HomeMy WebLinkAbout960791PREPARED BY AND RETURN TO:
Firm Solutions, LLC
4919 Memorial Highway, Suite 200
Tampa, Florida 33634
ATTN: Elaine Dittman -Myers
Loan Number: 0258435817
File Number: M11018074
LOAN MODIFICATION AGREEMENT
(Providing for Fixed Interest Rate)
000017
RECEIVED 8/31/2011 at 3:04 PM
RECEIVING 960791
BOOK: 772 PAGE: 17
JEANNE WAGNER
LINCOLN COUNTY CLERK, KEMMERER, WY
This Loan Modification Agreement "Agreement made this June 1, 2011, between CHARLES P. THARP II,
HUSBAND AND WIFE and JANICE DIANNE NORTHAM THARP, "Borrower and Wells Fargo Bank,
N.A. Successor by merger to Sheridan State Bank "Lender amends and supplements (1) the Mortgage, Deed of
Trust, or Security Deed (the "Security Instrument "),dated May 30, 2008 and recorded on June 2, 2008, in Book
696 at Page(s) 203 of the Official Records of County, WY, and (2) the Note bearing the same date as, and secured
by, the Security Instrument, which covers the real and personal property described in the Security Instrument and
defined therein as the "Property", located at 512 Kodiak Circle, Thayne, WY 83127, the real property described
being set forth as follows:
LOT 14 OF BEAR HOLLOW TWIN HOMES SUBDIVISION, LINCOLN COUNTY, WYOMING AS
DESCRIBED ON THE OFFICIAL PLAT FILED ON JUNE 20, 2000 AS INSTRUMENT NO. 866595 OF
THE RECORDS OF THE LINCOLN COUNTY CLERK.
In consideration of the mutual promises and agreements exchanged, the parties hereto agree as follows
(notwithstanding anything to the contrary contained in the Note or Security Instrument):
1. As of June 1, 2011, the amount payable under the Note and the Security Instrument (the "Unpaid
Principal Balance is U.S. $481,494.17, consisting of the amount(s) loaned to Borrower by Lender and
any interest capitalized to date.
2. Borrower promises to pay the Unpaid Principal Balance, plus interest, to the order of Lender.
Interest will be charged on the Unpaid Principal Balance at the yearly rate of 6 from June 1, 2011.
Borrower promises to make monthly payments of principal and interest of U.S. $3,102.27, beginning on
July 1, 2011, and continuing thereafter on the same day of each succeeding month until principal and
interest are paid in full. If on June 1, 2036, (the "Maturity Date Borrower still owes amounts under the
Note and the Security Instrument, as amended by this Agreement, Borrower will pay these amounts in full
on the Maturity Date.
Borrower will make such payments at WELLS FARGO BANK, N.A. SUCCESSOR BY
MERGER TO WELLS FARGO HOME MORTGAGE, INC., 1 Home Campus, Des Moines, Iowa
50328 -0001 or at such other place as Lender may require.
3. If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower
is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior
State of
County of
(Seal)
written consent, Lender may require immediate payment in full of all sums secured by this Security
Instrument.
If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall
provide a period of not less than 30 days from the date the notice is given in accordance with Section 15
within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay
these sums prior to the expiration of this period, Lender may invoke any remedies pennitted by this
Security Instrument without further notice or demand on Borrower.
4. Borrower also will comply with all other covenants, agreements, and requirements of the Security
Instrument, including without limitation, Borrower's covenants and agreements to make all payments of
taxes, insurance premiums, assessments, escrow items, impounds, and all other payments that Borrower is
obligated to make under the Security Instrument; however, the following terms and provisions are forever
canceled, null and void, as of the date specified in paragraph No. 1 above:
(a) all terms and provisions of the Note and Security Instrument (if any) providing for,
implementing, or relating to, any change or adjustment in the rate of interest payable under the
Note; and
(b) all terms and provisions of any adjustable rate rider or other instrument or document that is
affixed to, wholly or partially incorporated into, or is part of, the Note or Security Instrument and
that contains any such terms and provisions as those referred to in (a) above.
ES P. T
l IJ C.SW1.o 1 'l.Cr
SHARI A. BYERLY NOTARY PUBLIC
COUNTY OF
TETON
STATE OF
WYOMING
MY COMMISSION EXPIRES —11 17.2012
I
NICE DIANNE NORTHAM THARP
BORROWER ACKNOWLEDGMENT
(Seal) Borrower
al ta ll Effiffl
Notary Print Name:
Notary Public, State of c,,u.
My Commission Expires: L 1 17—
NOTARY SEAL MUST BE COMPLETELY LEGIBLE.
000018
The foregoing instrument was acknowledged before me this 2,y day of
2011, by CHARLES P. THARP II and JANICE DIANNE NORTHAM THARP who
are personally known to me (or provided to me on the basis of satisfactory evidence) to be the person(s) whose
name(s) is /are subscribed to the within instrument and acknowledged to me that he /she /they executed the same in
his /her /their authorized capacity(ies), and that by his /her /their signature(s) on the instrument the person(s), or the
entity upon behalf of which the person(s) acted, executed the instrument.
LENDER SIGNATURE
Lender does not, by its execution hereof, waive any right it may have against any person not a party hereto.
Lender Name: WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME
MORTGAGE, INC.
By: GL NA!
(PRINTED NAME, TITLE)
Signature:
State of
County of
(Seal)
WNIyom
TC`t
The foregoing instrument was acknowledged before me this day of ..1 uvtc„ 2011,
by L.Cv► i Roel.rkaSSe.. who is Nlov't 0.ge, LoAdtv of
W U 1S F.ctv Private Movtjac'e. P conk. who is personally ki'iob'n to me.
LENDER ACKNOWLEDGMENT
G IlaiwornA,
Notary Print Name: ahrille% C. Rol,t Sov)
Notary Public, State of.Seat 6afel4aa Wyowww,0.
My Commission Expires: MANI 2.3 2.01$
NOTARY SEAL MUST BE COMPLETELY LEGIBLE.
000019