Loading...
HomeMy WebLinkAbout870157IWAAFASE op Th Mrtgage of MGITIAI SEE 71pLkili.....-- WHEN RECORDED MAIL TO: First Security Bank, N.A. Afton Mortgage Production Office 485 Washington Afton, WY 83110 0007689771 DEFINITIONS 11 6 Space Above This Line For Recording Data Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words' used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated December 4, 2000 together with all Riders to this document. (B) "Borrower" is THOMAS M NEWMAN and LAUNI S NEWMAN, husband and wife Borrower is the mortgagor under this Security Instrument. (C) "Lender" is First Security Bank, N.A. Lender is a Corporation organized and existing under the laws of The United States of America Lender's address is 485 Washington Afton, WY 83110 Lender is the mortgagee under this Security Instrument. (D) "Note" means the promissory note signed by Borrower and dated December 4, 2000 The Note states that Borrower owes Lender One Hundred Seventeen Thousand and No /100 Dollars (U.S. 117,0'00.00 plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than January 1, 2032 (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. li u WYOMING-S ngle Family Fannie Maa/FraddloMac UNIFORM INSTRUMENT I.T. 3/00 Recorded /2b,?a? at //...M/4 M in Book AJO Page Kemmerer, WY No. „(,7 t ;,F� Jeanne Wagner, Clerk MORTGAGE (In (Initials) Form 3051 3/99 ge 1 of 15 pages) MWYO1CV AOZOAMIN (salted 9/ 10 Z aged) 6816 l 9o8 w,od ay `pies 3o zamod tptm `su3tsse pue siossaoons s,lapuaq pule lapua 01 iCanuoo pue )uea `a5e5uottt iigalag saop 1amo11og `asodind stip .tod a10N aq1 pue )uatunl)sut Jiltlnoas sttp zapun sluatttaaar pue slueuanoo s,laMOZlog Jo aoueut.Lo3.tad ay (q) pue `•aloN ay Jo suopeautpout pue suotsualxa `stemauat tie pue `ue(rt ay 3o luatuSedaz alp (e) :lapual of salnoas luaunuisut SitlnoaS stay •luauttulsui AaunoaS site 1o(pue al0N atp .tapun suotleRtigo s,lamo11og pautnsse sett Cued ley Sou JO zatpattm `Auadold alp o) app ualel seta )etp Sued Cue suraut „aaMOaaog Jo isaaalui ut aossaaons„ (d) �dSg2I lapun „ueot a5e5uotu pa)etal Atielapa3„ a se A3tienb lou saop ueo-t ay 31 uana „ueoi a5r5uout paletaz Sptuapa3„ e 01 pieWa1 ut pasodwi ale ivy suot)otltsal pue slttatualtnba1 Ite o) s-aJa1 „vdsali„ `luatunzlsut mtznoas sari ut pasn sy 1a11etu loafgns antes ay sulano5 ley uopetnga1 zo uopetsiat 10ssaoons 10 teuoptppe Cue 10 `putt) 01 atop W01J papuatue aq lgRttu Say se (00Cc 111 (1 2I d O tZ) x u0tletn$a21 `uopetaal gupuatuatdun slt pue (•bas la t09Z 'O'S'11 Zi) 1 V salnpaoold luatuaplas alglsg teag ay small vdsau1 (0) •luautnzlsui Alunoas sty 30 uopoas lapun slunotue Sue (Z) snid `aaoN alp lapun lsalalut pue tediouud (t) 103 anp lunotue patnpagos Atlein51a1 aql sueatu ;uauIJfed atpoiaad„ (N) •ueo-I alp `uo lineJap so `JO lu0111AEduou a1111SUIE a lapual 2upoalo1d aouelnsut sue= „aaueansui a2entow„ (Iv) X11adoJd atp Jo uopipuoo 1oipue amen atp `01 se suotssTtuo 10 `JO su0pelusaldaISTtu (At) 10 uopeutuopuoo 3o Wait ut aoueAanuoo (itt) `if)1adold atp 3o I1ed Cue 10 tie 3o Suptrl latpo JO uoprunnapuoo (u) `Suadold all `3o uotlotit)sap 10 `01 a5eutep (i) 103 (S uotloas ut paquosap saZelanoo atp lapun pied spaaoold aotielnsut uetp latpo) Sued pittp Cu e Sq pied spaaoold 10 `sa$eutep Jo plume luatuat)las `uopesuadtuoo Cue sueaut „spaaaoad snoauettaosm„ (-I) uotloas ut paquosap a1u pup stualt asotp ueaut „swan Moaasa„ (N) siojsue11 asnogauuuato pa)euto)ne pun `sJojsuell alien `auogdatal palr.ptut siojsuel) `suopoesuell autgoetu zonal pa)etuolne `siojsue11 airs 3o -lutod `01 poututi lou ST inq `sapniout um) gobs •lun000e ue upon 10 Rap 01 uopnlpsut tutoueug a azuotpne 10 `lotulsut `Japzo 01 sg os adel otlau5ew 10 `lalndtuoo `luautntlsut otuogdatal `teuttulal otuolloata ue q[noltp paleptut st gatgm `luaumllsut laded letituts 10 `13e1p 'row �Cq paleuOuo uopoesuell a uetp Jaglo `spun] jo 1aJsur.p Aug sueaut „aajsueay spun3 aiuoJPaia„ (r) •uotleztuealo letttws 10 u0petoosse sl `uoTletoosse ulntuttuopuoo e Aq Suadold ay 10 zaMOiog uo pasodtut ale )etp saJ'lego 1atpo pule s)uawssasse `saaj 'soup tie sueaw „s)uawssassV pue saag 'sang uogetaossV ,f ;tunwwoa„ (1) •suotutdo tetotpnf oigeteadde -uou `ieug aigeottdde tie se ttaM se (met 30 1033a atp aneq letp) slapio pue saint anpellsiuuupe pue saoueutpio `suopringal `salnlgts ieoot pug alg)s `telapaj aigeotidde ffutttollu0o tie sueaw „Me7 aigeattddv„ (II) Japtxi aouelnsut a9eg11oyAt 889 1apTa a�n��zoY1 (s)1a 'p0 n 1apt21 atuoH puooaS n (elell(uI( (s ie ,�Iuil 00/80 88d 1N3Wf1H13NI WHOdINf oeW elppe»feavy etuued- -Amue4 9I8u!S-DNMOA M LLL6891000 :JagwnK !Ro-g laptg luaul'Ced 'Cptaa'tg n luautdotanaG Min patlue d n Japig tuntututopuo3 AIllacIOHId BEI I II SIHDRI dO 2IHdSNVIII 1 apRI Jittmd PI 1apt)i uoottgg Jam alu2I atgelsnfpy n [atgeotidde se xoq 3toago; 1aM011og 'iq painoaxa aq 01 ale slapu 2 utmotto3 aqy •1amo11og Act palnoaxa ale ley luauittusut Iilunoas stttl 01 slaptl tie smut „saapt2l„ (0) o.; 11 hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the COUNTY of LINCOLN [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] Lot 62 of Star Valley Ranch Plat 3, Lincoln County, Wyoming as described on the official plat thereof. which currently has the address of 9 PINE DRIVE THAYNE [Street] [City] Wyoming 83127 "Property Address 689 TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash, (b) money order, (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity or (d) Electronic Funds Transfer. Loan Number: 0007689771 WYOMING-Single Family Fannie Mae/Froddia Mac UNIFORM INSTRUMENT I.T. 3/00 Form 3051 3/99 (page 3 of 15 pages) MWYO3CV A3POAMW (se5ed g jo y eyed) ewe ►sou wioa SIs1�u� s :I�u 00/E •1'1 3Wf1HLSNI WHOdINf DOW S Ppay/aVW oluuu- -luwej eIBu1S ONIWOAM 1LL689L000 ueoi Auy •aul Cup le suialj mozosg pr JO Cup zo3 spund zapua-j o; pied o; uoiMijgo s,zaMOJJOH aniem Stu' zapua °small mOZOSg jjp zo Cu u zoj spund au; Xed o; not ;u5ijgo s,zaMozzog sanyem zapua7 ssajun small Mo1OSg zo3 spend ail zapua-j 1ipd pegs zamozzog *uopoas sup zapun pied aq o; s;unouce 3o saoilou jje zapua-1 o; gsnrzn3 Apdurozd pugs zamozzog •ura;1 mozosg uu aq pugs sluauzssasse pue saa3 'soup lions pm `zamozzog Aq pas/tamp aq `Cup 31 `sluauissassy pue saad `sang uoileroossy Aliunmuioj ;ecp aztnbaz Apur zapua j `uro -j ail 3o 'um am Sulznp aaul Aup 1p JO UOt1 UTRizo ly „•slualj MOZOSg„ paw° azp suuall asagI •0i uopoas JO suOISTAOzd ail gaim aouupz000e ut sumluzazd aouuznsul affe53zojnj jo luaui,Ced ail 3o nag u! zapuai o; zamozzog Aq ajquArd stuns Cue zo 'Sur I! `surniurazd aoueznsul aRalzoj (p) pue S uopoas zapun zapua-1 Aq pazmbaz aoueznsui jje pue Sue .o3 smniuiazd (o) :Cue 3i `/Cizadozd arp uo slum punoa JO sluaulSud pjogaseaj (q) :Slzadozd a 1 uo aouuzqurnoua JO ualj e se luauirulsul 'fiiznOas sup JOAO ,iluoud tie;le ueo goium Stroh zappo pue sluaurssasse pue saxel (e) :Jo; anp s;unouu 3o luauzAed zo3 apinozd o; „spund„ aql) urns a `jltrj ur pied s! aioN am !pun `aloN ail zapun anp aze sluaiuAud OlpoUad 'Cup ail uo zapua-j o; Aud pegs zaM0Z.I0H 'Small AAo.I3Sa .IO3 spung sluauiICed oipouad am jo iunoure am aguego JO `alep anp ail auod ;sod JO puma iou pugs a ;orj alp zapun anp judiouud o; spaaoozd snoauejjaostlnj JO `spaaoozd aourznsui 'mallard jo uoiluoijdde Auy •aloN ail u! pagrzosap se uatp pue saazego luaurSpdazd Cup of 3szi3 patiddr aq pegs sluatukedazd ,CzulunloA •anp sazego ale! Cu ,e 01 poildde aq Sem ssaoxa "Ions `sluauri 1 d oipouad mom JO QUO JO 1U U1iied pn3 ail o; paijdde si ;uaui,Ced alp Jape sisixa ssaoxa Niue ;eqi lualxa alp of •ljn3 ur pied aq ueo ;uaur&ed goes `legp lump alp 01 pue `31 sluaur&ed Orporzad are 3o luatuArciaz arjl o; zaMOJ10H uroz3 paniaom luaurAed Cue ,Cjddu Meru zapuaq `5uipuelsln0 Si luaUIiied opmpad auo uugl mom d1 •a;tzegO alej am pur, luaurSed luanbuijap ate Ol paijdde aq Atm luauuSud ail `anp amp ale! Cap Aril of ;unoure ivaroi33ns u sapnjou! goigM 111aurApd oipouad luanbuijap e 10j zamozzog UI01J itIOUI Ced p sanlaOaz zapua 31 '1°N PT Jo aouujeq judLODUd alp aonpaz o1 tali! pur, `luaumzlsuj'C1 sup zapun anp slunoure SOg10 SUE 0; popoas `saze1O a;pj Ol 3SZT; paljddu aq pegs slunourp Wujujeuum Auy •anp aureoaq It gougm ur zapzo ail ur luaum'Ced oipouad TOea o1 paljdde aq pegs s;uauuAud lions uopoas zapun anp s;unourr. (E) `°aloN ag1 zapun anp jpolOuud (Z) :a30N ail zapun anp Ismaili! (j) :Sluoud Jo zapzo 5uimojjo3 am ui paijdde aq pegs zapua-j Aq paijdde par paldpoor sluauu Ced tie `Z uopoas sup ui paquosap asimzaglo se idaoxg •spaaooid Jo sluawSed 3o uojlezjjddy •Z luaiunz;sul JC;rznoas sup Aq paznoas sluauraaJ2r pup slueuaA03 ag1 2uluuojzad zo luaarnzlsul SiunOas sup pup a1oN aip zapun anp sluaii11 d $upirt u Luau zamozzog anaijal !jugs zapua'j lsurap azninl agi u! z0 mot nu11 ltj5`nu zamozzog 110! 11M uzreJO .10 ;as330 ON •011100 Oa10j 01 mud Jijaleipauruu a1o11 all zapun aOUeieq jed!Oupd urpuelslno am 01 paijdde aq !pm spun3 ions 'op= paljddu lot 31 •zamozzog 01 rump uznlaz z0 spun3 Bons X1dde laglla pugs zapua-1 'amp Jo pouad ajgpuoseaz p ui prm os op lot soop zamozzog 31 •luazzno uroi ate fuuq of (s);uaulApd sa�lpru zaMOZZOg !pun spun3 paijddrun ions mot! ,Cuur zapuai •sp nJ paijddpun uo lsazalur Cud mu paau zapua-1 tom `alpp anp mumps sli Jo se patjdde si 1uaulLied Olpopad 1Oea 31 •paldaOOe aze sluaurSEd gons amp ail ;e sluauuArd lions Sjddu o1 palr5ggo lot si zapua-j lnq `aznlnJ alp ur sluaarAud jet ;zed zo (s)luaarAed gons asnjaz of sup!J s1! 01 a3ipnfazd JO zapunazaq s;g21.1 fiuu JO zani1M lnogl[M `luazzn° uroi ail 5uuq Ol luaiownsU1 (s)1uauIAed irpied z0 (s)luaulipd Sue ;daoor A1UI zapua'j •4uazzn3 ueo"I ail 5uuq 01 lintag nsui a.Ip sluanr /cud jpllled z0 (s)luauri(ud am J! (s);uaurSed jeilzud JO (s)luauriCpd SUE uznlaz Su1U zapua7 Sj uopoas ui suoisinozd aopou ail giLM aouepz000n u! zapua-1 ,Cq palerr5isap aq Xeuu se uoIIIOOJ z01110 gons 1e zo aloN am u! paleuRisap uoil1OOJ ag1 le pan100a1 u=LM zapuai pania0az patuaap 01e s;uauiiCed such waiver may only be in writing. In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts due for any Escrow Items for which payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require. Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required under this Section 3. Lender may, at any time, collect and hold Funds in an amount (1) sufficient to permit Lender to apply the Funds at the time specified under RESPA and (2) not to exceed the maximum amount a lender can require under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge. Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender can agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds as required by RESPA. If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower for the excess funds in accordance with RESPA. If there is a shortage of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA, but in no more than twelve monthly payments. If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in no more than twelve monthly payments. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal Loan Number: 00 07689771 WYOMING-Single Family Fannie Mae/FreddIe Mac UNIFORM INSTRUMENT\ I.T. 3/00 nitial• Initials 691 Form 3051 3ro9 (page 5 of 15 pages) MWYOSCV A090AMP1 (se5ed 9L Jo 9 eyed) 1.9oe w•oa 2119 00 /E '1'1 3WIIILLSNI Vidal N(I OM •PP•A/eeI( a uuu-- nwuA e1Bu1SNIWOAM 1LL699L000 ut?01 3T `Aizadozd atp jo zredaz zo uoprioasaz of pagdde aq jjegs `zapua pannbai sem aourznsai BunAjzapun alp tou so za atjm `spaaoozd aoueznsui bur `8utpizm ut 0010E asTmuaipo zamozzog pue zapua-j ssajun •zamozzog Apdtuozd apeut tou 3r ssoj jo jooid alutu Aetu zapuaJ •zapual pue iauzro aoueznsui atp o1 aoTjou tduzozd AT Hugs zamozzog `ssoj jo Juana 0111 uj •00/Ced ssoj jeuogippe ue se Jo /pue aa5115uour se iopuai amen netts pue asnejo a8e8uotu pirpuets r apnjouT iirgs 'CoTjod gons `Aliadoid alp `3o uopotu sap 10 `oj aavutep zoj `zapua-j Aq pannbaz asimzaglo tou `a8ei0noo 0oueznsu1 jo nun; Cue sumgo zamozzog 31 •saoijou 'maim pue suIrL utazd pled jo stdpoai jje zapua-j of aATa iipdtuozd pegs zamozzog `sar nbaz iapua -j 31 •sateoupiao jemauaz pue sapTjod alp mot' of ng8u alp anvil pugs zapua •aaAed ssoj jvaornppe ue se zoipue aa81151zotu se zapua -j autea iivgs pue `asnrio a8e4zoui pzepums e apnpuT jjegs `soloTjod 11ous anoiddesip op itpp s,zapual of poafgns aq jjegs sapTjod tens jo sjvmaual pue zapua Aq paunbaz saiotjod aouvznsui •tuauiAvd 2uttsanbaz zamozzog of zapuag uioij aopou uodn `jsazajui lions tj1Tm `ajgemCed aq jjegs pue tu0uzaszngsip jo aiip alp tuoz3 atez apoN alit tr tsazajut 1eaq pegs sjunouie asatjs •tu0tunztsuj Ajiznoas sigj paznoas zamozzog jo tgap jeuopippe atuooaq pet's S uor oas sup zapun zapuaj Aq paszngsip stunoure Auy •pautvtgo anvil moo zamozzog trip aoaeinsuL jo tsoo alit paaoxa ,CpueogtuBTs 10 mi paujejgo os a81zan00 aourznsut atjp jo isoo atp trip sa8pajmouve zamozzog •10430 ui /Cjsnoinazd sem uelp a8ez0n00 zassaj io za4Paza apinozd jgBTui pue Aug!' zo pzezeg `zjsiz Cue tsuie8e `if1zadozd alp Jo sjuajuoo alp zo `,ttzadozd atp ur ,Cjinba s,zamozzog zamouog ioatozd tou ig8iui zo 1115Ttu tug `zapua-j zanoo jjegs a8rzanoo 11ons `azojazaq,j, •a8ez0noo 3o iunotur zo adAt zejnonzed Aug asegoznd of uop11atjgo ou zapun ST zapua'l •asuadxa s,zamozzog pue uoipdo s,zapual to `a8ezanoo aouvinsiu ujepgo Aruz zapun j `anog11 pagrzosap sagezanoo atjp Jo Niue uiejui1iu op sm1e zamozzog 31 •zamozzog Aq uonoafgo int uioz3 8upjnsaz uorleuituzatap auoz poog Au11 3o mainaz alp tpim uoitoauuoo ur Aouaay juatua511uejnl Souoazauia mapa alt Aq pasodtui saaj Auv 3o puOui,ied alp zoj ajgisuodsaz aq osje jjegs zamozzog •uolteo1J1liao 10 UOA1UTuua1ap gons toauur jgaiuI Xjgeaoseaz goTgm zn000 sasuego zrpuits 10 sBuiddetuaz aunt 'Elora saazego juanbasgns pun saoinzas uopeoT,;ipao pue uopeuiurzapap auoz poop; zoj aazego atuT2 -auo r (z) 10 sao1nzas suppeJt pue uoipeoTJtliao `uorjruituuapap auoz pooT3 zoj aazego atop -auo e (j) :zagjia 'min suit tinm uoTpoauuoo uT zamozzog aztnbaz ,ivtu zapua •Ajgeuosvaiun pasiozaxa aq tou pegs WTI goTgm `aoiogo s,zamozzog anozddesip of tgau s,zapua l of joafgns zamozzog itq uasoio aq ijv11s aoueznsui alp 8utpTnozd zaI.ueo aoueznsur ata •ueo alp Jo ULM) oip 8uunp a8uego 11110 saouatuas 8uipaoazd alp of jurnsznd sannbaz zapual p11gM •s3nnbaz iapuoi pvgl spouad atp zoj pun (signal ajgponpap sui slunoare atp uT painvputeat aq ins aoueznsu1 srgy •aourinsui saunbaz zapuarl goTgm zoj `spool; pue sazjenbgura `01 potful!' 1011 1nq `autpnjout spzezeg zagto Am pue „`asezanoo papuapxa„ twat alp unprm paptiput spent' `azg ssoj tsute8e paznsui dpzadozd atjp uo patoaza z013ea1011 10 811993C2 mou stuatuanozdtni Dip damp urns zamozzog •a3ueansui ,f;aado.Td 's •ueo snip pim uottoauuoo uT zapual Xq pasn aotAJos suipzodaz zoipue 11011ro1Juan x111 aje1sa j110z v 1Oj aazego aunt -auo a iced op zamozzog azrnbaz Amu 1apuaJ j7 uoitoas stip uT anog11 tjjzoj pas SUO11oe atjp 3o WOW 10 auo 03p2 10 =II 0111 /C3s[1es HMIs zamozzog `11an18 si aoliou tvgp goTgm 110 ale') alt 30 step pj U IP M •uaij alt 8UT/CjTtuapi aoTjou v zamozzog 0 /42 AMU zapua `IUOWIUlsiij /Cpunoas silt JPAO ,C2TzoUzd Irene U110 goTgm 110ij e of joafgns sT iCtzadozd atjp 3o tied iCue jrtp satiituzajap Jopual jj •tu0uinijsuj Animas sTgj op uaij atjt 8uipeutpzogns zapua'j op kloloeJspes 3110W00111 ur mil alt Jo zapjog alp uioz3 sainoos (o) zo :papnpuoo 0111 s8uipaaoozd gons "pun Ajuo inq `8uipaad air sauipa000zd asogi ajitjm up!' aril 3o tuatuaozoJua alt tuanaid of apriado uoruido s,zapua-J uT goTgm s8uipaaoozd the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2. If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters. If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30 -day period will begin when the notice is given. In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender (1) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and (2) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due. 6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. 7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. Loan Number: 000 7689771 WYOMING-Single Family Fannie Mae/Freddle Mac UNIFORM INSTRUME I.T. 3/00 693 Form 3051 3/99 (page 7 of 15 pages) MWYO7CV AOBOAMW (sa8ed 9 t 10 8 abed) ewe ►sos w id V69 00/£ '1'1 rN3WnHLSNI WHO dINn 3*W IPP$ IS'W efuuad X14W J 9 1BUIS ONIWOAM LLL689L000 ueoi •anzasai ssoi lions uo sgutuzna zo lsazalut Sur zamozzog pied o; parrnbaz aq i011 pugs zapun' pun `iin3 ut pted Sialeurpin st ueo' alp mtp Iona at1 gutpue ;s ;ou `aignpunjaz -uou aq hugs anzasaz ssoi IfORS •aouuznsul a5e51zo1,1 jo nat ut anzasaz ssoi aigepunjaz -uou a se sluaur1ird asatp Trial par asn `;daoou !pm zapuaZ •ioa3 ;a ut aq o1 paseao aguzanoo aouuznsul alp uatm anp azam lute sluauuStd paluugtsap Sialeredas all jo lunouru alp zapuaZ o1 Aud o1 anupuoo Hugs zamozzog `ameitene 1011 st a5ez0n00 aouuznsul agegizoini luaientnba AIIepurisgns 31 °zapun' paloaias zarnsur ageg;zour a;euralie ur uroz3 `1aajJa ur JCisnotnazd aOuemstrl a5eg3zoyAI atp 3o zamozzog 01 1s00 am 01 luaiuntnba Sitepuelsgns Ism u 1e `1oa33a ut Sisnotnazd aouuznsul agegizoj alp of lualuntnba Aiiupuelsgns agezanoo ure ;qo of pazmbaz sumtmazd alp Aud Hugs zamozzog `aouuznsul ageglzoyni zo3 stunttuazd alp pzemol maul/Cud paleugtsap Sia;ezedas aleur o1 paztnbaz sum zamozzog pun aouuznsul tons paptnozd Sisnotnazd rap ramsut ageglrotu at; moz3 aigeitene aq of sasnao zapuaZ Sq paztnbaz a5ez0n00 aouuznsul aguglzow at; `uoseaz iCue JOT `3I '1 ur 03ueznsui °geglzoyni all urrlutem o1 parmbar sumnward ati Sal Hugs ramozzog `mo' a ll gutpuur JO uoptpuoo E sr aouuznsul a r21Joyl paztnbaz rapua' 31 •aaueansui a2e23J0y%I '0I •guprzm u! 'aim; alp 01 sway zapuaZ ssaiun anti' 1011 [Tuts Opp aaJ atp puu Notional alp `iiizadozd alp o1 app an; saztnbau zamozzog 31 •aseai at1 Jo suotstnozd ati iiu mtm Ajdtuoo Hugs zamozzog `piotiasuai u uo st 1Uaunulsui IClrrnOaS spp Ji •luauged gugsanbaz zamozzog o1 zapuaZ wag aopou uodn `lsazalut tens tptm `aigeAud aq pets pun Iuatuaszngstp 3o amp all wag alez a10N at1 ;e lsazalut zeaq Tints slunotue asau •luatunz3sui Xlrrnaas suj /Cq paznoas zamozzog Jo lgap Inuoptppe aurooaq Iings 6 uopoas srcp zapun zapuaZ dq pasrngstp slum= guy 6 110900 spp zapun pazuotlnn suopoe to zo Cue guptel 1011 ro3 Aitpgeti ou sznout zapuaZ Jug) paazge st 3 I •05 op 03 uopegtgo zo Amp Cue zapun 1011 st pue os op 01 anut 1011 saop zapuaZ `6 uot1OaS sag zapun uOpO1 aliel i(etu zapuaZ q notlid •330 zo uo paurnl sapgpn anut puu `suoptpu00 snozaguep 10 suogeiOtn apoo zat30 z0 gutpitng aleumztin `sadrd wag zalem utezp `smoputm pur stoop do preoq 10 aouidaz `goo! amp `snedaz min o1 Slzadozd all gutzalua `01 paltuzri 1011 st 1nq `sapniout Alzadord at1 gutznaas •gutpaaoozd So3dnptueq nut uoprsod paznoas sll gutpniaut `luatunrlsul iC1tzn0as spp zapun sl zo /pue iilzadord all ut lsazalut S3! lralozd of saa3 ,sXiauzonr aigeuosuaz gutAed pun 'moo ur guueadde -(z) luatunz1sui ,Cltmoas spp JOAO X1110t1d seta tattm uati paznoas sums Sur gutAed (I) `01 paltuni 1011 ate inq `apnJOut tiro suop3e s,zapuar •A1radord at; guutedar zoipue 8utznoas pue `iClradozd alp Jo amen at1 gutssasse zo /pun gupaalozd gutpmout luatunz3sui AilmoaS sttp zapun sl pun ,ilzadozd alp ut Isaza3u! s,zapua' 1oa3ozd o1 alendordde zo aigeiosuaz st zana3utm zoI /Cud pun op 1ieru zapua-i uat; `iilzadozd at1 pauopuequ set zamozzog (E) zo `(suogeingar zo smei aOz03ua 03 zo luaumz3sui JilrmOas sttl zano Aluotrd utu3lu Jietu tpitm uati a Jo luatuaOzoJua zoj `aznlraJzoj z0 u0puuurapu00 10j `a;ugord `Soldnniuuq ut gutpaaoozd a se tons) lUatutulsui 'Clrmoas sup zapun sltgu zoipue Slzadozd alp ut ;saza3ut s,zapua' 1oa33e Spueogtugts i letp gutpaaoozd iegai a sl atom (z) `111auznrisui Aquinas spp ur pauteluo0 s111acuaa1B1 pue slueuan00 ati 111J011 0d 01 site3 zamozzog (I) 3I •luatuna;sui .fllanaas siq; aapun slgglg pre ,f ;aadoad aq; uI }saga ;ui mapua-i Jo uol ;aalOad •6 •aouaptsaz iudtouud s,ramozrog se Slradozd alp jo Souudn000 s,zamozzog 5ultua0uo0 suot;n3uasazdaz `01 paqurti Sou are inq `apniaur suotluluasazdaz ietraleiAI •ueo' alp gltm uotl0atmo0 ut (uoperuzoJut Ietzaletu titm zapuaZ aptnord o1 palled zo) rapuaZ o1 s1uatua1els JO uopeturodur a3nzn00eut 10 `gutpeaistur `asied i(Herraleur aneg luasuoO z0 agpaim s,zam0zrog t;tm 10 zamozzog do uopOarrp all 1e gupor sappua zo saoszad Cur 10 zamozzog `ssaoozd notlellidde ueo' alp gutznp `dt linelap ut aq Hugs zamozzog •uotleafddy ueori s,aamoaaog •g Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non refundable loss reserve, until the Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. 11. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair market value of the Property immediately before the partial taking, destruction, or loss in value. Any balance shall be paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim Loan Number: 0007689771 WYOMING Single Family—Fannie Mee/Freddie Mac UNIFORM INSTRUMENT I.T. 3/00 G95 Form 3051 a/99 (page 9 of 15 pages) MWYO9CV A3OUMW (seded gl {o O eyed) swe Msoe w.o le 1) ooie TI 1N3 ILLSNI P1UO INf 3'11V NPPeJA/ lV eryuy 1IWed eiBuISONIWOAM LLL689L000 ur01 Suadozd `saaj siCauzopr `ol pump lou lnq 'au luautnzlsul Slunoas sup Japun sii u per AlJadoJd atli ur lsazalut s 5utloalozd jo asodznd alp ioj `llnujap S,J0M0110g Tft■ uonoauuoo ut pauuoj.d saotn.s Joj saaj Jamo-uog a2JUgo drat zapua-j •sa2.eg3 ueo' -pi Japua-I jo su5tssu par szossaoons alp lj uaq puu (OZ uotlpas ut paptnold sr 1daoxa) pain slugs luauitu sul Alunoas sup 3o sluatuaaJ5r puu sluru0n00 aT[T :5upum ur asralaJ Lions oa saaz5u zapua-I ssalun luaulntisul Alttnoas sup Japan /Cltltgrtl par suopapgo s,1amo1log wog posrapi aq ou !Tells Jamofog luatunJlsul Alunoas still Jopun slrjauaq puu sl s,iamoizog jo llu utrlgo hugs `Japuaj Aq panoJdde st pue `5upiJm ur luauttulsul Auunoas sup .pun suopu5tlgo S,JamoJJog sautnsse oqm Jamoluog jo Isamu' ut Jossaoons Cur `gl uotioas to suotstnold alp o1 loafgns luasuoo s,JauSrs -oo alp 1notftm aloN aq1 Jo luatulu1sttl 1ilpn0as still JO Su1101 0q1 0l pfU5a1 mist suotlrpoutut000r Cur alum Jo puagto3 `Sjtpola `pualxa of aaJSr uro .mozJOg Jatpo Cur pue J0pua7 lug) saazag (o) puu .luauItu sul Slunoas sup Xq pamoas sutras alp Srd o1 palr5tlgo Clluttoszad Ton st (q) :luautn.tlsul &Tunas sup jo sTu.tal atp Japan iC1.doJd alp ut 1sa.lut s,Jau2ls -o0 aq) ,CaAUOO pue lung `a5r51JO1u of Sluo luatuttusul SltJn0as sup 5utu5ts -oo st (u) (,,.u5ts -O0„ r) atoll aq; alnoaxa sou swop lnq luatutulsul Aitmoos sup su5ts-o0 oqm Jamming Cur `JanamoH imams pue lutof aq hugs Sltltqurm puu suopu5tlgo s,Jamoliog mil saal5r pug sluraano0 Jamozzog •punog su5tssv pug siossaaans '.saau5is op `•kme17 ie.taeas pun lulof •£i •Apautai Jo 11141 Cur 3o ammo alp apnloa.td Jo 3o Jantrm r aq loll !lugs `anp uagl lunotur alp map ssal slunoutr ut Jo J0M0Jlog JO 1S0101ul ut S10SS 00ns 10 S 13130 `suoszad plitp utoJj slualuArd jo aoueldaooe s,tapua1 `uoprlttml 3no1pt■ `5utpnlout iCpautai Jo ;VII Sur 5utstozaxa ut JopuaZ Aq aourzragioj &uv •1OMOJJOg JO 1S010l1Il ur SIOSS000t>S Xuu Jo IOMOJJOH iruppo alp Sq apriu purutap Aug jo uosuaz �tq luautnJlsul Alr1n0as sup Aq pamoas stuns am jo uopurttloum /Wow astm.lpo Jo luautiCrd Joj amp pualxa of asnjaJ 01 zo 1OMOJJOH 3o lsazaiul ut lossa00ns Sur lsutr5r s5utpaaoold aauoututoa 01 pannbal aq loll Huns Japual •Jamouog jo lsalalul u1 slossao0ns fur 10 1amo1log jo Mtltqup alp amp.' of 03ulado loll !lugs JOMOJJOH JO 350103U1 u1 JOSS0001i5 Cur Jo 10M0110 o1 Japua7 Ai palurl5 luaUtn-tlsul Iilun0as sup Aq pamoas stuns 0q3 3o uotlurtuoutr jo uopr0gtpout Jo 3uaut1Cud 10j 01119 aql jo uotsuaixg •JaAteM a Tom Japua7 fg aaunanaq.tog !paseapa .1 Mo.uog •ZI •Z uopoos ut Joj paprnold Jap10 alp ut pogddu aq !Tugs SUadold atg jo lrudaz 10 110i11IO3SOJ of patlddr lou 01u letll spaa0old snoau1i1aos1JA Ily •zapua7 03 mud aq hens put: pau5rssr Sga.q a1r Suad0Jd aqi ut Isamu! s jo luatuzledtur alp of alqulnqulir a1r ;rip sa5rutup Joj uuul0 10 p1Umr Cur jo spaaoozd 0111 luatululsul Xumoas sup Japan slgffr1 10 tf3Jadold a111 u! 1salalut s,10pu0J jo luauutrdtu! luualrut 101430 Jo ,C3J0d0Jd 011) JO alnitaj10j sapnlooid `luatu5pnf s,JapuaJ u! `!rill 5urinJ r tprm passttustp aq 01 5mpaa0o1d Jo 110p01 alp 5ursnu3 Aq `6t uotl0as u1 mount se a3r3satal `paJJn000 srq uoprIal000r jt `pall 11nejop r 110115 01110 ur0 JOMOJJOg 1110m11115111 IClun0as sup Japan s1g511 Jo iC110d0Jd 0111 u1 3S010111t s,JapU0 jo luatultrdult lutzalulu Jatpo Jo AUadoJd alp 3o alnlrajJoj ut !Trawl pino0 `1uam5pnf s,lapua7 u1 un5aq st 'plump J0 !No .lpagm `5u1paaoozd zo uotlou Cur jt llnrjap ut aq plugs JamoJJog •spaa00Jd sno0urlla0siy4 0l p1r5a1 ut uop01 jo 315!1 r srq lamof0g ulogm lsutr5r Spud alp Jo sp0a0o1d snoaurlla0sm J0M0JJOg sam0 imp Curd pug; alp smut „Surd 5msoddp„ •anp uagl loll Jo Jaglagm luauttulsul /Clun0as step Sq pamoas sums alp of Jo ,CUadoJd 0141 jo Medal 10 uoprlolsaz 01 =pp spaa0old snoalrella351N alp Stddr lour pawn 0l pazi1ot1111r sr Japua7 `uant5 st a0pou aq3 am) 0113 1a13r situp p£ u1113Tm Japua'I of puodsaJ Ol sltrj Jo/mum' `sa5rulup 103 0 inspection and valuation fees. In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: (1) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender, (2) words in the singular shall mean and include the plural and vice versa, and (3) the word "may" gives sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. Loan Number: 0007689771 WYOMING-Single Family Fannie Mae/Fraddia Mac UNIFORM INSTRUM I.T. 3/00 (I, itia Bats) G9i Form 3051 3/99 (page 11 of 15 pages) MWY11cV AOSIAM I (se5ed gl !o et eyed) 150E wio r el owe '1'1 nULSNI WUOdINn o•W NPP•d/IQW IuuRA -AIIA 8U -DNIWOAM 1LL6991.000 U801 VdS32I uop1UizoJut Jag3o Ault puu apuui aq pinogs s3uamded tiaium of ssazppu am `zaotnzas UE01 mau ate Jo ssazppi pue aUIIm aril ams iitm gotgm a$uggo am Jo aopou 11033TJm u0nT5 aq Him Jamonog `Jaotnzas ueo'1 am jo aWuugo sr azag3 31 •alOM am 3o aius of patuiazun Jaotnzas uu0-i am Jo SauEgo azotu Jo auo aq 1ptai OSi1 anti! •mE'i aiquotiddy pur `luatutulsui Sliznoas SUP `aioN am zapun suoilatigo &ulo1AJas uroi a2r2p0t1 Joipo smiojzad puu luau umsui Sumas sup putt aloN am zapun anp swam/cud otpouad maim rip „zaotnzas umo-i„ aril su umou)i) A3pua alp ut aug u ut 3insaJ 1i iui alas y •Jamozzog of aopOU zoud lnoglim saute atom Jo auo pios aq UEO (luatunz3sui A3unoas sup tiitm Jaip o3) a1oi ate It! 3saza3ut mind u Jo aloN aqZ •aauunapp 3o a3i3oN '.Jaolnaas uuo7 3o aueg3 :al0N. }o ales '0Z •RI uopoas Japan uopuzaiaoor Jo aSuo am ut Aiddi 3ou ilegs alulsuiaz o3 3gtz Sig `zanaMOH •pazzn000 puts uoi3uzaiaoou ou;T sr an!Oalja (Iin3 mutual u qs Sgazag paznoas suopr5Tigo pug 3uattnutsui A3unoas stn `zamozzog 3uatuaigisuraJ uodn •zajsui1s spund oruoz3oaig (p) Jo Sip= Jo S3TJE3u0tutu1sut `Soua2r imam g paznsut an sits0dap asogm uopn3tisui ug uodn umgzp si 3100110 gons Sur papinozd `rago s,Jaigsr.o J0 3ioago S,zaznsraJ3 51o0110 3111uq `3p0110 paJi3zao (o) `Japzo Sauotu (q) `gsuo (r) :JapuaZ Aq pa3oaps Se `Sttuoj &u!MOii0j am Jo a10W JO auo uT sasuadxa pug stuns 3uatuatutsuTaz icons /Cud zaAOJJOH 3ecil azinbaz kuuJ Japua7 •pauutpun anut1uoo Bugs `luatutulsui iCiptioas paznoas stuns am /Cud o3 uot3EMtigo S,zamozzog pug luatunzlsui A3iznoas sitil zapun s3 pug Alzad0Zd 0113 ut 3saza3ut S,JapuaJ Imp aznssr o3 azinbaz ,iig1UOSgaz Sulu Japual se uoiioe gons swim (p) puu `•3uatutuisui ,Clunoas sup zapun puE i(3zadOJd ag3 ut Isazalut s,Japaa &ui3oa3ozd jo asodtnd atp J0j pazznout saa3 Jagwo pug `saaj uoj1uniun puu uopoadsut A1Jadozd `sag ,siiauzong aiquuosgaz `ol paittutl 3011 3nq `Sutpnput `luatutulsui Aim sup gutoz03ua ut pazznout sasuadxa IIg s10Ed (o) 's1uatuaaJ5e 10 sluuuanoo Jam° ,Cur Jo linupap Sum samo (q) °paun000 pug uot3rzaiaooe ou dt Sg atom am pug 3uaultutsui SS3TZnoas Sup zapun anp aq pinom uatp gotgm sums iig zapuaZ sAud (e) :zamozzog lutp aiu suopipuoo asogy •3uaumJ3sui ,Clunoas Sigi Wuto1O3ua luam2pnf u Jo Aiwa (itt) Jo :a3E3sutaz o3 3gfp s,zamwzzog Jo uoj31Uttuza3 ag3 Jo iC ;toads 3gfftm mg-i aigrotiddy SE pouad Jaglo 'Ions (it) :3uaultulsui S3unoas sup ut pautr3uoo airs Jo Jamod ,Sum of luensznd S3zadozd am jo airs azojaq s,SEp anTJ (t) :jo 3saipua agl 01 zopd atop iSuu 3E panut3uoosip luatufJlsui Slunoas sup JO 3uatuaozojua Onmg 01 3113u ag3 anug NETTS zamozzog `suotlipuoo ute3za0 smut zamozzog 31 •uoiluaapao aa3wy alelsuiag 03 3115RI ya,%oaaoff 'GI •zamozzog uo pump zo aoti0u zagizni 3notpim luatutu3sui Siunoas sup Aq pa33ituzad satpaulaz Xui glom! Sum Japua-i `pouad sup Jo uopuzidxa am 03 zoud stuns asag3 Sud o3 SIJE3 zam0JZOg 3I •3uaiutuisui Aumoas sup paznoas stuns nu Ard 3snm zamozzog gotgm tritium Si u013oas tpIm aourp000u ut uant5 st aOT30u ate amp alp Wag s'CuP 0£ mil ssai mu 3o pouad E apinozd clans aopou ata •uopuJaiaoou Jo a0t3011 zamozzog anti Iimgs zapu rj `uopdo sup sasioiaxa 'aptly! 3I •mui igzapaj paligigozd st astozaxa gons 3t zapual Aq pastozaxa aq 3ou Hugs uot3do sup `zanamoi-i •luatunz3sui ,S3iznoas sup paznoas sums Itu 3o ling ut 3uatu1ied a3Etpatutut aunbaz Aunt zapua7 luasuoo ua33um zoud S,zapua-i 3notpim (pazzaJsuv) Jo pios st zamozzog ai 3saza3ut Iutopauaq a pur uoszad Irvpru u loll st zamozzog ji zo) paIJOJSUEJ3 10 pios si iS1Jadozd agl uT 1S0z0311i SUE JO IS3z0d0Jd 0111 JO 11Ed SUE Jo IIE 3I lasE E o3 amp aznlnj m 3E zamozzog fig awl 3o JaJSU 11 0113 st gotgm Jo maw! am `3uatuaaJag MOJ0S0 J0 10E131100 SaieS 31aUIiigisui `poop .o3 3WE13u0O `poop z0J puoq a ut pazzaJsuuJ3 mama! iutogauaq 0SOg3 `03 palitutl 3ou 3nq `$utpnioui `SjJado1d am ut 3saza3ul igtogauaq Jo iaai SUE strum „iS3zadoJd ay UT 3saza3ui„ '81 uoI3oas sup ut pat sy •.taMo.uog uI 3saaa3uI leialiauag u ao ,fJaado.J ag3 Jo .caJsueay •8T requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer(s) and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21. Hazardous Substances. As used in this Section 21: (1) "Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (2) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection; (3) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in Environmental Law and (4) an 'Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property (1) that is in violation of any Environmental Law, (2) which creates an Environmental Condition or (3) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, hazardous substances in consumer products). Borrower shall promptly give Lender written notice of (1) any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and ady Hazardous Substance or Environmental Law of which Borrower has actual knowledge; (2) any Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (3) any condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup. Loan Number: 0007689771 WYOMING-Single Family-- FannIe Ma./Fraddle Mac UNIFORM INSTRUM I.T. 3/00 in Wale G99 r;%),, =orm 3051 3/99 (page 13 of 15 pages) MWYI3CV A04tAMW (se5ed 5l !o tot eyed) eeie 4soe w o 001, 1N Dole 'El AW.SNI WHOJINf1 OIW SIPPa&o ivi Sryuej-- ,(pwuJ eIBuIS-ONIWOAM 1LL689L000 ueo] me-i aigeoltddy zapun pa; ;iwzad si aaJ alp 30 9ut;Izego alp pue pazapuaz saalnzas zo3 Aped pulp a of pied st aaj alp 31 /quo mg ;uawnJisui ,t;iznoas slip 5utseaiaz zoj aaj a zamouog amp ,iew zapua-i •sisoo uopepzooaz ,iue ,Cud liens iannouog •;uawnz;sui ,t;iznoaS site amp.' iieys zapua1 `;uawnz;sui Xaunoas site ,Cq paznoas suns lie jo ;uaw,ted uodn •asealag •£z ;l o; pal ;l ;ua /CRON suosaad JO uosaad ay; o; ssaaxa Sue (a) pue '.;uawna ;sui ,f ;lamas sly; fq paanaas suns mg o; (q) tsoar ,s,fauao ;e alquuoseaa 'o; pa;Iwll ;ou ;nq 'gulpnpul 'ales ay; jo sasuadxa IIe o; (e) :aapao ;Iul, totioj ay; ul paltdde aq mugs ales ay; jo spaaaoad ayi •ales ,tuu ;e ,f;aadoad ay; aseyaand Sew aaalsap s ;l ao aapuaq •nneri alquallddy fq paglaasaad Jammu ay; ul pros aq mugs £;aadoad ay; pue 'ales jo aal ;ou ay; gsiignd mugs aapua-i •sT uol ;oas ul papinoad aauuew ay; ul aassoaaog o; ales ay; jo aal ;ou asp hugs aapua -i •Atei algealiddy yyss aouepaoaae ul ';uaaa3.Itp 3l ',f ;aadoad ay; jo uolssassod ul uosaad ay; o; pug aassoaaog o; asopaagj o; ;ua ;ul jo aai;ou asp treys aapuari 'ales jo aaeaod ay; samoeul aapuari .Ii •aauaplsa al ;l; JO s;soa pug saaj ,s,fauao; ;e algeuoseaa 'o; pa ;Iwl[ ;ou ;fly 'gulpnpul 'zz uol ;aas sly; ul papinoad salpawaa ay; 2ulnsand ul paaanaul sasuadxa Ile papa o; pal ;l ;ua aq treys aapuarl •,iw[ atgeayddy ,fq pa ;;Iwaad salpawaa aay ;o Sue pue ales jo .iassod ay; amonul ,few pue puewap aay;an3 ;noy ;G1& ;uawna;sui ,f;linaas sly; Aq paanaas suns mg jo Itnj ul ;uaw,fed a ;elpatuwl aambaa ,few uoi ;do s;l ;e aapuari 'aal ;ou ay; ul pallpads am ay; aaopaq .10 uo paana ;ou sl ;Inujap ay; 1i •ales pug uol ;eaalaaae o; aaMoaaog jo asuapap aay ;o ,fug ao ;ln1Pap a Jo aaua;slxa -uou ay; ;arise o; uol;ae ;anoa e 2ulaq o; ltp!J ay; pue uol ;eaalaaa13 as ;,te a ;e;sulaa o; ;Op ay; 3o aaAioaaog waopul aa hugs aol ;ou ayy •,f;aadoad ay; jo ales pue ;uatutLysui ,f ;lanoas sly; fq paanaas stuns ay; 3o uol ;tiaaiaaae ul ;Insaa few aal ;ou ay; ul pa> ;pads app ay; aaopaq JO uo ;Inejap ay; aana o; aantlem ;ey; (p) pug '.paana aq ;stun ;Inepap ay; yalyns fq 'aa,soaaog o; uaelg sl aal ;ou ay; amp ay; woaj step 0£ my; ssal ;ou 'amp a (a) ;Inepap ay; aana o; paalnbaa uol ;ae ay; (q) :inepap ay; (e) :,fjpads Heys aal ;ou ayy •(aslAuay ;o sapinoad Aiw al:muddy ssalun gi uol ;aas aapun uol ;eaalaaae o; aolad ;ou ;nq) ;uatuna;sui ,f ;lamas sly; Ty ;uawaaa u ao ;ueuanoa Site 3o yaeaaq s,aassoaaog 20IAsoIIo3 uol;eaalaaae o; aoiad aassoaaog o; aal;ou aAl2 hugs aapua-i •salpawag '.uol;eaalaaay •ZZ :sssoiio3 se =du pug ;ueuanoo zatpzn3 zapuaj pue zamozzo I •SilsIVNRAOO IARIOdIINfl NON 24. Waivers. Borrower releases and waives all rights under and by virtue of the homestead exemption laws of Wyoming. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. NMAN (Seal) Borrower LAUttI S NEWMAN STATE OF WYOMING ss: COUNTY OF LINCOLN THOMAS M NEWMAN and LAUNI S NEWMAN C. B. NEEL- REINHART NOTARY PUBLIC County of State of Lincoln 4 Wyoming M Commission E Aires March 18, 2001 My commission expires 1"11 176 1A- [Space Below ThIs Line for Acknowledgment] On the '7 1 6 day of A.D. o v the signer(s) of the above instrument, who duly acknowledged to me that he /she /they executed the same. Notary Public residing at: ti (Initials) (Seal) Borrower (Seal) Borrower (Seal) Borrower 701 personally appeared before me Loan Number: 00 07689771 WYOMING-Single 3 /00 Family—Fannie Maa /Proddta Mac UNIFORM INSTRUM Form 3051 3/99 (page 15 of 15 pages) LT. 3/00 MWY15CV NOON LOIN (Z fo Z a aa5u23JOJAI 3I •Agazaq pamoas aloN alp uo palrls Trip zo3 lsazalut Jo am palnfpsgns sr `aznfeu sigl Jo stir()) z0J alez gutirenazd uagl sli of /Cgazaq pamoas ssaupalgapui aql 3o am lsazalut alp asrazout Aral aaarg)zow luasuoo s,aAr5)JoiA lnollLM zo TpiM 1j1 `uotlousuezl lions ,Cur. JO aouazznoao aql uodn •uoporsurzl zaglo Aur of luasuoo to Afissaoau alp 3o IanUUM 10 luasuoa aq of plump aq )ou nulls uopousuuzl lions Cur o1 luasuo0 •ajgrArd pur anp Alalutpaututt Agazaq pamoas suoprgggo jir azrTaap Ol uopdo sli lr 1115iz all anrg Hugs aaSap.ow imp `aagrffizow all 3o fuasuoo ualluM zoud lnoTpiM `autos alp op of aazgr 10 `aogrgizoN all 3o dpiszaumo zo irlTdra 5uipurislno manna alp 3o %ps) luaozad iCijp urgl azout amp JO `zaqumnoua `zajsuzzl `Aanuoo 'Has JO `uoplruod1o3 JO mug `uoszad Aur of a$rglzoini sigi Aq pazanoo Alzadozd am 3o uoprzado JO luauzahuru1 `uotssassod alp nano Tun) 10 ',Cgazan pamoas suoprstjgo alp Jo lir JO Cur 8uiznoas Agazal pazanoo aulp Cur lr Alz•dozd jruosiad Aar zo 3oaza1p Ind Auu _to a2u5lzoysi sigi Aq pazanoo Alzadozd aq) Jo asodsip nip() Alm at 10 `zaquznoua `asuaj uaisse `zajsur11 Aan1100 'Has zo$alJON pinoIJS ,LSg2IaLNI dO 2rdSNVILL •alrz amid ST! Moiaq zo lr `anoqu Isamu! $uizeaq suroT alruI Arm 3pirq ags aunt 01 amp wog afurga of loaCgns si pur `palujnojrO aq 'Arm szautolsno of iIpaza 3o lsoo alp goigM luau lutod aouazaJaz r sr pasn lsazalut Jo am paounouur sdjurq alp st afrz auWtzd Aq paionb lsazalut Jo alrz aurtzd alp ut sauuga Aq pauzanoff PIE PM lsazalut aql tit saurg0 •aloN alp ur paquosap sr `Alluoipolad palsnfpu aq Xutu alrz lsazalut- a30N PILL 'SgONYH0 d0 NOLLV'II10"IV0 '(A OO5L' L luaozad 3o am lsazalut irpiut ur MI aloN ag L 1LL689L000 sglan04 —eeJta pue uaABS gZ� LSg2Ig LNI "IVLLINI 'V :sAOijo3 St aaz5r puu WIMP A00 zaTplt1J zapua1 FIE zaMOZZOg OREV3101A1 aq) tit s)uautaaar puu sluruanoo alp 0) uontppr uj (ssazppr Afzadozd) LZl£8 AM '3NAYH1 '3AIa0 3NId 6 1e pa)uooj pue a r2)JoN alp ui paquosap Afzadozd alp Rulanoa pur (aloN aTp) a)rp alms pip Jo(zapuai alp) •d'N ')ueg Allanoas :sa!d 01 afoN s,zamozzog aznoas of (zaMozzoq alp) pau2!szapun alp Aq uanT5 alrp alms alp Jo ar5lzoyq alp luautaiddns pue puaure o1 patuaap aq Begs pur olut pafuiodwoui st puu 000Z I9gWB380 JO Cep q sTTp am' sT zaptg ageglzoN alL •simaYIxva OIQOIllad 2IHHJIH All EinsH2L TIIM H.LY2I Isaua,LNI 3H•L All SaSVa DNI •H1V2i 1SH2I3.LNI all NI SHOAIVHO 2IOd O IIMOTIV AIOISIA02Id d SAiIdLAI00 LdHL aLON NOLLOn2IISAIOO d satin ns 30vo1IoW 3H1 :g3I,LON 2I�QI2i aDvO1,2IOIAI vequiay —leeN a14011e143 NLd 011£8 AM 'UOI4Y uozOuigseM 98b aoi410 uoizonpoad eGe011oH uoUUy V' N )Iues 1(f i anoes ;s.i i 1 :al. 11dW a3a1:1O031:1 N3HM consents to any such transaction and /or to assumption of the loan secured by this Mortgage, Mortgagor shall not be released from any obligations hereunder Upon the occurrence of any sale, conveyance, or transfer of the property covered by this Mortgage, in addition to the consent required aforesaid, Mortgagee shall be paid a reasonable service charge for changing its records to reflect such transaction. By signing this, Borrower agrees to all of the above. Borrower(s) t 41 1\ AS M NEWMA 0007689771 (Page 2 of 2) UNI S NEWMAN 703 RID2MCON MORTGAGE INSURANCE RIDER »d This Mortgage Insurance Rider is made this 4th day of December. 2000 and is incorporated into and shall be deemed to amend and supplement the mortgage, deed of trust, or security deed (the "Security Instrument of the same date given by the undersigned "Borrower to secure Borrower's note (the "Note to First Security Bank, N.A. "Lender of the same date and covering the property described in the Security Instrument and located at: 9 PINE DRIVE, THAYNE, WY 83127 [Property Address] The Security Instrument is amended by adding the following at the end of Section 10 (if the Security Instrument has a form date at the lower right corner of 3/99 or later) or Section 8 (if the Security Instrument has a form date at the lower right corner that is earlier than 3/99): Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to niake payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums) As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses. If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed "captive reinsurance." Further: (A) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance, or any other terms of the Loan. Such agreements will not increase the amount Borrower will owe for Mortgage Insurance, and they will not entitle Borrower to any refund. (B) Any such agreements will not affect the rights Borrower has if any with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law. These rights may include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the Mortgage Insurance terminated automatically, and /or to receive a refund of any Mortgage Insurance premiums that were unearned at the time of such cancellation or termination. MULTISTATE MORTGAGE INSURANCE RIDER Single Family Fannie Mae Uniform Instrument Form 3160 8/00 (page 1 or 2) 0007689771 3160 8091£ J2MOJJOg- (IRaS) JaMOJJ0g- (i' s) JaMOJJOg- JaMOJJOg- NVWM3N S INfi (z Jo Z abed) 00/8 094E WAO wewn4sul w1o;lun oelry eluuej Allwej alBu!S 1:13018 30NVaf1SN! 3OV01a0 N 31V1SI1lf IA JNVWM3N W SV IOH •luatutulsui itipnoaS all sluaufaiddns puE spuaum li irnp saaae pu>' Japes aouumsui a2v2yoN spp sldaooR JaMOJJOg 'Mojaq 2u1u2Ts Mfg L WHEN RECORDED MAIL TO: First Security Bank, N.A. Afton Mortgage Production Office 485 Washington Afton, WY 83110 ATTN: Charlotte Neel- Reinhart STAR VALLEY RANCH PLANNED UNIT DEVELOPMENT RIDER THIS PLANNED UNIT DEVELOPMENT RIDER is made 4th this day of December, 20 0 0 ,and is incorporated into and shall be deemed to, amend and supplement the Mortgage, Deed of Trust or Security Deed (the "Security Instrument of the same date, given by the undersigned (the "Borrower to secure Borrower's Note to First Security Bank, N.A. (the "Lender of the same date and covering the Property described in the Security Instrument and located at: 9 PINE DRIVE, THAYNE, WY 83127 [Property Address] The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other such parcels and certain common areas and facilities, as described in SEE ATTACHED SCHEDULE A (the Declaration The Property is a part of a planned unit development known as [Name of Planned Unit Development] LOAN NO: 0007689771 MULTISTATE PUD RIDER Single Fam y -Fann a Mae /Freddie Mac UNIFORM NSTRUME T 0 11 0 011 111 11 11 11 0 11111 11 FORM 3150 3/99 LT. 10/99 (page 1 013 pages) M l 0 5 (the "PUD The Property also includes Borrower's interest in the homeowners association or equivalent entity owning or managing the common areas and facilities of the PUD (the Owners Association and the uses, benefits and proceeds of Borrower's interest. PUD COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. PUD Obligations. Borrower shall perform all of Borrower's obligations under the PUD's Initials Initials RMS1 PUD afldtSWu le1Nul t s 1B UI (se6ed g {o E abed) 66/01. •1•I 66/C 0Sb£ WHOd 1N3Wf1u1SNI WdOdINfl oBW GIPP• oiuued— /Mused eI and awiSI1'1nW aql jo luamagutat Sias jo uopdwnssl pur maul—arum p?uotssajozd jo uoprutwzal (iii) :zapua jo lgauaq ssazdxa am zoj sT uoTSinozd atp 3T „sJUautnooa luanlpsuo3 all jo uotsinozd Cu r Ol luawpuamE Cur (TT) :utEatop luaunua zo uop1uwapuon &upp i E jo asEo ail tit 10 Sliunsro zatpo zo aggj uoporuisap irpu1 sgns jo asuo alp ui Ave! pazmbaz u0pEUUUzal JO luawuopurgq zoj idaoxa 'Gad ail jo uopEatwzal zo luaumopurgr ail (T) :02 luasuoo zo Suadozd ail apTATpgns zo uoi3Tlzrd zag3Ta luasuoo uaplut mud s,zapua-i tpiM puE zapua-i of aopou za33r ldaaxa 'mu IIEgs zam0zzog •luasuoD Joiid s,.tapua-f •a II uopoas uT papTnozd sE luawntlsui 'ClunoaS pamoas sums ail o3 zapua ,Cg middy aq Hugs spaaoozd lions •zapuaj of mud aq imp puE pauaTssr Sgazaq ale `uopEawapuoo 3o nall tit anurAanuoO Cur JOT JO `and all 3o SaT3TitoBJ pug SraJE uouzmoa aql zo Spacial,' aril jo urd Sur zo pr jo 2uup 3 zaglo zo uopruwapuoo CUE glit uoiioauuoo uT zamozzog of aigrArd `lrpuanbasuoo JO loazip `sartirep zoj u zo pzrME Sur jo spaaoozd aql, •uopuuwapuo3 •a •zapual of a rzanoO ;o lualxa puE lunowr `wzoj uT aigE3daoor So1lod aOUrznsUT XppgrTi oIlgnd r sUTElu1Eat uoprtoossy SzaUMO am !Em amsm op aigruosraz aq SEUM sE suoTlor gons IIEgs 1aAOZZOg •aaueinsui S2!1!qun ollgnd •3 •zaAOZZOg o3 pird `Sur 31 `ssaoxa atp IpTM `anp uagl Sou JO zaglagM `luaumzlsm Spunoas am pamoas sums all op spaaoozd am SIddE pulls zapuaq •zapua-j of mud aq IIEgs puE palm Sgazag an JOMOJJOH of aigE6rd spaaoozd ICur `and ag3 3o sapiitOEj puE sum UoUnUOO o3 zo `Suadozd aq3 03 SSOI E Wutmo1I zirdaz JO uopEZOlsaz 3o non Ut spaaoozd aOUrznsut ii3zadozd 3o uoilflqulsTp E jo Juana am ui •iioiiod 3appUEiq JO zalstitu a'p papTnozd arzanoo aouEZnsuT S1z0d0zd pazmbaz uT asdrl Cur jo aoTlou ldwozd zapuaq anlf IIEgs JOMOJJOH •UEOJ agl ;o wzal aTil $UUnp aBufgO tiro zan1EM STgi 3o uoTITpuoo E se sazmbaz zapuaq 3r 1M /Cotiod uoT3ETOOSSv szaump ail Sq papTnozd Si arzanQO pazmbaz aT13 3r wawa am 03 paTJsp1S pawaap Si i(Uadozd aq3 110 aBEZ0n03 aOUrmsut Xlzadozd UTr3ureaz of S uoi3Oas zapun uoi3EBTlgo S,zOMOZZ011 (TT) puE :,C3ZgdoJd aq3 uo aOUrznSUT Suadozd Zoj S3uawll1sui wnuiiazd I T1EaJC ag3 3o zapua7 03 3uatuSrd iigluow all zoj uoTloas Ut uoTs!nozd aq1 San1EM Zapua (T) :uagp `aouEZnsut sazmbaz zapua-1 goTgM zoj `Spoop puE savnbgura `0l paliwn! 1011 lnq `8utpnTOUT `spzrzmq zaglo puE „`aEZ3n03 papua3xa„ um) aqi uigiiM papnjnut spzr7ET `azg Sq ssol lsuIE5r puE `spoTzad ag3 zoj (signal aigpnnpap 2uipniow) slunowr all Ut arzan0O aouEZnsuT sapinozd goTgM puE Zapual Ol iCzolor;spus sT goTgM Suadozd agl &uunsut SoTiod marig„ zo „zalsutu„ E `zauiEO aourznsat paldaoor Surma E gpTM `sutrlu etu 110T3ETOOSSIiT SzaUMO ail sr Wm! os •aoue.tnsul iipado td •sluawnooU 3uanlpsUO3 am 03 3UEnsznd pasodwt sluawssassu put sang iIE `anp uagM `,CEd Xpdwozd IIEgs zamozzog •uop1tnossy szaump agl jo SuoprinfaJ 10 saitu Jagww zo sMEi -Sq SLUE (TO puE :uoprtoossy szaumo gip salraln goTgM puaumOOp luairnmba Slur JO puawnz3sUT ISIU3 `uopemdzonuI ;o SaJOp1E (TT) :uoprzrinau (i) am am „Sluawnnoa luan3Tlsuo3 agy •s3UawnOOQ luanit3suoJ LLL689L000 :ON NVOI OndcSW1i (so5ed Jo aged) 66/01. '1'1 66/E OSLE WdOd 1N3Wfld1SNI WHO4INl oeW eIPPEu4 eluued-- A11wed 0 1 6 ulS 113O1H and 31VISI11fI zamozzog (MS) zamozzog (MS) zamozzog (MS) zamozzog (MS) NVWM3N S INf V1 NVWM3N W V10311.0 T 1LL689L000 :ON NV01 'zaPRI and sib ut paumuoo suotspkoid pun suual alp 01 saai5n pun sldaoon zamozzog `MOIRE[ JNINDIS AEI •luaurAnd aurlsanbaz zamozzog o; zapua-j utoz3 aoilou uodn `lsazalut ipim `ajggSud aq jjngs pug algz aloN alp in luautaszngsip jo aagp alp wog lsazalui nag jjggs slunourg asap `auauagd jo surzal zarpo o1 aaz5g zapuai pug zamozzog ssajun •luautnzlsuj Munoas alp icq paznoas zamozzog jo jgap juuoiltppu aurooaq ins d gdi i iu d sup zapun zapua -j Aq paszngsip sumo= Cud •utatp Cud Arm zapuaZ imp `anp uagm sluautssassu pug sanp and Sal lou swop zamozzog 31 •saipatuag j •zapuaZ of ajquldaoorun uongioossv szaum0 alp dq paupuuumi agzanoo aourinsui Ajijiggtj oggnd aql 8utzapuaz 3o aaa3ja agl aging pjnom goigm uouon kat (AT) zo 'uoprpossd szaum0 <.Y'•. r ?NMI�i�• 7 0 7' SCHEDULE A COVENANTS, CONDITIONS, RESTRICTIONS, WHICH CONTAIN NO FORFEITURE OR REVERTER CLAUSE, AS CONTAINED IN INSTRUMENT RECORDED MARCH 29, 1971 IN BOOK 93 PR ON PAGE 363, BUT DELETING ANY COVENANT, CONDITION OR RESTRICTION INDICATING A PREFERENCE, LIMITATION OR DISCRIMINATION BASED ON RACE, COLOR, RELIGION, SEX, HANDICAP, FAMILIAL STATUS, OR NATIONAL ORIGIN TO THE EXTENT SUCH COVENANTS, CONDITIONS OR RESTRICTIONS VIOLATE 42 USC 3604 O. AMENDED COVENANTS, CONDITIONS, RESTRICTIONS, AND EASEMENTS, WHICH CONTAIN NO FORFEITURE OR REVERTER CLAUSE, AS CONTAINED IN INSTRUMENT RECORDED DECEMBER 19, 1991 IN BOOK 305PR ON PAGE 248 OF THE OFFICIAL RECORDS OF LINCOLN COUNTY, WYOMING, BUT DELETING ANY COVENANT, CONDITION OR RESTRICTION INDICATING A PREFERENCE, LIMITATION OR DISCRIMINATION BASED ON RACE, COLOR, RELIGION, SEX, HANDICAP, FAMILIAL STATUS, OR NATIONAL ORIGIN TO THE EXTENT SUCH COVENANTS, CONDITIONS OR RESTRICTIONS VIOLATE 42 USC 3604 C. COVENANTS, CONDITIONS, RESTRICTIONS, AND EASEMENTS, WHICH CONTAIN NO FORFEITURE OR REVERTER CLAUSE, AS CONTAINED IN INSTRUMENT RECORDED MARCH 13, 1992 IN BOOK 308PR ON PAGE 21 OF THE OFFICIAL RECORDS OF LINCOLN COUNTY, WYOMING, BUT DELETING ANY COVENANT, CONDITION OR RESTRICTION INDICATING A PREFERENCE, LIMITATION OR DISCRIMINATION BASED ON RACE, COLOR, RELIGION, SEX, HANDICAP, FAMILIAL STATUS, OR NATIONAL ORIGIN TO THE EXTENT SUCH COVENANTS, CONDITIONS OR RESTRICTIONS VIOLATE 42 USC 3604 9.