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HomeMy WebLinkAbout8704451.0 6016 690E Wind OOOZ 'ST NOOC€ 'ARROW. '83001W1)1 H3ND VM 3NNVJr :1 I 9 )111100 N1OON11 (13Af Dal 16U SWaOd 39VO180W d Vn :W S l !o t eBed (soon) (AM)9 ®eigpl 1■31Alf1211SN1 NandiNfi aeW elppaJdlaaW a)uued- AHwed 0IGu1S LELLL8 o wai ao a s aHS Jo sMe[ agl Japan &upsixa pue pazrueVio e si .iapua7 ZNI aoY L' IOI I SQIMNOIS'vN Si ,,.tapua7 (D) luaunu.lsui Xlunoos snit .iaputt JO 1JJoui aq1 si .iaMO.i.iog a i uvxmo, 2iai r ni 'M AHAUKH si .1a t o.Lioff„ (g) lua unaop snit of s.ram- Hu gum Jagp0o1 .zagataaaapomp si tiaigM luatunoop Sup suualn duatutulsuj Sjpnxas„ (v) '91 uoilOas u1 papino.id osie aau luatunoop srtil ui past! slum Jo aVesn am 9 uipteSar saitu urelaa) 1 Z pue O `3i `£i `ii `E stio ut pulp!, aae spJoM Jatilo pue miaq pauilap aae luauinoop sigl Jo suotiOas aidpinui ui pasn spioM PP SNOI LIN1d IQ [Imm o Sigp.toaali ao1 ang-I snfZ anogy aaudsi SIIIIVH NYSns ig panda.rd 100E8 9NiNoxm NOSxDVr L8U6 XQS O' d AVMaVO2IS ,1S !ff 0£Z 'pm' ''3mtmuox SQIMNoimm :oJ u.nllaj LtiO Lender's address is 230 EAST BROADWAY -P.O. BOX 4487 JACKSON, WYOMING 83001 Lender is the mortgagee under this Security Instrument. (D) "Note" means the promissory noe signed by Borrower and dated December 15, 2000 The Note states that Borrower owes Lender Ninety -Seven Thousand and 00 /100 Dollars (U. S. 97 000.00 plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than January 1, 2031 (E) 'Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 877737 Adjustable Rate Rider Balloon Rider VA Rider 6(WY) (0005) Condominium Rider Planned Unit Development Rider Biweekly Payment Rider Page 2 of 15 Tarp t.•.1 Second Home Rider 1 -4 Family Rider Other(s) [specify] (II) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. (I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (J) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (K) "Escrow Items" means those items that are described in Section 3. (L) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and /or condition of the Property. (M) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (N) 'Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (0) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. Initials: [l 470 Form 3061 1/01 20060 -02 £0 1011. 690£ Wlo1 still to a40N alp Joputi 4uaul,(ed se lapual ,iq imp= luatutulsul .Iaijlo .IO vow ,Cue dt `JanaMOl4 Coua.I.uto 's 11 ut apeut oq Ilegs luatunllsul *moos sp.!! put? aloN agl .I pun onp qualu,Cud uotloas of luunslnd small mo.1OS2 Joj spun; ,Cud osje Bugs .1 MOl.IOg •aloN alp .Iapan anp salbutio owl put; sa9.Ielja luaui,Cedajd ,Cue pur, aloR atp ,Cq paouapina lgap atjl `uo Isamu! put; `3o judioutld alll anp Ua14A1 Sed TINS JO/110110g •sa.n'ga awl puu 'sa1.nsg3 IuaruSudatd 'swat' Mo.1asa 'Isa.r.alui 'judpul.td Jo luattaud •I :SMOflo se *olOg puu lueuan00 .IapuM'I puu i to.I.iog 'S.LNvN110O IARI03INf1 Suadold 4001 iltipaA00 Itlatllll.IISUI SlinlOaS u1l0j1ln a a11111ISU00 01 UOiloipsiln% iq suotlrt.n:A paimiq g1Ltr slueuanoo uuoltun -LIOU pue asn Ie11044U0 .I0J Slu1UOA00 utzmun saulquloo 'Imo= jo saoue.iquinoua ,Cur, of loo(gns `spu0uiap puu si 0lo tie lsutae ,ivado.ld atjl of oim aqi ,ijjulaua5 puojop 44tH puu sluea.wM J MO lOg lima? Jo saouu.lqulnoua .toj Idaaxa `patagrunouaun s! rivado1d 0141 1081 put! Iuad0ld alp AaAti0o puu .ILIY..I `02415410UI 04 41.04.1 DID 5014 pue pa,ianuoo ,cg01 t1 a101sa otl JO pasts SCIInJMel s!- M10.1.10a lugl S.LNVNRAOJ 2IgMO2RIOEI °,CUado.id„ an se pi0uuulsul *moos sup ut 04 poinjol st 5Ui0 0I0I 0141 Jo jjy •luauttulsul ,iltznoas sop sq pa,I0A00 oq Osle !lugs sUotltppe pue sluOUlaoeidal !Iy 'Auadoad atll jo Ind u Javaaag .10 Mou sa. nlx j puu `saouuuoticIdu `slttautasra lit? puu `A1.Iacto.tcl aril tto moon 101,}1'05014 .to Mou sluatuOAOlclri.I! all [I HIIM 2IgFi 2DO.L [apo0 dr /l 8Z1£8 itIILUOXM !AID! jo ssalppe 0141 set! ,illuauno gofJM T LP St 10 t: eBed ,(1000) (AM)9- C® s�epiu� LELLL8 !N ALI2If 3 S SIHL „ssa ippy ,CUadold �IId'I'd Z HRUI S u3ZNa3 s bt :laqulnN QI Iao10d t.' 'F VF11�° •tTif.t-"Vie° VI :e'1(cVe t• tvt' P Vt. 01(1 tutTs't•t•04014'0' C (ML ('.4,40.$4.$.O4,G.4 kA(.4 h.4:l444.41 N. ,1 .404.4 ••4.e(4 t •4 04401+40* r. X00o011111MN •ONIWOIM XSNt1O0 WIOONI'I 30 3111TIO 3Hai 30 HDI33O 3H1 NI 3O3uI3H1L SK'Id 'W13133O NHS X8 NMOHS Si NOISIAIQSIIS SMVLSZ MtIA3?IWI 01E9 SO'I XXXXXMOZ( [uoilatpsianf 5utp.rooag Jo auretyj [uorlupsrmf 2utp.r000 I3o NISI] NIO0N2'I JO XLNIIOO a l l ut paleool ,(:Iladold paquosap ..utM011o3 aq1 `ales jo lomod gIIM `suU!sse puu siossaoons s,lapuo'j puu lapun 03 ,ianuoo pue luLUS `o 4u2uou1 Scion!! saop 10M011Og `asod ind 51111.zo,d °aloN 0141 pue luatunllsul Sltlnoos snjl aapun S1UMUlaal2u puu s1U0u0n0o S r 10M0.110 JO OODUUI.IOJaad QUO (p) puu `a10N atjl 3 sUOil00tJ!pout pue suotsualxa `sjOAtOual Hu put? `uuoi 0143 jo 1uaul,cudal ag1(i) :lapuo 01 somas IUatutu)sU1 ,S1llnoas- spa �I L2Igd0` d MIL NI SIHORH :IO 2IRLISNYLLL I IIOUI U1SUj I11.in0as Sp!! 10/pU0 NN0N 0141 lapUll suollaggo c lOM031og paUtlnsse sm.! ,Cued Iel[l lou to Joq -aqM `kuadold 0141 01 01111 ua5401 5014 10g1 Aged ,cue sue= Jo Isatalui uj .tossaoans„ (d) n 4, .J, 1j, 7... Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instnunentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments'in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument. 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority: (a) interest due under the Note; (b) principal due under the Note; (c) amounts due under Section 3. Such payments shall be applied to each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments. 3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage insurance premiums, if any, or any suns payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10. These items are called "Escrow Items." At origination or at any time during the term of the Loan, Lender may require that Community Association Dues, Fees, and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for .iny or all Escrow Items at any time. Any such waiver may only be in writing. In the event of such waiver Borrower shall pay directly, when and where payable, the amounts 877737 6(WY) moaos) Page 4 of 15 Initial Form 3061 1101 I art 20050 -04 90 -09002 LJ 4014 490£ wroA aljl Vurtf311uapl aO110U a I0M0110g OAI2 Au' Iapua'-j `luatun.11SUj *moos Sujl IOA0 AIuoi1d Ulnlli tea IjOnjM uoq a of pafgns st tilladold ag13o lied km letjl sauiuualap Iapuaj] 11 •luauuulsuj iflilnaaS sup or in!' aq1 &ui2Euipmmgns Iapuaj 01 Sioioijspus 1uauraa114e lro uaIj 0141 jo Japing 0111 luol3 sainMas (0) r0 'papnpuoo on aurpaaoold lions 'pun Ajuo lnq `$uipuad we a.op000wd asogl ajnjM uolj all jo luauraaloJua 0141 llianald of a1131ado, uotutdo s ,Iapuaj to golgm auipaaoold je of `ui tap aljl jo luauraaloJua lsuie5u spuajap 10 `riq Ij11e3 poo 0! mg all slsaiuo (q) `.1uotuaaao lions Sunluo31ad si Jomau0g su 5uoj OS tijuo inq `rapuoq 01 ajgtldaooe I0u1IMI a to uoij all tfq palnaas uoi1t ijgo agl3o 1Ual11tiud all 01 2UT1UM 111 saw (u) :IaMonog ssajun lualutulsuj ,Clllnoos Siljl IOAO ,ililolld self goilM uarj SUB a r13goslp tfjlduiord ins Iam011og uollaaS ul papinold /outrun' aql ul amp tied jjegs IaM011og slualj M01OSg are dual! asag1 Imp 1UO1xa aql o,j, 'rite 31 `Sluauussassy pull `sood `sang uorl13loossy tiliunumm3 putt `tfli13j `tilladold 0141 uo swat punoa JO sluaurtied pjogaseaj luaunulsuj tilunoos soil Jana tiluoud ulelle alto LjolgM tia1adold oqj or ajgelnqullp suollrsoduii pull `soup tamp `slualussasse `saxel He tied Hugs r0M01102 *slat :saaaegj .t •iopuo' tfq pjaq spund ,lull 10MO11og or punjal Apdurold Hogs Iapua'I `luauinrlsuj dlllnoag sop t(q pampas stuns ire jo 11n3 uI luauutied uodn 'sluautSod tijgluotu ZI te OIOUI GU to lnq `y qITM 0011e1/10001 ul ifauoiotjap 0141 dn ova' of tiressa00U lunou 1 0111 Iapuaj 01 tied ins IOMOIIOg pull `ydSgg Act palinbal se JO/410110g ADM /legs Iapuaj] `ydSglj lapun paui30p se 'mama ui pjaq spund 3 ,iauci3Jap e sr 0101413/ •sluaultfed tfjgluon' ZI 1101 {1 afoul ou III lnq Vaal' I1UUM aouepi000e to a orlogs 0141 dn 041011 of tflessaaau lunoure 0141 1apua'1 of tied Hugs IaMOIIOU pull `ydSgg ,fq pannbal se Iamoll0g Xjuou ]jells lopuarj `ydSgJ rapun pauu so `MOIOS0 to Nog spund 3 aupogs a SI amp 3I •VdSg2I IIIIM a0u0p1030e UI spunJ SS0OX0 0111 10j 10M0110g 01 10110000 jjegs Iapuaj `ydSg11 lapun pauijap se 'molas° to pjai; spund 3o snjdlns e 5! amp 3I •ydSall fig parinbal so spund 0141 do Builunoao1 plum: tut '0 111g0 Inog1IM `IaMOI1og of 0Al2 ]jogs lapua'I spund 0141 uo pled aq ins "swam! 11,'141 `IOA0M014 `$Ui1rUM III 0a1o11 um Iapuaj putt IaM0110g 'spund 0111 110 SWUnI110 10 1S01011II tf110 10M011og tied of parinbal aq 1ou 11egs rapua'I `spund all uo pied oq or lsa1a1ui salmbal Me'j ajgeoijddy JO 5Uili1M ui omit sl 1Ua11001 tie ssajun •a21131p e Bans alum of Iapuaj s11lulad mug ajgeoijddy pull spund 0111 110 2S0101lli IaMO11og stied Japtiaq Ss0JU1 'sural1 Molasg alp 2UIti31lan 10 `1Uno00e MOIOSO alp 5urziij1'u13 tijjenuutt `spund 0111 5u1tijddt pee 5ulpjoq 103 IaMO.IIOg 0 1t'110 1ou tjet1S Iapuaj •ydSg i Iapun poglaods amp 01411re141 011 S111011 Molasg 0111 tied 01 spund 0141 Sijdd13 EIOIIS Iapuaj wog u10' 011103/ jelapad SUB III 10 (poinsui os 010 slisodap as01jM uorinlllsur 1113 Si Iapuaj] 3i `Iapua' &utpnpul) A111110 10 `ti1lj131ualunllsui `tfouo u papa a tiq poinsut am slisodap asotjM uorinitlsut lull 111 pjag aq ins spund aia Mtt'I ajgeoljddy 1411 1 aouoploaoo ul aspluot to 10 SUJOlj MoIOSg alnln3 jo sarnupuadxa jo sal13urlls° ajg13uoseal puu Imp 10011110 3o slsoq 0141 uo anp spund 3 lunoum 0111 al13luilsa jjegs lapuog 'ydsga1 Iapun 01lnbal 11130 Iapuaj a mot= =wpm.' 0141 p000xa o1 lou (q) puu `ydsalj Iapun pagloods amp all le spund 0141 tfjddo 03 Iapua' 11ullad of lualal3. ns (13) immure U1 ui spund Nog pelt 7003300 'amp tfum le 'Am Iapuaj uollaaS sill lapuli pollnbal ua141 ale Imp `s1Un0u113 lens u I puu `spund jje Iapuaj of tied Hugs 1aM011og `uolleaonal lions uadn `pee S I uollaaS g11A1 ootrop 00013 ui uani2 0011011 e tfq amp Sae To stroll Molasg jje JO ,i1113 01 s13 I2nleM 0111 ONO= SUM Iapuaj •lunouro lens ,fee IapuOZ of Social or 6 uollaaS lapun p0laijgo oq u0g1 Hugs IaMOIIOg pelt lunonle lions tied pal; 6 uollaaS 1apun s11j i1 SII asp1ax0 ti1ni Iapua'I '01011 Molasg 1113 103 ortp 111110u1n 0141 Sud 01 situp 10M0110g putt `Ianlltm 13 of IUenslnd 'tfjlaaiip small Molasg tied of palaljgo si 10M0110g 3j '6 001100S ui pasn SI „11I0UI00l2e putt lu1uanoo„ asenjd 0141 s1 `IUOUIUIISUj tflun0as snit. 1Il pallre1U00 3U0Ulaa12L' pile 11I1110A00 1' aq of pamaap aq sasodlnd 1113 103 Begs sldlaaal ap!Aold or pal; smut/Cud Irons wpm o1 uollaljgo 5,10M0110g '01111b01 ,foul Iapuaj Se poliad amid Lions uni11M luotuSod lions 2upu0pina sldlaaal Iapuaj 431 ljslum3 ilegs `sallnbal 1aplla1 3I `pull lapuoq q panl13M uooq s114 spund 3 luaurtf1d LpILiM 103 slualj Molasg tine Io3 anp 1 .11 \siemui 9 10 9 aBed (son) (AM19 L£LLL8 877737 -6(WY) m000s) Page 6 of 15 Initials: lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may require Borrower to pay a one -time charge for a real estate tax verification and/or reporting service used by Lender in connection with this Loan. 5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender' s right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one -time charge for flood zone determination, certification and tracking services; or (b) a one -time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender' s option and Borrower' s expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender' s right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and /or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender' s security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender' s satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Lender' s security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with Form 3061 1/01 4 7 4 20050 -06 LO 4016 690£ WJod aigtuoseai 2u!Std (o) pue '.unoo ui &uueadde (q) luaunnulsul *moos snit JOAO 41.1ou.zd SUIT Wight u011 e Sq pa.znoas stuns Sue gulAtd (e) :o1 painuq Sou are lnq `apnloul ueo suopoe s,1apuaj •SUadoid 01111 ffuiiredaa Jo/puu 2u!.tnoas put 'Spado.Id 0141 jo amen atjl gurssasse ,ioipue 2u11ooloid hUlpnloui `3uaiutuisul Slunoas srtI1 iapun sl put AUOdo1d 0111 ul isatalut s palm' 01 aleudoidde 10 algtuosta.t si 1anale14M iOj Std put op Sum .iapua'I 110 `S1.Iadold alp pauopuigt SULI 1amof0g (o) 10 `(SUOi1u1n201 10 SMei 0D1Ojtia 01 10 lUatunJlsul 4111005 Sttj1 IOAO S1U0ISd un"llt Sem t1On1M troll u 10 iuoLUoOIOjua 1oJ `0.in1iopo3 .io uolli uutapuoo 10J `oingozd `A01dtuNtreq uI 2Uipoo ozd e se lions) I ounu1sUI A1unoas snjl .iapun sup.' .To/pue Auadold Otil uI 1satalu! s,zapua7 Toone Sllueoplu3ts ltlgnu ltgl 21npa0001d IOa! a st aim (q) `luaunulsul All.inoas still ui pautnluoo smatuoadu put s1UtUanoo oip uuoj.Iad 01 s11e3 Iamauog (t) jI •Iuamnalsuj 511011305 slgl aapu jl sulk' puu Slaado id alp 111 Isa.caluI s,aapuarl 3o u '6 •aouaplsa.i ledlouud s ,10M0110g St Auado.Td 0 Jo SOtiedn000 5,1aMOazog 2UTUS00u00 suoiltluas01dat `01 pawn!! lou ate lnq `aptnoul Suoie1Uasaidoi 1ul.i01 N vpo7 0143 141tM uotloauuoo iii (uolleul.IOjuI It1101etU IIIIm Japual apino.id 01 pa1nj ao) 1apU0' 01 s1Uatualels 10 U0lleut10JUI altznOOtul 10 Tulptalsnu `asiuj Sllplzalttu 0A-u2 luasuoo 10 agpaJMOUN S 10M0J.10g gum 10 JaM0J10g J0 uoilOatlp 0111 31 2Uiloe 50119110 10 suosiad AIR 10 .IOMOI10g `ss000Id uoit'oildde ueo7 alp 2uunp 3I llnej0p uI aq frogs iamonog •uotluapddy uuog s,.tahtoaaog •8 •asnto alquuostai Bons gu!Sjtoads uotloadsul .IOUa3ui ut lions 03 .I0I.ld 10 JO quill 01113e 0011011 .IaMO.iiog anlg pegs 1apual •SpadoJd aq3 uo sluauiano1dtut 0141 jo .1o!Jolul alp loadsul Sulu iapua7 `asneo oigeuosi of seq n 3I 'SUado1d ail jo suopoadsui put uodn sauluo °Igtuosea! o pui Sum luau STI 10 Joplin 'LIO13e.I03Sa l 10 iii doi lions Jo uollalduio0 0111 10J uotlailgo s ,I0M0I,I0g JO panallat lou s! .IOMOII0g `SU3d0Id aql 0101501 10 .nedoi 01 IUO!OInns 100 OR sp0000.Id uolletnuopuo0 10 aoumnSUl 011131 •palaldtuo0 sI voM aq1 se s1uauiSed ssoi 1oid 3o sapas a ui .10 luau1Sed abuts a ut uollt?1035a.t put s.nudal alp .io3 spaaoozd asingslp Sum .iapua' sasodind lions .O3 sp0000id pOst01a1 seq Japan 3l Si io AUado1d aq3 2UUO1S01 10 5ui1itdoi .1o3 alglsuodsoi aq Nuns IOMO.IIOg `S11ad01d aq3 `3o &uplui 0141 10 `01 a'euitp g31m uoTIOauuoo uI mud 011 spaaooid uoi3tutuapuoo 10 aoueinsui 3I .a utuup 10 uopampalap =Tutu prom o3 pa8turep 3l Suadotd 0143 Ilpdat S1ldutotd IRIS 1aMO1.zog `aigisea3 S1 uortu0uo0a lou s! uotle1o3sat zo ueda.t imp S uopoas of =mind pauluua3ap Si 1! ssalull •uotllpuoo sII 01 anp amen u! gulsea.TOap 10 5ulltioltalap 1110.13 ApadoJd 0141 1Uana1d 01 zap10 ul S1.iad01d 01j1 ute3uleui HMIS IOMOIIog `Suodo1d 0141 uI 14tnp!sat s! .Joitio iog 3011 10 .10tj101j •S110do.td 0141 Uo Nom nutmo0 10 alt.iol.Talap 01 Spadoid 0141 mope `SUado1d 0141 1ledtui zo a;3etutp 'So.Ilsap 1011 Ile11s 10M0110g suollaadsul :Slaadoad 0141 jo uollaaloid pup aaueualuit'N 'uollth.tasaad 'L '10111100 s,JaMO1.zog puoSaq 0111 140n1M islxa sa0Uplsuino.I!O &Ui3enua3xa ssaiun 10 `plat1111M Slgtuosta un aq 1011 !legs 1UOSUOO 140114M TU13UM u! S0O1 t OSIM.IOI110 .iapua'ssoiun `Souedn000 3o amp a141 aa13e aeaS 0110 Ism! 311 .IO3 aouapisar ItdiOUltd S 10M0110g se SpOclOid 0141 Sdn000 01 anulluo0 pugs put luaunulsul *moos sull 3o uoiln00xa atil 1a33e S 1p 09 mum aOUaplsaI rediouud S 1OM01.10g se S11ad01d 0143 asn pue `gsgqt3sa `Sdn000 ins JOMOI1Og •Sauudnaap •9 •anp 110143 1011 10 1a143agM tiountalsul Animas sail 10. MMON 0131 Iapun pledun slunome Sed 01 so Spada'," alp 0103S0t 101ledal 01 /013110 spaaooid OOURMSUI 0131 asn AMU iOpua'I 1110d01d 0111 JO aff1110n00 0113 0l alglOilddt Ore s1lJ T1 lops se .rejosul `A110doid 0141 23111100 Saioilod omen-ism Ile 1apun (JaMOJJOg Sq mud sumnuazd paureaun 3o punJa.T Sue 01 1p11 0131 1111111 Ja sllpli 51aMOa10g JO 101130 Aue (q) put luaunulsul S1i1fl0as snp 10 010N 0111 .spun pledun s1UnOum all paa0xa o1 30U 11111011111 ue uT spaa00.id aOutansul Sue 01 s1lpI.i S,Iamo.1.10g (t) Iapua'I 01 sudlsse SgaJo1r JamOJIOg `asIM.iagJo 10 ZZ U0I10as 1apun Spado1d 0111 sa1lnbot 10pu07 3I 10 'mono .ta UI •1101115 s! 0033011 0111 uagM U3 Oq 11!" poiiod Aup atl.L 'Im1eio 0111 alum put 01111309011 Sum Iapua' uatl3 'lump r aims 01 paian0 sell 10l.J1e0 OOuemSUI 1u111 .1apua-I uioz3 a0pou e 01 sSep 0£ u1g3IM puodsat 1011 saw 1amollog 31 51033em pomp.' pare utrei0 OOUe.ifSUI aigtlienp Atm a111as put ale1301au 'am Sem Japua' `SUadoJd 0131 suoptrege JaM0J10g 3I Z u0ll0Os u! .ro3 popinoid .iapio 0141 u1 pondde aq 11e14s spaaoo_id a0umnsu! t1onS •.IOMO.z.iog 01 pred `Sup 31 `ssaoxa 0133 9 l to L abed O (s000) (AM)9•WI L£LLL8 d lot 476 attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non- refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower' s obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses. If such agreement provides that an affiliate of Lender takes a share of the insurer' s risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed "captive reinsurance." Further: (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance, or any other terms of the Loan. Such agreements will not increase the amount Borrower will owe for Mortgage Insurance, and they will not entitle Borrower to any refund. 877737 ©.G(WY) (0005) Page 8 of 15 Form 3061 1/01 20050 -08 60 1.011. •90£ WJ0j 'z uottoas ut.oj paptnoad aapao a141 uI patiddu aq Timis ,flaodoad 0111 jo atudaa a0 uotleaolsa.I of pagddu toll are 1eg1 Spaaao.Id SnoatreJ Iiy •1apua' o1 mud aq Hugs pue pauStssu ,Cgaaatl 0ae ,(laadoad 0q1 ut Isaamlu! s,Iapuag jo luauutuduu ag1 o1 aiqulnquutlu am milt sauunp Jog uttu4p ao p.nM1 Sue jo spaaooad atij •luatun.Iisul *moos stgl.apun RIO"' .10 ,Cuadoad 0111 ut 1saa01ut s,aapua143o lttauIItudmt Iutaaluut aatpo 10 4I0do1d 001 jo a.Initapoj sapniaa.Id `1uautRpnf s .Iapua7 ut `lug1 Outpu e gust passuustp oq 01 ?utpaaooad Jo uotlau 0141 gutsne0 'iq `61 13011005 ut paptsoad su alelsuu0a `paa1n0oo s1114 1109u101000u jt `put 1inejap u lions amo two 10M0aaog •lu0tututsul ,Clunoas sup .Iapun sup.' Jo ,i1.Iado.Jd aril 131 lsaaaltu s,aapua7 jo luauutudtut Iutiatteu aa1410 a0 ,(uadoad 0141 Jo aanttapoj ut linsaa moo luatu ?pnf s,aapua7 tit `pnp un2oq st `4uututuo a0 unto 10g101iM `2utpaaooad Jo U011013 Sue 3t tinl3jop ut oq hugs .aMOIOg spaaooad snoauuuaostJ 01 Aida' LII UO11pe JO 11I u a Se14 .IaMO.IIOg tuoIM 1SUn$e 'find a a0 spaaaoad snoauellaosm .IOMOJIOg SOMO 11'111 ,Claud pptlt aq1 suu01U „gaud 2utsoddp„ •anp 110141 loll Jo JatilatiM litatuUJlsui ,fl.tmpas snit Aq pamoas stuns a 01 10 ,f1J0d0.Id 0111 JO atud0a 10 U0111:.IO1S3.1 01 101.100 spaapoad ssnoauttimosllni all ,Clddu pull 1004400 01 paztao14lnu st aapu0Z `uant1 st 0011013 ant amp a1j1 a01JR s,fep p£ 10110M .Iapua7 01 puodsaa 01 sue aamoaaog `sajutuup .I0J utnp u 0411OS 01 pnMe uu 074ut11 o1 S.10JJ0 (0ou01u0s 1x013 all 131 pauulap se) Sued &utsoddp a141 113141 10MOaaog 01 Iapuoi Cq aptlou Jaw `3p 10 `aaMOaaog ,(q pauopuuqu st ,i1.Iodoad 0141 JI 'anp 130 are stuns a141 1ou ao aa1latiM .tuatutulsui *moos suit ,(q pamoas stuns all 01 patidde oq Hugs spaaooad sno0Uelposm 0141 `2upiUM ut pat& astmaag10 aapua -I pull 10M0aaog ssamn `anion up SSOI .10 `uotlolulsap &uplel 'Rpm! 0141 aaojaq ,Cialetpatutut paanoas sums 0141 3o 11n01tn', 0141 Hull ssoi si anion ut SSOI 10 `uotlottusap Tuplet iepaud 0141 =jag ,fialutpaultut ,CUadOad 0141 Jo antes 1a)inut .Ituj 014114opgM ut ,CUadoad 0141 Jo amen ut SSOI 10 `Uotlotulsap &upset ietl.Ied 13 JO 3U0A0 all uI •.IOMO1.IOg 01 ptud oq Hugs 0oueieq Suy 'own ut ssoi a0 `uotlolulsap tupiul Iutpmd aril aaojag ,Clalutpauuut ,it.tadoad 0L1 3o 0nion 1MMIauut atej 0111 (q) paptstp anion ut ssoi 10 `uotlanhlsap Tuplel pepped 0141 aaojag ,CI0lutpauttut pamoas stuns all Jo mom pot ail (u) :uotloluj 2u!MO4t0j 0111 iq pauidulinul spaaooad snOalnHaosnAl a141 J0 mottle 0141 fq paonpoi aq Hugs 1110uIlulsul ,(ltunoas snit pamoas sums a tupt1M uu aaau as1Ma01410 a0pu07 pun 10M0aa0g ss0(tm `anion ut ssoi 10 `11Opptulsap upiul Ietlaud x111 aiojog ,(IOlutpatutui luatutulsul 6lun0as si141 pamoas sums ag130 mom a141 uugt 10113013 10 01 Ienba SI anion ut SSOI 10 `uo1l0n.11sap ttplu1 iuuped all a.IO ag ,flaletpamtuu 410dO1d 0111 JO anion la�ireut 011j 001 11011I ui ,(pado.Id 01(1 JO Onion ui SSOI 10 `UOtlpnalsap `3upiul Fund u 30 luan0 0141 uI •10M0110g o1 ptud `,Cue 313 `ssoox0 x141 14uuM `anp 130 1013 10 1al1a14M `lUatunalsui ,Clun0as spit Act pampas sums 0141 01 patiddu aq Hugs sp0a0oad snoauuiposthl 011y `,ivadoJd 01(1 JO anion ut SSOI 10 `uoIlotulsap '3uppul Ie1o1 u jo mono x141 uI •z uotlpas at aoj pappnoad zap.io 0111 III patiddu aq hogs spaap0zd sn0at1Haosm lions •10M0.I10g 01 pred `due jt `ssaoxa 0141 14liM `anp mill 1013 1O 101Ila14M `1tt0umatsul ,(ltmpas snit ,iq pampas sums 0111 01 pa!ddu oq Hugs spaaooad snoauullaostJA 0141 `pauassal aq mom *moos s,aapua1 ao aigtsuaJ i(luotutouoo0 1ou St ared0110110tlua0350.1 0141 n •spaaocud snoatnllaosgAI lions 110 s&utuaea ao lsaaalut ,Cue 1OMOaaog lied 01 pannbaa aq 1ou Hugs aapua-I `spaaooad Snoauetiaosm lions uo pled oq 01150/01131 sa.Itnbat M131 a(quoHddy 10 U111.IM ui aputu Si lu0uia0a3u ue ssaiuf •palaidutop s1 7Ia0M 0141 su sluaut,Cud ssaa3oad Jo s0t1as u ut 10 luautasmgsup 0Jguts u ut uopu.01sa1 pull s1reda1 01H .0j Au! ,Cull Japing •,flldtuoad u03luuapun aq Bugs uouloadsuu bons 113141 paptnoad `uot1Oujstlus s,aapua7 01 pataldutoo uaaq Sul( OM alp amsua 01 ,ivadoad lions 1oodsut o1 ,Cttunuoddo ue pug se14 aapua7 Itlun sp0a00ad Snoauu11apstyAI Bons plot! 011143ta ag1 anug Hugs aapuaq `pouad uotle1olsa1 putt 1tuda1 lions 3at111Q •pauassal 1ou St ,Clunpas s,aapua7 pull aigtsea3'Iieotwouooa SI 1tuda1 ao u0uleaols01 atll 31 `,(laad01d 0111 3o 1ted01 ao uouuaolsaa 01 patiddu oq Hugs spaaooad snoauu110OstiA4 14ons `pa3uutup st ,Cpado1d a1413I •.tapuari 03 pled aq Begs pue 01 pau3tsse ,ig01at4 0.113 spaaooad sno0ueiposm Ily •aan;ialaog :spaaaoad snoauIHaaslytt Jo luautullssy 'It •uo11eu1mta1 Jo uol;uiaauea gaps .10 aul1; 0111 ;r patuuaun 00001 1131; smnituaad aauransui a(r 3JOiq ,Cull ,Jo punjaa r animal 0; ao /pull ',f11ra11rtuo;nr palrunuaal 0auransui 02u23.tow 0141 anrq 0; 'aau>;ansui 0 11 3JoL14 aq; 3o uoguipaura mum) pue lsanbaJ 0; 'saansopsip u!r;.aa 0,403aa 01 11310 0111 apnpul Seat slg2p asa14s •ntri 001410 fur ao 8661 Jo lay not ;aa;oad SJ0UA0atuog 014; Japan 03uransuj 03r31aoytI aq; 0; ;aads0.1 q;1et ,fur 31 51311 aaetoJaog s3gtU 0141 pawl iou 1Het s;uatuaa.2r gpns Buy (q) r, 1. �epiuI 911 0 aged (9000) (Am)s- WI L£LLL8 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower. Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender' s acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy. 13. Joint and Several Liability; Co signers; Successors and Assigns Bound. Borrower covenants and agrees that Borrower' s obligations and liability shall be joint and several. However, any Borrower who co -signs this Security Instrument but does not execute the Note (a "co- signer (a) is co- signing this Security Instrument only to mortgage, grant and convey the co- signer's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co- signer' s consent. Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower' s rights and benefits under this Security Instrument. Borrower shall not be released from Borrower' s obligations and liability tinder this Security Instrument unless Lender agrees to such release in writing. The covenants and agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and assigns of Lender. 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower' s notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower' s change of address. If Lender specifies a procedure for reporting Borrower' s change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender' s address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. 877737 13) -6(WY) m000s) Page 10 of 15 Initials: Form 3061 1/01 I 20050 -10 478 16 rt` 1.011 •90E mod ydSg 1 uoil1uu0JLT! 1ai110 Slug putt apuui oq pjnogs s)uaui,fid gofilm 01 ssalppt atp `laoinlas 'real matt am Jo ssa.ippu pum alueu oil awls Hpin g3!TM aueg0 ag1 Jo oapou uoppm ua4 aq 'I'm 10M0110g `10otn13S treol aq1 Jo amp u Sl amp JJ •01oN ag) Jo alas u 01 palejalun .100/110S Ilea" am Jo sauugo glow l0 DUO aq 111 nu oslu °.zags Mgl alquogddy putt `luolunllsuj *moos sup `aaoN ail .iapun suoilatjgo guiouuos ueoj o u3)Jout Jaglo suuopod putt luaunulsuj *moos slip put" a oN oil1 lopun onp sluaf1Sud 0ipouad wallop mill „la0inlas U1Ol„ alp St” uM0u)j) S1pua a I1 Ili aguutio 11 ui ljnsa" 1q 1ai ales y •laM011og o) ootlou .loud lnogllm saw!) maul 10 auo Nos aq uuo (1Llauznilsui *moos sup gum 1ag1a5o1) a1oN alp Ili Isamu! le1pud u JO °10N au, •oOuenau3 3o 3390N :.1aaIMas Ural JO auegD taloN 3o 31LS '0Z •gj uo900S lapun uopelajaoou jo °sun ail uT ,Sjdde mu Hugs 01MSUt31 0l 1115!1 snip `I0AOMOH •pa.una0o pug uotlelalo)og ou Ji su 0n110OJJO 1(jjn3 UTY.tUal jjugs SgoJag pampas suopaijgo pee IUOL11n11SUj klunoas sup 'Jawing nq )Uauta1u1s1TTal uod fl •lajsu1JZ spun, oniol2Oalg (p) to !AM= JO ,S ltleluaUlll.ilsui `AOUa5e jl:10p0j t" sq pa.insut are spsodap asogM UO9U1?1SUT Ire uodn uMUIp Si rap 'ions Sue papinold `3joago S 101gs110 to 7fOOgo S 101flsuaal 'pogo weq 'row paTJU ia0 (o) `.laplO Sallow (q) !goo (11) :iopuol iq palOajas se `suUoj $uTMojjo3 og) jo 010111 10 auo ut sasuadxa pug sums 1Uautalelsuial lions Sec! 10M0110g mil alinbal ,Su1U lapuag •pauugoun anutluOO Hugs `maiunilait ,C)un0as sup Sq paln0as sums alp ,Slid o1 Uopaijgo s ,J0MO11og pee luaum.Tlsuj Iililn0as sup .iapun s1 !J pee ,Spadoid alp In 1S0101u! s,lapuag 111111 al1S5e 01 alinbal kIglu0sual ,soul lapuaj su uonou Bons so7lrl (p) pug `1U0uI1ulsuj Jilun0as sup lapun s1 putt Xpadold alp Ili Isamu') s,lapuari 1100)Old jo asodlnd alp lo) pallnou SaoJ lag)O putt too uoilenlen put uopoadsui Apadold `saaj ,sSoulolle ajgeuost of `01 pout u j 1011 mg `5UTpnioui `1UOUI1ulsuI *moos sup 2UTO1ojua 111 pa.un0ut sasuadxa He sSed (o) `S2Uaa1aaae 10 S)LreuonOO 101110 Sue JO gum Sue Saln0 (q) `'p01111000 pug UoTlulapaoau OU 3T Se a10N ag1 putt 1UOLIItuisui ,(liln0as sup japan anp aq pin0M imp go!gM stuns He japuarj s,Ced (u) :laM011og leg) ale suOTlipuo0 osoq •luaunulsuj 2Tlnoos sup &u10.zoiva luaut2pnf u Jo ,Si1ua (o) to `alulsutal 01 1ggu s,Iamo.1.TOH Jo 110IWUTUIJ01 0111 10j Moods 1g5nu my olggoijddy sg pouad low 'ions (q) '1ua1un11sui ,S1iln0as still 111 pai ales Jo laMOd ,Sete 01 luunslnd 4ladold alp Jo ales alojaq sicep anIJ (u) :Jo lsai11ua aql o) lOild au ,ue 111 panutluoosip luaumhlsuj ,(ltln0as sap Jo luauia010Jua anug 01 )g it 0111 mug 'legs laMOIIOg `suopipuoo igepa0 mow 10M011og 31 •uolpeaajaaoy Jally olelsuiau 01 1q 1ij Sen,110.110g '6 I •10M0110g 110 pugivap 10 0011011 Sagp lnog1JM )UOUIIL11sttj ,()iln0as sup Sq panful/ad saipauzal Slue wpm' Sulu lapual `pouad silt) JO uopulidxa alp 01 loud sums asap ,Std 01 SpreJ laM0110g 31 •lUOUIlulSuj i(1i1n0as Sap pallloOS SUIUS Hu Sud lSllui 10M0110g Wight LlapJM SI uOp0as II11M 0OUgplo001: 111 U0A1 si OOpou alp amp agi LU01j s2(11p 0E uugl ssaj 1ou Jo pouad u apinold Hugs a0pou alt j •uo1111laja0011 Jo 00ilou 10M011og ant8 plugs lapual `uotldo sup SOSIOlaxo lapua' Ji •Mel ajquoijddy Cq paugigold s1 astoioxo 'ions 3i lapual iq pasioioxo aq 1ou Hugs uotldo sup `lanaMOH •luaunulsuj i(lun0as sup ,fq paln0as sums He Jo jjn) 111 luaut,(11d al11ipaunui almbal Seat lapual `ltiasuOO Ua11!M .OTld s,lopUo' lnoglIM (polloJsu11l) 10 'nos Si l0MOl1Og Ia 15010111! 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(q) `.lopuo8 aumfula3 alp 30 slalom 10 Sp1oM la)n0U 8UipuOdsa1100 apnjoui putt 'mow Hugs lapua2 auipnas11LU am 3o sp1oM (u) :luoulnl)suj ,(1un0as sup Ili pasn sy •uoistnold 8 U11 0 i13uo 0 01111nogliM papa UOAI2 aq 11110 g0i11M a1oN 0111 10 lu0UTnllsuj ,(lilnOas sup 3o SuoIslnold 1ag10 1003311 mu Hugs 1olguoo Bons `mug o1geoijddy gum s10IT3uo0 °1°N alp l0 IUOLUIU1SUj ,(1un0as suit 3o °snip° to u01s!nold ,Cue leg) Juana alp 111 •1Og111too ,(q 1uaLUaal5e isure811 uoiligigold u sI pat111sUO0 aq 2011 'pugs 0OUajis lions lug 'molls oq 1g8tu1 11 JO 1011111100 iq 001 01 Saipud 0111 Mo111 i11i 10 Ajllogdxa )g8nU Mug ajquoijddy •M1;g algiogddy 30 suOileilulij pee sluaivalmbal Sue 01 laafgns 0111 1UOIUTU1SUj ,01100S Snl1 111 pauieluo0 S110pe8ggO pug 5111411 IIV •p0111001 Si Spada'," a111 gOTLIM Ili uoiloipsilnf alp 3o Mutt 0111 put M11I puapa3 (q pau1oAo8 oq [jugs lu0LUtulsuj *moos siq,j, •uopatulsuo3 JO sajnu :S3jt!Ll11Jan0S :Mug ujutan09 '9I 6t b y :S1211Illi 1L 10 lta6ed (1000) (AM)9-� LELLL8 877737 ©_€(WY) (0005) Page 12 of 15 4tio requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Lender may continence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instniment or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) "Enviromnental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, hazardous substances in consumer products). Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup. Initials:' "sue Form 3061 1101 20050 -12 C1 (mil 60 /1 690E wtoA S t 1 C L aBed (s000) (AM)9•W1 LELLL8 '2unuo/Cm Jo smut uorldutaxa pualsautoq aril 3o amain Cq puu aapun S i u iiu santuM puu s30310.1 aaMotaog •s.taniuM •bZ •MU'i aiquoiiddy aapun palltuuod si aa3 all jo 2uiatugo alp puu pa.tapuau saotn.tas aoj ,Claud piap u of pled st aa3 atp 3i ,Ciao Inq luawtulsui ,Clt.tnoas snit'ursuaiau ao3 aa3 u aaMO.t.tog amp ,Cunt aapua' •stsoo uoilup.tooau Situ ,Cud hugs aato.t.tog ivauttuisui ,Cii.moas still amp.' Bugs .tapua' luauttulsui ,Citanoas sip Cq paanoas stuns iiu jo Iuaut,Cud uodn asuapg •£Z •;l o; pal ;i;ua ,C ;p2ai suosaad ao uos.tad aq; o; ssaaxa ,luu (a) puu '.;uawtu;suI ,C ;unaas slq; ,fq paanaas stuns ilu o; (q) :saa3 ,s,fauto ;u aiquuosraa 'o; pa;ltull ;ou ;nq tulpnpul 'alus aq; jo sasuadxa ilu o; (u) :aapao 2ulmollo3 aq; 111 paiiddu aq hugs alas aq; 3o spaaaoad aq j •alas luu ;u Sjaadoad aq; asugaand ,Caw aatAisap s ;l ao aapuari •MUZ alquallddy ,fq paquasaad aauuuw aq; ul Nos aq dugs ,fa.tadoad aq; par. 'alas jo aai;ou aq; gsgqnd is aapua7 •Sj uol ;aas ul papinoad aauuuw aq; ui aanioaaog o; alas ag; 3o aal;ou ani2 hugs aapuaZ •MU•i aiqualiddy q ;lnt aauupaoaau u1 ';uaaa331p 31 ',Cj.tadoad aq; 3o uolssassocl 111 uosaad aq; o; puu a3M0aa011 o; 3s0paao3 0; WW1 JO 331;OU 3,4 dugs aapua7 'alas 3o aaAOd aq; sanonul aapua7 3i •aauapina apt; jo s;soa puu saa3 ,s,Cauao ;u aiquuosuaa 'o; pa;iwll ;ou ;nq '2uipnpul 'ZZ uopaas siq; ui papinoad saipawaa aq; urnsand it; pa.tanaul sasuadxa iiu ;aailoa o; papl;ua aq Bugs aapua -i *Awl alquallddv Aq pa; ;luuacl salpawat aag ;o ,fuu puu airs 3 .Iantoci aq; a)ionut Sutu puu puuwap aaglan3 ;noq ;1M ;uawna;sui ,l ;ranaas sJq; fq patinas scans ilu jo iin3 ul ;uaw,fud a ;ulpatuwl aatnbaa Suw uoi ;do s ;l ;u aapuari 'aapou aq; ul paupads Nu() aq; atopaq ao uo paana 3011 sl ;inuJap aq; 3i •aius puu uol;uaapaau o; aaAOaaog 3o asuapap aaq ;o ,luu ao ;Inupap u jo aaua;sixa -uou aq; a.tassu o; uol ;au lanoa u 2uuq o; ;Op aq; puu uopuaalaaau as ;311 a ;u;sulaa o; aq; 3o aah►oaaog w.toJui aagl.In3 hugs aal;ou aqZ •Spadoad all; 3o alas puu ;uawn.I ;sui ,C ;ltnaas s!q; St; paanaas stuns aq; 3o uol ;uaapaau u; lima ,lulu aal;ou aq; 111 paulaads amp aq; aaoj q ao uo ;inuJap aq; aim o; aanllu3 ;uq; (p) puu !palm aq ;snlu ;inIJap ag; galgM ,fq 'aaAOaaog o; uan0 si aal;ou aq; amp aq; woa3 sSup p£ uuq; ssai;oU 'amp u (a) ;1nujap aq; aana o; paalnbaa 1101 ;au aq; (q) tlinu.ap aq; (u) :,131aads dugs aal ;ou aq,i, •(as;maaq ;o sapinoad MuZ aiquallddy ssalun gi uoi ;aas aapun uol ;uaapaau o; aoud 3011 ;nq) ;uawna ;sui Swims s!q; 111 ;uatuaaau ao ;uuuanoa luu jo gauaaq s,aaAoaaog ulncoilo3 uol;uaapaau o; aoud aaAOaaog o; 33pou amt 11ugs aapuaZ •salpautau :uoguaapaay •ZZ :smollo3 se ow& puu luuuanoo Joi.p. n3 iapua7 puu .taMOa.zo g 'S.LNVNgAOD N dOdINIl-NON BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Witnesses: 877737 6(WY) (0005) Page 14 of 15 (Seal) Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower Form 3061 1/01 20060 -14 432 9I. MIL s Oil Loo£ WJod ��sz zx M 2 A VH 1 q 000z cegivaoaa go 4sp 9I slip Dui azojoq papaJmouYou sum RI 1:un isut gutogoioj aq,L :ss Sjunop uo�az 1 4 sjsiliu ol(gnd ,SJeaoN S loS assd (S000) (AM)9•CP f p 1 :saudxg uo!ssnunuoj SIN LELLL8 `ONIWOAM 1O LLV.LS