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HomeMy WebLinkAbout8694759 dO 139Vd 1 464 06 /6 150E WliOd 1N3Wnd1SNI WUOdINf OW1HdNWNd 31JNIS paooea ;o seoueiqwnoue Aue of loefgns 'spuewep pue sw!elo Ile lsu!e6e Alaadoad eql o; elm eyl Al!eaeue6 puejep II!M pue slueaaeM aeMoaaog •paooaa ;o seoueagwnoue ao; ldeoxe 'paaegwnoueun s! a(laedoad ay; legl pue Apedoad ay; /9AUOO pue luea6 `e6e6laow o; ly6!a eql sey pue peAenuoo i gaaeq ele ;se 9y1;o pesies at!ln ;Mel s! aaMOaaog leyl SINVN3AOO H3MOHH08 ay} se luewnalsul i(l!anoeS s!yl u! o; paaaa;aa s! 6u!o6euo; ey ;o !ly •luewnalsu! Al!anoes s!ql /q paaanoo eq os!e Keys suolllppe pue slueweoeldaa fly 91.11 Jo pug e ael;ealeq JO Mou se nlx!; pue 'seoueuelandde `sluewesee lle pue pedoad ey; uo peloaaa J911991811 10 Mou sluewenoadw! eql Ile HIIM 1:131-113901. [epoO diZ] L 1 0 6u!woa(M •4oauayg 4eLd ay4 uo pagluosap se 6ulwokM 'A'quno0 U O3U g 'uo n�pgns sagouea >looJqqq.nos 4o bZ qog :6u!wo/(M 'a(luno3 u L o o u u! paleoo! Aliedoad peglaosep 6u!Mollo; ay; 'ales ;o aeMod y ;!M 'aepue o; Ae uoo pue luea6 `e6e6laow Aqe eq seop aeMoaaoe 'esodand s!ql and •eloN ay} pue luewnalsu! Al!anoes s!ql aepun slueweei6e pue slueuenoo s,aeMoaaog ;o eouewao}ied ay; (o) pue :luewnalsu! Alpnoes s!yl ;o Al!anoes ayl loaload o; L gdea6eaed iepun peouenpe 'lseaelu! yl!M 'scans aaylo !!e ;o luewi(ed eqi (q) :eloN ay; }o suo!leo! ;!pow pue suo!suelxe 'sieMeuea !le pue ';seJelu! ql!M `eloN ay; /(q peouap!Ae lgep eyl ;o luewAedeJ ay; (e) :aepuei o; seinoes luewnalsu! Al!anoeS s!yl 0 E 0 Z 't u a q w e o a o uo e!geAed pue enp 'aa!laee pled lou `lgep !!n; ayl ql!M `sluawAed ilyluow ao; sep!noad go!gM '(„eloN luewnalsul Alpnoe s!yl se amp ewes eqi pep emu s,JeMoaaog /(q peouep!ne s!lgeps!yl 00 000' 011$ •S•n)sae!loa 001 /ou pue sueiLo0 puesnogi ual pea „aepue s! ssaappe esogM pue 6u JeMoaaog AO] auXeyl }i0i 33S 31 s! ao6e6pow eq j ,)173,.'4`0 pO SN /4Ol to 'Z13113Vi BM )11T!c 71,N NV3 r I 1.7 C-- ttOU 00 a3MM3D3 [lee4S] aniva auldni cut Fa y RDHd Ed Se NOO €1 y i395 it _Tow 1 1: 33S 7.771SYd S33V318 l 5 p313 33S s: ILL a sv3-13a a4 M pue puegsnH '1109 s uMPO pue 1.aog s WP 1 M uo uen!6 s! „luawnaisul Al!anoes,.) 30vOnH01A1 SIH1 HDVD.L2I014 [qua Bulpaooea Jod eul 5141 mow eaedS] 51. p u n H a u p ;o wns ledloupd eyl Jepuei s8MO aeMOaaog 10038 AM 'auuaA'agJ 'any A'aue0 030e w o A M ;o sMe! 9141 Jepun 6u4s!xe pue pez!ue6ao s! go!gM uoileuoduo0 6uLwoA'M y e 6 e 6 1. u o W u o r e W of uen!6 s! luewnalsu! /(lunoe s!y1 „ssaappy Apadoad ssaappe ey} sey 410!11M Z T 9 0 'ON NVO1 T00Z8 AM 'auuakay0 any A'aue0 OZOZ 96e64uo4 uoCew :011IVA ONIaHOO9H H313V LOAN NO. 0 6 1 2 26 0 THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum "Funds for: (a) yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C§ 2601 et seq. ("RESPA unless another law that applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with applicable law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. However, Lender may require Borrower to pay a one -time charge for an independent real estate tax reporting service used by Lender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender may agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument. If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Lender shall account to Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than twelve monthly payments, at Lender's sole discretion. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. If, under paragraph 21, Lender shall acquire or sell the Property, Lender, prior to the acquisition or sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by this Security Instrument. 3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under paragraphs 1 and 2 shall be applied: first, to any prepayment charges due under the Note; second, to amounts payable under paragraph 2; third, to interest due; fourth, to principal due; and last, to any late charges due under the Note. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall pay these obligations in the manner provided in paragraph 2, or if not paid in that manner, Borrower shall pay them on time directly to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph. If Borrower makes these payments directly, Borrower shall promptly furnish to Lender receipts evidencing the payments. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of notice. 5. Hazard or Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage" and any other hazards, including floods or flooding, for which Lender requires insurance. This insurance shall be maintained in the amounts and WYOMING SINGLE FAMILY- FNMA/FHLMC UNIFORM INSTRUMENT FORM 3051 9/90 ISC /CMDTWY //0491/3051(9 -90) -L PAGE 2 OF 6 9 JO E 3O`dd 1 l50£/16b0 /aM1001O /OSI 06/6 ISOE I Od IN3WnblSNI WUOIINf'3W1HdNW1Nd 31ONIS /(q pep!noad (saa!nbei aepuei ;ey; spoped eq; ao; pue punowe eq u!) a6eaanoo aoueansu! e6e6pow `aapua1 ;o uo! ;do an le `paalnbei aq ae6uol ou Aew s;uewi(ed eiuesaa sso1 'aoueansu! e6e6pow lo nag u! anaasaa sso! a se s;uewi(ed eseq; u!e;eJ pue esn ;deooe !pm Jepuei ;oe a u! aq o; peseeo JO pasde! a6eaanoo aoueansu! eq; uaIM aaMOaaog Aq pled 6u!eq wn!weJd aoueansu! e6e6pow /claeeA a ;o g ;IeM; -auo o; Ienbe wns a y ;uow goee aepuei o; /(ed Heys aa,ouog 'elqui!une;ou s! e6eaenoo aoueansu! e6e6pow ;ueIen!nbe Ape!pue;sgns;! 'aepuei Aq penoadde aaansu! a6e6pow ejewa ;le ue woa ;';oa ;a u! AIsnolnead eoueinsu! e6e6pow eq ;o ie oaaog o ;;soa eq; o;;uelen!nbe Ai!e!;ue;sgns ;sop a ;e 'pane u! 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Aew suol ;oe s,aepua AJedoad ay; u! s;46u s,aapue i pue Apadoad ay ;o amen eq ;oeload o; icaesseoeu s! aana ;egM ao; /(ed pue op Aew aepue i ueq ;'(suo!pein6e JO sMei eaao;ue o; JO can ;!apo; ao uo! ;euwepuoo ao; `a;egwd `Ao;dnaiiueq u! 6u!peeooad e se Lions) Apedoad ay; u! s ;q6!a s,aapue ;oe ;e /i ;ueo!iu6!s Aew 6u!paeooad le6a! B s! away; ao ;uewna ;su! A ;ianoas sly; u! peu!e ;uoo s;ueweei6e pue s;ueuanoo ay; upped o; Re; aeMOuog ;i •Apadoad ay; uf s ;4611 s,aapua1 Jo uoi}oa;oad •L •6u11IJM u! aa6aaw eq; o; soe 6e aapuei ssalun e6aew;ou Begs elm ea; ay; pue plogesee! ay; 'Apedoad ay; o; alpl; 001 sennboe JOMOaaog ;i •aseal eq; ;o suo!s!noad an He g ;lM Aldwoo hags eMOfog `plogeseal a uo Si uewna;sul A;!anoas sly ;I aouep!seJ Ied!oupd e se /cpadoad ay ;o /(auedn000 s,aaMOaaog 6u!weouoo suo! ;e;uesaadeJ `0; pa ;!w!l;ou pnq '6u!pnpu! 'e oN eq; Aq peouap!ne no! ay; (Aim uo!;3euuoo u! (uo! ;ewao ;u! Ie!aa;ew Aue y ;!M aapue epinoad o; paile; JO) aepue i o; s;uewa ;eps JO uol ;ewao ;u! a eanooeu! JO asp; AIielae;ew ane6 'sseooad uo!peo!!dde ueo! eq; 6u!anp `JeMOaaog;! ;ine;ep u! eq osie !legs J0MOaaog ;saga ;u! *noes s,Japuei ao;uewnapsul A ;!anoes sly; Aq pe ;eaao ueij ayp ;0;uewaledw! Ielaa;ew aay ;o ao itpedoad eq; u! ;swap s,aaMOaao8 eq; ;o aan ;lapo; sepnioaad 'uo! ;euiwae ep Li;le; poo6 s,aapuei u! `peg; 6uilna e yp!M pass!wslp eq o; 6u!paa0oad JO uo!;oe eq; 6u!sneo /(q 'g; gdea6eaed u! pep!noad se 'e e;su!aa pue ;Ine ;ap e Lions a no Aew JaMOJJO8 •pseae ;u! A ;unoes s ao;uewna;sul A Jnoes s!q; Aq mean ue!! eq; a!edw!,Ile!aa;ew es!Maay ;o JO Apedoad eq ;o aan ;lepo; u! ;lnsea pinoo;uew6pn! y ;!e; poo6 s,aepue u! lug; un6eq s! 'Ieu!wuo JO i!n!o crag ;ayM '6uipaeooad ao uol ;oe aan ;!apo; Aue;! ;Ine;ep u! eq !legs aaMOaaog •itpedoad ay; uo a;seM ;!wwoO JO 'e eaopapap o; Apedoad ag; mop 'Apedoad ay; a!edw! 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Aue o ;1q6u s,aaMOaaog 'Jepue Aq paJinboe s! i(pedoad eq; ;Z ydea6eaed aepun 1! •s;uewked eg ;o;unowe eq; e6uego JO Z pue sgdea6eaed u! o; peace as s;uew/(ed Aly ;uow a; ;o amp enp eq; euod ;sod ao pua ;xe;ou pegs ledpu!ad o; speeooad ;o uo!;eo!ldde Aue'6u!;uM u! aaa6e es!Maeq ;o aeMOuog pue aapue i ssalun •uen!6 s! eo you eq; uegM u!6aq II!M po!aad Aep -pg ayi enp uay;;ou ao aaq ;agM'puawna ;sul A;!anoes sly; Aq paanoes swns /ced o; JO Apedoad eq; aao ;sa( JO aledaa o; speeaoad an asn Aew aapuai •speaooad aoueansu! eq ;oailoa /(ew aapuei uag; 'w!ep e al ;es o; paaa; ;o seq aa!aaeo aoueansu! ay ;eg; aepuei woa; aoRou a sAep pg u!y ;aM aaMSUS ;ou saop JO 'AiJedoad ay; suopueqe aaMOaJOg 11 •aeMOaaog o; pied sseoxe Aue g ;!M 'enp ueq; ;ou ao aag;ayM ;uawna ;sul A ;!anoes s!q; /q paanoes swns ay; o; pa!!dde aq !legs speeooad aoueansu! ay; `peuessal eq p!noM i unoes s,aapua JO e!glsea; Alleo!wouooe ou s! a!edaa JO uol ;eao ;sac ay; ;I •pauessa! ;ou s! Aninoes sdepuei pue a!q!see; itl!eo!wouooe s! a!edaa JO uo! ;eao ;sal ay;;! `pe6ewep /(pedoad ay; 10 aledeJ JO uo! ;eao ;sac o; middy eq !legs spe000ad eoueansu! '6u!;iM u! eei6e esiMaagpo aaMOaaog pue aapue ssalun •aeMOuos Aq i(I ;dwoad epew;ou I! sso! ;o ;ooad e>lew /ew aepuei •aepuei pue aouaeo aoueansu! eq; o; eo!pou;dwoad eA!6 !legs aaMOaaog 'ssol 10;uana eq; u! •saal ;ou leMOUel pue swn!waad pled ;o s;dieoaa Ile aapual o; en!6 A!;dwoad !!eys J0MOaaog 'sal!nbaa aapue i 11 •SleMeUel pue sep!!od eq; ploy o; p46!a aq; anal 11eys aapuel esnep a6e6pow paepue ;s a epnlou! Heys pue aepuei o; elge;deooe eq !legs sleMeueJ pue Sep!!od aoueansu! !!y L gdea6eaed y ;!M eouepa000e u! Apedoad ay; u! s ;y6Ia s,iepue i ;oe oad o; 06eaanoo ule ;qo 'uol ;do sdepue ;e 'Aew aapua 'enoqe pequosep e6eaanoo u!e ;uiew o; spy; 19M01109 11 plegq ;!M Algeuoseaaun eq ;ou !legs go!gM ienoadde s,iepue op ;oeEgns 10MOaaog Aq uesoga eq !legs aoueansu! ay; 6u!pinoad a01a1e0 aoueansu! ayl •seiinbaa aapuei ley; spoiled (N1101 T9Z T 9 0 'ON NyO1 t 0a:.! s' 262 an insurer approved by Lender again becomes available and is obtained. Borrower shall pay the premiums required to maintain mortgage insurance in effect, or to provide a loss reserve, until the requirement for mortgage insurance ends in accordance with any written agreement between Borrower and Lender or applicable law. 9. Inspection. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection. 10. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of any part of the Property, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender. In the event of a total taking of the Property, the proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the taking, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the taking, divided by (b) the fair market value of the Property immediately before the taking. Any balance shall be paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is less than the amount of the sums secured immediately before the taking, unless Borrower and Lender otherwise agree in writing or unless applicable law otherwise provides, the proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to make an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the proceeds, at its option, either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments. 11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender shall not be required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. 12. Successors and Assigns Bound; Joint and Several Liability; Co- signers. The covenants and agreements of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co -signs this Security Instrument but does not execute the Note: (a) is co- signing this Security Instrument only to mortgage, grant and convey that Borrower's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent. 13. Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge under the Note. 14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's address stated herein or any other address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. 15. Governing Law; Severability. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared to be severable. WYOMING-SINGLE FAMILY-- FNMA/FHLMC UNIFORM INSTRUMENT FORM 3051 9/90 ISC /CMDTWY//0491/3051(9 -90) -L PAGE 4 OF 6 LOAN NO. 0 6 1 2 9 JO 9 30Vd 1 L90£/L6V0 /IAN1aW0 /OSI 06 /6 L90E WHOA 1N3Wf1Fl1SNI WHOdlNf 01111Hd/t/WNd 31DNIS- ONIWOAM 10 00110U 8/46 !legs aapua7 •Mei algeoildde 411M a3uepao33e u! `;ua1a;;lp 4! `A;aadoad 94110 uoissassod u! uosaad 04; o; pug JBMOaa09 o; 9S013910J 0111.191u! 10 OO1101.1 OMB 1194S aapuai `9109 4o aaMOd ay; sa)Ionul aapual 11 •83uepina a!;!; 40 moo pue seal ,sAeuao ;0 aigouoseaa '01 pa;lw!!;ou;nq `6ulpnipu1 LZ 4dea6eaed sly; u! papinoad salpawal ay; 6uinsand u! paaanoul sasuadxa lie 1391103 0; pal ;l;ue eq !lays aepue *Me! eigeollddu Aq pa;;lwaad seipewaa lay ;o Aue pue ales 4o aaMod ay; amonu! Aew pue puewap 1ag;ln4;noy;lM;uawna;su! Allmon sly; Aq paanoas swns lie IIn4 u!;uawAed a ;0lpeww! 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Jepue Aq peS!oiexe eq 4ou !legs uopldo sly; `JenaMOH •4uewn .1 ;sul A1pinOeS sly; Aq pampas swns lie to !!nl up luewAed ele!peww! elmbel `uolldo 54! le 'Aew aapua `4uesuo3 uel ;!1M 1oud s,aapual ;noLil!M (uosaed minim' 0 4ou s! 1eMOa .1o9 pue paaaalsuel310 ploy s! 10M01109 U! lsalalu! !0!O!leUeq 0 4! ao) paue4sUea410 pips s!;! u! 4 Aue .10 A1J0d0 .1d 814110 laed Aue Jo Ile l! •JOMOalog ul ;saaa ;ul lel3yauag 0 JO A;aadold 94; 10 aa;SUeal 'L L aluna4sul Alp noes sly; l0 pue e10N 044 to Adoo pewlolUOO euo uenl6 eq 110145 18M0 .1109 •Ado3 s,aaMoalo9 '9l J T 9 Q ON NVO1 r ®Ql LOAN NO. 0612 26 the sale to Borrower In the manner provided in paragraph 14. Lender shall publish the notice of sale, and the Property shall be sold in the manner prescribed by applicable law. Lender or its designee may purchase the Property at any sale. The proceeds of the sale shall be applied in the following order: (a) to all expenses of the sale, including, but not limited to, reasonable attorneys' fees; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 22. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security Instrument without charge to Borrower. Borrower shall pay any recordation costs. 23. Waivers. Borrower waives all rights of homestead exemption in the Property and relinquishes all rights of curtesy and dower in the Property. 24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)] ❑Adjustable Rate Rider El Condominium Rider 01 -4 Family Rider Graduated Payment Rider Planned Unit Development Rider EBiweekly Payment Rider Balloon Rider ❑Rate Improvement Rider Second Home Rider Other(s) [specify] BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: (Seal) Borrower William S Bort Social Security Number (Seal) Dawn S Bort Borrower Social Security Number 001 42 9680 292 -54 -0797 (Seal) Borrower (Seal) Borrower Social Security Number Social Security Number STATE OF WYOMING, The foregoing instrument was acknowledged before me this by William S Bort and Dawn S Bort (person acknowledging) My Commission expires: /4 Notary Public State of Wyoming June 14. 2004 Sharon Walker County of Lincoln M omm is si r o n Expires WYOMING—SINGLE FAMILY-- FNMA/FHLMC UNIFORM INSTRUMENT ISC/CMDTWY//0491 /3051 (9-90)-L PAGE 6 OF 6 [Space Below Thls Line For Acknowledgment] Lincoln (d to -d© County ss: FORM 3051 9/90