Loading...
HomeMy WebLinkAbout87009686 /L /0 L AM wo j Nye 'pno10 'Ls "out 'z'welsAS sle )lue8 4661 p (b )o j abed) (3Sl VA 110 YHA °O1N1Hd 'VWNd I:OJ ION) 3DVDIHOW 1103!!0 30 3NI1 AlIn03 MOH ONIWOAM 00'000'0t$ 3O INI10WI HELL NI 00 /L Z /TT Q LVU JON XIIOSS tpns Jo ajvp if'junjvtu pint all' apnpu! pimp nod puv parnoas (s)jgap alp (tjuapt if1lva!)aads jsnui noA) •suoilnlilsgns 10 suopeoilipour `slemaua.r `suoisuaixa /ram tie pin mopq paquosap )(pp Jo aouapina 1 po .ro (s),fiuuaen2 `(s)rogiluoo `(s)alou hossiuro.rd lle jo stun) agi i pun paunoui /goo •d :smollo; se paugap si „igau paanoas„ uuar xi! 'S30NVAUV D2I(LLf1d aNV JM KI Qa1133S 'b •luaurnlisul 'ili.moas slur ui pauieluoo slueuanoa agl JO Niue utrojzad of pue iilunoas s,aapuaj loalold of luaumalsui Alunoas sup ;o suual agr Joplin apuul saouunpe of Aidde lou saop uopulrmmq sigi `os-y •luaunursul Aitmoas sup or luensznd apem AlpHen sa2.rerp pug saa3 .Iaglo pue lsa.ralui apnpui lou swop lunoure 3o uope1TUIit s iuZ 00' 000 l ot paaoxa lou pegs aurii auo Cu u le luaumllsul Alunoas slur ,iq painoas lunoule jedioupd lgioi aus LIb1II'I NOI.LV9I'I110 LAIIIL\IIXVIN „Suadold„ se of pazlajai Hu) anoge pagposap arelsa leas aqi jo ii d aq `ainin3 aqi ui aurii ,fue ig Jo `mom hill rum sivamaouldal puu `salnixij 'sa.znlonlis 'slum rano/dm! aininj pue 2upsixa lie pug 'pm .slum pue `sagolip `slg$u m uedu pue .slum lie `sig2u set pue Ho `sig2u Igiaunu `sapieXoi `saoueuallndde `sivaurasua `siu2p Ile girm zagIa2o1 a p puu (apo0 (RZ) 011E8 Surmo,iM OOOZ 'LZ.2IISt'IAON le ('ilia) (ssaipPv) NQL_` V (Alunoj) TVZ AVIIH 9882 NrI00NI7 ul paleool si iilradord au d0 21113H DiVd V SQVIWI aN! QI2 H Q3EDVJJV SI I-DIHM 1V, ZIHIHX3 01 EH= :Stradold paquosap 2uimolio3 aql `ales jo lamod gpim `iapua-I of sluellem pue sa5e2uour `s,ianuoo `suie2leq `sure/2 loSe5pow `luaumalsul ,fliinoas slur .spun aoueuuojlad s,ioRapoyil pug (mopq pauuap) igau parnoas alp aanoas of Pug `paSpalmompe Si uaiuM 30 Souaiogjns pue idiaoa.r aul 'uopelapisuoo algenlen pue pool io3 'aDNVAaAN00 •Z OTTE8 AM 'NOIdV NOIDNIHSVM ti8E L008 XOH 0 d `JNIWOAM dO aLYIS EH' dO SMYI 3<HL 2IIQNI1 ONI,LSIX3 QNFI Q32INVDd0 =IV =IVA 2iviS 30 ?INVE H HL 011E8 )M 'NQLdI OTIE8 AM '1\1w..3K XOE Od Llit X08 Od F°dIM QNVHSf1H NOS?DI E 'D IQISEi NOS?DI2II `I AV>LDIAI :1100V INOW :2ISQNa'I •sivaudpaimouve pue samieu2!s Haul `szo2e2lloN puotlippe 10J `urazau palelodlooui umpuappd pagoelle aI I of /ajar `papago II El qua 2urp.ioaag a03 aun situ anogv aaeds >♦aela 'ieu6eM euueer r e 'ON AM 'JeJewwey� re6� `ra )f oog ui :smolloj se are 'pa /Inbar 3i 'slap/mu uopeotjiivapi xel pug sassalppg naul 'sound si (luaumrisul iilunoas) at'al.row Sup 3o awp au,L 'SaIJ.2IVd QNV d.LVQ (asnet0 aougnpV ainind glIM) HO V L IOI Supuo.fM Jo ams %MO O 'I ©1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- RREMTG -WY 10/7/98 B. All future advances from Lender to Mortgagor or other future obligations of Mortgagor to Lender under any promissory note, contract, guaranty, or other evidence of debt executed by Mortgagor in favor of Lender executed after this Security Instrument whether or not this Security Instrument is specifically referenced. If more than one person signs this Security Instrument, each Mortgagor agrees that this Security Instrument will secure all future advances and future obligations that are given to or incurred by any one or more Mortgagor, or any one or more Mortgagor and others. All future advances and other future obligations are secured by this Security Instrument even though all or part may not yet be advanced. All future advances and other future obligations are secured as if made on the date of this Security Instrument. Nothing in this Security Instrument shall constitute a commitment to make additional or future loans or advances in any amount. Any such commitment must be agreed to in a separate writing. C. All other obligations Mortgagor owes to Lender, which may later arise, to the extent not prohibited by law, including, but not Limited to, liabilities for overdrafts relating to any deposit account agreement between Mortgagor and Lender. D. All additional sums advanced and expenses incurred by Lender for insuring, preserving ur otherwise protecting the Property and its value and any other sums advanced and expenses incurred by Lender under the terms of this Security Instrument. In the event that Lender fails to provide any necessary notice of the right of rescission with respect to any additional indebtedness secured under paragraph B of this Section, Lender waives any subsequent security interest in the Mortgagor's principal dwelling that is created by this Security Instrument (but does not waive the security interest for the debts referenced in paragraph A of this Section). 5. MORTGAGE COVENANTS. Mortgagor agrees that the covenants in this section are material obligations under the Secured Debt and this Security Instrument. If Mortgagor breaches any covenant in this section, Lender may refuse to make additional extensions of credit and reduce the credit limit. By not exercising either remedy on Mortgagor's breach, Lender does not waive Lender's right to later consider the event a breach if it happens again. Payments. Mortgagor agrees that all payments under the Secured Debt will be paid when due and in accordance with the terms of the Secured Debt and this Security Instrument. Prior Security Interests. With regard to any other mortgage, deed of trust, security agreement or other lien document that created a prior security interest or encumbrance on the Property, Mortgagor agrees to make all payments when due and to perform or comply with all covenants. Mortgagor also agrees not to allow any modification or extension of, nor to request any future advances under any note or agreement secured by the lien document without Lender's prior written approval. Claims Against Title. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Lender may require Mortgagor to provide to Lender copies of all notices that such amounts are due and the receipts evidencing Mortgagor's payment. Mortgagor will defend title to the Property against any claims that would impair the lien of this Security Instrument. Mortgagor agrees to assign to Lender, as requested by Lender, any rights, claims or defenses Mortgagor may have against parties who supply labor or materials to maintain or improve the Property. Property Condition, Alterations and Inspection. Mortgagor will keep the Property in good condition and make all repairs that are reasonably necessary. Mortgagor shall not commit or allow any waste, impairment, or deterioration of the Property. Mortgagor agrees that the nature of the occupancy and use will not substantially change without Lender's prior written consent. Mortgagor will not permit any change in any license, restrictive covenant or easement without Lender's prior written consent. Mortgagor will notify Lender of all demands, proceedings, claims and actions against Mortgagor, and of any loss or damage to the Property. Lender or Lender's agents may, at Lender's option, enter the Property at any reasonable time for the purpose of inspecting the Property. Lender shall give Mortgagor notice at the time of or before an inspection specifying a reasonable purpose for the inspection. Any inspection of the Property shall be entirely for Lender's benefit and Mortgagor will in no way rely on Lender's inspection. Authority to Perform. If Mortgagor fails to perform any duty or any of the covenants contained in this Security Instrument, Lender may, without notice, perform or cause them to be performed. Mortgagor appoints Lender as attorney in fact to sign Mortgagor's name or pay any amount necessary for performance. Lender's right to perform for Mortgagor shall not create an obligation to perform, and Lender's failure to perform will not preclude Lender from exercising any of Lender's other rights under the law or this Security Instrument. Leaseholds; Condominiums; Planned Unit Developments. Mortgagor agrees to comply with the provisions of any lease if this Security Instrument is on a leasehold. If the Property includes a unit in a condominium or a planned unit development, Mortgagor will perform all of Mortgagor's duties under the covenants, by -laws, or regulations of the condominium or planned unit development. Condemnation. Mortgagor will give Lender prompt notice of any pending or threatened action, by private or public entities to purchase or take any or all of the Property through condemnation, eminent domain, or any other means. Mortgagor authorizes Lender to intervene in Mortgagor's name in any of the above described actions or claims. Mortgagor assigns to Lender the proceeds of any award or claim for damages connected with a condemnation or other taking of all or any part of the Property. Such proceeds shall be considered payments and will be applied as provided in this Security Instrument. This assignment of proceeds is subject to the terms of any prior mortgage, deed of trust, security agreement or other lien document. Insurance. Mortgagor shall keep Property insured against loss by fire, flood, theft and other hazards and risks reasonably associated with the Property due to its type and location. This insurance shall be maintained in the amounts and for the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Mortgagor subject to Lender's approval, which shall not be unreasonably withheld. If Mortgagor fails to maintain the coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property according to the terms of this Security Instrument. All insurance policies and renewals shall be acceptable to Lender and shall include a standard "mortgage clause" and, where applicable, "loss payee clause." Mortgagor shall immediately notify Lender of cancellation or termination of the insurance. Lender shall have the right to hold the policies and renewals. If Lender requires, Mortgagor shall immediately give to Lender all receipts of paid premiums and renewal notices. Upon loss, Mortgagor shall give immediate notice to the insurance carrier and Lender. Lender may make proof of loss if not made immediately by Mortgagor. Unless otherwise agreed in writing, all insurance proceeds shall be applied to the restoration or repair of the Property or to the Secured Debt, whether or not then due, at Lender's option. Any application of proceeds to (page 2 of 4) (t' /oEabed) 1 i C 86/C/0 L AM 010131:U Lund NW 'P '1S "Dui "s !m ue8 4661. p 'Eluauiuo1IAUg ,(AE JO UO11E'oun aul JO aauElsgns snopIEZEH Cu ,e 30 asEopi POUOWa.nl1 Jo asEarai O1 l of 2u11Ela1 2utpaaaoJd JO `uIIEla `uoilw211sanut paualwalgi Jo 2urpuad ALM sr °Jaml anatlaq 01 uoseal seq 1O2e2i1oj SE uoos se 2uiliim u! Japua'1 ,(31ioU ,i'aielpatuuir imp 1O2t2iJoy •Q Mr 1 jw111aumairAUg ATE 111IM aoUepi000u u1 uorioe IEtpauiai ,CJESSa °au IIE o) 1 gets J02E21101\1 `IUOAO ue 11O11s uI •A11ad01d aijl 211111130003 ME'I 4EivatuUOJ1AUg XUE JO UO11E101A E St 313111 JO ,i113d0Jd 3111 1nogE Jo Japun `uo snow aouelsgns snopezeH w jo amp' paualEann Jo 3swap1 g Jr iapua-i ,ijilou ,ipierpatuuir Neils 1o2E211ow •j ME'I jE1UatuuallAUd ojq orlddE Sue mrm aouB1jdiuoo j'n3 Ut ulEUiaJ "eqs pue 'ale `uaaq at m" luwuai ,liana pue Jo2e2lloJ `lapua7 01 2u14iM ut pa2pal /mime pue pasopstp ,C'snotnald se Wang •,illadold a11l jo aoueuaiu1 to put asn jeullou 3111 io3 alEudolddi aq o1 paztu2o °al Si'elaua2 a1E 1 saoueisgns Snop1EZEH jo saptluenb Trews o1 ,Cjdde iou saop uoti!Uisai stilt' 'kilo(' old a11l ul to uo pomp.' 10 palols Irma)! Oq. !um Jo Si 3ouElsane snoplEZEl -1 Ou `Japua j o+ 2u1U1M ui pa2parmoUrE pue pasotostp iClsnOtnaJd sE ldaaxg •v. :111111 saa12e pUB s1UeJJt'm `sluasaidai 10 E21J04A •me'I 4Eivatuuolinug ,Cue Japun „aouelsgns snopleze%„ 10 „aisem Snoplezeq„ „`saoueisgns o1xo1„ „`'Euaii u snoplezeq„ SE pautjap soaueisgns he `uot1E1n1ill lnoillp' `sapnput ui1a1 alit' •luaumoltnua Jo °JE31am `iojes 'twat' otjgnd oip of snoia2uep ,ijjenualod 10 snola2uep aoueisgns 3111 Japuax goigM sotistlaioEJEgo sw11 tiorgM it1EU1umwoO Jo luelnjjod `alsEm `'wualetu snoplEZEq JO an1ouorpE1 `OIxo1 AUw sue= aoueisgns snop1EZIH (Z) puE :aouulsgns snopiizzq e 10 luatUtoltnua `aJE3tam `,Claps `great °t'gnd am 2UiU1 °too slam" anpaldlalut 10 suotuido pima Sau1oue `slaplo lino° `sa °ueurpJO `suoni jn2ai 'She' woo' pUE a1Eis `IE1apal Jagio "le pue `(•bas la 4096 'D'S'fl Zi d'Io' l 1Od Siljtger I pue uopesuadutop `asuodsa24 JEluauluoltnug antsual'aldu1oJ ails `uopuljultj 1noIpu `steam Mel pluauluolinug (j) `uonoas sup ut pasn s d 'SaDNVISUI1S Sf1OQUIVZVH (ENV SMV'I 'IV LN3I\INOIIIAAI3 '01 •asEalal lions 3o slso° uoi1Eplooal fuE Joj ,iud O1 saa12E Jo2E211o1^j Tamp.' 'pun 1Oa33a tit mutual "wijs ltatunllsui ,(ltm°as s111y •°pop So1dnl)'ueg 3111 Japun uotlatpstlnf 2utsIOJaxa lino° Sue ,(q pommy se iqou pain °as 3111 1 °a "o° 01 &maul 1apua'I saa3 ,s,iauloile a'geuoseai 3111 ,fed o1 saaJ2e 1o2E211oj `apo3 ,ioidnilueg sawis pallun oip ,Cq paliriulad luaixa 3111 oy •Japua amt 3o aa,COjduma patle4es E 103 Saa3 ,sSauloilt apn'aut IOU saop lunotue S1gy •sasuadx0 'E2a' Jaglo pue 'moo moo `saa3 ,sAauJO11E a'geuoseai `01 paint!' iou st inq `apnlout ,CEtu iunoure sun •luatutulsu' ,iiunoas still Japun salpautai pue s1112t1 s,Japua7 2unoaioid 10 2u1OJO3ua `2utloajjoo ut Japua7 Sq paunout sasuadxa pure sisoo jjE Sed of saaige 1o2E211OJA •1gaQ pamaas at'13o aural oq ul paptnold se 1°3333 u! lsalalut 3o am isa11 3 p w jjn3 ul pled juun luatuAed 3o alwp 3111 wog lsalalut wag "um put pump p uo ajgE,Ced 0111 sasuadxa °so lsgJalut ,Ciun °as s,lapua7 put S1JadoJd 3 i1 2ulioaloid asiMlaglo JO `2utnlasald `2ut1oadsut lo3 paunout saa3 `01 pairturi iou aJt inq `apnjout sasuadxa lions •,Clladold aql uI imam! Slunoas sit 2ut1oa1o1d J0 s1UEUanoo fans 2UttuJO31ad ut shout lapua'I sasuadxa 'jE ,led 01 Saa12E 102E2110J,%' `lu0Ulnlisui ,CltlfOas S1p1 ut 11EUaAoo ,Cue sa J02E21101/1II •SZSO3 NOI.LD TIOD !Sad3 4SAaMaOLLv tS1NIVNHAOD AIO SdDNVAQV !SaSNadXa '6 •ut12w suaddeq lj Jr i'nejap a Juana at'1 JaptsuoO Jaw' 01 VII s,lapua'I anteM IOU saop lapua'I `lln13ap s,lo2E211ow uo Spam.' Niue 2utstOJaxa iou ,ig •4nejap 2utistxa ,lire 3o am° aia'du10o altnbaJ of 142!1 s,lapua'1 30 JaAteM E aln111suoo iou IIe11s mg ale s2ulpa000Jd alnso'Oalo3 1auue 10 p01E101333E sr Jo anp sr aaue'eq 3111 Jaye iqou pampas ai4i uo luatu,Cwd mind Jo luaruhd ut tuns Cu ,e 3o Japuai ,iq aoueidaooE atj •XlladoJd am Has 01 Jamod 0111 `uot1Eijmji 1nOtjlTM `01 Pajltlua aq ins Japua'I •131311313111 aultliiu1 JO 1'neJap a 3o aaualln0ao 0111 uodn `MEJ ,lq paltnbal Jr a°pou 2urnl2 1013E `a'qu,fed pue anp tfla1Etpaututt auuooaq 'jails 'wdiouuud pure lsalalut pantooe `sa21ELp pue sooj paa12E a111 30 11Ed Slue 10 "E `Japua'I a111 3o uotido 0111 1d •suoti °E alnso'Oalo3 103 sainpatps amp 1stiquisa ,iem pue sa0pou 131110 JO `amo Oi 1t'2t1 a111 3 a0tiou 111th 102112130*' aptnold 01 Japua'' altnbaJ iilM met awls pue Flom `sootreisut autos uI •ljnejap u1 sr 102e21J0yAI 3t Mt' /Cq paptnold IODUELU E ut ivaWUfJlsui ,1i11noas sup OSOtO.10J pue igaQ painoas at'1 aieJa 000E hut Japua'I `luatutulsul ,i11JfOas sup JO sul1ai a111 Japun a'qu'ren1 ,Cpatuai Ja1110 AIM 01 uolitppe u I 'Z'If1V3gQ NO SaI ahl '8 •suoj1E'n2a1 1111E sMEI IElapa3 Japun pantu11ad lun0ule 0141 111111 laieal2 li mo=re 0111 0J22e TIE ut Japua' 101jloue 10 Japua'I Oi paigapul samooag lamollog lions put alE!''JjE LE 10 lapua'I 3o 1a0133o aAtinOaxa ire S1 IaMOJIOg IfuFJ •s1aa133O anjlnOaxa •palaajp ,i'0SlanpE St lsalalut s,Japua'I `ijnS31 E SE pua filmdold a111 uo saso3010J lapjoquatj loud E (1) Jo :Isamu! s,Japua"I S10333E 1fI3SI3ApE 111111 toll °E 01 1lladold 0111 pue 1o2E21JOJAI sioafgns pue 102e2110J, isuit2E pa413 st ivatu2pnf E (q) :ureulop mamma g2no1111 ua)'E1 si filmdold a111 (2) :papally 1laslanpe sr ,ClimOas S,Japua7 pue saii) Jo2e21J0JA 1ue `1o2e21JoN auo twill 310111 Jr (3) tsar') Io2E2110JA otos w (a) `.1uaumllsul Alunoas sum Jo 1104 041 01 JOtuaS sr 111111 11adold 3111 lsule2e pall; aq 01 tall e sOsn1O 1gOJOgl pue law o1 s'JE3 as!MJa1110 10 1lladold 0111 uo 50x111 Slid 01 Site. 1o2e2iJol^I (p) :,ililrioas s,lapua'I moire tilaslanp1 110130eui 10 trope 041 111111 lions 113adOJd 0111 u1Eluteal 01 sj!E3 10 sasn Ajant1Onlisap as!Mla11lo 10 aiseM slnUiuoO Jo2E21J0J (o) :til1ad03d 3111 S1aJsu1Jl 1o2E211ow (q) :1uadold 041 uo aau1lnsut paltnbal 11leiuletu 01 Si1E3 Jo2e21J0JAI (E) :21tmo "o3 3111 `01 palttutj iou Si 1nq `sapnput slily •1IJadoJd 0141 ut s111211 s,lapua'I 10 1lladold 041 slaa33e tijaslanp1 1Ei'1 slnoao 102E2110J 10 1amo11og 3111 1q u011011ui l0 uojl0E Sus? •1lladoJd anp uaIIM lua1tti1d E a)TEUI 01 sij113 UEjd limb° au104 pua uado uE Si imp igaQ pamaas Sue 110 10M0J10g JaulnsuoJ 1uy •sluaw1sd •uwjd kitnba a1.uo11 pua uado LIE Si 111111 1Q0Q pamaas a111 tji4M uoji0auuo0 ut uot1Eluasaldalstul JEUa1EU1 10 pnE13 TT! sa2E2ua 1aM011og latunsuo3 1uy •pnI.13 :Jnoo° 2utmoijo3 alit 3o Sue 3t 1jn1Jap ut aq firm 102E2114AI •.LlavAaa •a'g101Jdde se `(T6S Zi) met Flap°; ,iq pasoduit SuoTIOu3Sal aj1 0l ioa fgns Si 111211 slily •1lladold a111 30 31ES JO 10Jsu1111 E `3O uot111010 0141 103 10e11u00 Jo `3o toileal0 0141 uodn a4gi,Cud put anp iC'aletpauILilt aq 01 1Q0Q palnaas a1113o a0Uejeq al1iva a111 =pap `uotldo sir it Japua•? 'FIN'S NO ana '9 •1iladoJd a19 uo sn1E1s 1104 s,Japua'I put luaIUtulsul Sim 5941 Japun suot1E24go s,102e21JOJA' anJasaJd put `anutluo0 'papal 01 ,f.IEssaoau laplsuo0 Sew Japua'I 111111 suopeour zaa Jo slt3LUno0p jeuontppe Sue am pue `IaniIap 'u2ts 01 saal2e 102e211oy\I •Siessaoau ,Cjg1uoseal ulaap SEW Japua'I uolieutiojui Jo 1uatua3Els 'E1OUEU13 ,CU1 `isanbal uodn lapua'I 01 aptnold "tM 1O2E2110J •sluaumaoQ luuolltppd pus sllodag istauuu43 •uoptsinbOE 0141 aiojag 1jaierpatnut igaQ pam °as a111 3o wawa a111 01 1apua'4 01 sod 4 uoplstnbOE 3111 alojaq ,110(10ld a111 01 a2EU1Ep tuo13 2uP4nsa1 spa° °old pue sa!Otlod aOURInsul Sue 01 1112!) s,1o2E211ojA `Japua'4 ,iq pa1tnb °E sr filmdold ai413I •102E2110w 3111 01 pled aq "um SSOOxa 1ud •luaal,fed Sue 3o iunoUJE 3141 a2uR4O Jou ivaul1Ed painpa14as a111 3o am anp am auodisod Jo puaixa iou 11Egs 4Edr0urld Z IMO 11. ESCROW FOR TAXES AND INSURANCE. Unless otherwise provided in a separate agreement, Mortgagor will not be required to pay to Lender funds for taxes and insurance in escrow. 12. JOINT AND INDIVIDUAL LIABILITY; CO- SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All duties under this Security Instrument are joint and individual. If Mortgagor signs this Security Instrument but does not sign an evidence of debt, Mortgagor does so only to mortgage Mortgagor's interest in the Property to secure payment of the Secured Debt and Mortgagor does not agree to be personally liable on the Secured Debt. If this Security Instrument secures a guaranty between Lender and Mortgagor, Mortgagor agrees to waive any rights that may prevent Lender from bringing any action or claim against Mortgagor or any party indebted under the obligation. These rights may include, but are not limited to, any anti deficiency or one action laws. The duties and benefits of this Security Instrument shall bind and benefit the successors and assigns of Mortgagor and Lender. 13. SEVERABILITY; INTERPRETATION. This Security Instrument is complete and fully integrated. This Security Instrument may not be amended or modified by oral agreement. Any section in this Security Instrument, attachments, or any agreement related to the Secured Debt that conflicts with applicable law will not be effective, unless that law expressly or impliedly permits the variations by written agreement. If any section of this Security Instrument cannot be enforced according to its terms, that section will be severed and will not affect the enforceability of the remainder of this Security Instrument. Whenever used, the singular shall include the plural and the plural the singular. The captions and headings of the sections of this Security Instrument are for convenience only and are not to be used to interpret or define the terms of this Security Instrument. Time is of the essence in this Security Instrument. 14. NOTICE. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by first class mail to the appropriate party's address on page 1 of this Security Instrument, or to any other address designated in writing. Notice to one mortgagor will be deemed to be notice to all mortgagors. 15. WAIVERS. Except to the extent prohibited by law, Mortgagor waives any right regarding the marshalling of liens and assets and all homestead exemption rights relating to the Property. 16. LINE OF CREDIT. The Secured Debt includes a revolving line of credit. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until released. 17. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, except to the extent required by the laws of the jurisdiction where the Property is located, and applicable federal laws and regulations. 18. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] Assignment of Leases and Rents Other 19. ADDITIONAL TERMS. SIGNATURES: By signing below, Mortgagor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Mortgagor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. CKSON aljkai ien rrituY �rinra LANCE P. ROBINSON COUNTY OF LINCOLN •N STATE OF WYOMING (Date) (Signature) HEIDI C 3.L(. ZICSON (Date) ACKNOWLEDGMENT: STATE OF .WIN COUNTY OF LIZTMLIN ss. (Individual) This instrument was acknowledged before me this ...2.7111 day o NQVEN 3ER., .2 QRO by M4 CKSQT. .3UN..C.,.k 4' SQN,.. My commission expires: 00 -1 (Seal) (Notary Public) ©1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REMTG -WY 10/7/98 (page 4 of 4) EXHIBIT "A" PARCEL 1: Part of Section 18, T31N, R118W of the 6th P.M., Lincoln County, Wyoming, described as follows: Beginning at a point which is 160 rods West and 40 rods North of the Southeast corner of the Northwest corner of said Section 18; thence North 6 rods; thence East 40 rods; thence South 6 rods; thence West 40 rods to the point of beginning PARCEL2: Beginning at a point on the West boundary line of Section 18, T31 N, R118W, 6th P.M., Wyoming, that is 160 rods West and 46 rods North of the Southeast Corner of the NW1 /4 of said Section 18, and running thence North 6 rods, thence East 40 rods, thence South 6 rods, thence West 40 rods, more or less to the point of beginning.