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HomeMy WebLinkAbout868387uoTun 1ip9.10 1uzapaa saafoTdmg Su- molcM o fuanl6s! luawnalsui Ammon slyl•( „JeMoaaog slyl Io Allmon ayl loaload o} L ydea6eaed aapun peouenpe 'Isaaalul LIIM 'scans mum Ile Io luewAed ayl (q) :aloN ayI Io suolleo! }!pow pue suolsue xe 'sleMeuei lie pue 'Iseie u! y31M 'eloN ayI Aq paouapina lgep ayI ;o luawAedei ayl (e) :aapuai of saanoes luewnalsul *noes slyl 0 0 Z 'I z a q o i 00 uo algeAed pue anp 'aallaea pled lou Il 'lgep IIn; ayI yI!M 'sluewAed *wow aoi sepinoad yolgM „eloN luewnalsui *noes siyl se amp awes an palep elou s,aaMOaaos Aq paouapina s! Igap slyl 00' Sfl fluaml 'puusnogi ano; Aauamq pazpunq au0 Io wns ledloupd eqi aapuei saMO JO■Oaaog „aapue I 0 0 Z 8 AM a u u a lC a g0 pue SI yo!gM MVOM 1 90 I 6S 'oN ese0 VHd 2- y33y4 S35VS 'g JO /217)0011 33S eN pow still,/ 3 SV3 raa ti p TT n-� [.1N i�9';f l' t :�13 INT J a I (AS 00 i L:1.. (131\i 33 000Z '5I tagmoldaS 9V90-L C (009) •'ONI'SWaOd 1:13SV101NON10313 9 7 0 L a6ed any uazzsM £ZZZ s!ssaappeesoq 2 u T m o 1 M sMel ayl aapun 6ullslxe pue pazlue6ao anueuoQ PZozeH e /x /e uoszad at2uis u 'anuuuoQ H pjozaH s o6e6laonegi uo uanl6 s! („luawnalsui *nom) gJvJlaoW SIHl 3JV91110W [am 6ulpaooeH JoJ eull S!41 enogy eoeds] 1,88898 (6096) (AM)Ht' l] 96/4 e6e6uosj 6ulwoAM VHd 'ON NVO1 6u [woA M ;o a wls T 3©dd 2id-_ IOOH t LOAN NO. Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to the Lender with power of sale, the following described property located in Lincoln County, Wyoming: which has the address of 170 West Mill Circle Alpine, Wyoming 83128 Wyoming [Zip Code] "Property Address"); TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. Borrower and Lender covenant and agree as follows: UNIFORM COVENANTS. 1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and late charges due under the Note. 2. Monthly Payment of Taxes, Insurance and Other Charges. Borrower shall include in each monthly payment, together with the principal and interest as set forth in the Note and any late charges, a sum for (a) taxes and special assessments levied or to be levied against the Property, (b) leasehold payments or ground rents on the Property, and (c) premiums for insurance required under paragraph 4. In any year in which the Lender must pay a mortgage insurance premium to the Secretary of Housing and Urban Development "Secretary or in any year in which such premium would have been required if Lender still held the Security Instrument, each monthly payment shall also include either: (i) a sum for the annual mortgage insurance premium to be paid by Lender to the Secretary, or (ii) a monthly charge instead of a mortgage insurance premium if this Security Instrument is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for the monthly charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender are called "Escrow Funds. FHA Case No. ELF- 4R(WY) (9604) 15 Lot 1, Palis Park Subdivision, according to the official plat thereof, being part of the n1/2SE1/4 and the SW1 /4NE1/4 of Section 29, T37N, 6th P.M. Wyoming i Page 2 of 8 InitlaW [Street, City], Sle111U1 9 Jo a 8612d 5I (6096) M)Elb -A-13 'ON ese0 VHd •aesegoand aql 01 ssed'legs eoaol u! salo'lod a3ueansu! of pue u! aaMOaaog !o lsaaalu! pue aim '1g Ile ssaupalgapul ay1 segsln6ullxe ieg1 ,(uadoad oql 01 ellll !o aalsuen aaylo JO luawnalsui Allmon slgl !o aansopaaol !o luana eql ul •oleJegl pa'lllua i(llebei Alliue ayl 01 pled eq !legs luawnalsul *noes slyl pue eloN aql aapun ssaupalgapul 6ulpuelslno lie Aed of paalnbaa lunowe ue JOAO spaaooad aoueansul sseoxe Aug •sluewAed Lions !o lunowe 0111 O6ueyo JO 'Z gdea6eaed u! o1 pimp aae y3lgM sluawAed A'gluow 0111 !o amp anp 0111 auodlsod ao pualxe lou'legs Iedloul,d 0111 o1 spaaooad eq1 to uolleolldde Aug •Apedoad pa6ewep Oyl to medal ,o uolleao1Saa ay1 o1 (q) ,o 'iedpulad !o luawAedaad o1 uayl pue 'E ydea6eaed u! aap,o eq u! pal'dde slunowe luenbulIap Aue 01 !sal! 'luawnalsul Allmoag slyl pue aloN 0111 aapun ssaupalgapul ay1 uol1Onp0a eql of (e) aaylla 'uolldo Si! le 'aapUe Aq palldde aq Aew spaaooad aoueansul 011110 laed Aue JO IIY 'AIlul aepue 01 pue aaMOaaog 0110 pealsul `aapuag 01 A'1o0alp sso! Lions ,0! luewAed anew 01 peloaalp pue pezpoglne Agaaoy s! pauaaouoo Auedwoo aoueansul goe3 'Jan/tams Aq AIldwoad °pew lou !l ssoi looad e)jew Aew aepuei 'Hew Aq 0011ou alelpaww! aapuag anl6 hays JOMO,JO9 'sso' 10 1UOA° 0y1 uI •,apue '01 aigeldeooe W.101 a u! pue '10 aonel u! sasnep algeAed sso' epnpul 'legs pue aapun- Aq plaq aq pegs S1eMau0a Sue pue sal3llod aoueansu! °yl •aapue Aq panoadde saluedwoo y11M palaaeo aq 'lugs aoueansul 'ly 'AaeleJoes 0yl Aq paalnba, 1Ua1xa 011101 spool! Aq sso! lsule6e 'papaw Apuenbasgns JO aOUOlslx0 ul Mou aa1la1M 'Auadoad ayl uo sluewanoadw!'le aansul osle'legs aaMOaaog •saalnbaa aapuag ley! spopad ayl aoi pue slunowe 0141 u! paulelulew eq Heys aoueansul sly! •aoueansul saalnbaa aepua gOl1M,o1 'alp bulpnpu! 'salOUa6ulluo3 pue 'salllenseO 'spaeze1 Aue lsule6e 'paloaaa A1luanbesgns ao eoualslxa u! Mou a0Li1a11M 'Auadoad 0111 uo sluawanoadw! lle aansul'legs aaMOaaog •aoueansu' paezeH aa y ;p pue poold 'an i •b •010N 0111 aapun anp seW qo al l 03 y Id pue :010N eql l0 ledpulad al110 uollezluowe 01 y nod :010N ay1 aapun anp lsaaalul 01 p 11ia 1 :paalnbaa se 'Swnlwead aoueansul paeze11,aylo pue pooh '°al! pue 'slug, punoa6 a0 SluawAed pIogaseal 'slu0wssesse lepads 'saxel Aue 01 •pu03a9 :wnlwaad aoueansul a6e6uow �(iyluow ay1 ;0 pealsul iJelaa3a9 agl Aq a6ae1O A'yluow 0111 01 ao &manOes 0111 01 aapuag Aq pled eq 01 wnlwaad aoueansul a6e6uow all 01 l (s, j SMO 'l se ,apuag Aq palldde aq 'legs Z pue 1 sydea6eaed aapun sluewAed'ly •s ;uewied 10 uol ;eol'ddd •g •(0) pue '(q) '(e) swat! 101 S1uOw11e1SU! He a0! 6ululewaa aoueleq Aue LiIIM pallpaa3 aq veils lunoOOe S,aaM0aa0g `aapuag /(q uo11!s1nboe s1! ao Auedo,d 0111 !e ales 0ansolowol a of aolad Alalelpawwl •aaMoaaog 01 spun; ssaoxa Aue punl0a AIldwoad 'legs aapua pue 'Aae10ao0S 0111 01 Aed o1 pale611go awooaq 1ou seq ,apuag le luawilelsul wnlwaad aoueansul a6e6uow Aue pue (o) pue '(q) '(e) swell 1uOw11eIsu! Ile Jo! 6ululewaa aoueleq ay1 1111M paw= aq 'legs luno33e S,aaMOJ,og 'scans Lions lie to 1uawAed IInl 0141 aapua1 01 saapual aaMOaaog 11 •luawn,lsuI i(1l,n3aS s1111 Aq paanoes scans lle ao! Amnon Ieuolllppe se pe6paid a,e spund MoJOS3 eq j 'VdS31:1 Aq peulaued se e8euoys ay1 do e> ew 01 aaMoaaog aalnbaa pue ,aMOaaog 0141 kl!IOu Aew ,apuag 'anp uaLM swell MOa3S3 ay1 Aed 011ualopins lou s! aw11 Aue le ,apuag Aq play spun! !o slunowe 011111 'ydS3a Aq paalnbaa se spun! ssaoxa agl 001 aaMOaaog 011uno3Oe Deus aapua 'ydS3a Aq play aq 01 paulwaad slunowe 0141 paaoxa swell MoJOS3 101 aapuag Aq peg Slunowe 011111 •wnlwaad aoueansul abe61aow °111 a01 anp slunowe uo paseq aq 1ou Aew lunoOoe °yl ul algeilene aae sluewAed S,aaMOJ,og 0141 0aolaq sluawasangslp ao sluawasangslp peledpllueun .101 ydS3d Aq peulwaad ana°Sa, ao uo111snO ayl ley! idooxe aw11 01 awjl W0a! pepuewe eq Aew Aay1 se '009C ued ado bZ 'suolleln6a, 6u11ueweidw! pue •bas 10 1092 uo!l30S •o's't! Z l '17L61 10 1Oy s0anp03oad luawaIU0S 01e1S3 lead 0141 aapun lunooOe M0J3S0. s,.OMoaaog .101 paalnbaa eq Aew leyp lunowe wnwixew °111 paaoxa 01 mu lunowe ele6aa66e ue u! swell Mo,OS3 001 slunowe ploy pue 1001103 'aw11 Sue le 'Aew aapu0 ON NVO1 0SEi83S? LOAN NO. 5. Occupancy, Preservation, Maintenance and Protection of the Property; Borrower's Loan Application; Leaseholds. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument (or within sixty days of a later sale or transfer of the Property) and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender determines that requirement will cause undue hardship for Borrower, or unless extenuating circumstances exist which are beyond Borrower's control. Borrower shall notify Lender of any extenuating circumstances. Borrower shall not commit waste or destroy, damage or substantially change the Property or allow the Property to deteriorate, reasonable wear and tear excepted. Lender may inspect the Property if the Property is vacant or abandoned or the loan is in default. Lender may take reasonable action to protect and preserve such vacant or abandoned Property. Borrower shall also be in default if Borrower, during the loan application process, gave materially false or inaccurate information or statements to Lender (or failed to provide Lender with any material information) in connection with the loan evidenced by the Note, including, but not limited to, representations concerning Borrower's occupancy of the Property as a principal residence. If this Security Instrument is on a leasehold, Borrower shall comply with the provisions of the lease. If Borrower acquires fee tide to the Property, the leasehold and fee title shall not be merged unless Lender agrees to the merger in writing. 6. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of any part of the Property, or for conveyance in place of condemnation, are hereby assigned and shall be paid to Lender to the extent of the full amount of the indebtedness that remains unpaid under the Note and this Security Instrument. Lender shall apply such proceeds to the reduction of the indebtedness under the Note and this Security Instrument, first to any delinquent amounts applied in the order provided in paragraph 3, and then to prepayment of principal. Any application of the proceeds to the principal shall not extend or postpone the due date of the monthly payments, which are referred to in paragraph 2, or change the amount of such payments. Any excess proceeds over an amount required to pay all outstanding indebtedness under the Note and this Security Instrument shall be paid to the entity legally entitled thereto. 7. Charges to Borrower and Protection of Lender's Rights in the Property. Borrower shall pay all governmental or municipal charges, fines and impositions that are not included in paragraph 2. Borrower shall pay these obligations on time directly to the entity which is owed the payment. If failure to pay would adversely affect Lender's interest in the Property, upon Lender's request Borrower shall promptly furnish to Lender receipts evidencing these payments. If Borrower fails to make these payments or the payments required by paragraph 2, or fails to perform any other covenants and agreements contained in this Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in the Property (such as a proceeding in bankruptcy, for condemnation or to enforce laws or regulations), then Lender may do and pay whatever is necessary to protect the value of the Property and Lender's rights in the Property, including payment of taxes, hazard insurance and other items mentioned in paragraph 2. Any amounts disbursed by Lender under this paragraph shall become an additional debt of Borrower and be secured by this Security Instrument. These amounts shall bear interest from the date of disbursement, at the Note rate, and at the option of Lender, shall be immediately due and payable. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of notice. FHA Case No. ELF- 4R (WY) (9604) 155 Page 4 of 8 Initlalr Sienwi 8 Jo a ased 170981 GIA)Hb-A -13 'ON eseO VI-Id ao JeMOaaog leuleipo oyl lO AIline!! ayl aseeleJ of aleaado lou hays JOMOuog to lseie ul ul Josseoons Aue oi aapuaq Aq plumb luawnalsui Al!Jnoeg sly; Aq pamoas swns an to uollezniowe ;o uo!leo!llpow ao luewAed Jo awls an jo uolsualx3 •aanleM e ION Japuei As eoueaeagaod !pesealel 1oN JaMOJJO9 'll. iuewnilsui Allmon slit Aq peleaao us!! an to Al!aopd an loalle Alasaanpe II!M luewalelsulai (lll) ao 'aminl an u1 spunoa6 lue gulp uo amsopeaol apnpaad II!M luawalelsuloi (!I) '6u!pe000ad amsopeJol luauno e jo luaweouewwoo an 6ulpeoe d Alalelpewwl seem( ow ulyl!M s6ulpaaooad amsoloeJol ;o lueweouewwoo an Jake lueweielsuleJ peldeooe sey aapue :l! luawalelsulaa llwaad oi paalnbaa mu s! aapua1 'ionaMOH 'lint ul wawAed ew!pewwl paalnbaa iou peg aapuaq 4! se 100448 ul uleweJ !legs samoas 1! ley1 suolie6llgo an pue luewnalsul Allmoes sly! `JeMoJaog Aq luewalelsulai uodn '6ulpea0oad amsoloaao; an gllm paleposse /(laadoad sesuedxe pue seal ,sAawoue i(aewolsno pue algeuoseei pue s1soo aansopaaol luewnaisui A1!JnoaS sly! aapun JaMOJJO9 40 suolle6!!go OR /cayl 1ue3xo an of '6ulpnpul lu8Jln3 lun000e s,Jemauog 6upq 01 paalnbaa siunowe He wns dwn! a u! Japual ilegs aaMOaaog luewnJlsul /(canoes ail e1elsu!aa of •pelmnsul aae s6ulpaaooad eJnsopaaol Jalle uana salidde ig6p sly! •luawnaisul Amon slyn JO aloN an aapun anp lunowe ue Aed oi amp; s,JaMOaaog 40 esneoeq Ilnl u! wawAed alelpewwl paalnbaa seq Japuei 3l palelsulaJ eq of lgbp a sey aaMaaog •luewelelsuie •03 •Aaeloaoes an of wnlwaJd aoueansul a6e63aow e 11waJ 01 amilei s,Japuei 01 anp Alelos s! aoueansul 40 A1lllgelleneun an uegM aepuai Aq paspaaxe eq lou Aew uolldo sly! `6ulo68Jo; egi 6ulpue3sgilMloN 'Allpgl Lions ;o paid an!snpuoo paweap aq !legs 'a1oN ag1 pue luawna1sul Ammon sly! amsul 01 6ululpap 'pang alep an WOal sAep 09 01 luenbesqns palep AJmenes ag140 waft pezpoyine Aue Jo luawelels ueu!JM y •luewni sul Ammon slyi Aq pamoas swns He 40 lInl ul luewAed eielpewwl aalnbaa 'uo!ldo sil le 'Aew aapuag 'loeieq alep ayl woe; sAep 09 uly1!M log 6ulsnoH leuol1eN ay1 aapun aoueansul ao; elgl eq 01 peulwaalap lou aae e1oN an pue luewnJIsuI A1lmOas slgi 4! ieg1 saaa6e a8MOaaog •paansul IoN e6e6pow (e) 'kieloaoas an l0 suo!1em6ea Aq peulwaad mu 3! amsopaaol ao uoneaalaooe azpoylne lou saop luawnJIsul Allmon sly! 'pled lou 4! asopeJol pue um ul luewi(ed ewlpewwl aalnbaa of 'sllnelap wawAed l0 ase0 eg3 u! 's1q p s,aapue i!wl! II!M kimonos eq1 /(q penss! su0Iiem6aa seoue1swn3alo Auew u! *Animas af1H ;0 suo!leln6a}J (p) 'swana luenbasgns 01 loedsaa g1!M sly6u sll anNeM mu seop Japuei 'sluewAed Lions aalnbaa lou saop aapuag lnq 'ilnI ul iuewAed ele!peww! aalnbaa 01 aapuag llwaad prom win moon sa0ue;swn0al0 31 •aan!eM oN (o) 'kimonos an 40 swewaa!nbeJ an 41!M a0uepao03e u! panoadde ueeq 1ou sey pan Jay ao sly lnq AlJadoad eq Adn000 os saop eewea6 ao aaseyoand eq ao 'aouanseJ ledlou!Jd aay JO sly se aaluea6 Jo aaseyoand ayl Aq paldn000 mu s! Avadoad egl (1!) pue '(lueosep ao eslnap Aq ue aa111o) paueisueJ1 aslMJaylo JO plos s! 'Aliedaad an 401Jecitio lie 6uluMO lsnal a ul 1saaa1ul leplleuaq a JO 'Auaadoad an to lied JO Ily (I) :l! wewnJIsuI Amlinoes sly! Aq !Demos swns He 40 ilnl u! luewAed aw!peww! ei nbaa 'kimonos an 40 !enaidde aoud an gilts pue ((p)E-(IOL I 'O"S'l Z l 'Z96I 40 log suollnll1suI AJol!sodea ulewaa0 is-we0 ay1 10 (p) Itc uo!IOas 6ulpnpul) Me! a geolldde Aq paulwaed 3! '!legs aepue •lenoaddd 1!paa0 1noquM ales (q) •luewnJIsuI Allanoas s!yl u! pau!ewoo suolle Jay10 Aue waoped 01 'sAep /cUlg3 4 paned a Jol Aq sIInSIap 10M01109 JO 'wewAed /Igluow IxaU 011110 amp anp ail uo Jo 01 aoud luewn.l1sul Allm00S sly! Aq paalnbaa wawAed Alywow Aue IInl u! Aed 01 6 ull1el Aq slInelap 19M01109 (0 :1 wewna1suI Allmon sly! Aq paanoas scans Ile 3 um U! wawAed alelpeww! aalnbaa `slmelep wawAed 4 aseo an u! 'kimonos os ayl Aq panssl sU011eIn6aa Aq pallwll se ldOOxa 'Aew Japuei •ilnejea (e) •lgea to uo!leJeIeood aol spun0a0 •6 957 'kimonos 0111 Aq paz!Joylne so6aego pue seal 1381100 Aew Japuei *seed •g 'ON NVO1 OS C8387 LOAN NO. 157 Borrower's successor in interest. Lender shall not be required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the exercise of any right or remedy. 12. Successors and Assigns Bound; Joint and Several Liability; Co- Signers. The covenants and agreements of this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of paragraph 9(b). Borrower's covenants and agreements shall be joint and several. Any Borrower who co -signs this Security Instrument but does not execute the Note: (a) is co- signing this Security Instrument only to mortgage, grant and convey that Borrower's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent. a 13. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's address stated herein or any address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. 14. Governing Law; Severability. This Security Instrument shall be governed by Federal law and the law of the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared to be severable. 15. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument. 16. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property. Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remediation of any Hazardous Substances affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. As used in this paragraph 16, "Hazardous Substances" are those substances defined as toxic or hazardous substances by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in this paragraph 16, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection. FHA Case No. ELF- 4R(WY) (seo4) Page 6 of 8 Initials• a!Y SIBIIIuI 9 p L e6ed )ap!a luawI(ed palenpe)O )ap!ii wawdolanaa 1!un pauueid )am A1!nb3 6u!nnoJO aap!d wn!ulwopuoO •[(sa)xoq algeo!ldde NoegO] uawnalsu! A1!anoaS s!y1 to >Jed e aaam (s)aap!a ayl 3! se luawnalsul *noes s!y1 to sluewaaa6e pue slueuanoo ayl luewalddns pue puewe !legs pue olu! paleaodaoou! eq pegs aap!) tons yoea to slueuanoo ayl 'luawnalsu! Allmon sly! gi!nn aayle6o1 pepaooaa pue aannoa)og Aq palnoaxa aae saapp aaow JO auo 3! •luawnalsul A4unoas s!yl o1 saepm •1.Z •Auadoad atl u! )aMOp pue Asapno to slt6!a lie segs!nbu!l0a pue Auado)d eql u! uolldwexe pealsewoq to slg6p Ile san!enn aaMOJ)og •saanleM 'OZ sisoo uollepaooaa Aue Aed !legs aaMO)aog •aanno)aog of amp lnogl!nn luawnalsul A1unoes sly! eseale) Heys aapuaq 'luawnalsu! Alpnoas sly) Aq paanoas swns Ile to luewAed uodn •esealaa •6 1. •noel algeoydde io 91. gdea6eaed slto aapun aapuai a of algellene eslnnaaylo swop Aue to Animas aqt an!.idep !lays eoualuas 6ulpaoaad agt u! 6u!y4oN •lad 041, u! papinoad se Alaadoad au; Iles 04 pue aansoloaaol aouawwoo 0l toy ayl aapun paleu6!sep aauo!sslwwoo aansoloaaol e 6ullsanbaa Aq ie ISLE •O•s n Z1.) „lob„) 47661. 40 toy einsolo0aod a6e6laow AIlwed a16u1S eta u! papinoad ales to aannod le!o!pnfuou ayl exonul Aew Animas 0gl• ydea6eaed aapun 11n1 u! luawAed ale!peww! saa!nbaa kimonos aqt pue Animas out Aq play s! luawnalsul AilanoaS sly; u! isaaam sdapua aqt 11 •1! 04 palillua Iile6al suosaad ao uosaad 0yi of ssaoxa Aue (3) pue :luawnalsul AllanoaS s!qt Aq paanoas swns Ile of (q) :seal ,si(auaoile algeuoseaa 'ol mum mu lnq '6ulpnlou! 'ales aqt to sasuadxa Ile 04 (e) :aapao 6u!Mollol aqt u! palldde aq Heys ales ayl to spaaooad ayu •ales Aue le Alaadoad ayi aseyoand Aew eeu6lsep si! JO aapue noel algeo!Idde Aq pequosaad aauuew ayl u! plos eq !legs Avadoad ayi pue 'ales to aollou aqt ys!ignd !legs aapuai •E1. ydea6eaed u! papinoad aauuew eta u! aaM0aa08 04 ales 0143 40 0340U 0A16 !lays aapue •noel algeo!ldde yi!nn aouepa000e u! `luaaaulp 4! 'Alaadoad aqt to uolssessod u! uosied an 04 pue JOM0aa08 04 esoloaaol, 04 lualu! to aollou an!6 !legs aapua 'ales to aannod ayi se)lonu! aapuai 31 •aouapina elm to sisoo pue sae; ,sAawolle algeuoseaa 'tot pallw!! lou Inq '6ulpniou! '91. 14dea6eaed slyu u! papinoad salpawaa aqt 6u!nsand u! paaanou! sasuadxa Ile 4381103 04 pall!lua aq !legs aapuaq •noel algeo!ldde Aq paiilwaad sa!pawaa aaylo Aue pue ales 40 aannod ayi °Mona! Aew aapua '6 ydea6eaed aapun pnJ u! luawAed ale!pewwi soi!nbaa aapuaq it •eJnpaooad a.msoloaaod •g1. .unl u! pied s! luawnalsul Alpnoas 0yl Aq paanoas !gap ay1 uaIM aleu!waal !legs Alaedoad ayi to mail() luawu6!sse situ •)apu0q to Apewaa )o 1y61a aaglo Aue alep!lenu! ao ilnelap Aue an!enn a0 aim lou !legs slu0) to uo!leo!idde Auy •yoeaaq a s! aaaq awls due le os op Aew )anlaoaa paluiodde a .10 aapuaq 'aanannoH °19nn01109 04 yoeaaq to aollou 6ulA16 aalle JO aaoleq Apadoad ayl u!ew!ew JO 40 Ammo a>lel 'uodn aalua of paa!nba) eq lou !legs aapuaq 'L t ydea6eaed s!y1 aapun siy6!a s1! 6u!s!o)axe woe} aapuaq luanaad pinonn let! toe Aue waoped 1ou !Dm pue lou set pue sue ayl to wawubIsse aoud Aue palnoaxa 1ou set aannoaaog lueual 0yl 01 puewap uall!ann s,aapue1 uo lua6e s,Japuei )o aapuaq of p!edun pue anp slue HE /(al !legs Apadoad 9141 1.0 weual goes (3) pue :Alaadoad ayl to slues eql to ile anlaoaa pue loalloo of pa11!1ue eq !legs aapuaq (q) :luawnalsu! Allmon eq1 Aq paanoas swns 0141 0l pa!ldde eq of 'Apo aapuaq l0 3!lauaq a01 aalsnai se )annoa)og Aq play aq !legs )anno)aog Aq pen!eoa) swa) ile (e) :aannoaaog 04 yoeaaq to aollou san!b aapuaq ll 'Apo Ailanoas leuol4lppe 104 luawu6Isse ue lou pue luawu5lsse alniosge ue salnlllsuoo slue) to luewu6!sse situ •aanno)aog pue aapuaq to i!lauaq ay1 )0l ealsnal se A1)adoad ay1 to senuana) pue slug) lie anlaoaa pue 109110o (legs aannoaaog 'luawnalsu! Auanoas 0141 u! wawaaa6e )o lueuanoo Sue Jo yoeaaq s,)annoaaog to aaM01102 04 aollou s,aapuaq of )o!ad 'aanennoH •slua6e s,)apuaq .10 aapuaq 04 swan 0143 Aed 01 Al)ado)d NI l0 lueual yoea sloaa!p Agway pue sanuanaa pue slue) 0141 loalloo 04 slua6e s,aapuaq )0 aapuaq saz!aogine aaMoaaog 'Apadoad 0141 to senuana) pue sluaa 0143 Ile )apuaq of saalsue)1 pue subIsse Apeuo!l!puooun Jan/awe •sluaa to luawu6Issy •L1. :snnollol se aaa6e pue lueuanoo )a14lanl aapuaq pue JOMOaao [Alloads] aa144O n (47096) (11M1)uv n oN ase0 VHd 8 'SINVN3AO0 1A1I:1OdINfI 'ON NVO1 IRFRc o O 3bS3S LOAN NO. BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: Harold H Donahue aka Haro ld 520 -68 -0428 (Seal) Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower by STATE OF WYOMING, J County ss: The foregoing instrument was acknowledged before me this II (date) rota. 14 ort.&`l.(-L..2_. (:L.1C 0 U L My Commission Expires: -Ja --63 FHA Case No. ELF- 4R (WY) (seo4) (person acknowledging) Page 8 of 8 Notary Public 155 (Seal)