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Home My WebLink About868404AFTER RECORDING MAIL TO: Major Mortgage 2020 Ca_rey Ave Cheyenne, WY 82001 LOAN NO. 061265 This Security Instrument is given to Major Mortgage. A Wyoming Corporation which is organized and existing under the laws of Wyoming 2020 Carey Ave. Cheyenne. WY 82001 Borrower owes Lender the principal sum of Seventy Seven lock RELLA3/ op CL- 5-C42) This• Mori gage SEE BOOK MOT &t► T"".) RELEASE op hts Mortga Sit MORTEtAiES I 1 868 13- 66 1c. PR PAGE 1 [Space Above This Line For Recording Data] RECEIVED rs. i r MORTGAGE THIS MORTGAGE "Security Instrument is given onS e p t e m b e r 15. 2000 The mortgagor is Wade Edward Hirschi and Christi Lee Hirschi, Husband and Wife "Borrower and whose address is "Lender Thousand Six Hundred Dollars and no /100 Dollars (U.S. 7 7 6 0 0 0 0 This debt is evidenced by Borrower's note dated the same date as this Security Instrument "Note which provides for monthly payments, with the full debt, if not paid earlier, due and payable on October 1 2030 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to Lender, with power of sale, the following described property located in L i n c o 1 n County, Wyoming: See Schedule C attached hereto and made a part hereof. which has the address of 64 Ni el d Avenue Afton [Street] [City] Wyoming 83110 "Property Address [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. WYOMING— SINGLE FAMILY FNMA/FHLMC UNIFORM INSTRUMENT FORM 3051 9/90 ISC /CMDTWY//0491/3051(9 =90) -L PAGE 1 OF 6 o iS404 THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note. 2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum "Funds for: (a) yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower to Lender, in accordance with the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called "Escrow Items." Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C§ 2601 et seq. "RESPA unless another law that applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the lesser amount. Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with applicable law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. However, Lender may require Borrower to pay a one -time charge for an independent real estate tax reporting service used by Lender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender may agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument. If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Lender shall account to Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, in such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in no more than twelve monthly payments, at Lender's sole discretion. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. If, under paragraph 21, Lender shall acquire or sell the Property, Lender, prior to the acquisition or sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by this Security Instrument. 3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under paragraphs 1 and 2 shall be applied: first, to any prepayment charges due under the Note; second, to amounts payable under paragraph 2; third, to interest due; fourth, to principal due; and last, to any late charges due under the Note. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall pay these obligations in the manner provided in paragraph 2, or if not paid in that manner, Borrower shall pay them on time directly to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph. If Borrower makes these payments directly, Borrower shall promptly furnish to Lender receipts evidencing the payments. Borrower shall promptly discharge any lien which has priority over this Security Instrument•unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which may attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of notice. 5. Hazard or Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage" and any other hazards, including floods or flooding, for which Lender requires insurance. This insurance shall be maintained in the amounts and WYOMING- SINGLE FAMILY FNMA/FHLMC UNIFORM INSTRUMENT FORM 3051 9/90 ISC /CMDTWY//0491/3051(9 -90) -L PAGE 2 OF 6 200 LOAN NO. 061265 200 201 LOAN NO. 0 6 1 2 6 E for the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's approval which shall not be unreasonably withheld. If Borrower fails to maintain coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property in accordance with paragraph 7. All insurance policies and renewals shall be acceptable to Lender and shall include a standard mortgage clause. Lender shall have the right to hold the policies and renewals. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of Toss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, insurance proceeds shall be applied to restoration or repair of the Property damaged, if the restoration or repair is economically feasible and Lender's security is not lessened. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower. If Borrower abandons the Property, or does not answer within 30 days a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may collect the insurance proceeds. Lender may use the proceeds to repair or restore the Property or to pay sums secured by this Security Instrument, whether or not then due. The 30 -day period will begin when the notice is given. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of the payments. If under paragraph 21 the Property is acquired by Lender, Borrower's right to any insurance policies and proceeds resulting from damage to the Property prior to the acquisition shall pass to Lender to the extent of the sums secured by this Security Instrument immediately prior to the acquisition. 6. Occupancy, Preservation, Maintenance and Protection of the Property; Borrower's Loan Application; Leaseholds. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate, or commit waste on the Property. Borrower shall be in default if any forfeiture action or proceeding, whether civil or criminal, is begun that in Lender's good faith judgment could result in forfeiture of the Property or otherwise materially impair the lien created by this Security Instrument or Lender's security interest. Borrower may cure such a default and reinstate, as provided in paragraph 18, by causing the action or proceeding to be dismissed with a ruling that, in Lender's good faith determination, precludes forfeiture of the Borrower's interest in the Property or other material impairment of the lien created by this Security Instrument or Lender's security interest. Borrower shall also be in default if Borrower, during the loan application process, gave materially false or inaccurate information or statements to Lender (or failed to provide Lender with any material information) in connection with the loan evidenced by the Note, including, but not limited to, representations concerning Borrower's occupancy of the Property as a principal residence. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 7. Protection of Lender's Rights in the Property. If Borrower fails to perform the covenants and agreements contained in this Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in the Property (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture or to enforce laws or regulations), then Lender may do and pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's actions may include paying any sums secured by a lien which has priority over this Security Instrument, appearing in court, paying reasonable attorneys' fees and entering on the Property to make repairs. Although Lender may take action under this paragraph 7, Lender does not have to do so. Any amounts disbursed by Lender under this paragraph 7 shall become additional debt of Borrower secured by this Security Instrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bear interest from the date of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower requesting payment. 8. Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loan secured by this Security Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason, the mortgage insurance coverage required by Lender lapses or ceases to be in effect, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the mortgage insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the mortgage insurance previously in effect, from an alternate mortgage insurer approved by Lender. If substantially equivalent mortgage insurance coverage is not available, Borrower shall pay to Lender each month a sum equal to one twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurance coverage lapsed or ceased to be in effect. Lender will accept, use and retain these payments as a Toss reserve in lieu of mortgage insurance. Loss reserve payments may no longer be required, at the option of Lender, if mortgage insurance coverage (in the amount and for the periods that Lender requires) provided by WYOMING- SINGLE FAMILY- FNMA/FHLMC UNIFORM INSTRUMENT FORM 3051 9/90 ISC /CMDTWY //0491/3051(9 -90) -L PAGE 3 OF 6 9 JO 4 3OVd 1 (06 1.90E /161 //AM1aWO /O9I 06/6 450E WHOA 1N3WfHISNI WHOdINf1 OW1HdNWNd— A11Wdd 310NIS— DN011OAM 'mamas eq o; pelepep 01e eloN ay; pue luewnalsul Alunoes slg4 ;o suolslnoad ay; pue siq) of •uo!slnold 6u11o14uoo ay ;;not ;iM ;oa ;40 uenl6 eq ueo yoiyM eloN egl 10 luewnalsul Alpnoes slg4 4o suo!slnold hypo 100 14e lou Ile14s 1o14uoo Lions `Mel a geoydde tlpM sloij uoo a oN eql 10 luewnalsul Alunoes s1414o esnelo JO uolslnoad Aue ley! 1uen0 041 ul •pmleool s! 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CO T90 'ON NVO1 O iS4O4 the sale to Borrower in the manner provided in paragraph 14. Lender shall publish the notice of sale, and the Property shall be sold in the manner prescribed by applicable law. Lender or its designee may purchase the Property at any sale. The proceeds of the sale shall be applied in the following order: (a) to all expenses of the sale, including, but not limited to, reasonable attorneys' fees; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 22. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security Instrument without charge to Borrower. Borrower shall pay any recordation costs. 23. Waivers. Borrower waives all rights of homestead exemption in the Property and relinquishes all rights of curtesy and dower in the Property. 24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)] ❑Adjustable Rate Rider ❑Condominium Rider ❑1 -4 Family Rider Graduated Payment Rider Planned Unit Development Rider Biweekly Payment Rider Balloon Rider Rate Improvement Rider Second Home Rider EiOther(s) [specify] WCDA Tax Exempt Rider Mortgage Insurance Rider BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(s) executed by Borrower and recorded y/ith /t. Witnesses: Social Security Number Social Security Number [Space Below This Line For Acknowledgment] Lincoln STATE OF WYOMING, The foregoing instrument was acknowledged before me this September 1 5 2000 (date) by Wade Edward Hirschi and Christi Lee Hirs-hi Husband an. Wife (person acknowledging) 004 M My Commission expires: January 11, 2004 LAURIE McKEE NOTARY PUBLIC COUNTY OF STATE OF LINCOLN P WYOMING (Seal) Borrower WYOMING—SINGLE FAMILY— FNMA/FHLMC UNIFORM INSTRUMENT FORM 3051 9/90 ISC /CMDTWY//0491/3051(9 -90) -L PAGE 6 OF 6 -4(; x Social Security Number 4 Aer Christi L-e Hirschi Notary ublic LOANNO. 061265 20 A Y' At 7 Wade Edward Hirschi 520 -15 -7411 County ss: (Seal) Borrower (Seal) Borrower Social Security Number 528 (Seal) Borrower v u8404 ALTA COMMITMENT 1982 WY 205 SCHEDULE C The land referred to in this commitment is situated in the State of Wyoming, County of Lincoln, and is described as follows: That part of the NEUNEM of Section 36, T32N R119W, within the Incorporated Limits of the Town of Afton, Lincoln County, Wyoming, being part of those tracts of record in the Office of the Clerk of Lincoln County in Book 210 PR on page 205 and in Book 411PR on page 125 described as follows: COMMENCING at a point on the West right -of -way line of U.S. Highway 89 identical with an intersection with the South line of Nield Avenue, S 77 °18'36" W, 159.77 feet from the Northeast corner of said Section 36, found as described in the Corner Record filed in said office; thence S 89 °13'18" W, 185.64 feet, along said South line to the SPIKE OF BEGINNING, on the centerline of that access easement of record in said Office in Book 278PR on page 82; thence S 01 °38'24" W, 120.18 feet, along said centerline, to a spike; thence S 89 °15'29" W, 121.41 feet, along an existing fence line, in part, to a point at a fence corner; thence N 00 °28'09" E, 120.05 feet, along an existing fence line, in part, to a point on said South line; thence N 89 °13'59" E, 123.87 feet, along said South line, to the SPIKE OF BEGINNING. NMI Commitment No.: FA 7132 OM (S6 /ZT pasTAaH) g -0TZ ddW J3MOJ10g IHDSIH OHVM03 30VM aaMoaaog IHJSJI L1 IJSI21H3 •aapTH 6uzoupuTa ,y S6-Ja s dad pup swaaq aug oq saaabp pup scdaoop aa Qg o'INSIS A S °suoTgpTn5aa 6uTquawaZdwT auq apnTouT oq pawaap aap pup quawnagsui AgTanoas auq go uonnoaxa go agpp auk uo goa,gja uT 'papuawp SP apop anuanaH TPUaa uI Ggq Oq aap saouaaajaH •quawnagsui AgTanoaS sTgq Aq pampas upoT aup aoj uozgpoTTddp UP uT apop anuanaH Tpuaaqui auq go ET7T uoTgoas go 9U0T8Tnoad auq og goadsaa ITM TPTaaVpw sT .4pua gopg p squasaadaasTw ao sgTwo aaMo (o) ao 'aapTH 5uTouPuTd qdwaxg xpy szgc ;o buzuutbaq auk qp pagiaosap subzssp ao saossaoons syz ap aapuaT atf go quasuoo uaJ1T1M aoTad lnolmm quawnagsui A4Tanoas alp uT pagTaasap Alaadoad alp Adn000 oq sTTp; aaMoaaog (q) -apop anuanaH tpuaaquI aun go (Z) (T) pup (j) ET7T uoTgoaS uT papznoad sp sgTwTT awoouz aTgpoTTddp spaaoxa awoouz ATTUI; asouM (AT) JO !apop anuanaH Tpuaaqui auk go (Z)(T) Pup (a)ET,T uoTgoas UT papznoad SP TIP '(saouapzsaa paap paga6apq ao; quaoaaa OTT upg1 aagpaa6) aoTad aspgoand paap a6p1anp auf go quaoaad 06 upuq aagpaa6 sT uoTLM gsoo UOTgTSTnbap up a.fj (TTT) !apop anuanaH Tpuaaqui alp go (Z) (T) Pup (p) EiiT uoTgoas uT papznoad GP TTp 1 .MGJSUPJq. ao aTps auq go agpp auq uo 6uzpua pozaad apaA -aaauq alt go gapd Aup 6uTanp aouapTSaa Tpdtouzad P uT gsaaaquz cTgsaauMO quasaad p ppu SPg o1M (T ao !apop anuanaH Tpuaaqui atf go (Z)(T) pup (o)ET7T uoTgoas uT papznoad SP TTp 'aagsupaq ao aTps auk aaggp awn. aTgpuospaa s quapzsaa TpdTouTad p SP Agaadoad auq A n000 oq pagoac_xa aq ATgpuospaa gouupo OTM (T) :aaaa ;supaq aaggo ao aaspuaand p oq aaMoaaog Aq (MpT go uoTTeaado ao quaosap 'asTAap Aq upgq aauno) paaaajsupaq as1Maaugo ao pTos sT Agaadoad auk go gapd ao TTY (p) ;t quawnagsuI AgTanoas sTgq Aq paanoas scans TTp go Ting uT quawApd aTeTpewwz aaTnbaa Xpw 'aapTH bUIOU U ,3 gdwaxg xpy sTLjq go suoTSTnoad auq q M aaMoaaog auuq X aoupTTdwoo buzanssp aog AgTITgzsuocsaa awnssp 'quawnagsuT aqpapdas Aq 'Apw Sp subzssp ao saossaoons sqT go uons ao 'aapuaZ :sMOTTOJ Sp aaa6p pup qU U A0o aaggan; aapuaZ pup aaMoaaog 'quawnagsuI AgTanaas agq uT appw squawaaa6p pup squpuanoo agq oq uoilzppp uI °pagapggp sT qT gozgM oq a6p6gaoW aua go swaaq auk puawp oq pawaap aq TTpus pup oquT pagpaodaoouT sT HSQIH JNIDNVNI3 IdWHXH-XV.L SIH,L x�azx ENI3N NId sdWaxa xvs 0a6p6gaoW auk papaooaa pup 'oquz pagpaodaoouz aq TTpgs wnpuappp auy •a6p6gaoW agq o: wnpuappy up ST 6uTMOTTo; auy 90Z WnaNSaav H0VOI ioW MORTGAGE INSURANCE RIDER This Mortgage Insurance Rider is made this 15th day of September, 2000 and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument of the same date given by the undersigned "Borrower to secure Borrower's CONV /WCDA 2000 Series 4 5 [identify type of note, e.g. fixed rate] note (the "Note') to Majo Mortgage, A Wyoming Corporation described in the Security Instrument and located at: 64 Nield Avenue,Afton,WY 83110 [Property Address] The Security Instrument is amended by adding the following at the end of Section 10 (if the Security Instrument has a form date at the lower right corner of 3/99 or later) or Section 8 (if the Security Instrument has a form date at the lower right corner that is earlier than 3/99): Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's HIRSCHI, W. AF 061265 Multistate Mortgage Insurance Rider Single Family- Fannie Mae Uniform Instrument ®11R (0004) Form 3160 4/00 Page 1 of 3 MW 04/00.02 Initials:, VMP MORTGAGE FORMS (800)5'2'1 -7291 "Lender of the same date and covering the Property 11 11 11 1 1 1 1 11 207 OW" 09L£ wood 3z ;o Z aped 99ZT90 (7000) a L L JV °M 'IHJSiIH •uot ;13uguaa; ao not ;13lla3uga lions Jo atop aLi; its pauavaun aaant ;13Li; suu niuuaad aautunsuI ag8>.uow fug Jo punjaa g 3Alaaaa o; ao /pug ',fligol;guuo ;n13 primula; aaugansuI 38138 ;JOJAJ aLi; anvil o; 'aaug.msuI a8g8;aoN ail; Jo uol ;gllaauga uppgo pug ;sanbaa o; 'sa.znsolasip amino anima( o; 1g8ia act; apnpul Sum s;LiBIa na'a 'Atilt aatfo ,fug ao 8661 Jo ;ad uopoa;oad saauMoautog au; Joplin aauvansul a801a01A1 ail; o; ;aadsaa q ;tnt fug dI Rig aantoaaog s;g8p ail; pa ;3v ;ou hint s;uamaaa8g Lions Sul( •punpaa fug o; aaMoaaog al!;ua gm ilinn Saq; pug 'aougansul 3801.toytJ ao; aAto IIIAt aantoaaog ;mom ail; asuaaoui ;ou hint s ;uamaaa8g 'pus •ugo-I ail; 3o stun; aatpo Sue so 'aaunansul 38138 ;aoix ao; /Cud o; paaagu sgg aantoaaog ;gq; s;tmouu13 ail; pane ;ou IIIAt s;uauuaaa8g gans ifu\1 (g) (v) :zaugznd „•aouunsutaz anpdeo„ pauual uao st ;uauua8ueue atp `zaznsui alp of pied stunuuazd age antis a zoj amino ui xsu s,zaznsui acv Jo antis a swim zapuaq 3o mop lie nu! sapinozd ;uatuaaz8e lions 3t •sassoi Bulanpaz zo Viz OtS9 O 8404 By signing below, Borrower accepts this Mortgage Insurance Rider and agrees that it amends and supplements the Security -nstru ept. Wade Edward Hir'chi M ®11 R (0004) (Seal) Borrower HIRSCHI, W. AF 061265 209 (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower Page 3 of 3 Form 3160 4/00