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1
539
Borrower and Lender covenant and agree as follows:
1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay wlatn
due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under
the Note.
2 Taxes Liens Insurance Maintenance. Borrower will pay, when they are due and payable, ail taxes, liens or
security titles (legal claims), assessments, obligations, water rates and any other charges against the Property,
whether superior or inferior to the lien or security title of this Mortgage, including paying Lender any costs,
including outside attorney's fees incurred by Lender in defending any lawsuit by prior or later lienholdcrs or
security title holders on the Property, maintain hazard insurance on the Property in Lender's favor in a form and
amount satisfactory to Lender and maintain and keep the Property in good repair at all times during the term of this
Mortgage pursuant to paragraph 4 below. If Borrower fails to maintain the Property in good repair, Lender may
enter the Property and make those repairs necessary to maintain the Property in good repair. Lender may pay any
such tax, lien or security title, assessment, obligation, water rates, premium or other charge necessary to maintain
the Property in good repair, or any amounts required to purchase such insurance in Lender's own name, if
Borrower fails to do so. The amount Lender pays will be clue and payable to Lender on demand, will hear an
interest charge at the interest rate set forth in the Note secured by this Mortgage if permitted by law, or, if not, at
the highest lawful interest rate, will be an additional lien or security title on the Property and may be enforced and
collected in the same manner as the other obligations secured by this Mortgage. The insurance carrier providing the
insurance referred to above will be chosen by Borrower subject to Lender's approval which will not be
unreasonably withheld. All insurance policies and renewals must be acceptable to Lender and must include a
standard mortgagee clause. Lender will have the right to hold the policies and renewals. If Lender requires,
Borrower will promptly give to Lender all receipts of paid premiums and renewal notices. In the event of a loss,
Borrower will give prompt notice to the insurance carrier and Lender. Lender may file a proof of loss if not made
promptly by Borrower. Insurance proceeds will be applied to the restoration or repair of the Property damaged ar,
at Lender's option, the insurance proceeds will be applied to the sums secured by this Mortgage, whether cr not
then due, with any excess paid to Borrower. If Borrower abandons the Property, or does not answer within ten
(10) days, a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may collect the
insurance proceeds. Lender may use the proceeds to repair or restore the Property or to pay sums secured by this
Mortgage, whether or not then due. The ten (10) -day period will begin when the notice is given.
3. Application of Payments. Unless applicable law provides otherwise, payments shall be first applied to any
prepayment charges, then to any costs and expenses incurred under this Mortgage, then to interest then due and
then to principal.
4. Preservation and Maintenance of Property; Leaseholds. Borrower shall not destroy, damage or
substantially change the Property, allow the Properly to deteriorate or conuni.t waste. If this Security Instrument is
on a leasehold, Borrower shall comply with the provisions of the lease, and if Borrower acquires fee title to the
Property, the leasehold and fee title shall not merge unless Lender agrees to the merger In writing.
S. Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loan secured by
this Mortgage, Borrower shall pay the premiums required to maintain the insurance in effect until such time as the
requirement for the insurance terminates in accordance with Borrower's and Lender's written agreement or
applicable law.
6. Inspection. Lender or its agent may make reasonable ettries upon and inspections of the Property. Lender
shall give Borrower notice at the titre of or prior to an inspection specifying reasonable cause for the inspcation.
7. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection
with any condemnation or other taking of any part of the Property, or for conveyance in lieu of condemnation, arc
hereby assigned and shall be paid to Lender.
In the event of a total taking of the Property, the proceeds shall be applied to the sums secured by this
Mortgage, whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the
Property, unless Borrower and Lender otherwise agree in writing, the sums secured by this Mortgage shall be
reduced by the amount of the proceeds multiplied by the following fraction: (a) the total amount of the sums
secured immediately before the taking, divided by (b) the fair market value of the Property immediately before the
taking. Any balance shall be paid to Borrower.
If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers
to make an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date
the notice is given, Lender is authorized to collect and apply the proceeds, at its option, either to restoration or
repair of the Property or to the sums secured by this Mortgage, whether or not then due.
Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not
extend or postpone the due date of the payments referred to in paragraph 1 or change the amount of such payments.
S. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or
modification of amortization of the suers secured by this Mortgage granted by Lender tea any successor in interest
of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in interest.
Lender shall not be required to commence proceedings against any successor in interest or refuse to extend time for
payment or otherwise modify amortization of the sums secured by this Mortgage by reason of any demand made
by the original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising any right
or remedy shall not be a waiver of or preclude the exercise of any right or remedy.
Euasn CORSON
12,r2vo 13'28 1172696
2 -27848
SEE PAGES 1, 3, AND 4 FOR ADDITIONAL IMPORTANT TERMS
Page 2 of 4
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jo satdoa imp slsanbaa JOMOIJOE •p0tpauz aatjpatzs 3o ass saatnbaz Mnl oiqs0yidds ssajun Item snip seat Aq .]t Sutrtsut
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alaSs Aran zoMonog I: spa Am pug aapttoi mttl swats (o) pup !azs5laoyy sags .(q paanaas .stuns *tit ,(pd os palsSp90
Ajjsuosaad 3011 s1 (q) :aSsS3.0JN sup Set Kauai alp .saptm ,(l.tadoad atp art lsaaalttt s,J0N011og lei) ,(anuoo pus
mug'a8s8 ;aou. o) Apo aps3101,1 suit Sutu$ts -o0 sl (e) :aioN aril alnaaxa sou swop ung a8mglaoyy step suRts -o3 014M
a0MO.u0g ,(try •jaxan s pus tarot aq jjegs Stttatuaa1S1 pus slueaana3 s,lanmo.uog •gj gdsa8szsd ;o suotsinoad 341
of p0afgns `.amoaa0g pus aaptzri 30 sugtsse pure szossa33ns ail itjauaq Pus pun Iprgs aS3Slaoyy sp{13o sluaaaa.ST
pus spasuanoo 011, •s,zarxSrq -oD :,tagjgeri Iwo/as pur aujor ipunog suNtssy pur SIOSS033fS •6
6
?IRAN 1U .LI:) 4 2T9LO1L£0£ XVd ZZ ZT 11d 00 /ZZ /7,I
The Lender will deliver to the purchaser a deed conveying the real estate sold, but without any covenant of
warranty, express or implied.. Any person, including Lender or Borrower, may bid at the sale and purchase the real
estate. The proceeds of the sale will be applied by the Lender first, to the payment of all fees and expenses of the
Lender and of this Mortgage; second to all sums expended by Lender under the terms of this Mortgage which have
not been repaid, with accrued interest at the amount allowed by law; third to all other stuns secured by this
Mortgage; and any remainder to the persons legally entitled to it.
18. Lender in Possession. Upon acceleration under paragraph 17 or abandonment of the Property, Lender (in
person, by agent or by judicially appointed receiver) shall be entitled to enter upon, take possession of and manage
the Property and to collect the rents of the Property including those past due. Any rents collected by Lender or the
receiver shall be applied first to payment of the costs of management of the Property and collection of rents,
including, but not limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, and
then to the stuns secured by this Mortgage.
19. Reconveyance. Upon payment of all sums secured by this Mortgage, Lender shall request the Lender to
reconvey the Property and shall surrender this Mortgage and all notes evidencing debt secured by this Mortgage to
the Lender. Lender shall reconvey the Property without warranty. The Lender may charge a fee for services
rendered in connection with the preparation, execution or recordation of a reconveyance, or request for
a reconveyance, to the extent allowed by law. Such person or persons shall pay any recordation costs.
20. Riders to this Mortgage. If one or more riders are executed by Borrower and recorded together with this
Mortgage, the covenants and agreements of each rider shall be incorporated into and shall amend and supplement
the covenants and agreements of this Mortgage as if the rider(s) were a part of this Mortgage. [Check applicable
box(s)].
21. Transfer of Servicing. If the servicing of this Mortgage and the indebtedness by which it secures is ever
transferred from one servicing agent to another servicing agent, each such servicing agent shall inform the
Borrower of the transfer prior to the creation of any obligation on the part of the Borrower to pay the new servicing
agent.
By signing below, Borrower accepts and agrees to the terms and covenants contained in this Mortgage and in
any rider(s) executed by Borrower and recorded with It.
The undersigned(s) hereby release and waive all rights under and by virtue of the homestead exemption
Laws of this state.
STATE OF WYOMING
COUNTY OF Lincoln
On December 22, 2000 before me,
(Notary Name and Title)
a Notary Public in and for the State of Wyoming, personally appeared
EUGENE 3 CORSON AND KATE K CORSON personally known to me (or
proved to me on the basis of satisfactory evidence) to be the persons) whose name(s) is /arc subscribed to the
within instrument and acknowledged to me that he /shejthey executed the same in his/her /their authorized
capacity(Ies), and that by his /her /their signature(s) on the instrument the person(s), or the entity upon behalf of
which the person(s) acted, executed the instrument.
WITNESS my hand and official seal.
Signature
17J22/W 13.28
2.27 &D
lAdjustable Rate Rider E Condominium Rider 2 -4 Family Rider
E Graduated Payment Rider 0 Planned Unit Development Rider
Request for Copy of Notice of Default E Others) [specify]
SEE ATTTACKED ARM RIDER TO DEED
SEE PAGES 1, 2, AND 3 FOR ADDITIONAL IMPORTANT TERMS
Witness EU E 3 CORSON
}ss.
Laurie McKee
LAURIE McKEE NOTARY PUBLIC
171856 :m
COUNTY OF /Ma STATE OF
LINCOLN `R'::= 3 WYOMING
res
J ai
Borrower
Witness KATE K CORSON Borrower
(Notarial Seal)
Page 4 of 4
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12/22/00 FRI 12:24 FAX 3037407615
W)'e 59 3
CIT DENVER g1017
EXHIBIT "A"
LOT 6 OF THE EASY ACRES SUBDIVISION PHASE I, LINCOLN COUNTY,
WYOMING AS DESCRIBED ON THE OFFICIAL PLAT THEREOF.