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JapuaJ SNOI.LIAIIAM :Ag paasdaid I3wr MINN 107 o )OV8 33S a c s J 'Merano WO Lender's address is 2020 Carey Ave, Cheyenne, WY 82001 Lender is the mortgagee under this Security Instrument. (D) "Note" means the promissory note signed by Borrower and dated January 26, 2001 The Note states that Borrower owes Lender Seventy Eight Thousand and no /100 Dollars (U.S. 78 000.00 plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2016 (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: Adjustable Rate Rider Balloon Rider VA Rider 6(WY) moos) Condominium Rider Planned Unit Development Rider Biweekly Payment Rider CAMERON, B. AF 061279 Page 2 of 15 -1 Second Home Rider 1 -4 Family Rider Other(s) [specify] (II) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. (I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (J) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (K) "Escrow Items" means those items that are described in Section 3. (L) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and /or condition of the Property. *(M) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (N) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the No ;e, plus. (ii) any amounts under Section 3 of this Security Instrument. (0) ."RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. Initials: 075 Form 3051 1/01 1.0 /1. 1.90E wioA (9000) (AM19- s(pwul 6LT90 dd '8 'NOUEWd0 Sigl a0 a1ON 0111 aapun luauIAsd ss aapual Aq pantaoaa luaumalsui .101110 10 Noago Sus jr `aanamoH 'Aouaaano 'S'n ui apstu aq iisgs luatunalsui Altanoas sup pus aloN alp aapun anp sluauded uopoas O1 luunsand sum' mama ioj spun] Aud osis ins aaMOaaog •a10N aril aapun anp saSrego am( pus saaasgo luauardaad Aug pus aloN aril ,iq paouapina lgap atp `uo 1saralut pus '3o isdrouud aril anp uagM 'cud hugs aaMouog •sagaug0 alel putt 'sa2aeg0 auarufedaid 'small Modasa ';saaalui 'ipdpurad jo luatuAed •i :SMOJJOJ sr aaas pus VIEW/103 aapuari pus 1aM01.10g 'SINVAIRA00 Y1I2IOdI •Apadoad pat 2111.9A03 luaumalsut Alunoas uuojiun s aln 01 uotloipsunr Aq suoilstasn paltuzij gum sluuuanoo uuOJrun -uou pure asn iuuotlsu aoj slusuanoo uuofun sautqutoo L]�IgY�If12I LSI�tI A SIHI moat jo saoueagtunoua Aus of loafgns 'spustuap pus sunup ]Is lsuras A1adoad am 01 app 9I Aiisaaua2 puapap !pm pus slusIIEM aaMOaaog paooaa jo saousaquinoua aoj ;daoxa 'paaaqumouaun sr Auadoad alp lugs putt Auadoad alp Aanuoo pus 1usa2 `aBsSuom o1 1ggta ag1 srg pus paAan1103 Agaaag arum ag13o pastas Aiinjmei si aamoaaog 1sg1 S.LNVN AOD 2IdMO2RIOg „•Alaadoad„ aril ss luaumalsui Alunoas stgl ut o1 pauaJa1 sr 2uto;iaao3 ag1 3o iid •luatunalsui AltanoaS spp Act paaanoo aq osis hags suorlipps pus sluatuaosidaa iid •Auadoad ag1 jo usd s aal3saaaq so Mou saanixg pus `saousualandds `sluautassa ]Is pus `Auadoad agl uo paloaaa aagsaaag ao MOO s1uauzanoadun [apo3 d ?Z] [taanS] jo ssaapps aril suit Ailuaaano got1M 821€8 ;IuttuoAM [And] 9 L ;o g ab 31 11 ITs HIIM 2IaH.Lgoo,L „ssaappd Alaadoad„) au id Ly an LJQ uoo1S 691 008LOZ186Z81LE Iaond 6u LwoRM Xquno0 u loon L '1J3 fiqunoJ 40 ao L UO auk u L pa L LJ 1P0 auk O. 64N000e W i d 1 9 'M811b 'NL81 '6Z uoL.oaS 40 ualJenp ;seOL os auk. 4o JL2H imoS eqc. 40 uoLSLAlpgns e '8 'pagpJodnoul se s3 MalA ales uL v0E qoi [uopolpsunj 8uiploaau JO at' N] [uouotpsunf Suipioaag ;o adAJJ U1 3 filuno0 am ut palsooi Auadoad paquosap 2utmoiioJ ag1 'airs jo aamod 1IIM 'sugtsss pus saossaoons s,aapua-I pus aapua1 01 Aanuoo pus urea 'agalaour Agaaag saop aaMoaaog `asodand srgl ao3 •a1oN ag1 pus luarutulsui AltanoaS sigl aapun sluatuaaa$e pus slusuanoo s,aaMOaaog 3o aousuuoJaad ag1 pug :a10N ag1 ;o suopsoIJipout pus suotsualxa 'sisMauaa iir pus 'uBO' ag1jo luatuAedaa agl (t) :aapua'J 01 saanoas luauitulsui AlunoaS siaJ, A,L2iddO2Id an! All SIHJRI 30 2iddSAld2i.L •luauuursui Altanoag srtil ao/pus aloM ag1 aapun suotls2pgo s,aaMOUog paumsss srg Aired rem 1011 10 aaglagM 'Amdahl atg or app ua)iel ssq lstp Auld Au small „aaAOaaog JO ;saaalui ut aossaaanS„ (d) 9 L 0 7,714,S0 -6(WY) moos) Page 4 of 15 Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument. 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority: (a) interest due under the Note; (b) principal due under the Note; (c) amounts due under Section 3. Such payments shall be applied to each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments. 3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10. These items are called "Escrow Items." At origination or at any time during the term of the Loan, Lender may require that Community Association Dues, Fees, and Assessments, if any, be escrowed by' Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time. Any such waiver may only be in writing. In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts CAMERON, B. AF 061279 Initials: 077 Form 3051 1/01 10/1. 1.50£ WJO 8L0 9I 10 9 e8ed (9000) (AAA)9- m 6LZT90 JV '0 `NOIJNVJ acp &uTii311uapi a3pou a ramonog ante Amu rapua-T luamnrlsui Alunoas scgl rano Aluoud urg11e ue3 gptgm uarr s of loafgns sr Auadord ag13o uBd Aug leifl sautuualap rapual 3I •luamnrlsul Alunoas spy 01 ua!i am Supsutpiogns rapuaZ o1 Aro13mjsp2s luamaalffe ue uaii ag1jo rapioq aq1 map samoas (o) s0 :papnlouoo arm s2uipaaoord lions spun ATuo Inq `gutpuad are s &iipaaoord asogl aiigm uagi ag13o luamaorojua alp luanald 01 alerado uoimdo s,rapuarl u3 goprm s2uipaazord regal `113 uaii ag1jo luamaorojua lsu3eSe spuapap no `,iq g1is3 pool ui uaq 0141 slsaluoo (q) :luauiaai2s gong 2utuuoJnad sr ramonog sg 2uoT os Aiuo lnq `rapual o1 aigsldaoos 10uuem a ui uagi ag1 Aq pampas uops2iigo ag1jo 1uamAgd am of 3upUM ut saadg (g) :ramonog ssajun luauriulsui Alunoas sup nano iiluoud sgg g3tgm uaii Aug aS1sgosip Cpdmord pugs 1amouog uopoas ui pappnord rauuem a p m map Asd HMIS ramorrog 'small monosg are suzalt asag1 ism 1uawxa am o l •Aus 33 `sluauissassd pus `saad `sang uousioossy ,iltunuzuzoD pue `,fue 3i `Alradond 0141 uo mar punor2 ro sluaurAed piogassai `luaumnlsul Alunoas sigl rano Aluoud u3gus U23 g3igM Aliadord am of aigsingTnlls suotltsodun pug 'saut `saSrego `sluauissasse `saxgl Tim iisd pegs naMOnrog •suat7 :sa2az3g3 •b •rapuai ,iq piaq spund Aug ramonog o1 punJan iipdmord pegs rapuol luauzzulsul Allmon sTg1 iiq porn3as sums its jo iin3 m luauziigd uodn •sluauiiisd Appuouz Zi uegl arom ou ut 1 nq `VdSg1I 111Tm 33uepioO3e ut A3u0t31 01I1 dn wpm' o1 £iessaoau lunouze ag1 rapual o1 iC2d pegs ramonog pug `ddsg1 parnnbar ss 10M0110g AjI1OU iiezis rapual `ddsgli spun paugap sg `morosa ui piaq spund 3o Aouatogap g sr aiag13I •sluauzi Bd iijgluom Zi usgl anom oU u31nq `VdSg1l 411M aouspn000g ui agslnogs am dn arigui o1 Li ssaoau 1unoUr2 ag1 rapuyi of /cud putts ramonog pug `VdSg1I Cq parinbar s2 10MOn0g 490U imp rapual `vdSg1I spun paugap SR `MO13sa 113 piaq spund 3o aSslrogs 2 sr a1agl 3I •ddS3U g1iM aOU2p1030e ui spunj ssaoxa ag11o3 10M0110g 01 lun000e iisgs rapual 'WI sgg spun pauipap S2 `MO1OS0 Ut piaq spund 3o snidlns a s3 watt' u VdSg1I parinbar s2 spund am jo Sutlun000g [gnu= ug `aarsgO lnoglim `ramonog o1 At Timms rapuaZ •spund alp uo pied aq pugs 12101113 12141 `ranamoq `Supi1m 113 00122 Imo rapual pus ramonog •spund ag1 uo S U!U1 a ro 12010111! 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M 0311211r0302 113 U0132 0331011 2 ,iq 021131 Aug 12 small Mor0sg 332 no 'WE 01 S2 13ni2M 0141 0)30n01 /fezu rapual •lunouU2 tons Aug rapual 01 ,sedan or 6 UO3130s spun pal22zigo aq trail imp naMOrrOg pus 11131112 gins 12d put 6 11031302 spun 2114$31 sr! 023310x0 A2ul rapual `mall Mo13sg 112103 anp lunom2 0141 iced or sum raMOrrOg pug `10AIEM 2 01 lugnslnd `Ap3artp small Mo1OSg iced o1 pale$3ig0 sr 1amo11og 3I '6 u0p3as 113 pasn sr „luauiaa132 pus 1u2uano3„ asgrgd 0141 se luaunulsul Alun0as sigl Ut pauts2uo31uamaar& pug 1U2uano3 2 aq of pamaap aq sasodrnd TTm ro3 nuts sldia0ar op3nord of pug sluam/Cud 143115 axgm 01 11031a3(g0 s,ramorrog •arinbar Amu napua' s2 pouad am31 gons uig13M 1uam,i2d irons 2ut3uapina sldiO3ar rapual o1 gsiurn3 33 `sarinban rapual jr `pug rapual iiq panTEM uaaq seq spund 30 luam i2d 130igM 103 small mimosa iiue 103 anp 0 lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may require Borrower to pay a one -time charge for a real estate tax verification and /or reporting service used by Lender in connection with this Loan. 5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one -time charge for flood zone determination, certification and tracking services; or (b) a one -time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed= by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and /or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and /or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with CAMERON, B. AF 061279 -6(WY) moos) Page 6 of 15 Initials: 079 Form 3051 1/01 1.0 /L LBOE u OI ORO s!e!3!u! 4 t )o L eBed (goo()) (AM)9-1:0 6LZ190 3d 8 'NOJ3W`d0 ajgguosgaa &utded (o) pug `Imo° ut 8uugaddg (q) °luautnzlsul 'ltmoas st! nano Aluoud set tottM uatt a painoas sums Aug gu!Avd (g) :ol paqunj lou an lnq `apnjout ugo suotlog s,rapuaJ •Auadord 0l Suppdai ao /pue gu pue quadord atp jo anjen am 3utssassu zoipug &uiloaioid &utpnJOU! `luawtuusuj Alunoas sup aapun s1tgu pug Atadoad at1 ut lsaialut s,aapuarj loaloid o1 aleudorddg 10 ajgeuosgaa st aana1gtm ao; fed pue op few rapual uatl `Auadoad 0111 pauopuegg set aamonog (o) JO '(suopgjn2A1 JO sMgl amnia o1 JO 111awt1a1sUI ,C11.11190s sttl ran) 1lpoud utgllg Agw tPttM uatj a ;o luatuaoto;tia ioj `arnu po; JO uotlguuuapuoo ro; `alugoad `Aoldn.n ugq u! &utpaaooid g sg lions) luaurtulsul iilunoas sup spun s1ggu lo /pug ,uadoad am ut !swam! s,.tapua'j rang IijlugoIivats 1ggtuz Imp gutpaaooad jggaj e st atom (q) luaumtlsul Aljmaas sttp ut pautgluoo sluautaai$g pug slueuanoO atl uuo;iad o1 spg; ramoarog (e) 3I •luautna;sul A ;tanoag stq; aapun s;ggtg pug 4zadoad aq; ut ;saga ;UI s Jo uojpo ;Oad •6 •aouaptsaa jgdtouud s,aamouog sg ,ivadozd am ;o s3uedn000 s,aamoraog gutu13OUO3 suotleluasardaa '01 paltwtj 10u am 1nq `apnjout suop 1uasaadaa jeualept •uEo -j ag1 glum uopoauuoo ut (uotleuuo;ut Igu04Eu1 g1IM aapual aptnoad o1 pajtg; lo) rapuai o1 smawalels JO 110tleUu0;Ut 01e1UOOe1It JO &11tppajstw `asIE; ICjjgtr011W PAB2 luasuoo JO agpajmoul s,10M0a.10H tpIM JO r0m0rr0g ;o u0pOaat! am 1e gupog satltlua a0 suosrad Aug JO ram0arog `ssaoord uoij otjdde ugo' atp 2uunp ;t 1jne;ap ut aq Ijggs .1aMO.uog •uot;gatjddd ugo•I s •g •asngo ajq uoseat tons gut,ijtoads uopoadsut roualut ug tons 01 rood JO jo amp am 1e aojlou ramoaaog OATS Ijgts aapua-j •rivadord alp uo sluawanoadwt atjl ;O a0ualut am loadsut Amu aapua-j `asngo ajgeuosga.1 sgq It ;I •Auadord alp jo suopoadsut pug uodn sau1Ua algeuosear mjetu Agut 1uagg s1t 10 rapuaJ •uot1gr01sar r0 nedar tons jo uopajdwoo am ro; uotlegtjgo s,ramoraog ;o panatjai IOU st aaMOrrog `duadoad 0111 aa0lsaa JO atgdar 01 luaiowns mu am spaaooid uopeuutapuoo r0 aouginsut 0111 ;j •palajdtuoo st vjront a l sg sluaut/cud ssaxgoad jo saws a ut r0 luauagd aj3tns g ut uoueaolsar pug srredaa am Jo; spaaoord asrngstp Amu rapual •sasodrnd tons .to; spaaoord paseajaa slit rapua-j ;t eijuo ,ivadold am guu01sar JO guutedat ao; ajgtsuodsm aq jjuts aamorrog 'filmdoad am ;o 2Upte1 atjl JO `01 ageump tjltm uotloauuoo ut mud are spaaooad uopgutuapuoo 10 aouemsut ;j •aggun:p JO Uotler0sa10p ratan; !toot: 01 pageump ;t Auadoad 0111 atgdaa ,ijlduload Hells IOMOaaog 'ammo; AjjeOtwouooa 10U st u0peaolsaa JO rtgdaa Teti S U0poas o1 lugnsmd pauttuaalap st 11 ssalun •uotltpuoo sit o1 anp 01118A Ili gutseaaoap JO dutlgr0ualap tuna; Auadoad ag1 luanard o1 101/10 ut If1r0d0ad 0111 utglutetu imp ramouOg quadord am Ut gutptsar st ramoarog 1011 JO r01fl0U •i(uadord am uo mom ltututoo JO aleaotralap 01 ,ivadord am to `AIodord 0111 rtedwt .10 a2guiep `ii0rlsap mu Hulls ramorrog •suot;Oadsul al.tadoad aq; JO notppa ;oad pug aaueua;utuJ j °uopeAJasaad •L •joaluoo s,aamoarog puokaq are rpm /A lstxa saouglsmnoato gutlgnualxa ssajun ro `pjattltM Algguosgaaun aq 1011 Hulls luasuoo totgM Iu11tIM ut saadg as!Mraglo rapua-I ssajun 'Aougdn000 ;o amp am 1010 aga,C a110 lsgal le ro; aOUaptsar jediouud s,I0MO1aog se kuad0rd agl Adn000 01 an11tluoo !imp pug luawnalsuj Alunoas stgl ;o uotlnoaxa 0111 imp sip 09 1111111tH aouaptsaa ledtouud s,ramoaaog se Auadord otp asn pug `gstjgglsa `Sdn000 jjggs aaMOaaog •,(auednoo0 •9 •anp uag110u ao aamagm luawnalsuj eilunoas Sigl ro aloN am spun pndun slunoutg iced 01 JO Auadord 0111 OIOISaa 10 rtgdar 0110111i0 spaaoord a3Uernsut am asn Agw aapuarj •Auadord at1 ;o 0 E10A0O am 01 ajq otlddg are s1tBu tons SE re1OSU4 quadoad am 2uuanoO satottod aougansut jig spun (aamorrog £q peed sumttuard patueaun jo pun;ar Aug 01 1tgp am uutl ratio) s1ggp s,aamortog ;o aatlo Aug (q) pug luawnrlsul Agmoas sttl r0 010N 0111 spun predun sumo= am !003x0 01 mu !mourn Uu ut spaaooad =autism Aug 01 s1tgu s,aamoaaog (e) rapua'j Ol sugtsse Agaaat raMOraog `astMaaglo JO ZZ UOtloas aaptm i(uadord am saatnboe aapua'j ;t JO 'luana 1014110 uI •uan1S st a3jlou 0141 uatjM utgaq jpm pouad iRP a'LL 'wtgj0 am aims pure alepo$au &ew rapual sail `1.11tEj3 g aims o1 parajjo set rauag3 aOUBmsut am 1etp1 rapua-j woa; 031110U e 01 sip 0£ uttlIM puodsar 1011 saop ram01rog ;j •saallgw prep.' pug uttg1O a3Ugrnsut ajggjtgng iiug aplas pug algtlogau `alt figtu rapua-j 'Auadord 0111 suopuuqu aaMOrrog uot1Oas ut ro; paptnord aapao 0111 ut patjdde aq Ijets spaaooad aOUgansut tons •ramorrog of mud 'Aug j! 'ssaOxa 0141 attorneys' fees to protect its interest in the Property and /or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses. If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed "captive reinsurance." Further: (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance, or any other terms of the Loan. Such agreements will not increase the amount Borrower will owe for Mortgage Insurance, and they will not entitle Borrower to any refund. CAMERON. B. 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JO ;u0uiu;3lssd •i i •uol3euluua; ao uOIW(Iaauna trans JO awl; 013; 313 p0uat30un a.iaM ;13133 sumluiaad aounansui agnapoj j Sun Jo pun30a 13 anlaa0a 0; ao/puu 'Sii13o1;13uio;ne p0;13u1tuaa3 aaulinsui aB1323aoix all; anEg 03 'aauUansui 03113aoy\I 013; aO uol;13iia3u13a u3U;gO pug ;Sanbaa o3 'SOansoiastp 111133.103 anlaaaa o3 ;Op x133 apniaul �13ui s3g31a asagy •M133 aa133o A1113 866i JO ;oy uol;aa;oad sJOUMO0tuog 013; a0ptm a3u13Jnsui a3nN aoix aq; o; padsoa gum ,fug 31 srg aaMoaaog sp i 013; pawl 3ou mitt S;uatu00.an tans Suy (q) Z 0 7,71.1.S 0 083 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower. Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy. 13. Joint and Several Liability; Co- signers; Successors and Assigns Bound. Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several. However, any Borrower who co -signs this Security Instrument but does not execute the Note (a "co- signer (a) is co- signing this Security Instrument only to mortgage, grant and convey the co- signer's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co- signer's consent. Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower's rights and benefits under this Security Instrument. Borrower shall not be released from Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in writing. The covenants and agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and assigns of Lender. 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. CAMERON, B. AF 061279 -6(WY) 100051 Page 10 of 15 Form 3051 1/01 Initials: Lo /L L 90 waoJ 0 9 L 1 (9o00m (AM19 6LT90 JV '9 'NO[[NVO VdSg2I not ;euuojut 131430 titre pue am' aq pinotls sluauudtd popim o1 ssalppn all `laotnus urori Mau aril 3o ssalppr pue auteu aril alnls iiim lotlm a2uut p am Jo Jot ;ou uallum uan12 aq iitm 1amoJJog `1301 uaS ueo- am 3o aguetip r s1 atom 3I aril 3o airs a of palrialun Jaotnlas treori a141 3o sa2ue14p abut 10 atm aq 1142uu oszz 313ti i me-i 3igeotiddy pure luaunu1sui Alunoag sup `a1o1si aril Japun suoue2ggo 2u10tn13s mot a2e211otu Ja1410 suuoJzad pue luauantlsui AlunoaS sup pue aloN apt Japan anp s1UautAnd otpouad spago3 lrtil 1a3p uas ue0-i„ alp se umotni) Slum all ut a2ue140 a 111 linsal 1p21uu ales y •Jamoiiog 01 a3pou Joud lnotplm soup abut 10 auo pins aq ueo (luautnllsui A1un3aS sup 1411m 1atpa202) a)oN 3141 ut Isamu! irtued a Jo 0101 aU,i, •aauenaUD JO aapoisi :aaatnlas uro' JO 98118113 3o is 'OZ g i uop3aS Japun uot1r13ia00e 3o ase3 Sup a1 Aidde 1011 iietis alelsutal 01 114211 SIT `Janamog •p311no30 pep uojl1Jaiaooe ou 31 se ant10a33a Aun3 11711101 limp Agatat pampas suot2e2igo par luatunIlsui Alun3aS sup '1amo11og Aq luatualelsatal uodf •1aJsueJZ spund otuolloaig (p) 10 :A111110 Jo A1tirluatuntlsut `Aoua2e !yam r Aq pamsut are sllsodap aso14m uopnitlsut rte uodn umup s1 vatp pons Au papinold 'vow s,lallse3 patio s,lalnseall 'rap Xtteq 'pap pagpla0 (o) :Jap10 Aauout (q) :gseo (e) :Japua' Aq pops se `suno3 2u4mouo3 am 3o atom 10 auo 111 sasuadxa pue sums luautalrlsulal lions i d 1amo11og 1e141 almbaI Amu Japua'i •pa8uegOun anutluoo iie145 luaumllsut A11m3aS sup Aq paln0as sums a141 And of uope2tlgo s pue luaumJlsui A1t1n3aS sup Japun s11421.1 pue A11ado1d 3141 111 1s3131u1 s,lapual letp altlsse of ailnbal digeuoseal dem 1apu3ri se uopoe pons swim (p) pue :luatunnsui dljlnoaS sup Japun sig2tJ pue A1ladold alp 111 lsalalut s,lapua-i 2utlo3101d 3o asodlnd alp 103 paun3u4 saa3 1atp0 pue `saa3 uotlenirn par uotloadstn A1Jadoid `saa3 ,sdauUo11e aigruoseaJ '01 pawl!' mu inq `2ul luatunllsui AumoaS sup 2u!3103ua 111 p311n011t sasuadxa lie stied (o) :sluautaa12e 10 slueuanoo 1atp0 Aug Jo 1ineJap due satin (q) `pa11n00o pep uotle1aia0oe ou 31 sr aloN alp put luatunllsui Alun0aS 54141 Japun anp aq mom ua141 140t14M sums Hu 1apua1 sdtd (r) :13Mo11og 11111 ale suotitpuoo 3soti, •luautngsui AumoaS scup 2ut01oJua laatu2pnf a 3o Aiwa (o) 10 `alnlsatal 01 114211 s,lamol1og 3o uopeuttutal all 103 A3i0ads 1142ttu Me'i algeotlddy sr pouad 1x110 pons (q) :luautfJlsui A1tm0aS sup 111 p311tn11100 ales 3o 1amod Aue o1 lurnsmd filmdold a141 3o ales 310Jaq sAep anti (e) :3o lsati113 alp 02 loud aural Aug 1e panutluoostp luautnJlsui AlunoaS sup JO luauta01oJua anel 01 114211 am anti gals JaMOIog `suoptpuo3 ure1a0 maul 13M011og 3i •uot;raajaaay INN a ;r;sutag 03 ABM s,aam0a10$ •6i •1amo11og uo puma') 10 0311011 1ap11n31no1414M luatunnsui Alun0aS sup Aq palltuuad satpatual due a3ionut Aeut 1apaa-i `pouad still 3o uopnitdxa 3141 01 Joud sums asa141 drd 01 st4e3 Jamo.uog 3I •luauunzlsui AuJnoas sup Aq pampas stuns ilr Aed lsnuz 1amo11og 143t14M u11411M Si uotloaS 1411M 30uep1000e ut uan12 s1 aopou 3141 app a141 1.11013 sdtp p£ Item ssal lou JO pouad r apinold ite14s aotlou aril •uo11E1aia00e JO a041ou JaM0110g 3n42 iie14s 1apuari 'uotld0 ship sastolaxa 1 3pua'i 3I •meg aigeotiddy Aq pa11g1pold s1 as101axa pons 3t Japua-i Aq pastolaxa aq 1ou ileps uolldo sup `Janamog •luatunllsui dlun0aS sup Aq pampas stuns lit JO iitt3 111 luautdrd alelpaunut a1lnb31 hut 1apua1 lu3suo0 ua1111m mud s,13pua-i 1no141tm (pauaJsur11 10 pion st 1amo11og 111 lsalalul znt0pa11aq a pue uoslad 1e1n1eu n 1011 51 13M0J1og 31 Jo) pa1133sa1J1 10 Nos st 410dold 3141111 lsalalui due 10 A113doid 3143 JO 11ed Aae 10 lie 3I •laset0lnd t o1 app amin3 r 111aM0uog Aq ap11 1aJsue11 all 54 t0t14M 3o maul! 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If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, hazardous substances in consumer products). Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified by, any governmental or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup. CAMERON, B. AF 061279 -6(WY) (0o05) Page 12 of 15 Form 3051 1/01 Initials: L0 /L L 90 wJoI .gle'llul 9 L E l e8ed 7 Tn!► 6LZT90 3d 8 N0I3Wd9 •Su(uIo(M jo smut uopduzaxa pnalsamoq aql jo anutn fig pun zapun slg8tz lie san(nm pun sasnaial zamouog •saan(8M •bz me-( aigno(iddd iapun palltuuad s( aaj aql jo Su(Szego aql pun pazapual saotn.ias zoj fund pz(gi a of pied s( aaj aql J! Aiuo lnq 'luaumulsul'lunoas sm.! Su!sealal zoj aaj a 10m01z0g a8lego ifntu zapuar( •slsoo uompzooaz Niue icE Mugs .iamoizog •luaumusui Alunoas s(ql aseapz ins lapuarl `luaumusu( iflunoas sigl sq paznoas sums IT jo luauwAnd uodn •asuaiall •£z o; pal ;t;ua SlieSal suos .1ad JO uos .1ad 3143 o; ssa3xa fun (3) pun :;uaum.1 ;sui Sll.m3as spy paan3as sums lie o; (q) :saw 6 sifauaoll8 aigsuoseaa '0; pa ;null mu ;nq 'Sutpnpu( 'ales 3143 ;o sasuadxa IIs o; (u) :aapao Sulmoiioj aq; u( paiidds aq Hugs ails aq; jo spaa3o .1d 3141 .a4Bs ,fun lu Apado.1d 3143 assgaand Sum aauS(sap s1( 110 aapuari •At8ri a(gea(lddd £q pagp3saad aauusuz ag; ui Nos aq Hugs Alaadoad a14; pub 'ales jo a3(;ou aq; gsiignd pugs .13puarl •Sj u0i;3as u( papinoad aauusui aq; 114 .13MO.JOg 0; ails aq; 3o 334;08 34 Bugs aapua-I •M81 appmiddd 'pot aauupao338 u( ';uaaajdip 3l ',fl.1adoad aq; jo uo(ssassod u( uosaad aq; o; pus aaAto .1 .1og o; asopaao3 0; maw! 3o a3l;ou an(S pugs aapuari 'ales ;o .13mod aq; sa)(0nut aapuarl 3I •a3uap(na app ;o s;so3 pus saa3 ,sifaaaol ;u aigsuosuaa '0; pa ;null ;oil ;nq 'Su(pnpu( 'zz uo(pas slq; u( pap(n0ad sa(paulaa a14; Suns .1nd ut paaanaui sasuadxa 11 Palio3 0; pal;i;ua aq pip aapuarj *min aig8314ddv ,fq pa;;nuaad satpaulaa aa ;o Sue pile aius jo mAtod 3143 az(onut Slum pus punmap .1314 ;.m3 ;11014 ;(,n ;uauma ;sill £;(an3as spy pa .1n3as sums lie 3o «ni ill ;uauded a;8(paunu( aatnba.1 Sum uopdo s;( ;8 aapuarT '33t;ou 3143 u[ paup3ds amp aq; aaoJaq ao uo palm mu s( ;inUiap aql JI .ales pus uo( ;8.1313338 0; .1annoaaog ao asuaiap aag ;o ,file .10 ;lneaap 8 ;o aaualsixa -uou 3143 passe 0; uoi ;3e 1.11103 8 Swig o; ;Op aq; pu8 uoil8aaia338 as ;3e a ;8;sulaa o; ;148(3 ag; jo .1an+oa .1og uiaoiul 3314;3113 pugs 33( ;oil 91(1 •A1.zadoad 3143 jo albs pub ;uauma ;sal £l(.m3as spj; dq pam3as sums aq; 3o uo( ;8.13(3338 ill ;lnsaa Sulu 334;08 3143 ill pai pads a ;8P aq; aaoJaq .10 uo ;In83aP at(; 3.1113 0; amply ;814; (P) Pub :pa .1113 aq ;snuff ;11183313 aq; g311(M ,fq '.1amomog o; uan4S si aal;ou 3143 3 ;813 3143 iuo .13 s,f8P 0£ until seal ;0u 'amp 8 (a) :;In83ap 314; a.m3 0; paambaa 1104 ;38 aq; (q) .;In833P aq; (e) :,f31ads pugs aai;ou aqZ •(as(nt .1aq ;o sap(no .1d n+eri alge3(lddv ssalun gi uo(;3as aapun 80(18.1313338 o; ao1.1d ;oil ;IN) ;uaum .1;sui ,fl(an3as si14; ill ;uauxaa.1S8 .10 ;u8aaA03 Sue 30 14383aq maMOaaog Su(ntollo3 not ;8 .13(3338 0; .1o(ad .1amo .1aog 0; 339011 an(S II8gs .1apu31 •sa(pauuag :uo(lgaap33y •zz :smollo3 se 33188 pun ;unuanoo zaqun3 zapua-I pun z0m01z0g 'SINIVAI2AOO FilIOdINfl `80 r���n O 21 ..1.1 Witnesses: 6(WY) (0005) BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. CAMERON, B. AF 061279 Bruce T Cameron Page 14 of 15 08 Borrower (Seal) Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower Form 3051 1/01 1.0 11. L9O£ WJOd 890 TOE '9Z JPflUPC :ssi ;uno3 UL00UL1 9 1 ;0 91 e6ed 60E90 3d •9 'N0f3Wd0 (sow (AM)9 b SuiwoAM ►o 93¢19 oggnd 00Z t aunt sail �(je1ON 3 uolsslwwoo ulooUf Awnoo J9MleM uonyS /Q fii-- 9 :saitdxg uotsstututoj uoJewej 1 aonje sq site mu =jag pa2painnomiae seen luatutuisut guto2aio3 atu. `ONJAIOAM 3O MINIS w T^' h ir 6, a, Rn