Loading...
HomeMy WebLinkAbout967060--RECEIVED 9/26/2012 at 2:19 PM .2ECEIVING 967060 BOOK: 794 PAGE: 754 g JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY 8c o MORTGAGE cn S E Q z Jeffery D. Rundhaug, a single person whose address is P.O. Box 452, Kemmerer, WY 83101 as (herein N collectively called "Mortgagor to secure the payment of$112,500.00 with interest thereon, as provided in and T evidenced by a promissory note of even date herewith (the ultimate maturity date of which is September 30, 2019 and all renewals, modification and extensions thereof, do hereby mortgage unto: U Lora B. Smith, Trustee of the Lora B. Smith Trust dated August 18, 1988 of 1262 N. 3000 W. Clinton, UT as 84015 -7510 (herein called "Mortgagee the following described real property, situate in the County of Lincoln, State 1— 03 of Wyoming, hereby releasing and waiving all rights under and by virtue of the homestead exemption laws of the State of Wyoming, to -wit: Lots 96 and 97 of Commissary Ranch Unit D. Lincoln County, Wyoming as described on Plat No. 471396 filed October 16, 1975 in the records of the Lincoln County Clerk. Formerly described as Lots 14 and 15 of Section 30, T24N R115W Lincoln County, Wyoming. The northerly 331/2 feet of Lot 95 of Commissary Ranch Unit D, Lincoln County, Wyoming as described on Plat No. 471396 filed October 16, 1975 in the records of the Lincoln County Clerk. Formerly described as the northerly 33% feet of Lots 16 and 17 of Section 30, T24N R115W Lincoln County, Wyoming. The southerly 26% feet of Lot 98 of Commissary Ranch Unit D, Lincoln County, Wyoming as described on Plat No. 471396 filed October 16, 1975 in the records of the Lincoln County Clerk. Formerly described as the southerly 26% feet of Lots 6 and 7 of Section 30, T24N R115W Lincoln County, Wyoming. Property Address is: 585 N. Pine Drive, Kemmerer, WY 83101 Mortgagor agrees to pay the indebtedness hereby secured; to pay all taxes, assessments and charges levied against the Property, as the same become due and payable; to secure, maintain and furnish Mortgagee evidence thereof, insurance with an insurance carrier or carriers acceptable to Mortgagee, covering the insurance improvements on the Property against loss by fire and earthquakes, with extended coverage, in an amount not less than the unpaid balance of the debt hereby secured, or the insurable value (replacement cost) of such improvements whichever is less, which insurance shall contain an appropriate loss payable provision protecting Mortgagor and Mortgagee as their respective interests may appear from time to time. In the event Mortgagor fails to pay such taxes or assessments, or fails to keep and maintain such insurance as herein provided Mortgagee may pay such taxes and assessments and may secure and pay for such insurance, and all sums paid shall be added to and considered a part of the indebtedness hereby secured and shall draw interest at the same rate. In case default shall be made in the payment of the above sums hereby secured, or in the payment of the interest thereon, or any part of such principal or interest, when the same shall become due; or in case of default shall be made in any of the covenants and agreements thereof, or in the event Mortgagor sells or conveys the Property, or any part thereof, or any interest therein, without the prior written consent of the Mortgagee first had and obtained, then the whole indebtedness hereby secured, with interest thereon, shall become due and payable, at the option of Mortgagee, and Mortgagee's legal representatives and assigns, may proceed by advertisement and sale /or as otherwise authorized by governing law, to foreclose on and sell the Property, and out of the proceeds of such sale Mortgagee shall pay all sums due hereunder, together with all costs of sale including reasonable attorney's fees. If the proceeds of the foreclosure sale are insufficient to pay the indebtedness hereby secured and foreclosure costs. Mortgagee shall be entitled to a deficiency judgment. In the event of any default whereby the right of foreclosure occurs hereunder, Mortgage shall at once become entitled to exclusive possession, use and enjoyment of the Property, and to all rents, issues and profits from the accruing of any such rights and during the pendency of the foreclosure proceeding, and the period of redemption, if any there be. Mortgagor warrants title to the Property as to parties claiming, by through or under the Mortgagor only. Witness our hands this —of September, 2012. STATE OF WYOMING )ss. COUNTY OF LINCOLN The foregoing instrument was acknowledged before me byJeffery D. Rundhaug on the da of September, 2012. Witn My Commission Expires: l S 1 y ffery D. Rundhaug Notary Public