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HomeMy WebLinkAbout964565Recording Requested By/Rexuri(To: Welts-Fargo P.O. Box 3„1.557 MAC-B6955 -013 'ZS 11ings, MT 59107 -9900 This Instrument Prepared by: Wells Fargo P.O. Box 4149 MAC P6051 -019 Portland, OR 97208 -4149 1- 800 945 -3056 Parcel/UPI 3718 29401001.00 5C 1 9 Effective Date: 3/13/2012 Owner(s): KENNETH F WYSS DIANE C WYSS HE360 SUB WY (rev 20120217) 0000000000441121 When Recorded Return To: Account Number: XXX- XXX- XXX8930 -1998 Indecomm Global Services 2925 Country Drive St. P 1 MN 55117 rf _1 q1 7969 [Space Above This Line for Recording Data] Current Lien Amount: $56,000.00. Senior Lender: MERS Inc. As Nominee For Quicken Loans, Inc. Subordinating Lender: Wells Fargo Bank, N.A. Property Address: 240 RIVERBENCH RD, ALPINE, WY 83128 -0000 RECEIVED 5/15/2012 at 3:22 PM RECEIVING 964565 BOOK: 786 PAGE: 253 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, VW Reference Number: 107726925 SUBORDINATION AGREEMENT FOR SHORT FORM LINE OF CREDIT MORTGAGE If Wells Fargo Bank, N.A. is subordinating to Wells Fargo Bank, N.A., this document is notice that the lien securing the loan or line of credit serviced by the Wells Fargo Bank Home Equity Group is subordinated to the first lien loan being originated or modified by the Wells Fargo Home Mortgage Group. Page 1 of 3 00 THIS AGREEMENT (the "Agreement effective as of the Effective Date above, is made by and among the Subordinating Lender, Owners and the Senior Lender named above. KENNETH F WYSS AND DIANE C WYSS, WHO ACQUIRED TITLE AS KENNETH WYSS AND DIANE WYSS, HUSBAND AND WIFE (individually and collectively the "Owner own the real property located at the above Property Address (the "Property"). The Subordinating Lender has an interest in the Property by virtue of a Short Form Line Of Credit Mortgage (the "Existing Security Instrument given by the Owner, covering that real property, more particularly described as follows: See Exhibit A which document is dated the 12th day of April, 2008, which was filed in Book 693 at page 853 (or as No. 938794) of the Official Records in the Office of the Recorder of the County of Lincoln, State of Wyoming. The Existing Security Instrument secures repayment of a debt evidenced by a note or a line of credit agreement extended to KENNETH F WYSS and DIANE C WYSS (individually and collectively "Borrower by the Subordinating Lender. The Senior Lender has agreed to make a new loan or amend an existing loan in the original principal amount NOT to exceed $163,800.00 (the "New Loan or Amended Loan"), provided that the New Loan or Amended Loan is secured by a first lien mortgage on the Property (the "New Security Instrument in favor of the Senior Lender. If the New Loan or Amended Loan exceeds this amount, the Subordination Agreement is VOID. re rr .ct C C'�C��,1 =r 7t f g4 4.11 The Subordinating Lender is willing to supordinate the lien of the Existing Security Instrument to the lien of the New Security Instrument under the terms set forth in this Agreement. NOW, THEREFORE, for and in consideration of the above recitals, the covenants herein contained, and for good and valuable consideration, the receipt of which is hereby acknowledged, the parties agree as follows: A. Agreement to Subordinate Subordinating Lender hereby subordinates the lien of the Existing Security Instrument, and all of its modifications, extensions and renewals, to the lien of the New Security Instrument. This Agreement is effective as to any sum whose repayment is presently secured or which may in the future be secured by the Existing Security Instrument. B. General Terms and Conditions Binding Effect This Agreement shall be binding upon and inure to the benefit of the respective heirs, legal representatives, successors and assigns of the parties hereto and all of those holding title under any of them. Nonwaiver This Agreement may not be changed or terminated orally. No indulgence, waiver, election or non election by New Lender or the trustee(s) under the New Security Instrument or related documents shall affect this Agreement. Severability The invalidity or unenforceability of any portion of this Agreement shall not affect the remaining provisions and portions of this Agreement. C. Signatures and Acknowledgements The Subordinating Lender, through its authorized officer, has set its hand and seal as of the Effective Date above unless otherwise indicated. HE360 SUB WY (rev 20120217) Page 2 of 3 0000000000441121 00254 SUBORDINATING LENDER: Wells Fargo Bank, N.A. B y MAR 14 2012 (Signature) Date Barbara A. Edwards (Printed Name) Work Director (Title) FOR NOTARIZATION OF LENDER PERSONNEL STATE OF Oregon COUNTY OF Washington The foregoing Subordination Agreement was acknowledged before me, a notary public or other official qualified to administer oaths this /1 i 1 day of M G V (20/ by Barbara A. Edwards, as Work Director of Wells Fargo Bank, N.A., the Subordinating Lender, on behalf of said Subordinating Lender pursuant to authority granted by its Board of Directors. S/he is personally known to me or has produced satisfactory proof of his /her identity. HE360 SUB WY (rev 20120217) 0000000000441121 )ss. (Notary Public) OFFICIAL SEAL JACIJE E PERRY NOTARY PUBLIC OREGON COMMISSION NO. 447200 I MY COMMISSION EXPIRES MARCH 04, 2014 Page 3 of 3 X0255 Parcel ID: 12-3718-29-4-01-001 Exhibit A THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF LINCOLN, STATE OF Wyoming, AND IS DESCRIBED AS FOLLOWS: LOT 38 OF PALIS PARK SUBDIVISION, FORMERLY KNOWN AS LOTS 38 AND 39, PALIS PARK SUBDIVISION, ACCORDING TO THE OFFICIAL PLAT THEREOF RECORDED IN THE COUNTY RECORDER'S OFFICE OF LINCOLN COUNTY, STATE OF WYOMING. Commonly known as 240 Riverbench Rd, Alpine, WY 83128 However, by showing this address no additional coverage is provided 632 50 NPIW9��V➢IG�N'� ,2 UO256