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HomeMy WebLinkAbout869425.[MID loans] asogm put Si .co2tauow ma t(.,ssaappd MJodoid„) [apo0 d,Z] xsxs�x doausHS SK'Ia 'IKIOILffO sH L xo assIaosaa sY JNIMOAM ASNnOO WIOaNI'I I HRHaww x Jo NMOS RILL oZ NoISIaaY aMOOSS sHS 30 TS xoo'IH AO 6T MTV ET Sso'I :Swum/Am `Muno3 x'IOOxI'I u1. paleool Avadoid paquosap 2uiMollo3 ayl `ales jo iamod qm `iapual of Aanuoa puu tut 2 `a2u2uoui dga1aq saop aamouog `asodind sitp iod •aloN ayl pue luawnnsul *moos sup Japun sluawaa& put s1Utuanoo MOMOUOg jo aauuuuojlad atll (o) ptm :luawnaisul ,(li1noas slip jo (liinoas am mold of L gdttltred iapun paOU¢npe `Isamalut gum `stuns iatpo Iit jo luaw,itd ayl (q) :aloN ayl jo suontot;tpow pue suoisualxa `sltmauai Ile put Isamu! pi 'awls! atp paDUapina Nap am jo luatukudai ayl (t) :iapua-I of somas luawnalsul t(lunoas sm 0 E 0 Z T xs03a3n0N uo algt,Ctd put anp 'iagita mud lou 3I 'Nap IIn3 ayl qum `sivaw,(td kI nuow ioj sapInocd yoigM „aloN luawngsul Munoos sup su amp acres am pomp alou s,iamouog ,(q paOUaptna st !gap scyy 00 Et •S•n) siuIIOQ 001/00 '3 asUaxnH OMZ amvsnoxS Hama ASUIO3 jo wns Itdtouud ayl .capua7 samo iamouog zapua-I 9TST XS 'SFZ'I'I'da 'aoomavx HL ION 8Z8Z sI SSo1ppt Pura N 30 aimax sHL Jo sMtl O1 iapun 2uns!Xa pun paztutS10 sc yotyM T.- xal xoo� v it.1.N €1 3 N O3AI333U xoImVU0ati0O ASInt% sNOH XLSNSD (_s aazxxvN xosaaa 8"IWTS Y xo.LSSM 's SY'IJnoa 0002 '9Z xss0100 UO UO4 s1.( „1uawnu isul Alun HOVo.L2IOIAI SIHI H VO L2IOY\t .81 9J AUNT DO +i 698 717( sleltluI 9 t °Bed 8ZL•1.Z9(008) SWHOd 3DVOltiOW d £6 /Zt PepuewV taint's) (AM)H9 06/6 1.908 uuo3 1N3Aintus I WHO3INf1 OINIH1 /VINN I lI!wad OIOu!S ONIWOAM T0TE8 2uiwoI A snNSnv sxld TTOT Jo ssazppt ayl sty iOiyM o uant2 s1 luaturmsUI dli1noas suf.!, „1aMouog TE9ZOSZbZ [mu 9utp.000x ioj our' situ anogd aoed5] 6TZSL XS SOOa TI NI3 'TTT66T XOS '0'd NOIIVROd IO0 ALInos MOH Xs1.NS0 :ox mama a&v a?Ioosx UCAJJ` 6H(WY) (9403).01 Page 2 of 6 122 4.2L7VL t7.3J. TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum "Funds for: (a) yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (t) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. "RESPA unless another law that applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with applicable law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. However, Lender may require Borrower to pay a one -time charge for an independent real estate tax reporting service used by Lender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender may agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument. If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Lender shall account to Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than twelve monthly payments, at Lender's sole discretion. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. If, under paragraph 21, Lender shall acquire or sell the Property, Lender, prior to the acquisition or sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by this Security Instrument. 3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under paragraphs 1 and 2 shall be applied: first, to any prepayment charges due under the Note; second, to amounts payable under paragraph 2; third, to interest due; fourth, to principal due; and last, to any late charges due under the Note. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall pay these obligations in the manner provided in paragraph 2, or if not paid in that manner, Borrower shall pay them on time directly to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph. If Borrower makes these payments directly, Borrower shall promptly furnish to Lender receipts evidencing the payments. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement of the lien; or (c). secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of notice. 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A1snotnald aouminsu! asgsuow ail jo lamouog o1 isoo atp o1 luainntnba Ajtgpumisgns isoo W 11( '1oa33a ut A1snotnald aougtnsui asgsuow agi of luajEnmba ,Ciigrluelsgns aggianoo un:1g0 01 pannbai swntwaid am Aid iji qs ian%o.uog 100330 ut aq o1 saseao 10 sasd j tapua-j Aq pannbal aSgaanoo aouglnsut a2uSuow ag1 `uosgat Aug io3 `n '1oa33a ur aouglnsut asgsuow ag1 umlutgw o1 pannbai swniwazd ail A8d Hugs lamouog `luawnlisul ciunoas sail Aq pamoas um ag1 Supigw jo uojljpuoo g s1( aougmsui a2g2Uow pannbat iapua7 31 •aouginsul aSgS ;iohj •g •luawAud Surlsanbal iamo.uog o1 Japuo' wog aotlou uodn Isamu! tj1tM `ajggAud aq !jugs pug 0181 aioN 04118 luawasmgsip jo amp am wag Isamu! u! igaq !jugs sumo= asatjl luawAud jo swlai 1ag10 01 aang lapua'j pue iamo.uog ssatun •luawn.usul Alunoas Spj1 Aq pamoas lamouog ;o !gap iguotltppg awooaq !legs L gdgaund sits iapun iapua -I ,(q pasmgscp s;unoui Auy •OS op 01 angg IOU saop iapua-j `L gdgisgagd sigl lapun uopou mgt ,Cgw lapua7 g2notpty •sngdat oval o1 Auadold ail uo Suualua pug Saa; ,scaU1ollg ajg8uosgal SuiAgd `moo ui Suugaddg luawnnsul Alunoas sup lano Aluoud set totgm uatt g Aq pamoas swns Aug Su!Aud apnjout Amu suoriog s,lapua'I •Auadold am u! s1L2u s,lapua-j pue cuadold 0413o anjgn alp loaloid o1 dmssaoau st 1ana1Wgm 1oj dud pug op Amu lapuo-J uagl `(suorlgjn2a1 smut aolo;ua 01 to alnitajlo3 io uon8uwapuoo 1o3 `am quid `coldtuNugq ut Sutpaaoold s8 pus) duadokl at1 u! sig2u s,lapua-j mpg Apu8outusts dgw Imp Surpaaoold p of g s! wain .to `1uawni suj Munoas Stijl ut pautglu00 sluawaaJSB pug S1U1 U0noo ail uuopad o1 sjjg3 .taMOUGH J1 •,f ;.iadold att; uj S14Sig s,Japuaq JO uoj ;aa ;oad •L •SunuM ut _tallow ail 01 wady 1apua'I ssatun aslaw loU limp arm aa; ag1 pug !Notional am `cuadold ail 01 ajltl 00J sannbog aaMOUGH 31 •asgaj ag1jo suolslnold ail jig tltm djdwoo !jugs lam0u0g 'motional g uo st 1Uawn11sUI *moos srt131 •a0uaptsa1 j8dtouud g s1( Auadold ail jo cougdn000 s,lamo.uog Su!ula3uoa suopWluasaldal `O1 paltwt 1011 1nq `Sutpnjout `aloN at1 Aq paouaptna ueo! 011 rjlrm uotloauuoo ui (uonrniuo ;u! plua1Bw due glum lapua -j aptnold of paltW3 lo)1apua-j 01 slualu malls to uorwuuojui al8mo08ut 10 aspp3 A11guaigw anus `ssaooid uopgotuddg ugoj ag1 Suunp `10M0110 3111ngjap ut aq osj8 hugs 10MOUOg Isamu! Alunoas s,zapuarj 10 luawn.gsul Alunoas sttl Aq pawn uatj 041 jo luawnWdwn jeualuw laglo 10 Atladold at1 u! 18010111! S,1am0u0g ag1 anwajio3 sapnjoaid `uoputgw1alap t mj poo2 s,lapua7 u! `1gt1 2utint t g11M passnustp aq o1 Sutpaaooid so 110190£ at1 Su!snuo dq `g( gdg1Sgmd u! paptnold st `aiglsutal pug 1ingjap W gons a1no Agw iam0uog 'maim! *moos S,1apua-1 10 luawnllsul Alunoas gip (q mum uatj 041 1n dw! Appal= as[M1atjl0 10 Auadold ail 3o =mpg; u! ljnsal moo luawSpnf tpIW3 pool s,lapua7 u! 1811 unsaq s! 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Aug 01 14811 s,1aMO.uog `1apua'I Aq pannboe s! Auadold am it gdgi8glgd lapun ;I •s1UawAgd ag1 jo lunoure at108UWtj010 z pug i std81SW18d ut o1 paua ;al sivawAgd Algluow agi jo amp anp ag1 auodtsod 10 puma 1011 !jugs jgdiOuud o1 spaaoold jo uo,wogddg Atm `Sullum ti! 001St aslmIa410 1amouog pure lapua-j ssatun •uanMS s! aoriou atp uagM ul2aq !!Im pouad Abp -p£ agy anp U041 mu JO 1a41atm `luawnIIsuj Alunoas spp Aq pamoas swns Agd 01 Auadold atp 010150110 ngdal 01 spaaoold atp asn AWw lapU0 •spaaoold aouglnsut 01(11001100 AWm lapua'I 110141 `wt8jo 8 ap10S 01 pa10130 s8t lawn aouglnsul am min lapua'j wag 00110U W scup p£ uIg1IM 1OMSU8 1011 saop 10 `AUadold am suopuggg 1aMO11og 3I •lamouog o1 mud ssaoXa Aug gum `anp 11041 10U 10 1a41atm luawnllsul Munoas St41 Aq pamoas swns at1 01 patjdd8 aq !tugs spaaoold a0U81nsut ag1 `pauassai aq pjnom Alunoas s,1apua'I to 0(grsga; A((gopuouooa 1011 s( ngdal .10 110118101501 ag1 ;I •pauassaj 1011 s! Alunoas s,lapua'I pug atgrs8a; Ajjgotwouooa s! wdal 10 110118101sa1 ati 3t `pa2gtugp Auadold ag1 ;O n8da1 10 11opg101sa1 01 patjdd8 aq ((gqs spaaoold aouglnsu! `Sur(uM ur aai8g as1M1atll0 10M0110$ pug 1apua'j Ssa(11n •laMouog Aq cpdwold ap m 1011;! ssoj ;o paid o w Agw 1apUa" •lapua' pug 1011180 20t1gmsUl 01(1 01 0011011 ldWOld ants (I8ts 1amouog `ssoj ;o mans atll UI •saopou Igmaual pug swntwald mud jo sldtaoal !(8 IapUa101 0n42 Alidwold !jugs lamouog `sannbal lapua'I 3I •s(8maual pug satogod am p(04 01 142(1 am an8g Bugs lapun •asn8jo 028221Ow prupuWls W °pnjo (pis pug lapuaq col ajgeldaoo8 aq ((egs s18Maua1 pug salo(jod aou81nsu! IIy •L gd812818d g1IM 03118(310008 Ut Auad0ld agl u! slgsu s,lapua'j 10a101d o1 02810A00 utmgo `uondo s,lapua'I 1W `Amu 1apua'j `anog8 paquosap 0281an00 ul8lul8W of sue; 10MOUOg ;j •pjatjtl(M cjg8uos8alun aq 1011 (legs g0n1M jgnoldd8 s,lapua'I 01martins 1am0uog Aq uasOg3 aq ((848 °ougmsut am Sutptnold 10(1180 aoUg1nsut 041 •sannbal lapua-I 1841 spouad am lo; pug sumo= alp ut pau(glUrew aq (jugs aouglnsu( spat •a3u81nsut sannbal lapua'I gol4M lo; `Su(pooj; to spoof3 Sutpnlput 'swung 101(10 Aug pug „a281ano0 (30(31101x0„ tu1a1 am wpm papnjOul SpreZ8y `0113 Aq ssoj 1su(888 palnsU! Auadold ag1110 par= =twang 10 Supstxa mou sluawanoldw! am dam ((848 lOMOUOg •aau8ansul A ;lad0ld .to p.rgz8H •S E z 910E eBed 1o(sovel (AM r� u. J a il V /;tik;34:i 124 242502631 payments may no longer be required, at the option of Lender, if mortgage insurance coverage (in the amount and for the period that Lender requires) provided by an insurer approved by Lender again becomes available and is obtained. Borrower shall pay the premiums required to maintain mortgage insurance in effect, or to provide a loss reserve, until the requirement for mortgage insurance ends in accordance with any written agreement between Borrower and Lender or applicable law. 9. Inspection. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection. 10. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of any part of the Property, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender. In the event of a total taking of the Property, the proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the taking, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the taking, divided by (b) the fair market value of the Property immediately before the taking. Any balance shall be paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is less than the amount of the sums secured immediately before the taking, unless Borrower and Lender otherwise agree in writing or unless applicable law otherwise provides, the proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to make an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the proceeds, at its option, either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs 1 and '2 or change the amount of such payments. 11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender shall not be required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. 12. Successors and Assigns Bound; Joint and Several Liability; Co- signers. The covenants and agreements of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co -signs this Security Instrument but does not execute the Note: (a) is co- signing this Security Instrument only to mortgage, grant and convey that Borrower's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent. 13. Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge under the Note. 14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's address stated herein or any other address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. 15. Governing Law; Severability. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared to be severable. 6H(WY) (9403).01 Page 4 of 6 Form 3,419/90 Initials: S cc J sielll�l 9 g eBed lO Io•(eovs) (AM/I-19- Wi 06% Wloj 1! 0 3 pappua ,f11Ol suosaad ao uosaad ay; o; ssaaxa due (a) pue 4uawna;sui Alarms sty; dq paan0as stuns lie o; (q) :saaj ,sdauao; ;e aigeuoseaa '0; pa ;lw!i ;ou ;nq '2u!pnpu! 'ales ay; jo sasuadxa He o; (e) maim kultouoJ ay; u! middy aq- Heys is ay; Jo spaaaoad aqZ *ales due ;e Spadoad ay; asegoand ,few aaua!sap s ao aapuai •Mel algealidde dq paquasaad aauuew aq; u! plos aq Heys Spadoad ay; pue 'ales jo all ;ou ay; ysggnd Heys aapua-I 'bI ydeu2eaed u! papinoad aauuew ay; m aatoamog o; ales ay; Jo a0!;ou an!N Heys aapuaq •Mel aigea!ldde g ;lM aauepa000e ut';uaaajjlp jt'd ;aadoad ay; jo uoissassod u! uosaad ay; o; pue aatoaaog o; asopaaoJ 0; ;ua ;u1 jo a0! ;ou an!N pegs aapuaq 'ales Jo aaMOd ay; sanonu! aapuari ,II •aauapina am; jo s;soo pue saaj sdauao; ;e aigeuoseaa 'o; pa ;lug ;ou ;nq '2u!pnpu! 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Upon payment of all sums secured by this Security Instrument, Lender shall release this Security Instrument to Borrower. Borrower shall pay any recordation costs. Lender may charge Borrower a fee for releasing this Security Instrument, but only if the fee is paid to a third party for services rendered and the charging of the fee is permitted under applicable law. 23. Waivers. Borrower waives all rights of homestead exemption in the Property and relinquishes all rights of curtesy and dower in the Property. 24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)] Adjustable Rate Rider I 1 Condominium Rider 1 I 1 -4 Family Rider Graduated Payment Rider 1 Planned Unit Development Rider 1 I Biweekly Payment Rider Balloon Rider I 1 Rate Improvement Rider 1 1 Second Home Rider VA Rider 1 1 Other(s) [specify] STATE OF WYOMING, Lincoln BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: 5 1) S S. WESTON (Seal) Borrower (Seal) (Seal) Borrower Borrower County ss: The foregoing instrument was acknowledged before me this 26th day of October, 2000 (date) by Douglas S. Weston My Commission Expires: February 2, 2002 6H(WY) (9403).01 (person acknowledging) Page 6ot6 Notary Public W LAI b L4LbULb:11 ,64e (Seal) Borrower Form 3051 9/90