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the manner therein provided.
099
b. He will pay all taxes, assessments, water rates, and other governmental or municipal charges,
fines or impositions, for which provision has not been made hereinbefore, and will promptly deliver the official
receipts therefor to the said mortgagee.
c. He will pay such expenses and fees as may be incurred in the protection and maintenance of said
property, including the fees of any attorney employed by the mortgagee for the collection of any or all of the
indebtedness hereby secured, or foreclosure by mortgagee's sale, or court proceedings, or in any other litigation or
proceeding affecting said property. Attorneys' fees reasonably incurred in any other way shall be paid by the
mortgagor.
d. For better security of the indebtedness hereby secured, upon the request of the mortgagee, its
successors or assigns, he shall execute and deliver a supplemental mortgage or mortgages covering any additions,
improvements, or betterment made to the property hereinabove described and all property acquired by it after the date
hereof (all in form satisfactory to mortgagee). Furthermore, should mortgagor fail to cure any default in the payment
of a prior or inferior encumbrance on the property described by this instrument, mortgagor hereby agrees to permit
mortgagee to cure such default, but mortgagee is not obligated to do so; and such advances shall become part of the
indebtedness secured by this instrument, subject to the same terms and conditions.
e. The rights created by this conveyance shall remain in full force and effect during any
postponement or extension of the time of the payment of the indebtedness evidenced by said promissory note or any
part thereof secured hereby.
f. He will continuously maintain hazard insurance, of such type or types and in such amounts as
the mortgagee may from time to time require on the improvements now or hereafter on said property, and will pay
promptly when due and premiums thereof. All insurance shall be carried in companies acceptable to mortgagee, and
the policies and renewals thereof shall be held by mortgagee and have attached thereto loss payable clauses in favor
of and in form acceptable to the mortgagee. In event of loss, mortgagor will give immediate notice in writing to
mortgagee, and mortgagee may make proof of loss if not made promptly by mortgagor, and each insurance company
concerned is hereby authorized and directed to make payment for such loss directly to mortgagee instead of to
mortgagor and mortgagee jointly, and the insurance proceeds, or any part thereof, may be applied by mortgagee at
its option either to the reduction of the indebtedness hereby secured or to the restoration or repair of the property
damaged or destroyed. In event of foreclosure of this mortgage, or other transfer of title to said property in
extinguishment of the indebtedness secured hereby, all right, title, and interest of the mortgagor in an to any insurance
policies then in force shall pass to the purchaser or mortgagee or, at the option of the mortgagee, may be surrendered
for a refund.
g. He will keep all buildings and other improvements on said property in good repair and condition;
will permit, commit or suffer no waste, impairment, deterioration of said property or any part thereof; in the event
'of Whim .Q the mortgagor to keep the buildings on said premises and those erected on said premises, or improvements
thereon, in goad repair, the mortgagee may make such repairs as in its discretion it may deem necessary for the proper
preservation thereof; and the full amount of each and every such payment shall be immediately due and payable; and
shall be secured-by, the lien of this mortgage.
h. He will not voluntarily create or permit to be created against the property subject to this
mortgage any lien or liens inferior or superior to the lien of the mortgage without the written consent of the
mortgagee; and further, that he will keep and maintain the same free from the claim of all persons supplying labor
or materials for construction of any and all buildings or improvements now being erected or to be erected on said
i. He will not rent or assign any part of the rent of said mortgaged property or demolish, or
remove, or substantially alter any building without the written consent of the mortgagee.
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pug :Agaiag pampas ssaupoigaput agl Aed o1 'ATpuooas :sag; ,s,Cauioue algeuoseai pug `Auadoad Pees Sutute1uteur so
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'mg' Act paptnoad ssaupaigaput Pees ;o uoppafloo so; satpam i alp of anpelnumo sg palugi2 an pug `astmaatpo so
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in Aatuollg pug luaSg aril 'aoggSuoum omjo Aatuolig .ro 1UOSg Aug .ro aaSeSuotu alp sl nodde pug salnitlsuoo Aqoioq
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goes Sutinp aouo ueyl ssaj 1ou fuatuastuanpe .Cq `ores lions jo aoe1d pug 'stuzat 'amp agi jo aotlou s3Taam ino; SutntS
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1sag2tq all so; `sptq pargas ;o u011 113 ros ,(q so uopong Aq lamp 'oogegliotu ayi ;o uotldo ag11g (11)
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uatrm;oaiagi ued Atm JO ssaupotgaput pees Ado) rig; Treys ay ;t fete saaa2e pug stuguano° 1o2RSuotu oqi
lualxa ayi o1 Auadoid pies uo siumoi Aug jo luatuuStsse u e sg atelado Huts maim 11lsut spa 'slgoid
pug sivaa yens uotloottoo ;o asodand alp ao; ,ilradoid plus uodn aaiva 011gSU atp tptm ',Cgaiay pampas ssaupalgaput
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pamoas luauraaI E mot so alou alp ;o JO luauttttlsut alp jo suotupuoo so slueuanoo ant jo Aug ut line;aU •Z
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regard to appraisement.
01
6. In the event the mortgagor fails to pay any Federal, state, or local tax assessment, income taw or other
taw lien, charge, gee, or other expense charged against the property the mortgagee is hereby authorized at his option
to pay the same. Any sums so paid by the mortgagee shall be added to and become a part of the principal amount
of the indebtedness evidenced by said promissory note, and shall pay such sums and shall discharge all taxes and liens
and the costs, fees, and expenses of making, enforcing, and executing this mortgage, then this mortgage shall be
canceled and surrendered.
7. The covenants herein contained shall bind and the benefits and advantages shall inure to the respective
successors and assigns of the parties hereto. Whenever used, the singular number shall include the plural, the plural
the singular, and the use of any gender shall include all genders.
8. No waiver of any covenant herein or of the obligation secured hereby shall at any time thereafter be held
to be a waiver of the terms hereof or of the note secured hereby.
9. A judicial decree, order, or judgment holding any provision or portion of this instrument invalid or
unenforceable shall not in any way impair or preclude the enforcement of the remaining provisions or portions of this
instrument.
10. Any written notice to be issued to the mortgagor pursuant to the provisions of this instrument shall be
addressed to the mortgagor at P.O. Box 160, Afton, Wyoming 83110 and any written notice to be issued to the
mortgagee shall be addressed to the mortgagee at 2595 East 3300 South, Salt Lake City, Utah 84109.
11. The Loan secured by this lien was made under a United States Small Business Administration (SBA)
nationwide program which uses tax dollars to assist small business owners. If the United States is seeking to enforce
this document, then under SBA regulations:
a) When SBA is the holder of the Note, this document and all documents evidencing or securing this
Loan will be construed in accordance with federal law.
b) CDC or SBA may use local or state procedures for purposes such as filing papers, recording
documents, giving notice, foreclosing liens, and other purposes. By using these procedures, SBA does not waive any
federal immunity from local or state control, penalty, tax or liability. No borrower or Guarantor may claim or assert
against SBA any local or state law to deny any obligation of Borrower, or defeat any claim of SBA with respect to
this Loan.
Any clause in this document requiring arbitration is not enforceable when SBA is the holder of the
Note secured by this instrument.
12. The undersigned hereby releases and waives all rights under and by virtue of the homestead exemption
laws of the State of Wyoming.
In witness whereof, the mortgagor has executed this instrument and the mortgagee has accepted delivery of
the instrument as of the date and year aforesaid.
Ubiti
Roxanne A. DeCoria
David A. DeCoria
V pinuQ Act IOOZ `S
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SBA 504 Loan No.: CDC 409936 40 06 -CAS
EXHIBIT A
103
The land described in the foregoing document is located in Lincoln County, State of Wyoming and is
described more particularly as:
That part of the S%NW of Section 31, T32N R118W, and that part of the
SE of Section 36, T32N R119W of the 6th P.M., Lincoln County,
Wyoming, being part of those tracts of record in the Office of the Clerk
of Lincoln County in Book 54PR on page 238, and in Book 6 of Transcribed
Deeds on page 236 described as follows:
BEGINNING at a point on the west line of said S %SW North, 378.45 feet
from the southwest corner of said S NW identical with the southwest
corner of that tract of record in said Office in Book 299PR on page 385;
thence S 89°54'34" E, 220.00 feet, along the south line of said
tract in Book 299, to a point;
thence South, 165.63 feet, parallel with said west line, to a
point;
thence N 89 °54'34" W, 220.00 feet, parallel with said south line,
to a point on said west line;
thence continuing N 89 °54'34" W, 41.82 feet, to a point on the
easterly right of way line of U.S. Highway 89;
thence N 00 °49'12" W, 165.65 feet, along said easterly right of way
line, to a brass cap;
thence S 89 °54'34" E, 44.19 feet, along a westerly extension of
said south line to the POINT OF BEGINNING.