The URL can be used to link to this page

Home My WebLink About87004706/6 aey\I aIPPIA/aulN amuEd —4I I aISuTS OMINOAM „•ki.tado.zd„ agi sr ivauin.tisui *moos sup ut of paztapat st 2utaatoj agi jo IId •ivauzn.tisui kiunoas sup gig pa.tanoo aq osTr Hugs suowppr pur sivaumaorldal IIV •Si.tadotd atp jo 112d r .zagrataq Jo mou samixtj pur `saouruaitnddr `sivautasra IIr pur `,ii.tadojd alp uo paioai i ijraiaq .to mou sivautanoidwtt 0141 Hu H.LIM 2I IH.LIDO.L tamotzo [fit ?J] :&tuio, ',Ciunoj :s1v911 I [iaa.ns] H'I'IIAONONKIU OVOH NOANYO H'ISSI'I 0T N'IOONI'I uy pairool ipadoJd pagy.zosap 2utmollo3 'alrs jo .tamod giym 'i puaj of kanuoo pur iurJ `a2r0iiout ,iga.tau saop iamortog `asod.ind stuff .tod •a10N agi pur iu0utn.tisul )(ninon sup Japun sivawaa.tsr pur, siuruanoo s jo aourut.toji d agi (o) pur `.itnumtisui Aiy.tnoas stuff jo kiy.tnoas agi ioaiotd o] L gdra2uii d Japan paournpr Isamu! gum `sums aagio IIr jo ivawXrd agi (q) `•a10N alp Jo suourotjtpout pur suotsuaixa `s[rmauaz ITr pur Isamu! qTM `aioN aui kg paauaptna Nap agi jo ivautadaa alp (r) :.iapuaJ o] sins ivautn.tisui JCit.tnoas stq.L 0£0Z T xxerfr30Ha uo a]gr,Crd pur anp `.tagiga ptrd ]ou ;t 'Nap um au] gum `sivauzkrd kitpuow .toj saptnoJd goyim „aioN ivautn.tisui 'iiy.tnoas scut sr airp acurs alp pairp 0100 s Jamouog kg paouaptna si igap sTgl 00' OST'S£ •s n) s-tr]Toa 00T /00 =If AS3I3 =Tame HNo aNKSIIOHS HAI3- ALITIHI jo wins Irdyouy.td alp npuoi SOMO ]OMOJIOH „zapuaq T068 AM SDNIIiaS x0021 ',MMUS 2IHLNHO MIX ON 00Z st ssa.tppr asogm pur Jo smrl alp Japan 2utistxa pur pazyurato st goyim st .to21351.tou► 0141 NJeto 'JeuBeM auueer AM wweN ..t.� 9 6 ed fir ;1% moos ui W r.7 t 18 f c 33/ pepJooeu 66/80/02 XI/Cum 93o t aSEd IAMICIDOCI IDVD,L2I0YAt '(„ss op) pv riipad aid [ma urpaoaag aoa am spa anoq' aardS] [apoD drz] 9TT£8 9uttnokm do ssa.ippr alp srg gotgm T DH'I azeovazV HHS xNHS 'IVNox,r M ZS2Ii. AILINfr'UTOO 01 u0ny2 s! ivatun.usui Xiytnoas syu.L NOS213a H'IONI fi 'xo3 'x ImIammOa 000 'o£ 21HSN AON uo uant2 st ivautnnsul AittnooS„) ID- J.L2IOJAI SIH,L si'I'IAHa NSZEf T06Z8 AM 'SDNIHdS x0021 ILHH2ISS HHINHO o o Z )NV'S 'YNOISYN SS2II3 ASIMf1WIdo0 OS 'IIVInI aaa2i00H2I NHHM atswaisti 7 I$Vd S33Y'J1110IN i 10H 33S ,913,ati•1431/1 scq j 3sY31 TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is Lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum "Funds for: (a) yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ('RESPA unless another law that applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with applicable law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. However, Lender may require Borrower to pay a one -time charge for an independent real estate tax reporting service used by Lender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender may agree in writing, however, that interest shall be paid' on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument. If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Lender shall account to Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than twelve monthly payments, at Lender's sole discretion. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. If, under paragraph 21, Lender shall acquire or sell the Property, Lender, prior to the acquisition or sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by this Security Instrument. 3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under paragraphs 1 and 2 shall be applied: first, to any prepayment charges due under the Note; second, to amounts payable under paragraph 2; third, to interest due; fourth, to principal due; and last, to any late charges due under the Note. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the Property with may attain priority over-this Seci i ty'1nstrument, and leasehold payments or ground rents, if any. Borrower shall pay these obligations in the manner provided in paragraph 2; or if not.paid in that manner, Borrower shall pay them on time directly to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph. If Borrower makes these payments directly, Borrower shall promptly furnish to Lender receipts evidencing the payments. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If lender determines that any part of the Property is subject to a lien which DocuiwY2 Page 2 of 6 1Y► 051 9/90 DDCUIW22.VTX 10/08/99 06/6 07V stzprut 66/80/Ot XSA•f7.MtfOOa 9 Jo aSEd EA/Al MOO 0AJOS01 sso-I :oueansul ageg110w 3o nail u! aAJPSal SSOJ u sr sluaw,i13d asa41 unla.i puu asn `ldaoor Iltm aapua-1 •100330 ui aq o1 pasroo Jo pasdri a$eaano0 aOuumsut 041 uagm aaMOaaog tq pIrd gutaq wn!wa.td aouemsut agug1.1oux ,Claea,C 041 jo wig/AI-Quo 02 Junin tuns u ipuow g0ea aapuarl o1,(i d ijegs J MOJJOH `aiqu'IrAu lou sl agelan00 aouvmsut affegllou luaienmba rC1lelluelsgns 3I •aapua7,Cq pano.tdde aalnsui aTgglaow aluuaallu ue uxotg 'maw ul ,Cisnolnald aouwnsul agugl.zout ow jo aamoaaog 011S00 agl 01 1uairAmba ,Cljgpurlsgns lsoo u oil `1oaja u! ,Clsnoptaad aoueansui a3gg11ow alp o1 luaiuninba ifiiupuelsgns agu.10n00 uiulgo o1 pa.nnbai swntwwd 041 rd Veils Iamollog `maim u! aq o1 sOSeao Jo sasdui lapual iq pannbaa aguaan00 00uelnsui age3laow aq1 `unseal ,Cur 103 `jj •10ajja ul aouemsul ogrgpow ago utelu!ew o1 pa.tinbaz swniwa.td aqi iced Veils aamouog ivauxntlsul Si inoas slgl ,Cq pamoas urol aLil guplew jo uop!puoo a se aouulnsui ag1 low palmbal iapuaj 3l •aouuansuj alt pojAI •g •luawSud gullsanbai 10M0a1og of aapual woaj aopou uodn `isololut g1!M `alge,Ced aq hugs puu 01130 a1oN aLi1 le luawasangslp ;o airp 041 wouu !sQwalut maq iiegs slunowu sip luaw,C13d Jo stuaal 101110 01 aaagr, aapuQ puu 10M011og ssalun •luatunalsul *moos St ill Xq paanoas 1oMOaaog 30 lgap Iettop!ppe awooaq bugs L 4delggard st41 Iapun aapuarl ,Cq pasangsip slunowe ,Cud os op 02 anvil lou saop Japua-I `L gdeagraed still aapun uopwe a)Iei Srw aapual 4gnogljy •sin daa alum o1 ,C11ado.Id aLi1 uo guualua pue saaj ,s,Cauaonu ajgeuoseai gw,Cud 'moo u! guuvaddu `luatunllsul '(ijinoas s!gl aano ,Cluolad suq 4otgm uall g ,Cq paanoas stuns ,Cue gu!Xrd apnjout Srtu suoiloe s,aapuad C11ado1d 01.11 ul s11I311 s 1 pue ,Cl1ad01d aLi1 Jo amen owl l0alold of SIPSSaoau st Ian01e4M aoj ,Cud puP op Sum aapua l uagl `(suope"nga1 10 smul aolojua of 10 amllQ aoj 10 uo!leumapuoo ao; `alugoid `,C01dnaojueq ul gu!paaoold if sr lions) ,C11ado1d 0141 u! S,lapuaJ loajjr Spuroldlugls i(etu legs gulpaaooad legal e sl aaaLil JO luawnllsul Iillanoas slgl ut pau!eluoo sluatuow2u pug sluruanoo 041 =Tad of simj 1aMOJJOH jj •,f;aadoad aq; u! s;ti I) s,aapua1 JO not ;aa;oad •L •Butplm u! io2aaw 041 01 sawgr lapua-1 ssalun aim! lou Ilugs app aa; 0141 puu piogaseaj ago `,tpadold ay 01 allp aaj salmbow aamoaaog jj •aseai aqi ;o suo!s!nold 041 i1u 421M Sidwoo Bugs IaMO.uog `piogasual u uo s! ouawnJlsul ,Cl!InOas sly 3I •aouapisaa Irdtouud e se ,Cla0dold 0141 jo ,Courdn000 s,1oMOatog guluaaouoo suotloluasaadal `01 paljwll 100 inq `$u!pnlout `a2oN agl Xq paouaptna urol ag1 gllm uoll0auuoo ut (uoilewaoj.u! ielaaluw Cur 411M aapua-I apinoad o1 palm; ao) lapua'l o1 siu0w01uns 10 uotlewao4ul aleanoorut 10 asiu3 Appoint! 0A0 `ssaooad uotoeoiddu viol aql guunp `aamoaaog 3! 1lnoJap u! aq osiu dugs aamoaaog *Isamu! ,C1!Inoas s,lapuog 10 luawnalsul Sipnoas si42 ,Cq poi oio uoij 041 jo luawin dwt ig!Ialgw laglo 10 ,C1ladoad agl ut lsaaalul SJOMOJJog 041 .4o aml!a410j sapnjOaad `uoileuplualap glln3 poog s,lapuo'J u! `l0gl gugnu o ql!m pass!wslp aq 01 gutpaaooad ao uotlon 041 Ou!snro iq `81 u! pap!noid su `alelsuioi pue ling ;ape Lions amo ,Cuw JO/110110g •ls010lul ,Clpnoas s,aapual 10 luawnllsul Sllan0as S!41 ,tq pa2e010 004 0141 aludw! ,Cjl13ualew as!M1a410 10 ,Cl.tadoad agl .4o aanl!OJaoj ul lmsal pima luawgpn f 41te3 poog s,aapua'I ut Imp ungaq s! Il1U 1!10 a0 Itnlo 1a41a4M `gulp0a0oad 10 uopor alnilajlOj ,Cur j! 1inujap ul aq hugs aamoaaog •,illadoad 0141 uo aosuM 1!u1wo0 ao `aiumpo ap 01 doladoad 041 mo11e `iC1ladoad 041 n11dwt ao aguwup 'Soma!) lou hugs aamoaaog •1011uo0 SJOMOlaog puo,Caq 0113 14olgm 1s0ca saou11oswn0101 gup11nualxa ssalun JO `piaggl!m ,Clg1uosralun aq lou hugs luasuoo gorgm `Bwipm u! saaagu astmaaf{10 Iapaa-I ssalun `7iouedn000 .4o amp a41 101411 .1130 auo Ism le 10j aouap!saa Iedlou!1d s Iamollog se ,Claadold 041 ,idn000 01 anutluo0 Bugs puu luawnalsul *moos sp.') 3o 130!11100x0 041 Jour sXup Xlxis ut411M aouap!sa1 1edtouud s IOm0110H se ,C110do1d a41 asn pue `gs!Igelsa `,Cdn000 hugs aamoaaog •spiOgasua'J 1uoi;eogddd ueo7 s,aanto.iaog :,f ;aadoad 0q3 Jo uoi;0a;oad pue aouuua;uiuy%I `uol;enaasaad `,touudnooO •9 •uopIsmboe 041 01 loud ,Clalelpaww! luawn.Isul /lt1n0as x[141 ,Cq paanoas stuns 041 .4o 1u0Ixa owl of lapua-I o1 ssed hugs uoplsmboe owl 02 loud ,Claadold 041 01 ag11W11p wag Sull1tisaa spaaooad pue saloljod a0uvansut ,Cue 01 114g!a s JoMOJIOH `Iapual 7iq pa.t!nboe st ,Clladold 041 Z 4de19u.ed aapun jj •sluaw,Ced ag1 jo 1UnOwe agl au1140 10 Z pug I sgdelaeaed ui o1 pa110Ja1 S1uatuSrd ,Cjgluow 041 jo amp anp 041 ouodlsod 10 puma lou "lugs Ied!OU!1d 01 spaaoold jo uopeolidde ,Cu11 `guiltam ul Qa1g11 OSIM1a4IO 10M0110g puP lapuaJ ssalun •uantg st a0!1ou 0141 uagm u!gaq 'pm po!aad ,Cup -0£ 041 •anp ua41 1ou 10 1a41a4M luawnllsul (1lan0as 5141 ,iq pam0as stuns ,Cud 02 JO Spacial,' ay 0101S01 JO 1!11d01 01 spaaoold 0141 asn ,Cum Iapua-1 •spaaoold aonemSw 041 100400 ,Cew Iapua-I uayl tamp m10 u aims 01 paanl;o s114 10111110 aouelnsnt 04111141 Iapuarl moa. a0!1ou 11 s,Cep 0£ ut41TM 1OMSU1 lou saop JO 'Spada'," a141 suopuege 1amo11og 3l •10M0110g 01 pled ssaOxa Sur 41!m `anp 11041 lou 10 1a41a4M luatunalsul ,t1!In0as st41 ,Cq pa.moas stuns a41 02 pa!idde aq Bugs spaaoold optimal! 041 `pauassal aq mom ,C1!1nOas s,lapua-1 Jo ajq!suaj 'Ciluo!wou000 lou s! a!udal ao uot111.101sa1 041 3l •pauassal lou s! ,Clun0as s,Iapua-I pug ajgiseaj Xt111olwou0oa st pedal 10 uo!1u101s01 041 1! `paguwup ,Claadold 041 }0 arudaa JO u011g102S01 01 middy aq Bugs spaaoold aOurmsul `gut1!JM u! aa1g11 as!M1a410 IQMOIIOH puu lapuarl ssalun •10M011og ,Cq ,Cpdwoad aprm 1011 .4! ssol 30 3ooid 0)11101 ,Cew aapua •aapuarl pue 10111110 03u131nsw 0141 0l aoT10n ldwoad ant$ i1u4s .OMOIIOH `SSO} 40 liana 041 ul •saopou Igmaual pug swn!wald pied 3o 52d!0001 lir Iapuol 01 a/4 ,Clldtuold 11114s aaM011og `salmbaa Iapuarl 31 •siumaual puu sa!a!iod 041 ping o1 14S!1 041 0A1114 11114s aapua'l •asnvj0 041S11ow pIupuuls 13 apni0u! ins pug lapuo l 01 aigvldaooe aq Bugs siem0110a pug sa!0!iod aoueansut nv •L gdei eaed 41tM aottram00u u! ,C11adoad 041 ul s14g!1 S,Iapuog 1oa201d 01 ag111ano0 u!elgo `uopdo s 1apua-I 114 'Sum 1apua-I `anoge paquosap 0g11aan0o ul111tti11w o1 sung aamoaaog 3I 'P1 442!"' ,Cjg11uos11a.tun aq lou Bugs 4014m i11noldd11 s,aapua-I 02 lOafgns 1OMOIIOg Cq uaso4o aq hugs aOUeanSUI 041 &utpinoid 10111110 00uu1nsut 041 •s01Tnbal Iapua-1 11141 spoiiod a41 1o4 pu11 slunowu 041 ut pau!elu!ew aq hugs 00u111nsut Si4z •aOu111nsut saamba.t .1apua-I 4o!4M 104 `gu!poolJ JO spool; 2utpnl0u! 'spurt' Iaglo Slur puu „021110A00 papualxa„ 01101 a41 wpm papni0u! splezug '0.114 ,tq ssol 1su!13gu pa1nsul ,COaadofd agl uo moon 1014110104 JO $1.1I1SIX0 MOU slu0111OAO1dwt 041 daal Bugs IOMOalog •aouuansuI A;aadoad ao pauzuH •S •00tlou 30 Oulni5 04130 sleep 0i ui41tM anoge 4110j las suopor 0414.0 01001 10 0110 0)111110 ua4 0141 Sjspu5 11114s IOMO110g uali 041 guIkpluapt 00ilou e 1OMOIIOH anl5 ,Cetu 1apua-1 luatunllsul ,Cltlnoas st141 10A0 Cl!ao!1d uigllg ,Cew ll OCU 1 W Y4 OOCU1WY4.VTX 10/08/99 421 payments may no longer be required, at the option of Lender, if mortgage insurance coverage (in the amount and for the period that Lender requires) provided by an insurer approved by Lender again becomes available and is obtained. Borrower shall pay the premiums required to maintain mortgage insurance in effect, or to provide a loss reserve, until the requirement for mortgage insurance ends in accordance with any written agreement between Borrower and Lender or applicable law. 9. Inspection. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection. 10. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of any part of the Property, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender. In the event of a total taking of the Property, the proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the taking, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the taking, divided by (b) the fair market value of the Property immediately before the taking. Any balance shall be paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is less than the amount of the sums secured immediately before the taking, unless Borrower and Lender otherwise agree in writing or unless applicable law otherwise provides, the proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to make an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the proceeds, at its option, either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments. 11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender shall not be required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. 12. Successors and Assigns Bound; Joint and Several Liability; Co- signers. The covenants and agreements of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co -signs this Security Instrument but does not execute the Note: (a) is co- signing this Security Instrument only to mortgage, grant and convey that Borrower's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent. 13. Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed the permitted limits; then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge under the Note. 14. Notices. Any 'notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's address stated herein or any other address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. 15. Governing Law; Severability. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared to be severable. 16. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument. 17. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or any interest in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sum secured by this Pdge 4 of 6 51 9/90 Initials 66 /80 /0t X1A• SMITLIDOCI 9 JO S gErd SAMVIDOa 51500 uogupmoa1 Cur /Cud pugs lamollog 10m01l0g Ol a51ugO lnoglim luaumllsui ClunoaS sup asrajal hugs lapuaj `luaumllsui X1j1n0as step Aq pampas sums IF 3o luatuXud uodn •asealag 'ZZ o; pal;lmua ,814201 suosaad ao uosaad ag; o; ssaaxa ,Cue (a) pun :;uamna;sui ,fi►anaas mg; ,fq paanaas sums Hu o; (q) '.saaj ,sicauaone Nquuosraa '0; pa; ;m ;l ;ou ;nq tu;pnpul 'ales aq; jo sasuadxa llr o; (e) :aapao 2ulmoi1o3 ag; ul paildde aq ;tugs ales aq; jo spaaaoad aqy •aces Sue in S ;aadoad 0g; asegaand Sum aau2Isap s ;I ao aapuag •mei algealldde Aq paq;aasaid aauuem aq; uI Nos aq ;lugs ,f ;aadoad aq; pug 'ales jo 001;00 aq; gsl;gnd ;lugs aapuag •bi gdeanaed ul papinoad aauunw ag; ul aamoaaog o; Is aq; 3o aapou anlg ;legs aapuag •mu; Nquagdde q ;;m aaunpaolae u ;uaaa33lp 3l `,f ;aadoad aq; jo uolssassod u; uosaad aq; o; pug aamoaaog o; asojaaao3 0; mpg ;o 001;00 an;2 ;lugs aapuag 'ales 3o aamod ag; swim; aapuag 3I •aauap;na a;; ;o s;soa pun 5003 ,s,fauao; ;r aignuoseaa'o; palling; ;ou ;nq tulpnlaui 'iz gdea2eard slap u; papinoad sa ;pauiaa aq; 2umsand ut paaanau; sasuadxa llu ;aalioa o; pap;;ua aq ;legs aapuag -Ave; aiqua ;jdde Aq pa ;uiaad sa ;pamaa aaq ;o Sue pug airs 3o aamod ag; mom"; ,fret pun pueuzap aagpn; lnog ;;m ;uauinaisul iCganaas s;q; A q paanaas sums Hu jo IIn3 ui ;uauiSed a ;ulpamml aambaa Sum uol ;do s ;I ;r aapuag 'aa;;ou ag; uI pagpads amp ag; aaopaq ao uo paana gni s; ;1neJap ag} 3i .ales pun uol ;eaalaaae o; aamoaaog 3o asuapap aaq ;o Sue ao ;nrjap a 3o aaua;s;xa -uou ag; passe o; uo; ;Oe ;anoa a &;aq o; ;Op ag; pun uo;;eaapaar as ;3r a ;r ;su;aa o; ;Al aq; jo aamoaaog maoNul aaq;anJ gegs aal;ou aqy •Slaadoad ag; jo ales pug ;uauina ;sui ,f;Ianaas s ;q; Aq paanaas sums ag; Jo uo ;naalaaar uI insaa ;gm aagou ag; uI pagpads Nei) aq; aaojaq ao uo ;inuJap aq; aana o; aanI ;eJ ;eq; (p) pun :palm aq ;sum ;Inejap ag; ga ;gm Sq aamoaaog o; uant2 s; as;;ou aq; amp aq; moa3 s,fup 0£ urg; ssa; ;ou 'app g (a) :;inejap aq; aana o; pagnbaa uo ;tar ag; (q) ;inejap aq; (t) :Sgaads ;lugs aa;;ou aqy •(as;maaq ;o sap;noad mr; algozljdde ssa;un LT gdeauaod aapun uo; ;eaalaaoe o; aotad ;ou ;nq) ;uamna;sui S;►anaaS s ;g; u; ;uamaaa1 ao ;unuanoa Sue 3o gaeaaq mamoaaog Sulmoilo3 uo ;eaalaaae o; ao ;ad aamoaaog o; 001;00 aA1 ;lugs aapuag •sa;pamag :uol ;eaalaaay •IZ :smollo3 su aal u par luuuanoo laglln3 aapuag puu lamollog SINYNHAOO YARIO3INf1 NON •uoiloalo1d Ir2U0Wuo11nua to Amps `41j1ag o1 atrial 10 palrOOI s1 /C1ladold a4l aaagm uogogosunf alp Jo smrl par smrl imam swam „mu-i irluamuollnuH„ `pZ gdri rlyd sup u1 pasn sy •sjrualu11l an ouo1p1l puu `apAgapjruilo3 to soisagsr'ululrluoO slrllalrUJ `sluanlos alllNlon `sapiotgmg pug sapiOilsad orxo; `spnpold wnalo.rlad Olxol .Jo alquuzuzri3 10410 `auasoia3I 'aullos1 :saourisgns 2Ulmojjo3 ag1 puu mug Ig1U I1U0nnuE Aq saourlsgns snopiuzrq 10 01x01 sr pauijap sa0ui isgns asogi ale „SaODUlsgnS snopmzuH„ `OZ gdrlulyd sigl ui pasn sy •mrg IuluaU1uo11nua gljm aOUrp1oOOr 01 5001100 jripauia.i iClrssaoau jju a3Ir1 ,Cpdmoid hugs lamollog `I1OSS000U s1 JC1.10doad 0q1 1.1uo033u aouolsgnS snopIOzOH iCur 3o uolioipawal .iaglo .io Ionoula1 Cur 1rg1 'itluoglnu A.iolrjnSai 10 Ioluauiu1ano2 Auu /Cq paijpou si to `50.1001 lamollog i •apajmou)I Iunlou sag JOMOIJOH golgm 3o mOl j01U0u1UOJIAUH 10 aourlsgns snopIOzuH Cur puu Alaado.1d alp 2uinjonul Ailud 0lonud 10 X0uaar Alolujn3al to j01u0W1110n02 /CUB Aq U01400 .iaglo .10 lmsmOl 'puma') 'liilujp `uol4TSllsanul i(uu 3o aOpou uaugm .iapua7 ant$ Xpduio.id pugs 1amo11og •Xl.iado.id alp 3o a0urualu10iu of puu sasn I0lluaplsal 100000 01 aluudolddu aq 01 paz1Bo0a1 ,Cllumua 010 1041 saouulsgns snopluzuH 3o sa1111urnb gums 3o /tliado.id ag1 uo 0201015 .io `asn 'aouasald alp 04 Sjddu lou Ijrgs saOUaluas oml 2uipaoaid agy mr'1 Iu1UauluollnuI Xim 3o uolluloln Ul s1 10 /C110do1d ag) 501100330 2Uigl,Cuu `op 04 asp auoXuu mop JOU 'op mu pugs lamollog •A11adoid alp ui 10 Uo sa0u11isgnS snop.irzOH Cur 3o 050010.1 to '0201015 'losodslp `asn 'aouasald a44 mind to asnuo lou pugs .10MO JOH saaue;sgns snopa0z1H •OZ muj algooijddu Xq paimba.i uotlriU1oju1 10410 Xuu uIO4U00 oslu 11!M 001100 0111 •apOUI aq wogs sluawXrd 40i4m o1 ssalpp0 041 pu0 JOO1n.ias Una? mau 0413o ssa.ippr par 0u10u a41 alrls !pm 0opou 0111 mot alquoilddu pug anogr ti gdoafo.rrd 411m aouupl000r ul a uu40 041 Jo a011ou uallum uani aq !pm lamollog `JOOlnaas uuo'i 041 30 0gurg0 r Si a10g4 3I a41 30 aIOS r 01 pa101aIUf 1a01nlas 000'1 041 30 Sagu0g0 01010 10 auo aq i(Ou1 osJO alagy •luaumllsui ,Clunoas si41 puu aloN 041 lapun anp sluauz,Cud Ai41uo0i 51001100 1041 „laolnlas uuo 041 su umou)j) /(1!1u0 041 ui amp u 01 ljnsal 1C0W alts •lamollog 01 001100 loud lnoglim S011111 010111 .10 auo Nos aq Anil (luauinllsui IClun0aS s1p1 glum la4 m 01) aloN 041 111 15010101 1u111rd r 10 010N a4y •aaa ;nags agog ,;o auetD :aloN Jo ales '6I 'LI gdulgolnd lapun u0140J010000 3o 0500 041 III Ajddu lou pugs 040480101 01 1110u s141 `lanamoH •paun000 pug uoilolaja00u ou 31 50 aA110a33a ,iIInj ureuial pugs Agala4 palnoas suouarjgo alp puu luaulnllsui Aluf0aS sup `lamollog Cq lualua4u3SUta1 uodn •paOurg0un anul4UO0 pugs 1Uauml150i Amon 8141 Sq pampas sums 041 /Cud o1 uoIlrT1Igo S,Iamollog puu /iiladold 041 U1 s1giu s,lapuag `luauznllsui /C1nn0aS sup 3o 0011 041 10 Olnssu 01 alrnbal ijgouosoa1 /0111 lapua'i sr 001100 4Ons 80)101 (p) pug :saa3 ,sAaulour alquuosoal '01 pa11u1g 1ou lnq `guipnj0ur lUauinllsui 11i1n00S Sigi u101oJua 01 pallnOU1 sasuadxa jjO sArd (o) :sluaulaal20 10 s4u0uanoO 1ag10 1110 3o 1ln03ap AUo so1n0 (q) `.pa11n00o pro 001101010000 ou 31 Sr aloN alp par IUaumllSul Allmon s141 aapun anp aq pinom 0041 4014m sums pr lapuaJ skud (o) :lamollog 4044 010 sUOilipu00 aso4y •4uau1n14501 IC4 Sigl Sui0103ua lu0Uigpn f r 3o Aiwa (q) 10 `.1Uamnl1SUi Allmon sup 01 pau1040o0 0108 30 lamod AU0 01 luonslnd Xlladold 041 3o alas alojaq (luaulalulsuial 103 iCIroads Amu muj alquogddo sr pouad 10410 lions io) siCop g (r) :30 104100 041 01 .Or1d 00114 Atm. 10 panurluo0sip luauinllsui itlun0aS Si41 3o lua11ra010300 anuil of 1g2!J 041 an04 hugs lamollog `suoilipuoO 0104100 maw 10M0110g 3i a ;g ;sutag o; ;q$Ig s,aamoaaog •81 •J0m0110E1 uo puuuiap 10 00140U 1a411n.I lflO4lTM luauinllsui tt4rin0as s141 iq pallruuad sa1paU1al ,Cur 0?jonUT Arai lapuag `pound sun jo uo14rlidxa 044 0l loud sums 05044 Cud o1 51103 1amOJJOH 31 •luaulnllsui i(lunoas 5144 Aq palnoas sums Hu /Cud 1snu1 lamollog g U1g41m pa1iOW 10 pal0ngap s1 a0140U 041 amp 041 wog siCrp O£ 0044 ssaj 40113o pound u apmnold pugs a014ou 041 •uo140laja000 3o 0014011 10M0110g ani2 hugs lapUal `uoi4do si44 SasTOlaXa 1apUag 3I •luauinllsui iilun0as sup 3o amp 0413o sr mrl jolapa3 Aq paligigold s1 051010x0 31 lapuag Aq pas101axa aq lou 11045 uoildo Sup `lanamoH •1Uauinllsui Allmon 42 23. Waivers. Borrower waives all rights of homestead exemption in the Property and relinquishes all rights of curtesy and dower in the Property. 24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)] Adjustable Rate Rider 0 Graduated Payment Rider 0 Balloon Rider Other(s) [specify] Mortgage Condominium Rider O Planned Unit Development Rider Rate Improvement Rider Insurance Rider BY SIGNING BELOW, Borrower accepts and agrees to the terms Instrument and in any rider(s) executed by Borrower and recorded with ix, -a., Witnesses: and covenants contained in this Security ONNETTA K. FOX SSN: 520 -86 -7824 1 -4 Family Rider O Biweekly Payment Rider Second Home Rider (Seal) Borrower (Seal) Borrower SSN: (Seal) (Seal) Borrower Borrower SSN: SSN: STATE OF WYOMING THE FOREGOING INSTRUMENT WAS ACKNOWLEDGED BEFORE OF NOVEMBER, 2000 BY DONNETTA K. FOX. MY COMMISSION EXPIRES 1/- -R004C DOCU1WY6 DOCUIWY6.VTX 10/08/99 LAURIE McKEE NOTARY PUBLIC STATE OF WYOMING COUNTY OF LINCOLN [Space Below This Line for Acknowledgement] LINCOLN COUNTY ss: ME THIS 30th DAY Page 6 of 6 Form 3051 9/90 00/1 waoa (Igor) (ivas) zamouog- zamortog- •uoi ;eutuiaa; ao uoi ;eltaauEa Timis jo amp alp ;e pau.tEaun aaam ;Eli; sumpuaad aaueansui 4e21.10N SUE jo pun ;a.1 a antaaaa o; .io /pue qlieai ;umo;ne pa;EUlwaa; aaugansui a3e211ohl aq; aim o; °aoueansul aeS;aoyti aq; ;o uol;ellaauno memo pun ;sanba.i o; 'sainsopsip ule ;aao ammo.' o; ;gala am apniaui ,few s ;g8la asags •,uel aaq ;o Sue ao 8661 30 ;ay uol;aa ;oad saaunAoawog aq; aapun aaueansul a3e2;aoy&i aq; o; ;aadsaa q ;ti Sue ;I sig aanso uog s;q u acl; pane ;ou Him s;uawaaagg Bans Auy •pun ;aa Sue o; aantoaaog minim jou II1n■ Saq; pug °aaueansal o2e2;aoy%i ao; amo Him aan+oaaog ;unome aq; aseaaau! ;ou mutt s;uamaaa8e clans •ueoZ aq; ;o swag; aaq ;o ,Sue a0 °aaueansul 93eS;aoyAi ao; Sect o; paoage sett aa,uoaaog 3883 s;unowI aq; pa ;e ;ou illn& ;uawaaaag Bans Suy Ipalnaaxa pus poppy aq ;snw uonalpsl.inf o; a;eladoidde se luawaSpaimoury L1 ON] •[ssazppy Slzadozd] Amami aamvuIlsNI aDvOZuION luawnalsul w.zo}lun aymi aluum- ,lnuag a }EuiS-lapiti aauyansul a$y21aoN alslsllinw •luawnzlsui STIinoas agl sluawaiddns .ur sp1 tug ;t lrtil saaz. r pug aouumstg a2r8laoj, stq; sldaoos zamozzog `moiaq 8tnuats fig (11 (v :zatpzna „•aourmsutaz ant;dto„ pawn; uago st luawa8urzn all `i insut atp o; pitd sumimazd alp jo angs g ioj a2urgoxa ut }Isu s iamsut alp jo antis r Swirl zapua'13o altllijg ug ;Eip sapinozd luawaaiat Bons 3i •sassoi 8utonpaz JO `3Isu mamsut a8u8lzow alp 8ut43tpom zo &rugtjs ioj a8urgoxa ut `aourmsui a3g21zoJ ioj swam/Cud sjamonog jo uogiod r (se pazlzalorigo aq lggtw zo) mat anizap 3883 s%unown (Slloanput JO Siloaitp) antaoaz AVM `$11to20io3 OM 30 ,CUE 3° alntlu3E Cur zo 'Aiwa zag ;o Sur `zamsutaz Aug `zaznsut =pour 'Nom ail; jo zasegomd /Cur `zapua7 `s;uamaaz8g asag; Jo ;]nsaz g sy •(suuniwaid aoutmsui a8E8azoy\i woz3 paurelgo spunj apniout Arm gotgm) aigritrnr anvil iirtu zaznsut aRES;iow atg mp spunj Jo aomos Cur 8msn s;uaui rd axrw o; zaznsut ag2liow alp aztnbaz Arw s ;uamaaar asata •sluamaaz8u asatp 04 (sapzrd io) Sped imp() alp pure zamsul a8118lzom ail; 04 Azo ;orjsurs air Imp suotltpuoo pug suua; uo air s ;uauzaaz8r asatiZ •sassoi aonpaz io `}Isu ztatp AC3tpom zo antis satltrd iaglo q tm sluawaaz2E olut zalua /crw put 'amp 03 amp woz3 aoio3 ut aourinsut lions iir uo )Isiz Irlol 11a1p alumna szaznsut a$u8lzoyq •aourznsui a8gSpow ail; 04 ,Cited t lou st zamozzog •paaz8r sg uroi ail; Sudai lou saop zamozzog 3! zhout Sew }t sassoi u1E1zao 103 (a ;ori alp sasrgoind ;ttp Sitlua Sur zo) zapua'sasmqunaz aourmsui a2E3lioJ# :(66/£ uggl zatina 1! Imp zauzoo ni211 zamoi all lr alrp tzuo3 E S 1 luawntlsui iiliznoas ail; 3[) g uopoas JO (TOM JO 66/E 3o zauuoo ;g2u zamoi all In alnp uuo3 r sEg ;uaunu Tsui Aiznoas atp 3t) o i uotloag jo pua ail; lE 2utmoiio3 ail; 8utppr q papuawr si luawnzlsui Aninoas agi 91N9 Al aITznpuoluezG peog uoiCuWO aIl lT7 0T :Tr palgool put luatutlzlsui Altmoas agl ut paquosap Slza oid alp $uuanoo pus a;np awns alp Jo „zapuaZ )11.1eS TeuozeN 1s zzI Alzuntuu100 l „aloil„ Mg) 04011 [am paxq •2•0 'mu 3o adA4 ,C3tluapt] a o u a x z s�zamozzog amps aas of „io xonog pau2isiapun agl ,iq uant8 a;tp awns am Jo luau nzlsu Slun5as„ alp) poop *moos zo `isms jo poop `a$n2lzom ail; luawaiddns pus pumur of pamaap aq imp pus oust palgzothoout st pus '000Z a q m a n o N 3 "P 11 0 sigl apnul st JOP�2i aourmsui a2r$lzoy�I spa 'ONINNIOSS dO LNIOd auc 04 49a; 8'00T aunt S.zepunoq pies 6uoTa kTaaugaoN eoueq 'NO£ SaMt.STH 89. 4PgS pagTun ao; SEM JO -Tq5TE auq. Jo Aaapunoq 1TaagsaM aqq. 4.9a; ZTT 'S ,fiToZS S aouatfl '4a9; 00T 'M ,95 S aouauf !1 9'00T 'M ,i7T0ZS N aouauf fiZ uoT 4oaS pTas go aauaoo gsaMtpnoS auk. woa3 ;aaj T'60ST 'S ,9oZ N WTOd a ONINNIOSH ATM off 'sMOTTo; SL pagtaosap ATaaTnoTgaed eaow puP 6uTwoIM 'Iquno0 uToouTZ '•W'd 1149 aql Jo M9TTH NTZZ uOT409S go YMSXMN auq. pup £Z uoTgoaS go `4 S%SN au4 uT 9Ten4Ta puaT 30 IaoaPd V :sMOTToJ SP pagTaosap os 5uTwoiM 'iqunoO uTopu Z '91TTnpubui'Ta go uMOy auk go TL IaoaId qa; 00T 'S ,9TioLE N aouagq :qaa; 09 'S ,T7ToZS S aouauq gaag OOT 'M 9fioLE S aouagq qe g 0'09 'M ,17T0ZS N aouatp �EZ uoTgoaS pTas go aauaoo gSpatpnoS atlq woad '499; 6' 69ST 'M ESo0 N gUTOd P ONINNIOSS :sMOTTo; SP pagTaosap ATaa1noTgaad aaow 6uTaq 5uTwoIM 'iquno3 uToouTZ '•W d gl9 auq go M9TTH NTZ,L £Z u0T40aS go NESXHN 3q uTLjlTM agangTs puaT go Taoapd v ONINNIOSS dO LNIOd atfl :SMOITo; SE pegTaosep osTa 5utwoIM 'Aqunop uToouTZ 'aTTTnpuowaTQ go uMOy atiq 30 OG 'Pared T Tao.zad Z Taoavd At