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HomeMy WebLinkAbout961674After recording, return recording information to: 7a 09/175764'e American Title, Inc. PO Box 641010 Omaha, NE 68164 -1010 0003 RECEIVED 10/31/2011 at 2:27 PM RECEIVING 961674 BOOK: 775 PAGE: 396 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY [Space Above This Line For Recording Data] Reference Number: 20112587500024 Account number: 682 682 0599972 -1XXX SHORT FORM LINE OF CREDIT MORTGAGE DEFINITIONS Words used in multiple sections of this document are defined below. The Master Form Mortgage includes other defined words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated OCTOBER 06, 2011, together with all Riders to this document. (B) "Borrower" is LYNN VEIGEL, AN UNMARRIED PERSON. Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Wells Fargo Bank, N.A.. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD 57104. Lender is the mortgagee under this Security Instrument. (D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated OCTOBER 06, 2011. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary from time to time up to a maximum principal sum outstanding at any one time of, FORTY EIGIiT THOUSAND AND 00 /100THS Dollars (U.S. $48,000.00) plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after November 06, 2051. (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 1 of pages) HCWF #4818- 6698 -6241 v2 (02/21/09) Documents Processed 10 -05 -2011, 15:40:18 IN /AI Leasehold Rider Third Party Rider N /AI Other(s) [specify] N/A (11) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated August 14, 2007, and recorded on August 30, 2007 as Instrument No. 932651 Book 670 at Page 599 609 of the Official Records in the Office of the Recorder of Lincoln County /City, State of Wyoming. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] SEE ATTACHED EXHIBIT A which currently has the address of 1296 STATE HIGHWAY 236 AFTON [City] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Mortgage. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE Wyoming N/A County of Lincoln [Street] 83110 [Zip Code] 000397 "Property Address By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy of the Master Form Mortgage has been provided to Borrower. WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 2 of pages) HC W F #4818- 6698 -6241 v2 (02/21/09) INNNNIINNNINIIIININNNNININIININNMIINIIIIIIINININNI Documents Processed 10 -05 -2011, 15:40:18 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt of a copy of this document and a copy of the Master Form Mortgage. For An Individual Acting In His /Her Own Right: State of J L i1 County of e0 v This instrument was acknowledged before me on (kl` b bQ v (j, t 9-0 1 (date) by l_q n, r VQ -U ..5L (name(s) of persons). TERRECE SIDDOWAY NOTARY PUBLIC County at Lincoln Wyoming Llnc:o C��, res Jul 27, 2015 Commission (Seal, if any) My(Conimission Expires -•d 7 2-7 k5 000398 WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 3 of 3 pages) HC W F #4818- 6698 -6241 v2 (02/21/09) 0111111111111111111111111111111111111111111111111111 Documents Processed 10 -05 -2011, 15:40:18 EXHIBIT A Reference: 20112587500024 Account: 682 682 0599972 -1998 Legal Description: THAT PART OF THE SE1 /4 SE1 /4 OF SECTION 2, T31N, R119W, LINCOLN COUNTY, WYOMING, BEING ALL OF THAT TRACT OF RECORD IN THE OFFICE OF THE LINCOLN COUNTY CLERK IN BOOK 413 OF PHOTOSTATIC RECORDS ON PAGE 692 AND BEING PART OF THOSE TRACTS OF RECORD IN BOOK 347 OF PHOTOSTATIC RECORDS ON PAGE 462 AND IN BOOK 364 OF PHOTOSTATIC RECORDS ON PAGE 496, DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF SAID SE1 /4 SE1 /4; THENCE N 00 DEGREES 59 MINUTES 34 SECONDS E, 200.06 FEET, ALONG THE WEST LINE OF SAID SE1 /4 SE1 /4, TO A POINT; THENCE N 89 DEGREES 29 MINUTES 08 SECONDS E, 224.05 FEET, TO A POINT; THENCE S 00 DEGREES 51 MINUTES 28 SECONDS E, 201.06 FEET, TO A SPIKE ON THE SOUTH LINE OF SAID SE1 /4 SE1 /4; THENCE S 89 DEGREES 45 MINUTES 00 SECONDS W, 230.51 FEET, ALONG SAID SOUTH LINE, TO THE CORNER OF BEGINNING; ENCOMPASSING AN AREA OF 1.05 ACRES, MORE OR LESS; THE BASE BEARING FOR THIS SURVEY IS THE SOUTH LINE OF THE SE1 /4 OF SECTION 2, T31N R119W, BEING S 89 DEGREES 45 MINUTES 00 SECONDS W; TOGETHER WITH A RIGHT OF INGRESS AND EGRESS AND UTILITIES OVER, UNDER AND ACROSS A THIRTY (30) FOOT STRIP OF LAND DESCRIBED IN THE ATTACHED EXHIBIT TITLED, "CATHERINE A. VEIGEL, LYNN VEIGEL AND V -V FAMILY TRUST, DATED 28 MARCH 1994 ACCESS AND UTILITIES EASEMENT" DATED 6 JANUARY 2003. Exhibit A CDP V 1 07/2004 IIII III If I 1 II 111 111 II II I III I11 I II III II II II II III II 000399 1/1 Documents Processed 10 -05 -2011, 15:40:18