HomeMy WebLinkAbout964146After recording return to:
When Recorded Roturn ct.
Indeconznl l( 3I orviceF
29,15 Countr'y Drive
St. Paul, MN 56117
Bank.. of- A•nerica- N.. A.
4461 Pied rnont,Rarkway
Greensboro. NC-27410.
19228xxxx
Prepared by:
Bank of America, N.A.
4161 Piedmont Parkway
Greensboro NC 27410
19228xxxx
100133700032396627
[Space Above This Line For Recording Data]
MODIFICATION OF SECURITY INSTRUMENT
DEFINITIONS
(A) "Modification" means this document, which is dated 01/04/2012
(B) "Borrower" is T L BIRDYSHAW JR., AND SANDRA P BIRDYSHAW
(F) "Security Instrument" means that certain Mortgage, Deed of Trust, Security Deed or other security instrument
(including any riders), dated the same date as the Agreement, securing the Property for repayment of the Agreement,
and filed originally as Book 698 Page 399, Instrument# 940096 in the Official Public Records of LINCOLN
County, State of WYOMING.
(G) "Property" means the property described in the attached Exhibit A, which currently has the address of: 835
TRAIL RIDGE RD, ALPINE, WY 83128
Borrower agrees as follows:
1. Lender and Borrower amend the terms of the Security Instrument as follows:
The Credit Limit is hereby modified to the principal limit of $84,000.00, not to exceed this amount.
Modification of Security Instrument- Home Equity Line of Credit
Page 1 of 4
00822
RECEIVED 4/17/2012 at 1:45 PM
RECEIVING 964146
BOOK: 784 PAGE: 822
JEANNE WAGNER
LINCOLN COUNTY CLERK, KEMMERER, WY
(C) "Lender" is Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB, and its
successors and assigns.
(D) "Agreement" means that certain home equity line of credit agreement (including any addenda), dated 6/9/2008,
signed by Borrower and payable to Lender (or its predecessor in interest), which Agreement establishes an account
from which Borrower may obtain credit advances on a revolving basis in an amount not to exceed the original Credit
Limit as defined below.
(E) "Credit Limit" means the original principal limit of $148,000.00 as stated in the Agreement and the Security
Instrument.
2. Nothing in this Modification will invalidate, impair or release any term or condition in the Agreement or the
Security Instrument. The Agreement and the Security Instrument will continue in full force and effect. Any
term or condition in the Agreement or the Security Instrument not modified in this Modification has the same
force and effect as any term which is modified in this Modification. Borrower ratifies and confirms the terms
and conditions of the Agreement and the Security Instrument, and covenants and agrees to perform and comply
with the terms and conditions, as modified in this Modification.
3. Nothing in this Modification will be understood or construed as a substitution, transference or novation of the
existing debt.
4. Lender reserves all rights it has against all parties, including but not limited to all parties secondarily liable.
5. This Modification is binding upon and inures to the benefit of the heirs, executors, administrators,
representatives, or successors and assigns of the respective parties.
6. All capitalized terms not defined in this Modification have the same meaning as in the Agreement or the
Security Instrument.
By signing below, Borrower agrees to be bound by the terms of this Modification.
WITNESSES (if applicable):
Modification of Security Instrument- Home Equity Line of Credit
ATTENTION BORROWER
THIS WRITTEN AGREEMENT REPRESENTS THE FINAL AGREEMENT BETWEEN THE
PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR,
CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES.
THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES.
Do not sign below if Section 1 of this Modification is blank or any
loan information other than the property's legal description is attached.
Witness
Witness SANDRA P BIRDYSH W
Page 2 of 4
BORROWER:
4.
4 7(
T L BIRDYS AW JR.
00823
ATTENTION NOTARY PUBLIC
NOTE: Amend and complete the notary acknowledgement in accordance with applicable law.
State of
County of LI/YCl.'
C? ,,i,.._ 0 before me, 6
On
(Date) r7 a y f 1 n h 6"u
(Name of Notary Public) 1
personally appeared /)c°dreic 4, .Sj1- /�?�P..h- f 6u2oc f� H le.)
(Name of Borrowers)
O personally known to me roved to me on the basis of satisfactory evidence, to be the person(s) whose
name(s) is /are subscribed to the foregoing instrument and acknowledged to me that he /she /they executed the same
for the purposes and consideration therein expressed.
WITNESS MY HAND AND OFFICIAL SEAL.
Modification of Security Instrument- Home Equity Line of Credit
Page 3 of 4
00824
A
Notary ublic
Mortgage Electronic Registration Systems, Inc. as nominee for Couytr
By
ACKNOWLEDGMENT
State of North Carolina
County of Guilford
On 01/04/2012, before me, ROSA B. SIMPSON personally appeared JEAN ENGLISH a nd KATHY
CLARK, personally known to me (or proved to me on the basis of satisfactory evidence) to be the
person(s) whose name(s) is /are subscribed to the within instrument and acknowledged to me that
he /she /they executed the same in his /her /their authorized capacity(ies), and that by his /her /their
signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted,
executed the instrument.
WITNESS h nd and official seal.
Signature ad a /...1
Commission expiration date: April 10, 2013
Modification of Security Instrument- Home Equity Line of Credit
Page 4 of 4
1
Printed Na e JEAN ENGLISH
Title: ASS SECRETARY
By
Printed Na
Title: VICE-
■4
Witness:
SHERR MCCAIN
Witness: (Zile-
CRISTIE WILEY
SIDENT
For California property: I certify under PENALTY OF PERJURY under the laws of the State of California
that the foregoing paragraph is true and correct. WITNESS my hand and official seal.
00825
ROSA 8 SIMPSON
Notary Public
Guilford Co,, North Carolina
My Commission Explroe April 10, 2013
THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF LINCOLN, STATE OF
Wyoming, AND IS DESCRIBED AS FOLLOWS:
LOT 20 OF SHADOW DANCER ESTATES SUBDIVISION, LINCOLN COUNTY, WYOMING AS DESCRIBED
ON THE OFFICIAL PLAT THEREOF.
Parcel ID: 12 -3619- 10 -4 -00- 478.00
Commonly known as 835 Trail Ridge Road, Alpine, WY 83128
However, by showing this address no additional coverage is provided
1
LEGAL DESCRIPTION
EXHIBIT "A"
11
s
1
1111
u
1
11
+UO2573091+
7410 4/10/2012 77634331/2
Title No LIN- FCH- 114538
00826