The URL can be used to link to this page

Home My WebLink About869011•;oaaetil qv-Ed 1eto- ;o ate. uo pegtaosap se BuTmoAM 'A3uno3 uToouTZ 'egTeumOy MatnaTea aqq. go Z xoo1S go :2utmoiiM `,ilunoj HZODHI'I u? Nino' Atiadold pagcaosap guiMolloj aq1 `alt's jo 1aMod quM `lapua'I o1 ,ianuoo pug pueiS `a2e$p1om iCgaiaq saop 1aMO11oa `asodlnd stgp 1od •aloN am pue puaturulsul Allmon slgl lapun stuautaai a pug slueuanoo S,10MO11og ;o aouguuojiad OM (a) pue :luaumlpsul z1 ?inoaS slip Jo dC1Ilnoas am Ioapold 01 L gdeauii d lapun paauenpu 'Isamu! 11M `sums iaglo T[ Jo puaulAyd aqp (q) :a10N aqp Jo suotleo!J ?pool pug suo?sualxa 'sigma= IIe pue `isazalu? gpiM `a1oN am Aq paouap?na Nap am jo luauzhdai aqp (g) :lapua-j o1 sainoas 1uau sul Allmon s ?q L 0 6 0 Z 'T 2iSSWaAON uo algeSed pue anp `1a ?I' Ned 1ou jt 'Nap IIn3 am gptM `sluauhied iflgluout 1oj sapinold go?gM „moN 1uatutulsui A1?.tnoas s ?q1 su apyp aulys am polyp alou s,lamonog paouapina S? lgap slgs 00•000'88 $•s•n) s-tglloa 0 0 T 0 0 WI aNVSnOH1 1HD I S A1HJ I 3o tuns Iydtou ?1d aql lapuaj saMo 1aMO11og „lapUOI 011E8 AM N013rd OZ91 XOS •0'd ssaappe asogM pug vOI2iawv 30 S n Jo viol aq1 Japun 2uUslxa pug pazlualo s? galgM N OI LVIOOSSV ONI)INXS 'IVNOI LVN V ISM ?INKS 'IVNOIIVN 1S2II3 01 imp Si luauml1SUJ ii1llfOOS STILL „S0M011og S3IM QNIK aNKSSnH '1Nn'IS Z ANK33I1 arm 1Nn'Ig M S'IA)I s? 10W110u1 aqZ 000 Z '1 xasa O0 uo uanl2 s? „1uaum1lsul ii111noas„) aDVOIIIOLCI SIHZ 210 [MD) As,)dd old t gr O A M 3`JIV1ND 7INNy3r 0 t t' C 130 00 1310 AiN ioo N iOON Q3AI3O3d O L Jo I aged [apo3 diZ1 „ssaippy (uadold 61168 �unu0ICM (wails] MS IA2IIV3 '1SSZi1S H1nOS 1ST Z8 3o ssalppy a sgq gotgM aDVDIIION [Elea Su paooaj iod am-I siyy anogy aaeds] 110698 ISO£VINN3 ,LNRNMILLSNI NRIO:IIN(1 aelS eiPPaaJasy, aIaw3 £Rweg aIBuiS ONIINOAM 1696C-09Z-LOT 'ON NKO'I OtT£8 AM 'N013K OZ9t XOS °O'd NO13K 3O )iNKS 'IKNOIIVN 1S2iI3 O Nxn1Sx aSaITODE i NSHM U 69 J1. 057 TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum "Funds for: (a) yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C. 2601 et seq. "RESPA unless another law that applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with applicable law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. However, Lender may require Borrower to pay a one -time charge for an independent real estate tax reporting service used by Lender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender may agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument. If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Lender shall account to Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than monthly payments, at Lender's sole discretion. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. If, under paragraph 21, Lender shall acquire or sell the Property, Lender, prior to the acquisition or sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by this Security Instrument. 3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under paragraphs 1 and 2 shall be applied: first, to any prepayment charges due under the Note; second, to amounts payable under paragraph 2; third, to interest due; fourth, to principal due; and last, to any late charges due under the Note. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall pay these obligations in the manner provided in paragraph 2, or if not paid in that manner, Borrower shall pay them on time directly to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph. If Borrower makes these payments directly, Borrower shall promptly furnish to Lender receipts evidencing the payments. WYOMING- Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT FNMA3051 Page 2 of 7 Initials: 850 L JO E abed ISO£VINN3 ZN3WfINZSNt I1RIOfIN(1 aelAI o!PPJAfag111 amae3 a1 ONIPIOAM •os op o1 aneq iou saop Japuarl `L 11ds13sard sup aapun uolloe axe; Arm lapuaZ g3notpIV •sisdat axeut of Auadold ail uo 2uualua pur saa; ,s,Caulour aigeuoseat guided 'moo ui 3Upeaddr `;uaum.zlsui Aunoas s1111 SaAO A41011d srq gotgm uai; a Aq patinas sums ,iue Bupied apn;out Amu suotlor s,Japua- •Auado1d ail U1 s;112t1 s,lapuaZ pur Auado1d aq; ;o anion aq; ;oO;oid o; A rssaoOU st 1ana;egm 10; gird pur op Amu aapua' uag; `(suour1n30a JO smr; aoaolua o; 10 aan;ta;io; JO uouetlmapuoo 10; `alegoid `,io ;dnaxueq ut gutpaaooad m se ions) Auado1d 0111 tit s1g3p s,lapua7 loaf ;e ,ijlueoutugts dour ;eql gutpaaooad Togo; a st atom ao ;uauma ;sul Allmon sup tit pauteluoo sluatuaaa2e pur s;ueuanoo aq; uuo;aad o; site; aamollog ;I •,f;.iadoa aq; ut s ;ggig s,aapuOrl Jo uoi ;Oa ;o.id 3uptam u! 00300= 0111 0; saa1ge Japuarl ssaiun a3nOUt lou TTrts app °al alp pus p;ogassaT am `AlladOad 0113 0; app aaJ sa1inbOr aamoaaog ;I 'meal alp Jo suotstnold 0111 ;Iv gltnn X ;dutoo ;iris 1amo11og `plo11asraj r uo st 1ua11IIUlsul X ;tmoas sup j; •aouapisa.t iediouud r se Auadold atl ;o AOUedn000 s,lamollog 3unu1aouoo suonsluasaldai `03 pa ;turd IOU;nq `gutpniout `aloN alp 4 paouapTna Imo; ail g ;tnn uopoauuoo ui (uouetuuo ;ui isual= Cu /r quit& aapua7 aptnold o; pane; 1o) lapuaj o; wigwams 10 uouruuoJut alelnooeut 10 as1e3 Aiiella ;out ane3 `ssaooid uopmot;ddr tiro; agi 3uunp `1amo1.og ;1 llne;ap ui aq oslr Ilrgs 1amO11og ;salalut rf3tmoas s,lapuaJ aO luaumllsul A;tanoas sup 4 pawn uaq; alp Jo ;uatultrdtut iepa ;rtu 10113o 1O Auado1d. a111 tit ;sala1ui s,lamonog ammo aanllaJaoJ sapnToaad `uoueutuualap tpteJ poo3 s,aapua7 ut `1rg3 gut ;n.i a gltm passlutslp aq o; 3Ulpaaoold JO uo1 1oe 0111 3uisnro ,Cq 'g; gdra rind ut paptnoad se `a;rlsutal pus ;Hemp r tons aano aannoaaog •lsaaalut /1!°as s,aapua' 1O 1U0um11SUl '31 51111 Aq paw= mu a T1 atedut /iieualetu astnuaglo ao Auadold am ;o amu poi ui llnsaa moo luaUI3pnf glteJ poo3 s,aapuarl tit Imp ungaq st eumUn10 JO I1n10 101pagm `3uipaaoold so uopoe aituppo; Aur ;1 1lnelap u! aq Timis 1amo11og •Aliadold alp uo atom llunuoO sO `alrioilalap o1 Auad01d 0113 molly `Auadomd a11311eduii 10 arum) ',causal; 30U hells lamoalog •Ioaluoo s,1aMO1aog puoAaq an go111m ;sixa saouelstunoaio 3upmnualxa ssaiun 10 `p;at;q;tm A ;geuoseamn aq ;OU hots luasuoo golgm `3U11um tit mite astnua113o aapua7 ssaiun `Aouedn000 ;o a;ep at; 1a1Je 1eaA auo ;srO1 le 10; aoUaptsaa ;rdtouud s,lamouog sr AUOdoid 011; Adn000 o; anulluoo Timis pur ;UatutuisuI A;unoas sup jo uOt3noaxa am 1a13e sArp Alxis upplm aouaplsaa ;ediouud s,lamo11Og se AUadold atp asn pus 'gsggelsa `Adn000 iirgs 1amonog •splogaseaq :uol;eMllddV ueo' s,aamoaaog :4iadoad aq; ;o uofoaload pm; Ooueua ;uleyt; 'uopenaasaad qauednaa0 •9 •uolllstnbae 0111 o; loud ATairipatutut luatututsul Allmon sup iiq pampas stuns a13 Jo 1ua3xa 0113 0; aapua• 01 ssed ;legs uo aq; 01 aoud Aluadoad 0111 01 arum; UIOJJ 3ut;;nsaa spaaoold pus satotlod aoueansut ,fur 01 ;gap s,1amollog `Japual 'iq pa1 nbor st iCuadoId 0111 iZ gdda3eard aapun ;I •s3uatu,Cmd aq; Jo 3Unotur aq; a3urgo JO Z pur T sgdea3eamd tit o; palls ;al sluaUu,Ced 1iigluotu am Jo a;ep anp 0111 auodlsod 10 puma lot; ;;mgr irdlouud o1 spaaooad ;o uoproi;dde iiur `3utlum tit aa1ge astmaag1O 1aMO110g pur aapua-I ssaTurl uani3 s1 0090U ail ua11m utgaq ;;tm popad ,Cep -pl; agy •anp ua11; ;ou ao 1atpatm ';uatuna1sul iiltlnoas sup ,iq pampas stuns gird 01 10 A3.10do1d aq; alma' JO atrdaa 01 spaaoold am asn Aleut aapual •spaaoold Oour1nsut ail loaIIoo Arm lapua1 uajl `tulelo e alms o1 paaa ;o Set aatllro aouranSUt 0111 1eg1 1apua-I wog aopou r sJirp OE utg1IM 1aMSUr IOU saop 10 `412C1041 aq1 suopurgg aOm011Og ;I •1amo11o11 o; pled ssaoxa Cu ,r clllm `anp ua11; 30U 10 aaglagm `;Uatunalsul /i1pnoas sup 4 pampas sums aj3 Ol pat;ddr aq jTrgs spaaoold aousansut aq1 `pauassaj aq pinom Alunoas s,lapua1 10 algtsra; ATIeotutouooa 1011 st atrdaa ao uOprlolsaa ail 31 •pauassai ;ou s; Alimaas s,lapuarl pug a;gisea; AiirOltuouooa si aiedaa 10 uot3e1O3sa1 ail ;i 'pa3rturp Auado1d ail Jo aisdal 10 11013 JO3Sal 01 patldde aq iirgs spaaooid aouransut `2Uj3um tit aa13m astmaag1O 1amo11Og pur aapuai ssaiun •aamouuog 4 Apdmoid aprul 3OU J! sso; Jo ;ooad alum ,Tout aapuaT •JapuaJ pue 1at11rO aouransul a111 01 aotlou idutoid anti hogs aamOnog `ssO; Jo ;uana ail U; •saouou ;rmaual pur sumltuOad mud Jo s2dtaOal lie lapua-I 01 anlg ,il3dutoad iimgs aamoaaog `sa1mbaa aapuaiJ; slemaua1 pur satotlod am moil 01 ;VT.; alp anr11 !Togs 1apuO •asnip a2r3uout p1rpur;s a apnput imp pur aapua-T 01 a;geldaooe aq Tugs sirmauaa pur satot;od a0uransul lid •Z 11deu2ined gltm aouepa000m ui Auadold aq; ui s;11gu 5,Japual loaload 01 agelanoo ulmlgo `uopdo s,lapuarl 1r 'Amu lapua'l `anoqu paquosap a3r1anOO utr3ulutu o; site; aamoaaog ;I •piagq ;im A;gruosraaun aq 1ou ;Imp goigm ;enOldde s,1apua' 03 loOfgns aamo.uog ,iq uasogo aq iirgs aouransut agi 3utptnold sap r° aouslnsut ags •saatnbaa aapual Imp spopad 0111 10; pue sumo= ag1 111 pautrlu ;out aq jggs aouelnsut S111J •a0ue1nsui saainbaa aapua' 11O1gm 10; `3utpool; so spool; 3utpnlout `sp1rzeg 1ag3O ,Cue pur „atria/kw papuOlxa„ um; alp it papniout swum; `aag ,iq ssO1 lsuIsgs palnsui ,Cuadold a113 uo moan 1aura1011 JO 3U13STX0 MOU s;UatuOnoldun aq1 daax Hells 1OMOla0g `aaueansuI ,f;.iadoad ao paezeH •s •aotlou Jo 3utntg a111 Jo s'iep 0; utgltm anogr 11310; 30S SUo130e 0113 JO 01O11110 OLIO 031e1 10 11011 0113 /CAWS 11e11S JOM011og •U01I 0113 3uiAJj3U0pi aotlou a 1amO11og anti iirtu Japua'I 'luauttulsu; Iil sup 1OAO A3110i1d u!e31r hill 1O111m 11011 r O1 3oafgns st Auadoad am ;o lied Slur imp sauttuaalap aapua' Ji •3uatuna3sui Allmon sup 01 11011 am 3utlruiplogns aapua1 01 Aaoloe ;stirs 1UOUWOa13e ur ua1 aim Jo aaplog 0143 utozu samoas (o) 10 :11011 am Jo luautaoaoJua 0141 IUanaad o1 a3eaadO uoiutdo s,1Opual am tit 11Otgm s3u!paaOO1d Mai `tit 11011 aim Jo luauzaoaoJua 3SU!R r spuaJap 10 `4 mu ail glre; poo3111 slsaluoO (q) :1apua' 01 aigeld000 JaUUeut r ut 1101; am 4 pampas uot2r3t1go a11 ;o luatuAed agi 01 3utlpm tit sa018E (e) :1amo11og ssaiun luaUututsul 1lmoas sup IOAO (luoud srq 1oigm 1101; CUR Otlegostp X;;diuold TINS 1OMO11Og U 059 Any amounts disbursed by Lender under this paragraph 7 shall become additional debt of Borrower secured by this Security Instrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bear interest from the date of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower requesting payment. 8. Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loan secured by this Security Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason, the mortgage insurance coverage required by Lender lapses or ceases to be in effect, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the mortgage insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the mortgage insurance previously in effect, from an alternate mortgage insurer approved by Lender. If substantially equivalent mortgage insurance coverage is not available, Borrower shall pay to Lender each month a sum equal to one twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to be in effect. Lender will accept, use and retain these payments as a loss reserve in lieu of mortgage insurance. Loss reserve payments may no longer be required, at the option of Lender, if mortgage insurance coverage (in the amount and for the period that Lender requires) provided by an insurer approved by Lender again becomes available and is obtained. Borrower shall pay the premiums required to maintain mortgage insurance in effect, or to provide a loss reserve, until the requirement for mortgage insurance ends in accordance with any written agreement between Borrower and Lender or applicable law. 9. Inspection. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall give Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection. 10. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of any part of the Property, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender. In the event of a total taking of the Property, the proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the taking, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the taking, divided by (b) the fair market value of the Property immediately before the taking. Any balance shall be paid to Borrower. In the event of a partial taking of the Property in which the fair market value of the Property immediately before the taking is less than the amount of the sums secured immediately before the taking, unless Borrower and Lender otherwise agree in writing or unless applicable law otherwise provides, the proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to make an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the proceeds, at its option, either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments. 11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender shall not be required to commence proceedings against any successors in interest or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. 12. Successors and Assigns Bound; Joint and Severable Liability; Co- signers. The covenants and agreements of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co -signs this Security Instrument but does not execute the note: (a) is co- signing this Security Instrument only to mortgage, grant and convey that Borrower's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent. WYOMING Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT FNMA30S1 Page 4 of 7 Initials: LS) V :SMUG' L Jo S aged ISOEVN(N3 ZN3I4IfUIIISNI NRIO3INII 7Ni 9!PPaI3/aeIQ a!uue3 SI!un3 al8u!S J•INIOAM •Stiadoxd agi Jo a3Urualuteut o1 pUe sasn rgtfuaptsax'muou or alrtxdoiddr aq or paztu2oOax ApriauaR 1rg1 saourisgns snopxrzhH jo sal muenb 'mum jo Afxadoxd aqi uo a�rxofs JO `asn `aouasaxd am of Ajddr.fou !ruts saoualuas omf Sutpaoaid ags Mg-r jrluatuuoxtnug Aug jo uotfr1otn tit st lrirl Alxadoid aqi 2ut13aJ3e Sirup/cue `op or asra auo,fue MOT!r xou `op lou pegs xamoxiog •Aliadoxd aqi tit xo uo saourisgns SnopxrzuH Aur 3o asrajai JO `a$rxols `Irsodstp `asn `aouasaxd aqi ittuxad JO astir° fou jjrirs xamoxxog •saauti ;sgns SnOPJ rH '0Z •mrj ajgeotjddr Aq paxtnbax uotfuuuojut iaglo Aug utufuoO osjr rum aotlou airs apew aq pjnogs sluawArd gopim of ssaxppu aqi pur xaopnxas uuo'i Mau alp jo ssaippe pur autru aql arms rum aotlou at u, •Mri ajgr °tjddr pur anogr i,j gdri2uird piM aouupi000r uT auego aqi jo aotlou uallt1M uant2 aq IITM xamoixog `iaowas tmo' ag1 ;o amp r st aiatp j" •aToN aq1 ;o ajgs r or palejaitin xaOTnias uuol atj jo saSurgo atom JO auo aq Amu osjr axairj •luatunxlsuj iCUTxn0as stirs pue aloN am 'nun anp sivatuArd Ajgluotu S1jLom 1rg1 „xao!nxas ttuo-j„ agl sr umotnj) 1C1t2ua agf uT a3urgo r UT lima' Amu ores y •xaMOxxog o1 aotlou iotxd minutia satutl axotti JO auo pros aq virtu (luatunxlsuj AirmOas stgl glint xag1 01) a1°M aq1 tit maiafut jrtlxrd e JO a 1°N airy aa°jnaas tmo'I 3o a2ut3g3 :alON jo Nes '61 •L1 irdri2uxud xapun uoUrxajaOOr Jo asr3 ag3 tit ,Cjdde 1ou pugs alrlsutax o1 1ir2u stgi `xanamoH •paxxno0O prq uotlrxajaOOr ou 3t su aA!POJ30 ,iijn3 Uteuxax jjrgs Agaxaq paxnoas suoTlatjgo aq1 pug fuatunxlsuj ,Cltinoas sTgi `xaMOxxog ,Cq luauxalrlsutai uodn •pagurgoun anutluoo jjegs luaulnxisuj Allmon sit painoas stuns am /Cud of uo 1RBtjgo s,iamoxxog pur Afiadoid aqi tit slgStx s,xapuaJ `luaumxlsuj Allmon sup Jo trot! am lugs airing o1 axtnbax Xrgquosrai Crux xapua'j se uotlor irons sa)ref (p) pur :sag; ,sIiauxolig ajquuosrai 'or pO1 W j lou 1nq Tutpnrout `ivatunilsuj Allmon stip 5utaxoJua ut paiinout sasuadxa rig s,Crd (o) :sIUatuaaigr JO siuguanoo xagio AUm jo fjnrjap Aug samO (q) :palm°°° peq uotlriaja3Or ou 3! se a1oN agl pug fuatunxlsuj Altmoas sup iapun anp aq mom uagf tromm stuns jju xapua-j sArd (r) :JOMOxxog Rip axu suotltpuoo asogs •luatutWsuj J 1txnOas stip 2utoxojua fuatOpnf u jo Aiwa (q) so :fuaumilsuj 'iitmoas sTgi ITT pautr1UOO arcs jo iamod ,lug of lugnsind Afiadoxd aqi jo ajrs aiojaq (luatualelsutax xo; !pads Attu me' argroTjddr sr pouad xagio irons xo) sX p S (e) :3o iatjara am or xotxd auttl Atm 1r panutluoostp ivauxnxisuj ,Cltxn °as sTgi 3o luatuaoxojua aneq 01 1g2tx agi Onuir Ilrgs xamoxxog `suotltpuoo utrixaO maw xaMOxxog jr •alulsutag o; ;Om momoaaog •S1 •xamoxxog uo puuuiap 10 aotlou lairiin; 1nogltm ivatunxlsuj ,C2Txnoas sup Aq pauftuxad satpatuai Aug aIonuI AELII xapua' `potxad sup 3o uoprxtdxa am or loud stuns asagl gird o1 sjteJ xamoxxog 3j •luatunxlsuj Altxnoas stip sq pains stuns pr Ard isms' xamoxxog gotgM upprm partrtu JO paiantjap St aotlou agf amp am moil &iup 0£ uegl Ssaj I OU ;o potxad r apTnoxd TWITS 03T10U an •uoTlrxajaOOg JO 0OT1OU JO/110110g anti MIS xapua'j `uo!ido S!t(1 Sas!Oiaxa xapua-j jr •luatunxlsuj'Citxn °as situ jo amp am jo SR mgr jgxapaj Aq paltgtgoxd sT astoxaxa jt iapua -j ,fq pasTOxaxa aq fou jjrgs uoudo sup `xanamoH •fuaumilsuj ,i1Txnoas step ,iq paxnoas sutras lr 3o jlttJ tit fuaUI,Crd alutpatuuq axtnbax `UOt3do sr! 1r `Crux iopua'j `luasuoO ua11TJM xotid s,xapua-j 1nogljm (uosxad punfeu g l0U st xamoxxog pue paxxaJsttrxl JO pros st xamoxxog tit isaxalut'rt3gauaq g ;t xo) paxxaJsuuxf JO pros st 1T tit isaiafut Au xo Afiadoxd am jo Ind Aug JO jje jr •aamoaaog uj ;sacra ;uj infoT,jauag u ao Avadoad aq; jo aajsueiZ 'L1 •luatunxlsuj Allmon stip jo pue a2oN ag1 Xdoo patux03uoo auo uant2 aq Ilrgs xamoixog •,CdOD s,aaAtoaaog •9T •argrxanas aq o1 paxrroap OR 010N am pug 1UaUmxlsuj 'Cltxnoas stip Jo suotstnoxd atll pua sup oJ •uotstnoxd $u!O1T3uoO aqi inog1TM 1Oa; ;a uant. aq Imo gotgm a1oN am JO luatunxisuj'itm °as stip Jo suotstnoxd x01110 130;ju IOU !rugs 13Tiluo3 irons `Mrr ajquotjddr trgm SP1!JUoo a1oN 0111 io luatuniisuj iCltinOas stgl 3o asnrrO 10 uotstnoxd Aug irg1 mono aqi Uj •pa1UOO1 sT iClxadoxd agf gotgm uT uojIOtpsUxnf aqi 3o Mgj 0111 pug Mut jriapaj sq pauxano2 aq !jugs 1Uatunxlsuj iiltxnOas spa •,C;rjjquaanas :AtW 2uluaanoD •g; •gdr1Srxrd sup tit paptnoxd Sr U04 uagm xapuoi JO xaMOxxog o1 uan12 uaaq anrq O1 patuaap aq rags luatutufsuj Aitxn °as sup Ut xo3 paptnoxd aotlou ,fuy •iamoxxog of aotlou sq sairatsap xapual ssaippr xagio fur JO utaxaq palrls ssaippr s,xapuoi o1 !tutu ssrj3 lop ,iq uant2 aq !iris xapu3Z of aOtfou ,Cud •iapual of a°!1ou sq sa1eU2TS0p 1 MOxxog ssaippe iaglo Cur JO ssaippy Avadoxd am or paIOaxtp aq slugs aotlou 01 J •pogiaul iagiour Jo asn saxtnbax mgr arggotjdde ssa'un rtrul ssrro rug iCq It 2UTjtrtu ,Cq JO 1T 2utxantrap sq uant5 aq I1rgs IUOUItxisur XitxnOas stgl tit 10; paptnoxd lOMOxxog 01 aotlou iiuy •saa!30N •b1 •01oN aq1 'nun aim p maul/Maid Cur inogl!M fuatu,irdaxd jepmd r se palraxi aq rum uoTlonpax aq1 `jrdtoutxd saOnpax putgax r 3j •xaMOxxog of fuatuArd loaxtp r UT)igtu sq JO aloN 0111 xapun panto Igdtoutxd aqi 2utonpax ,Cq punmai sup a3jeul of asoo3 virtu iapua'j •10M0x10g Of papunjax aq rum smut' palljuuad papaaOxa ir3TgM xamoxxog UIOx3 paloatro0 Aprairr sutras Aug (q) pug :2!W!j palltuuad am or amp alp a°npax of iCT SSaoau funoure 0142 sq paonpai aq jjrgs a2irgo tiro! tons I UR (r) :uogl 'smut' poopuxad agf imam um' agf ti1tM uoIIOauuoO uT pa1Oa11oo aq or 10 paloar1o0 sagiriro tiro' Jail° 10 1Saialu1 ag11gg1 os palaxdxaluj Augur; st Mg11gg1 puu `sairgo uro1 tuntutxrul S1aS g°tgM mu' r of loafgns st moultuTSUj Altmoas sup sq paxnoas uror jr ag1 •sa2asq) ufO'I •£1 090 Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. As used in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection. NON- UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the non existence of a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, Lender at its option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by applicable law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 21, including, but not limited to, reasonable attorneys' fees and costs of title evidence. If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower and to the person in possession of the Property, if different, in accordance with applicable law. Lender shall give notice of the sale to Borrower in the manner provided in paragraph 14. Lender shall publish the notice of sale, and the Property shall be sold in the manner prescribed by applicable law. Lender or its designee may purchase the Property at any sale. The proceeds of the sale shall be applied in the following order: (a) to all expenses of the sale, including, but not limited to, reasonable attorneys' fees; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 22. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security Instrument without charge to Borrower. Borrower shall pay any recordation costs. 23. Waivers. Borrower waives all rights of homestead exemption in the Property and relinquishes all rights of curtsey and dower in the Property. 24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)] X Ot 0 G 1 Adjustable Rate Rider 1 -4 Family Rider Balloon Rider Other(s) [specify] TAX EXEMPT FINANCING RIDER WYOMING Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT FNMA30S1 Condominium Rider Graduated Payment Rider Rate Improvement Rider Page 6 of 7 Planned Unit Development Rider Biweekly Payment Rider Second Home Rider Initials: i� IOMOL0a (Igas) 70MO1JO8 (IgaS) 4 ova �1 *5 0 '0 0 L Jo L a$Ed :ss INEVINN3 1NHINRILLSNI INYO3IN11 p alPP AIMI' aiaue3 OISUIS ONINIOAM 9 31YiS JO A11 O3 ollAfld Aatl10N 33)1 Nl 1 1 ,00'g 1 .w' :sa.ndxa uoissTUtutoD AyN gran Igt3I33O pug pugq Aut las olunaaaq angq I `dOd2IHHM SSTI■IIIM uI 2uigpaimouaiov (s)uosaad 7 1 "dJi_J- fi I-oil_ .07 uo `oiignd ,Cm1oN `aui aaojaq papain+,ourg sgM luauttulsut 2utogaao3 aqZ MpU l7 30 AJNf1OD lUI WQh(l do MINIS :sassauliM •1I gun+ papiooai pug .iannot.tog Xq painoaxa (s)aapia Aug ITT pug luautnalsui Alunoas sup ui pautgluoo sluguanoo pug SUM) atu O saaag pug sldaoog JOMOJJOH `MO'I3g DNINDIS AS MORTGAGE ADDENDUM The following• is an Addendum to the Mortgage. The addendum shall be incorporated into, and recorded with, the Mortgage. TAX EXEMPT FINANCING RIDER This Tax Exempt Financing Rider is incorporated into and shall be deemed to amend the terms of the Mortgage to which it is attached. In addition to the covenants and agreements made in the Security instrument, Borrower and Lender further covenant and agree as follows: Lender, or such of its successors or assigns as may, by separate instrument, assume responsibility for assuring compliance by the Borrower with the provisions of this Tax Exempt Financing Rider, may require immediate payment in full of all sums secured by this Security Instrument if: a) All of part of the Property sold or otherwise transferred (other than by devise, descent or operation of law) by Borrower to a purchaser or other transferee: i) Who cannot reasonably be expected to occupy the property as a principal resident within a reasonable time after the sale or transfer, all as provided in Section 143(c) and (i) (2) of the Internal Revenue Code; or ii) Who has had a present ownership interest in a principal residence during any part of the three year period ending on the date of the sale or transfer, all as provided in Section 143(d) and (1) (2) of the Internal Revenue Code; or iii) At an acquisition cost which is greater than 90 percent of the average area purchase price (greater than 110 percent for targeted area residences), all as provided in Section 143(e) and (i) (2) of the Internal Revenue Code; or iv) Whose family income exceeds applicable income limits as provided in Section 143(f) and (i) (2) of the Internal Revenue Code. b) Borrower fails to occupy the property described in the Security Instrument without prior written consent of the lender or its successors or assigns described at the beginning of this Tax Exempt Financing Rider, or c) Borrower omits or misrepresents a fact that is material with respect to the provisions of Section 143 of the Internal Revenue Code in an application for the loan secured by this Security Instrument. References are to the Internal Revenue Code as amended, in effect on the date of execution of the Security Instrument and are deemed to include the implementing regulations. BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions in this Tax- Exempt Financing Rider. Bor ower yle W Blunt MPP 210 -0 (Revised 12/95) Borr fang L Blunt