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HomeMy WebLinkAbout965932MORTGAGE DEED WITH RELEASE 01? HOMESTEAD KNOW ALL MEN BY THESE PRESENTS that HOFFMAN RANCHES, INC., a Utah Corporation of 225 East Church Street, Randolph, UT 84064, herein designated as Mortgagor, to secure the payment of the sum of Six Hundred Fifty Thousand Dollars ($650,000.00), plus interest, as evidenced by a Promissory Note of even date herewith to the order of FOX LAND LIVESTOCK CORP., a Wyoming Corporation, of 10283 State Hwy. 233, Kenunerer, Wyoming 83101, herein designated as Mortgagees, principal and interest in the amount of Six Hundred Fifty Thousand Dollars ($650,000.00), payable as follows: The sum of Six Hundred Fifty Thousand Dollars ($650,000.00) shall be paid in 20 yearly payments. The first payment shall be on December 1, 2012 in the amount of Fifty Six Thousand Six Hundred Sixty -Nine Dollars Ninety -Six Cents ($56,669.96) and shall continue each and every year until a final payment shall be due in 2031 in the amount of Fifty -Six Thousand Six Hundred Seventy Dollars One Cent ($56,670,01). Except as otherwise noted, each payment shall first be applied to the interest then accrued, and the balance shall be applied to the principal of the Note. Interest shall be at the rate of 6% per annum, beginning August 1, 2012. A copy of the Amortization Schedule is attached hereto as Exhibit «A hereby mortgages to said Mortgagees, the following described real estate, situate in the County of Lincoln, State of Wyoming, to -wit: SEE EXHIBIT "B" ATTACHED HERETO AND INCORPORATED HEREIN BY THIS REFERENCE TOGETHER WITH all improvements, appurtenances, hereditaments, and all other things thereunto belonging or in anywise appertaining. SUBJECT, HOWEVER, to all easements, rights -of -ways, reservations, restrictions, conditions of record. now of record, or otherwise affecting said lands, 00699 Mortgagor covenants and agrees with the Mortgagees as follows: 1. That they will pay the indebtedness, as hereinbefore provided. Mortgagor may, at any time, and without the payment of any premium, fee or penalty, make larger payments than those described hereinabove or may pay the balance in full. 2. Mortgagees and Mortgagor will divide equally all attorney and closing fees. Mortgagor will be responsible for any recording fees. RECEIVED 8/3/2012 at 2:57 PM RECEIVING 965932 BOOK: 790 PAGE: 699 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY Phillips Law, LLC 822 Main Street P.O. Box 770 Evanston, Wyoming 82931 -0770 Fox/Hoffman Page 2 of 5 OOTOO 3. All property taxes and other assessments on the property shall be prorated between the parties as of the date of closing. 4. Mortgagor has examined said premises and accepts the premises in its present condition and there are no representations, covenants or agreements between the parties hereto with reference to said property except as herein specifically set forth or attached hereto. Mortgagor expressly acknowledges that he has thoroughly examined the premises, and he accepts the same in "AS IS" condition, Mortgagor expressly covenants and agrees to indemnify and hold Mortgagees harmless from any claim, loss, liability, damage or expense resulting from any claimed deficiency on the premises. 5. Nothing shall be done on or in connection with said property which may impair the Mortgagees' security hereunder; the Mortgagor will commit, permit or suffer no waste, impairment or deterioration of said property nor any part thereof, and said property shall be continuously maintained in good and sightly order, repair and condition by the Mortgagor at his expense. 6. In the event Mortgagor defaults in the payment of taxes, assessments, water, or other governmental or municipal charges, or other lawful charges, as herein provided, the Mortgagees may without notice or demand pay the same. The Mortgagor covenants and agrees to repay such sums so paid and all expenses so incurred by the Mortgagees, with interest thereon from the date of payment, at the same rate as provided in the note herein described, and the same shall be a lien on the said premises and be secured by the said note. 7. In the event the property covered hereby is sold under foreclosure and the proceeds are insufficient to pay' the total indebtedness secured hereby, the Mortgagor binds himself to pay the unpaid balance, and the Mortgagees will be entitled to a deficiency judgment. 8. Upon occurrence, with respect to any Mortgagor, Assignee, maker, endorser or guarantor hereof, of any of the following: a. Calling of a meeting of creditors; application for, or appointment of, a receiver of any of them or their property; filing of a voluntary or involuntary petition under any of the provisions of the Bankruptcy Act or amendments thereto; issuance of a warrant or attachment; entry of a judgment; failure to pay, collect or remit any tax or tax deficiency, Federal, State or local, when assessed or due; death dissolution; making, or sending notice of an intended bulk sale; mortgage or pledge of any property; suspension or liquidation of their usual business; failure, after demand, to furnish financial information or to permit inspection of any books or records; default in payment or performance of this mortgage or any other obligation to, or acquired in any manner by payee, or if the condition or affairs of any of them shall change as in the opinion of the Mortgagees or other legal holder thereof, shall increase its credit risk- -this mortgage and all other Phillips Law, LLC 822 Main Street P.O. Box 770 Evanston, Wyoming 82931 -0770 00701 obligations, direct or contingent, of any maker or endorser hereof to payee shall become due at the option of the Mortgagees with notice or demand. b. That in case default shall be made in the payment, when due, of the indebtedness hereby secured, or of any installment thereof, or any part thereof, or in case of breach of any covenant or agreement herein contained as set forth in the Promissory Note secured by this Mortgage, the whole of the then indebtedness secured hereby, inclusive of principal, interest, arrearages, ground rents, if any, taxes, assessment, water charges, expenditures for repairs or maintenance, together with all other sums payable pursuant to the provisions hereof, shall become immediately due and payable, at the option of the Mortgagees, although the period above limited for the payment thereof may not have expired, in accordance with the terms and conditions in said Note and any failure to exercise said option shall not constitute a waiver of the right to exercise the same at any other time, and it shall be lawful for the Mortgagees to proceed to enforce the provisions of this mortgage either by suit at law or in equity, as it may elect, or to foreclose this mortgage by advertisement and sale of the above described premises, at public venue, for cash, according to Wyoming statutes governing mortgage foreclosures, and cause to be executed and delivered to the purchaser or purchasers at any such sale a good and sufficient deed or deeds of conveyance of the property so sold and to apply the net proceeds arising from such sale first to the payment of the costs and expenses of such foreclosure and sale and in payment of all moneys expended or advanced by the Mortgagees, and then to the payment of the balance due on account of the principal indebtedness secured hereby, together with interest thereon and the surplus, if any, shall be paid by the Mortgagees on demand, to the Mortgagor. There shall be included in any or all such proceedings, a reasonable attorney's fee. In case the mortgagee shall fail promptly to foreclose upon the happening of any default, it shall not thereby be prejudiced in its right of foreclosure at any time thereafter during which such default shall continue and shall not be prejudiced in its foreclosure rights in case of further default or defaults. 9. Mortgagees must provide notice in writing by certified mail to Mortgagor if the Mortgagees elect to foreclose. 10. That in case of any default whereby the right of foreclosure occurs hereunder, the Mortgagees shall at once become entitled to exclusive possession, use, and enjoyment of all property aforesaid, and to all rents, issues and profits thereof, from the accruing of such right and during the pendency of foreclosure proceedings and the period of redemption, if any there be, and such possession, rents, issues and profits shall at once be delivered to the Mortgagee on request, and on refusal, the delivery of such possession, rents, issues, and profits may be enforced by the Mortgagees by any appropriate civil suit or proceeding, including action or actions in ejectment, or forcible Fox/Hoffman Page 3 of 5 Phillips Law, LLC 822 Main Street P.O. Box 770 Evanston, 'Wyoming 82931 -0770 00702 entry or unlawful detainer, and the Mortgagees shall be entitled to a Receiver for said property and all rents, issues, and profits thereof, after any such default, including the time covered by foreclosure proceedings and the period of redemption, if any there be, and shall be entitled thereto as a matter of right without regard to the solvency or insolvency of the Mortgagor, or the then owner of said property, and without regard to the value of said property, or the sufficiency thereof to discharge the mortgage debt and foreclosure costs, fees, and expense, and such Receiver may be appointed by any court of competent jurisdiction upon ex parte application, and with notice, and all rents, issues, and profits, income and revenue of said property shall be applied by such Receiver, according to law and the orders and directions of the court. 11. No failure by the Mortgagees or any legal holder hereof to enforce any right set forth herein nor the granting of any extension of time nor taking of additional security, nor partial release of security or the making of future advances, shall act to constitute a waiver of the right to enforce any and all remedies provided herein nor shall it act to discharge or release the collateral, 12. To keep the property herein described insured at the Mortgagors' expense in a sum not less than Six Hundred Fifty Thousand Dollars ($650,000.00), loss, if any, payable to all parties of interest, and to deliver said policy or policies of insurance to the parties. 13. If Mortgagor is thirty (30) days late on his payment in any given month, then a One Hundred Dollar ($100.00) late fee will accrue for each and every month the payment is late until Mortgagees declare default pursuant to the terms of this Mortgage Deed with Release of Homestead. 14. That the covenants herein contained shall bind, and the benefits and advantages shall inure to, the respective heirs, executors, administrators, successors, and assigns of the parties hereto, Whenever used, the singular number shall include the plural, the plural the singular, and the use of any gender shall include all genders. IN WITNESS WHEREOF, the Mortgagor has caused these presents to be signed this 6 9 11) day of .0 r ,2012. Fox /Hoffman Page 4 of 5 MORTGAGEES: FOX LAND LIVESTOCK CORP., BY: ROB T B. FOX, President <F Secretar y /Treasurer STATE OF WYOMING COUNTY OF LINCOLN V 1 410 �4 NG COUN�I 9 LINCOLN )ss. )ss FoxIHoffm an Page 5 of 5 H FFMA Vice President LOU DAWN HOFFMAN, Secretary y Public Commission Expires: C9 2SD-l 00703 MORTGAGOR: HOFFMAN RANCHES, INC., a Utah Corporation, By: at 7) 144 OY D. HOFFMAN, President On this day of ,Al lL u..9V 2012, before me personally appeared ROBERT B. FOX and JAYSON B. FOX, who did say they are the President and Secretary /Treasurer respectively of FOX LAND LIVESTOCK CORP., and said instrument was signed and sealed in behalf of said corporation by authority of its Board of Directors, and said ROBERT B. FOX and JAYS�9 T�4 X acknowledged said instrument to be the free act and deed of said corporation. B 6 P 4 n Q'C •I S hand and official seal. W Lh g ai A No Public M Commission Expires: I e l,W 14 On this5PP day of c ht 2012, before me personally appeared ROY D. HOFFMAN, JAMES R. HOFFMAN and LOU DAWN HOFFMAN, who did say they are the President, Vice- President and Secretary respectively of I RANCHES, INC., and said instrument was signed and sealed in behalf of said corporation by authority of its Board of Directors, and said ROY D. HOFFMAN, JAMES R. HOFFMAN and LOU DAWN HOFFMAN acknowledged said instrument to be the free act and deed of said corporation. WIIIIAWggfohy hand and official seal. e NE w sz •0i O r� oTA O COUNTYOFW CLN 2A P G 1 •••msmmmm••m'° L Phillips v, 7,Ct YM� 0 'p v 822 Main A AI 770 Evanston, Wyoming-82931-0770 FROM JI Amortization Schedule Totals Year :Payment �incinal Paid Xnterest Paid Remaining Balance 20)2 56,669.96 17,669.96 39,000.00 632,330.04 2013 56,669.96 18,730.16 37,939.80 613,599.88 2014 56,669.96 19,853.97 36,815.99 593,745.91 2015 56,669.96 21,045,21 35,624.75 572,700.70 2016 56,669.96 22,307.92 34,362.04 550,392.78 2017 56,669.96 23,646.39 33 ,023.57 526,746.39 2018 56,669.96 25,065.18 31,604.78 501,681.21 2019 56,669.96 26,569.09 30,100.87 475,112.12 2020 56,669.96 28,163.23 28,506.73 446,948.89 2021 56,669.96 29,853.03 26,8) 6.93 417,095.86 2022 56,669.96 31,644.21 25,025.75 385,451.65 2023 56,669.96 33,542.86 23,127.10 351,908.79 2024 56,669.96 35,555.43 21,114.53 316,353.36 2025 56,669,96 37,688.76 18,981.20 278,664.60 2026 56,669.96 39,950.08 16,719.88 238,714.52 2027 56,669.96 42,347.09 14,322.87 196,367.43 2028 56,669.96 44,887.91 11,782.05 151,479.52 2029 56,669.96 47,581.19 9,088.77 103,898.33 2030 56,669.96 50,436.06 6,23 3.90 53,462.27 2031 56,670.01 53,462.27 3 3,207.74 .0 $1,133,399.25 $650,000.00 8483,399.25 http:// www. mycalculators .com/ca /aloan_pop.html PHONE 1 307 877 2285 Amortization Schedule 650,000.00 Loan with Anneal Payments 6% Interest Rate Compounded Annually 20 Years www.MyCalculators.com Copy ii,). Q 007.201i Myealculswa.wm C Prihti ,._,.lose Jul. 23 44PM P 11 0 0 7 0 7/19/2012 Parcel 1 Township 24 North, Range 116 West of the 6th P.M., Lincoln County, Wyoming: Section 18: Lots 3, 4, and N1/2SE1/4 Section 19: Lot 8, SWII4SE1 /4 Section 29: W1 /2NW1 /4, NW1 /4SW1/4, E1 /2SW1 /4, W1/2SE1/4 Section 30: Lots 1, 2, 3, NE1 /4, N1 /2SE1 /4 Section 32: E1 /2NW1 /4, W1 /2NE1 /4, NW1 /4SE114 Township 24 North, Range 117 West of the 6th P.M., Lincoln County, Wyoming: Section 13: Lots 1, 2, 3, NE1 /4SE1 /4, E1 /2SW1 /4, SE1 /4NW1/4, N1 /2NW1 /4, S1/2NE1/4 Section 14: Lots 1 and 2 Section 24: All Section 25: All, excepting Lots 7 and 18 LESS AND EXCEPT those lands conveyed by Warranty Deed recorded 7 -26 -1982, at Book 189PR, Page 593 AND ALSO LESS AND EXCEPT those lands conveyed by Warranty Deed recorded 9- 15 -2006, at Book 633, Page 804 Parcel 2 Township 24 North, Range 117 West of the 6th P.M., Lincoln County, Wyoming: Section 13: S1/2SE1/4 0070