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.um,gdgc, MI (C) agrees that Lender and any other Borrower hereunder may agree to extend liabl
forbear, or make any other accommodations with regard to the terms of this Mortgage or the Note without that
consent and without releasing that Borrower or modifying this Mortgage as to that Borrower's interest in the Property.
12. Notice. Except for any notice required under applicable law to be given in another manner, a B ro w e r
provided for in this Mortgage shall be given by delivering mailing by deliverin it or by such Lice to by certified mail
at the Property Address or at snob othegadd. Lender as provided herein, and (bb
address as Borrower may designate by notice to bend (a) addressed Borrower
any not to notice to Borrower
o y
notice to Lender shall be given by certified mail to Lender's address stated herein or to such other address as
Lender may
designate by notice to Borrower as provided herein. Any notice provided for in this Mortgage shall be d
given to Borrower or Lender when given hi the manner designated herein. eeme
13. Governing Law; Severabil! d to have been
jurisdiction in which the Property is located. The at fo foregoing sentence a shali not limiththe a shall be the laws to the
Mortgage, In the event that any provision or clause of this Mortgage or the Not conflicts with applicable flaw, such law o this
shall not affect other provisions of this Mortgage or the Note which can be given effect without the conflicting
this end the provisions of this Mortgage and the Note. are declared to be severable, As used herein, law' such conflict
"attorneys' fees" include all sums to the extent nut prohibited by applicable law limited provision, and to
14, Borrower's Copy. Borrower shall be or mited herein,
coats, expenses" and
execution or after recordation hereof, furnished a Conformed copy of the Note and of this Mortgage at the time of
15, Rehabilitation Loan Agreement. Borrowers
improvement, repair, or other loan agreement which Borrower into with Lender. Lender, g at Lender's
Borrower to execute and deliver to Lender, in a form acceptable to Lender, an assignment of any rights, claims or defenses
under any borne rehabilitation,
which Burrower may have against parties who in connection with ten rovoments may re
Property, o supply labor, materials or services
16. Transfer of the Property or a Benet5cial Interest in Borrower. If all or any p eents made to the
Y part of the Property or any interest in it
is sold or transferred (or If a beneficial interest in Borrower is sold or transferred and Borrower is not a natural
Lender's prior written consent, Lender may, at its option, require immediate payment in MI of
Mortgage. Ilovvever, this option shall not be prohibited by fed person) without
Mortgage. e exercised by Lender if exercise is y all sums secured by this
If Lender exercises this option, Lender shall give Borrower notice of acceleration, The no pool law as of the date of this
less than 3 pay sums secured by this
0 days from the date the notice is delivered or.mailed within which Borrower must pa all su
ortgage, If Borrower fails to pay these sums prior to the expiration of this period, Lender trce shall provide a period of not
by thin Mortgage without further notice or demand on Borrower.
'Mortgage, NUN UNIFORM COVENANTS. Borrower and Lender further covenant r may invoke any remedies permitted
17. Acceleration; Remedies. Except as provided in paragraph 16 hereof, upon Borrower's breach of
agreement of Borrower in this Mortgage, including the covenants to pay when due any sums secured by this
Lender otter to acceleration shall give notice to Borrower as provided in any covenant or
(2) the action required to cure such breach; (3) a date, not less than 10 days from the date the notice ortgage,
paragraph
Borrower, by which such breach must be cured; and (4) that failure to cure such breach on ereof orb afore the ore the date s date s pe breach;
the notice may result in acceleration of the sums secured by this Mortgage. The notice shall further 1 Ce is moer to
the right to reinstate after acceleration and the right to bring a court action to assert the nonexistence ecified in
defense of Borrower to acceleration and sale, If the breach is not Cured on or before the date inform Borrower or of
Lender, at lender's option, may declare all of the sums secured by this Mortgage to be of a default ur any
e sp
without further demand and may invoke the power of sale and any other remedies permitted by lica in the notice,
shall be entitled to collect all reasonable costs and expenses incurred in pursuing the provided in this paragraph
the re a immediately d ue and payable
17, including, but not limited to, reasonable attorneys' fees.
Y applicable law, Lender
If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower
possession of the Property, if different, in accordance with applicable law. Lender shall mail a co of e
to Borrower in the manner provided In paragraph 12 hereof. Lender shall publish the notice of and to the person in
3
shall be sold in the manner prescribed by applicable law. Lender or Lender's designee ma. m py a notfce rt tae a
sale. The proceeds of the sale shall be applied in the following order; (a) to all reasonable costs sale and the Imp
including, but not limited to, reasonable attorneys' fees and costs of title evidence; p chase the Property at any
Mortgage; and (c) the excess, if any, to the person or persons legally entitled thereto, and expenses of the sale,
18. Borrower's ]tight to Reinstate. Notwithstanding Len (b) to all sums secured by this
Borrower breach, Bor shin] have the right to have any der' s acceleration, of the sums secured b
discontinued at any time prior to the earlier to occur of (1) the fifth day before sale of the Property by this Mortgage due to
proceedings begun by Lender to enforce this Mortgage
contained in this Mortgage or (11) entry of a judgment enforcing this Mortgage if (a) Borrower a
would be then due under this Mortgage and the Note had no acceleration occurred; (b) Borrower cu pursuant to the power of sale
covenants or agreements of B d in contained this Mortgage; (c) Borrower pays all tease pays Lender all sums which
in enforcing the ments of and agreements o t his M rtgagi; Mortgage, and in enfbrcln by
in this cures all s inc
of any nder
other
c
Provded in paragraph 17 hereof, including, but not limited to, reasonable attorneys' fees; noble expenses incurred b
Len
po id may paragraph
require to assure that the lien d to, Mortgage, g Borrower ta kes's c a as
d ea ion to p the sums secured by sun Mortgage se continue unimpaired, L U Lender and the Proe takes such action as
Lender
Mortgage and the obligation secured hereby shall remain
in i foil force and 's interest fn the Property
ion o such payment and Curer Borrower, this
19. Assignment of Rents; Appointment of Receiver; Lender in Possession, t
session,As add tionaal s e had Borrower
hereby assigns to Lender the rents of the pro art occu
hereby or abandonment of the Property, p y, provided t hat Borrower shall, prior to accele a tion l under d paragraph 17
P y, have the right to collect and retain such rents as they become due and payable.
4 7 e(WY) (89121.ot
Page 3 014
4 4
Form 38 51
Initials.
Upon acceleration under paragraph 17 hereof or abandonment of the Property, and at any time prior to the expiration of
any period of redemption following judicial sale, Lender, in person, by agent or by judicially appointed receiver, shall be
entitled to enter upon, take possession of and manage the Property and to collect the rents of the Property including those past
due. All rents collected by Lender or the receiver shall be applied first to payment of the costs of management of the Property
and collection of rents, including, but not limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys'
fees, and then to the sums secured by this Mortgage. Lender and the receiver shall be liable to account only for those rents
actually received.
20. Release. Upon payment of all sums secured by this Mortgage, Lender shall release this Mortgage without charge to
Borrower. Borrower shall pay all costs of recordation, if any.
21. Waiver of Homestead. Borrower hereby waives all right of homestead exemption in the Property.
Borrower and Lender request the holder of any mortgage, deed of trust or other encumbrance with a lien which has
priority over this Mortgage to give Notice to Lender, at Lender's address set forth on page one of this Mortgage, of any default
under the superior encumbrance and of any sale or other foreclosure action.
IN WITNESS WHEREOF, Borrower has executed this Mortgage.
STATE OF WYOMING,Q
The foregoing instrument was acknowledged before me this 12th day of December, 2000
by BARBARA L CONITZ, A SINGLE PERSON
My P Commission Expires: 9/12/03
76(WY) (8912).01
REQUEST FOR NOTICE OF DEFAULT
AND FORECLOSURE UNDER SUPERIOR
MORTGAGES OR DEEDS OF TRUST
BARBARA L CONITZ
Teton County ss:
Notary Public
Page 4 of 4
U4.1
(Seal)
Borrower
(Seal)
Borrower
(Seal)
Borrower
(Seal)
Borrower
(Sign Original Only)
[Space Below This Line Reserved For Lender and Recorder]
Form 3851