HomeMy WebLinkAbout972655After recording, return recordin
information to 2O1 Vanf-
American Title, Inc.
PO Box 641010
Omaha, NE 68164 -101 0 M
Reference Number: 20131707500089
SHORT FORM LINE OF CREDIT MORTGAGE
DEFINITIONS
Words used in multiple sections of this document are defined below. The Master Form Mortgage includes other
defined words and rules regarding the usage of words used in this document.
(A) "Security Instrument" means this document, which is dated July 25, 2013, together with all Riders to this
document.
(B) "Borrower" is DE MONT BRAD GRANDY AND PAMELA B. GRANDY, HUSBAND AND WIFE AS
JOINT TENANTS, AND NOT AS TENANTS IN COMMON, WITH FULL RIGHTS OF SURVIVORSHIP.
Borrower is the mortgagor under this Security Instrument.
(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a National Bank organized and existing under the laws of
the United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD 57104. Lender is
the mortgagee under this Security Instrument.
(D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated July
25, 2013. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary
from time to time up to a maximum principal sum outstanding at any one time of, TWENTY THOUSAND AND
00 /100THS Dollars (U.S. $20,000.00) plus interest. Borrower has promised to pay this debt in Periodic
Payments and to pay the debt in full not later than seven (7) calendar days after August 25, 2043.
WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 1 of 5 pages)
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HCWF #4818 6698 -6241 v2 (08/18/2012) 1Y- 107006 -0312
[Space Above This Line For Recording Data]
RECEIVED 8/14/2013 at 2:58 PM
RECEIVING 972655
BOOK: 817 PAGE: 813
JEANNE WAGNER
LINCOLN COUNTY CLERK, KEMMERER, WY
0813
Account Number: 682 682 1555677 -1 xxx
N/A Leasehold Rider
N/A Third Party Rider
N/A Other(s) [specify] N/A
0814
(E) "Property" means the property that is described below under the heading "Transfer of Rights in the
Property."
(F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation
principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt
Instrument, and also all sums due under this Security Instrument, plus interest.
(G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders
are to be executed by Borrower [mark as applicable]:
(H) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated August 14, 2007, and
recorded on August 30, 2007, as Instrument No. 932651, Book 670 at Page 599 609 of the Official Records in
the Office of the Recorder of Lincoln County/City, State of Wyoming.
TRANSFER OF RIGHTS IN THE PROPERTY
This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals,
extensions and modifications of the Debt Instrument, including any future advances made at a time when no
indebtedness is currently secured by this Security instrument; and (ii) the performance of Borrower's covenants
and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby
mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following
described property located in the
County
[Type of Recording Jurisdiction] [Name of Recording Jurisdiction]
THE FOLLOWING DESCRIBED REAL ESTATE, SITUATE IN LINCOLN COUNTY AND STATE OF
WYOMING: ALL OF LOTS 2 3, OF BLOCK 1, OF THE HEWITT ADDITION TO THE CITY OF
COKEVILLE, COUNTY OF LINCOLN, STATE OF WYOMING, THE SAME BEING A PART OF TRACT
82.
which currently has the address of
410 6TH ST
[Street]
COKEVILLE Wyoming 83114 "Property Address
[City] [Zip Code]
WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT
HCWF #4818 6698 -6241 v2 (08/18/2012) wr- 107006 -0312
of Lincoln
(page 2 of 5 pages)
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MASTER FORM MORTGAGE
WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT
HCWF #4818 6698 -6241 v2 (08/18/2012) WY- 107006 -0312
0815
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
"Property." The Property shall also include any additional property described in Section 20 of the Master Form
Mortgage.
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has
the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for
encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend
generally the title to the Property against all claims and demands, subject to any encumbrances of record.
By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of
the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower
agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy
of the Master Form Mortgage has been provided to Borrower.
(page 3 of 5 pages)
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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this
Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges
receipt of a copy of this document and a copy of the Master Form Mortgage.
DE MONT BRAD GRANDY Borrower
PAMELA B GRANDY Borrower
WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT
HCWF#4818- 6698 -6241 v2 (08/18/2012) WY- 107006 -0312
O8I
(page 4 of 5 pages)
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For An Indiv'dup.l Acting In His /Her Own Right:
State of k
County of
This inOruinent wa acknowledged before pie on tiOdAt
by Ut_%01V y1/4f,a 6( kk3 of persons)
(Seal, if any)
LESLIE NATE
NOTARY PUBLIC
STATE OF, IDAHO
My Commission Expires:
(name(s)
0817
6-?'2_60-1
WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 5 of 5 pages)
HCWF #4818 6698- 6241v2 (08/18/2012) WY- 107006 -0312 Documents Processed 07 -25 -2013 16:47:54