Loading...
HomeMy WebLinkAbout86915901013869 Return To: OLD KENT MORTGAGE COMPANY ATTN: FINAL DOCUMENTATION P.O. BOX 204 GRAND RAPIDS, MI 49502 -0476 Prepared By: OLD KENT MORTGAGE COMPANY 7310 NORTH 16TH STREET SUITE 300 PHOENIX, AZ 85020 -5256 Loan No. 35265184 [1945785] [Space Above This Line For Recording Data] DEFINITIONS 420-6A(WY) Page 1 of 15 Initials: VMP MORTGAGE FORMS 1800)521 -791 I/ 106a01wy.0899 l IJ MORTGAGE 11 f{ ECEfVED �nITl BOOK4 PAGE MIN 1000142 1014007009 2 Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated October 1st, 2000 together with all Riders to this document. (B) "Borrower" is ARTHUR KENT NORTON AND VICTORIA M. NORTON, HUSBAND AND WIFE Borrower is the mortgagor under this Security Instrument. (C) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the mortgagee under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. WYOMING Single Family- FNMA /FHLMC UNIFORM INSTRUMENT WITH MERS Form 3051 3/99 11 1 1 1 11 1 11 11 661£ l50£ Wa0 j 198L9b611 b8659ZS£ °ddSd2l lapin „tiro! ae5liotu palelal Xpriapoj„ a se ii3tiunb lop saop u110' ag13t uana „mot a r2uotu polypi Slltlapa;„ a 01 pie2a1 ut pasoduti OR 1ug1 suopoutsal pue sluautaitnbai IIe 01 s1a ;al ddSgg„ luauzn tsul ,CllmonS sup ui pasn sy •1atltut loafgns atUUS aq3 su.ano5 trip uotleln5a1 Jo uotlelsi2al 1OSS OOnS JO Ituotltppe /cut JO `QUM 01 gaup mot; papuaute aq tOttu Xag1 se '(OM UM 'IF d•D bZ) X uotltlaa21 `uouelaaT 2uiluautaidutt slt Pup (•bas la 109Z uo110aS 'y'S•11 ZI) 1 salnpaOOld tuotuoptos alulsg Troll alp SMUT „vdSau„ (d) •lualunitsul Attlnoos slit ;o uouoaS Iapun slunoute /Cue (Z) snid `aloN aql Iapun lsaialut put ltdtoutid (I) Io; anp tunoutt painpagos Aptlnjal aqt suuaul „;uauatd Oipotaad„ (0) •uto-1 ag1 `U0 3lnu;ap JO 10 luaut,itdU0U aql 2SUIE a iapua-I &ut1Oaloid aoutmsut suuaut „aausansul 32e2aaow„ (AI) ,Cuadoid ail ;o uoitipuoo To/puu anlun aql '03 sr suoissiuto JO ;o suotltluasaldalstuz (AT) so uotltutuapuo0 ;o nail tit OOLTEA0n1100 (HIT) X110doid 3q1 ;o lied Jfut To Ile ;o 5ut)Iu1 Iag10 10 uoUtuutapuo0 (tt) `Xlladoid aq1 ;o uoilonilsap To `01 atutup (t) Io; (S uotloaS ui paquosap sagelanoo alp Iapun mud spaaooid aOuelnsut uugl Iag1o) /cued mull Cu t Act mud spaaooid IO `sagetu p ;o pltmu luatttaplas `uoiltsuadutoo Cut MOM „spaaaoad snoauellaasil,Q„ (fl uotloos tit paquosap a1u lugs sprat! asogl maul „swa ;I moansa„ ('I) •Spa ;sued asnogOutiealo pometuolnt pue `spa ;su111 aitm `auogdalal Xq pa3etltut sia;sue11 `suopoesuelt aun otut Iallat paleutolnt `spa ;&pull ales- io -lutod `01 pollard 1ou st lnq `sapnlout allot gOnS lunoo0e tie ltpa1Z 10 Nap o1 uollnlitsul IeIOUeug t aztloglnu Jo lM lsut `Iapio 01 Se OS adtl oilauattu 1O `ialndutoo `3uoutn11sui oiuogdalal Ieututlal Otuoitoala tie Onolgl paltutut si gotg■ `luatutuisut laded 1tltutTS JO `1;u1p 'vow /Cq portu2ilo uopoesue11 u utgl Iag10 `spun; ;o IaJsue11 Aug stream „aajsuUUZ spun, oluoa ;Oala„ (}I) •u0tlgZtueg10 IeInuIS IO uotltl3OSSe slaumoauloq `uoilutOOSSt utntutmopuoo u ,Cq iiliadold aq1 JO Iam0110g uo pasodtui aIt 1eg1 sogirgo Taglo put sluaUlssasse `saa; 'soup IF arrow „s ;uautssassy pus saa3 `sang uol ;slaossv X;tununuoD„ (p) •suotuido Ietotpnf aigeluadde -uou `!tut; algeotldde IIt se Ilam se (met ;o 3Oa; ;a alp antq ltgl) siaplo put saltu anne11siuttupe put saoututpio `suoiltlnRal `salnitls !tool put aluts `Flom; alquotldde 2utllo11uo0 pr stream „mu l alg1Oilddy„ (j) T9C [1toads] (s) Iaplg 1 CIl 1 ud t Japt21 aluog pumas V/211.11.11 X 5 L 10 Z aged Iaptg luaul,ied ,CIlaamtg Iaptg luatudolanaci 1iu11 poutrum Iapig utntututopuo0 6680'Sh%Z0E90t 15066) (AM)V9- Iapt21 VA Iaptal uoollufi IaPtg atu2i alqulsnfpy a kh [alquoilddt sr xoq 3Ioago] Iamollog palnOaxa oq 01 am siopp 5utmollo0 aqs •1amo11og iCq palnOaxa alt lath luaunutsul AitmooS sup 01 &Tapp Ile SMUT „saaplg„ (II) •1sa103U! snid `luaunulsul diltinOaS sup Iapun anp sums IIu put 'a30N atll Iapun onp sa2iugo ale! put sa ng° luaul/Cedald r(uu `lsaia3ut stud `aloft otp /Cq paouaptna igap alp sutatu „usorl„ (0) X1Tadoid alp ui slg2tg JO 1a;suu.u„ 2utpuaq agt Iapun molaq paquosap Si 1tg1 Xliadoid agt sutaw „X;.Iadoad„ (a) ST 0 Z '1 .zagtuaAOH IMP Ia1u1 lop TIM III !gap otp ,Cud of pup sluauWICed otpopad itingal ut !gap sup /cud o1 pastutoid suq Iamollog •1sa1a1ul snid( 0 0 0 0 0 0 S Z S' fl) S O OT /OBI pug UMYSf OHS xs3IrI CIEHUMf1H OMs Iapuarl satin° Iamollog 1tg1 salels a10N au.L OOOZ 'T aego3a0 palep put Iamollog pawls aloe dtossttuold aql stream „a1oN„ (a) OZOS8 ZFZ 'XINZOHd 00£ ZSIf1S L LLS HZ9T &P ION OT£L st ssaippu s,Iapuoi NYDIHOIN 30 21,1XIS SILL ;o smut aql Iapun 5uilslxa put paztaaio NOISV2IOd2I00 NVOIHDIW t st Iapuxl XMYidWOD ZDYDJ i0IR SNZ)I a'IO SI aapuarl„ (a) (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and /or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (a) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (b) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to MERS (solely as nominee for Lender and Lender's successors and assigns) and to the successors and assigns of MERS, with power of sale, the following described property located in the COUNTY of LINCOLN [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF. Parcel ID Number: 0110 011927 6 0 00 which currently has the address of 4 9 8 COUNTY ROAD #12 8 [Street] THAYNE [City] Wyoming 83127- [Zip Code] "Property Address TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument. BORROWER COVENANTS that Borrower is Lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. 114:0 -6A(WY) (3305) 106a03wy.0899 Page 3 of 15 Initi 36 7 r 14 35265184 [1945785] Form 3051 3/99 66/£ L90£ LumA [58L9176L1 17 81.99Z9£ e 1 g i 401,962j 6680'sMb0E90I (g066) (AM)y9- Z) iiuI sjunou n all `algn(md alagm pun uanm `Ailoonp And !inns 1amonog `lantnm Lions Jo Juana am uI •Wutltnm ut aq Aluo Anu1 laninm ,Cud •aunt Cu n 111 sulall M010sg !!n io Atm io3 spung lapuo of Avd of uon tigo s,lamo110g anmM Amu napuari •suiall molosg !iv 10 Alm 10J spung all And of uotpm5tigo s,namollog santnm lapur ssaiUn small molosg 10j spung and iapua7 And jiegs 1am0110g •uolloas sign .iapun pied aq 01 slunouim to saotlou liv 10p1101 01 gs!u1n3 AIldwold !Inns 10MO1n0g •ura1i molosg ue aq irons sluaurssassm pun saaj `soup nom pun `10mo11og Aq pamolosa aq 'Cu m Jr `sluauissassy pue sag i `sang uotlmpossd Auunumma Jmgt aitnbal Amur .iapual `uno- aqm ;o uual and 2u!1np aural Aun in io uounui uo 1d ;swan monosg„ pal!eo 01R SUI01T asou •oi uotloaS Jo suotstnoid ant gum aounpi000n ut sun aouninsui agegl.zoini Jo ivaumAnd am 3o nail ut zapuo i o1 1amonog Aq algeAed sums Aue 10 'Alm `sumiUmnd aoueinsui aSatioJ (p) pun !g uotloaS napun iopual Aq pannbal aau unsut iin pun Aire 1oj sutntulaid (o) `Aum J! `Alnadold ant uo slum punoi5 .to sluaulAnd pionasea! (q) `AJ1adold aq1 uo aotrmqumou0 10 11011 e sm luaurtupsUI AttnnoaS sup nano Atuotld U111m uno gotnm sulalt lanlo pun sluaurssasse pun saxel (n) :no; anp sumo= Jo 1uoumAnd ioj aptnold of „spung„ ant) urns e `iin3 ut mud si moN all mun `OpoN 0141 lapun anp axe stuauiied otpouad Amp ag1 uo lapua-i 01 And !lens 1amofog •suia ;j mama .zo3 spun] •sluaUJAnd otpouad a113o `limourn alp aWungo 10 'MP anp 0141 auodlsod .10 puatxa 1011 !legs aloN 011 .lapun anp lndtouud o1 spaaoold snoauniiaoSI 84 10 `spaaoo.rd aouninsut 'maul/cud Jo uollnoilddm Auy •a1oN alp ut paquosap sm uagJ pun sa l io maul/Wald Aun 01 lug patiddn oq !inns sluaulAedald AlvlunlOA •anp sa.1ngo a1111 ,tun o1 patiddn aq Amu ssaoxa gons `sluatuAnd otpouad aim! .10 0110 Jo luauIAmd Ifni alp 01 patiddn st luauiAed am natje spstxa ssaoxa Au11 111111 11101x0 all o,I, •iin3 ut ptnd aq ueo luourAmd gong 'Imp lualxa 0141 01 pun `dt sluaumA11d otpouad am Jo luaurAvdo1 agl of 1amo11og 111013 p0nta001 1uau1Amd Aug Aidd11 Amu 10U0 I `2utpuelslno st tuaulind otpouad QUO neg1 amour 3I •a31ngo am am pun 1uouLAed tuanbutlap am 01 patlddm aq Amu JuamAed 0141 `anp aingo ale! Ann And 01 Junoure 1uap133ns e sapnpu! nowt 2U0miCnd otpouad luanbutlap n 103 10m0110g U1013 luaul/Cnd a santaoal lapua'l 34 •a10N an13o a0uninq pdtouud anp aonpai 01 11041 pun luauttupsui Alun0aS stns lapun anp sumo= 101410 Sue o1 puo0as `sa2lnn0 a1n! 01 mu pallddn aq !inns slum= gututnulai Aud •anp auinoaq 1! n0tgm u! lapno am ut luauwAnd otpouad 40na 01 panndde aq !inns sluat11And gons uotloaS lapun anp sumo= :01oN all lapun anp ledIouud (z) :aloN alp iapun anp 1sa101u1 (I) :AJuoud 3o naplo 5utmoiiO3 0141 ut ponddn aq Imp napua-I Aq ponddm pun pa1da00n sluam /ed 1!! `Z uotloaS stns ut paquosap astmlaglo sm ldaoxg •spa000ad a0 s ;uatuAnd Jo uotmnotiddy •z •luatu ulsul A1tm0aS sup Aq pamoas sluauraal$m pun slu11uanoo all 5utuiiojaad no luatunusul Altnnoas sup pun OIoN all lapun anp sluamAnd 5unleur !nag 1amo110g anatian Timis 10pua7 1SU 1 n am1n3 041 ut 10 mou 0n11g 145tu1 namollog got4 t pup 10 1as330 ON •alnsopalo3 01 loud Alampau1u11 aION 041 lapun aoueinq lndtouud $Uipunlspno am 01 patiddn aq Iitm spun3 lions `natuga patiddn 1011 3f •1am011og 01 Utag1 umla! 10 spun; lions Aidd11 nanita liens zapuo'I 'au1t1 3o pouad aigeuosmoi n utlum os op 1011 saop 1amo11og 3I •luanm0 uno-i alp 5uuq o1 (s)luaulAnd savU1 .tamoIIog itlun spun3 patlddeun gons pion Amu lapur •spun3 patiddnun uo 1sa.zalut And 1011 paau 10pu0Z U041 'am) anp pompanos SJ1 3o se patiddn st JuauWAed otpouad nova 3I •pa1d000n 0111 swanked ed eons aural alp 1n swanked gons Aiddv 01 palatigo 1011 Si 1apun lnq `annln3 alp ut sluamAmd imulmd 10 (s)moulAnd gons asnlal 01 sup.' s11 01 aotpnfald 10 lapung104 s1g211 Aue Jo 1ani11m lnolptm `pualm0 U110' am uuq o1 lu0to133nsut (s)Juou1And !mind 10 (s)JuamAnd AtU11 ldaoon Anm lapua' •1ua11n0 uvo'l u•q o1 luatot33nsu! are sluatuAmd Filial 10 (s)1u011LmAmd 0141 3t (s)luaul,ind pmplvd 10 (s)1uaulAnd Am ulnlal Amu lapua-I •SJ uo1Joas ut suotstnold a0tlou 0141 nitm aouep10oon ut lapua-I Aq pal11Otsap aq A1U1 s11 11011U001 Jaw lions 111 10 010N 041 ut pal11U5tsap u0umoo! am 111 pont0oan uagm lapua-J Aq pantaoal pump 0111 sluaulii11d •1ajstrml,I, spung otu011oama (p) 10 A1!1ua 10 `AJ `,Conan 1111apa3 e Aq pains!!! 01m susodap asonm uounitlsui um uodn um111p Si rl0ano lions Au11 papinold `)!3040 s,latgsno 10 Imp s,lalns1all 'vow 3pmq 'Nom pautllao (o) `1apmo Aouom (q) 'goo (n) :lapual Aq paloolas s11 `sutlo3 5utmoiiO3 am 3o 010111 10 0110 ui ap11ui aq luaumnISUI A1!moas sup pun 020N all lapun anp sluaul /md tuanbasgns He no At1m 11141 gimbal Amu rapuo 'ppvdun lapua-i 01 puma! Si luaUmllsui Aptmoas sup 10 010N all lapun luaul,ind se lapual Aq pani0oal luauItutsui 1041010 310040 Aim 31 `lanamoH •Aouauno •S•rl ut apnur oq !inns luaunulsul Attmoas stns pun a10N all lapun anp spuaum /vd •E 'mums 01 lUnnslnd suIall molosg no3 spun3 And 0s111 Hugs 1amoIog •apoN ant Japun anp sa1m40 am pun saR1114o 1U0U1(ndald Aue pun a10N 041 Aq paouaptna !gap all `110 1sa1a1u! pun `3o I11dpuud anp anp uagm And urns 1amo11og •saint° awl put; 'solangD ;uawAndaad °suzou nnoaosa ;saga ;uI 'Indpupd Jo ;uaWAnd •j :smoiio3 s11 aaa11 pun I1T1UOAOO 1apU01 pun Sam0110g •SINVNHAOO Yfl1OdINf1 due for any Escrow Items for which payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require. Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required under this Section 3. Lender may, at any time, collect and hold Funds in an amount (1) sufficient to permit Lender to apply the Funds at the time specified under RESPA and (2) not to exceed the maximum amount a lender can require under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge. Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender can agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds as required by RESPA. If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower for the excess funds in accordance with RESPA. If there is a shortage of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA, but in no more than twelve monthly payments. If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in no more than twelve monthly payments. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the ®6A(WY) (9905) 106a05wy.0899 Page 5 of 15 364 35265184 [1945785] Form 3051 3/99 )1 66/E 650E WJoj [98L5t66] 178699ZSE tptm `anp uagl Jou to aaglagm luatunalsul Animas am Aq pamoas sums am o1 patidde aq imp spaaoold aouelnsut aq1 `pauassal aq pjnom Altmoas s,lapua'j 10 ajgtsua3 Ajjeotulouooa Jou st atedaa 10 1Ot1E101Sa1 0q1 3I •iaMO.i.iog 30 uot1e2tjgo Ojos QM aq Ijegs pue spaaoold aouulnsut ail jo mo mud aq Jou Hugs lamouog Aq pautt'1a' `satued pltgl laglo 1O `sialsnfpu otignd .io3 sag j •spaaoold tons uo sguttLiea 10 lsa1a1Ut Auu aamonog ,(Ed of paltnbai aq Jou Timis lapua l `spaaoold aouuansut tons uo pled aq o1 lsazalut saatnbal ME-I ajgeotjddy 10 3U 1M ut aputu st luatuaaau tie ssalun •palajduioo st ?jaoM OM se sluauwXEd ssa.i5oid 30 sgtlas a ut 10 1u0111Avd abuts E ut uouElolsaa pue satudaa ail 1o3 spaaoold asangstp Amu lapua'I �Cilduzoad uwieuapun aq Bets uotloadsut tons imp paptnold `uonoejsues s,lapua'j o1 palajduioo uaaq suq )10M ail a.msua 01 Auadold bons loadsut 01 Altunuoddo uE putt sEq lapua'I !pun spaaoold aouulnsut tons Nog 01 1g2u am aneq huts lapua'I `popad uotlel0Jsa1 pue atudaa tons 2ut1nU •pauassal 10u st Animas s,lapua-I pee ajgtsea3 XIieatuzouooa st ltedal 10 uotlelolsal ail 36 `iCuadold a4J 3o ltedal to uotlelolsal 01 patldde aq !Tugs `lapuai Act paltnbal sum aouuansut Wutdilapun aq1 Jou 10 J01110101 `spaaOOld aouEansut iitm `2UI1i1M ui aaafe OS1M101110 1am0110g put Japuaj ssalun •lamofog iiq Alldtuold Opole Jou 3t sso! jo 3ooid alum ,Teal lapual •lapual pee 10t11E3 °oilminsut ail of aOtlou idulold ant. ITugs aaMOaaog `ssol 3O Juana ag1 Uj •aa,CEd ssol It:uotltppu uE se Joipuu aandu0tu se aapual auleu Tjugs puu asnup a2e2uoin pleptlels a apnput Hugs iCOtIOd tons `,Cuad0ld aq1 `Jo uoponllsap 10 `01 0Wutuep 103 `aapuari Act painbal astMaaglo Jou `aRelanoO optimal! 3o ULIO3 iiu1 sutulgo 1am011og 3I •sao!10U !maw.' puu sumttuaad plod 3o 81dtaoal TIE aapua'j 01 ant2 1fI1dmold Ilegs aaMOaaog `sannbal aapuarl 3j •saluogtuao TEMaual puu satotiod ail Nog Ol 1g5u aq1 aAI q !jugs aapuar! •aaAud ssoi p uotltppi uE se to /pee aa50uoul sE lapua'j aU1 U !Tugs pee `asnep a u5uotu paupuEls E apnjout !legs `satotiod Lions anolddesip 01 Iq41 s,lapua'j o1 1oa[gns aq Hugs satotiod tons 3o sjemaual pue lapua'I ,Cq paatnbaa satotiod aOUelnsut !!y •luatukEd 2Utlsanbal lamolaog 01 lapuaq u1013 aOtlou uodn `lsalalut ions gltm `alquAud aq Hugs puu 1uaulasangstp jo amp ail tuoau awl 010N alp 1e lsalalut nog Hugs slunotuu magi •1uaunulsul Animas stip Act pains 1am011011 jo !gap Ieuotltppe aulooaq !lugs S uotloas alp lapun lapua -j Aq pasingstp slun0tue Auy •paup iqo aneq pjnoo 1OMOIIOH 1Eg1 gOUmnsu! jo ism aq1 Nana ATluuo!tu2ts 1112ttu pautelgo os agelanoo aouulnsui am jo lsoo aq1 lugs sapajmou pu 10m0110g •1Oa33O ut Ajsnotnald seM trap a5u1OAO0 lassaj 10 1a1ua1$ aptnold lg2ttu pee Altltqutl s0 pluzeq `3Ist1 ACtm 1su!E2u `iivadold ag1jo slualuoO att1 l0 `iCuadold aq1 Ut ,Cltnba s,1OM0a1og `lamoll0g 1Oalold Jou 1g2ttu 10 1g5ttu 1nq `aapua'I lanoo IIEgs a5el0n0O ions `aIoJaIogZ •a2ulanOO JO lunoulu so ad1i1 lejnotuud Aitm asutjoand 01 Uotlatjg0 ou lapun st lapua'j •asuadxa s,J0M011011 puu uotld0 s,lapua'I le `aSelanoO aouginsut utelgo Sew aapua'j `anoqu paquosap sO5ulan00 all JO ACtme utulututu 01 situ; 1am011og 3I •1gm011011 iiq uopoafgo ue tu013 Suujnsal uopuutuLI lap auoz pool! Cut jo Matnal ail gltM uotioauuoo ut IfouOgy luatua2Eu1y■T Aoua2Joing leaapad aq1 iiq pasodm! saa3 Atm jo luatuAud 01T1 103 algtsuodsoi aq oslu Ilegs 1am011og •uotleOgtuaO 10 uotleuttulalap tons 1Oa33e 1gpttu Xlquuoseaa gotgM anoo°, sauEgO aeTtults 10 S UiddRUtaa 0111i1 110E0 sa5aego luanbasgns pui saotnlas uotIEOHtuaO puu uotltutuilalap auoz pooh 103 altgo atuil -auo e (Z) 10 saotnlas 2uppEa1 put uotltZgtuao `uopeuttulalap auoz pool; 103 amp atop -auo u :1aglja `tivol 'U0' stgl gItM uotioaUuoo ut `pied 01 10MO11OH gimbal aapua'i •4jgeuosealun pas!Olaxa aq Jou Timis 1115!1 gotgM `aotogo s,1am011og anolddestp 01 1112t1 s,lapuarl 01 1Oafgns 1aMO11og ,Cq uasogo aq jp qs aOUelnsut ail utptnold 1au1EO aOUelnsut aiL •ueo-I ail 3o U11a1 aq1 5utlnp amp U13 saOUaluas 2utpaoald am 02 luenslnd salinbal lapua'I 1etTM •salmbal aapuaW lull spopad ail l03 put (signal ajgponpap 3utpnjout) slunoute ail ut pauteluTEtu aq !Tugs optimal! stg1, •aouulnsut saltnbal lapua'I 1OtTM 103 `spooT3 puu sa p nbquea `01 paltultl Jou 1nq `2utpnput splezeq 1att1O Cue puu `a5E1an0O papualxa„ ut1a1 ail utgltM papnput splezeg `gag Act ssOJ 1sutaE palnsut ,ivadold aqi uo moan 1a13EaJaq 10 2utlstxa M0u sluau1an01dtut am dam! ITugs 1aMO11og •aaunansui Ajaadoad 's •ueoZ stgl 1.mm uot2Oauuoo Ut lapua'I Aq pasn aotnlas 2utuodal Jo/pug U0I1e3!Jiaan xe1 aMe1S0 leaf a 103 a31eiO atttil -auo a ,Cgd Ol IaMO.L10g gimbal XetU lapua'I t, uotloas sup Ut Onoge ttllo3 10S 5U0UUOe gg13o alotu 10 auo 01e110 oat! ail ,C3stles netts lamollog `uant5 st aOt10u 1eg1 gotgm uo alep ag1jo &Cup p! utttljM •uatj 9 L to g e6ed 6680' AM90E90I (9066) (AM)V9- Ord 0zU91; 366 the excess, if any, paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2. If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters. If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30 -day period will begin when the notice is given. In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender (1) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and (2) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due. 6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. 7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan. Material representations include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (1) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (2) there is a legal proceeding that might significantly affect Lender's interest in the Property and /or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (3) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and /or assessing the value of the Property, and securing and /or repairing the Property. Lender's actions can include, but are not limited to, (1) paying any sums secured by a lien which has priority over this Security Instrument, (2) appearing in court, and (3) paying reasonable 6A(WY) (9905) 106a07wy.0899 Page 7 of 15 35265184 [1945785] Form 3051 3/99 66/£ LSOE uuo1 [98L5b6L1 ti8199Z9E !9c 91.08 eBed 6680'X^+80 tgo 19066) (AM)Y9 luatunulsui Xlunoas sup ,iq paznoas stuns am of patidd11 aq !tugs spaaoozd snoatt11paostFs aq1 `pauassai aq pinom Xlunoas s,zapua' JO aigTsea3 Aiieotuzouooa lou st zledaz JO uot311zo1saz aril 3i •spaaoozd snoOuRjTaosm Bons uo s3uTtuea JO Isamu! /WU Iamozzog Sal 01 paztnbaz aq lot !jugs zapuaZ `spaaoozd snoau11jjaosij, 'ions uo piid aq of lsazalu! saztnbaz m11 ajg11oTiddd JO 3uppm u! apum si 1uatuaaz311 tm ssalun •poiaiduzoo s! Azom aril su maul/Cud ssaz3ozd 3o sus u! JO luaunaszngsTp ai3uis g u! uoppzolsaz put su11daz alp zo3 /Cud zapuari •iCjldtmozd uavlzapun aq hugs uopoodsu! lions 3i ip papTnozd `uopoujsuus s,zapua' 01 paaaidumo uaaq s11g Azom atg aznsua of Auadozd gons loadsu! of Xltunuoddo ue peg sm.! zapua' !thin spaaoozd snoattupaOS!V !Ions pioq 011q$u am snug pegs zapuari `pouad uouuzolsaz pug ztgdaz gons 3utznQ •pauassai 1ou s! iC1un0as s,zapual pug ajgtsua3 ,ipeoiuzouooa s! zt11daz JO 110t111zo3saz aql 3! `Auadozd aql 3o z►edaz zo 110!111101901 of middy aq pugs spaaoozd snoauupaosT j gons `pa2uunnp s! 4zadozd aql 3I •zapua-i 03 pied aq pugs pug of pau3!ss11 ,igazag 0111 spaaoozd snoauepaos!W iid •aaniiaJao3 :spaaoozd snoaueiiaasryti Jo 3uaututtssV •ii •0303\! agl ui papl■ozd awl ag3 le 3saza3u! /Cud o1 uou011go s,zaMOzzog s of uopoas sup ut Wuig3oN •meri ajquoltddd ,Cq paztnbaz Si uoclutmuza3 !pun JO u0t111ulutza1 lions zo3 3ulptnozd zapual puE JOMOIJog uaamlaq luautaaz3u uallum Atm grim aouupz000e u! spua aouuznsui a3e31zoys.i zo3 luatuazmbaz s,zapua'i 0141 'pun `anzasaz ssoi aiqupun3az -uou E apinozd 03 zo `1oa33a u! aouuznsui a3113uoi, uTuluIutu of pazmbaz sutniwazd am iced pugs zamozzog `aotuznsui a3u3uoiN zo3 stunittazd am pzumol swam/Cud paluu3Tsap 1iialezudas wietu 03 pazmbaz sum zOm0110g put uEo1 alp 3upj11uu 3o uompuoo 11 911 aouuznsui 0 pazmbaz zapua13i •aouuznsui a3112lzoiA! zo3 stuniui id 0143 pzumol sluam/cud paluu3lsap Aialuzedas saztnbaz zapuaZ put `pauTelgo s! `aiqup11n11 sattooaq utu3u zapuaZ iq paloaias zaznsu! uu ,Cq papiAozd (samba' zapuaZ lugs pouad alp zo3 pug lunotuu alp ut) a11zan00 aou11znsui a31131z0J4 3! sluauu/C11d anzasaz ssoi aztnbal za tio! ou 11110 zapuaZ •anzasaz ssoi gals uo s311111z110 JO 15OJOIUT Aire zamozzog /cud 01 pazmbaz aq lot !jugs zapuaZ puu `iin3 u! mud iCialuuutlin s! u110Z 0143 leg1 10113 all 3ulpu113sg1iMlou `ajg11punjaz -uou aq putts OMMOSaz ssoi gons •aOtreznsuj a3113310IAI 3o nag ui OAJOSOl ssoi aiqupunJaz -uou 11 911 sluatuiud mom cum.' put asn `1da00u iitm zapuaZ '10a33a u! aq o1 pasua0 031110n00 aotreznsu! am mum alp OJOM 111141 s1uatu,CEd pa111u3tsap 1ita111z11das 0g1 3o lunotuE 0113 zapuaZ 01 A11d 01 anuIluoO hugs zamozzog 'wpm lot s! 0 1110A00 aOUEznsui a3113umim' luaJEnlnba iipuiltrelsgns 31 •zapuaZ .Cq pa30aias zaznsui 031133101111 alguzalig 1111 111013 `10a33a u! iilsno!Aazd a0ugznsui a3u31zow 0141 3o zamozzog 01 3500 0141 01 luaiuntnba Aitetluelsgns 1500 11 311 `10a33a u! iClsnotnazd aOu11znsuI a3113uoiN am 01 111aienmba Iipgtluglsgns 0 1110A00 uT111g0 01 pazmbaz suzntuuazd 0141 /cud hugs zamozzog `aOuuznsui a113u0JA zo3 stunituald am pzumol sluam/cud pa111u3lsap iCialuzudas aalgtu 0l pazmbaz sum zamozzog put aOuuznsut gons papinozd ,Clsn0lnazd 311141 zaznsut a3113uouu 0141 uuoz3 aigeitgng aq 01 sas11a0 zapuaZ paztnbaz a3111ano0 001111znsui a3113uomi 0143 `uos11az iCu11 zo3 `3I '3 111 aOUEznsui a3113uoN am u!113u111tu 01 paztnbaz sumtuuazd am ,Cud pugs zamozzog `u11og 0141 3upiutu 3o uojllpuoo 11 511 aOuuznsuI a3113uoiAi pazmbaz zapuaZ 3i •OOUeznsul a3e33zow •p1 3utlum uT Ja3zatz am 03 sa01311 zapuaZ ssaiun 031am lot pugs aj111 003 0141 pu11 pEOgasEai 0141 `Auadozd alp 01 0!311 aa3 saztnboe zamozzog 3I •as11aj agl 3o suots!nozd 0143 jig mint Ajdtuoo HMIs zamozzog `pio14as1101 11 uo s! luatuunzlsui iilun0as sup 3I luauz10Ed 3uilsanbaz zamozzog 01 zapuaZ tuou3 a0tlou uodn `Isaza3u! gons g1Tm `ajgEAEd aq pugs pu11 luatuuaszngslp 3o am) 0143 tuoz3 am! aloN 0141 111 180101u! nag hugs sl11notu11 asatij •luatunzlsut 1i1izn0as sup ,iq pazn0as zamozzog 3o !gap ieuOi3tppE atuooaq !jugs 6 uopoas sup zapun zapuaZ Act paszngslp slunoutu Aud •6 uopoas sup zapun pazu01311e 5110!1011 IF JO Aug 3upiui 1ou zo3 iiultg11tj ou sum! zapuaZ 311141 paa1311 si li 'os op 01 110t3113tigo JO iC1np ,iue zapun Sou si pug os op 01 mutt Sou saop zapuaZ `6 uopoas si141 zapun 11011011 WW1 Sett zapuaZ g '330 z0 110 patunl sa1ltilln an11g pug `su0Tltpuoo sn0za true JO suo!IEIO1A apo0 zagl0 JO 3ulptmq al11titupa `sadtd uuoz3 zalem 11t11zp `smopuim pug S100p do pzeoq JO 00111d01 'spot 03u11g0 `51111d01 00!11111 o1 Xuadozd 0143 311!.103110 '01 palluuli 1011 s! inq `sapni0u! Auadozd 0141 3utzn0as •3u11p00mozd ,ioldtu)u11q 11 u! uojllsod paznoas SIT 3ulpn10UT `ltaumzlsui Alun0as 91143 zapun s3g3u zo /ptre Auadold am 111 3sazalu! 83! 100301d 01 9003 ,si(auto1111 0 ;;91,:3 whether or not then due, with the excess, if any, paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair market value of the Property immediately before the partial taking, destruction, or loss in value. Any balance shall be paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. "Opposing Party" means the third party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds. Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of any award or claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender. All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in the order provided for in Section 2. 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower. Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy. 13. Joint and Several Liability; Co- signers; Successors and Assigns Bound. Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several. However, any Borrower who co -signs this Security Instrument but does not execute the Note (a "co- signer (a) is co- signing this 1 0 -6A(WY) (9905) 106a09wy.0899 Page 9 of 15 368 35265184 [1945785] Form 3051 3/99 66/E L50E w aoj 4L ;oOL 08ed 6680'AMOip901 [58LSl6L] 178L59ZSE 2' a jq uo il ddd s l i m s1oT a10N alp 10 1uaturuusul Allmon sup Jo asnup 10 uotsinold Sur 1gg1 lump all uI •lognuo° ,Cq woulagigu lsuiag uorligigoid g se pane suoa aq iou Itegs outs gons inq `luaus aq 1q�Tm 11f 10 10e111100 ,iq aa1Be o1 sound ag1 moils ,iTltotidult 10 ,CI1ToTldxa uMut mw' alquoilddd me'j aigsoiiddd jo suoumuulq pus sluaulaunbai Cue o1 1oafgns a1u luaumnsui Au sup ut pautgluoo suouaTigo Pug slg2u ITV •PalsOoi si Auado.Jd all gzigm ut u0Tlotpsun[ ag13o mel all pus me! imam Aq puma aq pegs luatunzlsul Aumoas Stq,j, •uoi ;0nalsuoD Jo wing :Sltiigeaanas 'emu 2uivaanof •9I luaU1tu1sui iiltlnoas sill Japun 1uatualinbal guipuodsalloo am 4m IITm luatuazinbaa mu'd alg1oTlddd all 'mug alggoilddd .zapun paunbal osie si luauxn11sui Al sup Act pazinbaz aopou Niue 31 •zapual Aq pantaow 'Ilgnlog *pun lapua7 01 uan15 wag aneg 01 pump aq Iou hugs 1uau1n11sul Suunoas sup .tplm u0iloauuoo ui ao!lou iiud •1am0110g o1 00p011 fig ssalppg 'amour palsaisap sel lapuaq ssaiun uia.zaq pawls ssazppe s,zapua-I 01 ITsu1 sop 1s1i3 sq 1i 2uiputu Aq 10 1i 2uuanilap ,iq uaAT2 aq hugs lapual o1 aot10u Cud amp auo /lug 1g luatunllsui Al sup Japun ssalppg aoTlou paleu2tsap auo /quo aq hut aiaq j •ampaoold paji0ads i gl gOnoall ssaippe jo amp u nodal Aiuo Begs 1amofog uogi `ssazppu 3o auug0 maim/Jog uiuodal .IoJ ampaoold a sat ;toads lapuai 3I •ssazppe jo amp s,JOMOJJ0g Jo lapuai jt1ou ,illduloid Ilggs 1am01z0g 'lapuari o1 aoil0u Aq ssalppe aoTlou a1n1T1sgns a paluu2Isap seq 10m0110g ssaiun ssalppd iivadoJd all aq imp ssalppu aaTlou aqj •astmraglo salinbal ,iissaldxa mgZ algeoilddd ssalun s1am011og IF 01 0011011 alnlilsuoo pugs 13M011og auo Cur o1 ao11oN •sugam laglo ,iq luas 3i ssalppu 00T1011 s,lam01log o1 pap/glop Xtlgn1WW uagm 10 ITgu1 ssel0 1s.nJ i(q papeut uagm 1amo11og o1 uan!W uaaq aneg 01 pautaap aq hugs 1uatun.11suI 'C1i1naas sup gum uoT1Oauuoo ui 1 M0.LIog o1 aaTlou ,Cud 3up 1m ui ag lsnut 1uau1n11sul 'ilunoas sill glrm uopoauuoO uT zapurI .10 1am011og iiq uanT2 sa3Tlou IId •saapoN 'sj •alegolano gons 30 lno �uisTlu OA i 1l2iu1 1am0110g 110I108 JO 1011 Niue JO 1OADEm a OTn1T1suoo [pm 1amo11og o1 1uaul,Ced loa1Tp Aq apeul punJa1 gons ,Cue jo aouuldaoog s •(a10N aq1 Japun 10j papinold sT Amp luatuArda1d g iou zo laglagm) a n qo luau'X daid Niue lnogl luatu,iedald IuTu.tnd u se palgall aq Itim uou0npal otp Iudtouud saOnpal puma' a 3I •1amonog o1 mawArd 1oalip a 5upieul Cq 10 a10N aq1 Japun pamo Iediouud alp 2uionpa1 Aq putua1 sill alum 01 asoogo Auu1 zapuai •10M0110g 01 papunja1 aq IPM s1Tu1rI pa11Tu11ad papaaoxa goigm 1amo110g won paloaJToo pip stuns Sur (q) pug :mull pal1Ttuzad all 01 amp aq1 aOnpaz o1 ,Clussaoau lunoulu all ,Cq paonpat aq Bugs amp tiro' gons Xuu (u) :uag1 'sump palltutlad aq1 paaoxa ueoi aq1 guTm uopoauuoo uT paloalloo aq o1 10 pa10a!Io0 saalggo Imo! zaglo 10 1sala1UT aq1 lug. os pa1a1d1a1UT Muguu Si mgi iglu pus `sazelo ue0i u1nulTxuut gas 1OTgm mgl g 011oa[gns si usoj ag13i •mu'j alquoilddd Act 10 1uau1n11sui X111noas sill iq Paligmgold Alssaldxa a1g 1ug1 saa3 a2zug0 loll Arm .zapua-I •aaj gons jo 3ui2lugo aq1 uo uoTlig1gold use panlusuoa aq iou Ilggs 1amo11og 01 aaj o!JtOads u a31ug0 01 luatnrulsul Allman sup ui Aluoginu ssaldxa jo aouasge aq1 `saaj Jallo Atm 01 maw ui •saaj uopunlun pug u0T10adsui Auadozd `saaj ,siiatuolug `01 paltulil iou inq 'uipnjOUi luauIn11sui 'C1imoas sup Japun pug Auadold all uT usalalut s,lapual 2utloalold jo asodznd all 10J `ulnujap s,lamo11og slim U0UO0111100 ui pau11ojzad sao1nlas 10j saaJ 1amo11og a51egO Amu lapuaq •sa2aeg3 ueol •{,I •lapua'l jo sua!sse pus slossaoOns all 1gauaq pus (OZ uoTloas ui papinold su ldaoxa) puiq hugs 1uauIn11sui *moos sill Jo sluautaaau pus sluguanoo ata •2ui1T1m uT asgaia1 gons o1 saaAe Japua-I ssaiun luautnllsul Iiltlnoas sill lapun A1iligsit pun suoilailgo s,lamollog mo1n pasualaz aq 10u pegs 1amo11og •luautrulsui ,tliln0as sill Japun slijauaq pug s1ggu s 30 lie rnRlgo hugs `lapua -I iiq panolddg si pus `81tljm uT 1uau1n11sui A1ufOas sup Japun suoipu$ilgo s,1am0110g sarunsse oqm 1am0110g J0 1sa1a1ul uT lossaoons Cue `81 uoTloas Jo suotstnozd am 01 10a[gns •luasuoO 8,lau5is -00 all 1n0g1tm aIoN 0141 10 11au1nJusUl AlimZas sill 3o sullal alp 01 p1P. 01 1411M suotlepounu00og ,lug a3leW 10 zgagioj Tpout `pualxa 01 aadg ue0 1amo11og 1a1410 1 ue pus lapua'I 1gg1 s001gu (0) pug `1uaulntlsui Alunoas sup ,(q pamoos sums all /cud 01 palailgo ,illeuosiad iou sT (q) `luaumllsul ,i1TlfOas si141 jo su11a1 0141 Japun iivadold 0141 ui 1sa101u! s,1au$ts -o0 0141 iianu0o pug mad `0312110u1 01 Alto luaUJn11sul 't1T.moas �9£ (9066) (AM)V9- Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: (1) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender, (2) words in the singular shall mean and include the plural and vice versa, and (3) the word "may" gives sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by federal law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (i) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (ii) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (iii) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender: (a) cash, (b) money order, (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 18. 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might result in a change in the entity (known as the "Loan Servicer that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer, the address to which payments should be made and any other information RESPA 6A(WY) (9905) 106a1lwy.0899 Page 11 of 15 370 35265184 [1945785] Form 3051 3/99 661E L90E wand (S8LSb6L] t8L99ZSE T L C S L 4 Z L e6ed 6680 Ain IE9OI m (9066) (AM)d9- •dnueata Igluauruollnug 1111 1oj lapuai uo uon113ggo Niue areal° hugs ulalaq 3u1g1oN mini Iulua11111011nug 411m aoilupl000u ui suorou ruipau101 £iussaoau IF 031E1 Apdurold Hugs .zamonog krussaoau sr iCiadold a41 3upoajju aou11lsgns snop1ezgH Niue jo uo1111Tpaural Jatlo JO renourai Niue 11141 `Sued aleniud iCue 10 `ii111o411re X1oietn3a1 .ro Iu1UauruIano3 Aug iCq paTjllou s1 10 `suleal .ramonog ji •Suadoi i 341 jo amen alp sloajju Stas1anpe goiqm aauglsgns snoplezeH E jo asearar 10 asn `aouasa.rd aql Aq pasnuo uouipuoo Cu u pue `aouelsgns snop1EZeH Cu e jo amp/ Jo rearm 10 amp.' `a31e40srp `3uptuaI `3uHHds ,Cue `o1 pa1!ur!i toil mg 3ulpn!ou! `uop!puo3 Igluauruolinug Sur (Z) :a3patmou)r tenor suit 1amo110g IOWA JO MWI I11luauruo.Tnug 10 aouelsgns snopiuzeH ATM pue filmdom Pip 311untonul ,i11Ed alen!ld JO Aouau Xro1ern3al JO t11luauuuun03 Niue ,iq uouo11 13410 10 ltnsmei `pt1eurap `u11e10 `uop113psanul Sue (I) jo 30110U ua1111m lapua7 anu3 ,Cpduro.rd Hugs 1amonog •(slonpozd Jaurnsuo3 ur saouelsgns snopiezuq 'or paWT -'TT IOU 1nq `3uipn1out) iivado1d aq1 jo aoueualuiuur 01 pu11 sasn 11111uaP1sa1 1111111011 or al11!1doldde aq or paziu3o0a1 Slt111aua3 are 11141 sa3uelsgns snoplez11H jo san11uenb Hears jo Auadold aq1 uo 0311101S 10 `asn `aouasard alp o1 ,itdd11 101 slugs sa0ualuas om1 2uipaoard aqZ •Suadold alp jo amen aq1 wage Xlaslanpe 11141 uotupuoo u samara `aouelsgns snop111Z11H jo asealal JO `asn `aouasald aq1 or alp '4314m (E) 10 uo11Tpuo3 1111uauruol!nug 1111 531E013 goiqm (z) ieruauruo1!nug Niue jo uollgroin uT sT 11141 (I) A1ado1d 341 3upaajje 3u!41iue `op or 3sra auoiiue mope 1011 `op 1011 hugs 1am0110g •Suadold 341 111 10 110 `saou111sgns SnopleZ11H Sue as11at31 o11131113141 10 `saou11lsgns snop111z11H iiue jo asealal 10 `33g101S `lesodsip `asn `aouasald a41 11u11ad 10 asnu0 1011 hugs 1amo11og •dnuuarj 111luauru01!nug ug 1a33ur1 asrmUa410 10 'o1 aingulwoo `asnwo uu0 11141 uoTlTpuoo a small „uompuoJ Igluauruoltnug„ ire (t') pile mei Iuluauruo1inug uT pautjap se `uoTlou ien0ura1 10 `11011011 111Tpau1al `uop0u asuodsal Niue sapnlour „dnuuap 1111uau1uo11nug„ :uop0alold IeluauruoITnua 10 ,i1aj11s `411uat 01 31E131 rum p3leool s1 iivadold 341 a1agm uouorpsiln f 341 jo m111 pu11 smut 1E13p3j stream „muJ tuluauIuoITnug„ (z) :siur1aluur 3np0eo1p111 pue `apSgapleuuoj 10 solsags11 3u1ui111Uoo s1e11a111u1 `sluanios °mTlelon `sapioiglaq pue sapr0psad 01x01 `slonpold umajo1lad 01x01 10 arg11UIUrelj 13410 `auasola)I `au4osg3 :saoUElsgns 3u!mo1Ioj 341 pug mei 1ulu3uru01Tnilg iiq 531S11M 10 `slu111nIlod 'saou11lsgns snop111Z114 10 0!x01 se pau1Jap saourisgns 35041 3111 „sa0Uelsgns snoplezeH„ (j) :iZ 11opoas si41 in pasn sy •saauelsgns snopaeztH 1Z 'OZ uo1loas sup jo suoIslnold uoTlou anp0a11o0 a)1 of ii3Tunlloddo pu11 30!1011 alp ICjspes or pa11raap aq hugs 8 1Op0as or lu11ns1nd 1amo11og 01 Int4 1101111131300E JO 3011011 alp pue ZZ uop0as or luunslnd 13M0110g 01 uan13 3111 or Slrunuoddo pu11 110111113130011 jo 3011011 atj •4de13e111d sup jo sasodlnd 1oj arg11uosea1 aq of paulaap aq 11m poled gull 11141 11011011 11[111130 arojaq asd11ra lsnur 4014M pound 311 11 sapuA01d m117 alg11oilddy jI •U011011 3A11001100 3)1111 01 3011011 tons jo 3upu3 a41 133je porlad arg1uos11al 11 ()13134 Xuud 13410 341 paplojje pee imam pa3arie ions jo (SI uopaas jo sl113U1311nba1 341 41rm a0uericlumo 111 uanr3 aopou tons grim) Sued 13410 a41 pappou s114 lapua1 10 1amo11og tons 14un `luatu ulsul ii1!lnoas s!11 `jo 11051131 Aq pamo Amp Aug 10 `JO uoIsInold Sue p3401131q 5E4 Sued 13410 341 11141 s33ariE 11141 luaurn11su1 ICI!1n0as 5141 or lu11nslnd suo11011 s,Au11d 1ag3o a41 Uro1j sas1111 11141 (ss11p 11 jo laquraur 341 10 1 i ire 1atlra se) uo110e r11iorpnf Niue of paurof aq 10 `uiof '3011311111100 Amu lapua1 1ou 1am0110H 1ag1TaN •1asu4olnd a10N a41 Aq p3pInold asrm1a410 ssatun 1as11g01nd a1oN 341 Aq paurnssu 1011 3111 pu11 (s)laotnlas 1111011 lossa00ns 11 or parrajsu1111 aq 10 1a0!n.13S 111101 a41 grim mutual Hum 1amo11og o1 suop11311go 3u101M3s 111101 a3113uour 341 'a10N a41 jo laset0md 341 ue41 13410 133 AJas 1E01 11 Aq pa01n1as sT 111101 341 131jea1341 puu pros Si a3oN alp jl •311!0rn1as JO 13j511111 JO 3011011 11 41!m 1101103111100 111 salrnba1 NON UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the non existence of a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, Lender at its option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title evidence. If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower and to the person in possession of the Property, if different, in accordance with Applicable Law. Lender shall give notice of the sale to Borrower in the manner provided in Section 15. Lender shall publish the notice of sale, and the Property shall be sold in the manner prescribed by Applicable Law. Lender or its designee may purchase the Property at any sale. The proceeds of the sale shall be applied in the following order: (a) to all expenses of the sale, including, but not limited to, reasonable attorneys' fees; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 23. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security Instrument. Borrower shall pay any recordation costs. Lender may charge Borrower a fee for releasing this Security Instrument, but only if the fee is paid to a third party for services rendered and the charging of the fee is permitted under Applicable Law. 24. Waivers. Borrower releases and waives all rights under and by virtue of the homestead exemption laws of Wyoming. CD- 6A(WY) (9905) 106a13wy.0899 Page 13 of 1 5 372 35265184 [1945785] Form 3051 3/99 66/E I. gOE titiod 10MO.L10(1- (I .10M01.1013- (Ms) (itos) [98L5t761.1 178 1.99ZSE iamonog- iamouog- C:LE NODION IN VD:10131A 171 „4 I2M0.110 1 1/ NO.LE10 1N3N (ms) 1tY g L ;o qL offed JAN 10M0.1.10g- (ms) (s) (Ins) 6680'/Cmbre90I (o66) (AM)ya- owl :SOSSOMM qip popiooal puv JMOflO q painona (s)Japp Aug u! pug )uouirmsui Xllinoas SR U p011p11103 SURII1A00 puu swim atp IN sow puv slcloom I0M01.1011 `MOIR$1 ONINDIS Ail 374 STATE OF NiCaRIONCMC CALIFORNIA e/th County ss: The foregoing instrument was acknowledged before me this 6 by -NORTO r y c 4'/'70/ as attorney in fact for Arthur Kent Norton and Victoria M. Norton My Commission Expires: OFFICIAL SEAL 1233037 1 CHERYL A. CURREY Z IX NOTARY PUBLIC CALIF. 2 II My COUNTY OF Comm Exp. Sept. t. 22, 2 -6A[WY) (9905) 106a15wy.0899 Page 15 of 15 Notary Public Initials: day of October, 2000 35265184 [1945785] Form 3051 3/99 ,JoAeiuns eul ;o Alffigell seleuiwiel uogduosep 6uio6eiol eul to Aem Auu ui uoile3wpon„ :adid e of 1J LS'Z£Z `3«£Z a `adid e of 96'I t `fl«I I 10-08LS aouagl `.luiod e of laa3 6b'60S `i«111 0°1-'041 `.Pull iCeMjo-icl ra pies aneal QNV `111i0d e o1 1003 6Z'S£L39 snipea e 1 M `«£0 ,b0 000 3o apue [amigo e Vno.nll an.tno pies do oae a41 2uole 'pod L£'6£ `LCl.tal aoua4l !NB!.! alp 01 anano aelnaa►o e jo Buiuui3aq alp 1e lulod e of 1003 16'06 `M «8 aouagl `luiod e o1 `1003 9Z'ZOb 3o snipea e 41 ?M `„ti ,SZ oz I 3o 0191.1e Iea1U00 e 4 noa41 anana pies 3o aae 0 41 51.101e 1 OZ7,8 00ua4l !p100 O1 JO 1oea1 pies aAtOi QNd `M«Z£-,i7I-0I saeaq lu!od snipea sl? cloiiM woad VI 041 01 anano aelna.no 1ua uel -uou e 30 BuiuuiOog alp le au![ 'Cum-Jo-10p pies jo uo ?loasaalui 041 le duo sseaq e of 1 6Z'O9I `M«80 C `deo sseaq e of laa3 £0 Z8 'M AE !duo sseaq e of 1003 09 `a«OZ-<ZO-.8ZS :sMollo3 se peal pies do sou!' 1Claacllnos pue 'uole Ouisanoo aouagl 'Cum pies ane01 QNd `178Z age uo spaooall o ?lelsolo4d3o OZ£ u? ooljjo pies ui p.iooaa jo loeal imp 3o deo sseaq lseaglaou 041 01 liVll 111111111111 `1 0817Lfi 3 snipea e glint `«Zt7 ,9S 0L0 JO 012ue Ie111130 e g2noagl anano pies 30 Mg a412uole `1003 f78'S9 `AIaalsaM 00U0g1 `.130104101 anano aelnoai0 e 3O 2uiuui9aq 0411e luiod e o1 `auil XeM ,lo -1g9ia pies 2uope `1003 t76'8t7Z M«8£ 00U041 `.luiod e o1 `1003 6£' IZfi3o snipea e 4 1M «0£ 01 13O al2ue Iealua° e g2noacll anana pies 30 oae 041 2uo[e `1 1 O'S8 `ilaals0M4laou aoua41 `14pia a4101 anano aepnoaio e jo 2uiuui2aq a41 1e lurod a o1 'au!' XeM -3o -iglu pies 2uole `1 66'8 `M«80 00U0g1 `luiod e 01 `1aa3 81 snipea e cif `«Z I ,6Z 0L£ 30 PP-1u Iealuao e g0n0a41 an.inZ pres 30 are 341 'uole `1x St' [8 00U041 `M„ O ,SE ottZN mod snipea s11 set{ 4ot4M 148ia 04101 anano aelno.iio 1ua uel -uou e `8ZI peon LC1uno3 Olpinaauan .L- sMOaaeN alp jo au1i Arm-jo-110!.! ,Claa4lnos 041 4 uoilo0SaalUi Ue,1e IU!Od e 01 `auil 1sea pies Buole `1003 LI' £17OI `3 «9S 00U041 %1Sb/1MS pies 30 .iaua00 1sea41nos 041 ui 19'88 `a„9S-,ZO-o00N `vi1Sb /1MS pies J o au lsea 041 uo mod e le OMINMIOlfI :sMollo3 se pagiaosap `Z57 abed uo spaooa'l o ?lelsolo4d jo ££'i loot! ui LCiuno) uloourl jo yaalJ 0413° °o4.3() a41 u? paooaa 3 peal lap jo laud 2utaq `guiuioiCM `LC1unoD uloourl `M61 [2I `N££ L `ZI U JO e/ /1Se /1MS 041 laud le fl rlaD11dd 6661 HDIIVI^I 1£ QL,LVQ `,LS112I.L .LSTM tMVIQ QNV SIMAIM 110,1 monA IDSaQ e�epl 'ielledlugy oUe0I 's6upd5 IoH Gel 6uIwoAM 'uoslper 6unuoAM'Aeuld 69 6uiwoAM'uoyy "011 'leyeuos ioAenans 9965 'ON uonenel I'Ne uog 'v en I I LL6 'oN uollensl9e9 vein 9809 'ON u30e0s16ey oyepl 689C 'ON uonensI6ey OAM I04e WS 'V po0S 5099 'ON 009e0 epenei 0L91 ON 006880 611 vein 0666 'oN u 08ep1. t9l 'oN uenens!6ey M IegieI29 N I ^ed sioAenmg purl leuolsselwd Prolessional Land Surveyors Paull* Scheroei Wyo. Registration No. 160 Idaho Registration No. 3990 Utah Registration No. 1670 Nevada Registration No. 6805 ScofA. Scherbel Wyo. Registration No. 3889 Idaho Registration No. 8026 Utah Registration No. 372111 Marlowe A. Scherbel Wyo. Registration No. 5368 Surveyor Scherbel, LTD. Afton, Wyoming Big Piney, Wyoming Jackson, Wyoming Lava Hot Springs, Idaho Montpelier, Idaho DESCRIPTION FOR DENNIS AND DIANE WEST FAMILY TRUST, DATED 31 MARCH 1999 PARCEL B PAGE TWO 376 thence S41 13' -33 "E, 149.12 feet to a pipe; thence S22°-42'-41"E, 199.78 feet to pipe; thence S54 22' -12 "E, 305.98 feet to a pipe; thence S25 30' -01 "E, 44.04 feet to the POINT OF BEGINNING; ENCOMPASSING an area of 14.39 acres, more or less; the BASE BEARING for this survey is the south line of the SE'/4 of Section 12, T33N, R119W, being S89 52' -54 "E; each "pipe" marked by a 1" black iron pipe with a yellow plastic cap inscribed "PE /LS 698 each "corner" found as described in the Corner Record filed in the Office of the Clerk of Lincoln County; each "point" marked by a 5/8" X 24" steel reinforcing rod with a 2" aluminum cap inscribed, "SURVEYOR SCHERBEL LTD AFTON WY PLS 5368 with appropriate details; each "brass cap" marked by a 2" galvanized steel pipe with brass cap inscribed, "MARLOWE A. SCHERBEL PLS5368 AFTON WYOMING with appropriate details found; all in accordance with the plat prepared to be filed in the Office of the Clerk of Lincoln County titled, "PLAT TO ACCOMPANY PARCEL DIVISION APPLICATION FOR DENNIS AND DIANE WEST FAMILY TRUST, DATED 31 MARCH 1999 WITHIN THE SW1/4SE1/4 SE%4SW1/4 SECTION 12 T33N R119W LINCOLN COUNTY, WYOMING dated 24 November 9 .nd revised 29 August 2000. August 2000 *OM G "Modification in any way of the foregoing description terminates liability of the surveyor" 11 1 1 1 1 1 16zL 129(oo8) swaod 30e011:10w dwn (17066)1199E C alel3lw Z W L a6ed 6680'1- 661E 06 E [88L51761.] 178L99Z5E 1N3Wf1a1SNi WHOd1IM 3 e IN alppeadI IN eluuej n11wed 916u!S a3011:1 3INOH CIN003S 31t/1SII1IWd •aumo11 puooas s,zamozzog sg riliado1d ag13o Aouedn000 s,iamo.laog guluiaouoo suot181uasaidai `01 papa!!! lou an lnq `apnlout suoueluasaidai Igualg A.Z ueo1 aql gIlm uopaauuoo u! (uopeuzsoju1 lelaaleul 1111M zapua'l apinoid of pa]re3 .zo) japua'l 431 sluaulalels JO uolreuuoJul algznoogul JO `gulpgalslut 'asp; fiIIelial= ang luaSUOO .10 apalmoux S,zaMOZaog 111IM JO iamonog jo uoiloaztp 0111 111 5ullog sallllua zo suosiad he JO iamo iog `ssaooid uotlgo!Iddg ugol aql $ullnp `3I llnejap uI aq ]legs Jamof0g •uolleo►Iddv ueo' mamoaaog •g Alzadoad agl Jo asn Jo Aouedn000 a111 nano Ioiluoo /WE uoszad Jaglo he Jo mu; luauzageueul g an12 .io XlzadoJd alp 1u0.1 01 iogiia zamonog sazlnbaz 111111 luauzaaJ2e Jo food Igluai he 01 .zo 1u01110WITUI.Ig d!gsJaumo pangs aaglo JO guuggsaurll ,iug of filmdom agl loa[gns 1ou hugs pue `scum ire lg luaunco[ua pue asn anlsnloxa s,1amo.uog aoJ algeliene iil1ado1d 0111 daa31 pegs IOMOIIOg •aulog puooas mamonog se Auadozd ag1 `asn /quo pegs pug `Adn000 pugs IOMOJJOH f auednaa0 •9 :gulmolloj 0111 ,Cq paogldaJ an pue palalap an luauznalsul /lunoaS 011 Jog pug 9 SWIMS Imp 00.12E pug lueuanoo .JaglinJ 1apua' pue JOMOII0g `luauzculsul ,illanoas alp uI apeul sluauzaalge pue Slueuanoo ag1 01 uolllppe ul [ssaippd Avadoid] LZI £8 AM 'EMAVHL 8 T# QK02I ASMt100 86 :le palgool Si 110i11m „Alladoid„ OM) 1uomnijsul ,ilunoas a111 ut paquosap AliadoJd alp guuanoo pug amp antes aql jo „iapua-l„ 0111) NIOI LY2(Od2IO0 NVOIHOIN V ANIKdWOD HOYD.L2tOW LNEX CIO 01 010N S,a 0.111008 01 (pau2Is1apun suoszad 0101.1I s0 auo an aIagl .iaglagm „`aamoUog„ alp) pau2IsJapun 0111 Aq uani5 algp aides 0111 jo „luaum ilsul All.moas„ a111) paau Alunoas ao `ls1u j jo paau `ag1glzoJA ag1 luauza1ddns pug puauze o1 pauzaap aq pegs pug mu! palezodiooul sI pue oo0Z 'iagogo0 Jo Cep 'ST sup apuui SI ZIgURI gWOH QNOD1S SIH.L HURT IY'IOH CENIOJ IS 0 BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this Second Home Rider. (Seal) ARTHUR KENT NORTON orrower (Seal) Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower (12)-3658 (9904) 0 91.5 9 1365r2.0899 Page 2 of 2 378 (Seal) Borrower (Seal) Borrower 35265184 (1945785] Form 3890 3/99