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BOOK PAGE
Bowers Law Office P.C.
106 Hospital Lane
P.O. Box 1550
Afton, Wyoming 83110
02
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54'16
Mortgage Page 1 of 7
RECEIVED
.JNCOL N C C.)!I !T`( t~
00 NOV -3 r-,',' 110. 1 9
KNOW ALL MEN BY THESE PRESENTS, that JOHN M. CAMIN®EANitjgle' ER
person, "Mortgagor") of Post Office Box 1521, Afton, Wyoming 8311 u to secure ge m I G
payment of the principal sum of ONE HUNDRED AND FIFTEEN THOUSAND
DOLLARS ($115,000.00) as evidenced by a Promissory Note dated of even date
herewith to the order of REX A. RICH and LUANE RICH, husband and wife together
with Noodles Bar and Restaurant Inc. (Mortgagee) at the address of 823 Allred Road,
Post Office Box 735, Afton, Wyoming 83110, to be paid as follows:
1. The repayment of the one hundred and fifteen thousand dollars
($115,000.00) shall be repaid by the mortgagor to the mortgagee over a ten (10) year
period.
2. The principal amount of one hundred and fifteen thousand dollars
($115,000.00) shall accrue interest in the amount of seven percent (7 per annum
until paid in full, interest shall begin to accrue on the date this document is executed by
the parties.
3. On or before December A!_42000 the mortgagor shall begin to pay to the
mortgagee a monthly payment in the amount of one thousand three hundred thirty five
dollars and twenty five cents ($1, 335.25) and shall continue to pay this amount on the
first day of each consecutive month thereafter until the principal and interest are paid in
full. The final payment being one thousand three hundred thirty four dollars and eighty
five cents. ($1,334.85). "Exhibit A" attached hereto, is a payment schedule for the
repayment of the principal amount of one hundred and fifteen thousand dollars
($115,000.00) plus interest and is made part of this document by reference and
incorporation as if set forth fully herein.
4. The mortgagor may prepay the principal amount in whole or in part at any
time with no penalty after five (5) years from the date of the execution of this document.
However, during the first five (5) year period if there is a prepayment the Mortgagor
shall still be responsible for total interest accruing on the principle amount for five years.
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document or the Promissory Note of even date he will sign any and all necessary
documents to effectuate the transfer of the liquor license from the Town of Afton back
to Rex A. Rich and Luane Rich. The parties agree and state that the liquor license
issued to Noodles Bar and Restaurant is of considerable value and subject to this
Mortgage and Promissory Note of even date and controlled by the terms therein.
Mortgagor hereby relinquishes and waives all rights under and by virtue of the
homestead laws of the State of Wyoming and covenants that he is lawfully seized of
the premises, that they are free from all encumbrances and hereby covenants to
warrant and defend the title of the premises against the lawful claims of all persons
whomsoever.
And Mortgagor covenants with Mortgagee as follows:
1. In case of default in any of the payments stipulated in the note, mortgagor, as
further security for this mortgage and the note secured thereby, hereby assigns, sets
over, and conveys to mortgagee all rents, issues, and profits from the property.
2. To pay promptly, when due, the principal and interest and other sums of
money provided for in said Note and this mortgage, or either; to pay all and singular the
taxes, assessments, levies, liabilities, obligations, and encumbrances of every nature
on said property.
3. To perform, comply with and abide by each and every term of the
agreements, stipulations, conditions, and covenants, set forth in said Note and this
mortgage or either.
4. Failure by the mortgagee to exercise any of the rights or options herein
provided shall not constitute a waiver of any rights or options under said Note or the
mortgage accrued or thereafter accruing.
5. Nothing shall be done on or in connection with the property that may impair
mortgagee's security hereunder; mortgagor will not commit, permit or suffer any waste,
impairment or deterioration of the property nor any part thereof, and the property shall
be continuously maintained in good and sightly repair, and condition by mortgagor at
Bowers Law Office P.C.
106 Hospital Lane
P.O. Box 1550
Afton, Wyoming 83110
Mortgage Page 3 of 7
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amount hereby secured if not then due shall, if mortgagee so elects, become due and
payable forthwith, anything herein contained to the contrary notwithstanding.
9. In the event the property is sold under foreclosure and the proceeds are
insufficient to pay the total indebtedness secured hereby, mortgagor binds himself
personally to pay the unpaid balance, and mortgagee will be entitled to a deficiency
judgment.
10. In case default occurs due to a nonpayment of an installment, when due, of
the indebtedness hereby secured, or of any installment thereof or any part thereof, or in
case of breach of any covenant or agreement herein contained, the whole of the then
indebtedness secured hereby, inclusive of principal, interest, arrearages, taxes,
assessments, water charges, expenditures for repairs or maintenance, together with all
other sums payable pursuant to the provisions hereof, shall become immediately due
and payable, at the option of Mortgagee, although the period above limited for the
payment thereof may not have expired, anything herein before or in the note contained
to the contrary notwithstanding; any failure to exercise such option shall not constitute a
waiver of the right to exercise the same at any other time; and it shall be lawful for
mortgagee to proceed to enforce the provisions of this mortgage either by suit at law or
in equity, as it may elect, or to foreclose this mortgage by advertisement and sale of the
premises, at public auction for cash, according to Wyoming Statutes governing
mortgage foreclosures, and cause to be executed and delivered to the purchaser or
purchasers at any such sale a good and sufficient deed or deeds of conveyance of the
property so sold, and to apply the net proceeds arising from such sale first to the
payment of the costs and expenses of such foreclosure and sale, including reasonable
attorney fees, and in payment of all money expended or advanced by mortgagee
pursuant to the provisions of paragraphs 6 and 8, hereof, and then to the payment of
the balance due on account of the principal indebtedness secured hereby, together with
interest thereon and the surplus if any, shall be paid by mortgagee on demand to
Mortgagor. In case mortgagee fails promptly to foreclose on the happening of any
default, it shall not thereby be prejudiced in its right to foreclosure at any time thereafter
Bowers Law Office P.C.
106 Hospital Lane
P.O. Box 1550
Afton, Wyoming 83110
Mortgage Page 5 of 7
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mortgagee's prior written consent, mortgagee may, at its option, declare the entire
remaining balance due under this agreement to be immediately due and payable and
give written notice to mortgagor thereof. After receipt of such written notice, mortgagor
shall have thirty (30) days in which to pay the entire remaining balance to mortgagee.
13. The covenants herein contained shall bind, and the benefits and advantages
shall inure to, the respective heirs, executors, administrators, successors, and assigns
of the parties hereto. Whenever used, the singular number shall include the plural, the
plural the singular, and the use of any gender shall include all genders.
14. Whenever used herein, the terms "Mortgagor" and "Mortgagee" include all
the parties to this instrument and the heirs, legal representatives, and assigns of
individuals, and the successors and assigns of corporations or other legal operating
entities; and the term "Note" and "Promissory Note" includes all the notes and
promissory notes herein described if more than one.
IN WITNESS WHEREOF, Mortgagor has caused this m tgage to be executed this2 day
QJ HN
of November, 2000.
STATE OF WYOMING
COUNTY OF LINCOLN
The foregoing was acknowledged before my by JOHN M. CAMINO thisolit day of
November, 2000.
WITNESS my hand and official seal.
NO ARYPUBLIC
My commission expires: R- a�,- 63
Bowers Law Office P.C.
106 Hospital Lane
P.O. Box 1550
Afton, Wyoming 83110
ss.
Mortgage Page 7 of 7
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1/2003 26 566.84 768.41 96,404.74
2/2003 27 562.36 772.89 95,631.85
3/2003 28 557.85 777.40 94,854.45
4/2003 29 553.32 781.93 94,072.52
5/2003 30 548.76 786.49 93,286.03
6/2003 31 544.17 791.08 92,494.95
7/2003 32 539.55 795.70 91,699.25
8/2003 33 534.91 800.34 90,898.91
9/2003 34 530.24 805.01 90,093.90
10/2003 35 525.55 809.70 89,284.20
11/2003 36 520.82 814.43 88,469.77
12/2003 37 516.07 819.18 87,650.59
2003 Totals 6,500.44 9,522.56
1/2004 38 511.30 823.95 86,826.64
2/2004 39 506.49 828.76 85,997.88
3/2004 40 501.65 833.60 85,164.28
4/2004 41 496.79 838.46 84,325.82
5/2004 42 491.90 843.35 83,482.47
6/2004 43 486.98 848.27 82,634.20
7/2004 44 482.03 853.22 81,780.98
8/2004 45 477.06 858.19 80,922.79
9/2004 46 472.05 863.20 80,059.59
10/2004 47 467.01 868.24 79,191.35
11/2004 48 461.95 873.30 78,318.05
12/2004 49 456.86 878.39 77,439.66
2004 Totals 5,812.07 10,210.93
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S6'9££ IL
17L'Zi£ OL
617'817£ 69
ZZ'17S£ 89
16 L9
9S'S9£ 99
61'1L£ S9
8L'9L£ 179
i£78£ £9
98'L8£ Z9
80'6176`01 Z6'£LO`S
9£'£6£ 19
Z8'86£ 09
SZ'17017 6S
59'6017 8S
ZO'SI17 LS
S£'OZ17 9S
99'SZ 7 SS
£6'0£17 175
8 1'9£17 £5
6£'It717 ZS
85'91717 I S
£L' 1St OS
SIWZ LOOZ
58 LOOZ /ZI
178 LOOZ /II
£8 L00Z /01
Z8 LOOZ /6
18 L00Z/8
08 LOOZ/L
6L LOOZ /9
8L LOOZ/S
LL LOOZ /17
9L L00Z/£
S LOOZ /Z
17L LOOZ /1
SJB1oI 900Z
900Z /Z I
900Z /I T
900Z/0 T
900Z /6
900Z/8
9002/L
900Z/9
9002/5
9002/17
900Z
9002/Z
900Z /I
SIa1oi SON
SOOZ /Z I
SOOZ /1 T
SOOZ /0I
S00Z/6
SOOZ /8
SOOZ/
SOOZ /9
SOOZ/S
SOOZ /17
SOOZ
SOOZ /Z
SOOZ /I
1/2008
2/2008
3/2008
4/2008
5/2008
6/2008
7/2008
8/2008
9/2008
10/2008
11/2008
12/2008
2008 Totals
1/2009
2/2009
3/2009
4/2009
5/2009
6/2009
7/2009
8/2009
9/2009
10/2009
11/2009
12/2009
2009 Totals
1/2010
2/2010
3/2010
4/2010
5/2010
6/2010
7/2010
8/2010
9/2010
10/2010
11 /2010
2010 Totals
Grand Totals
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
245.94
239.58
233.19
226.76
220.30
213.79
207.25
200.67
194.05
187.40
180.70
173.97
2,523.60 13,499.40
167.19
160.38
153.52
146.63
139.70
132.72
125.71
118.65
111.56
104.42
97.24
90.02
1,547.74 14,475.26
82.75
75.45
68.10
60.71
53.27
45.79
38.27
30.70
23.09
15.44
7.74
1,089.31 41,071.39
1,095.67 39,975.72
1,102.06 38,873.66
1,108.49 37,765.17
1,114.95 36,650.22
1,121.46 35,528.76
1,128.00 34,400.76
1,134.58 33,266.18
1,141.20 32,124.98
1,147.85 30,977.13
1,154.55 29,822.58
1,161.28 28,661.30
1,168.06
1,174.87
1,181.73
1,188.62
1,195.55
1,202.53
1,209.54
1,216.60
1,223.69
1,230.83
1,238.01
1,245.23
1,252.50 12,933.54
1,259.80 11,673.74
1,267.15 10,406.59
1,274.54 9,132.05
1,281.98 7,850.07
1,289.46 6,560.61
1,296.98 5,263.63
1,304.55 3,959.08
1,312.16 2,646.92
1,319.81 1,327.11
1,327.11 0.00
501.31 14,186.04
45,229.60 115, 000.00
27,493.24
26,31 8.37
25,136.64
23,948.02
22,752.47
21,549.94
20,340.40
19,123.80
17,900.11
16,669.28
15,431.27
14,186.04
0
EXHIBIT B
That part of the SW' /4SW' /4 of Section 19, T32N, R118W of the 6 P.M., Lincoln
County, Wyoming, within the North Afton, Annexation to the Town of Afton,
Wyoming, it being the intent to redescribe that tract of record in the office of the
Clerk of Lincoln County in book 278 P.R. on Page 147, as follows:
Beginning at the intersection of the south line of said SWY4SW' /4 with the east
right of way line of U.S. Highway 89, S89 °25.9'E, 50.54 feet from the southwest
corner of said SW' /4 SW' /4, found as described in the Certified Land Corner
Recordation Certificate filed in said Office;
thence continuing S89 °25.9'E, 299.31 feet, along said south line, to a point on the
east line of said Annexation; thence N00 °14.6'W, 220 feet, along said east line, to
a bathey; thence N89 °25.9'W, 299.15 feet, to a bathey on said east right of way
line; thence S00 °12.1'E, 220 feet, along said east right of way line, to the point of
beginning.
213