HomeMy WebLinkAbout869020I
W
Y
1
'[/U0 Inns)
asotM pug
lll
1
II
st roggglrotu aqL
0 HOW Ild f NOM
„ssarppv Atradord„) [apo0 dlZ]
J0313H1 ldld 1VIJIJJO 3H1 NO 038IUJS30 SV ONI1410AM A1Nf100 N100NI1
'213213413N JO NM01 3H1 01 NOISIAI08f1S Hit/ S1H9I3H N100NI1 3H1 JO 9 )13019 JO 8 101
:Suttuo,iM `I1unoD N103NI1 ut palgooi Suadoid pagtrosap Sutmo[[o; alp `atgs jo
iaMod gram `.iapuaj or Sanuoo pue 1U 1 `aSgSuout Agarat saop ramorrog `asodrnd sttl log •a1oN alp pue luatunrlsui 'Clunoas
situ rapun sluatuaaae pug slueuanoo s,ramorrog jo aoueturoJrad atu (a) pue `luatunalsul Altrnoas situ jo Alunaas at1 loauord
or L tdgiSg.n d .iapun paouenpg Isamu! trUM `stuns ratio tjg jo luatuhd atr (q) :a1oN ail jo suotugot,Jtpotu pug suotsualxa
`sieMauar iig pug 'maim! grim `a1oN ail Aq paouaptna rgap at1 jo luatukedar at1 (g) :rapual of saunas luatutulsul Altman stta
OEOZ T ua iw@AoN uo atgg,Cgd pug anp 'rail= pied lou dt 'Nap iin3 at1 ttltm `Sluatuiied Altlluout
roj saptnord goitM „a1oN luatutulsul Artmoas sttl se amp auto ail pargp alou s,ramorrog ,iq paauaptna si lgap sits
00 017/ '88 's'n) srgtioa
00I /ou pup X1Joj paJpunH uanaS puesnogi aadtal klq6 L3
;o tuns [gdiouud at1 rapuaj samo ramorrog „rapuai
000Z 'TT uagopo0
I JVDZHIOJAI
[e1ea ;Iu►pioaag ao3 aUl'I SPLL aeoq\+ aaedS]
911INO),
f, I s i V 7.1, 't
L "z C 10000 Q 069E
03A1303d
IMO
'f smmul Z076 /ZI MW 9 Io 1. e8ed
L6Z l Z9(0091 SWHOd 39VOlHOW d VIA
1.6 /5 pepuewy ton its) (AMll19
06/6 150E wand 1N3Wfrll1SNl
WHOEINfl OWIHd /VWNd elBu!S
IOIE8 SutuzoAM
2132I3NN3)I 3f1N3AV NOS1f100 VETI 3o ssarppg atu s” tOR M
10918 00 NOI13Nf C ONV219 3f1N3AV 0001 9£L st ssarppg
(mum) J o va at1 spun Sutlstxa pug paztu ro si gait/
I&NVdN00 39`d912IOW AII130I3
01 uantS si luatunrlsul Artrnoas sits •(„ramorrog
8N01 0 3311381A1D Pup 9N01 '1 31313
uo uanlg st („luatutursul AltrnoaS aovonlow SIHI
99L200I #N1
99L200I #dV
70 :wpm
06/6 15 wioA
9 ;o Z geed
s .44
ZoIZLZ61 (AM)119-
•00I1ou JO $Uini$ am JO Sip 0t UU iM anogu tluo3 laS SUM= 0141 ;O 0a0ut
JO auo QV) 10 U ij aqi ,i;stits Thus aamoaaog •ua!I all $utAjtiu0pt a3pou aaMoarog 0111$ hut aapua-1 `1uautnaisul AltznoaS si141
10110 Aluond mum Auw tpnM uail a o1 loafgns st ,Cuadord all jo tied Niue lzgl saunuralap aapun 3I •luatunrlsul ,fitmoas sigi
of mg aim $uptutprogns .iapua' 01 Aaoloe;spes 1u01u00r$t TIE uaul all jo aapjoq 0141 word samoas (o) ao :tail agp jo luatuaoao ;u0
all ltanaad of altrado uoiuido s,rapu0rl all ui goigm s$uipa0oord !t$aj `ut uag 0141 ;o luatua3ao ;ua lsuit$t spuapap JO `,iq
tai! 0141 t pu3 poo$ u! s1sa1UO3 (q) :aaptaZ of aigeldaom .zauueuw t u! uai! app pamoas uotpu$tlgo at i jo fuawiitd 0141 oi $uptam
ut saaa;Iu (e) :aamorrog ssalun luautntisul 'ClunoaS s!'U JOAO Af!roud stg goplm uail iiuu aarutpstp Apdtuoad nuts aamorrog
•sfuauihd all $upu0ppta sidiaoar rapu0-1 of gsiu nj Allduwo.1d !lugs Jamoarog ',ipo0atp sluatuhd asatp sWIgtt 1OM0ra0g ;1
.gde.driud sn i spun mud aq o1 sfunotug jo saotiou !111 aapun o1 gstum; Apdtuord 1lgus iamouog •luatuhd panto uosrad all of
Ap °aa!p atup uo tuall Cud Mugs ramoaaog `aauugtw fete ui mud IOU j! .to `z lder$ured ui papInord aattetu at 1 u! suopuilgo asagi
,Cud imp 10M0110g Cue 3i `sitar punor$ JO sfuaut,Cud piogaseai put luatunnsul ,(funoas sill Jan) ,fluoud menu but gopim
,Cuadord am of alquingtaifu suop!sodtui pug slut,; 'sa$re14p `sfuawssassu 'saxel Ile Cud Begs aamoaaog •suafl :sa$asgO •b
•afoN agi spun anp sa$atgo alpi i(ut of `lsg! pug :anp iudtouud of Vino! :anp isaaalut o1 'prig!
gdeau.tud aapun aiquhd s3unouue of 'puooas :oloN 0141 aapun anp salmi° luatuAudaad ,iou o3 'isap :paiiddu aq hells Z pue j
sldea$eaed aapun aapuaj paniaoal sluatuhd !It 'asimragpo sapinoad MEI alquoiidde ssalun •s;uaw,fsd ;0 uol ;s3ilddy
•luatUna3sul 'CfunoaS si141
Aq pamoas stuns aril lsure Imam u st ales 10 uoiiismbou 3o awn atp pg rapua'- Aq piaq spund ,iue Aldde Ilegs `Anadord alp jo
alas 10 uopisinbot ail oi loud `aapuarl `Auadord am Ilan 10 aatnbou hugs aapua'I IZ gdtr$urud aapun '31 •aapuarl (q ppg spund
,Cut aamoaaog of puma! Apdutoad Titus rapua7 `ftautnafsul Afunoas sigl Aq pamoas sums Ile jo IIn3 ui 3uauiAed uodn
•uonaaosip alos s,ropua'l lu `s2Uaut,Ced Annuow amoral
Uegi aaow ou ui ,Couapt,;ap agi dn wpm hugs aaMOaaog •,Couaiouap agi dn aaleut of Argssa3au 3unoure agi rapuarl of ,red !imp
ramoraog ast3 tons ui `put `$upum u! aamoaaog ijt3ou os hut rapu07 'anp uagM small morosg ail /cud of ltapt,;;ns 30U Si awn
Auu It rapua -j .(q !nag spund atp jo mummy agi 3I •Mei algtogddt jo sluawartnbar am glint 03utpro3Ott ui spund ss0ox2 0141 ro;
aamoaaog 01 lun000u hugs aapua-J 'rat! aiquoildde Aq plat aq of p033twrad slunoure am paaoxa rapuarl .iq purl spund ag13I
•luatunaisUI AiunoaS SIgI pamoas sums ip ro; Ainnoas 111uotlippe sg pa$pald are spund 0UJ •aptw sem spund aqi 01 itgap
goua tpIgm ro; asodrnd all put spund 0141 of sligap putt simian 2timogs `spund a141 3o 2uifun000e lemur ug 'agautio Ino141tM
`aamorrog 03 and imp aapuaj •spUmd aq1 uo mud aq hugs isaaalut leg! `ranamoq `$utlum ut 001$14 ,Gout aapua-I put aamoaaog
.spund am uo s$upata ro lsaralu! Aug aamoaaog Aed of parmbaa aq iou hugs rapua- 'pied aq 01 palm! saatnbar mu! aigtoiiddt
JO apew s! luatua0r$g ug ssalun •astMrag3o sapinoad Mei aigeoiiddt ssalun 'mot sill 141!M uop3auuo3 ui aapua-I pasn
aoinaas $uiuodar arm altlsa pal Iuapuadapui Ut ao; a$rtg0 0uup -auo t ,iud of aaMOaaog armbaa hut rapuo' `aanaMOH •a$.rego
lions alum 01 rapaag sltuuad MEI alquotiddt pure spund all uo Isaaalu! aaMOaaog siitd aapuaj ssalun 'slum! m0rmsg alp $Ut,Cjir0A
JO `3uno30u MOa3S0 041 $utZIiltut iilltfuur `spund agi $uiiilddu put $uipioq 10; aamoaaog 0$1tg0 loU Amu rapuOZ •stuall moa0sg
aqi i ttd 01 spund all ,(Iddt Help aapuai •)jUtg utorl moll ltaapad ,Tut m10 (uonninsut tut ions 5! aapuai 3i `aapual $uipnl0u!)
Alpua so `Aitlelu0unufsu! `iioua$u plain; tt ,Cq paansui are susodap asogM uopnipsui ut ui plaq aq dugs spund aqj
'mu! algeogddu glint aOUtpaoo0u ui asiMaag3o so Swafl Moaosg
arnunj jo sarn4puadxa 3o sa3ttUps0 alquuosear put e3tp muann° 3o sisuq 0141 uo anp spund jO lunouut- am 0111uutfsa hut rapuai
•luno= aassai agi paaoxa of iou IUUOtut 1111 ut spund piog put 3301100 'amp Niue lg 'hut aapun 'os 31 •lunoutu lasso! 11 sfas
spund 0141 01 satlddu 111141 Mt1 rag1ouu ssalun „ydSgg 'bag as I09Z uop0as •Y•S•fl ZI 'amp 01 atutm UJO4; papuautu se 17L61
;o p0y sampa0ord fuatuaplaS mpg 111ag Itrapaj 0141 aapun 1111100011 MOa3S0 S J0M0.uog ro; aambaa ,Cetu utol a$u$uout poplar
iIiea a ro; aapual 11 funottg umutixew 0142 paaoxa of mu lunome 1111 ui spund plot! put 1001303 `aunt Aug iu 'hut rapu0-I
„•stuall Moa3sg„ pa3i113 ale small asags •sumiutard aOUtansui a$u$uom jO luatuhd 0141 ;o n0!! u! `g gdgdurud jo suoisinord agi
143TM a3uepro33t u! `aapuoi of ramoarog ,(q aigthd stuns Cue (j) put :Aug ;t `sumiuwaad aOUtrnsui a$t$uout Aptto i (a) :Aug 3i
`swnnuaad aoutrnsut pooh ,tlruaA (p) :stunuuard aoutrnsui 1Cuadoad 10 preztg ,111110,( (o) Cure ;t `Auadord agi uo sitar punoa$ JO
sivautIfed plogastal ,iuta,C (q) 'Iuadoad 0141 uo tail t s11 ltatu1IIsUI Agm3aS stgl rand Xiuoud mum Amu gopim sIUawssass11 put
saxu1,(Ir110/ (e) :ao3 „spund tuns t `IIn3 u! pied s! afoN 0141 !ilun `afoN 0141 aapun anp Oat slu0ut,Ced iCI14luotu ,Cup all uo rapua-1
01 ,Ced hugs IOMOIIOH `rapuaa l i(q lament uau!IM 11 01 10 MEI algtotiddtt o1 lOafgng •a3wuansuj pus saxes ao; spuna •Z
•afoN 0141 spun anp sa$rug0 alt! pug luauthdard Atg pug a3oN 0131 Aq pa3uaptna igap alp uo isaraiui put jo ludpuud
0141 anp uagM Atd iCpdwoad hugs 10M0110g •sa$asgO awl pus ;uatuSedaad :;saaa;ul pun lsdpuud ;o 3u0uz,fed
:5MO11o3 Se 00a$e pug iteuan0O rapuo l pug 10M0ra0g •SINNNgAOO J” .IOdINfl
Anodord par $11p0A03 luauznr3SU1 i(1C un3as turo;iun t alniiisuo0 014 uoifoipsunf Aq stoti11trgn
p 143!M s3t11uano0 uUojtun -uou put asn Iguoil11u ro; s3uuuanoO utro;iun sautgtuoo .LNaV'If12IJSNI A.LRIf1D3S SIHJ,
•pro3aajo saoutrgutnoua due 01 ioafgns `spuutuap pug stump 1It lsuie$e Auadoad aup of aj3p 0142 i(iluraua$ puajap !pm pug
sIugrr11M raMOrrog •pao3ar ;o saoutagtunou0 aoj idOOxa `p0raqumouaun s! uodord all pip put ICIradoad 0141 ii0nuo0 pug mud
'a$eguotu of lt1$u 0141 s1114 pu11 p0Jianuo0 Agara14 af11isa 014130 pastas I11tt;me! st raMOraog 11141 S,LNVNaAOO 2IgMO'11IOg
„.Anadord„ agi se fuatuntlsul iii!rn0as si141 ui of parr030a sI $uto$aro; 0141 JO ITV •luatunalsul
'C1un3aS si141 paaan03 aq 0Slg !iris suopippt pee sfuatuaoujdaa IIy Anadord a141 jo utd t rap11aaa14 ro Mou sarnixt
put 'saoutuaunddt `sluautosua 1111 put `,CUadord agi uo pa33ara 00);1100014 JO Mou sivatuanoaduti a141 11 H.LIM 2I3HJ2OOJ.
NIB (I
otti ,J u �d lJ
5. Hazard or Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the
Property insured against loss by fire, hazards included within the term "extended coverage" and any other hazards, including
floods or flooding, for which Lender requires insurance. This insurance shall be maintained in the amounts and for the periods
that Lender requires. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's approval
which shall not be unreasonably withheld. If Borrower fails to maintain coverage described above, Lender may, at Lender's
option, obtain coverage to protect Lender's rights in the Property in accordance with paragraph 7.
All insurance policies and renewals shall be acceptable to Lender and shall include a standard mortgage clause. Lender
shall have the right to hold the policies and renewals. If Lender requires, Borrower shall promptly give to Lender all receipts of
paid premiums and renewal notices. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender.
Lender may make proof of loss if not made promptly by Borrower.
Unless Lender and Borrower otherwise agree in writing, insurance proceeds shall be applied to restoration or repair of the
Property damaged, if the restoration or repair is economically feasible and Lender's security is not lessened. If the restoration or
repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums
secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. If Borrower abandons the
Property, or does not answer within 30 days a notice from Lender that the insurance carrier has offered to settle a claim, then
Lender may collect the insurance proceeds. Lender may use the proceeds to repair or restore the Property or to pay sums
secured by this Security Instrument, whether or not then due. The 30 -day period will begin when the notice is given.
Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or
postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of the payments. If
under paragraph 21 the Property is acquired by Lender, Borrower's right to any insurance policies and proceeds resulting from
damage to the Property prior to the acquisition shall pass to Lender to the extent of the sums secured by this Security Instrument
immediately prior to the acquisition.
6. Occupancy, Preservation, Maintenance and Protection of the Property; Borrower's Loan Application; Leaseholds.
Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty days after the execution of
this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after
the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless
extenuating circumstances exist which are beyond Borrower's control. Borrower shall not destroy, damage or impair the
Property, allow the Property to deteriorate, or commit waste on the Property. Borrower shall be in default if any forfeiture
action or proceeding, whether civil or criminal, is begun that in Lender's good faith judgment could result in forfeiture of the
Property or otherwise materially impair the lien created by this Security Instrument or Lender's security interest. Borrower may
cure such a default and reinstate, as provided in paragraph 18, by causing the action or proceeding to be dismissed with a ruling
that, in Lender's good faith determination, precludes forfeiture of the Borrower's interest in the Property or other material
impairment of the lien created by this Security Instrument or Lender's security interest. Borrower shall also be in default if
Borrower, during the loan application process, gave materially false or inaccurate information or statements to Lender (or failed
to provide Lender with any material information) in connection with the loan evidenced by the Note, including, but not limited
to, representations concerning Borrower's occupancy of the Property as a principal residence. If this Security Instrument is on a
leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the
leasehold and the fee title shall not merge unless Lender agrees to the merger in writing.
7. Protection of Lender's Rights in the Property. If Borrower fails to perform the covenants and agreements contained in
this Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in the Property (such as a
proceeding in bankruptcy, probate, for condemnation or forfeiture or to enforce laws or regulations), then Lender may do and
pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's actions may
include paying any sums secured by a lien which has priority over this Security Instrument, appearing in court, paying
reasonable attorneys' fees and entering on the Property to make repairs. Although Lender may take action under this paragraph
7, Lender does not have to do so.
Any amounts disbursed by Lender under this paragraph 7 shall become additional debt of Borrower secured by this
Security Instrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bear interest from the
date of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower requesting
payment.
8. Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loan secured by this Security
Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason, the
mortgage insurance coverage required by Lender lapses or ceases to be in effect, Borrower shall pay the premiums required to
obtain coverage substantially equivalent to the mortgage insurance previously in effect, at a cost substantially equivalent to the
cost to Borrower of the mortgage insurance previously in effect, from an alternate mortgage insurer approved by Lender. If
substantially equivalent mortgage insurance coverage is not available, Borrower shall pay to Lender each month a sum equal to
one twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to
be in effect. Lender will accept, use and retain these payments as a loss reserve in lieu of mortgage insurance. Loss reserve
cp
0 -6R(WY) 192121.02
Page 3 of 6
Form 3051 9/90
Initials: L
9 ;o q 9604
zo'1a1.z6) (AM
)!i9CS)
7 miemuf
�7
06/6 L90E wood
•tuatunzlsul ,(tunas slur JO pus atom a141 3o don patuzojuon auo uant2 aq Fits zamortog •,idop yantoaaog •91!
•aiquianas aq of
parepap are atom aql pus waumttsUl ICiunoas stuff JO sUOISIAOzd ail pua sup oZ •uotstnoid Sutlotguoo ail lnoultM loavva uant2
aq ten gO11M atom alp z01uatuntlsui ,iltzn0aS step 3o suotstnozd zaplo loajj lou !tugs 1ot13uoo tons 'ms! algeoidd11141tM s1Ot1311o0
010N 01.0 to 1uatutulSUI ,(tunas sup JO asnsp 10 1101SIAOtd d(ag Imp Juana ati! uI •paluool st Aladotd alp tol1M ut uotlotpstznf
all jo Atm ail pug Mu! lszapaj Aq pauzano2 aq gulls tuatunzlsul Alunoas spa •SmilggaanaS Suluaanof •SI
°1d113211z11d sup u! paptnozd sg u0n42 uaiM zapuaZ JO tamottog o1 uan32 uaaq anal 01 patuaap aq !tugs luatutulsul 'iltznoas
sup ut zo3 paptnozd aotlou Auv •zamortog of aopou ,iq saleu2tsap zapuaj ssazppu zailo iCug JO maim! palms ssazpp11 s,tapuaq
o1 Hutu ssup 1s.tn uan!S aq Ilsgs .tapuag of aotlou Au tapuaZ o1 aotlou ,(q sa111u2tsap iaMOZZOg ssazppu tat o Title to
ssazppd ,flzadozd all o1 papoattp aq hugs aopou aty •potlatu zatpouu jo asn saitnbat mu! aiggotldde ssatun !tutu ssmo lszg ,Cq 114
2utltsuu ,(q 10 1! Sutzant(ap ,iq uant2 aq !hits 1uatuntlsui ,(tunas sup uu toj paptnozd zaMOZZOH of aotlou Auy •sa3l;om •ti
.atom at1 zapun a2reto luauz,iudazd
Aug ltimptm luatu,Cudazd Istuud 11 su paluaz1 aq !ltm uo!Onpat at1 `lgdtouud saOnpaz pufJaz u 31 •zamozzog o1 luau hd
loaztp u Supl11u1 Aq JO 010N aql zapun panto lgdputzd at1 Supnpaz pun;az sup alum o1 asoogo hut tapua-I 10M0.1.10$1
01 papunjaz aq !um slttuti pantuuad papaaoxa tptgM zamozzog uuoz3 paloa!!oo Apsaztg stuns r(us (q) pus :!tutu( patttuuad alp 01
azutto alp aonpaz 01 tiussaoau 1unotuu attl pa0npat aq hugs agrei0 item Bons Aug (u) :uagt `slturtl pautuuad all 3003x0 usot
all g1!M uotl0auuo3 1114 paloalloO aq o1 10 paloalloo sa2re0 uuol za z0 1s0z01113 0t2 1811 os papatdtaul! illuut3 st mu! lug) pug
`saaluto u11o( umuttxum star to!uM mei g o1 lOafgns st maim-nom ,(tunas stet £q patinas uuol at13I •sa2agga utoj '£I
•1u0Su0O s,taMOttog 1R111 1110111IM 010N 0141 JO tuaumtpsUI i(1!11130S MU JO swim 0143 op pre201 Tim suotlupounnoOOg iCue wpm
JO Juagzoj `r( Imam O1 00.12s AMU IOMOZZOg za110 ,(us pure tapua'7 Imp saaw& (o) pug `luatutulsul i(lunoaS sup iq paznoas
sums alp Aid o1 palgS((go ,(lluuostad tog st (q) `luatunztsul ICltznoas stop jo suuat all zapun Anadozd ail ut 1sazalut s,zamozzog
tutu i(anuo0 prig tusz2 `a2s213otu 01 Auto luatunzlsui /ittznoas stet Su!u2ts -00 Si (e) :atom all 0!000x0 1ou saop lnq IUaumzlsul
AltznOas sup su5ts -00 011th zamottog iiud •I11z0n0s pug tutof aq !lots s11101U0015s pug s1Ug113AO3 s,I0MOZZ011 gd11t211red
3o suotstnozd alp o1 10afgns `tamotzog pug tapuOZ Jo suStssu pug stossaoons 0141 lnauaq pus putq !tutus luaunu1sul AlunOaS
sup ;o sluatuaat2s pug sluuuanoO ata •saau21s -o3 :A;!!teem ItaaA9S put ;ulor !punog su2lssv pug saossaaanS •Zi
•Apatuaz to 1142tz ,Cog 3o as(3t0X0
ail apnloazd 10 3o zantuM 11 04 log !lugs Apaulat JO 10!1 Aug $u!stmaxa ut tapua1 X4 aougreagioj i(ud Isamu! u! szossan0ns
s,t0m01z0g .10 zaMOZZOg (eut2po otp ,iq apuut puuutap ,Cue jo uos11az IuaumnsUJ riltmoaS slut ,iq paznoas stuns all 30
uotleztuotre ijtpout asptuagpo JO 1uatu1Cud zo3 atop puma 01 asttlaz JO lsatat11t 111 zossaoons ,(1111 1su1u211 s2utpaa)ozd aouatuuloo
Ol paztnbaz aq log !lets zapua'-j •1sata1111 ut 00850331S s,zaMozzog JO zaMOttog (11ut2 Jo ail 30 Aug!! mu assala3 01 aluzado you
!lugs zamozzog jo 16azatut ut zossaoons ,iu1101 tapuarl ,iq palug12 luatutulsul Slunoas step Aq paznoas sums all jo uotp lzpzoulu jo
uot1110gtpotu 10 luatu1Ct:d zoj atoll alt Jo uotsuapxg •aanitM t ;Om aapua7 ,fg aautatagao3 :pasua(ag ON aaAOaaog IT
•slu0m1(11d tons 3o tunout11 all a2u11un to Z pug I sldgz211red ut o1 pazzajaz maul/cud i(l1luotu 0141 ;o a111p anp alp auodlsod
JO puma 1ou huts ludtoupd 01 spaaoozd jo uo(leot(ddu Aug `2utiTM u! 00129 as!Mtatt10 zamozzog pug zapuag ssatun
•anp gall 1011 JO z014101(M 'tu011111116114 ,fltz1100S Mil Aq paznoas
sums a1101 10 ,Ctzadozd 0141 JO z1sd01 JO uotlgzolsaz o1 10 `uotldo 61! 111 `spaaoozd at1,(IddE pus 1001100 01
paztzottng st tapua'
`uant2 st aotlou alt amp alp tabu s,Cgp OE u11p1M zapua-I o1 puodsat of SItul z0M01108 `60211111sp toj W!11(3 11 011106 140 !mum
1111 alum 01 stVO 1011tu0p1103 au111111 zaMOZZOg o1 zapua-1 riq 0311ou za1J11 `3( to `zamonog pauopuuqu st Auadozd alp ;I
•anp 110141 0111 sums all log JO zatlalM luaumzlsul iilunoas sup Aq paznoas sums 014101 patndde aq
nulls spaaoozd alp `saptnotd astMZau10 Mill lg11olldde ssatun z0 2U! jM u! 001211 asIMZallo zapua-I pug 10MOtt0g ssatun `Suplui
all atojaq Aja111tpau1tut paznoas stuns alp 3o tunout11 alp gull ssal st 2up(111 all azolaq iC(ap11tpatutu! )(vadotd 01130 amen 1a3lreuu
zte; 011 t mm ut Auadozd all 30 2uplut I11tu11d 11 30 Juana all u! •zamozzog 01 pt11d aq Be aousleq ,iuy •2uplgl alt azojaq
,C(at11tpaunul ,ilzadozd alt 3o amen 103(111311 tl11j all (q) Xq paptntp '211(73 all az03aq Alapgtpatutut paznoas sums all Jo tunotu11
plot alt (11) :uot1011z3 Sutmolloj alt /Cq patidpintu spaaoozd alt 3o tunouzg paonpaz aq nulls luaultutsul Iipunnas sill
,Cq paznoas sums alp `2utt1M ut 001211 asIMtaulo zap11a1 pug tamozzog ssatun `2113(111 ail alomaq iflal11tpautut luatunzlsul JCtun3as
sup sq paznoas sums alp jo 3un0t11g alp uet(3 mead z0 01 !unba st 2uplup 0141 azojaq iC(al111patutut Auadozd alp JO amen 103(12111
1(2j all t3tlM 11( ,Cuadozd all JO &uplsn Toiled 11 jo Juana alp uI •z2M0I10$ 01 mud 6600x0 JiU2 11tm `anp tail 3011 10 za11a1M
'3uatunzls11l A1un3as sup Aq paznoas sums 01101 pat(dde aq !legs spaaoozd all `,Cuadozd alp jo 2uplul mot 11 JO Juana alp uI
•1apua1 o1 mud aq I(ggs
pug pau2tsss ,Cgazaq Ore `110(111u1112pUO3 3o Haul 1114 03U11,(2nu00 zo3 JO `,iladozd all jo 1red ,Cue jo 2uplul 301410 140 uot111uu1apuo0
Aug t4tM uotpoau1100 11! I11puanbasuoo 10 ppazip `sa211turp zo; uui11(O 10 plum iiu113o spaaoozd at.L •uopgumapuo) .OT
•uo130adsut 0141 zoj 0611110 0(g11uossaz Su(Jjtoads uonoadsut uu of zo(zd z0 JO auwj1 all 111 aotlou zaMOZZOg
ant2 hulls zapua1 •1Ctzadozd alp jo suotloadsut pug uodn saizlua 0(g11uos1101 a3(gtu ii11u1 1uaSu S3( zo zapua-I •uolpadsui '6
•M11( algEO((dd11 JO tapua4 pu11 zamortog uaaMlaq luatu0012u ua313IM 'Wu uitM 00U11pzoo011 ut spua aouetnsut
02s2uout zo3 luauualinbaz 0141(tl m `00.10601 sso! 11 aptnozd o1 zo `100330 u! aou11znsut a2u21oum tt11lutetu o1 paztnbaz suln(tuatd all
Aed imp tamozzog •pauts3go st pu11 a(g11It11n11 sautooaq 11(11211 tapu01 ,(q panozdd11 zatnsut paptnozd (saztnbaz zapua1 11111
pouad al3 zo3 pug Iunoul11041 ut) 0 aou11znsut 02u21zouu JI 'zapua-! 3o uouldo 011111 `paztnbaz aq za2uo! ou zi113u sluauuhd
01111111V 0
17. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or any interest in it
is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without
Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sums secured by this
Security Instrument. However, this option shall not be exercised by Lender if exercise is prohibited by federal law as of the date
of this Security Instrument.
If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not
less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this
Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies
permitted by this Security Instrument without further notice or demand on Borrower.
18. Borrower's Right to Reinstate. If Borrower meets certain conditions, Borrower shall have the right to have
enforcement of this Security Instrument discontinued at any time prior to the earlier of: (a) 5 days (or such other period as
applicable law may specify for reinstatement) before sale of the Property pursuant to any power of sale contained in this
Security Instrument; or (b) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays
Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b)
cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument,
including, but not limited to, reasonable attorneys' fees; and (d) takes such action as Lender may reasonably require to assure
that the lien of this Security Instrument, Lender's rights in the Property and Borrower's obligation to pay the sums secured by
this Security Instrument shall continue unchanged. Upon reinstatement by Borrower, this Security Instrument and the
obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall
not apply in the case of acceleration under paragraph 17.
19. Sale of Note; Change of Loan Servicer. The Note or a partial interest in the Note (together with this Security
Instrument) may be sold one or more times without prior notice to Borrower. A sale may result in a change in the entity (known
as the "Loan Servicer that collects monthly payments due under the Note and this Security Instrument. There also may be one
or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be
given written notice of the change in accordance with paragraph 14 above and applicable law. The notice will state the name and
address of the new Loan Servicer and the address to which payments should be made. The notice will also contain any other
information required by applicable law.
20. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any
Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the
Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or
storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal
residential uses and to maintenance of the Property.
Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any
governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law
of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that
any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take
all necessary remedial actions in accordance with Environmental Law.
As used in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by
Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic
pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in
this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that
relate to health, safety or environmental protection.
NON UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach
of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless
applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default;
(c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and
(d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums
secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to
reinstate after acceleration and the right to bring a court action to assert the non existence of a default or any other
defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice,
Lender, at its option, may require immediate payment in full of all sums secured by this Security Instrument without
further demand and may invoke the power of sale and any other remedies permitted by applicable law. Lender shall be
entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 21, including, but not limited
to, reasonable attorneys' fees and costs of title evidence.
If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower and to the person in
possession of the Property, if different, in accordance with applicable law. Lender shall give notice of the sale to
ea) 6R(WY) (9212).02
Page 5 of 6
Lf 1
Form 3051 9/90
Initials:
Borrower in the manner provided in paragraph 14. Lender shall publish the notice of sale, and the Property shall be sold
in the manner prescribed by applicable law. Lender or its designee may purchase the Property at any sale. The proceeds
of the sale shall be applied in the following order: (a) to all expenses of the sale, including, but not limited to, reasonable
attorneys' fees; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally
entitled to it.
22. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security Instrument
without charge to Borrower. Borrower shall pay any recordation costs.
23. Waivers. Borrower waives all rights of homestead exemption in the Property and relinquishes all rights of curtesy and
dower in the Property.
24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this
Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement
the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument.
[Check applicable box(es)]
Adjustable Rate Rider
n Graduated Payment Rider
Balloon Rider
VA Rider
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and
in any rider(s) executed by Borrower and recorded with it.
Witnesses:
(Seal) (Seal)
Borrower Borrower
STATE OF WYOMING, LINCOLN
The foregoing instrument was acknowledged before me this
by CLETE L. LONG and KIMBERLEE D. LONG
My Commission Expires:
6R(WY) 1921202
August 12, 2003
0 Condominium Rider
Planned Unit Development Rider
n Rate Improvement Rider
n Other(s) [specify]
CL
Page 6 of 6
1
4ssorasw
G
0
1 -4 Family Rider
n Biweekly Payment Rider
n Second Home Rider
i7.
County ss:
October 11, 2000
078
Notary Public
Kerr Millich Notary Public
County of State of
Lincoln Wyoming
My Commission Expires 8-12 -2003
amwo�# -4 .s•.� s� >a-s a
(Seal)
Borrower
(Seal)
Borrower
Form 3051 9/90