HomeMy WebLinkAbout869677.V900Z00000ti868$ZZOO.
VA /ANOO
66 E 1.9 wlo i l6zL sod 30V011:1011 dINA LO'(00 /E0)'1HO 10(9066) (AM)V9- 0
'8113111U1 Ol 10 l eBEd
SIB VI H1IM 1N311Yf1fd1SNI WtIO JINfI aevi elppaid /aelry eluued -Atiwed eI
/Cjxadoxd
ay1 ut slg8ig jo xajsueij„ 8uiproq aql xapun Moiaq paquosap si legl Aindoxd aql sueaw• „�flJadoJd„ (3)
0£0Z 0 8 3 8 W3 3 30 uggl .alai lou iin3 uT igap aq1 ked o1 pue swam/Cud vow,'
lein8ai ui igap sigi pied o1 posiwoxd seq JOMOxxog Isaxalui snid 00 000 8£ T S'fl) s .mIIo(
OOT /00 PUe ONVSf10HI 1HOI3 A1aIHl 0380Nf1H 3N0
xapuaZ S MO lamoxxog Imp smuts a1oN
000Z 80 83 8W3AON P lup Pug xannoxxog dq pau2!s alou £iosstwoid aql suuow „noH„ (a)
£T9T -ZO£T6 VO 'SVSV8V1V0 'VOVNV1J9 )IaVd 009V
Si ssaxppu s,xapua'
)Ill 0 A M3 N 3o sMei aq1 xapun Bupsixa pue paziue8xo
N0I1VI0d2103 a s1 xapuaZ
•DNI 'SNVO1 3WOH 30IMAalNf103
si „Japua'I„ (Q)
•S1131A1 (888) 1 `9Z0Z IIAI `1 '9Z0Z x0E1 '0'd jo auogdaial
pue ssaxppe ue seq pue `axemuioQ Jo sMei ag1 xapun 8unsixa pug paz!u12xo sir slaw •luamnJlsul ,C1i.InaaS
sup Japan aa8e81JOU1 ay; s1 stow •su8rsse pug sxossaoons s,lapua' pug xapua' xo3 aaupuou 1 se Aiaios
8uiloe st 1eg1 uoTlexodxoo alumdas B si S2IaT,�i •oui `swalsAS uoilelisi80113M0.1100ig o e81xoyV s1 ,s213I'111 (D)
•luawnxlsul AiwoaS sup xapun lo8e81xow aql Si lamoxxog
s
i
33IM ONV ONVBSfH 'OA01 S AONVN ONV '0A01 131I0003H1
sT „JaMMOJJOf„ (u)
•luawnoop sup of sxopi2I nu glint
xagla8ol 0002 80 2138143 Pa1eP sT goigM `luawnoop sun snow „luatun.usul SlunaaS„ (v)
'9[ uopoOS ui
papinold osie axe luawnoop sup uT pasn spxoM Jo a8usn aql 8uip.m of sail! uTelxa3 'TZ PUe OZ `8I `£t 'Ti
suo11OaS uT pauijap are spxoM nip pug Moiaq paugop ore luawnoop sup jo suopoas aidpinw ui posn spxoM
9- T£Z0OT0000- LST000TNI1AI
[gyp ueo1]
18688ZZ
IDVD,L11O
mien ae. ■ti L 1\ P fs
AM 'le i :7:t r.);:o1
'ni '�%fi 7 /r le
ougd
[It Bufs0[3 /Mo.aos3]
ItILV3
[qua 2ufpaoaag ao3 Jun SfgJ anogy ands]
ul
pepxooe8
L66EZ
SNOIIINIdd I
SNI003H •d
:AE! paxedaxd
£90£6 VO 'A311VA IWIS
OVOb NOANVO OdVI 0081
9NISS300iid 1NmWf1000 6L -AS SW
•ONI 'SNVO1 3WOH 30IMAii1Nf100
:oj, =lox
LOAN 2288984
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also
be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
"Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by
Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for
Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including,
but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender
including, but not limited to, releasing and canceling this Security Instrument.
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has
the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for
encumbrances of record. Borrower warrants and will defend generally the title to the Property against all
claims and demands, subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform
covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real
property.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges.
Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any
prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items
pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S.
currency. However, if any check or other instrument received by Lender as payment under the Note or this
Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments
due under the Note and this Security Instrument be made in one or more of the following forms, as selected
by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check,
provided any such check is drawn upon an institution whose deposits are insured by a federal agency,
instrumentality, or entity; or (d) Electronic Funds Transfer.
Payments are deemed received by Lender when received at the location designated in the Note or at
such other location as may be designated by Lender in accordance with the notice provisions in Section 15.
Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring
the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan current,
without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in
the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each
Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied
funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. If
Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return
them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under
the Note immediately prior to foreclosure. No offset or claim which Borrower might have now or in the
future against Lender shall relieve Borrower from making payments due under the Note and this Security
Instrument or performing the covenants and agreements secured by this Security Instrument.
2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments
accepted and applied by Lender shall be applied in the following order of priority: (a) interest due under the
Note; (b) principal due under the Note; (c) amounts due under Section 3. Such payments shall be applied to
each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first to
late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal
balance of the Note.
If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a
sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the
late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from
Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in
full. To the extent that any excess exists after the payment is applied to the full payment of one or more
Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall be
applied first to any prepayment charges and then as described in the Note.
Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the
Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments.
3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under
the Note, until the Note is paid in full, a sum (the "Funds to provide for payment of amounts due for: (a)
taxes and assessments and other items which can attain priority over this Security Instrument as a lien or
encumbrance on The Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums
for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any,
or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in
accordance with the provisions of Section 10. These items are called "Escrow Items." At origination or at any
time during the term of the Loan, Lender may require that Community Association Dues, Fees and
Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item.
Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower
shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds
for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all
Escrow Items at any time. Any such waiver may only be in writing. In the event of such waiver, Borrower
shall pay directly, when and where payable, the amounts due for any Escrow Items for wh" h payment of
6A(WY) (9906).01 CHL (03/00).01
Page 3 of 10
Initials:
5 'l 0
Form 3051 3/99
661E LSOE WJOJ o► io a eowd
AMmui
jo ssaippg ail seq ,Cpuauno golgM
E 911
[A;loads] (s)iagio
iapl2l (Iiured
iappZi awog puoOas
1-0 7H0
L01.066) (AM)V9"
[apoD dal
„ssaippy ,(liadoid 8 I T £8 SupwoAM
VNI3 '3AIa0 3100VS 861
OOZLTOO179Z6I9£ZT 30 quinNGIIgalucl
'd032i3H1 1Vld 1VIOIHJO 3H1 NO 038I110S30
SV 9NIWOAM 'AINfl0O NlOONI1 '0N NOISIAIO S3HONVa OI0ii0N 3H1 JO ti£ 101
[uotiacpsuni 8mpJooag jo 3U r [uouocpsunt 8uipiooaj jo 31i1]
NlOON I1 Jo ALNfl0O
aql ui patEOo[ Aliadoid paquosap Su!Moiio; app s iii i jo
sustsst pum siossaoons am of pue (suSpsse pug siossaoons s,iapual put Iapua'T Io; =emu se Atoms) s2I IIAI
01 ,(anuoo pue tuEaS `aSESuow Agaiaq saop iamouog `asodind spy pod •aloN alit pug luawnilsui ,ilpmoas
sup iapun sluawaaJSE pug siuEuanoo maMouog jo aouewioJiad atp (pp) put :aloN ayi jo suoileogipow
pue suoisuaixa `sjmMauai tie pug `ueoj oLp ;o luawAEdai am (p) :iapun- o1 samoas luawnilsui Slunoas spgj
Jam luaw/CEd Ap1Oa "!g
iaptg luawdoianac UU jT pauuEld
Iap! 1 wmuiwopuoD
A,LIIddO&Id dHL NI S.LHJRI dO 2IddSNVILL
luawnilsui itlpinoas sigl io/puE aloN aqi iapun suopt12iigo s,IaMouog pawnssE sEq Mired tem
lou IO Iaglagm `Auadoid aql of apps uqui sEq lEgl /(lied i(uE sueaw „aaMouog )o Isaaaiui w aossaaans„ (j))
'VdSHII iapun
„mot aSEsuow mum AfEiapaJ„ n Sg ,C3iienb tou saop ueo7 aql 3p uana „ueo! aSESliow partai Allwapa3„
u of pie$ai ui pasodw! are imp suo!lopilsai pug sluawaenbal JJE of spa ;ai „ydSH21„ luawnnsui Aelnoas
split u! pasn sy 'IaUEW toafgns acres am suiano2 lEtp uonelnSal JO uoputsiSai iossaoons JO iEUOpippE Aug JO
`awl of awl woi; papuaure aq lgSpw .iagl se `(00S£ lred '2i'd'D teL) x uorlginSag `uopeinsai Supuauiaidwt
sip puE ('bas la I09Z 1101100S 'D'ST1 ZI) 10V Sampaoold =utopias a1E1s$ Tau Oql SUEaw „ydS321„ (d)
luawnilsui dlpinoas spit jo no1loas iapun stunowe AuE (n) snid `aloN
ail iapun Isaialu! pug jmd!oupid (t) io; anp lunoUIE painpagos ,Clreinsai nip smut „TuaUu,Ced aipopaad„ (0)
•ueol
am `uo iinejap JO ;O tuaw,(Eduou ail 1supn2E Japual Supoatoid aouEinsu! sugaw „aaueansui aSeSiaow„ (]s[)
•Aiiadoid aqi ;o uouipuoo
io/pue amen ail `ot se suoissiwo JO ;o suopEluasaidais!w (MM) JO :uopeuwapuoo ;e nap[ up 0OUEI OAU0a (ipp)
:M1odold 0111 Ind Aug io lie jo Supilet iaglO io uop euwapuoo (pp) :Auadoid 0111 ;o uoponxisap JO 'al aSEwtp
(p) :io! (S uor oas ter pagpiosap SO IUOnoo ail iapun pled spaaooid aOUEinsui uem Iaglo) Aumd pipit Au=
Aq pled spaaooid JO `SaSE1UEp ;o piEMg 'mammas `uo[iEsuadwoo Cut sunow „spaaaoad snoaueiiaasm„ (I,1)
uonoas up paquosap are lem swat! OSOip See= „swan Moaas3„ (rl)
'sia;suBit asnogsuueaio pa1gwotne pue 'snot= aJIM `auogdaial Aq pateptut spa ;s=EA `suopoESUEJI
auigoew 101101 parEwmine `SJOJSUgil 01ES- 3o -1u!od `01 palpw IOU sI inq `sapniou! cunt lions 'luno00E
ut 1ppa1O JO Nap o1 uopinlplsui ]EMOUEUI3 E azuoglnE so lonusup `iapio of SE os adii opiau2ew io `iaindwoo
luawMsui oiuogdaiat 'lutetium oiuoiloaia uE gSnoigi patepw! sp gopgM luawni1sui faded iE[pwps JO `l3Eip
Imp ,iq pateup1Uo uoploESUEiI E umgi iaglo 'spun; jo ia;sut.n Niue smut „aajsueuZ spun apuoaiaaia„ (}i)
'uopeztue2IO IE1W!S i0 uopepoSSe
SIauMOawoq `uo!11 osse wnpuiwopuoo ti Aq Auadoid ail i0 ioMOilog uo pasodwi aim tem saSiego
Iaglo pug `sluawssassE `saa; `soup pie suEaw „sivawssassy pue °saa3 ‘sang uopiepaossy Sipunwwo)„ (r)
•suo!u!do ipmptif o gE[Eadde -uou
'mug aigEoiidde He se []am se (MEt ;o papa alit anti imp) siapio puu saint annEilsIuIwpE pue saouEUipio
`suorieinsai `salnlms moo! put alms `]maps; aigEogddE Sugioiluoo IT sueaw „Me-i aigeapiddy„ (1)
iaPRI VA
iam uooiieg
iapig OIE) aigmsnfpy
:[aigEopidde se xoq iioago] IaMOUOg Aq palnoaxa aq o1 an siapmZi
SuiMoiio; 011,1, •iaMouog Aq pomoaxa ale rip luawnilsul Alunoas spy of slap! T He sugaw „saam„ (g)
150101U! snid luawniisui ,(tunas spgi iapun anp stuns IIE put `aloN ail iapun anp
s0SIE110 01Ei Puu sa11Ego tuawAEdaid Aug Isaialup snid `aloN alit Aq paouappna !gap ail sunow „ueorl„ (a)
178688ZZ NVO1
f,'0
LOAN 2288984
or liability and might provide greater or lesser coverage than was previously in effect. Borrower
acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of
insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall
become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at
the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender
to Borrower requesting payment.
All insurance policies required by Lender and renewals of such policies shall be subject to Lender's
right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as
mortgagee and /or as an additional loss payee. Lender shall have the right to hold the policies and renewal
certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and
renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for
damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall
name Lender as mortgagee and/or as an additional loss payee.
In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may
make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in
writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be
applied to restoration or repair of the Property, if the restoration or repair is economically feasible and
Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to
hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work
has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly.
Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress
payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires
interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or
earnings on such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be
paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is
not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to
the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to
Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2.
If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim
and related matters. If Borrower does not respond within 30 days to a notice from Lender that the insurance
carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30 -day period will
begin when the notice is given. In either event, or if Lender acquires the Property under Section 22 or
otherwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount
not to exceed the amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's
rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance
policies covering the Property, insofar as such rights are applicable to the coverage of the Property. Lender
may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the
Note or this Security Instrument, whether or not then due.
6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence
within sixty days after the execution of this Security Instrument and shall continue to occupy the Property as
Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise
agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances
exist which are beyond Borrower's control.
7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not
destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property.
Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent
the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to
Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if
damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in
connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or
restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds
for the repairs and restoration in a single payment or in a series of progress payments as the work is
completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property,
Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration.
Lender or its agent may make reasonable entries upon and inspections of the Property. If it has
reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give
Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause.
8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process,
Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or
consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to
provide Lender with material information) in connection with the Loan. Material representations include, but
are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal
residence.
Initials:
et-6A(WY) (9905).01 CHL (03/00).01 Page 5 of 10 Form 3 5 3/9
572
66/£ ISI£ WJO
/.sIe111u1
p.mzgq 1su Aug 1SU 1? a `Auado1d 0111 ;o mama 041 `1110dold 0113 ❑r A3rnba s,io ouog `JoMO11og mold
lou ulanu Jo 148ru 1nq `1apu0-I Janoa 'lugs oSuJoAo0 tons `o1o;010111, •02muan0o ;o 3unoure io adA3 JejnOnued
AUu osegoind o1 uonn8rrgo ou .spun sr Japua-I •asuadxa s,io ouog pue uondo manual p `02m /too
aouminsu! urmlgo Aew Japuo' `anoqu paquosap sa813Jano0 at1 jo Au13 ululunw o1 slrg; JOMOUOg 3I
•JaMouog ,(q uono fqo ue wog 8un'nsal uonuurtuniop
ouoz poog Auu ;o Marna.' ag1 gum uopoauuoo ur AoUO y luawa2eum dOUOBlawg ruJapod 0111 Aq pasodwr
sm Aue jo wougud 041 Jo; orgrsuodsal oq osre nets Jomouog •uoneot;nJoo Jo uoneuruJalop tons 1aa33e
148rw ArgeuoseaJ gargM JnOOo sa&uega J13'rwrs JO s8urddewoI own goes so .'ego luanbasgns pug sao!AJas
uorlgogruao pue uorn uruualap ouoz 110013 1o; oa mgo awn -auo a (q) Jo `.S0OTA10S 8uDp1J1 pue uonuounlaO
`uopeuruuoiop ouoz 110013 10; 0811340 own -auo a (13) :ioquo 'mg sup gum uonoouuoo ur `And al JOM0u0g
airnbaa Agw Jopuo'j •Arg13uoseoJun pasrazaxa aq lou Ilggs 1g2u goi4M 'ammo mamouog anoldd13stp
01 14 manual 01 loafgns .io ouog ,(q uasoga aq 'rugs aauemsur ag1 Burp Aold nu.= aauelnsur agy
•uuol 011130 uuoi 041 Suunp a8ueto ugo saouaivas Burpaoald 041 03 3uens.md sannbai Japuo l 164M •soJrnbar
1opua-I lug) spouad 0111 Jo; pug (sranar argnonpap 8urpnrour) slunowg 041 ur paumituuu aq bugs 0311elnsur
st11y •OOuwnsur sairnbal Japuol tor4M Jo; `spoord pug smnnbquea `01 pairwrr lou 1nq `8urpnpur spluzeq
Ja Attu pug „`02gIonoo papualxa„ uual 0111 urgllA papnpur swung `ai[; Aq ssor lsurg813 poinsur Auadoid
041 pavan 101;130104 Jo 8unsrxa Mou sIUawanoldUJ 0111 dam' Timis lamouog •aaueansui Slaadord 'S
•ueo-1 sup twit uorlaauuoa ur Japuol Aq posn a0rnlas
8uniodai Jo/puu uoneoguan x131 memo rear g JO; 021e113 awn -auo g Agd O1 JaMOU0g alrnbal Aew JOpua'l
uonoas sup ur anogg quo; las suonou
at1 ;o aaow Jo auo 01g1 10 uarr 041 A;snIS MIS J0M011og `1104 sr OOnou 11341 gargM uo 011311 at1 ;o SAgp
Oi UI4►IM '1104 0111 ButA ;pU0p! 0011011 13 10M0110g 04 A13W Japua-I luawn.usul Alrmoas Srtl IOAO Aluoud
Ure1113 11130 g0!4M uarr ern loorgns sr Modal,' 0131 ;o 1113d due 3mtl 50ww1a1ap 1apuarl ;I •luawnJ3sul Alunoas
sup 01 uarr 0111 2un13urplogns J0pu0l 01 AJOla13;snes luawa01213 1113 flag ag1 ;o Japrog 041 UOJ; 5011108 (0) 10
!papnpuoo are s2urp0000id tons 'nun /quo lnq `8urpuad ale s2urp0000ld 050111 aught um' 011130 luawa0JO;ua
0111 luanold 01 o1e1ado uorurdo s,J0pu0Z 111 gargM s2urp0000ld'm801 `11r um" 0111 ;o luawaalo ;ua lsurn2u spuojop
JO `Aq t mj poo8 ur um" 041 515011100 (q) :luawoo1813 tons 8urwlopod sr 1OMO11Og Se 81101 os A'uo 1nq `JopuoZ
01 argeldaooe iauugw E ut 1104 041 Aq poJnoas uong2tgo 014 jo 1uawAed 041018unuM ur saaw8e (13) :lamouog
ssarun luawlulsul A1un0as Srtl Jano A3rloud sett 40tgM um" due 08J134Osrp Apdwold Hugs 10MOUOg
uo ur paprn01d JauU13w 04111' watt A13d 1e4s 10M0110g `Swan MOJOSa are swan asa411gt13uawxa
0111 oy
*An jr `swawssass f1 pug `S0ad `soma uon13!Dossd A1runWwo3 pue 'Aug jr `A1JadoJd aryl uo slum punol8
10 sluawded progasea1 luawnusul d1un00s sup JoAo diuorrd 11rulle 4130 gargM dl.radord 041 01 a'g131ngu1113
suonrsodur pug `sour; `50811340 `sluaussass13 'saxel tin A13d gals J0MO11og •suan :Sa8aego •b
•Japuol dq praq spund due 1OMOUOg
O3 pun ;al dndwoid !mils iopuo' j luawn.nsul dlunoas sup Aq pamoas sums Irg ;o rrn; ur luawdgd uodn
•51U0WAud A141uow anr0M1 111314 glow ou U1 lnq `ddSgg t1rM a0ugp1o00e ut d3uar0r ;ap 0111
dn arw o3 AJess00au lunowe 041 JapUO1 01 A13d hells 10MOUOg pue ddSgg Aq ponnbat se IOMOUOg A;noU
Irg11s Japua•l ddsgg Japun p0ur;ap se `MOJOSO at prat spund jo A0Uapr;ap 13 sr 01041 ;I •sluawAud Arg1Uow
OAIOM1 111314 010W 011 ur lug `ddSg?I 1l1rM =0Ugpm000e ur a2euo4s 0141 dn °Nrew o1 £J13ssa0au lunowe 0111 Japua-I
01 Aud 41345 JoMOuog pug `ddSaj Aq pairnbal s13 JOMOUOg Ajlou 4 10111101 `ddS4 i Japun pauuop
se `MOJOS0 ur prat spun3 3o 081311045 13 sr 01041 'VdS41 rli!M a0urp1o0013 ur spun; SSO0X0 041 Jo; Jamo.uog
01 lunoo0g 'legs Japuol `ddSgg Japun p0ur;ap se `MOJOSa ur prat spund ;o snrdms 13 sr 01041 3I
•ddSg21
Aq palrnbal se spund 041 ;0 8unun000u Innuu13 ug `0811340 lnolp!M `10MOUOg of oAr begs Japua -I *spund
041 uo mud aq'legs maim! mg) `Jonamog `Bunum ur 001813 ug0 npuol pug JOMOUGH 'spund 0111 uo sBuru.mo
Jo 15010311! dug JOMOUOg A13d 01 pannbal oq lou [rugs Japuo l `spund agl uo pled oq 01 150102ur Sannbal Mu I
arggorrddd Jo 2114UM ur apew sr 1uaw0a1813 ug ssarun •08Jugo 13 tons o p w o1 Japuo' slrwlad Awl arquoljddv
pue spund aql uo 150101U1 10M011og sled JapuOZ ssarun 'smog mama 0111 BuA;uan 10 `1uno0013 MOIOS0
014 ButzArguu A11enuug `spund 041 BurAidde puu Burproq 1o; 10MOUOg 08113110 1ou nulls 1apu0Z •ddS D1
Japun par ;pads own 0111 111341 .103131 ou swan Mo1054 0133 dud of spund 0111 Ardde Ilggs 10puo l rung 111301
awog rg10pod due ur 10 (pamsur os 0114 slrsodap 050tH uonnlnsur 11135[ Japua' ;r `Jopu0Z 8urpnpur) Amin 10
`Alrreluawtu1sur `Aoua2e puopo; g Aq poinsur oJn s isodap aso4M uontunsur ue 111 11104 aq 4'13(4 spund aty
*Meg argg04ddv t1!M 03uep1o000 ur 0SrMJaglo 10 swag MOJOSg mug jo sainupuadxa ;o sOIewrlsa 01 13U0sea1
pug 1311311 111011110 JO mug 0111 uo onp spund ;o lunoum 0111 OImWr1Sa 41345 lapua-I ddSgg Japun arrnbal
11130 Jaguar a lunow13 wnwrxew 041 11000x0 of 1ou (q) pun `ddSgg Japun par Dads Dun 0131 111 spund aq3
Ardd130l Japua'I uwlad of 1uar0l;;ns (13) 111nou13 1113 ur spund nog pu113001100 `awn Aug 113 `dew Jopua7
uono0s sup Japun pannbOJ 11041 011311341 `slunowg tons ur pug `spund rim Japua-i of Aed
111345 lamouog `uon130onOJ tons uodn `pu13 S1 uorl0as gum 00U1p100013 111 uan!B aonou 13 Aq own AUe 114 swan
mimosa we JO Aug O1 se Jan!BM 0111 0)'0111 Amu Japu0'1 •lunowe 40ns Aug 10111101 Ol Agd01016 110'1005 Japun
pow2ggo oq u0t1'rugs IOMOUOg pug lunorue tons Aud pug 6 uonaas Japun 514811 sir aspiaxa Sew lapua'
`wall MoIOSg 1113 10; anp lunOWI 041 Agd 01 sum JaMOUOg pue `JoAreM m of lu1nsmd `Ap0anp swan mama
Agd of po1g2rrgo sr 10MOUOg ;I •6 UOPOas w posn sr „luawoo1813 pu13 1Ueu0no0„ as13igd 042 513 `1u0wnusUl
Alunoas slat ur paurgluoo luawaa181 pug 1u13Uano3 E aq 01 p0Waap aq sosodmd Ire 1o; Tp3gs sldra001 aprnold 01
pu13 sivawAgd tons a2I13w of uone2rrgo S,10MO11og •annbal Amu Japuo' se porlad awn tons ur4UM 3uawAgd
tons 8upuaprna sldra0al Japua-1 01 4sruln; Arts `sannbai 1apu0Z ;r `pue Japuai Aq panr1M uooq 5134 spund
ti8688ZZ :it NV01
l id
0110 q 00ed
30'(00 /£0)1 L o l (A 13)
LOAN 2288984
In the event of a partial taking, destruction, or loss in value of the Property in which the fair market
value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater
than the amount of the sums secured by this Security Instrument immediately before the partial taking,
destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this
Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the
following fraction: (a) the total amount of the sums secured immediately before the partial taking, destruction,
or loss in value divided by (b) the fair market value of the Property immediately before the partial taking,
destruction, or loss in value. Any balance shall be paid to Borrower.
In the event of a partial taking, destruction, or Loss in value of the Property in which the fair market
value of the Property immediately before the partial taking, destruction, or loss in value is less than the
amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless
Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums
secured by this Security Instrument whether or not the sums are then due.
If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing
Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails
to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and
apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this
Security Instrument, whether or not then due. "Opposing Party" means the third party that owes Borrower
Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous
Proceeds.
Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in
Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest
in the Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration
has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a
ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impairment of
Lender's interest in the Property or rights under this Security Instrument. The proceeds of any award or claim
for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned
and shall be paid to Lender.
All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied
in the order provided for in Section 2.
12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for
payment or modification of amortization of the sums secured by this Security Instrument granted by Lender
to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or
any Successors in Interest of Borrower. Lender shall not be required to commence proceedings against any
Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization
of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or
any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy
including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in
Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the
exercise of any right or remedy.
13. Joint and Several Liability; Co- signers; Successors and Assigns Bound. Borrower covenants and
agrees that Borrower's obligations and liability shall be joint and several. However, any Borrower who
co -signs this Security Instrument but does not execute the Note (a "co- signer (a) is co- signing this
Security Instrument only to mortgage, grant and convey the co- signer's interest in the Property under the
terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security
Instrument; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make
any accommodations with regard to the terms of this Security Instrument or the Note without the co- signer's
consent.
Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's
obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of
Borrower's rights and benefits under this Security Instrument. Borrower shall not be released from
Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in
writing. The covenants and agreements of this Security Instrument shall bind (except as provided in Section
20) and benefit the successors and assigns of Lender.
14. Loan Charges. Lender may charge Borrower fees for services performed in connection with
Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this
Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In
regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee
to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees
that are expressly prohibited by this Security Instrument or by Applicable Law.
If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so
that the interest or other loan charges collected or to be collected in connection with the Loan exceed the
permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge
to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits
(Sp (9905).01 CHL (03/00).01 Page 7 of 10
Initials:
574
For m 2/1 3/99�
66/C 9 uiJOA
81 9 1 11U
Otto 9°09d
L0•(00 /£0)1HO LO'(9O66) (AM)V9 ®0
•Jamoddog 01 pred 'Aug
jr `ssaoxa alp qi><m 'anp uau111ou Jo Ja41aiM luawnitsui Allman snn dq p0moas sums am or paiidde aq hugs
spaaOOJd snoaugiiaos!IAI aL{ `dlJadoid alp jo amen ur ssoi 10 `uonoiuisap `Suprei mar M ;o Juana alp ui
•Z uolloas
ur Jo; papiAO1d Japmm am ur palidde aq hags spaaooid snoaug11aosm tons •Jamo.uog of mud `due ;t `ssaoxa
alp iprM `anp tram 1ou Jo JaglagM luawnuisuj duns slti dq pamoas sums atl or middy aq huts spaaoold
snoaueiiaosq, aqi `pauassai aq mom dlpnoas s,Japua' io aigisga; diigotwouooa 1ou sr nodal io uonMJOisai
oqi ji •spaaooJd snoauguaosuil tons uo sauiu.m 10 1s0ialui duo JOMO.uog ded o1 pannbai aq iou pugs Japuari
`spaaooid snoauMrraosq tons uo pred aq 01 maim! sannbaJ mg-1 aiquogddd J0 SuUuM Ui apew si luawaaag
ug ssarun •palardwoo sr 31J0M aqi se sivawdgd ssaiSo.id ;o sarias g ui io luawasingsip ar2uis E Ui uone701sa1
pug siredai alp Jo; dud dgw Japua-i •dpdwoid umellapun aq pugs uonoadsur tons luip paprnoid `uonog;sngs
s,Japua-I o1 palaidwoo uaaq set 3IJOM oqi ainsua o1 duado1d Bons loadsw o1 dliunuoddo ur peg sgg Japua -i
!nun spaaoo1d snoOUgiiaOSq,%I tons plot of NB!' ay1 anug nets Japua7 `pouad uop Jolsai pug iredai tons
Suuna •pauassai 1ou si dlunoas s,Japua-I pug aigisgaj drreorwouooa sr .iredai Jo U0llJols01 Oil 3t `duadOJd
aup ;o *dal 10 uorleiolsai o1 pariddg aq pegs spaaooid snoaugiiaosgi tons `pageun p s! duado1d at13i
•iapua-i of mud aq pugs pug or pau$tsse
dgaiag am spaaooid snoaugiiaosm rid •aan ;rajao,4 :spaaaoad snoaugiraasm 30 ivawuSrssd
alor�i aril Ut papinold am-104M maim! i d or u0t11 iigo s,Jamo.uog s1oa33g 01 uonoas stgl ur 2urg1oN mgj
aiggoriddd ,tq pannbai sr uormurw.ial irlun 10 uon1uruual Bons Jo; 2urprno1d Japua-i pug JOMOJJOI3 uaaMlaq
luawaak%g minim. Aug 41i% aougpJOOOg ut spua aouginsui a ?g2uomi Jo; luawannba1 s,Japua-I 'pun `OAJJSOJ
ssoi aigepunjoi -uou g award 01 Jo `100330 ui aOUeinsui 0 0S110AI urgiurew O1 pannbaJ swnrwaid alp dud huts
JamoJJOg 'aoue1nsui a2 pow Jo; swwwaid alp pmmmoi sivawd0d palgu8rsap iraiw. das aargw of pannboi
sum Jamo1JOg pug ugo-1 041 Suprew ;o uOnipuoo 1 su aoueinsui aSgSuow pannbal Japua' 31 •aODU.insig
02g2uoj. Jo; sumwaid 041 pmMol sluawdud palguSrsap draiemdas sannbai Japua' pug `paurelgo sr `aiggirgne
sawooaq utgSI Japua' ,fq palo0ras Jamsur ue dq papinoJd (sannbar Japua'I 1gg1 pound at1 Jo; pug lunoug am
ur) a2elanoO aou1Jnsui 0$g2uOy4 3r s]uaw&gd OAJOSOI ssoi annbai JaSuoi ore ureo J0p1171 •0A10501 ssoi tons uo
s2urUJga 10 1saialul Aug 10MOJJOg ,(1 d of pannbai aq IOU pugs Japuari pug `urn; ur pred Aialgwrlin sr Ueo-j atl
rum 1Ogj 041 SUrptelsglrElou `aigepunjo1 -uou aq pegs 0AJOS I ssoi tons •aOUemsui aSlSuoynI ;o nap ur OAJOSOJ
ssoi aigepun;ai -uou g sg sluawd0d asagl Tura' pug asn `idaoog iirm Japua -i 'room ur aq or paseao 02glanoo
aouemsur 0qi Ua4M anp OJOM W41 sivawdgd paleuSisap dialgigdas ati ;o lunowe ati Japua-i o1 dud o1 anunuoo
pegs JamoJJOg `aiquirene 1ou sr a2gtanoo aou0Jnsul aSuSuoyAI maienmba diignugisgns ;j •Japual dq paloaias
Jarring aSOSuow a10uJa1I0 ug wag `wa33a ui disnornaid aOUOInsul aSgSuoynI at1 ;o Jamoziog of lsoo 041
of 1Uaignrnba diprnmilsgns moo o 10 'ioa33a ur disnornaid a3UgmsUi a212uoyni alp 01 1uaj1ninb0 diiepugisgns
a20Janoo umigo of pannbai swnrwald alp dud pegs JaMOJJOg `aOuOJnsui a2i2uoyss Jo3 swniwaid aq1 pmmol
sivawdgd paigu2rsap dialo1edas view or pannbai sunk JaMO.uog pug aOuglnsur irons paprnoid disnornald
1041 Jainsu! 02021JOw alp wag aiggpene aq of sasuao Japuai dg pannbai 020I0A03 OOUOISUI a2o2u01,4 041
`UOSUa1 Aug Jo3 `3I warp Ur aougJnsui a2221Joinj 041 urm;urew 01 pannbai swnrwa1d 041 ded huts JOMOJJOg
`11U0'l am Suprew ;o uorlrpuoO 0 s0 aoiremsul a202uoy4 pannbaJ Japual ;j •aaugansuI a uVi io •pi
•2ur1UM ut Ja2Jaw a41 or saa120
JapUa'i ssarun allow 1ou pugs app 00; am pug wpm' alp `MMJad0Jd am 01 awl 0a; sannbog JankouJOH 3I
'anal alp jo suotslnoId 04110 twit drdwoo hugs JOMOJJOH `progasual 0 uo sr lnawn.nsui dltin0as siiil 3I
•luawd0d
SupsanbaJ 10MO11011 o1 Japua wag aopou uodn `1samalui tons g1!M 'aigedod aq huts pug luawasmgsrp
;o amp am wog; a10J a10N 041 114 maim! Jgaq hugs siunowg asai j •luawitnsUJ dlrunoas si41 dq pampas
JOMO.uog jo lgap iuuoulppe awooaq Bugs 6 uonoas srtl Japun Japua7 dq pasingsip sIunowu dud
•6 uor1Oas si41 Japun
pazuoging suorlo0 rig 10 di0 Sup of 10u Jo; dlrirgurr oU snow JapuaJ lgip ppa&S& sr li •os op of uono2rigo
Jo Amp dug Japun 1ou Si pug os op or ang4 1ou saop Japua-i `6 uotlOas snp Japun uotOO 0)101 Amu Japua-I
g2noillid' •330 Jo uo pauml sarl!Pln aneg pug `suonlpuoo snola2uep 10 suorleiorn apoO _IMO 10 Surppnq
aleuiwira `sadid wag JaIOM ureip `smopurm pug sloop do pigoq 10 aoeidoi 'spool a2uggo `sngdai a)rew
01 duad0Jd at1 Suua;ua 'oi palrwri mu sr 1nq `sapnioui duadoid atl Surinoas •Surpaaooid doldnJ)uoq g ur
uoprsod pamoas sr! Sutpnpur luawnJlsui dlunoas sits Japun sigSU Jo/pug duadold agl in maim! sit IOaloid
or saa; ,sdauolle aigeuosoai Surdgd (o) pug :unoo ur Suuoaddu (q) :luawnnsui dlunoas slip JOAO diuoud sug
gOi4M uarr u dq pampas suns Aug Suidgd (g) :01 pawn!! 1ou am 1nq `apnput uoo suopoe s,Japua7 •duadold 041
Suuigdai Jo/pug Suunoas pug `duadoJd 0141 ;o anren 0111 Surssasso Jo/pug Sutloalold Suipnpui luawn.nsul
dlrmoas s141 Japun sig2IJ pug duado.d agi ui Isamalu! s,Japua-1 maid or aioudoiddg J0 aigguosoai
sr Jana104M Jo; dod pure op Amu Japuarr tram `duadoJd 041 pauopuege su4 JaMOUOg (o) JO `(suorwjnSai
10 SEMI 03JO3u0 01 10 luawnJisui dlt.in0as slip JOA0 dluoud utg110 dew 4Oi4M uari a 30 luawaOJO;ua
Jo; 'aingapo3 10 uoneuwapuoo Jo; `alogoid `doldn1)ugq ui Surpaaooid a so lions) luawn.isul dlunoas
slip Japun 514811 Jo/pUs d1Jad01d a41 ur 1saialur s,Japuaj room dpugor;ru2ls 1g8rw rum Sutpaaooid m201 u
sr magi (q) luawfJisul dli.inOas slip ur paure1UOO s2Uawaa1Su pug siuuuanoO atl w.io;Jad 01 sire; J0M0110g (o)
3I •;uaiun.i ;sul d ;r.inoas spy .iapull span' pug d ;.iadord a4; u! ;saga;ui s {o uopaa;oad •6
t78688ZZ NV01
a` f' d n;
O 1:*
LOAN 2288984
due under the Note and this Security Instrument and performs other mortgage loan servicing obligations
under the Note, this Security Instrument, and Applicable Law. There also might be one or more changes of
the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be
given written notice of the change which will state the name and address of the new Loan Servicer, the
address to which payments should be made and any other information RESPA requires in connection with a
notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other
than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with, the
Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser
unless otherwise provided by the Note purchaser.
Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an
individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security
Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of,
this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in
compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a
reasonable period after the giving of such notice to take corrective action. If Applicable Law provides a time
period which must elapse before certain action can be taken, that time period will be deemed to be reasonable
for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant
to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to
satisfy the notice and opportunity to take corrective action provisions of this Section 20.
21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those
substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the
following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and
herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b)
"Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate
to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response action,
remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental Condition"
means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup.
Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental
Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a
Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two
sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous
Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of
the Property (including, but not limited to, hazardous substances in consumer products).
Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or
other action by any governmental or regulatory agency or private party involving the Property and any
Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any
Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of
release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a
Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified by
any governmental or regulatory authority, or any private party, that any removal or other remediation of any
Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial
actions in accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an
Environmental Cleanup.
NON UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following
Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to
acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a)
the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date
the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the
default on or before the date specified in the notice may result in acceleration of the sums secured by
this Security Instrument and sale of the Property. The notice shall further inform Borrower of the
right to reinstate after acceleration and the right to bring a court action to assert the non existence of a
default or any other defense of Borrower to acceleration and sale. If the default is not cured on or
before the date specified in the notice, Lender at its option may require immediate payment in full of
all sums secured by this Security Instrument without further demand and may invoke the power of
sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all
expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to,
reasonable attorneys' fees and costs of title evidence.
If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower
and to the person in possession of the Property, if different, in accordance with Applicable Law.
Lender shall give notice of the sale to Borrower in the manner provided in Section 15. Lender shall
publish the notice of sale, and the Property shall be sold in the manner prescribed by Applicable Law.
Lender or its designee may purchase the Property at any sale. The proceeds of the sale shall be applied
®6A(WY) (9905).01 CHL (03/00).01
Initials:
Page 9 of 10 //J 305'( 3/
576
66/E LSO* w40
:s1e1gal
01 Jo 8 seed L0100 /B0)1HO LO'15066) (AM)V9 ®10
awded 311)i ad maim ley; zaopuas ugol„ ay; sg umou31) Aluua 0141 uc o ueyp a II! qua! 1ypiw airs y
•IOMOuog 01 aopou moud;nogltm sawp aiow Jo auo plos aq ugo (luawn.nsui dlunoas step gum Jagio o1) 01 ON
am ui Isamu! mixed r Jo a ;ON °1414 •03uen0!JD JO aai ;oil Liaain iaS ueo' JO a2ueya :nom jo airs 'OZ
•81 uopoaS rapun uopeualaoor JO OS U3 0141 ut didde 1ou imp a;msutar o11112!1 slip `JanamoH 'paint=
peg uoriraaiaooe ou 3? sg anuoa33a AIR; mum/ 'lugs dgaray painoas suor1 ijgo pug ;uawnJisui d ;unoas
sty; `zamouog dq ;uawalmsutar uodn •rajsuers spund otuouoalg (p) Jo :dlnua io dugeluawnnsut `doua$e
l3Japa3 g dg pamsut are siisodap asoym uonnlnsut ug uodn mug) st Noayo gons Aug paptnord `ioayo s,Jatgseo
.10 'pogo s,Jaznsran 'VOW aiugq 'rago pautuao (o) :Japio dauow (q) :gsgo (g) :Japuaj dq paIoaias se `suuo3
8utmouo3 alp 3o 010111 10 OUO ut sasuadxa pug stuns luawalmsutaJ gons dud iamouog leap artnbar dew zapua-i
•pa8ueyoun anunuoo Aggs yuawiulsul diunoas slip ,(q pamoas stuns am i d o1 uope2Ago S,JOMOIJOEI pug
luawansui dlunoas sup iopun sly2u pue duadozd aye ut 1saroiut mopua-i ;egl amssg o1 aztnbar Algi uosuoi
Amu Japua-i se uouor yons sM'm (p) pug :luawn:gsui Auirmas stye Japun sig2u pug MMJadoid ag1 ui ;saralut
mapual 2un3aiord jo asodznd ag1 Jo3 paunour sooj Jag10 pug `saa3 uopenien pup uotloadsut duadord `saa3
,s (otuolle ouleuoseaz `01 paltwg lou ;nq `2wpnpu! luotuansui dlunoas sty; gupiojua ut pazmout sosuodxo
l'g stied (o) :sluaw0O1Se Jo sluguan00 Jag10 Aug jo ;'nejap due samo (q) :paun000 peg uorlrzaiaooe ou 3t
sg mom am pug luawnzisui AummaS sup Japan anp aq mom uagt gotym swns'ie Japua' stied (e) :Jamouog
1eg1 are suoptpuoo °soils, 1uawnIlsUI d;unoaS stye Butnzojua ;uauapnf g jo duua (o) Jo :01msuI0J o1 1y$u
s,zamouog jo uouuutuual ay; zo3 d31oads 1y$tw MJ algeogddy se pouad Jatpo gons (q) :;uawnnsul d;unoas
sup u! pautmuoo airs jo ramod Aug O1 lurnsrnd d2Jadozd ay1 3O airs mpg sup anti (e) :jo lsatizga ay; 01
road awn Aug 1r panutluoostp luatun.nsuI AltmanS stye 30 luawaozoJua anal 011gBu 041 aney pegs zamouog
`suoptpuoo alms° =OW ramouog 3! poi ;elaiaaaV .ia ;314 a ;e ;small o; ;gg'g s,Jamomog '6I
•Jamouog uo pugwap JO 03pou Japznj lnoyum luawnIlsui
diunoaS stye dq pautwud satpawaz Aug a)ionut but zapua-1 `pouad stgi jo uoneztdxa alp 01 mud scans
asayi tied o1 sitg3 Jamouog 3i luawnzlsUI *moos sup dg pamoas stuns fig tied lsnw Jam0UOg g0tym utylim
SI uotloas y ;tm 0011gp1030U ut UOA!8 st aopou ay; aiep age woz3 SARI) p£ aryl ssai lop JO pound r aptnozd
ileys 03pou atu, •1109er2i003e JO aopou zamOUOg anti Aryl Japuo l `uondo SIT SOSIOI0X0 Japuvi 3I
algeotiddy dg paltgtyozd Si aspraxa gons 3t Japua7 ,iq paspzaxa aq lop Hugs uondo stile `ranamoH
•;uawnnsui d;unoas stye dq pamoas scans lie jo Ana ut luawded a;etpawwt annbai dew rapuo1 luasuoo
uai;um Joud s,Japua' lnogum (pauajsLm.n Jo p'os Si JOMOUOg ur 1sazaiut ieioijouaq u pin uosiod igmleu r 1ou
s! ramouog 3t Jo) pauajsuez; JO nos st duadoJd ay1 ut Isazalu' Aug Jo ,Cuadozd am JO ued Aug 10 Ile 3I
•zasgyoznd a of amp arnln3 a ;e Jam0UOg dg app 3O zaJsue11 alp st gotgm JO maw! 0141 luawaaz2g
MOJOSO JO 131311UO3 sales 1UOLUMSUt 'pap zo3 =Alma 'pap Jo3 puoq a ut pouapsuezi swarm! letotjauaq asoyl
`o1 pauwtI ;ou ;nq lutpnput `duadozd ay1 ut ;swalut letotjauaq JO te201 Aug sueaw dlradoJd age ti! ;saza;ui„
`8 1 uopoaS sup ut pasn sy •aamo.iJOg ut ;saaa;ul lupljauag a .io d ;.iadoad ay; jo aajsuriy •gj
luautiuisui durnoas slip 3o pug a;ON aye 3o ddoo ouo uant2 aq Hugs ramouog •ddop s,aamo.uog •LI
.aopou Aug
or; 01 uouegtfgo Aug ;wpm uopons p alos sanl2 „dew„ prom ow (o) pug :esuan aotn pug igmid alp apnput
pue ugaw drys re!n8uts aye ut spzom (q) :Jopuog aututwa3 ay1 3o spom Jo spom Jo;nau gutpuodsauoo
apnput pug ugaw !legs Jopuo autinosew ail 3o spzom (u) :luawnulsui d;un0as stye ut posn sy
•uotstnozd gurioiT3uoo
ay; lnogltm 100330 uanr2 aq ue0 40111m a1ON ow JO luawnIISUJ diuno0S stye 3o suotstnozd nip rope ;ou
guys 10A3uo0 gons `me'i aiq %Otlddy right s101T3uo0 alON ay1 101110w1111sUI dlu1100S sup 3o asnep Jo uotstnord
Aug 1ry1 !papa ay1 tg 1oerluoo dg luawaaae lsuteSe uontgtgozd tl sg panusuoo aq 1ou Arys aoual!s gons
lug `'pails aq ;1$!w 1! 10 10E111103 dq aar2e o1 sallied am moue dpo4dug .10 dppidxa 1112tw me-i alquoilddy
•mgZ aiggotlddy jo suoneuum pug sluawartnbaz Aug 01 loafgns Ore ;uawnJISUI 411100S stye ui poutgluoo
suopugggo par s;ggu Ify •poluoo' st duadom ow gotgm ut uopo!psunf aye 3o mgt ay; pug met lrzapoj dg
paurano2 aq Args luawnJisui dlunoas sty", •uoi ;an.i ;suoj jo sainu :,f ;tligeranas :meZ Nultuano9
•ivawnzisui ,UUn008 stye Japan ;uawaJtnbar 2utpuodsauoo acp
(Jsprs 1ltm luawartnbal mwr aigeot'ddy ay; `me-i algeotiddy zapun partnbar osie st luawnASUJ dlun0aS stye
dq pmmtnbat aopou Aug 3! •rapuo' dg panta0ar Agunioe !nun Japua•i 0l uantg uooq aneg o1 powoop ag 1ou Hugs
luawnzlsui d ;unoOS stye gltm uonoauuo0 ut aopou duy •ramouog 01 0090U dq ssazppg Jagl0U1 pa;eu2tsap suq
Japuarl ssalun Tang palms ssazppe s,zapu0-101 itew ssgp tug dg 1I 5tuitrw dq 101! 2uuangap dq uant2 aq
!legs Japua•i of aopou dug awn auo Aug 1g luawnrlsuI *moos slip Japan ssazppe aopou palruS!sap auo /quo
aq drw 01014,', •arnpaoozd patjtoads 16141 g2n0Jg1 ssarppe jo a2uggo a uodar Am() jugs JOMOJJOg uagl `ssarppg
3O 02=40 s,ram0uog 2upzodar ro3 ampaoozd a sat3pads rapua•i 3l •ssaJppe 3o 02uey0 s,zamouog 3o Japua'
dJnou dpdword guys ramouog •Japua'i o1 00tlou dg Ssarppg 00nou alnlnsgns a paleug!sap sgy JOMOJJOH
ssalun ssazppy duadoJd am aq pugs ssarppe aopou agy •05tmragio sannbaz dissardxa mg-1 a1geotiddy
ssaiun sramouog Ae o1 OOpOU alnlnsuoo ilegs Jamouog auo Aug o1 00poN •sueaw Jay10 dq was 3t ssarppe
aopou mamouog 01 paJantfap i1enloe uagm Jo !tutu sop wig dq paltew uaym J0M01JO 01 uant2 uaaq
angy 01 pawaap aq Hugs luatuansuI dlun0as sty; gltm uopoauuoo it! Jamouog o1 0opou duy •2unum ut aq
lsnw;Uawnusui d;un0as stye gum uon0auuoo ut 10 U0'i J0 JamoUOg dq uant2 sa0nou !iy •saot ;ois1 •SI
•a3Jey0Jano gons 30111 2uisug angy 142!w JamoJJOg 11011011 JO 1112u due 3O Jantem r alnlpsuoo'pm
Jamouog o ;;uawded loanp dq aprw puma' gons Aug 3O aougidaooe s,Jamouog •(a1oN aye Japan Jo paptnozd
Si 02rey0 luawdedard a ;ou JO zaglaym) 02reg0 ivawdedoid dug ;noyltm ;uawdedazd mired r sr paw=
ag Iitm uo10npaJ ag1 `'edtouud saonpai puma! a 3i •Jamouog or ;uawded 1001111 r 2unlrw dq Jo 0101 ow
Japun pamo p dpuud 0141 &utonpal dq punJa1 sty! 0)igw 01 asooy0 dew zapua' •Jamouog o1 popunjoi ag !gm
V868823 NVO1
r't`^,
66/£ 1.90£ mod
l7rJl/►'t7 U ID a -a -Aq
cx 2 t Avol'AJ -c, sup ow azojaq pa2paimouxae suns luawnzisut 2uto2aioj ota
aamouog-
(MS)
iamoiaog-
(i °S)
iamouog-
(i s)
:ss S;uno3 L I `OAIIWOAAA 30 aivis
Ot lO OL e6ed
Loi00/£0) MHO LO(5066) (AM)v9 120
idx3 ugseguwoo A
UOtaj
$0 94048 10 Alunoo
all9nd AaYiON NNYYbI0310 'YV MOWS
(74v "9 :saz uo Sidi
•u qu papiooai puu zamozzog Aq painoaxa .taptg ,(uu ut puu luawnznsui Slunoos
sup tit pautuiuoo sluuuanoo puu swzal ow of saaz2u puu sidaoou zamozzog `MO'1IIg ONIAIOIS IUI
•2utwo1M 3o mu'
uondwaxa peaisawoq atg 10 aninn ,(q puu upon sig41 iiu santunA puu sasuaiat zamozzog •saan!M •bZ
mwi aiquntiddy zapun pailtwzad st aaj aqi jo 2ut2.rego
aqi puu paiapuai santnias ioj Attud pulp u of plod st aa3 at l 3t ,Ciuo inq luawnzisui SlunnoS sup Sutsuaiaz
ioj aaj u zamouog oSiutp Amu iapuaZ •slson uonupionaz /Cur ,(ud hugs zannoUog luawnnsuj MunaoS
sup asuaiaz Timis zapua7 luawnzlsui Slunoos sup ,(q poinoas stuns jIu jo luotuAud uodn •asealag •£Z
;t o; pal ;t ;ua Spiegai
suosaad ao uosaad aq; 0; ssaaxa Sue (a) pue ;uatuna ;sul S ;tanaas stq; Sq paanaas stuns lie o; (q) :saaj
,sSauao; ;e apgeuoseaa'o; pa;twg ;ou ;nq Tutpnpnut'ales aq; sasuadxa pe o; (e) :aapao 2upmopol aq; tit
1786883Z NVO1
:sassau1iM