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HomeMy WebLinkAbout970522After recording, return recording information to: o \303 \`-\I American Title, Inc. PO Box 641010 Omaha, NE 68164-1010 HCWF #4818 6698 -6241 v2 (08/18/2012) WY- 107006 -0312 [Space Above This Line For Recording Data] 0519 RECEIVED 4/17/2013 at 2:59 PM RECEIVING 970522 BOOK: 809 PAGE: 519 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY Reference Number: 20130127900014 Account Number: 682 682 1314149 -1xxx SHORT FORM LINE OF CREDIT MORTGAGE DEFINITIONS Words used in multiple sections of this document are defined below. The Master Form Mortgage includes other defined words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated March 26, 2013, together with all Riders to this document. (B) "Borrower" is TIMOTHY S. JENSEN AND LORNA N. JENSEN, HUSBAND AND WIFE. Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Wells Fargo Bank, N.A.. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD 57104. Lender is the mortgagee under this Security Instrument. (D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated March 26, 2013. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary from time to time up to a maximum principal sum outstanding at any one time of, THIRTY FIVE THOUSAND AND 00 /100THS Dollars (U.S. $35,000.00) plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after April 26, 2043. WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 1 of 5 pages) Documents Processed 03 -25 -2013 17:31:37 (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F') "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [mark as applicable]: N/A Leasehold Rider N/A Third Party Rider N/A Other(s) [specify] N/A (H) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated August 14, 2007, and recorded on August 30, 2007, as Instrument No. 932651, Book 670 at Page 599 609 of the Official Records in the Office of the Recorder of Lincoln County/City, State of Wyoming. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the County of Lincoln [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] SEE ATTACHED EXHIBIT 11 which currently has the address of 281 GROVER NARROWS ROAD [Street] GROVER Wyoming 83122 "Property Address [City] [Zip Code] WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT HCWF #4818- 6698 -6241 v2 (08/18/2012) WY- 107006 -0312 (J 0 (page 2 of 5 pages) Documents Processed 03 -25 -2013 17:31:37 TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Mortgage. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy of the Master Form Mortgage has been provided to Borrower. WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT HCWF #4818 6698 -6241 v2 (08/18/2012) WY- 107006 -0312 (page 3 of 5 pages) Documents Processed 03 -25 -2013 17:31:37 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt of a copy of this document and a copy of the Master Form Mortgage. ,,,W„ TIMO S J 1 Borrower RNA N JENSEN Borrower WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 4 of 5 pages) Documents Processed 03 -25 -2013 17:31:37 HCWF #4818 6698 -6241 v2 (08/18/2012) wY- 107006 -0312 For An lndi Acting In His /Her Own Right: State of 1)-420_11. 41C' County oft X 0 )1 This instrument was acknowledged before me on 6 Li irk (date) by r; c 1 11' C11,1 10t, l t' Tyck_ I■J,J \.sa of persons) (Seal, if any) TERRECE SIDDOWAY NOTARY PUBLIC County of Uncoln Commission State of WVmng Wes Ju 27, 2015 ,di Notary Public J My Commissio Expiires 7 7 (name(s) WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 5 of 5 pages) HCWF #4818 6698 -6241 v2 (08/18/2012) WY- 107006 -0312 Documents Processed 03 -25 -2013 17:31:37 EXHIBIT A Reference: 20130127900014 Account: 682-682-13 1 4 1 49 -1 xxx Legal Description: THE FOLLOWING DESCRIBED TRACT OF LAND IN LINCOLN COUNTY, STATE OF WYOMING, TO -WIT: THAT PART OF THE SE1 /4 NE1 /4 OF SECTION 1, T32N, RI 19W, LINCOLN COUNTY, WYOMING, BEING PART OF THOSE TRACTS OF RECORD IN THE OFFICE OF THE CLERK OF LINCOLN COUNTY IN BOOK 141 OF PHOTOSTATIC RECORDS ON PAGE 160 AND BOOK 141 OF PHOTOSTATIC RECORDS ON PAGE 158, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT, ON THE WEST RIGHT -OF -WAY LINE OF STATE HIGHWAY 89, SO2 DEGREES 02 MINUTES W, 1180.75 FEET FROM THE NORTHEAST CORNER OF SAID SECTION 1, AND THENCE S00 DEGREES 03.5 MINUTES W, 53.64 FEET FROM A 4 INCH X 4 INCH CONCRETE POST WITH BRASS MARKER; THENCE S00 DEGREES 03.5 MINUTES W, 206.16 FEET ALONG THE SAID WEST RIGHT -OF -WAY LINE AND FENCE LINE TO A POINT FOR THE INTERSECTION WITH TWO FENCES; THENCE S89 DEGREES 58 MINUTES W, 234.61 FEET TO A POINT; THENCE N00 DEGREES 02 MINUTES W, 195.50 FEET TO A POINT UNDER AN EXISTING FENCE; THENCE N87 DEGREES 22 MINUTES E, 235.19 FEET ALONG SAID EXISTING FENCE LINE TO THE POINT OF BEGINNING: ENCOMPASSING AN AREA OF 1.08 ACRES, MORE OR LESS. Exhibit A, HE101033 CDP.V1 07/2004 1/1 HE- 101033 -0212 Documents Processed 03 -25 -2013 17:31:34 0524