HomeMy WebLinkAbout961324Retu To:
Docu -nt agement
Quicke oans Inc.
1050 vioo. and Ave
D roit, M 48226 -1906
Prepared By:
Greg Smith
7 7 3/40 d
When Recorded Return To:
Indecomm Global Services
2925 Country Drive
St. Paul, MN 55117
3302676168
State of 107 54 vigil Wyoming
5 0
5954
[Space Above This Line For Recording Data]
THIS MORTGAGE "Security Instnimcnt is given on September 15, 2011
The Mortgagor is Robert S. Wood and Linda C. Wood, husband and wife
"Borrower This Security Instrument is given to Mortgage Electronic Registration Systems, Inc. "MERS
(solely as nominee for Lender, as hereinafter defined, and Lender's successors and assigns), as mortgagee. MERS is
organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
Flint, MI 48501 -2026, tel. (888) 679 -MERS.
Quicken Loans Inc.
"Lender is organized and existing under the laws of the State of Michigan and
has an address of 1050 Woodward Ave, Detroit, MI 48226 -1906
Borrower owes Lender the principal sum of
One Hundred Forty Four Thousand Six Hundred Thirty Two and 00/100
Dollars (U.S. 144, 632.00
This debt is evidenced by Borrower's note dated the same date as this Security Instrument "Note which
provides for monthly payments, with the full debt, if not paid earlier, due and payable on October 1, 2026
This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the
Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums,
with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance
of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower
does hereby mortgage, grant and convey to MERS (solely as nominee for Lender and Lender's successors and
FHA Wyoming Mortgage with MERS 4/96
ozz-4N(VVY) (0509) Ame 2/01
Page 1 of 9 2259219561 Initials:
VMP Mortgage Solutions, Inc.
MORTGAGE
RECEIVED 10/7/2011 at 2:45 PM
RECEIVING 961324
BOOK: 774 PAGE: 69
JEANNE WAGNER
LINCOLN COUNTY CLERK, KEMMERER, WY
000069
FHA Case No.
591 1216132 -703
MIN 100039033026761688
III I11 III1 IIIIIIIIIIIIIIIIIII
803302676168 0233 298 0109
000070
assigns) and to the successors and assigns of MFRS vith power of sale, the following described property located in
L_ 1 IL \.J so-. kJ Luny ry '1 'J11ILAL
FYHTRTT "A" ATTACHED HERETO AND MADE A PART HEREOF.
z,tinoLL,; t U NAN1 :Jr Ntt,UKU.
ParcelIDNurnber: 2216 021 00 021 00
which has the address o1 .-snu up lane [Street]
Kemmerer EC ay] Wyoming 83101 [zip Code] ("Property Address');
Trtf3r7reir1? tarkirTH p PI eutree nr, ?,renpre*.7 flnel 1 1
appurtenances and fixtures now or hereafter a part of the property. All replacements and additions shall also be
0„itieti 10y 1111S 50;131 11181:11111101L. Ali ui toregoing is rewired LO 111 this security instrument as the 'i-troperty.
Borrower understands and agrees that MERS holds only legal tide to the interests granted by Borrower in this
F,I1CCCF,S0 17; and assigns), has the right: to exercise any or all of those interests, including, but not limited to, the right
to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing or
Lancering this security instrument.
BORROWER COVEiN'ANTS that Borrower is lawfully seized of the estate hereby conveyed' and has the right to
Borroaver tt.varrants and will defend generally the title to the Property against all claims and demands, subject to any
encumbranccs of record.
&I A. ii‘i■:311iltivitiN 1 CoifitaileS afiii01 in 0:weir i0i national use and 11011-Uilli01111 covenants
with limited variations by jurisdiction to constitute a uniform security instrument covering real property.
ITNTFORM COVENANTS.
1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and
interest on, the dcnt evidenced by the Note and laic charges due under Inc Note.
2. :Monthly Payment of Taxes, Insurance and Other Charges. Borrower shall include in each monthly
ft,tit.!) ;sr( tliet -.Ls! !at, f:tt:
special assessments levied or to he levied against the Property (h) leasehold payments or ground rents on the
Property, and (c) premiums for insurance required under paragraph 4. in any ycar in which the Lender must pay a
mortgage insurance premium 10 the Secretary of Housing and Urban Oeveiopment C'Seereiary"), or in any year in
which such premium would have been required if Lender still 'neld the Security instrument, each monthly payment
(ii) a monthly charge instead of a mortgage insurance premium if this Security Instrument is held by the Secretary,
in a reasonable amount; 10 be determined by the Secretary. Except for the monthly charge by the Secretary, these
items are carted 'Escrow items and the sums paid to Lender are carted 'Escrow Funds.'
Lender may, at any time, collect and hold amounts for Escrow items in an aggregate amount not to exceed the
Act of 1974, 12 ITS.C. Section 2601 PI seq. and implementing regulations, 24 CET Part 3500, as they may be
amended from time to time ("RESPA"), except that the cushion or reserve; perrnittcd by RESPA for unanticipated
disbursements or disbursements benne Inc borrower s payments ale available in 111C aCCOUIA may not. he based on
amounts chic for the mortgage insurance premium.
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If the amounts held by Lender for Escrow Items exceed the amounts permitted to be held by RESPA, Lender
shall account to Borrower for the excess finals as requild, t:zy itEiSPA. If the amounts of funds held Leadet at any
time are not sufficient to pay the Escrow Items when due, Lender may notify the Borrower and require Borrower to
make up thc shortage as permitted by RESPA.
The Escrow Funds are pledged as additional security for all sums secured by this Security Instrument. If
Borrower tenders hi Lender the full payment of all such sums, Borrower's account shall bc credited with thc balance
remaining for all installment items (a), (b), and (c) and any mortgage insurance premium installment that Lender has
not become obligated to pay to the Secretary, and Lender shall promptly refund any excess funds to Borrower.
Inunediately prior to a foreclosure sale of the Property or its acquisition by Lender, Borrower's account shall be
credited with any balance remaining for all installments for items (a), (h), and (c).
3. Application of Payments. All payments under paragraphs I. and 2 shall be applied by Lender as follows:
First, to the mortgage insurance premium to be paid by Lender to the Secretary or to the monthly charge by the
Secretary instead of the inonthly mortgage insurance premium;
Second to any taxes, special assessments, leasehold payments or ground rents, and fire, flood and other hazard
insurance preiniums, as required;
Third, to interest due under the Note;
Fourth, to amortization of the principal of the Note; and
Fifth, to late charges due under the Note.
4. Fire, Flood and Other Hazard Insurance. Borrower shall insure all improvements on the Property, whether
now in existence or subsequently erected, against any hazards, casualties, and contingencies, including fire, for which
Lender requires insurance. This insurance shall be maintained in the amounts and for the periods that Lender
requires. Borrower shall also insure all improvements on the Property, whether now in existence or subsequently
erected, against loss by floods to the extent required by the Secretary. All insurance shall be carried with companies
approved by Lender. The insurance policks and any renewals shall be held by Lender and shall include loss payable
clauses in favor of, and in a form acceptable to, Lender.
In tire event of loss, Borrower shall give Lender immediate notice by mail. Lender may make proof of loss if not
made promptly by Borrower, Each insurance company concerned is hereby authorized and directed to make payment
for such loss directly to Lender, instead of to Borrower and to Lender jointly. Ail or any part of the insurance
proceeds may be applied by Lender, at its option, either (a) to the reduction of the indebtedness under the Note and
this Security Instrument, first to any delinquent amounts applied in the order in paragraph 3, and then to prepayment
of principal, or (b) to the restoration or repair of the damaged Property. Any application of the proceeds to the
principal shall not extend or postpone the due date of the monthly payments which are referred to in paragraph 2, or
change the amount. of such payments. Any excess insurance proceeds over an amount required to pay all outstanding
indebtedness under the Note and this Security Instrarneut shall be paid to the entity legally entitled theJeto.
In the event of 'foreclosure of this Security Instrument or other transfer of title to the Property that extinguishes
the indebtedness, all right, title and interest of Borrower in and to insurance policies in force shall pass to the
purchaser.
5. Occupancy, Preservation, Maintenance and Protection of the Property; Borrower's Loan Application;
Leaseholds. Borrower shall ()campy, establish, and use the Property as Borrower's principal residence withiu s
days alter the execution of this Security Instrument or within sixty days of a later sale or transfer of the Property)
and shall continue to occupy the Property as Borrower's principal residence for at. least One year alter the date of
occupancy, unless Lender determines that requirement will cause undue hardship for Borrower, or unless extenuating
circumstances exist which are 'beyond Borrower's control, Borrower shall notify Lender of any extenuating
circumstances. Borrower shall not commit waste or destroy, damage or substantially change the Property or allow the
Propci to deterioiate, reasonable wear and tear excepted. Lender may inspect the Property if the Property is vacant
or abandoned or the loan is in default. Lender rimy take reasonable action to protect and preserve such vacant or
ill 11111 i i I r ird IV R V A Zin V
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q03302676168 0233 377 0369
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143 f,
000071
000072
abandoned Property. Borrower shall also be in default if Borrower, during the loan application process, gave
materially false or inaccurate information or statements to Lender (or failed to provide Lender with any material
information) in connection with the loan evidenced by the Note, including, but not limited to, representations
concerning Borrower's occupancy of the Property as a principal residence. If this Security Instrument is on a
leasehold, Borrower shall comply with the provisions of the lease. If Borrower acquires fee title to the Property, the
leasehold and fee title shall not be merged unless Lender agrees to the merger in writing.
6. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with
any condemnation or other taking of any part of the Property, or for conveyance in place of condemnation, are
hereby assigned and shall be paid to Lender to the extent of the full amount of the indebtedness that remains unpaid
under the Note and this Security Instrument. Lender shall apply such proceeds to the reduction of the indebtedness
under the Note and this Security Instrument, first to any delinquent amounts applied in the order provided in
paragraph 3, and then to prepayment of principal. Any application of the proceeds to the principal shall not extend or
postpone the due date of the monthly payments, which are referred to in paragraph 2, or change the amount of such
payments. Any excess proceeds over an amount required to pay all outstanding indebtedness under the Note and this
Security Instrument shall be paid to the entity legally entitled thereto.
7. Charges to Borrower and Protection of Lender's Rights in the Property. Borrower shall pay all
governmental or municipal charges, fines and impositions that are not included in paragraph 2. Borrower shall pay
these obligations on time directly to the entity which is owed the payment. If failure to pay would adversely affect
Lender's interest in the Property, upon Lender's request Borrower shall promptly furnish to Lender receipts
evidencing these payments.
If Borrower fails to make these payments or the payments required by paragraph 2, or fails to perform any other
covenants and agreements contained in this Security Instrument, or thcrc is a legal proceeding that may significantly
affect Lender's rights in the Property (such as a proceeding in bankruptcy, for condemnation or to enforce laws or
regulations), then Lender may do and pay whatever is necessary to protect the value of the Property and Lender's
rights in the Property, including payment of taxes, hazard insurance and other items mentioned in paragraph 2.
Any amounts disbursed by Lender under this paragraph shall become an additional debt of Borrower and be
secured by this Security Instrument. These amounts shall bear interest from the date of disbursement, at the Note
rage, and at the option of Lender, shall be immediately due and payable.
Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower:
(a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b)
contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the
Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an
agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part
of the Property is subject to a lien which may attain priority over this Security instrument, Lender may give
Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth
above within 10 days of the giving of notice.
8. Fees. Lender may collect fees and charges authorized by the Secretary.
9. Grounds for Acceleration of Debt.
(a) Default. Lender may, except as limited by regulations issued by the Secretary, in the case of payment
defaults, require immediate payment in full of all sums secured by this Security Instrument if:
(i) Borrower defaults by failing to pay in full any monthly payment required by this Security Instrument
prior to or on the due date of the next monthly payment, or
(ii) Borrower defaults by failing, for a period of thirty days, to perform any other obligations contained
in this Security Instrument.
(b) Sale Without Credit Approval. Lender shall, if permitted by applicable law (including Section 341(d)
of the Garn -St. Germain Depository Institutions Act of 1982, 12 U.S.C. 1701_j -3(d)) and with the prior
approval of the Secretary, require immediate payment in full of all sums secured by this Security Instrument
if:
111 IIIIIIIIIIIIIIIIII IIIIIIIIIIIIIIIIIIIIuIIIIi
g03302S76168 0233 377 0409
4N1WYl (0509)
Page 4 of 9
...R16
.2,0,.„.., ,.ials:
000073
(i) All or part of the Property, or a beneficial interest in a trust owning all or part of the Property, is sold
or otherwise transferred (other than by devise or descent), and
(ii) The Property is not occupied by the purchaser or grantee as his or her principal residence, or the
purchaser or grantee does so occupy the Property but his or her credit has not been approved in
accordance with the requirements of the Secretary.
(e) No Waiver. If circumstances occur that would permit Lender to require immediate payment in full, but
Lender does not require such payments, Lender does not waive its rights with respect to subsequent events.
(d) Regulations of HUD Secretary. In many circumstances regulations issued by the Secretary will limit
Lender's rights, in the case of payment defaults, to require immediate payment in full and foreclose if not
paid. This Security Instrument does not authorize acceleration or foreclosure if not permitted by regulations
of the Secretary.
(e) Mortgage Not Insured. Borrower agrees that if this Security Instrument and the Note are not determined
to be eligible for insurance under the National Housing Act within 60 days from the date hereof, Lender
may, at its option, require immediate payment in full of all sums secured by this Security Instrument. A
written statement of any authorized agent of the Secretary dated subsequent to 60 days from the date hereof,
declining to insure this Security Instrument and the Note, shall be deemed conclusive proof of such
ineligibility. Notwithstanding the foregoing, this option may not be exercised by Lender when the
unavailability of insurance is solely due to Lender's failure to remit a mortgage insurance premium to the
Secretary.
10. Reinstatement. Borrower has a right to be reinstated if Lender has required immediate payment in full
because of Borrower's failure to pay an amount due under the Note or this Security Instrument. This right applies
even after foreclosure proceedings are instituted. To reinstate the Security Instrument, Borrower shall tender in a
lump sum all amounts required to bring Borrower's account current including, to the extent they are obligations of
Borrower under this Security Instrument, foreclosure costs and reasonable and customary attorneys' fees and expenses
properly associated with the foreclosure proceeding. Upon reinstatement by Borrower, this Security Instrument and
the obligations that it secures shall remain in effect as if Lender had not required immediate payment in full.
However, Lender is not required to permit reinstatement if: (i) Lender has accepted reinstatement after the
commencement of foreclosure proceedings within two years immediately preceding the commencement of a current
foreclosure proceeding, (ii) reinstatement will preclude foreclosure on different grounds in the future, or (iii)
reinstatement will adversely affect the priority of the lien created by this Security Instrument.
11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time of payment or
modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in
interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successor in
interest. Lender shall not be required to commence proceedings against any successor in interest or refuse to extend
time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any
demand made by the original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising
any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy.
12. Successors and Assigns Bound; .Joint and Several Liability; Co- Signers. The covenants and agreements
of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the
provisions of paragraph 9(b). Borrower's covenants and agreements shall be joint and several. Any Borrower who
co -signs this Security Instrument but does not execute the Note: (a) is co- signing this Security Instrument only to
mortgage, grant and convey that Borrower's interest in the Property under the terms of this Security Instrument; (b)
is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any
othcr Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this
Security Instrument or the Note without that Borrower's consent.
III I IIIII
g0 0 233 377 05 09
4N(WY) (0s09) Page 5 of 9
<J Initial
000074
13. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or
by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to
the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be
given by first class mail to Lender's address stated herein or any address Lender designates by notice to Borrower.
Any notice provided for in this Security Instrument shall he deemed to have been given to Borrower or Lender when
given as provided in this paragraph.
14. Governing Law; Severability. This Security Instrument shall be governed by Federal law and the law of
the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument
or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or
the Note which can be given effect without the conflicting provision. To this end the provisions of this Security
Instrument and thc Note arc declared to be severable.
15. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security
Instrument.
16. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release
of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything
affecting the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to
the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally
recognized to be appropriate to normal residential uses and to maintenance of the Property.
Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action
by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or
Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental
or regulatory authority, that any removal or other rcmcdiation of any Hazardous Substances affecting thc Property is
necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law.
As used in this paragraph 16, "Hazardous Substances" are those substances defined as toxic or hazardous
substances by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic
petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde,
and radioactive materials. As used in this paragraph 16, "Environmental Law" means federal laws and laws of the
jurisdiction where the Property is located that relate to health, safety or environmental protection.
NON UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
17. Assignment of Rents. Borrower unconditionally assigns and transfers to Lender all the rents and revenues
of the Property. Borrower authorizes Lender or Lender's agents to collect the rents and revenues and hereby directs
each tenant of the Property to pay the rents to Lender or Lender's agents. Howcvcr, prior to Lender's notice to
Borrower of Borrower's breach of any covenant or agreement in the Security Instrument, Borrower shall collect and
receive all rents and revenues of the Property as trustee for the benefit of Lender and Borrower. This assigmnent of
rents constitutes an absolute assignment and not an assignment for additional security only.
If Lender gives notice of breach to Borrower: (a) all rents received by Borrower shall be held by Borrower as
trustee for benefit of Lender only, to be applied to the sums secured by the Security Instrument; (b) Lender shall he
entitled to collect and receive all of the rents of the Property; and (c) each tenant of the Property shall pay all rents
due and unpaid to Lender or Lender's agent on Lender's written demand to the tenant.
Borrower has not executed any prior assignment of the rents and has not and will not perform any act that would
prevent Lender from exercising its rights under this paragraph 17.
Lender shall not be required to enter upon, take control of or maintain the Property before or after giving notice
of breach to Borrower. Howcvcr, Lcndcr or a judicially appointed receiver may do so at any timc there is a breach.
Any application of rents shall not cure or waive any default or invalidate any other right or remedy of Lender. This
assignment of rents of the Property shall terminate when the debt secured by the Security Instrument is paid in full.
111 III IIIIIIIN
g0330 02 377 060
C- 4N(WY) (0509}
Page 6 of 9
Nth Initials:
18. Foreclosure Procedure. If Lender requires immediate payment in full under paragraph 9, Lender may
invoke the power of sale and any other remedies permitted by applicable law. Lender shall be entitled to collect
all expenses incurred in pursuing the remedies provided in this paragraph 18, including, but not limited to,
reasonable attorneys' fees and costs of title evidence.
If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower and to the
person in possession of the Property, if different, in accordance with applicable law. Lender shall give notice of
the sale to Borrower in the manner provided in paragraph 13. Lender shall publish the notice of sale, and the
Property shall be sold in the manner prescribed by applicable law. Lender or its designee may purchase the
Property at any sale. The proceeds of the sale shall be applied in the following order: (a) to all expenses of the
sale, including, but not limited to, reasonable attorneys' fccs; (b) to all sums secured by this Security
Instrument; and (c) any excess to the person or persons legally entitled to it.
If the Lender's interest in this Security Instrument is held by the Secretary and the Secretary requires
immediate payment in full under Paragraph 9, the Secretary may invoke the nonjudicial power of sale
provided in the Single Family Mortgage Foreclosure Act of 1994 "Act (12 U.S.C. 3751 et seq.) by requesting
a foreclosure commissioner designated under the Act to commence foreclosure and to sell the Property as
provided in the Act. Nothing in the preceding sentence shall deprive the Secretary of any rights otherwise
available to a Lender under this Paragraph 18 or applicable law.
19. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security
Instrument without charge to Borrower. Borrower shall pay any recordation costs.
20. Waivers. Borrower waives all rights of homestead exemption in the Property and relinquishes all rights of
curtesy and dower in the Property.
21. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together
with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and
supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security
Instrument. [Check applicable box(es)].
Condominium Rider 1 1 Growing Equity Rider IXX Other [specify]
ri Planned Unit Development Rider Ti Graduated Payment Rider Legal Attached
111 IiIIII I I IU IIII II l IIIII IIIII I IIII I I III II I I III
4N(WY) (0509) Page 7 of 9
Initials: k
000075
BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in
any rider(s) executed by Borrower and recorded with it.
Witnesses:
DOTTY K E ROS
1 Notary Public 1
Lincoln County
Wyoming
1 My Commission Expires I)1. bl5 1
emerampaymerverigrotweleroutIPMPIRmoth
DOTTY K. EDWARDS
Notary Public
Lincoln County
Wyoming
My Commission Expires X1 /edin$
II I IIIIIII I I III I I IIII IIIII I IIIH I lilt III I I IIII III
4N(W 0509)
Page 8 of 9
obert S. 4d
09/15/2011 (Seal)
Borrower
(4)00/1 09/15/2011 (Seal)
Linda C. Wood Borrower
(Seal) (Seal)
Borrower Borrower
(Seal) (Seal)
Borrower Borrower
(Seal) (Seal)
Borrower Borrower
000076
STATE OF WYOMING,
The foregoing instrument was acknowledged before me this
by
Robert Wood and Linda C. Wood,, husband and wife
DOTTY K. EDWARDS
Notary Public
Lincoln County
Wyoming Commission Expires
My Commission Expires:
11 IIIIIIIII IIII
4N(WY) (0609)
L i n c o l n County ss:
Page 9 of 9
September 15, 2011
‘t(VI* P
Notary Public 1
ti
000077
THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF
LINCOLN, STATE OF Wyoming, AND IS DESCRIBED AS FOLLOWS:
THE SW1 /4NE1 /4 OF SECTION 2, T22N R116W OF THE 6TH P.M., LINCOLN COUNTY,
WYOMING.
Parcel ID: 12- 2216- 02 -1 -00- 021.00
Commonly known as 350 Lupine Lane, Kemmerer, WY 83101
However, by showing this address no additional coverage is provided
1 1
1
Exhibit A
I
1
1
1
1
1
1
1
11
*UO2181924*
1632 9/30/2011 77316826/1
000078