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HomeMy WebLinkAbout971108By: STATE OF WYOMING COUNTY OF LARAMIE SUBORDINATION AGREEMENT I >e NOTICE: THIS SUBORDINATION AGREEMENT RESULTS IN YOUR SECURITY INTEREST IN THE PROPERTY BECOMING SUBJECT TO AND OF LOWER PRIORITY THAN THE LEIN OF SOME OTHER OR LATER SECURITY INSTRUMENT. Z. 7V- ?7S This instrument is made as of February 21, 2013 by Meridian Trust Federal Credit Union a Corporation formerly known as Wyoming Employees Federal Credit Union, having its principal place of business at Cheyenne WY. MERIDIAN TRUST F.C.U. is the holder of a note secured by a mortgage (the "Second Mortgage on the Mortgaged Property, dated June 22, 2005, executed by Randy A Vivier and Deborah R Vivier, husband and wife, and recorded on September 2, 2005 AS INSTRUMENT NO.911479, BOOK 596, PAGE 447 IN the property records of Lincoln COUNTY, WY, pertaining to the real estate located at and further described as follow (the Mortgaged Property):Star Valley Ranch Subdivision, Plat 2, Lot 12, Lincoln County, Wyoming 314 Aspen Way, Thayne WY 83127 B. The Second Mortgage held by MERIDIAN TRUST F.C.U. is junior and subordinate to a Mortgage (the "First Mortgage held by CHASE MANHATTTAN MORTGAGE CORPORATION, the Mortgaged Property, that Randy A Vivier and Deborah R Vivier, husband and wife owner(s) of the Mortgaged Property desire to refinance the First Mortgage loan on the Mortgaged Property. For good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, MERIDIAN TRUST F.C.U. agrees as follows: 1. The Second Mortgage held by MERIDIAN TRUST F.C.U. shall be subject and subordinate to a new mortgage "New Mortgage securing a loan originated by JP MORGAN CHASE BANK, N.A. PERTAINING to the Mortgaged Property and securing a note in an original principal amount not to exceed $163,609.00 (ONE HUNDRED SIXTY THREE THOUSAND THREE HUNDRED NINE DOLLARS bearing interest at a rate not to exceed 3.50% per annum, and made primarily for the purpose of refinancing the First Mortgage loan. Mortgage recorded Book ''04? Page 2. MERIDIAN TRUST F.C.U. acknowledges that JP MORGAN CHASE BANK, N.A., are relying on this instrument in making the loan secured by the New Mortgage. MERIDIAN TRUST F.C.U. agrees that the new Mortgage shall have the same validity, priority, and effect as if executed, delivered and recorded prior to the date of the Second Mortgage, provided, however, that nothing in this instrument shall in any way alter, change or modify the terms and conditions of the Second Mortgage, or in any way release or affect the validity or priority of the Second Mortgage, except as provided herein Entered this 21st Day of February 2013 MERIDIAN TRUST FEDERAL CREDIT UNION K. L. Stubbs, Sr Vice President On this 21st Day of February, 2013, before me, a Notary Public, personally appeared K. L. Stubbs„ and who being by me duly sworn, subscribed his name to the foregoing instrument as an officer of said corporation and acknowledged the execution of such instrument as the voluntary act and deed of said corporation. Notary Public: i)l \vs t I IMr'r%I ft rill MTV r•i COV VCAARACI']C Inn/ RECITALS hp 0 My Commission Expires: Li i RECEIVED 5/21/2013 at 2:16 PM RECEIVING 971108 BOOK: 812 PAGE: 157 JE WAGNER When Recorded Return To: Indecomm Global Services 2925 Country Drive St. Paul, MN 55117 Beverly Dowling NOTARY PUBLIC County of r% State of Laramie Wyoming My Commission Exp r s Febniery 4, 2015 Parcel ID: 12-3519- 24 -4 -01- 031.00 Exhibit A THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF LINCOLN, STATE OF Wyoming, AND IS DESCRIBED AS FOLLOWS: LOT TWELVE (12), STAR VALLEY RANCH PLAT TWO (2) AS PLATTED AND RECORDED IN THE OFFICIAL RECORDS OF LINCOLN COUNTY, WYOMING. Commonly known as 314 ASPEN WAY, Thayne, WY 83127 However, by showing this address no additional coverage is provided iw INI *UO3682414* 1371 3/27/2013 78540792/2