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HomeMy WebLinkAbout963370RECEIVED 2/24/2w at 4:4 I riw RECEIVING 963370 BOOK: 781 PAGE: 741 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY MORTGAGE Paul Woodie and Kimberly Woodie, Husband and Wife, of 4792 Fir, Island Park, ID 83429, (herein collectively called "MORGAGOR to secure the payment of $198,628.19, with interest thereon, as provided in and evidenced by a promissory note of even date herewith (the ultimate maturity date of which is March 1st, 2022) and all renewals, modification and extensions thereof, do hereby mortgage unto Philip Mattingly and Samantha Moll as Joint Tenants in Common, P.O.. Box 58604 of Salt Lake City, Utah 84158 (herein called "MORTGAGEE the following described real property, situated in the County of Lincoln, State of Wyoming, hereby releasing and waiving all rights under and by virtue of the homestead exemption laws of the State of Wyoming, to -wit: A portion of Tract 90, Township 24 North Range 119 West of the 6th P.M., Lincoln County, Wyoming being part of that tract of record in the Office of the Clerk of Lincoln County in Book 98PR on Page 559, more particularly described as follows: Beginning at a point on the Westerly right -of -way line of U.S.Highway 30, North, which point lies North 58 °23'00" West, 2144.7 feet from Corner No.2 of said Tract 90; thence North 11 °33'12" West, 208.70 feet along the Westerly right -of way line of U.S. Highway 30 North; thence North 89 °10'00" West, 83.00 feet; thence South 11°33'12" East, a distance of 287.36 feet; thence North 56 °24'49" East, 87.46 feet to a point on the Westerly right -of -way line of U.S. Highway 30 North; thence North 11°33'12" West, 28.04 feet along said right -of -way line to the point of beginning. AKA 120 So. Hwy 30, Cokeville, WY 83114; Tax Parcel 12- 2419- 05 -4 -06- 028.00 MORTGAGOR agrees to pay the indebtedness hereby secured; to pay all taxes, assessments and charges levied against the property, as the same become due and payable; to secure, maintain and furnish MORTGAGEE evidence thereof, insurance with an insurance carrier or carriers acceptable to MORTGAGEE, covering the insurance improvements on the Property against loss by fire and earthquakes, with extended coverage, in an amount not less than the unpaid balance of the debt hereby secured, or the insurable value (replacement cost) of such improvements, whichever is less, which insurance shall contain an appropriate Toss payable provision protecting MORTGAGOR and MORTGAGEE as their respective interests may appear from time to time. In the event MORTGAGOR fails to pay such taxes or assessments, or fails to keep and maintain such insurance as herein provided, MORTGAGEE may pay such taxes and assessments and may secure and pay for such insurance, and all sums so paid shall be added to and considered a part of the indebtedness hereby secured and shall draw interest at the same rate. In case default shall be made in the payment of the above sums hereby secured, or in the payment of the interest thereon, or any part of such principal or interest, when the same shall become due; or in case of default shall be made in any of the covenants and agreements thereof, or in the event MORTGAGOR sells or conveys the Property, or any part thereof, or any interest therein, without the prior written consent of the MORTGAGEE,first had and obtained, then the while indebtedness hereby secured, with interest thereon, shall become due Page 1 00741 and payable, at the option of MORTGAGEE, and MORTGAGEE'S legal representatives and assigns, may proceed by advertisement and sale /or as otherwise authorized by governing law, to foreclose on and sell the Property, and out of the proceeds of such sale, MORTGAGEE shall pay all sums due hereunder, together wit all costs of sale including reasonable attorney's fees. If the proceeds of the foreclosure sale are insufficient to pay the indebtedness hereby secured by foreclosure costs, MORTGAGEE shall be entitled to a deficiency judgement. In the event of any default whereby the right of foreclosure occurs hereunder, MORTGAGEE shall at once become entitled to exclusive possession, use and enjoyment of the Property, and to all rents, issues and profits from the accruing of any such rights and during the pendency of the foreclosure proceedings, and the period of redemption, if any there be. MORTGAGOR warrants title to the Property as to parties claiming, by, through or under the MORTGAGOR only. Witness our handsthh the 2 3 day of February, 201 t L Paul Woodie ,2 SUBSCRIBED AND SWORN TO before me this the c'day of February, 2012 es y and and official seal. r c JENNIFER L. MARTINEZ NOTARY PUBLIC for the State of Montana Residing at West Yellowstone, Montana My Commission Expires February 24, 2015 My commission expires: WO 1, Doi 5 Page 2 00742 PROMISSORY NOTE For Value received, the undersigned promise to pay to the order of Philip R. Mattingly and Samantha J. Moll, Joint Tenants, P.O. Box 58604, Salt Lake City, UT, 84158, OR at such a place as the holder may designate in writing, THE PRINCIPAL SUM OF $198,628.19 together with interest beginning March 1, 2012, at the rate of 12% percent per annum, lawful money of the United States of America in installments as follows: Principal and interest payable in monthly installments of $2,815.00 or more, commencing on March 1st, 2012 and continuing on the same day of each consecutive month until the maturity date stated below at which time the entire remaining balance of principal and interest is due and payable. A late payment penalty of $50.00 shall apply if the payment is more than 5 days late. If default be made in the payment of any installment under this note, the entire principal sum and accrued interest shall at once become due and payable without notice at the option of the holder of this note. The failure of the holder of this note to enforce its rights upon default in any of the terms of this note shall not constitute a waiver of any such right in the event of a subsequent default. If suit is instituted to collect this note or any portion thereof, I agree to pay, in addition to the costs and disbursements as are allowed by law, such additional sums as the court may adjudge reasonable on attorney's fees in such suit. The makers, sureties, guarantors and endorsers hereof severally waive presentment for payment, protest,notice of protest and of non- payment of this notice. The indebtedness evidenced by the Note is secured by a Deed of Trust of even date, and reference is made to the Deed of Trust for rights as to acceleration of the indebtedness evidenced by this not, AKA 120 So. Hwy 30, Cokeville, WY 83114, Tax Parcel 12- 2419- 05 -4 -06- 028.00. JENNIFER L. MARTINEZ NOTARY PUBLIC for the State of Montana Residing al West Yellowstone, Montana My Commission Expires February 24, 2015 SUBSCRIBED AND SWORN TO before me this the day of February, 2012 Witness my hand and official seal. My commission expires: j 00743