HomeMy WebLinkAbout86881002013931
RECORDATION REQUESTED BY:
First Bank of Idaho
First Mortgage
180 S. Cache
P.O. Box 12860
Jackson, WY 83002
WHEN RECORDED MAIL TO:
First Bank of Idaho
First Mortgage
180 S. Cache
P.O. Box 12860
Jackson, WY 83002
SEND TAX NOTICES
First Bank of Idaho
First Mortgage
180 S. Cache
P.O. Box 12860
Jackson, WY 83002
RECEIVED
C( I\J
s; i
00 OCT -6 Li 10:: !4
1...1 1
WYOMING
BOOK .)t PR PAGE 5 4 9
SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY
MORTGAGE
THIS MORTGAGE dated September 29, 2000, is made and executed between Mark A. Roundtree and Jennifer L.
Roundtree,husband and wife (referred to below as "Grantor and First Bank of Idaho, whose address is First
Mortgage, 180 S. Cache, P.O. Box 12860, Jackson, WY 83002 (referred to below as "Lender
GRANT OF MORTGAGE. For valuable consideration, Grantor mortgages and conveys to Lender all of Grantor's right, title, and interest in and to
the following described real property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements,
rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all
other rights, royalties, and profits relating to the real property including without limitation all minerals, oil, gas, geothermal and similar matters, (the
"Real P erty located in Lincoln County, State of Wyoming:
Lot Nordic Ranches Division #7, Lincoln County Wyoming
The Real Property or its address is commonly known as 97 Bridle Trail, Etna, WY 83118.
Grantor presently assigns to Lender all of Grantor's right, title, and interest in and to all present and future leases of the Property and all Rents from the
Property. In addition, Grantor grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
THIS MORTGAGE, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL PROPERTY, IS
GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS UNDER THE NOTE,
THE RELATED DOCUMENTS, AND THIS MORTGAGE. THIS MORTGAGE, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY
INTEREST IN THE RENTS AND PERSONAL PROPERTY, IS ALSO GIVEN TO SECURE ANY AND ALL OF GRANTOR'S OBLIGATIONS UNDER
THAT CERTAIN CONSTRUCTION LOAN AGREEMENT BETWEEN GRANTOR AND LENDER OF EVEN DATE HEREWITH. ANY EVENT OF
DEFAULT UNDER THE CONSTRUCTION LOAN AGREEMENT, OR ANY OF THE RELATED DOCUMENTS REFERRED TO THEREIN, SHALL ALSO
BE AN EVENT OF DEFAULT UNDER THIS MORTGAGE. THIS MORTGAGE IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
PAYMENT AND PERFORMANCE. Except as otherwise provided in this Mortgage, Grantor shall pay to Lender all amounts secured by this Mortgage
as they become due and shall strictly perform all of Grantor's obligations under this Mortgage.
POSSESSION AND MAINTENANCE OF THE PROPERTY. Grantor agrees that Grantor's possession and use of the Property shall be governed by the
following provisions:
Possession and Use. Until the occurrence of an Event of Default, Grantor may (1) remain in possession and control of the Property; (2) use,
operate or manage the Property; and (3) collect the Rents from the Property.
Duty to Maintain. Grantor shall maintain the Property in good condition and promptly perform all repairs, replacements, and maintenance
necessary to preserve its value.
Compliance With Environmental Laws. Grantor represents and warrants to Lender that: (1) During the period of Grantor's ownership of the
Property, there has been no use, generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous
Substance by any person on, under, about or from the Property; (2) Grantor has no knowledge of, or reason to believe that there has been,
except as previously disclosed to and acknowledged by Lender in writing, (a) any breach or violation of any Environmental Laws, (b) any use,
generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous Substance on, under, about or from the
Property by any prior owners or occupants of the Property, or (c) any actual or threatened litigation or claims of any kind by any person relating
to such matters; and (3) Except as previously disclosed to and acknowledged by Lender in writing, (a) neither Grantor nor any tenant,
contractor, agent or other authorized user of the Property shall use, generate, manufacture, store, treat, dispose of or release any Hazardous
Substance on, under, about or from the Property; and (b) any such activity shall be conducted in compliance with all applicable federal, state,
and local laws, regulations and ordinances, including without limitation all Environmental Laws. Grantor authorizes Lender and its agents to enter
upon the Property to make such inspections and tests, at Grantor's expense, as Lender may deem appropriate to determine compliance of the
Property with this section of the Mortgage. Any inspections or tests made by Lender shall be for Lender's purposes only and shall not be
construed to create any responsibility or liability on the part of Lender to Grantor or to any other person. The representations and warranties
contained herein are based on Grantor's due diligence in investigating the Property for Hazardous Substances. Grantor hereby (1) releases and
waives any future claims against Lender for indemnity or contribution in the event Grantor becomes liable for cleanup or other costs under any
such laws; and (2) agrees to indemnify and hold harmless Lender against any and all claims, losses, liabilities, damages, penalties, and expenses
which Lender may directly or indirectly sustain or suffer resulting from a breach of this section of the Mortgage or as a consequence of any use,
generation, manufacture, storage, disposal, release or threatened release occurring prior to Grantor's ownership or interest in the Property,
whether or not the same was or should have been known to Grantor. The provisions of this section of the Mortgage, including the obligation to
indemnify, shall survive the payment of the Indebtedness and the satisfaction and reconveyance of the lien of this Mortgage and shall not be
affected by Lender's acquisition of any interest in the Property, whether by foreclosure or otherwise.
Nuisance, Waste. Grantor shall not cause, conduct or permit any nuisance nor commit, permit, or suffer any stripping of or waste on or to the
Property or any portion of the Property. Without limiting the generality of the foregoing, Grantor will not remove, or grant to any other party the
right to remove, any timber, minerals (including oil and gas), coal, clay, scoria, soil, gravel or rock products without Lender's prior written consent.
Removal of Improvements. Grantor shall not demolish or remove any Improvements from the Real Property without Lender's prior written
consent. As a condition to the removal of any Improvements, Lender may require Grantor to make arrangements satisfactory to Lender to replace
such Improvements with Improvements of at least equal value.
Lender's Right to Enter. Lender and Lender's agents and representatives may enter upon the Real Property at all reasonable times to attend to
Lender's interests and to Inspect the Real Property for purposes of Grantor's compliance with the terms and conditions of this Mortgage.
Compliance with Governmental Requirements. Grantor shall promptly comply with all laws, ordinances, and regulations, now or hereafter in
effect, of all governmental authorities applicable to the use or occupancy of the Property. Grantor may contest in good faith any such law,
ordinance, or regulation and withhold compliance during any proceeding, including appropriate appeals, so long as Grantor has notified Lender in
writing prior to doing so and so long as, in Lender's sole opinion, Lender's interests in the Property are not jeopardized. Lender may require
Grantor to post adequate security or a surety bond, reasonably satisfactory to Lender, to protect Lender's interest.
Duty to Protect. Grantor agrees neither to abandon nor leave unattended the Property. Grantor shall do all other acts, in addition to those acts
set forth above in this section, which from the character and use of the Property are reasonably necessary to protect and preserve the Property.
CONSTRUCTION LOAN. If some or all of the proceeds of the loan creating the Indebtedness are to be used to construct or complete construction of
any Improvements on the Property, the Improvements shall be completed no later than the maturity date of the Note (or such earlier date as Lender
may reasonably establish) and Grantor shall pay in full all costs and expenses in connection with the work. Lender will disburse loan proceeds under
such terms and conditions as Lender may deem reasonably necessary to insure that the interest created by this Mortgage shall have priority over all
possible liens, including those of material suppliers and workmen. Lender ma require, among other things, that disbursement rer u c ,n supported
by receipted bi affidavits, waivers of liens, construction progr and such other documentation as Lender mr bly request.
Jo;ueJD sselun Moleq pepinad se 'pupa jo 11.18A2 Ue Jo4 se!pewej elgepene s;! 10 He Jo Aug esloJexe Aew Jepue pue ;Ins ;aa 40 4uen3 Lie se pane
ewes et'; anal Heys ;uan0 s14; 'e6e6poW s!144 4o ewp an o; wenbesqns pa;oeue s! sa!ldde uonoes sly; go!gM o; x04 Aue 41 'saxe! 4uenbesgns
•Jo4uea j Aq epew }swain pue led10upd 4o s ;uewAed uo Jo ss0upe1gepul eU4 4o uolpod Aue Jo He uo xe; ogioeds a (q) pue
:e4oN an to Japi0y ay 10 Jepu07 el; 4sule6e algee6Jego e6e6poW jo edA; sly; uo x04 a (c) :e6e6poW 4o edA; s1q; Aq pa .1noe5 sseupejgepul ay;
uo s4uewAed woJ4 lonpep o; pe.1Inba1 Jo pezuoq;ne s! 1o1uew0 golgM JoIuemo uo xe4 anoeds e (Z) :e6e6po441 s144 Aq pampas sseupejgepul ay;
4o ped Aue Jo He uodn Jo 06e6poW jo edA; s! (44 uodn xe; o14loeds e (4) :sa!ldde uo!4oes s14; 4o14M o; sex a;nH;suoo Heys 6u!Moi o4 all saxe!
•e6e6poW s!_4 6upe4sl6eJ Jo 6u!pJOOaJ 164 se6 .1eyo .1eulo pue 'sdwe4s A .1e4uewnoop 'see; sex
He uo!4e4Iw!! minim 6u1Pnlou! 'e6e6poW sly; 6u!nu!4uoo Jo 6unoeped '6uip1ooei u! paunou! sesuedxe He 441M Jay ;066; 'MOiaq pequosep se 'sexe4
He Jo4 Jepue es.1ngw!eJ Hegs Jo1ue10 •Apadad 1eau et'; uo ue!I s,Jepu07 enunuoo pus looped o; Jepue Aq pa;senbeJ s! uo!4oe Je44o Jana ;eqM
amyl pue e6e6poW s!q; o} uon!ppe u1 s ;uewnoop Lions a ;noexe Heys Jo4ue.10 'Japuei Aq 4s0nba.1 uodn •sa6Jey0 pue saga `saxe! 4ue.un3
:e6e6poW sly; 40 ped e ale se6Jeyo pue
seel 'sexes Ie4uewweno6 0; 6uneleJ suo!s!noad 6uIMOno4
all 'S3I111:1OH1f1V 7V1N31AINa3A0o A8 S]JNVH0 aNV S33d 'S3XVl AO NOIlISOdINI
•uo! ;euwapuoo 044 44!M uo4oeuuo0 u! Japueq Aq paJJnou! sea; ,sAawoge pue
'sesuedxe 'woo algeuoseei He 40 4uewAed Jane pJeMa ay; UB9W Heys pJ0MB ay; 4o spee0ad jeu all •Apedad 0(44 4o uoneJo;se. Jo r!eda.1 ay; Jo
sseupe4gepu! ay; 04 peudde eq panne ay; 40 speeoad ;eu an to uolpod Aue Jo 40 40(44 aJlnbej uo!4oe a s 4e Aew Jepue7 'uoneuwepuoo 4o n0!! u!
eseyolnd Jo 6ulpeeooJd Aue Aq Jo s6ulpaaooJd ulewop 4ueu!we Aq peuwepuoo s! Apadad ay; 4o ped Aue Jo He 41 •speaoojd leN 4o uol4eopddy
•uopedloiped Lions 4!wied o; ewl; o; ew14 woJl Jepue7 Aq pe4senbej eq Aew se uolie ;uewnoop pue s4uewnJ4su! Lions iepue o; pelennep eq
o; esneo Jo Jannep IIM *Imo pue 'eoloyo uMO s1! to l0sunoo Aq 6ulpeeOoJd ay; u! pe4ueseJdeJ eq o; pue 6ulpeeooid ay; ul a ;edlolped o; peln;ue
eq Heys Jepue 4nq '6ulpeeoo.1d lions u! Aped Ieulwou ay; eq Aew *Imo •p.1eMe ay; ule ;go pue uoDoe a(4; puejep o; A.1esseo0u eq Aew se sde4s
Lions emu; A14dwad Heys *jump pue '6u! ;1M u! JepUa1 Anjou A4dwold Heys Jo;ueJO 'p044 s! uoneuwepuoo u! 6ulpeeoad Aue 4 •unulpae3oJd
:e6e6poW sly; 4o ped e are s6u!peeoad uo4euwepuoo o; 6ul ;elaJ suols!nad 6u!M011o4 all 'NOl1VNW30NO0
Hnl u! pled s! ssaupa;gepui s,Jo4ueJO se awl; Lions 14un ;cane pue 00J04 Ilnl u! u!ewal Heys pue aJn4eu u! 6ulnul ;uoo eq Heys'e6e6pon sly;
40 A.1ennep pus uonno0xe ay; anlnJnS Heys e6e6poW sly; u! epew sel Jo4ueJ0 s;ueweje ;s pus 's4uewee 6e 'seslwad Hy •seslwoJd to leninins
•9al4Vog4ne le4uewuJeno6 4o Suoneln6a pue 'seoueu!pJo
'sMel algeo11dde 6unslxe He y ;!M se1Idwo° Apedad ay; to esn s,JO ;ueJO pue Apedad 044 ;044 9;UeJ1eM Jo;ueJo •sMe7 441M e3uelldwoO
•uol ;edlolped Lions pled o; awl; 0; awl; wan 4senbeJ Aew Jepu07 se s;uewnJ4su! Lions Jepuei o; 'poJennep eq o; esneo
Jo Jen!1Op II!M Jo4UeJo pue 'eoloyo uMO s,Jepue 40 lesunoo Aq 6ulpeeooad an u! pe ;ueseideJ eq o; pue 6ulpeeoad ay; ui eledlolped o; paB4ua
eq Heys Jepue ;nq '6ulpeeooad Lions u! Aped leulwou ay; eq Aew 1o4ueJ0 •esuedxe s, .1olueJO 40 uon0e ay; puelep Heys Jo;uelp 'e6e6poW
sly; Jepun Jepue 4o ;sane4u! 014 Jo 0114 s,JO;ueJO suonsenb 4ey; peouewwoo sl 6uipeeoad Jo uo40e Aue wane an uI •suosied He 4o swlelo ln;nne!
0144 4suie6e Apedad 044 04 011 8144 pue4ap JaneJo4 HIM pue s4ueJJeM Jo ;ueJo 'enoge ydeJ6eJed ay4 u! uo!4d0oxe 0144 04.40afgnS to esuajea
.1apue7 0; e6e6poW s!y1
Jannep pue a ;noexe o4 A;uoymne pue 'JOMOd 4461 Hnl 944 say *lump (q) pue 'e6e6poW s111 tam uonoeuuoo u! Jepu07 'Aq peldeo0e pue '40 J0A04
u! penss! uo!uldo al14 lain Jo 'podei e1 ;14 'AOHod aouOJnsu! 01111 Aue u! Jo uo1dpOsep Apadad lead 8144 Li! twin 405 eso44 min Ja44o se0ueJgwnoue
pue sue!! He 40 Jeelo pue 984 `0ldwls 004 u! Apedad a44 04 pJOOa1 40 01414 elge4amJew pue pooh splog Jo;ueJO (e) :4eU4 S4UBJJOM 1o4ueJ0 •014!1
:e6e6poW s!(4410 ped a are Apedad ay; 4o dlysieuMO 04 6uneleJ suo!sinad 6ulMOnol
8 41 '37111 d0 3SN3d30 !A1NVa!!VM
'peg ane(4 pl11oM
esIMJaLi;O 4! 4041 Apewa.1 Aue won Jepua7 Jeq 01 se os ;Ine4ap 014 6uuno se pent ;suoo eq 4ou 110 (4s Japue7 Aq uo!4oe Lions Auy •1lne4ap he 40 4uno0oe
uo pennue eq Aew Jepua7 golgM o4 se peweJ Aue Jo 914614 Jey40 Aue o; uop!ppe u! eq Heys ydeJ6eJed s!144 u! 104 pep!noJd sly6u all •s;unowe esay4
40 4UaWAed OJnoes HIM Oslo Apadad all •A4un;ew s,e4oN an 4e eigeAed pue enp 9q Him 40!4M ;UawAed uooneq a se pa ;ean eq (0) Jo :eloN 044 40
W104 6u!u!ewea a44 (Z) 10 :J(oiod aouemsu! a!geondde he 40 W184 044 (4) Jay;Ie 6uunp enp awooeq o4 s4uewAed luewlelsu! Aue 4 ;!M a geAed eq pue
6uowe peuonJodde eq pue O;oN 044 40 eoue!eq 044 04 peppe eq (g) :puewep uo algeAed eq (y) II!M 'uolldo s,Japue7 4e 'pue ssaupa ;gapu! 044 40
ped e ewooeq !pm sesuedxe Lions IN •Josue.° Aq 4uawAedOJ 4o e;ep a44 0; Jepua1 Aq pled Jo paunou! amp 044 wan 840N 044 Jepun pe6Jego 040.1 044 40
;seJalu! Jeeq ueU4 11IM sesod.1nd Lions Jo4 Japue7 Aq pled .10 peJmoul sesuedxe i!y •s4se1a4u! s,Japuei 400401(4 o4 eleudadde eq o; senelleq Jepua7 ;ey4
uon00 Aue emel '04 pOJlnbaJ sou s! 4nq 'Amu 41eleq s,JO;ueJO uo Jepue7 ue 'Apedad 9141 u! s4s0Ja ;u! s,lepu97 pane AHeuelew pinoM 4044 peouewwoo
s! 6uipaeoad Jo uo4oe Aue 41 os op Aew aepue7 UN; Apado .1d 044 01 5.!0(481 eilew o; (0) Jo 'Apedad ay4 Uo eoue.1nsui pei!nba.1 Aue epinord o4
(g) '9w!e10 Jay ;o pue 'seoue .1gwnoue 's ;salelu! A4!moes 'sue!! 'saxe} He 40 08.14 ApadoJd 044 deeM 04 (y) sl!e4 *WE'D 41 'S31:1f111QN3dX3 SMaN37
•Apadad Lions 40 ales einsoloaJO4 Aue 4e Jo 'e6e6poW s144 40 suols!noJd 044 Jepun play ales Jai* Jo ales s,ea;snJ4 Aue 4e e6e6poW
s!Li4 Aq p9J9noo Apedad 0144 40 Jeselo.1nd an `04 ssed pue '40 414eueq a44 04 emu! 11eys eouelnsui pej!dxeun Auy 'ales 4e aouemsui paJidxeun
•Jeedde Aew S;se.1e ;u1 9,JO;Ue10 se JoaumJ° 04 pied eq
Heys speeoad Lions `sseupe gapu! 84140 in u! ;u0wAed Jane speeoad Aue spa! Jepu01 41 •sseUpa4gapu! 0144 4o aoueieq !ed!oupd an 04 palldde
eq Heys 'Aue 4I 'JepuleweJ 944 pue `4seJe ;w pen.1ooe Aed 01 mg '86061J001 5144 Jepun .1apue1 0; 6ulMo 4unowe Aue Aed o; ;sin pesn eq Heys
Ap0dord 944 4o uoneJO4s9J Jo .1!ede. 044 04 panlwwoo 4ou sal Jepue yolyM pue 4d!e0ei J!ay4 (8440 sAep pg 4 u144!M pes.1ngs!p ueeq 4ou anal yo!gM
speeoo.1d Auy •e6e6poW s144 iepun 4lne4ap in 4ou S JOIUMMS 4! uo4e.1o4sa1 10 nnedeJ 40 4so0 algeuoseal 014104 speaoad 944 wan Jo ;ueJO esingw!e.1
Jo Aed 'e.1nlipuedxe Lions 40 load AJO;0elsnes uodn 'nays Jepua1 •Japua1 04 AJO1oe4s! ;es 1000ew a u! s ;Uawenadwl peAo.14sep 10 pe6ewep
ey4 aoeld91 Jo Jled0.1 net's Jo;UeJo `.lade! pue uo!eJO4s8J o; speeoad a (44 Aldde 04 s40ale 19pua1 41 •Apedad an 40 medal pue uo14e1o4s9J ey4
JO 'Apedad 844 6unoene Ue!I Aue 40 4uewAed 'ssaupa ;gapu! 044 to uon0npaJ 044 0; sp0eoo.1d 8144 Aidde pue eoue.1nsu! Aug jo spaeoad ay4 11010.1
pue 0nleow 'U0100le s,Japu87 ;e 'Aew Japua1 'p8Jledw! s! A ;unoes s,Jepuei 4ou 10 JaylagM •A41enseo ay4 4o sAep (g 4) Ueanln u!U4!M os op 01 s!!e4
1o4ue.10 4! ssol 40 load ()mew Aew Jepua1 •Apedad 044 0; e6ewep Jo ssoi Aue 40 JapU01 A4l4ou Aldwad Heys JO;UBJO •sp99OOJd to uolleollddV
'um! 94140 W1e4 0144
104 eouBJnsu! Lions u!e4Ulew o4 pue '.1epue7 Aq peJ!nb9J es!MJay ;o se 10 'we16o1d eOUBJnsul poold IeuoneN an Japun 495 s ;!w!! Aonod wnwlxew
011 0; do 'ueo! 041 6uunoes Apedad 944 uo sue!! Jowl Aue pue 1001 ail 40 aoue!eq led!ouud p!edun 1l114 0(44 104 'sale plumy pool; reloads
e u! pa;e0o! s! Apedad 8 (41 ;ey41apua7 Aq ueni6 s! aonou lane situp gp u1411M 'apemen 41 'eOUeJnsul pooId IeJeped u!e4Ulew pue ule;go 04 seeJ6e
Jo;ueJO 'ewe piney pooh !e!oeds a so Aoue6y ;uewe6eue, Aoue61ew3 !awed a (44 4010 ;oa1!a 0U4 Aq pa;eu6lsep 0810 Ue U pe;eoo! eq Apado.1d
peg! a44 pino4S •uosied Jey40 Aue 10 *Imo 40 41ne4ep J0 uo!ss!wo 'jog Aue Aq A0M Aug u1 p0J!edwl eq 4ou H!M.1epuel 40 1one4 u! e6elenoo ;044
6ulpinoJd 4uewesJOpue ue epnloul Heys osle Aonod aouemsu! 14003 •aonou Lions an!6 04 e.1nlie4 Jo' Amgen s,JOJnsu! an 4o Jew!elos!p Aue 6u!u!eluoo
sou pue Jepue1 04 aonou ua44JM mud ,sAep (g I) uee4414 40 wnw!Ulw a Ono (441M pegslu!w!p JO 146 80U0o eq 4ou !4M e6eJanoo 4044 uolelndl ;s
e 6ulu!e ;uoo JeJnsu! yoga won 860/01100 4o 99100!4!4J80 Jepue7 0; 1 an!lep 110149 Jo4UeJO •Jepua7 04 elge;deo0e Algeuoseej eq Aew se w .1o4
Lions u! pue sa!uedwoo aouemsu! LAWS Aq ua1 ;!M eq il0 (4s se!0nod •JepUe4 4o Jone; u! esnel0 086e6pow pJepue4s a (44!M pue 'esnep 8OUemsuloo
Aue 40 uo!4e0Hdde prone o4 4ua! 4unowe Lie in Apadoid lead 044 uo slueweno.1dw! He 6upenoo alien algemsu! nnl 044104 slseq ;uaweoe!da1
e uo s;uawasJopue e6e.1anoo p0pua4X9 pJepue1s y4!M eouOJnsu! 8114 4o sel0!!od u!e4ulew pue unload Heys lamp •OOUOJnsul 4o a3UeueluleW
:e6e6poW s144 4o pod a 9.10 Apadad 0114 6uunsui o; bungle.' suo!s!noJd 6u!MO!lo4
841 '30NVaf1SNI 3JVWVa Al>a3d0Eld
•94UOWOn01dwl 140119 40 Ism
044 Aed !HM pue ueo J04UBJO 40144 Jepua1 04 AJO4oe4s4es seouBJnsse aOUenpe Japua4 0; ys!uJn4 Japu07 40 4senbeJ uodn !!!M Jo4ueJO •sieua;ew 10
'seovues ')IJOM all 40 4Uno00e uo pepasse eq pino0 ue!! 10440 Jo `104 s,uewleua4ew 'Lien s,0lUegOaw Aue 4! `Apedad aU4 04 penddns ale sleua4ew
Aug 10 'pegslwn4 ale s0ovues Aue 'peouawwo0 s! )1oM Aue aloleq sAep (gL) uaann 4sea! ;e Japuaq Amu Heys 104U010 'uol4OnJ4suo0 40 03140N
•Apedad
814 4su!060 s4uawssesse pue saxe} 043 40 4U9w94e ;s uO44UM a aw4 Aue ;e JapUa1 0; Jannep o; 1e101no leIuawwano6 e4eudadde 0144 ezuo4lne
Ile4s pue s4uawssesse Jo saxe} eq1 ;0 4uewAed 40 eouepoe Aloloelsl4es 1epuel 04 ysluJn4 puewep uodn Iley 10 111010 ;uawAed 40 eouepin3
•s6ulpeeoad;sa4000 ay; u! pels!wn4 puoq A4a.1ns Aue Japun ee6ngo leuonlppe Lie se Jepua7 aim Heys Jo4uBJo
•Ap0do .1d et'; 4su!e60 1uewa0JO4ue a .1o4aq 4uaw6pnf esJenpe Aue A4sl4es Heys pue Jepu87 pue 41as41 pue4Op !lets *lump '4s0 ;uoo Aue u! 'ue!! 8144
Japan eies 10 eJnsoio91o4 a 40 4lnsaJ a se 0111000 Pinoo ;04 se6Jego 10 (4 ;o 10 'see; ,sAewo4;e 0igeuosee.1 pue s4so0 Aue snid uen 0144 e6Jegoslp o4
;ualolnns 4unowe Lie u! Japue'l 04 A.1o4oe4s14es A41m0es J0440 puoq A4ams e40JOd1o0 4uel0inns a 10 yseo JepuO1 141!M 1!sodep 'Jepue7 Aq pa;senba.1
4! Jo `Lien 844 4o e6Je1OSIp 814; 81n09s 8144 4o aonou say 1011010 Jane sAop (g 4) uaa4414 u144!M 'pa4 s! Lien a 41 'JO wisp u0n et'; Jens sAep (el.)
180444 u144!M Heys Jame '4uawAeduou 40 4111901 a se pall4 s!.10 sesl1e uen e n •pezlpJedoef 40U s! ApedoJd an u! 4sOJ84u! S,Japua1 se 6uo! os 'Aed
04 uo4e6!Igo ay4 18110 alnds!p (44!04 pooh a y ;!M U01100UUOO ui w!e!0 Jo '4uawssesse `x04 Aug 40;uewAed plo111!M Aew 10;Lie10 •4sa4uo0 04 ig6nd
•yde16e1ed;sa4uo0 o Aid ay; w penloeds J8gpnl se enp
4ou s ;uawssesse pue saxe} 4o ue!! 844104 4deoxe pue '1apue4 Aq 6unuM ul 04 peeJ6e AHeonloeds suers 95041104 ;de0xe 'e6e6poW sly; Jepun Japua1
40 4s0104(1! 8144 04 lenbe Jo Jeno A4uoud 6ulneq sue!! Aue 40 ee14 ApedoJd 0144 UIe4Ulew Heys *jump •Apodad 8144 04 peys!wn4 1eu04ew 10 pOJepuei
sa0IAJas 104 10 uo euop )IJOM 104 sung* He enp uayM Aed Heys pue 'Apedad 844 40 4uno00e uo 10 4514060 palm! 90610 (40 e0!Mes 10M99 pue
se6Jego .181BM 's4uewssesse 'saxe} le!oeds 'saxe} HoJAed 'saxe} He (Aouenbunep o4 mild swims He u! pue) enp uayM Aed Heys 10414010 •lueWAed
:e6e6poW sly; 40 pod are ApedoJd 044 uo suers pue saxe} 844 04 6uneleJ suo!slnad 6 u1M 0 11ol
Z 0613
(panui ;uoo)
3JVD ±HOW
ell 'swan aNV SJXVl
Ob68S1.O
MORTGAGE
(Continued)
55 :I
Page 3
Lender cash or a sufficient corporate surety bond or other security satisfactory to Lender.
SECURITY AGREEMENT; FINANCING STATEMENTS. The following provisions relating to this Mortgage as a security agreement are a part of this
Mortgage:
Security Agreement. This instrument shall constitute a Security Agreement to the extent any of the Property constitutes fixtures or other personal
property, and Lender shall have all of the rights of a secured party under the Uniform Commercial Code as amended from time to time.
Security Interest. Upon request by Lender, Grantor shall execute financing statements and take whatever other action is requested by Lender to
perfect and continue Lender's security interest in the Personal Property. In addition to recording this Mortgage in the real property records, Lender
may, at any time and without further authorization from Grantor, file executed counterparts, copies or reproductions of this Mortgage as a financing
statement. Grantor shall reimburse Lender for all expenses incurred in perfecting or continuing this security interest. Upon default, Grantor shall
assemble the Personal Property in a manner and at a place reasonably convenient to Grantor and Lender and make it available to Lender within
three (3) days after receipt of written demand from Lender.
Addresses. The mailing addresses of Grantor (debtor) and Lender (secured party) from which information concerning the security interest
granted by this Mortgage may be obtained (each as required by the Uniform Commercial Code) are as stated on the first page of this Mortgage.
FURTHER ASSURANCES; ATTORNEY -IN -FACT. The following provisions relating to further assurances and attorney -in -fact are a part of this
Mortgage:
Further Assurances. At any time, and from time to time, upon request of Lender, Grantor will make, execute and deliver, or will cause to be
made, executed or delivered, to Lender or to Lender's designee, and when requested by Lender, cause to be filed, recorded, refiled, or
rerecorded, as the case may be, at such times and in such offices and places as Lender may deem appropriate, any and all such mortgages,
deeds 'of trust, security deeds, security agreements, financing statements, continuation statements, instruments of further assurance, certificates,
and other documents as may, in the sole opinion of Lender, be necessary or desirable in order to effectuate, complete, perfect, continue, or
preserve (1) Grantor's obligations under the Note, this Mortgage, and the Related Documents, and (2) the liens and security interests created
by this Mortgage as first and prior liens on the Property, whether now owned or hereafter acquired by Grantor. Unless prohibited by law or Lender
agrees to the contrary in writing, Grantor shall reimburse Lender for all costs and expenses incurred in connection with the matters referred to in
this paragraph.
Attorney -in -Fact. If Grantor fails to do any of the things referred to in the preceding paragraph, Lender may do so for and in the name of Grantor
and at Grantor's expense. For such purposes, Grantor hereby irrevocably appoints Lender as Grantor's attorney -in -fact for the purpose of
making, executing, delivering, filing, recording, and doing all other things as may be necessary or desirable, in Lender's sole opinion, to
accomplish the matters referred to in the preceding paragraph.
FULL PERFORMANCE. If Grantor pays all the Indebtedness when due, and otherwise performs all the obligations imposed upon Grantor under this
Mortgage, Lender shall execute and deliver to Grantor a suitable satisfaction of this Mortgage and suitable statements of termination of any financing
statement on file evidencing Lender's security interest in the Rents and the Personal Property. Grantor will pay, if permitted by applicable law, any
reasonable termination fee as determined by Lender from time to time.
EVENTS OF DEFAULT. At Lender's option, Grantor will be in default under this Mortgage if any of the following happen:
Payment Default. Grantor fails to make any payment when due under the Indebtedness.
Default on Other Payments. Failure of Grantor within the time required by this Mortgage to make any payment for taxes or insurance, or any
other payment necessary to prevent filing of or to effect discharge of any lien.
Break Other Promises. Grantor breaks any promise made to Lender or fails to perform promptly at the time and strictly in the manner provided in
this Mortgage or in any agreement related to this Mortgage.
Default in Favor of Third Parties. Should Grantor default under any loan, extension of credit, security agreement, purchase or sales agreement,
or any other agreement, in favor of any other creditor or person that may materially affect any of Grantor's property or Grantor's ability to repay the
Indebtedness or Grantor's ability to perform Grantor's obligations under this Mortgage or any related document.
False Statements. Any representation or statement made or furnished to Lender by Grantor or on Grantor's behalf under this Mortgage, the Note,
or the Related Documents is false or misleading in any material respect, either now or at the time made or furnished.
Defective Collateralizatlon. This Mortgage or any of the Related Documents ceases to be in full force and effect (including failure of any collateral
document to create a valid and perfected security interest or lien) at any time and for any reason.
Death or Insolvency. The death of Grantor, the insolvency of Grantor, the appointment of a receiver for any part of Grantor's property, any
assignment for the benefit of creditors, any type of creditor workout, or the commencement of any proceeding under any bankruptcy or insolvency
laws by or against Grantor.
Taking of the Property. Any creditor or governmental agency tries to take any of the Property or any other of Grantor's property in which Lender
has a lien. This includes taking of, garnishing of or levying on Grantor's accounts with Lender. However, if Grantor disputes in good faith whether
the claim on which the taking of the Property is based is valid or reasonable, and if Grantor gives Lender written notice of the claim and furnishes
Lender with monies or a surety bond satisfactory to Lender to satisfy the claim, then this default provision will not apply.
Breach of Other Agreement. Any breach by Grantor under the terms of any other agreement between Grantor and Lender that is not remedied
within any grace period provided therein, including without limitation any agreement concerning any indebtedness or other obligation of Grantor to
Lender, whether existing now or later.
Events Affecting Guarantor. Any of the preceding events occurs with respect to any guarantor, endorser, surety, or accommodation party of any
of the Indebtedness or any guarantor, endorser, surety, or accommodation party dies or becomes incompetent, or revokes or disputes the validity
of, or liability under, any Guaranty of the Indebtedness In the event of a death, Lender, at its option, may, but shall not be required to, permit the
guarantor's estate to assume unconditionally the obligations arising under the guaranty in a manner satisfactory to Lender, and, in doing so, cure
any Event of Default.
Insecurity. Lender in good faith believes itself insecure.
Right to Cure. If such a failure is curable and if Grantor has not been given a notice of a breach of the same provision of this Mortgage within the
preceding twelve (12) months, it may be cured (and no Event of Default will have occurred) if Grantor, after Lender sends written notice
demanding cure of such failure: (a) cures the failure within fifteen (15) days; or (b) if the cure requires more than fifteen (15) days, immediately
initiates steps sufficient to cure the failure and thereafter continues and completes all reasonable and necessary steps sufficient to produce
compliance as soon as reasonably practical.
RIGHTS AND REMEDIES ON DEFAULT. Upon the occurrence of an Event of Default and at any time thereafter but subject to any limitation in the
Note or any limitation in this Mortgage, Lender, at Lender's option, may exercise any one or more of the following rights and remedies, in addition to
any other rights or remedies provided by law:
Accelerate Indebtedness. Lender shall have the right at its option without notice to Grantor to declare the entire Indebtedness immediately due
and payable, including any prepayment penalty which Grantor would be required to pay.
UCC Remedies. With respect to all or any part of the Personal Property, Lender shall have all the rights and remedies of a secured party under
the Uniform Commercial Code.
Collect Rents. Lender shall have the right, without notice to Grantor, to take possession of the Property, including during the pendency of
foreclosure, whether judicial or non judicial, and collect the Rents, including amounts past due and unpaid, and apply the net proceeds, over and
above Lender's costs, against the Indebtedness. In furtherance of this right, Lender may require any tenant or other user of the Property to make
payments of rent or use fees directly to Lender. If the Rents are collected by Lender, then Grantor irrevocably designates Lender as Grantor's
attorney -in -fact to endorse instruments received in payment thereof in the name of Grantor and to negotiate the same and collect the proceeds.
Payments by tenants or other users to Lender in response to Lender's demand shall satisfy the obligations for which the payments are made,
whether or not any proper grounds for the demand existed. Lender may exercise its rights under this subparagraph either in person, by agent, or
through a receiver.
Appoint Receiver. Lender shall have the right to have a receiver appointed to take possession of all or any part of the Property, with the power to
protect and preserve the Property, to operate the Property preceding foreclosure or sale, and to collect the Rents from the Property and apply the
proceeds, over and above the cost of the receivership, against the Indebtedness. The receiver may serve without bond if permitted by law.
Lender's right to the appointment of a receiver shall exist whether or not the apparent value of the Property exceeds the Indebtedness by a
substantial amount. Employment by Lender shall not disqualify a person from serving as a receiver.
Judicial F o r e. Lender may obtain a judicial decree forecloe'ry tor's interest in all or any part of the Property.
Nonjudic -ender may foreclose Grantor's interest in all art of the Property by non judicial sale, and sl -y power of
ro ,*eidd 11.1 d4UN du; au1 suo4nil;sgns pue ;o suo!45pHosuoo 10 suopo! ;!pow •;o suolsuaixe ;o slemeuaJ He Li4!M Jag1a6o4 'sluewnooa palgled
Jo eloN 0 41 Jepun a1QeAed sesuedxa pue s;soo 'slunowe 4egio pue Isamu! '15d!ou!Jd Ile sueaw „sseupelgepul„ prom 041 •ssaupe4gapul
*A}JedoJd teed eq1 uo uo14onJ45uoo Jeyio pue s4uaweoeldeJ 'suo14!pp5 'sa!llpoe; 'Apedo Jcl
!Bed eta uo paxl;;e sewoq wow 'SeJnjOnals `s6u!p!!nq 's4uewanoJdw! elm; pue 6u4slxe !!e sueaw „s1uewenoJdwl„ paoM 041 •s4uawanoJdwl
•so4segse pue 10(34°41
uo!loe1; Aue Jo slonpoad -Aq wnelculed pue wnelollad 'uo!ie4!w!I 4noimm 'sepnloul osi9 „seouelsgng snopaezeH„ wad; eqj •sMei ieluewuoa!nu3
e41 aepun pals!! Jo Aq peu! ;ep se elsem Jo slsue4ew 'seouelsgns olxo; Jo snopezeq 115 pue Aug uo!lel!w!! lnoyl!m epn!oul pue esues Isepeoaq
/Gen 1!ayj u! pasn a)5 „seouelsgns snopaezeH„ spawn 0111 •pelpueq es!hueU4o Jo pepodsus 'paanioetnuew 'pewe10ue6 '4o pesodslp 'pa)ois
'pe1ee14 'pasn Apadojdw! uegM luewuol!nue 0144 Jo 1441gey uewnq of prezeq Ie!lue4od Jo Iueseid a esod )o esneo Aew 'sollspeloeaeyo sno1l0e ;u! JO
I 'leo!S, qd JO uo4eJ4ueouoo 'A414uenb 4!9U1 4o esneoeq 'ley; s!eualew ueew „SeOUB4sgng snopaezeH„ spawn oqj •seauelsgns snopJezeH
'a4 eq; ;Jed JO HS ;o Alueaen6 a uo!4el!W l
lnoygM 6ulpnlou! '.1epue 04 Aped uo!lepoww000e Jo 'Aims 'JesJopue 'Jo4ue1en6 woJ; Alueaen6 eql sueaw „Alue4en0„ prom e41 •Aluelen0
•eaalpunod 'i J94!uuer pus eeJlpunoH 'y >pp5NI sueaw „JOlueJO„ pJOM 0U1 •JO4ueJ9
•86e54JOW
s!41 ;o uolloes linetaa ;o 51u0n3 1914 ul 86e6110N1 s!q4 U! 44101405 41ne4 to s4uen3 0114 4o Aue ueew „4lnelea 10 luan3„ spaoM 0 141 'line ;a0 ;o luan3
*oleJeg4 luensind pe4dope suogeln5eJ 10 'sap 'sMel impel 10 ems eigeoidde Jeylo Jo bas 1a ';069 uo!loeS '0'S'fl 34 'I0N
AJenooeu pus uo!lenaesuoa eoanosed 0141 °bes 40 'jog; uo!4O0S '0'S'fl 64 'toy uo!1e4J0dsuBJl s15ue4eW snopaezeH eql t/utlS 664 66 'oN 'l
'qnd '9864 to toy uoilezuoylneeu pue s4uewpuewy pun;JednS all 'CW10E130 'bas 1e '1096 uogoeS '0'S'fl Z4 'pepuawe s '0864 4°4°V ici!I!g
pue 'uollesuedwo0 'esuodsed leluewuoa!nu3 en!suegeJdwoO 044 uo!lel!wi! 400441M 6ulpnlou! 'IuawuoJlnue 0q4 JO U11eeq uewnq ;o uollOeloJd 0114
of 6u!IOIOJ seOUSU!pJo pue suol451n60J `sa4n4e4s pool pus laiepe; 'ems pe pue AUO UBOW „SMOi fOIUOWUOJlnu3„ spJOM 0111 •smei leluawuollnu3
'eloN 044 6ulu6ls sew* pue suosaed Jey4O Ile pus 'e8J4Punod Jeuuuer pue eeiipunod y >1JeNm sueaw „JOMOJao9„ pJoM 0111 •iamo1JOg
:e6e641oNf sp.; u1 pasn uayM s6ulueew 6u!M0110; 041 0ney 11
•e6e64aoNl sly! Aq paJnoos sseupe ;gapul pe 04 se 6ulwoAM
;o ems 041 ;o sne! uo4dwexa peeIsewoy 0141 ;o s4l ;eueq pue s4U6u pe sanleM pue sese0!aa Agaaey 10!11010 •uolidwax3 pealsawoH ;o JenleM
•e6e6Iaon 5!111 ;o e0uewJotaad 0144 u! eouesse 04140 s! ew11 •O3UOSS3 04140 Si 0w11
•sseupalgepul 041 aepun A1ll!gell )o e6e6IJool s144 40 suowe64go 0144 w014 aoIuea0 Bu!seelaJ Ino441M u0!sue4xe AO eoueJeegJot
;o AeM Aq sseupe4gepul ay4 pue e6e6poN1 s!yl 01 aouaaataJ UIIM saosseoons s,aoluea0 441M jeep Aew eo14ou inOUl!M 'Jepuai
10!11510 ueU110140 uosied a u! pelsen sawooaq A4JedaJd 0111 ;o d14sleuMo ;1 •su6lsse pus slosseoons J!a41 'se14JSd 041 to g;aueq 8144 01 Emu! pus
uodn 6u!pu!q eq !leis e6e64aoW 5 !144 '4saJe4u! s,Jo4u5J0 to A81SUe11 uo e6064JOW s44 U! p suo!4e4!w!I Aue of 4Oafgns •su6!ssb pue slosseoans
*aepue lO 4ueSuoO u044uM 0141 lnollIM 'Alloedeo Aue u! JapUei 40 41;eueq 041 Jo Aq play
8w14 Aue 15 ApedoJd 0144 u! 845450 Jo 4saJa4u! 181440 Au0 441M e6e64JON1 61114 Aq 10e45010 0404se Jo IseJelu! 0141 40 ae619W ou eq Heys 0)0141 •166JaW
*a!gee0Jotueun JO pHenu! eq o1 PUOO4 eq Aew e6B64JoN1
6!144 40 uolslnoad 5 11 uane e5e54JON1 s44 ;o suols!nOJd e41 ;o Ise) 814180104U0 IIIM pnoo 5 '0)0;010141 •peOJotue 10 Allen eq ;ou H!M e6564JONj s1Ul to
4se4 0111 4541 mew 4ou IIIM ;Iasi! Aq 4054 4 'peOao;ue eq 40u pinoys JO men 4011 s! e6e5poN1 s!yl to uolslnoJd Aue 4044 spun pnoo 0 41 •AllllgeJanas
'100, a 111 su!ewOJ 06064)011! s144 )HUM 641611 s,JoIueJO 04 Joud ale e5e64JoN1 6141 Japun ApedoJd 0141 111 JOpUei ;O 64146!) 01441541500J6e JO4ueJO
pue '(uolldwexe peelsewoq 044 'uo4e4w!I InoyllM 6ulpnlou!) A41edoJd 0144 u! Mel J5I!W!S Jo uolinoaxe w0J; uol4dwaxe ;0 544611 He sanleM Jolue40
*JOUO4slp to 0014011 pue '4se40Jd '4uewAed 1o; puewap 'luewluesaJd sen!eM 104110,0 •s4senbeJ OJn;n; S,Jo4ue10 4o Am 04 luesuo0 04 peJlnbea eq IHM
Japuei 11e8W 4014 seop ley; 's4senbOJ s,aolueJ0 ;o aloes JO duo 04 s4uasuoo Japuei esneoeq 4snf 4544 spu54sJapun Jegpn; Joluel0 U!565 sueddeq
uogenl!s 044 g U!565 4uesuoo s,Japu0i 406 01 anal 40U Him JoluSJO 40U4 ueew 4011 seop 40114 'lsenbeJ 5 04 4uesuoO seop.lepuei 4! 45U4 spuelsJepun
Oslo JolUSJ0 •e6e6poW 6 !144 to suols!noJd 101440 0144 q1!M A!dwoo 04 aney IOU iHM JOIUSJE) U5011.1 4014 seop 15114 '5414611 s,JOpuel lO duo dn
8/116 04 6ul4!M u! 00150 seop Jepuai 41 '114511 1044 dn uen!6 soy Jepuai 1514 ueew 4011 HfM 411611 Aug espex0 o4 s4!wo 10 sA5!ap JepUei 4544 4001 x141
'5uquM ul os seop aepuen sselun a6e54JOW 5144 Japun 614611 s,Japuei ;o Aue dn enl6 40U IIIM Japuei spuelslepun Jo4ue)0 •Jepuai Aq IOnleM oN
*e6e64JOW 5 1144 u! suo!4e6Hgo 110 Jot 8lglsuodseJ sl mow! 611!U6!s 1011151014058 4544 sueaw s1U1 •JoIue10 Mane pue ya5e
ueew Heys 404.49.10 04 SeOUOJa;8J pe pue 'penes pue 4ulof eq Heys a6e64J0 4 sly! Jepun JoIueJ0 4o suol4e6llgo IIV 'Ammon 'wanes pue 4ulof
•611 woA •6ulwoAM ;o awls ail ul Jepuai Aq paldaaoe uaaq seq abe6iao1N sly!
M to ale's 9141 ;o sMei 944 pue met leaepa; yIIM eouepl000e ui pe a d)alul pue Aq pawano6 eq Him ebe64JoN1 6141 Mel 6uluaanoo
•a6e64JOW 5 1144 ;o suolslnold
8114 eu!tap 10 4OJdJa4u! 04 pasn eq 01 IOU 015 pue Apo sesodJnd aOUeluenuoo 104 815 e6e64JoN1 6!14 u! 96u!peey uo4de0 •s6ulpeaH uol4de0
luewpuewe 10 e6u5140 044 Aq pa456!go Jo punoq
eq IIIM 18■0014M Aq peu6!s eq 4snw pue 6u141M u! eq ;snw e6564JONf s1U4 04 Iuewpuewe Jo e6uego Aug `en!lOalle eq o1 •06064,0111 s!44 Aq pelenoO
sJOI4ew 044 BupeouoO Japuei y1IM 4ueweOJ6e 0114118 s,JoluSJO s! 54uewnOOa loaielad 044 u! pue e6e64JON1 51114 u! ua44uM s! 1eLM •sivawpuewd
:e6e64JoW 6 !144 ;o pod a 015 suolslnoJd snoeuelleOSlw 6 ulMOIIOl 01 11 'SNOISIAO!!d Sf1O3NV1130SIW
*lepual WOJ; 0011011 044 ;o slaw) 8 14111 8 4 04 A4H!g!suodsel s,JOlueJ0 eq IHM 4I
•sJOlueJO H5 0l ueAl6 e014ou eq o4 paweep s! Jo4UOJ9 Aue o4 Japuei Aq uen16 aol4ou Auo 'JO4USJO euo 11544 WOW s! 01044;! 'Me! Aq paJlnbel JO pepino)d
esIMJeglo sselun •SSaJppe 411011/10 s,Jo1ueJ0 ;o sew!4 lle 40 peWJO ;u! Jepuai deel 04 590165 101110)0 'sesod)nd 0014011 Jod •ss0Jppe s,uosied 0144 06u514o
of s! 80140u 041 40 esodmd 04415144 Bul/coeds 'suosled )o uosJed 401410 0144 04 eogou ue441M lewJo; 61114 Aq 065611on S!144 Japun seoliou 104 Ss8Jppe
ley 10 514 e6Ue14o Aew uosied Auy *e6gBpoini 5 1144 4o Buluul6eq 8141 lean uMOys se 'ss0Jppe s,Japuei o4 Iues eq He14s e6s64Joo; Sly4 10/10 A41o!d sey
14011M 118 !1 /CUB l0 18111014 0144 wolf eJnsopaaol to s0O!4ou ;o soldoo Hy •e5e64JONJ s44 ;0 6u!uu!6aq 814 100U uMOys SesseJppe 0U4 04 peIOeJlp 'pledaad
e6e4sod Hew p0Je1s!6eJ 10 pel;l1Jeo 'ss0p 4s.!1 se '11.5w se1e4S pa1!u f e144 u! pellsodep uayM 'pelew '10 'J8pnoo I146!weno pez!u6008J Alleuo!4eu a 441m
pallsodep uayM '(Mel Aq poJ!nbei OS!M1ey4w sselun) 011w!53e ;alai Aq panlaowJ AHen1Oe uayM 'pOJOn!ep Allen1Oe uegm 8A!130440 eq Heys pus '6u11VM u!
uenl6 eq Heys ales 4o e014ou Aue pue llne48p 10 8011ou Aue uol404!w!I 4noU4!M 6ulpnlou! 'e6e64JoN1 sl11 Jepun uen16 eq o4 pallnbaw a011ou Auy •S30110N
'ne! Aq pepnoJd scans 101440 lie o4 uo!4!ppe u! `s4so0 4Jno° Aue iced Him Oslo 10411010 'me! algeo!dde
Aq pOl4lwJed 11104x8 844 01 'OOUOJnsu! el4; pue Seel les15Jdde pus 's41oda1 ,sloAemns '(spode) OJnsopaJO; 6u!pnpu!) spodel e1114 5ulu!eigo
'spJOOaJ 6u!goJeas to 4soo 044 'mimes uo!loepoo 1uow6pnf -!sod peied114ue Aue pus `sloedde '(uopounfu! 10 AO1s O!Iewoine Aug eleoen 10
A ;!pow o4 sllol;a 6ulpnlou!) s6ulpeaoold Ao4dnnlueq 10; sesuadxa pue eeAoldwe papules s,Jepue 4014 Aawolle ue 01 15//8181 pue 11nelep 10415 sae;
,sicewoge 0lgeuosea1 6ulpnlou! '4lnsMeI 5 s! e1aU4 IOU JO Ja440UM sesuadxa !e6e1 s,Jepuei pug sea; ,sA0wo14e elgeuoseal s,Japuei 'mg! elgeolldde
lepun s4!14!l Aue o4 ioefgns JOAOMOy uo!4 5 4!w!I 1no111!M 'apnpul ydeJ6eJOd s1U4 Aq pOJenoo sesuedx3 'pedal pun eanl!puedxe NI ;o 04ep 8144 wo14
elm eloN 0144 4e Isamu! 15aq !legs pue puewap uo a goAed sseupeigopul 844 ;0 pod a ewooeq Heys 5411611 sll ;O IU2weOJO4ue 0144 )0 150)01u! s4!
;o uol4OeioJd 0144 94; Aug 40 AJOSSOO8U 815 u0!U!do s,Jepuei u! 40144 sJnau! J8p118i sesuadxa e!geuoseel He 'Me! Aq pel4q!yoad 1011 41401x0 0144 04
pue 'pen!onul s! uo1130 pnoo Aue 4011 10 J844OLM •leeddo Aue uodn pue !0!4 45 seal ,sicawo14e so olgeuosea) e5pnfpe A5w pnoo 8144 se cans Lions
18n000J 01 p014Rue eq Heys JepUei 'a6564JON1 6!44 4o sw4e1 9114 40 Aug 00,0!118 01 U01105 10 11ns Aue sa4n411su! Jepuai 41 •sasuadx3 :saa3 ,sAauJOl1V
•s8lpeWO) s,Jepuei espJaxe 01 pug 41ne4ap u! 10111010 aaepep 0414611 s,aapuei
pep 4011 !pm JepUei Aq uo!spep 4544 'os op 04 amp; x,)011151018445 '06e64JolN s144 Jepun suo4e64go s,JO4u5J0 t0 Aue w)o;aed o4 )0 Aeuow pueds
of sep!Oep Jepuei 44 •Apewal 181410 AU5 5u1sn WOJ; 10111101 Jeq 4011 II!M Apewel euo Aue eso014o 04/0111101 Aq uolloe!e uy •s9lpawaa ;o uollo0l3
•uo14!sodslp 10 0156 0144 ;o aw14 044 eao ;811 situp (04) 1104
!sea! 1e uen16 eo14ou mew 110145 03140u elgeuosoed 'epew eq o1 s! Apedoad ISUOSJed 044 40 uol4lsodslp pepualu! Jey4o 10 ales O45nud Aug (40114M
10140 aw11 844 ;0 1O A1JadoJd !mowed 8141 10 0156 o!Ignd Aue ;o eoeld pus ew11 8144 l0 80!1ou elgBuoseeJ 10415)0 en!6 p!m Jepuai *ales ;o a011oN
•A41edo)d 0144 4o uolllod Aue 10 110 uo 81es 011gnd Aug 15 plc; 04 p01411ue eq pegs Jepuai 'sales
aieledes Aq 10 ales duo u1 'AIaleledes JO /01410601 AiJedoJd 944 to pod Aue 40 110 Has 04 8814 eq Heys Japuei 'se!peweJ pus s446u sl! 6ulsplexe
u!
•pelleysJOw Apedold 814 eneq 04 44611 110 pue Aue sanleM Ag0Je14 10411510 'met ergo ldde Aq palllwJad 4uelxa 8141 01 •AlJadoJd 0144 ;o °IBS
•A4nbe u! 10 Mel 4 e14e1lene JO eloN 0144 40 e 5!14411! pap!nOJd selpawe. pue 54146/)/91410
Apedoid 8141 04535/1 (Z) Jo 'AlJedoJ e o esn a 10 1181 a euoseeJ a Aud a sdepu ;O puewap pug uodn doJd paw
d 144 t 144 t a 14 Iq (4) JeU4!a 'uolido s,)apuai 15 `Heys pus AlJadoJd ay; ;o 0
Jesego)nd 0141 JO Jepuai ;o eoueJel;ns 15 4U0U04 0 ewooeq Heys 10411010 '104110)0 to line ;011 uodn ApedoJd ay; to uo!Ssessod o; peIlllua sawooaq
8S!MJ8440 Jepuai JO enoge pap!noJd se ploy s! AlJedo)d 0141 J014e ApadoJd 0144 ;O uo!ss0ssod u! sulewaJ 104115)0 41 •aoueJa4ns le A01.181.191
*uo!IOes s!yl u! pepinoJd 544611 8144 ;o espJaxe 041 woJ4 penl8Oa1 SIunowe Ip to uo!le3lIdde 18445 Jepuai
of enp sseupelgepul 044 u! Bulu!ewaJ AOUepl ;Op Aus 104 luew6pnf 5 u!elgo Aew JepUei 'Me! elgeo!Idde Aq pa1}!w)ed ;1 •luaw6pnp Aauelolled
•84nleis Aq pap!nOJd se 8JnsOloaJOI „ales pug luewesflJenpe„ Jo „ales
b abed
(panuiluo3)
3DVJlaow
11111111 MIN
e14s spawn 6 u!M 0 11ot 0 41 'SNOI11NId30
110 8/1514 Heys )epuai •se!pawall Ja440
S abed
19901411 Od' ZOO \ld1\Id1WIMIUO \IT/ AM 'Petieeey sly019 IN 0005' Le51 10'00 E1'9'aeA "ddO'IN 1 Y led "S'(1 0 tl 'OUIPw1 OOd 990911
zo V, `-'fY j, saaldxe uolssiwwoo AIIV
CS \�Gj `p 1e 6ulplseu
.1-r9xl -rl JO i(ep
Alpu
1N3WJa31M0 Od 1dflalAI(7NI
(penulluo0)
3JbW
a1e1S eqt JO; pue Li! ollgnd LIMN
lit pue q �(w Japu i�OA
pauo ulaaayl sesodand pue sesn eqi ao;
'peep pue Toe AaelunIon pue eea; aiayl se e6e6po j ey; peu6ls AN; ;eqi pe6pelMoure pue 'e6e6pow ay; peinoexe oqM pus ul pequosep sienpinlpu!
ey; eq o; uMOUnI ew o, `eaalpunold aa;luuer pue ae.gpunou •V vow peaeedde AlleuosJed 'olIgnd AaeloN peu6lsaepun ay; 'ew eao;eq Aep sly; up
U�'a�N A44l40 AlNf1O0
vAt SS(
ONIWOAM dO 31V1S
All .Inlpul `a 1punoa •V )1aeVl
`,�r..
UO1NVH
•swa31
S1I 01 MUM( 1:101NVH0 H3V3 UNV `301/01 1:101A1 SIHI dO SNOISIAOHd 3H1 11V OV3H ONIAVH S30031MONNOV 1:101NV1:1O HOV3
•Apedoad
e41 woe; penpep sll;eueq nip pue 'sg ;oad 'sallieAoa 'senssi 'ewooui 'senuenaa 'swat einln; pue luesaad lie sueaw „slued„ Nom eyl s luay
•sseupe gepul ay; yliM uolloeuuoo u! palnoexe '6ui ;sIxe aaueeaeq JO MOU aeylagM 'sluewnoop pue slueweea6e
'sluewnalsul aey ;o lie pue 'se6e6pow 'speep Alpnoes ';snag ;o speep 'se6e61jow 'slueweea6e A;ianoes `segueaen6 'slueweea6e
lepuewuoainue 'slueweeJ6e ueol 's ;uewaea6e ;lpeao `se ou Aaossiwoad He mew „sluewnoop paleleb sruoM eqi •sluawnoo0 paleiau
•e6e6pow sly; ul peglaosep aegpn; se `slg6la pue s;seielul 'Apedoad leei ay; ueaw „Apadoad lead„ sruoM eq l •A ;JadoJd lean
Apedoad leuosaad ay; pue Apedoid 19e8 eqi Alenl ;OalIoO sueaw „Apedoad„ PAPA eqi •A1Jedoad
•Apedoad ay ;o uol ;isodslp aeglo JO ales Aue woe; (swnlwaad
spun ;ea pue speeooad eoueansu! Ile voile ;lwp 1no411M 6uipniaul) speeooad pe y;lM aeyla6o1 pue :Apedoad Lions ;o Aue 'ao; suoilnlllsgns ile pue
;o slueweoeidea pe 'Ol suoi ;ippe pue 'sped 'suolsseooe lie qI!M aayie6o1 :Apedoad !eau eql o; pex1l;e JO pegoelle ael;eeaeq JO Mou pue 'aolueap Aq
peuMo aauee ey JO Mou Apedoad !mowed ;o se olpe aaylo pue 'sawn ;xi; '4uewdlnbe pe ueaw „Apadoad Ieuosaed„ spaoM aLi1 •Apeclo.id leuosied
'OOOZ '6Z aegweoep sl e6e6poyj s1U1 ;o elep A1ianlew etu •lueweea6e JO elou Aaossiwoad
ay; ao; suo!Tn;ilsgns pue ;o suoilepliosuoo ;o s6uioueul ;aa ;O suoileOippow ;o suolsuelxe ;o sleMeuea pe Li;iM aeq e6o; ao ;uea0
wOJ} 00'000`55 L$ io lunot.ue iediouiad leui6iao et.} ui '000Z '6Z aegweldoS peep e;ou I OSSIwOad eq1 sueaw „eloN„ paoM eq1 •910N
•aepuei pue aolueap ueeMleq e6e6poinl sIyl sueaw „e6e6polnl„ paoM eq.!. •e6e61aoj
•aloN eqi ui lseielul Aue sannbOe ;eq; Auedwoo
JO uosied Aue ueew „su6lsse JO saosseoons„ spaoM eqi •su6lsse pue siosseoons s}l 'oyepi ;o >lueg lsald sueaw „aepue l„ paoM eqi •Jepua
•e6e6polni s!ql ui papinoJd se slunowe Lions uo lseaelui Li ;iM aeyle6o1 'e6e6polnl siy; aepun suolleNgo s,aolueap
eaao;ue o1 iepuei Aq paaanoul sesuedxe JO suope6ligo s,aolueap e6asyosip of iepuei Aq peouenpe ao pepuedxe slunowe Aue pue sluewnoop
OIRSTlim