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HomeMy WebLinkAbout87111703014291 WHEN RECORDED MAIL TO: NORTH AMERICAN MORTGAGE COMPANY P.O. BOX 808031 PETALUMA, CA 94975 -8031 FINAL REVIEW AU 052 3051 H04 ,IVY ®p ASS- /2 This Mortgage S6E Mo1L OVUM ONE HUNDRED NINETY TWO THOUSAND AND 00/100 [Space Above This Line For Recording Data] RELEASE This M ort gu ge SfL BOOK z a Of Ni!citl30 Ez 871117 t' F: 59 PR PAGE MORTGAGE THIS MORTGAGE "Security Instrument is given on THOMAS E. REESE, AN UNMARRIED MAN "Borrower This Security Instrument is given to NORTH AMERICAN MORTGAGE COMPANY which is organized and existing under the laws of DELAWARE and whose address is 3883 AIRWAY DRIVE SANTA ROSA CA 95403 "Lender" Borrower owes Lender the principal sum of Dollars (U.S. 192,000.00 This debt is evidenced by Borrower's note dated the same date as this Security Instrument "Note which provides for monthly payments, with the full debt, if not paid earlier, due and payable on FEBRUARY 01 2031 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to Lender, with power of sale, the following described property located in L I NCOLN County, Wyoming: LOT EIGHTY -FOUR (84) IN STAR VALLEY RANCH PLAT SIX (6) AS PLATTED AND RECORDED IN THE OFFICIAL RECORDS OF LINCOLN COUNTY, WYOMING. which has the address of 107 OAK DRIVE, THAYNE Wyoming 83127 [Zip Code] "Property Address WYOMING-Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3051 9/90 l- 6H(WY) (9403).01 Amended 12/93 VMP MORTGAGE FORMS (8001521 -7291 Page 1 of 6 Initials 1111 1 1 JANUARY 26, 2001 1 1 u RECEIVED LINCOLN COUNTY CLERK O! FEB-2 PH 1:22 JEANNF WAGNER KEMMERER, WYOMING Ilul 11 viii The mortgagor is lull 1 4482836 -930 101 [Street, City], 11 u 11 ui 06/6 L90E WJOd 9 JO Z s6sd L01£01,6)(AM)H9 —t20 •ao!lou jo 2utn 441 j0 SAsp Oj u1g31M anoge 43JOj IOS suoi of 443 jo a.OLU JO OLIO 01E1 3o uail aq3 AjsIves !Tugs JaAOSJOg •uatj a 43 2utAjpluapt aOt3ou E JamoJrog ant2 AEtu Japua-J '3uatunJ3SUj A31sno°S Sig. 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A3unOas UzJOjtun s aln3tlsuoO 01. uot3otpsisnf Aq SuOt3EIJEA pal!uzij 431M sluguan0O tuJOjtun_uou pug asn jsuotlsu soj sluguanoO turojtun sautquzoo SIH.L •pJOOas jo saou5Jqumoug Aug 03 3Oafgns `SpusWop pug StuigjO jjE 3SU1E2E A3Jad03d g43 03 ally. a41 Ajj5Saua2 pUajap jjuM pug S3UEJJEM saMOJSOa •prooas jo saougsquznoug 3oj ldaoxa 'pasagtunouaun st A33adoJd a43 leg. pug A3Jadosd 041 Aanuoo pus 111532 `a2e23souz 03142!J 041 ss4 pug paAanuoo Agarag a353sa 043 jo pastas AjjnjM5j st samOJSOg 1541 S,LNVNHAO) 2IIMO'I1IOg „•A13gd03d„ 043 se luaumJ3suj AltrnOaS Si4T ut 03 paJJajas st 2u!o2asoj a4. jo TTV •3uatunJ3suj A31JnOaS s!41 Aq pasanoo act osjs !pegs suot3ipps pug s3ugtuaO5jdas jjv 13Jadord 043 jo 335d a sa3jeaJaq so Mou saJn3x!j pug `SOOUeu03andd5 `S3uatuQS5a jje pug 'A33adosd a4. uo pa3OaJa Ja3JEasa4 Jo MOU 53UOUJOA03dUZ1 a g33 J E IM 2IJH.LJOO,L 0(30 a ,711 t) 99 5. Hazard or Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage" and any other hazards, including floods or flooding, for which Lender requires insurance. This insurance shall be maintained in the amounts and for the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's approval which shall not be unreasonably withheld. If Borrower fails to maintain coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property in accordance with paragraph 7. All insurance policies and renewals shall be acceptable to Lender and shall include a standard mortgage clause. Lender shall have the right to hold the policies and renewals. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, insurance proceeds shall be applied to restoration or repair of the Property damaged, if the restoration or repair is economically feasible and Lender's security is not lessened. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. If Borrower abandons the Property, or does not answer within 30 days a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may collect the insurance proceeds. Lender may use the proceeds to repair or restore the Property or to pay sums secured by this Security Instrument, whether or not then due. The 30 period will begin when the notice is given. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of the payments. If under paragraph 21 the Property is acquired by Lender, Borrower's right to any insurance policies and proceeds resulting from damage to the Property prior to the acquisition shall pass to Lender to the extent of the sums secured by this Security Instrument immediately prior to the acquisition. 6. Occupancy, Preservation, Maintenance and Protection of the Property; Borrower's Loan Application; Leaseholds. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate, or commit waste on the Property. Borrower shall be in default if any forfeiture action or proceeding, whether civil or criminal, is begun that in Lender's good faith judgment could result in forfeiture of the Property or otherwise materially impair the lien created by this Security Instrument or Lender's security interest. Borrower may cure such a default and reinstate, as provided in paragraph 18, by causing the action or proceeding to be dismissed with a ruling that, in Lender's good faith determination, precludes forfeiture of the Borrower's interest in the Property or other material impairment of the lien created by this Security Instrument or Lender's security interest. Borrower shall also be in default if Borrower, during the loan application process, gave materially false or inaccurate information or statements to Lender (or failed to provide Lender with any material information) in connection with the loan evidenced by the Note, including, but not limited to, representations concerning Borrower's occupancy of the Property as a principal residence. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 7. Protection of Lender's Rights in the Property. If Borrower fails to perform the covenants and agreements contained in this Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in the Property (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture or to enforce laws or regulations), then Lender may do and pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's actions may include paying any sums secured by a lien which has priority over this Security Instrument, appearing in court, paying reasonable attorneys' fees and entering on the Property to make repairs. Although Lender may take action under this paragraph 7, Lender does not have to do so. Any amounts disbursed by Lender under this paragraph 7 shall become additional debt of Borrower secured by this Security Instrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bear interest from the date of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower requesting payment. 8. Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loan secured by this Security Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason, the mortgage insurance coverage required by Lender lapses or ceases to be in effect, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the mortgage insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the mortgage insurance previously in effect, from an alternate mortgage insurer approved by Lender. If substantially equivalent mortgage insurance coverage is not available, Borrower shall pay to Lender each month a sum equal to one of the yearly mortgage insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to be in effect. Lender will accept, use and retain these payments as a loss reserve in lieu of mortgage insurance. Loss reserve payments may no longer be required, 6H(WY) 19403).01 Page 3 of 6 Form 3051 9 9 Initials; --4 1 emul LSOE W10j g y0 y 06.d L Mope) (AM)H9 -tp '0jgE30n0S aq 01 pasejoap 038 31.0N 042 pus luaulnspui Almon s!43 jo suoisTnoJd a141 pug sTg2 01 'uoisTnoJd 2utlotjjuoo agi 2nogltM loajja uan!2 aq uRo gotgm owN aql JO luaulns2suj A3unoas Siq jo suotsTnoJd .i q o loajjs lou jjEgs logjuoo pons 'mej ajgsotjdde 'p!& slotjjuoo a1oN 0142 3o 3U3LUns2suj Almon stgl jo 3snejo .To uoisiAO3d Aue 3Rg1 luan0 alp III 'palEooj Si A33adosd 0142 go!gm Ut uot2OTpspnf 0141 jo mej am pug mg! jesapaj Aq pOUSano2 aq pegs 1uatuns2sui Slunoas SigZ •A3tjtgesanas :Me-j 2u!usanoo 'ST 'gdeaE3ed sig3 ui paptno3d SE uan!2 uagm Sapuaj JO SaMO33Og 01 uant2 uaag aneq o3 paulaap aq Hells luauin3�sui A3unoas stgl ui soj paptno3d aotlou AUY 'S0MO33Og O} 0o420U Aq soleu2isap Sapua'i ssaippe 3ag10 AuE 30 uT23aq palm ssaippe mapua'i Ol pew SSEjo 2SJTj Aq moot; aq pegs sapua'j o3 aoTlou Auy •Sapua'i o2 aotlou Aq sa2Eu2tsap S0MO330g ssaippe 3aglo Aug .10 ssasppy AlsadoJd aql O} pa3oa3!p aq pegs ao!1ou a4J •pO4}atu SamOUE JO Osn SaJTnbas mej ajgEoTjddE ssajun !iglu ssejo lS3ij Aq 2T Sum= Aq So 3T SuuanTjap Aq uan!S aq pegs luauln32sui Alunoas ST141 Ui soj paptno3d J0M0330g 02 0040U Amy -saoi3oN 'b 1 'aloN 0142 Sapun a2sggo 2uatuAgdasd Atm a.notplm 2uatuAEdaJd !spied E se palea31 aq !pm uot2onpas alp `jedtouud saonpas punjas E jj 'samoJsog 01. luatuAEd 2oastp E SupjEUl Aq so 02°N 301 Sapun paMO jedtouud age Sutonpas Aq punjas 9T14l avtu o2 asoogo Aeul sapua'j •samosjog 01. papunja3 aq !pm sl!tu!! pal2tulsad papaaoxa gotgM samosiog ulosj pa2oajjo° ApeaJJE sums Aue (q) pus :hull! pa33tuuad ag2 of a &3Ego 0142 aonpa3 of Asessaoau 3unoule 0141 Aq pampa.' aq !jugs 32iEgo ueoj pons Auu (E) :uagl 'sltulij pal3tuuad ag3 paaoxa ueoj aql q2!M uot3oauuoo 1.11 pa1OajjoO aq o2 So palOOjjoo sa ngo ueoj 3aglo .10 2S0s0311t 3141 1E14 os palaidsalut Smug S! me! 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A33ado.d am 11 •anp u3g2 an sums 0142 200 JO 3ag1a4M luaulns2suj Al!Jnoas sm. Aq pa3noas sums 0142 0l potjdde aq !jugs sp0000id a142 'saptnosd as1M3a43o me! ajg8Otjdd8 ssajun SO Sut3LM UT aas28 aspeJag2o 3apua'j pus s0M0ss0g ssOJUn lupin alp a3ojaq Al03Etpaulult pa3noas sums am jo lunoul8 3143 u8g1 SSaj St SUDjg1 0142 a3ojaq Ajale!paWlul! S233d0sd 0142 jo amen la}j38U1 STEj 0141 go!14M UI A13adO3d 0142 j0 2ut}je3 !egad e jo ;mono alp uj '30mo33og o2 pied aq !legs aougjeq Auy lupin age a3ojaq Aja39tp3ululi A23adoJd 0142 jo amen 33)j3Etu 3191 3142 (q) Aq pap!ATp '2ui 93 a142 a3ojaq Ala2Etp3uwLUi pa3noas sums a141 jo 1un0uI9 18203 age (9) :uo!1o9Sj 2u!MOjjoj am A q patjd!ljnuz spaaoo3d age jo 3unoul9 alp Aq paonpa3 aq !jugs 2uaulnslsui A1uno0s sm. Aq pa3noas sums 0142 'Suipp a 01 0032E aSIM3a1430 3apua'I pus SOMO33Og Ssajun '2upj92 0141 a3ojaq Aja1Etpaulul1 luauln4SUI Allmon 51141 Aq painoos sums aql jo 3unotue alp ueg2 30280.12 so 03 j9nba st 2uD R3 0141 a3ojaq Aja2etpaulult A3adoJd 0142 jo omen lover l .TEj 0142 go u i A33adO3d alp j0 200291 !9133Rd E jo 20ana 0141 uj •3OM033Og 03 pied SSaoxa Aug g11M `anp 00141 loll 30 3ag3agm `2Uauln31suj Al1Jn0as 91142 Aq pa3noas sums 0141 02 paljdd8 aq pals spaaoo3d 0142 'A333doJd atp. jo 2011E2 18101E JO 3Uana 3142 UI •sapua'j 01. mud aq !legs pug p0u2tsse Aga3aq 039 `uot29uulapuoo jo naij uT aou8Aanu0O soj s0 `A13adosd age j0 Tied Aug jo 211pmm3 30410 30 uo118uulapu00 Aug 141TM uol3oauuo0 111 `JET3uanbasu0O 30 Tow!? 'Sa2EUIEp 301 Ltit9mp 30 p3EME Au8 jo spaaoo3d 314 j •uot39utuapuoD '0 'uoi3Oadsu! 0141 Soj ammo ajg9uos8a3 Su!Aji0ads uotl00dsu! 09 02 3o!Jd 30 jo Quip aj3 28 00400 S0MO33Og 0n!2 pegs Sapua'j 'A23adosd 0141 jo Suo400dsut pug uodn satJlua ajg9uos9a3 0)IEUI SEW 11102E Sgt 30 3apua'j 'u0!3oadsul '6 'Me! ajg9otjdd8 30 3apua'j puE .OMO33Og 1133M13q 3uaulaa32e u033!M Sue g31M aou9p3030E ui spua aOU93nsut a28223ou1 soj luaulaJinba3 0142 j13u0 `OA.10803 SSOj 9 ap!AO3d 03 30 'loajj0 uT a0u93nsu1 a29233ou1 u191u!stu 01 pa3tnba3 suin!tuosd 0141 SEd pegs 30M0330g 'pauiElgO Si pus amspeAE souIOOaq 01928 3apua'j Aq paA03dd9 SaJnsuT 08 Aq paptno3d (soJ!nba3 JOIDU01 1E41 pouod 0142 301 pus 3unOLUE age ui) 02E30A00 OOu83nSUi 02923s0u1 jt `3apua'I j0 uo4d0 aq1 2E 14- 6HIWY)c94o31o P•g• 5 of 6 ((i� 7 16. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security in 17. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or any interest in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if exercise is prohibited by federal law as of the date of this Security Instrument. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 18. Borrower's Right to Reinstate. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earlier of: (a) 5 days (or such other period as applicable law may specify for reinstatement) before sale of the Property pursuant to any power of sale contained in this Security Instrument; or (b) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees; and (d) takes such action as Lender may reasonably require to assure that the lien of this Security Instrument, Lender's rights in the Property and Borrower's obligation to pay the sums secured by this Security Instrument shall continue unchanged. Upon reinstatement by Borrower, this Security Instrument and the obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under paragraph 17. 19. Sale of Note; Change of Loan Servicer. The Note or a partial interest in the Note (together with this Security Instrument) may be sold one or more times without prior notice to Borrower. A sale may result in a change in the entity (known as the "Loan Servicer that collects monthly payments due under the Note and this Security Instrument. There also may be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change in accordance with paragraph 14 above and applicable law. The notice will state the name and address of the new Loan Servicer and the address to which payments should be made. The notice will also contain any other information required by applicable law. 20. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property. Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. As used in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection. NON COVENANTS. Borrower and Lender further covenant and agree as follows: 21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the non existence of a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, Lender, at its option, may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by applicable law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 21, including, but not limited to, reasonable attorneys' fees and costs of title evidence. If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower and to the person in possession of the Property, if different, in accordance with applicable law. Lender shall give notice of the sale to Borrower in the manner provided in paragraph 14. Lender shall publish the notice of sale, and the Property shall be sold in the manner prescribed by applicable law. Lender or its designee may purchase the Property at any sale. The proceeds of the sale shall be applied in the following order: (a) to all expenses of Form 3051 Initials. 06/6 ISOE WJOJ g e g •8•d samossog- (iEaS) samossog- (len) samossog- (igaS) 3S338 3 SVINOHl gig (a1ep) 0Q-e. 'c9 /r o r\ st aui asolaq papaiMou)OE sgm tuauinmut Suio2asoj aqZ :ss £tuno3 a)It, Y S 3S3311 '3 SVINOHl :sassaup •2t gmM papsooas pug samossog patnoaxa (s)sapu Aug ut pug tuauinstsui Allmon sigl ut pauretuoo stuguanoo pug suuat age of =as pug SIdaooE samossog `A\O'IIH ONINOIS AH [Apoads] (s)sagpQ I s VA n sapm21 atu0H puooaS 1 x saptmi wuauianosdurl m21 1 s0pt21 uooiigg saptg tuaulAgd JipiaaMtg n sap l uouidopAg a s tu n pauuEld I I sapi2l }uauiAed patenpeJO •apt2l AItu d b_I n saptg uiniutuiopuo31 1 sapig ateu ajq snfpy i(sa)xoq aigEotidde Imo] 'luawnstsui Attsnoas sttp. jo Ind E asaM (s)sapu alp 1t se 2uauinstsui Alamos sig210 s}uauiaas$E pug stuEUanoo age tuauiaiddns pug puatug IIEgs pug out patgiodsoout aq Hugs sapu cons goga jo stuauiaas'E pug s1uguanoo am `tuauins2sui AtunoaS stgp t i sama2o} papsooas pug samossog At patnoaxa asE ssapu asoui 10 auo 11 luaurns}sui Atunoas shit o} ssappj Stsadosd age ut samop pug Asapna jo s q2u ire sagstnbugas pug Atsadosd alp ut uopthuaxa peatsauioq JO S}g21.1 IIE SaA!EM saMOSSOH 'SSgApui -ME aigBoidde sapun pamuuad st aa1 age jo gul2isgo age pug pasapuas saotnsas sot ptEd si aaj age 3T Apo trig 'tuauinstsui Altinaas SIg1 BuISEaias sod aaJ E saMOSSOH a2isgo i BUi sapun moo uOt1Ep3OOas Aug Awl JJE4S saM0ss0g saMOSSOH o} luauin4sui Allmon slip. asgaias Hugs sapua-1 'tuauinstsui unaas sigh Aq pampas sums He 10 tuauiAEd uodn •asgaiag 'ZZ �i of paiti1.ua suossad so uossad alit o; ssaoxa Aug (o) pus uauins�sul Alunoas sic} £q pampas sums Hs o} (q) :saaJ ,s6ausotte aigguoseas `o. pa }iurii }ou tnq `xuipnioui `gigs aqi otjgnd QsetoN (2u0pajmouloe uossad) 101-9 'XX3'WWOO /Me HYln AIiO 3)4Y11DYS Ott 31ins 1.9Y3 006 Huns SASS Ndlfl 1 INS 0118f7d ASd1ON NOSg3LtilLOo 311I1/%1VO samossog- (wEaS) DURNII 01E0P6) (AM)H9 0- :sasidxg uotssiuiuiop `x 30 MINIS HV,II1 •I- c-yri L G L D I cvy 4r `°f LEGAL DESCRIPTION LOT EIGHTY —FOUR (84) IN STAR VALLEY RANCH PLAT SIX (6) AS PLATTED AND RECORDED IN THE OFFICIAL RECORDS OF LINCOLN COUNTY, WYOMING. 4482836 -930 09 5 tJ 1 HI 11 llI IIII hill 1 I ai y MU SNIIIOd BOVO LIIOYAI (BA IA (SOLE) f 99E CL I e m u l Z 3 o T as,' 06/6 068E sod 1N3NI1IILSNI 11180EINO MN B!PPlui LIluaed el6u!S 83018 311110H ONO33S 31VLSII1f1N £q '8! gdESBesed u! papTAosd sE 'alglsutas pug ljngjap a tons asno AsILI samossoH •lsasalut unoas s,sapua so luatunslsul AlTSnoas siq Act palEaso uatj alp stgdtui AjiEtsaluw astMSapo so filsadosd all jo asnitalsoj u! limas pjnoo luaulgpnf pIgj pooS s,sapua-I ut Igll un2aq s! 'igu!tu!ao so jtmto sallalA 'ffu!paaoosd so uotloE asnllaJsoJ Aug J! lineup u! aq Timis samossoH •Alsadosd all 110 alsgm IluluWOO JO 'algsotsalap Ol Alsadosd all mops 'Alsadosd agI sigduiT JO aggtuep 'Aoslsap lou pugs samossoH •Alsadosd all jo asn so Aougdn000 all lamp jpsluoo Aug uossad sall0 Aug s0 LUJU luatuaBEUEtu E an! so AlsadOSd ap 1u03 of saglia saMOJio sasnnbas lEly IuatuaaaE s0 jood jEluas AIM Ol JO IuaLLIOSUES3E dnjsiauMo pangs salvo 30 Sulsmisatutl Aug of £lsadosd all loafgns lou jjggs pug `saran 1JE le luatuAofua pug asn antsnjoxa s,samossoH JOJ ajgEjtgAE Alsadosd all daal jjels samossoH •auloq puooas s,sam0ss0H se Alsadosd all 'asn Apo jjgls pug 'Xdn000 Timis samossoH spjogassa I :uoDsotjddy usoJ s :Slsadosd all Jo uOTIOaJOSd pue aousualuWEI,\j 'uoilensasasd :asn pus Aouednoo0 '9 lutmojjoj all Aq paogjdas s! pug palajap st luatunslsul'iltsnoas all jo 9 luguano3 ulsojtun Imp aasaE pue luguan0O sallsnJ sapua-I pug samossoH 'Iuatunslsul Allmon agI u! apetu sluatuaai g pug sluguano° all Ol uowppg uI IssesppT LTsadosdu LZLE8 AM '3NAVH1 3AI110 )IVO L0L :lE palgooj sT lottM „Apadosd„ agI) luaLUnslsul AltsnOas all u! pagtsosap klsadosd all guuanoO pug am atuEs all jo „sapua1„ all) ANd0100 30VOiUO1 NVO I 2131A`d HIHON of aloN s,samoss0a asnoas of (pauS!ssapun suossad asoul so auo asg asap napalm „`samossoH„ all) pau2tssapun all Aq uanIS glut) awls all jo „luatunslsul Aunoas„ alp.) paaQ Altsnoas so 'Isnsj jo 'ma 'agalsoj^j alp luatuaiddns pug puawwe of pump aq Hugs pus mu! palesodsoout sT pug l 00Z AavnNdr jo ARp H19 stll uo apgul s! 2IHQRI HNIOH QNODHS SIH,L b0H 0E6- 9E8Z8b17 Q IU I MAIOH QNODHS %MHU IL-1 Le lc) LJI� r1. ....w. causing the action or proceeding to be dismissed with a ruling that, in Lender's good faith determination, precludes forfeiture of the Borrower's interest in the Property or other material impairment of the lien created by this Security Instrument or Lender's security interest. Borrower shall also be in default if Borrower, during the loan application process, gave materially false or inaccurate information or statements to Lender (or failed to provide Lender with any material information) in connection with the loan evidenced by the Note, including, but not limited to, representations concerning Borrower's occupancy and use of the Property as a second home. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this Second Home Rider. eft-365U (9705) al) Borrower (Seal) Borrower (Seal) Borrower (Seal) Borrower 09 (Seal) Borrower (Seal) Borrower (Seal) Borrower (Seal) Borrower Page 2 of 2 Form 3890 9/90