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HomeMy WebLinkAbout962850118838 WARRANTY DEED IN LIEU OF FORECLOSURE KNOW ALL MEN BY THESE PRESENTS, that this WARRANTY DEED IN LIEU OF FORECLOSURE is made as of this I c day of bC -QC Y rl o.0 2011, by and between Katherine A. McClure, "Grantor whose present mailing address Big Piney Calpet Road, Big Piney, WY 83113, and the Beneficial Wyoming, Inc (the "Grantee whose mailing address is 961 Weigel Drive, Elmhurst, IL 60126. WITNESSETH: GRANTOR, for and in consideration of the sum of $10.00 and other good and valuable consideration, to Grantor in hand paid by Grantee, the receipt and sufficiency of which are hereby acknowledged and confessed, and further in consideration of the waiver by Grantee of its right to foreclose the Mortgage described below, by these presents, do hereby GRANT, BARGAIN, CONVEY, and WARRANT unto Grantee all of her right, title, equity (including her equitable and statutory rights of redemption), and interest in and to the following described real property located in Lincoln County, State of Wyoming, more particularly described as: Lot 1 of the Green Valley Subdivision, Lincoln County, Wyoming as described on the official plat filed on June 5, 1981 as instrument no. 559314 of the records of the Lincoln County Clerk with an address of 11 Betsy Court, Bedford, WY 83112 hereto and by this reference made a part hereof, together with all buildings and improvements situate on said real property and all fixtures and appurtenances thereto (collectively, the "Property hereby releasing and waiving all rights under and by virtue of the homestead exemption laws of the State of Wyoming. TO HAVE AND TO HOLD the Property, together with all and singular, any and all other rights and appurtenances thereto in anywise belonging unto Grantee, its successors and assigns FOREVER; and Grantors do hereby bind herself and her successors and assigns to WARRANT and FOREVER DEFEND all and singular the Property unto Grantee, its successors and assigns, against every person whomsoever lawfully claiming or purporting to claim the same or any part thereof. BUT IT IS HEREBY EXPRESSLY ACKNOWLEDGED AND AGREED THAT: A. This Warranty Deed in Lieu of Foreclosure, and the conveyance being made hereunder, is being executed, delivered, and accepted in lieu of foreclosure of the Lien (as hereinafter described and defined), and as an absolute conveyance to Grantee of all right, title, equity, and interest of Grantor in the Property, including specifically, but without limitation, any equity of redemption and the statutory right of redemption of Grantor therein or thereto; B. The lien "Lien for which this Deed is given in lieu of foreclosure was created by that certain Mortgage dated as of December 19, 2006, executed and granted by Katherine A. McClure, as grantor, to Beneficial Wyoming Inc., as mortgagee, and recorded in the records of the office of the County Clerk and ex- officio Register of Deeds in and for Lincoln County, State of Wyoming, on December 20, 2006, at Reception No. 925531 in Book 644 at Page 335. DILPkg RECEIVED 1/20/2012 at 12:11 PM RECEIVING 962850 BOOK: 779 PAGE: 622 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY DIL Package McClure 11 -15570 Page 1 of 3 00622 0023 C. Grantor agree that if Grantee accepts title to the Property under this Warranty Deed in Lieu of Foreclosure, such acceptance will not create any liability on the part of Grantee to third parties who may have claims of any kind against Grantor in connection with the Property. Grantee will not under this Warranty Deed in Lieu of Foreclosure assume or agree to discharge any liabilities with respect to the Property that shall accrue or occur prior to the date on which this Warranty Deed in Lieu of Foreclosure is recorded in the records of the office of the County Clerk and ex- officio Register of Deeds in and for Lincoln County, State of Wyoming (the date on which such recording is made is hereinafter called the "Recording Date Grantor agrees to indemnify and hold harmless Grantee from and against any loss, cost, damage, or expense (including attorneys' fees and court costs) resulting from claims arising out of the Property and arising from events that occurred prior to the Recording Date with respect to the Property. This Warranty Deed in Lieu of Foreclosure does not confer any third -party benefits on persons who are not signatory to this instrument other than Grantee. D. The acceptance of this Warranty Deed in Lieu of Foreclosure by Grantee is expressly conditioned upon and is subject to the representation and warranty of Grantor that title to the Property is good and indefeasible title, free and clear of all liens and encumbrances of any nature whatsoever, except for: (1) Any covenants, reservations, restrictions, conditions, exceptions, and easements of record in the chain of title as of the Recording Date; (2) Any liens of record in the chain of title (as of the Recording Date) which have priority over the Lien; (3) The Lien; and (4) Encumbrances permitted by the Lien. If title to the Property is not good and indefeasible as represented in this Paragraph D., then, at the option of Grantee, Grantee may, in addition to any other remedy available to it under this Warranty Deed in Lieu of Foreclosure, at law, or in equity, reinstate and revive the Mortgage, in which event, the satisfaction and release of the Indebtedness and any qualifications upon the Lien shall be null and void and ineffective for all purposes. IN WITNESS WHEREOF, this Warranty Deed in Lieu of Foreclosure has been executed on behalf of Grantors and Grantee on the date of the taking of their acknowledgments, but the effective date of this Warranty Deed in Lieu of Foreclosure for all purposes shall be deemed to be the Recording Date. DILPkg GRANTOR: Katherine A. McClure By: 4 G'i A/ Katherine A. McClure DIL Package McClure 11 -15570 Page 2 of 3 STATE OF(L)/ SS. COUNTY O F°.St% J9' L The foregoing instrument was ac1•5nowledged before me by Katherine A. McClure this day ofC )11 2011. My Commission Expires: eq/91Dagi DILPkg ACKNOWLEDGMENT Witness my hand and official seal. betty moceika Notary Public County of State of Lincoln Wyoming My Commission Expires 8/19/2014 Title (and Rank) o1J 2.4 DIL Package McClure 11 -15570 Page 3 of 3