as referred to in the Deed recorded in Book 649, on Page 147, with the Office of the Clerk of Lincoln County, Wyoming, within the East Half West Half of Section 4, Township 31 North, Range 119 West, of the 6` Principal Meridian, Lincoln County, Wyoming, the boundary being more particularly described as follows: Beginning at the Lloyd B. Baker PE /LS 698, 2001 location for the Southeast Corner of the Southwest Quarter Northwest Quarter, of said Section 4; thence North 1 °38'23" East, along the East line of said Southwest Quarter Northwest Quarter 208.10 feet to the Southwest Corner of the Bankhead property, as referred to in the Deed recorded in Book 648, on Page 293, with said Office; thence North 89 °55'30" East along the South line of said Bankhead property, 1,006.94 feet to the Northwest Corner of the Mignano property as referred to in the Deed recorded in Book 573, on Page 345, with said Office; thence South 7 °29'29" East along the West line of said Mignano property 721.33 feet; thence South 89 °49'58" West 1,121.74 feet to a Point in the East line of the Northwest Quarter Southwest Quarter of said Section 4; thence North 1 °39'53" East, along said East line, 509.33 feet, to the Point of Beginning. MORTGAGOR agrees to pay the indebtedness hereby secured; to pay all taxes, assessments and charges levied against the property, as the same become due and payable; to secure, maintain and furnish MORTGAGEE evidence thereof, insurance with an insurance carrier or carriers acceptable to MORTGAGEE, covering the insurance improvements on the Property against loss by fire and earthquakes, with extended coverage, in an amount not less than the unpaid balance of the debt hereby secured, or the insurable value (replacement cost) of such improvements, whichever is less, which insurance shall contain an appropriate loss payable provision protecting MORTGAGOR and MORTGAGEE as their respective interests may appear from time to time. In the event MORTGAGOR fails to pay such taxes or assessments, or fails to keep and maintain such insurance as herein provided, MORTGAGEE may pay such taxes and assessments and may secure and pay for such insurance, and all sums so paid shall be added to and considered a part of the indebtedness hereby secured and shall draw interest at the same rate. RECEIVED 8/26/2011 at 1:08 PM RECEIVING 960721 BOOK: 771 PAGE: 686 JEANNE WAGNER 1 INC:III N (:('1I IKITV (`I FRI/ KFMIIAFRFR ‘ACV MORTGAGOR warrants title to the Property as to parties claiming, by, through or under the MORTGAGOR only. Witness our hands this day of August, 2011, Titensor ,JW,47 9 Phil G. Neibaur State of County of This Instrument was acknowledged before me on O� day of August, 2011 By Chet B. Titensor and Shanelle B.N. Titensor JILL H. LARSON NOTARY PUBLIC County of State of Lincoln Wyoming My Commission Expires June 20, 2015 JILL H. LARSON NOTARY PUBLIC County of Lincoln State of Wyoming My Commission Expires June 20, 2015 ature of Notarial Officer My Commission Expires: r 0 ;2 0/.3 State of County off4 This Instrument was acknowledged before me on 02 r day of August, 2011 By Phil O. Neibaur and Kathleen B. Neibaur (Si/ature of Notarial Officer) My Commission Expires: 6 ;o JC/5 000687