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HomeMy WebLinkAbout963751Space above this line for County Recorder use only BORROWER(S): Jim Henderson and Jolene Henderson I, Angela M Morgan, hereby swear or affirm that I am Vice President Loan Documentation, and that in the regular performance of my job functions, I am familiar with the business records maintained by Wells Fargo Bank, N.A for the purpose of servicing mortgage loans. These records (which include data compilations, electronically imaged documents, and others) are made at or near the time by, or from information provided by, persons with knowledge of the activity and transactions reflected in such records, and are kept in the course of business activity conducted regularly by Wells Fargo Bank, N.A. It is the regular practice of Wells Fargo Bank, N.A's mortgage servicing business to make these records. In connection with making this affidavit, I have acquired knowledge of the matters stated herein by examining these business records. I further state that a certain document which was titled as Mortgage "document recorded on 7 -24- 2006 (date) as Document Number 920542 and /or in Book /Liber 627, Page 335 and was recorded in Lincon County, State of Wyoming contained the following error(s) (if more space is needed, please attach addendum): The Manufactured Home Rider To Security Instrument was omitted from the recorded Deed of Trust. 1 make this Affidavit for the purpose of correcting the above document as follows (if more space is needed please attach addendum): Record to add the Manufactured Home Rider To Security Instrument. Tile original document is is not attached to this Affidavit (if a copy of the original document is not mentation, .khed, please see the attached "LEGAL DESCRIPTION" and names of grantors and grantees). NAM Angela M. Morgan TITLE: Vic- ident Loan Doc Subscribed and sworn to (or affirm State of Minnesota County of Dakota NAME: Eric Frojd RECEIVED 3/20/2012 at 3:50 PM RECEIVING 963751 BOOK: 783 PAGE: 461 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY ss. Prepared by, and when recorded, return to: Wells Fargo Home Mortgage Attn: Eric Frojd MAC: X9999 -018 2701 Wells Fargo Way Minneapolis, MN 55467 AFFIDAVIT OF CORRECTION ells Fargo Bank, N.A. me this O' '4"42-- Notary Public: L L ynn My Commission Expires: -31 4 i. CHERYL L. LYNN NOTARY PUBLIC MINNESOTA My Commission Expires Jan. 31, 2015 b ./lM..�AAAAAr.,AAA.,,r M THIS FORM IS INTENDED TO CORRECT SCRIVENER'S ERRORS AND NOT FOR THE CONVEYANCE OF REAL PROPERTY. Names of persons signing in any capacity must be typed or printed below their signature. 1.01. Date Record and return to: Wells Fargo Home Mortgage Attn: Eric Frojd 2701 Wells Fargo Way MAC: X9998 -01L Minneapolis, MN 55467 Used 017 -04452 ABC OOPH Serial Number Page 1 of 3 Serial Number 20 \Z 00462 MANUFACTURED HOME RIDER TO SECURITY INSTRUMENT This Rider is made this January 20, 2012 and is incorporated into and amends and supplements the Mortgage, Open -End Mortgage, Deed of Trust, or Credit Line Deed of Trust, Security Deed "Security Instrument of the same date given by the undersigned "Borrower to secure Borrower's Note to Wells Fargo Home Mortgage "Lender of the same date "Note and covering the Property described in the Security Instrument located at: Jim Henderson and Jolene Henderson 341 4 Street in La Barge, WY 83123 (Property Address) Borrower and Lender agree that the Security Instrument is amended and supplemented to read as follows: 1. Meaning of Some Words. As used in this Rider, the term "Loan Documents" means the Note, the Security Instrument and any Construction Loan Agreement, and the term "Property as that terms is defined in the Security Instrument, includes the "Manufactured Home" described in paragraph 3 of this Rider. All terms defined in the Note or the Security Instrument shall hav the same meaning in this Rider. 2. Purpose and Effect of Rider. IF THERE IS A CONFLICT BETWEEN THE PROVISIONS IN THIS RIDER AND THOSE IN THE SECURITY INSTRUMENT, THE PROVISIONS IN THIS RIDER SHALL CONTROL. THE CONFLICTING PROVISIONS IN THE SECURITY INSTRUMENT WILL BE ELIMINATED OR MODIFIED AS MUCH AS IS NECESSARY TO MAKE ALL OF THE CONFLICTING TERMS AGREE WITH THIS RIDER. 3. Lender's Security Interest. All of Borrower's obligations secured by the Security Instrument also shall be secured by the Manufactured Home. 2006 Model Name or Number Length Width New Used Year Manufacturer's Name Serial Number Serial Number 90463 4. Affixation. Borrower covenants and agrees: a. to affix the Manufactured home to a permanent foundation on the Property; b. to comply with all Applicable Law regarding the affixation of the Manufactured Home to the Property; c. upon Lender's request, to surrender the certificate of title to the Manufactured Home, if surrender is permitted by Applicable Law, and to obtain the requisite governmental approval and documentation necessary to classify the Manufactured Home as real property under Applicable Law; d. that affixing the Manufactured Home to the Property does not violate any zoning laws or other local requirements applicable to the Property; e. that the Manufactured Home will be, at all times and for all purposes, permanently affixed to and part of the Property. 5. Charges; Liens. Section 4, Paragraph 1 of the Security Instrument is amended to add a new third sentence to read: Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph and receipts evidencing the payments. 6. Property Insurance. Section 5, Paragraph 1 of the Security Instrument is amended to add a new second sentence to read: Whenever the Manufactured Home is transported on the highway, Borrower must have trip insurance. 7. Notices. The second sentence of Section 15 of the Security Instrument is amended by inserting the words "unless otherwise required by law" at the end. 8. Additional Events of Default. Borrower will be in default under the Security Instrument: a. if any structure on the Property, including the Manufactured Home, shall be removed, demolished, or substantially altered; b. if Borrower fails to comply with any requirement of Applicable Law (Lender, however, may comply and add the expense to the principal balance Borrower owes to Lender); or c. if Borrower grants or permits any lien on the Property other than Lender's lien, or liens for taxes and assessments that are not yet due and payable. 9. Notice of Default. If required by Applicable Law, before using a remedy, Lender will send Borrower any notice required by law, and wait for any cure period that the law may require for that remedy. 10. Additional Rights of Lender in Event of Foreclosure and Sale. In addition to those rights granted in the Note and Security Instrument, Lender shall have the following rights in the event Lender commences proceedings for the foreclosure and sale of the Property. a. At Lender's option, to the extent permitted by Applicable Law, Lender may elect to tread the Manufactured Home as personal property "Personal Property Collateral Lender may repossess peacefully from the place where the Personal Property Collateral is located without Borrower's permission. Lender also may require Borrower to make the Personal Property Collateral available to Lender at a place Lender designates that is reasonably convenient to Lender and Borrower. At Lender's option, to the extent permitted by Applicable Law, Lender may detach and remove Personal Property Page 2 of 3 Collateral from the Property, or Lender may take possession of it and leave it on the Property. Borrower agrees to cooperate with lender if Lender exercises these rights. b. After Lender repossesses, Lender may sell the Personal property Collateral and apply the sale proceeds to the Lender's reasonable repossession, repair, storage and sale expenses, and then toward any other amounts Borrower owes under the Loan Documents. c. In the event of any foreclosure sale, whether made by Trustee, or under judgment of a court, all of the real and Personal Property Collateral may, at the option of Lender, be sold as a whole or in parcels. It shall not be necessary to have present at the place of such sale the Personal Property Collateral or any part thereof. Lender, as well as Trustee on Lender's behalf, shall have all the rights, remedies and recourse with respect to the Personal Property Collateral afforded to a "Secured Party" by Applicable Law in addition to, and not in limitation of, the other rights and recourse afforded lender and /or Trustee under the Security Instrument. By sign g below, Borrower accepts and agrees to the terms and covenants contained in this Rider. /Borrower #1 Jim Henderson Borrower #3 personally known whose name(s) i executed the sarri instrument, the individua instrument. My commission expires: Page 3 of 3 (SEAL) (SEAL) j l Borrower #2 JQ.Ine Henderson Borrower 4 STATE OF(L) Y�fry) //2 ss.: COUNTY O F j,,b/ On the 1./ day of k€hrC"a?t in the year a. a before me, the undersigned, a Notary Public in and for said Staid personally appeared Jim Henderson and Jolene Henderson me or proved to me on the basis of satisfactory evidence to be the individ subscribed to the within instrument and acknowledged to me that he /she his /her apacity(ies), and that by his /her/ heir signature(s) on the e person on behalf of which the individuals) acted, executed the Notary Pri ted Name Notary Public; State of (A Y d Qualified in the County of V' `i'1 0(0 )9 'DO 1 4 Official Seal: Betty Moceika Notary Public State of Wyoming County of Lincoln My Commission Expires 611512014 00464 EXHIBIT A LEGAL DESCRIPTION Lots 7 and 8 of Block 1 of Apeman 2nd Addition. Lincoln County, Wyoming as described on the official plat Nu. 332B filed on November 29, 1989 as instrument No, 7111)17 of the records of the Lincoln County Clerk. 00465