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HomeMy WebLinkAbout966819140713 MIN 1000157- 0007208671 -9 DILPkg Alliance Title Esc rc P.O. Box 1367 Kenn nPrer \NV Slim AGREEMENT, ESTOPPEL AFFIDAVIT, AND STATEMENT OF VOLUNTARY SURRENDER WITNESSETH: THE FOLLOWING DESCRIBED TRACT OF LAND IN LINCOLN COUNTY, STATE OF WYOMING, TO -WIT: A PORTION OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 32, TOWNSHIP 31 NORTH RANGE 118 WEST OF THE 6TH P.M., LINCOLN COUNTY, WYOMING, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING ON THE SOUTH BOUNDARY LINE OF SAID SECTION 32 AT A POINT 330.00 FEET WEST FROM THE SOUTH ONE QUARTER CORNER OF SAID SECTION 32, SAID POINT BEING THE LOCATION OF AN IRON PIPE SURVEY MARKER MONUMENTING THE SOUTHWEST CORNER OF THE SMOOT CEMETERY TRACT; AND RUNNING THENCE WEST, ALONG SECTION LINE, 985.07 FEET TO A SECOND IRON PIPE SURVEY MARKER; THENCE NORTH 0 DEGREES 08 MINUTES 27 SECONDS WEST, 330.001 FEET; THENCE EAST 849.64 FEET; THENCE NORTH 0 DEGREES 01 MINUTES 57 SECONDS EAST, 330.00 FEET; THENCE EAST 466.53 FEET, MORE OR LESS TO THE EAST BOUNDARY LINE OF THE SOUTHWEST QUARTER OF SECTION 32; THENCE 0 DEGREES 01 MINUTES 57 SECONDS WEST, ALONG THE SAID EAST BOUNDARY LINE 330.00 FEET TO AN IRON PIPE SURVEY MARKER MONUMENTING THE NORTHEAST CORNER OF THE SMOOT CEMETERY TRACT; THENCE WEST 330.00 FEET TO AN IRON PIPE SURVEY MARKER MONUMENTING THE NORTHWEST CORNER OF THE SMOOT CEMETERY TRACT; THENCE SOUTH 0 DEGREES 01 MINUTES 57 SECONDS WEST, 330.00 FEET TO THE POINT OF BEGINNING. LESS AND EXCEPT THE FOLLOWING DESCRIBED LAND: BEGINNING AT A POINT IN THE SOUTH LINE OF SECTION 32, T31 N R118W, OF THE 6TH P.M., LINCOLN COUNTY, WYOMING, SAID POINT BEING WEST 330 FEET FROM THE SOUTH MERS Phone 888-679-63770008 WHEREAS,THIS AGREEMENT, ESTOPPEL AFFIDAVIT, AND STATEMNT OF VOLUNTARY SURRENDER is made and entered into as of this 2)I SI day of j( 2012 by and between Marvin K. Cox and Susan Cox, "Grantor(s) Whose present mailing address P.O. Box 78, Smoot, WY 83126 and the Deutsche Bank National Trust Company as Trustee for the HSI Asset Securitization Corporation Trust 2006 -HE2, (the "Grantee whose mailing address is 400 National Way, SV 35, P.O. Box 10232, Simi Valley, CA 93065 -6298. 1. On August 18, 2006, Grantors executed and delivered a mortgage (the "Mortgage in favor of the Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc., whose underwriter was the Grantee, originally encumbering the property covered by said Mortgage, which is described as follows: rr z 0 0 r z 0 0 c z 0 r 1 7 m m m DIL Package Cox 12- 03792R Page 1 of 4 m z z m 000) z rno -a o co co MIN 1000157- 0007208671 -9 MERS Phone 888 679 -6377 00087 QUARTER CORNER OF SAID SECTION 32; THENCE WEST 985.07 FEET; THENCE N 0 DEGREES 09 MINUTES 27 SECONDS W, 330.001 FEET; THENCE EAST, PARALLEL, WITH SAID SOUTH LINE, 986.17 FEET; THENCE S 0 DEGREES 01 MINUTES 57 SECONDS W, 330 FEET TO THE POINT OF BEGINNING. with an address of 124 Brook View Lane, Smoot, WY 83126 Hereto and by this reference made a part hereof, together with all buildings and improvements situate on said real property and all fixtures and appurtenances thereto (collectively the "Property and securing a promissory note "Note of the same date. 2. Said Note was secured by the Mortgage dated August 18, 2006 in the original principal amount of $225,250.00 which was executed and delivered by Grantors to Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc., whose underwriter was the Grantee, together with interest and other indebtedness described in the Mortgage. The Mortgage was recorded in the records of the office of the County Clerk and ex- officio Register of Deeds in and for Lincoln County, State of Wyoming, on October 6, 2006, at Reception No. 923142 in Book 636 at Page 195. 3. Said mortgage was assigned to Deutsche Bank National Trust Company as Trustee for the HSI Asset Securitization Corporation Trust 2006 HE2 by that certain Assignment of Mortgage dated August 3, 2011 and recorded in the records of the County Clerk and ex- officio Register of Deeds in and for Lincoln County, State of Wyoming, on August 11, 2011, at Reception 960501 in Book 770 at Page 786. 4. Grantors are in default in the payment of the principal and accrued interest due on the Note and in certain other matters described in the Note and the Mortgage, and are unable to otherwise meet their obligations in full thereunder. As a result of such default, the Grantee has elected to accelerate and declare the entire unpaid principal balance, accrued but unpaid interest, and other indebtedness due under the Note and the Mortgage immediately due and payable. As of June 19, 2012, the aggregate amount due and owing to the Grantee on the Note and the Mortgage, together with accrued but unpaid interest thereon and protective advances, but not including attorneys' fees and costs of collection, is $246,617.60 (the "Indebtedness 5. Grantors acknowledge that the Indebtedness of $246,617.60 plus attorneys' fees and costs of collection is due and owing to the Grantee on the Note and the Mortgage; that Grantors have defaulted in the payment of the Note and in certain other matters described in the Note and the Mortgage; and that as a result of such default, the Grantee is, and has been, entitled to foreclose the lien of the Mortgage as to the property. 6. For good and sufficient consideration, Grantors have, contemporaneously with the execution of this Agreement, made, executed, and delivered to the Grantee, its successors and assigns, (a) a deed in lieu of foreclosure dated as of even date herewith, conveying to the Grantee all of Grantors' right, title, equity including their equity of redemption and statutory right of redemption. Grantors hereby acknowledge, agree, and certify that the conveyance of the property to the Grantee under the respective terms of the Deed in Lieu of Foreclosure constitutes, as a whole, the absolute conveyance and unconditional sale to the Grantee of all of Grantors' right, title, equity, and interest of every kind and character in and to the property, together with any and all buildings and improvements thereon situate and any and all fixtures and appurtenances thereto, with a full release of all homestead rights, if any, in and to DILPkg DIL Package Cox 12- 03792R Page 2 of 4 MIN 1000157- 0007208671 -9 MERS Phone 888- 679 -6377 0 0 0 8 8 the property and also constitutes, as a whole, the conveyance, transfer, and assignment to the Grantee of all of Grantors' rights of possession thereof, rights to rentals and profits therefrom, and equity of redemption and statutory right of redemption in and to the property. 7. Grantors acknowledge, agree, certify, and warrant that they have full power and authority to execute and deliver the Deed in Lieu of Foreclosure and this instrument; that the Deed in Lieu of Foreclosure and this instrument are valid and legally binding upon Grantors, enforceable against them in accordance with its terms. Grantors further acknowledge, agree, certify, and warrant that the transaction contemplated by the Deed in Lieu of Foreclosure and this instrument are of a tangible benefit to them and that the Deed in Lieu of Foreclosure has been given voluntarily by Grantors to the Grantee, in good faith on the part of Grantors and the Grantee, without any fraud. 8. Grantors acknowledge and agree that the Deed in Lieu of Foreclosure is intended and understood to be an absolute conveyance and unconditional sale to the Grantee with full extinguishment of Grantors' equity of redemption and statutory right of redemption, with full release of Grantors' right, title, and interest of every kind and character in and to the property; that such conveyance was not, and is not now, intended as a mortgage, trust conveyance, deed of trust, or security instrument of any kind; and that the consideration for such conveyance is as recited in this Agreement. 9. Grantors acknowledge and agree that the Deed in Lieu of Foreclosure shall not restrict the right of the Grantee, at its election, to institute a foreclosure of the lien of the Mortgage as to the property, to retain the lien of the Mortgage as to the property and any and all evidences of the released portion of the Indebtedness secured thereby, and may deem the released portion of the Indebtedness unpaid and in default for the purpose of instituting and perfecting foreclosure of the property pursuant to law as against third parties who may have or claim an adverse interest in or a lien upon any of said Property. The Grantee agrees to release, in whole or in part, the property from the lien of the Mortgage when and as it sells the Property. Nothing contained in this Agreement shall be interpreted or construed to prejudice those contractual rights that have vested under this instrument and the Deed in Lieu of Foreclosure. 10. Grantors hereby agree that: (a) Grantors are and shall remain liable for satisfaction of utility bills and charges for water, fuel, oil, heat, electricity, power, sewer, sanitation, and other utilities or services used at the buildings, if any, located on the property through the date of this agreement; and (b) The acceptance by the Grantee of title to the Real Property in lieu of foreclosure pursuant to the terms of the Deed in Lieu of Foreclosure shall not create any obligations on the part of the Grantee to third parties who have claims of any kind whatsoever against Grantors with respect to the Real Property, and the Grantee does not hereby assume or agree to discharge any claims of such third parties or any liabilities of Grantors in any way connected with or pertaining to any of the Real Property. 11. Grantors and the Grantee acknowledge and agree that the interest that has been acquired by the Grantee in the Real Property pursuant to the Deed in Lieu of Foreclosure shall not merge with the interest of the Grantee in such property under the Mortgage. It is the express intention of each of the parties hereto that such interest shall not merge, but shall be and remain at all times separate and distinct, notwithstanding any union of such interest in the Grantee at any time by purchase or otherwise, and that the right, title, interest, and lien of the Grantee in the property created by the Mortgage shall be and remain at all times valid and continuous. Nothing contained in this Agreement shall be interpreted or construed to prejudice those contractual rights of Grantors which shall have vested under this instrument and the Deed in Lieu of Foreclosure. DILPkg DIL Package Cox 12- 03792R Page 3 of 4 MIN 1000157- 0007208671 -9 12. This Agreement has been made and executed for the protection and benefit of the Grantee, and the Grantee's successors and assigns, and all other parties hereafter dealing with or who may acquire an interest in the property which is the subject of the Deed in Lieu of Foreclosure and this instrument; and the Deed in Lieu of Foreclosure and this instrument shall bind the respective legal representatives, successors, and assigns, as applicable, of Grantors. IN WITNESS WHEREOF, the undersigned have caused this Agreement, Estoppel Affidavit, and Statement of Voluntary Surrender to be executed and delivered as of the day and year first above written. STATE OF COUNTY OF My Commission Expires: DILPkg r? o 12' GRANTORS: Marvin K. Cox and Susan Cox By: Marvin K. Cox ACKNOWLEDGMENT SS. Witness my hand and officia seal. Notary Public MERS Phone 888 679 -6377 0 0 0 8 0 The foregoing instrument was ac nowledged before me by Marvin K. Cox and Susan Cox this 31 day of 2012 LEE R. DENNIS NOTARY PUBLIC County of I-1 State of Lincoln Wyoming My Commissar n Expires Aug. 25, 2012 DIL Package Cox 12- 03792R Page 4 of 4