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HomeMy WebLinkAbout868502:sirptuI 66/E TOE mum [ii jt o ads s)z 0 1110 zap! 'a'iliund P I .tapi2T omog puoo :[aigtotiddt sr xoq 3pago] zamortog Acq panoaxa aq 01 gig szapu 8utmoiiol aqj •zamo.uog iiq palnoaxa at ltgl luatunzlsui X1unoas sup o; szapu iit sutam „saapal„ (0) •lsaialut snid `luautnzlsui X4un0as stgl aapun anp sums pr put `aloN am zapun anp sa ngo alts put saSztgo Juatu izda.td Aire `lsazalui snit `aloN aql Aq paouapIna lgap am sutaut „uuo7„ (I) am ui wpm 3o zajsutiZ„ 5uiptaq am aapun moiaq paquosap si imp klzado.td aql small ,flaadoad„ (a) TOOZ `61 laquialdaS utgi .taiti lou pip ut lgap agi Atd of put sluatuXtd otpot.tad .ttin8ai ut igap sup Atd of pastuzoad stq aamouog lsatalu! snid (00'000`SS 'S'n) Sztiioa 00I/00 Pud puusnoq,L an13 B1Jk1 aapua7 samo .tamouog ltgl sorbs aloM u. '0002 `6T aaquialdas paltp put .tamortog pauOis alou iosstuto.td alp sutauz aoN„ (Q) •luatunaisui Xiunoas sup zapun aaSalzom am si .tapuaJ '090178 HV.LII `AZID ?I2Idd `8175 XOUI 'O'd si ssaippt s,.tapuaq •HvIaJo aluls aql 3o smut am .tapun &utisixa put paztut8io uotitzodaoo t st .iapua7 ••O•rI 'IV,LldVD N 1aLSIIM'sum st „.tapual„ (a) luautnzlsul Xlt.znoaS sup .tapun Jo2E21Jouz am st .tamouog `aj t puu puugsnq TIVD 'Iii IINII1SIUIH3 Pun 'I'IdD "I NVH,LII st „aamo.taog„ (u) •luautnoop sup 01 siaptg iit gUM ia `000z `61 aagwaldas paltp st gotgm `ivautnoop sup sutam „luaumalsul ,Cllanaas„ (v) '91 uotlogs ut papinoad osit azt luautnoop sup ut pasn spzom 3o arm am 8utp aai saitu uml.ta3 'IZ Put OZ `8i `£i 'II suoiloos uI paugap azt sp.toM Jaglo put nnoiaq pauilap a.tt luautnoop sup 3o suouoas aidrlinuz ut pasn sp.toM C.1 L IIDVd ?1d I/r�/ e )IOOH CI (c/ )081 33S a rf taayA[ STU d� 3stri -tsa .zam luatuIftd 1 Piaamrg Japi'a luawdoianaU hull Pauutid .zapv uzniuzutopuoa U JV91lO1A1 [B ;r" 2ulpao3all ao3 aul situ anoq aaedS] ploiim 13o i aged 1NHINf11I.LSNI JAINOdINf1 DIII1113/VINN3 'it e3 aI$u!S O■IINOAM 1 OPt.2I VA Japt -u uooiitg 1ap! alt2l aigtisnfpd SNOI.LINIdEG :gig paztdaad 1O2TINOJ 'JOa Ldaa ONIddIHS 090178 HVZI1 `A.LIJ 3IIIV4I 8175 XOf1 'O'd 'Y 'I TVIIdV3 ARIII.LSIIM !S' Hd :o1, utnla'i C68CTOTO TRANSFER OF RIGHTS IN THE PROPERTY Page 2of13 476 (H) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. (I) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (J) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (K) "Escrow Items" mean those items that are described in Section 3. (L) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for (i) damage to, or destruction of, the Property, (ii) condemnation or other taking of all or any part of the Property, (iii) conveyance in lieu of condemnation or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (M) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (N) "Periodic Payment" means the regularly scheduled amount due for (1) principal and interest under the Note, plus (2) any amounts under Section 3 of this Security Instrument. (0) RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (P) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. This Security Instrument secures to Lender: (a) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (b) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with the power of sale, the following described property located in the County of LINCOLN: [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] BEGINNING AT A POINT WHICH IS 1910.56 FEET NORTH 89 DEGREES 35' EAST OF THE SOUTHWEST CORNER OF SECTION 6, TOWNSHIP 31 NORTH, RANGE 118 WEST, THENCE 330.0 FEET NORTH 0 DEGREES 25' WEST; THENCE 132.0 FEET NORTH 89 DEGREES 35' EAST; THENCE 330.0 FEET SOUTH 0 DEGREES 25' EAST; THENCE 132.0 FEET SOUTH 89 DEGREES 35' WEST TO THE POINT OF BEGINNING. Form 3051 3/99 Initials: F M C. C r C. d ti f D :sjeiuul 66/£ ISO£ wing I Jo abed patiddu aq hugs s ;unoui>; Suiuiruzaz iCuy •anp aumaq ii gotgm ui zapzo all; ui ;uautAud otpouad pea o; pagddu aq !Tugs mallard guns not ;oas zapun anp s ;unoutu (E) `a ;oN au; zapun anp ted!outzd (z) `a ;oN au; zapun anp ;saza ;ut (j) :kiuoud jo zapzo StnMojoJ aq; ut pagdde aq !Tells zapua- Aq pagddt puu pa ;daoot s ;uatuXtd tie `z not ;oas sill; ui paquosap asimzag ;o st ;daoxg •spaaaoad .w s;uatuSud 3o uo! ;ua!lddy •Z ;uauznz;sui Aizn0as sill; iiq paznoas s ;uauzaaz2u pue s ;ueuanoo all; &uiuuojzad JO ;uaumz;sui znoas sill; puu a;oN aq; zapun anp s ;uauiAud 3utxuun utozj zamozzog anagaz Hugs zapua7 ;sutar °mini all; ut 10 N 0U aim! ;gStut zamozzog gotgm uttelo 10 ;aswwo ON •aznsotoazo3 0; zoud Ala ;utpauzuzi PION all; zapun aouujuq ludi0uud Sutpuu ;s ;no all; o; pagddu aq jJTM spunj Bons `zagzea patjddt ;ou 3! •zaMozzog o; utatp uzuuaz 10 spunj guns iitddu zag ;ia Hugs zapuaq `aunt; 3o pouad aTquuostaz t utt' ;im os op tau saop zaMO1J0H 3I ;uaun0 ueo' at'; 2uuq o; (s);uaunAud saxeut z°MO.uog !pun spunj paiddtun Bons Nog Arm zapuaj •spun3 paiTddeun uo ;saza ;un Aed ;ou paau zapuaj uag; `a ;up anp pap su Jo se pagddu st ;uatuICed °iponad gDua 3i •pa ;daoou azu sivaunAud gnus amp all; it s ;uatuXtd guns Aiddu o; pa ;aggo ;ou st zapua7 tug 'mug all; ut s ;uautAud TruJed zo (s) ;uautiiud guns asnjaz o; supz s ;t o; aoipnfazd JO zapunazatt s;gpz !Cut 3o zantum ;nog ;im `IuazznO uuo7 all; Rung o; ;uat0i3Jnsut (s) ;uauaed Fund JO (s) ;uauniitd Cue ;daoot Amu z0pua7 ;ua ono uuoj all; 8utzq o ;uatot33nsu! aze sluatuXed let ;zed z0 (s) ;uaunSed all; ji (s) ;uautSud leuzed JO (s) ;uauaud Cu u uzn;az Amu zapuaJ •SI uoi ;oas ut suotsinozd a0t ;ou all; g ;im 00utpzoOoe ut zapuaj iiq pa ;eugisap aq Amu su not ;uOo! zag ;o gpns ;t zo atom aq; ui pa ;uuSisap not ;BOOT all; It pantaoaz uagm zapua'! Aq pantaOaz paunaap azu s ;uautSed •zajsutzs, spuna 0iuoz ;0aig (p)10 SUMO JO `Atiu ;uaumztisut `i(oua2u imam t iCq paznsut gig s ;isodap asogm uoi ;n;i ;sut ut uodn uMUZp si 10010 Bons ifut papinozd 'pogo s,zaigsuO JO 3100110 maznsuaz; `310ago xuuq `310ago paguzao (0) `zapzo 1Cauout (q) 'tseo (t) :zapua1 Xq pa ;Daps su `stuzoj utM0fo3 all; 30 °tout zo auo ut apuun aq ;uauznusui Attirmas siq; put a ;oN all; zapun anp s ;uaunAtd ;uanbasgns !!t JO Auu ;ug; azinbaz Attu zapua7 `pitdun zapua7 0; puma! st ;uauin.usui Xliznoas sill; JO 010N all; zapun ;uatuXud su zapua-! Aq pant000z ;uauznusui zag ;o zo 100110 iiue .It `z°namo}q •Xouauno •S•n u °peon aq !Tugs ;uatunusui Aunoas sup; put a ;oN all; zapun anp s ;uautAud •E uoi ;Oas o; ;uunsznd swag mama zoJ spunj ,iud osit Bugs zaM0fl0H •a ;oN aq; zapun anp sazugo a m put saazeg0 ;uaunAudazd Aut put a ;oN all; iiq paOuapina ;qap all; `uo ;saza ;ut pug `Jo iedTDuud all; anp uatim Xud ITegs zaM011og •saaaugD a ;iv puu 'sagatg0 ;uawSudaad 'swan ,4toaasa ;saaa;ul 'itdiautad ;o ;uaun,Cud :sMOHoJ su Oazge put ;ueuano0 zapua7 put zamonog •S.LNYNHAOJ Y�RIOdINn •Azadozd pat &uuanoO ;uautnusui Atiznoos uuoJiun t a ;n;i ;suo0 0; uoi ;oipsunf ,iq suouetzun pa ;Toth q1TM s ;ueuanoo uuojiun -uou put asn luuoi ;uu zoJ s ;utuano0 uuojtun sauigutoo LNHWLT LLSNI A..LRIfDaS SIH.L •pzooaJ Jo saOuuzqum0ua A m o ;;oafgns `sputtuap put stump IT ;sutau X3zadozd all; 0; ai ;i; 0 41 /IIP?zau02 puaJap JTM put s ;utzzum zaMOZZOH 'Rio= jo saouuzqumoua zo3 ;daoxa `pazaqunnouaun st knadozd all; trip put Xazadozd all; JianuoO put urea `a2u2 310U1 03 all; sug pue paAanuo0 Xgazag a ;t ;sa all; Jo pastas 'ignJmui st zaM0L10H ;u11; SINVNHAOD 2IHMO2RIOH „Ipadozd„ all; st ;uaumnsui ti;unoas sill; ut o; pazzaJaz st 2utaazoJ aq; Jo !!H ;uautnusui ktzn0as sip; Xq pazano° aq °siu bugs suoi ;ippe put s;uatuaoridaz •kzadozd all; 3o uud u za ;3tazag JO moo sazn;xt3 put `saOutua ;znddu `s ;uautasua !!e pue `kltadozd all; uo pa ;Oaza z° ;3uazag 10 MOU s ;uaunanozdun [apoo diZ] OI I£8 Emus] L L' 9 IIIAIOAM `Vuj] °g; Iiu HIIM ?IHHLHJOL :(„ssazppy Xlzadozd NO.LAV IIARIQ MIIIA.LSUM Z81 Jo ssazppt 0q; set' JCl ;uaunO gotgm :zaquinN QI Taortd 7,0 R9S0 478 first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments. 3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10. These items are called "Escrow Items." At origination or at any time during the term of the Loan, Lender may require that Community Association Dues, Fees and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time. Any such waiver may only be in writing. In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts due for any Escrow Items for which payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require. Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required under this Section 3. Lender may, at any time, collect and hold Funds in an amount (1) sufficient to permit Lender to apply the Funds at the time specified under RESPA and (2) not to exceed the maximum amount a lender can require under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge. Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender can agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds as required by RESPA. Page 4 of 13 Initials: G Form 3051 3/99 66/£ ISOE WJOd £I JO S a$Ed as rS1lout st Japua-i aui u imp put `asnkio aRanout plkpuv ;s g apntout iiegs `satogod Lions anoldddstp o ;q ix s,Japua-i o; ;oafgns aq hugs satogod gons ;o stvmaum puu Japua-i Aq pannbaz satotiod aouglnsut ;uawAtd 2uusanbai J0m0n0g o; Japua-i tuou; aot;ou uodn `;saga ;ui gons q;Tm `olgEAvd aq Rvgs pug 1u0utasingstp ;o aptp alp 110.13 o1 1 a;oN aq; ik ;saga;ut lvaq !lugs s ;unouly magi ;uau tuisui A;unoas sap Aq palnoas J amonog ;o lgap iguot ;tppv aulooaq Begs S not ;oas still Japun Japua-i Aq pasingstp siunouly Aud pautk;go AT pinoo JOMOLIog Reg; aouvinsuT ;o Rsoo ail; paaoxa Al ;ueotjtuats Rl2ttu paui qo os aStJanoo aouvins alR ;o ;SOO aI; 1vlp saSpaimoulov Jamonog •1oa; ;a ut AtsnotnaJd sum uugR O2g1OA0O JOSSOI 10101EaJg aptnold Wan pug A1TiTguti 10 pivzvq `Isu Aug Rstaar `ApladoJd ail; 3o s;ua;uoo all Jo `A;1adold ail; ut Aptnba s,Jamonog `lamonog ;Oapold Rou 112tul J0 14 UU ;nq `Japua-i 1an0O liigs a tJanOO gons `a1oJa.tagl, agklanOO JO Junotug 10 adAR J oint ;1vd iiuv asugoznd o; uouaggo ou Japan st Japaa' asuadxa s,lamonog pug not ;do mapua-i pv `a2rJanoo aouvinsut urelgo Amu 1apu0i `anogB paquosap say.tanoo al; 3o Auk utv;utvtu o; silk; Jamonog ;I °Jamonog Aq uouoafgo uv u1oJ; 2uiinsai not ;vutuuaRap auoz pooi3 AIM JO matnal alp TRIM n09O0uu00 111 Aouagd RuatuavuvN AouaSJautg ivlapad al; Aq pasoduit saa; Aug Jo ;uauiAgd ail; Jo; aigtsuodsaz aq ow !lugs Jamonog °uot ;voggzao 10 not ;kutuua;ap qons loa ;v 1115pm Xigvuosuaz gotgm Jn000 sa2uugo .Jkttutts .Jo autddkutat amp goua sang° ;uanbasgns pug sa01AJas not ;voup.Iao pug notpgutuuaRap auoz poog Jo; amp aunt; -auo v (Z) Jo saotnlas par not ;voggiao `uoggutuuaRap auoz pooi; Jo; amp aunt; auo k :Jag1Ta `ugo-i sap g;tm nopoauuoo ut `Akd o; Jamonog annbai Amu Japuari °Atgvuosuantn pasplaxa aq you Timis;lOu gotgm `aoTogO mam0nog anoiddvstp o; ;g2TJ s,Japual o; ;oafgns Jamonog Aq u0so43 aq hugs aouvinsut ail; &utptnold latnvo aouklnsut aqi, •ugo -i aq ;o with ail; duunp amp tiro saoua;uas 2utpaoaid ail; o; ;uvnsind sannbaJ lapua7 ;vqM •saitnbai Japuari ;kti; spouad al; 1o; put (liana! aigT ;onpap Sutpnlout) siunotur ail; ut pautk ;unto aq ilpgs aougznsut sttii °aoutlnsut saJtnbaJ Japua-i gotgm J0; `spoof; pug sa3itnbq ;i o o; pa ;twn R0u ;nq `Sutpntout spltzvq Jalpo Alm pug „`aStlanoo papualxa„ =al ail; utq;tm papntout spi zvq 'and Aq ssoi ;sutgav palnsut 11odozd ail; uo papal° Jap;valaq Jo Sut;stxa moo s ;uawanoldull aqR dam! lugs 10m0110g •aauuinsui Alladoad 'S ugori STIR 1T1Tm not ;oauuoo ut Japua'i Xq pasn ooinias Sut;.todai Jo/pug notRkOguan xv; apglsa igoJ k Jo; amp aurp -auo v iced o; Jamonog annbai AtuJapua7 not ;o0s stq; ut anogt 14110; Ras suot;og 041 JO alum 10 DUO 031t; Jo oat! ail; A;SuBS !!BITS 10MOJJOg `u0n15 St 001 1ou ;ill; 4014m 110 a ;gp al; 3o sCup pi utq ;IM uati al; &utiC ;t ;uapt aot ;out !among ant2 Amu Japua7 `1uaulnl4sui '1unoas s"11 Jan) A ;tuoud uregv ueo goigm uall k o; ;oafgns Si A11ado1d al; ;o pled Auk ;Btu sautlnI0 0p Japaa-! 3I 1uatunusui A;unoas sap; of oat! all 5uuvutplogns Japua'i o; A10;oo ;Slugs 1uaulaal ?u ur uat! al; 3o _wpm! 041 wog salnoas (o) 10 `papntouoo aig autpaaoold Ions !gun Atuo ;nq &utpuad ajg autpaaooid a5OIp apgm uati al; 3o IuauzaoloJua at; luanald 01 apelado uotutdo s,lapua-i uT gotgm autpaaoold it2a! `ut uati al; 3o guaulaOJORua 1sute30 spuajap 10 `Aq qutk3 poog ut uaq oI; s;sa;uoo (q) ;uatuaOJgt gons &uttulo ;lad st !among sr 2uoi os Aiuo Jug `Japua7 o; atge;daoou Jauugm k ut 1104 all Aq pampas uouatigo alp Jo RuatuAud al; (a ut saaJ50 (k) :Jamonog ssalun 1uaunulsui *moos sTgl Jan) A ;IJOud svq gotgm uati Auv aalugostp Apduloid !tugs Jamonog nouns u! pap/mid Jauugtu aqu ut maw Aud !lugs !among `small molosg air small asatu IgIR ;uapxa 041 0J, •Auk ;T `s;uatussassy put `saad `sang uogrpoSSy Aptunttttuo3 puk `Aug 3T `A ;ladold all uo slum punoJ2 s;uatuAvd piogastai ;uaunuisui X unoas sap 1ano Altuoud mum ugo gotgm A ;Jadold ail; of alga ;ngixut suoTptsoduu pug `saug `suuatussassu `saxku iik At figgs JamOnOg •sua!q :sangtt3 'b Japuaq Aq plaq spund Aar !among 01 pun;ai Apduiold hugs Japua-! `guatnnllsui A1TJnoas sap Aq palnOas stuns fie 3o iin3 ut award uodn suuawAud Atq ;uou! anlami imp 010111 011 111 1nq 'yam' q;Tm aouvpl000u 111 Aouatogap 041 dn mlgw of Algssaoau iunouir alp Japuo7 oR Aud !lugs JOMOIJOH puu `ddsg2l Aq pannbal se lamonog AjT1ou Rugs Japua-i 'yam' Japan paugap sv `moIOSa u! Nag spun; 3o Aouatogap k st mom 3! •s1uawAkd All1U0W aniam; mom 010u1 Ou 11! inq `ddsg2! g ;tm 0011k111000r in &uncap alp dn alma Oi AJossaoau ;unotuo agl Japua-i o; Aed !Tugs Jamonog pug `ddSMI Aq pannbai st Jamonog A;T;ou Rtgs Japaa' `V dsMi lapin pauuap se `MOJOSa ut Nag spun; ;o arum's v sT 01atg 3I 'ydSg2I g1Tm aouvp1000g ut spun; ssaoxa all J0; 10m011og 01 moon ins 1apua1 `y dsg?I lapin paugap sr `moJOSO ut Nth! spund 3o snidlns v st matt; 3I Page 6 of 13 480 and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2. If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters. If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30 -day period will begin when the notice is given. In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender (1) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and (2) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due. 6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. 7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. Form 3051 3/99 Initials: C, 7r) `79 :S�e�uul 66/£ TSO£ maim £i3o a;oN ag3 ui papinoad gpu au; 3e ;saaa ;ui pied o; uoue$ggo s,aomonog maim OI uogoas sup ut 2ultpoN me'1 ajgeagdd`, siq pa.nnbaa st uogeuiuua3 mun ao not ;eutuua; lions aoJ uipinoad zapua7 pue aamoaaog uaam;aq ;uauia0a2e uOuiam 1iue g1im aouepa000e ui spua aouemsul aa3ao1A1 aoJ ;uautazinbat s,aopua-I pun `0naasaa ssoj ajgepunjoi -uou a apinoad o; JO 'POW ut aouemsul aa;iow uie ;meal o; pannbaa siuntutaad atj; pied jjegs xamo.uog `aoueansuj aa3aow Jo suinituaad alp paemo; s3uauaed pa ;eugisap Aj0 ;eaedas alum o; pant sem aamoaaog pug ueo? atj3 &tnpjeut Jo uogipuoo a se aoueansuj aa3aow paatnbaa aapua' 3I •aoueansuj aa;low aoj siuniuiaad am paemo; s;uautiCed pa;eu2isop Xja3eaedas sannbaa aapua-j put `pauie ;qo si `ajgejiene satuooaq war aapu0-I pa ;oajas aaansui ue Cq papinoad (sannbaa aapuai ;etp pouad alp aoj pue ;unoute 0143 ui) aeaanoo aoueansuj aa3aoysj 3i s3uaw ed amasaa ssoj aambaa as &uoi ou ueo zapuag •anaasaa ssoj gons uo s2u1uae0 JO ;saa03ui Cue aamolog pied o; pant aq ;ou nulls 1apuaq put 'mu ut pied Aja3etiit ;jn si ueo' aq; 3eg3 ;oe3 alp &uipue3sg;im3ou `ajgepuiyaa -uou aq jjegs animal ssoj ;Tons •aoueansuj aauoyAI 3o nut ut an10saa ssoj ajgepunJaJ -uou a se s ;uatuked asag3 uie;aa pue asn `;daooe jjim aapua-I •3oajja ui aq o; paseao aeaan00 aouemsul aq3 uagm anp aaam ;et; s3u0tuXed p0 ;eupsap ,Cja ;maedas am 3o ;unotue alp aapua7 o; fed o; anuuuoo jje aamofog `ajgejiene Sou si aeaanoo aoueansuj a3a3aoJ,s 3uojeninba Sjjeuue3sgns 3l •aopua7 siq pa ;oajas .iatnsut aa;lout am ue tuoa3 ;oajas ui Xjsnoinaid aoueansuj &allow aq; jo aamoaaog o ;;soo aq; o; Tuajeninba AjjeTue3sgns 3soo e ;e oajas ui rijsnotnaad aoueansuj a2a3aoyAj alp o; 3uajentnba Xjjei3ut sgns aezanoo uie3Qo o; pannbaa sutntuiaad aq; Aed jjegs aamoaaog `aoueansuj aa3aoJ,% a0J stuniutaad aq; paemo; s ;uau1 Ced pa;euaisap Xjo ;eaedas wpm o; paiinbaa sem 1Qmolog par aouemsul gons papinoad iCjsnoinaad imp aaansui aanoux atjl uioa3 ajgejiene aq o; saseao aapuarl siq pannbaa aea0noo aoueansuj aa;aow ag3 `uoseaa AIM aoj `31 •;oa33a ui aoueansuj aa;ioj, aq; uie ;uieut o; pannbaa suintutaad ag; pied Hugs a0mouog `ueo'J alp 2upjeui 3o uoj3ipuoo a se aouemsul aapoj^j pannbaa aapua-1 3l •aaueinsui a2e3lioy%j '0I but ;tam ui aa2aaut aq3 0; saaae aapua-j ssajun aaaut ;ou jjegs aj;i; aaj aq3 pue pjogaseaj alp `,Cyiadoad aq; o; 0j3i; aaj sannboe aamoaaOHE •aseaj am Jo suoisinoad aq3 jje qum Sjdutoo jjegs aamoIog `pjogaseaj a uo Si 3u0uana3sul X3unoas siq; 3I ;uatuXed 2ui;sanbaa aamoaaog o; Japual moan aoi;ou uodn 'Isamu; tons g3im `ajge,Ced aq Hugs pue ;uautasangsip jo amp atj; uioau a3ea a;oN am ;e 3saaa3ui aeaq Hugs s ;unouie mom, •;uaurtu;sul A3unoas sup siq paanoas aamoaaog 3o ;gap jeuoi3ippe autooaq oils 6 uoi ;oas sup aapun aapua'j iiq pasangsip s3unouie Aud •6 uoi ;oas sup a0pun pozuog3ne suoi3oe jje JO Cu e 2upp ;;ou aoj ii;ipgeij ou sanoui aapuarj;eq; paaa& si ;j •05 op o; uoi ;aijgo JO Anp Sue aapun Sou si pue os op o; anal 3ou swop aapuai `6 uouoas sup aopun uogoe Olt; ,(ui aapua7 g3noq ;jy •jjo JO uo paean; sanggn aneq pue `suogipuoo snoaauep JO suoirejoin apoo aag3o JO Suipjinq a;euiunja `sadid uioa3 as3em uncap `smoputm pue sloop do paeoq ao aoejdaa `sNooj auego 'snub.; wpm o; X;aadoad am 2uiaa3uo `03 pa;iunj ;0u si 3nq `sapnjoui X3aadoad 014; &utanoos •2utpaaooad Ao3dnnjueq ui uoj3isod pamoas s3i 2uipnjoui `3uautnx suj Aumoas sup aapun sup.; ao/pue iipadoad aq3 ui 35010w! s;i 3oa3oad o; saaj ,sXautoue ajgeuoseaa ftiAed (j;) pue ;moo ui &uueadde (Z) `3u0tuna3sul X3imoas sup JOAO X4uoud seq goiqm uaij a iiq pampas sums Niue 2utXed (j) `0; pa3iiuij Sou ale 3nq `apnjoui ueo suoioe s,iopuarj •iipadoad 0q3 2uuiedaa ao/pue 2UUnoas pue `If3aodoad 0143 Jo anjen aq; &uissasse ao/pue 1.1uo03oad �uipnjou! ;uatuna3sul /3jmoas sup aapun s;qpu pue ii;aadoad 0143 ui ;saaa;ui s,aapu0Z 3oa ;old o; a;eudoadde JO ajgeuoseaa st iana ;eqm Jo; Xed pue op Amu aapua'I uagT `A3aadoad am pauopuege seq aamoaaog ao `(suoi ;ejaaa a0 viol aoaojua o3 a0 ;uautn usuj ,i3Tnoas sup aano X3uoud uie33e Amu goiqm uaij a Jo ;uatuaoaojua aoj `aatuiajaoj JO uoueuuzapuoo aoj `a;egoad `,Co ;dnnjueq ui 2uipaaooad a se gons) ;uauina3sul Animas sup aapun sup; ao/pue A aadoad ag3 ui ;saaa ;u[ s,a0pu0'j maim lij ;ueo1Jips ;qput imp 2uipaaooad jeSaj a si amp. (Z) `;uautna;sul I.Tuno0s sup ui p0uie1uoo s3uatuaaaae pue s;ueuanoo aq3 uuoJaad o; sjiej aamo.uog (1) 3I ;uamn.t ;sul Alpnaas slit; aapun s;gatg pue Spadoad 043 ui ;sala3ui s 3o uoi ;aaroad '6 •aouapisaa jedioutad s,aamonog se ,i3aodoad up Jo iiouedn000 s,aamonog 2uiuiaouoo suoi;e;uasaadaa `03 paliuiij ;ou ale ;ng `apnjoui suoi ;e;uasaadaa jeua1eyl •ueo1 alp qlTM uogoouuoo ui (uoueuuojui jeiaa3eui q;im aapua7 apinoad o; paimj ao) aapua7 0; s ;uauia ;e1s a0 u0i3euuojui 03emooeui a0 `211ipeajsiuz 40sje3 AIleiaa;eut Oita 3UOSUO0 JO apajmouI s,aamoaaog gum. JO aamoaaog Jo uOgoaaip 0143 3e &ui3oe sawn ao suosaod ,Cue ao aamoaaog `ssaooad uoueoijdde ueo-I am &uunp `3i 3jneJap ui aq jjegs aamonog •uo1leaijddy ueo? s 'g osti 85 11. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair market value of the Property immediately before the partial taking, destruction, or loss in value. Any balance shall be paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. "Opposing Party" means the third party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds. Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or 'rights under this Security Instrument. The proceeds of any award or claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender. All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in the order provided for in Section 2. 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower. Lender shall not be required to commence proceedings against any Page 8 of 13 482 Form 3051 3/99 Initials: e ,,yye 9 :s 66 /£-ISO£ maug °luattnulsui Al step zapun luauzaztnbaz 2utpuodsauoo ail 4stlgs Iitm luauzaztnbaz ntwj ajglogddy aql `me-i aigeoiddy zapun paztnbaz osiE st 1Uatunzlsui Alunoas stgi paztnbaz aouou Aug 31 zapua i Aq pantaoaz AITEou 'pin zapuaJ of uanJS uaaq angq 01 patuaap aq ;ou imp luaumzlsui iSl sup tptm uotloauuoo ut aoiou Auy •zamozzog o1 aotpoU Aq ssazppe zagloul palguStsap sEq zapua-J ssaiun utazaq pawls ssazppE s,zapuaq of item ssujo lszu Xq It dutituuz Aq .10 1! &Utzantiap Xq ua/42 aq Betts zapuaq 04 aolloU Auy •auttl auo iiUE 1E luatmulsUi J1unoas step zapun ssazppe ootlou pa1EUStsap auo Apo aq tiELLI azata °aznpaoozd pat31oads ;eel g2nortp ssazppe jo auego E lzodaz Auto Tigris zamouog uagl `ssazppe jo amp s,zamozzog Sutlzodaz zo3 aznpaoozd g satjioads zapua731 •ssazppe jo aSuEgo s,zamozzog jo zapua-J iC3uou Spduzozd imp zamozzog zapuaj of aotlou Aq ssazppe aotlou ainlgsgns a pa1eatsap sgq zamoz,tog ssaiun ssazppy klzadozd ail aq TIEgs ssazppe aot1ou aqj •asytuaglo saztnbaz XTssazdxa me-i aiggogddy ssaiuri szamozzog Tie of aotlou alnitlsuoo TTegs zamozzog auo Niue of aotloN •sueaUI zailo Aq was 3I ssazppe aorlou s,zam011og 01 13Ozantiap ATTEnloe uagm z0 Tteuz sseTo lug Aq ppptutu uagm zamozzog of uant2 wag aim{ 01 pamaap aq Hugs luautnzlsui i4tznoas step gltm uotloaUuoo ut zamozzog 01 aotlou •2utatzm ut aq lsnuz luaLmulsui tilunoos sup qlTM uotloauuoo ut zapua-i z0 zamozzog Aq uant5 saotlou TTy •saai ;oN 'ST •a &Egozano guns JO ino &tlsUUE aArq 3t tuz zamo°uog uot1og 30 4ggtz Aug JO JO/ITEM E alnitlsuoo Iitm zantozzog 01. luatuiCud loaztp apEtu punjai lions Aug 3o aouEldaoog s,zamozzog •(aloi.T ail zapun zo3 paptnozd st a nto luau1Xgdazd 1 lou JO zatpagm) aazego maul/Wald Cue inogitm luaumXudazd iutlzgd g sr palgan aq TTtm uotlonpaz aql `Tpdtouud saonpaz punJaz g 3i •zamozzog 01. luautAgd loaztp g &upiruz Aq zo aloN ail zapun panto iedtouud atp 2utonpaz Aq punmaz step mum 01 asoogo Amu zapua7 •zamozzog 01 papunJaz aq TII^M Slttu1T pant uzad papaaoxa gotgm zamozzog tuoz3 pampa Apuagg stuns JuE (q) pug `°long pawtuzad a t1 01 aazepo 0141 aonpaz 01 Azessaoau lunotzte 0141 Aq paonpaz aq TIEIs aa1Ego uuoi lions Aug (g) :nail 'glum palltuuad ail paaoxa uro-T aq; gltm uotloauuoo ut paloaIToo aq 01 JO paloaiioo sa$iEgo ugoT zaglo JO lsazalut ail lEgl os palazdzalut fjjEUi st mgi lgg1 pug `saarrgo ugoT uzntutxgut sIas gotgm meT g of loafgns st ugo7 ail 3i aiquoiddd Aq JO luauUtulsui Animas sup Xq paitgtgozd iCTssazdxa azu ;E s003 azggo mu Arm zapua7 •aaj qons 30 &tazEgo 0141 uo uotltgtgozd E su panzlsuoo aq log TTegs zamozzog of aa3 oUtoads g amp 01 luautnzisui iCltznoas sup ut Atzoging ssazdxa 3o aouasqu ail 'sag zamlo Aug of pIrSaz U1 •saaj uotlgnign pug uopoadsut Spodozd `saa3 ,siiautol4E '01 paltuttl log lnq `$utpnjotn `luatunzlsui Xlunoas step zapun slqpz pug ,tlzadozd ail ut ;sazolut s,zapua' Supoalozd jo asodznd ail 1o3 lingJap s,zamozzog 141tm u090aUUO3 UT po uzojzad saotnzas zo3 saa3 zamolzog 0210110 X VIII zapua7 •Sa3aEg3 UE01 •i, zapU 13o sugtssg pue szossaoons ail lgauaq pull (0Z uotloaS ut paptnozd se ldaoxa) putq oils 1Uatunzlsui Xltmoas stg1 3o sluautaaz4E pull sluguanoo aq,i •2utltzm ut amp/ Bons 04 saaiSe zapuaJ ssaiun luauznzlsui Xlunoas sup zapun J4titg1TT pue suotlggggo s,zamozzog mat pasgaiaz aq log TTegs zamozzog °luaumzlsui Altmoas sup zapun slgauaq pug s1g�tz s,J0M011og 3o TIE urelgo TTegs `zapua-i panozdde st pull Tutltzm ut 1uatunzlsui ii1unoas sup zapun suourSggo s,zamozzog sauznssu oqm zamozzog 30 Isamu!' ut zossaoons XUE `g i uotloaS 3o suotstnozd ail 01 loafgns •luasuoo s,zauSts -oo 0141 lnogltm aloN ail JO luauznzlsui iCltznoas step 3o 5=04 ail 01 paw gltm suotlgpomm000l alrm zo zuagzo3 `i(jtpout `pualxa of aazgg ugo zamozzog 101410 iiuu pue zapua-i 11141 saaag (o) pug `luatunz;sui iClunoas step iiq paznoas sums 0141 /Cud 01 pa1atigo ij1Euosi d iou st (q) `luatunzlsui iCltznoag sup jo stu1al 014p zapun .Clzadozd 0141 ut Isazalu! s,zauSts -00 ail Xanuoo pug luga `aSalzow of ,CTuo luaumzlsui Animas st141 81.1t0ts -oo st (g) „Jou2Is -oo„ g) aloN alp alnoaxa log saop inq luatunzlsui "1tmoaS step suits -00 oqm zamozzog �Cuu `zanamog •Tuzanas pull Into( aq pugs 1 g TgETT pug suotle5tjgo s,J0M0110g 40144 saaz$E pug sumo/too zamo°t°tog •punog su3Issy pull szossaoons :saau2is -op :,i ;giget'T io.tanas pull ;uiot '£T •Apattzaz zo 110tz ,iu0 3o astozaxa ail apnjoazd z0 JO JOATOM a aq log !jugs `anp ua14l lunoutg ail !Imp ssaj slunolur ut zo zamo°uog 30 Isazalui uI szossaoons zo satltlua `suoszad pzi14l tttoz3 swam/Cud 3o aouuldaoo0 s,zapua-i `uotleliW4 1no141jnt `2utpniout iipatuaz JO 114211 Aug 2Uistozaxa ut zapuaj aougzuagzo3 Cud °zamortog 30 lsazalui ut szossaoons Auu JO zamo]zog t0U!Sizo ail Aq apouz purmap Xuo 3o uosgaz Aq luatunzlsui Xlunoas sup Aq pamoas sums ail 3o uoIIgztytouzg Appal °stmzaglo JO luow1 od zo3 amp pualxa of asnjaz 03 zo zamozzog 30 Isamu!' ut zossaoons 881 JO 6 a8ud U iSS 484 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: (1) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender, (2) words in the singular shall mean and include the plural and vice versa, and (3) the word "may" gives sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (i) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (ii) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (iii) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender: (a) cash, (b) money order, (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 18. 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more Page 10 of 13 Form 3051 3/99 Initials: L• 7 .3 :s 66/£ TS0£ m £i 3 l I a$rd aq; a;ep aq; uao.i s,fep p£ nag; ssat ;ou 'am u (a) :pinupap aq; aana o; paatnbaa uoi ;au ag; (q) ;Inujap aq; (u) :,f;iaads Hags aapou aqj •(as!maaq ;o sapinoad ,A&u7 atguaitddy ssa;un 81 uoi;aas aapun uoipuaataaau o; mad ;ou ;nq) ;uauina;sui ,C;unaas slip u! ;uatuaaa2u ao ;uuuanoa ,Cur jo gauaaq maMoaaog 3ui,uoloJ uoi ;uaataaau o; aoiad aaMoaaog o; aaDOU Hugs aapua7 •saipauiau :uoi;uaa;aaay •ZZ :smo ;;oj se aaz2e pug 1.11eu3n0O zal;.ni3 .iapuo pue 3OMO1IOg 'S1.NYNHAOO 1AI2IOdINf1 •dnural3 ;rpuauzuozinuH ur zo; zapua' uo uotpOggo Aur man HMIs utazaq utgpoN 'Mr' iepuautuoainug u ;inn aouepz000r iii suouzr Tripatuaz £i ssaoau lie axe; ,ipdtuozd pegs zamouog `Xzessaoau si Xpzadozd gip &ui ;Oa33e aoue;sgnS snopzrzrH jo uoi;eipautaz zaq ;o JO ;rnoutaz Alm peg; `kited a;rnizd Cue zo `(.uoi;ne Azo;epniiaz .10 ;e;uatUUZanoS Niue siq paptpou si zo 'sum; zamonog 3I A.ptadozd gip 3o amen aq; s;Oajjr iCTaszanpr gOigm aoue;sgnS snopzezeH a jo amp; zo asn `aouasazd alp liq pasneo uoi;ipuoo Aur pue `aoue;sgns snopzezeH Aue jo aseaiaz jo want; zo asrataz `a2zegosip Tuppal &ugiids Niue `o; papiug; you ;nq &gpnioui `uoi;ipuo3 ;e;uatuuozinug ziur (z) `.apa ;moux Irma sag Jannoatog gOigm Jo me' iepuatuuo.tinug zo aoutisgnS snopzezeH Niue pue iclzadozd aqp 2uinionui ,C;.ied aprnud JO AouaRe Azoie;n2az JO Te;uatutuano2 Cue i(q not ;oe zaq ;o JO pinsmei `puruiap `aquio `uoi;e8t ;sanui AUe JO 3911OU UOf;i.tm zapuaT Ontg AT;duiozd This iamoziog •(s ;Ottpozd.iatunsuoo ui saoueisgns snop.tezeq `o; pa;iutq you ;nq &uipnioui) Avado1d agp Jo aOUeua ;uirui o; pue sasn Trtpuapisaz Ietuzou o; a;eudoidde aq op paziu8oOaz /(TIezauaS ate ;eq; saouepsgnS snopzezeH jo sappuunb paws jo Sandoz,' aq; uo a ;s zo `asn `aouasazd alp o; Aidde ;au pegs saOUapuas om; 8UipaOazd OqZ •iiptadozd alp jo amen al; mama Xlaszanpr Imp uoi;ipuoo a salaam `aouepsgng snopzezeH a jo aseaiaz zo `asn `aOUasazd al; o; anp `goigm (E) JO uoi;ipuOJ ;e;uauniozinug ur salaam golgm (z) `me' ;r ;uatuuozinua Niue Jo uoipe ;oin ui si peq; (I) /.tadozd ag; 811i 130JJ SuigpKue `op o; Os ;a auoSur moltr J OU `op ;cm palls zamo.uog •/(1z0d0zd alp UT JO Uo `saoue;sgnS snopzezeH Niue amp; op uapraz zo `saouepsgng snopzezeH Sue 3o aseaiaz JO `agezops `;esodsip `asn `aouasaid alp piuuad zo asneo ;ou ;Tags zamouog dnuealj Te;uautuozinuH ua 1a$8iz; astmzatgo JO `op apnqu;uoo `asneo ueo ;alp uoi;ipuoo g SUE= „uot;ipuo3 Te;uauiuozinug„ ue (j7) pue me' Te;uatuuoiinUH tit paupap se `uoipoe Ienouiaz 10 `uoi ;Or ieipatuaz `uoi;oe asuodsaz Niue sapn;oui „dnueao Tepuau uo1Tnug„ (E) `.uoi ;Oa ;ozd ;e;uautuozinua JO gapes `ggraq op aria; peg; paw(); si Apiadozd alp azagm uoi;Oipsizn f alp Jo smr; pue smel ;ezapO3 sumo; „mal ;e;uatuuozinug„ (z) `.s ;ruaprtit aniporoipez pue `apAgapjeuuoj zo so;sagse 2uiuir;UOO sTrualaut `s;uanTos aITTrion `sapTOigzaq pue sapioipsad opt(); `s;onpozd tunaloz ;ad Otxo; zo a;getutuejj tag ;o `auasozax `auijosa :saourpsgns 3uimotio3 alp pug me' ;e;uatuuortnug siq sapsrm JO `slurpn ;Tod `saour;sgns snopzezeq zo Otxo; se pauuap saouepsgns moil; azr „saour;sgng snopzezeH„ (I) :1Z uoi;OaS sigp ut pasn sy •saauu;sgns snopauzuH •1Z '0Z uoipOaS sigpjo suoisinozd uoTOE ani;OauOO axe; o; ipiunpzoddo pue aoi;ou aqp I(Jsipes o; pump aq plugs 8; uot;oaS o;;uensznd zamozzog o; uani8 uoiprzamoor 3o aOipou alp pue zz uoipoaS o ;;uensznd zamozaog o; uaig onto op X3iunpzoddo pug uoi ;rza ;aOOr jo aopou aUZ •gdez8eird siq; jo sasodznd zoj a;geuoseaz aq o; patuaap aq ;pm pouad amp peg; 'um; aq ueo uoipOe uie;zao aiojaq asde ;a ;snuff goigm pouad auitp a sapinozd me' a;geoi;ddy 3I •uoi;oe ant;Oauoo axe; o; aOI ;ou lion 3O &iig alp za ;3e pouad a;geuoseaz 'Nang /Wed zaq ;o aqp papzojje pug gorazq paOT ;e lions jo (S; uoi;oas jo s;uauiannbaz alp q;im aoueiiduzoo ut uaig aotpou Bons gptm) /Claud zaq ;o alp pappou sag zapua' zo zamouog ions ;pun ;uauitupsul ,C;umOaS sigp `Jo UOSUaz siq pamo (inp /cur JO `JO uoisinoid Niue pagoeazq sag /Cp.ted zagpo ag; peg; sa8aTpr ;alp zo ;uauini;sui ,(}unoas siq; o; purnsznd suot ;Or sAzrd zagpo alp woz3 sasue ;aq; (ssrlo r jo zaquiaui alp zo warn; ienpin!PUi ue zagpia se) uoipOe TeiOtpnC iiur o; pauior aq JO `tiio f `a3Uauiuioo ABUT zapua' JOU zamouog 1 114 1 M •zasrgomd aloM aqp siq papinozd asimzagpo ssalun zasrgoznd a;oN Og; i(q pauinsse loll ate pue (s)zaoin.tas ueorj zossaOOns a 01 pazzaJsuez; aq JO za3inzaS ueo' alp ipIm uieutaz ITim zamofog o; suoi;e2ggo SutOinzas ueoj a$auotu alp `a;oM alp 3o zasrgoind alp uegp lag ;o =was ueo' r ,iq paoinzas st ueo' aq; 1OUeazaq; pm Nos si a;oN aq; 3I •2uioinzas jo zaJsuez; jo aOipou e q ;im uoi;oauuoO ui sazinbai ydSg2; uoipeuuojui zagpo Niue pue apeui aq moils swam/cud goigm o; ssazppr ag; `zaopu s ueo' mau ag; jo ssazppe pue auleu alp apeps ;pm goigm a2uego alp jo aoi;ou uo34um uani8 aq JJTM zamouog `zaopuaS ueo' alp Jo auego a si azaq; 31 •OpoM gip 3o airs r o; pa;rlazun =InzaS ueo' alp Jo sO8urg3 UDC (1r4 48 notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the non- existence of a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, Lender at its option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title evidence. If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower and to the person in possession of the Property, if different, in accordance with Applicable Law. Lender shall give notice of the sale to Borrower in the manner provided in Section 15. Lender shall publish the notice of sale, and the Property shall be sold in the manner prescribed by Applicable Law. Lender or its designee may purchase the Property at any sale. The proceeds of the sale shall be applied in the following order: (a) to all expenses of the sale, including, but not limited to, reasonable attorneys' fees; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 23. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security Instrument. Borrower shall pay any recordation costs. Lender may charge Borrower a fee for releasing this Security Instrument, but only if the fee is paid to a third party for services rendered and the charging of the fee is permitted under Applicable Law. 24. Waivers. Borrower releases and waives all rights under and by virtue of the homestead exemption laws of Wyoming. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider executed by Borrower and recorded with it. Witnesses: 6, I- CA S ETHAN L. CALL CHRISTINE M. CALL Page 12 of 13 (Seal) Borrower (Seal) Borrower (Seal) Borrower (Seal) Borrower Form 3051 3/99 D. 7: :stui tui 66/£ ISO£ WJo.I :ss Slunoj --)4, uolaL o[Ugnd &tulom £I3o £i aSud CO/ZT/6 :sazidxg uoisstuzuioj AIN 'annA pue puegsnq TIV D IINI1SRIHD pUe TIVD 'Z NyHia Xq sup mu aiojaq po2paimouxoe sem Iuatutulsut &ugo2o.roj aq `OAIIWOAMc IO atlas O! =t 9