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H 30 IS HM 6TT HON H HJ1 1ON (S E HAI3 xJ2IIHL dIHSNMOS (LZ) NHAHS xxxamx NoISOHS 3O uamsoo 2iHa vnb HZfOS HHS WWIO213 ZHH3 00 Z LS M ZHH3 Z szalisaa 08 HON ONINNIJHS :5unuo iM Jo alg1S N'IoDN2'Ido Aluno0 agl ut paigaol iivadoid pagposap Sutmollo; aql 'ales jo .IaMod glum 'aapual 01 Aanuoo pus `a2u2nout Agaaaq saop iaMOizog `pautgluoo uuaaag aaMOaaog JO sluautaaafg pug sluguanoo alp JO aouguuaojaad alp pug :a2s3uoj spp jo ifipnoas agi loaloid o1 giumaaaq aouspa000g u! paouenpg `uoaiagl lsaaalut glum 'sums Jaglo IIe jo luaus igd atll :uoazagi lsaaalut glum 'atoN agi Aq paouaptna ssaupalgaput alp Jo ivauggdat agi aapua-I o1 g?If10gS O.L OT 0 Z TO 2IHaOS00 uo alquiisd pus anp `pled aauoos 1011 3t `ssaupalgaput 3o aouulgq agl glum 'lsaaalut pug Igdtouud Jo sivautllsisut Xlgiuout ioj &nptnoad „aloN„ utaaaq) joaiagi sp;mauaa pus suotsualxa pug 0002 'SZ 2IHt3L1HIass palgp alou s miaog Jig paouaptna st ssaupalgaput golgm 00' 008 E •S•fI3o wins j dtouud aql ut aapua-I of palgaput st aamonog 'SV 1 llM „aapuarl„ utaaaq) st ssaappu asogm pug paztuaao uot;gaodaoo g `aa2g8ioytl ag1 pug aamoaaog„ utaaaq) `ao8s$uoJA aI 1 uaaMiaq j^ G L 1DVdd 2Id 7 )100g [AID] 0 O3M 333 1 woassua armsful arm H3IM '2mH'Ixao'I- oxTdosow r T YHOIW aMY 2ivr'I oo'I a x'I'IOH 000 Z HHSW LdHS JO /CEP HIS Z stgl apuuu Si 30VDI IOIAI SIH.L 16ZL SWHOd 30V9111OW dIAJA 171 1 abed 1N3Wf 8ISNI WllO IINfl 31NI1-1d /VWN1 08 /L 3OV011:101A1 CIN003S DNIINOAM [aPoj dlz] „ssaipp Anadoad„ utaiag) 8 Z T Ea 5utuu0SM [hails] 3 Mt 33�it91 W 111 33S •$'gtPOW scgj 7 'r 3SY313'li IDvD,Laa01A1 T 209998 10"(Z168) (AM)9L- 01 11 Its MIm 2IgHnow, 6 E Z .VMHOIH 099 JO MVP O1 1 sgg gotgM 777 7 11 V d i3101301 if ss '1"!S 913a pow stgj, LETS90E0S VI 'SHNIOH s a 'LETS X08 '0'd YINHO3Iaiia 30 HaxLS HILL Jo sMgl alp aapun 8upstxa ONI HO mix= MOH ODHVW S'I'IHM Z118SLT3 •IOZO IC90bE8 If Borrower pays Funds to Lender, the Funds shall be held in an institution the deposits or accounts of which are insured or guaranteed by a federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said taxes, assessments, insurance premiums and ground rents. Lender may not charge for so holding and applying the Funds, analyzing said account or verifying and compiling said assessments and bills, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Mortgage that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires such interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Mortgage. If the amount of the Funds held by Lender, together with the future monthly installments of Funds payable prior to the due dates of taxes, assessments, insurance premiums and ground rents, shall exceed the amount required to pay said taxes, assessments, insurance premiums and ground rents as they fall due, such excess shall be, at Borrower's option, either promptly repaid to Borrower or credited to Borrower on monthly installments of Funds. If the amount of the Funds held by Lender shall not be sufficient to pay taxes, assessments, insurance premiums and ground rents as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency in one or more payments as Lender may require. Upon payment in full of all sums secured by this Mortgage, Lender shall promptly refund to Borrower any Funds held by Lender. If under paragraph 17 hereof the Property is sold or the Property is otherwise acquired by Lender, Lender shall apply, no later than immediately prior to the sale of the Property or its acquisition by Lender, any Funds held by Lender at the time of application as a credit against the sums secured by this Mortgage. 3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under the Note and paragraphs 1 and 2 hereof shall be applied by Lender first in payment of amounts payable to Lender by Borrower under paragraph 2 hereof, then to interest payable on the Note, and then to the principal of the Note. 4. Prior Mortgages and Deeds of Trust; Charges; Liens. Borrower shall perform all of Borrower's obligations under any mortgage, deed of trust or other security agreement with a lien which has priority over this Mortgage, including Borrower's covenants to make payments when due. Borrower shall pay or cause to be paid all taxes, assessments and other charges, fines and impositions attributable to the Property which may attain a priority over this Mortgage, and leasehold payments or ground rents, if any. 5. Hazard Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and such other hazards as Lender may require and in such amounts and for such periods as Lender may require. The insurance carrier providing the insurance shall be chosen by Borrower subject to approval by Lender; provided, that such approval shall not be unreasonably withheld. All insurance policies and renewals thereof shall be in a form acceptable to Lender and shall include a standard mortgage clause in favor of and in a form acceptable to Lender. Lender shall have the right to hold the policies and renewals thereof, subject to the terms of any mortgage, deed of trust or other security agreement with a lien which has priority over this Mortgage. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. If the Property is abandoned by Borrower, or if Borrower fails to respond to Lender within 30 days from the date notice is mailed by Lender to Borrower that the insurance carrier offers to settle a claim for insurance benefits, Lender is authorized to collect and apply the insurance proceeds at Lender's option either to restoration or repair of the Property or to the sums secured by this Mortgage. 6. Preservation and Maintenance of Property; Leaseholds; Condominiums; Planned Unit Developments. Borrower shall keep the Property in good repair and shall not commit waste or permit impairment or deterioration of the Property and shall comply with the provisions of any lease if this Mortgage is on a leasehold. If this Mortgage is on a unit in a condominium or a planned unit development, Borrower shall perform all of Borrower's obligations under the declaration or covenants creating or governing the condominium or planned unit development, the by -laws and regulations of the condominium or planned unit development, and constituent documents. 7. Protection of Lender's Security. If Borrower fails to perform the covenants and agreements contained in this Mortgage, or if any action or proceeding is commenced which materially affects Lender's interest in the Property, then Lender, at Lender's option, upon notice to Borrower, may make such appearances, disburse such sums, including reasonable attorneys' fees, and take such action as is necessary to protect Lender's interest. If Lender required mortgage insurance as a condition of making the loan secured by this Mortgage, Borrower shall pay the premiums required to maintain such insurance in effect until such time as the requirement for such insurance terminates in accordance with Borrower's and Lender's written agreement or applicable law. Any amounts disbursed by Lender pursuant to this paragraph 7, with interest thereon, at the Note rate, shall become additional indebtedness of Borrower secured by this Mortgage. Unless Borrower and Lender agree to other terms of payment, such amounts shall be payable upon notice from Lender to Borrower requesting payment thereof. Nothing contained in this paragraph 7 shall require Lender to incur any expense or take any action hereunder. 8. Inspection. Lender may make or cause to be made reasonable entries upon and inspections of the Property, provided that Lender shall give Borrower notice prior to any such inspection specifying reasonable cause therefor related to Lender's interest in the Property. 9. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any condemnation or other taking of the Property, or part thereof, or for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender, subject to the terms of any mortgage, deed of trust or other security agreement with a lien which has priority over this Mortgage. 10. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Mortgage granted by Lender to any successor in interest of Borrower shall not operate to release, in any manner, the liability of the original Borrower and Borrower's successors in interest. Lender shall not be required to commence proceedings against such successor or refuse to extend time for payment or otherwise modify amortization of the sums secured by this Mortgage by reason of any demand made by the original Borrower and Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy hereunder, or otherwise afforded by applicable law, shall not be a waiver of or preclude the exercise of any such right or remedy. -76(WY) (8912).01 Page 2 of 4 Form 3851 Initials: L t- I L :sleet., CJEtc wioj q tog e6ed 10'1Z L68) (AM)9L •ajg5A5d pue anp atuooaq Cap se swat gons uirlai pus pajj0O of WTI ag1 anvil `Auadold am Jo luautuopurgs Jo 3oaloq LT gdri2riSd iapun uotwlajaoos of Joud 'mils Jawing Jep papinoad `ifuadO1d ap 3o sluai agl Japuarl 01 su2ussr Agalag JamoJ1Og `iapunaiag Silimoas jeuoulippe sy •uoussassod uu aapua7 :aanuaaag To ;uatu;uioddy :small 3o ;uatuu2Issy '61 •patun000 peg uotlrlajOOOe ou 31 sr loaJJa pus aOJOJ 'mu ut utstua1 ins Ifgatat pamoas suopaujgo gill pus a2e21.101 t sip `aamoz.tog Aq ainO pus luauuArd qons uodn •pa1reduqun anutluoo jjsgs aS21.tojpI sup Sq pamoas sums am Std o1 uoprgtjgo s,JaMOJJOg pus Auadoad ap Ui lsaJo ui s,Japual `air tow sup Jo uauj am Imp alnssr 01 gimbal Sjgsuoseal Arm Japuai se uotlor gons savl aamonog (p) pus 'saaj ,sifauJolw ajgruosuai 'ol pump lnq `$uupnpui `jo310q LT Thar/al ut paptnOJd se saipauuaJ s,Japua' SUTJO3ua ut pus `a2r$1JOj,A sup ut pautr1UOO Jamoi1Og Jo sltatuaaJge pus sluruanOO gill gwoloJua ut aapua -I pai.nout sasuadxa ajgeuosrax jis spied Jamonog (o) !o2r21JoyyI sup ut pauisluoo iamollog Jo sluauiaaRe Jo sltreuanoo Japo ,Cur 3o sagosalq jjs samo Jamo.uog (q) `.paiin000 uopriapoor ou psg alON 011 pus a2a11OJAj sup Japan anp tap aq mom goigm sums lir Japaa-T s,ied JamonJOg (r) :3i a2s21.1ojAI sip 2uiozojua luatu2pnfa 3o £nua (u) Jo sip ut pauisluoo oIrs Jo Jamod ap of lurnsind iCuado1d ag1 Jo airs alojaq Sup g13g ap (i) 3o m000 o1 Jaijrea agl o1 Joud atop nitre 1u panutlUoostp a8e21.1oJAI sup ao1OJua o1 Japuaj un2aq auipaaoold Sur gnat o1 1g2p agl aim tugs JamoJJOg `goealq s,JamoiJog 01 anp a2r21JOyAj sup sq pamoas stuns alp Jo uopr1apoor s,Japua-i guipuslsglimloN •a ;e;sutag o; ;g2tg yaMoaaog •S1 •o;aaaq; paimua ,Cjjnao' suosaad ao uosaad aq; o; ',Cue TT 'ssaaxa ag; (a) pun :a2ehloj sup; Sq pumas sums He o; (q) :a3Uappta aj ;u; To s;soa pue saa3 ,sifauao; ;e aiquuosuaa 'o; palltuij ;ou lug 'Suupnpui 'ales am To sasuadxa pun woo ajgeuoseaa He o; (e) aapoo Suintoljo3 ag; ui paijdde aq jjegs aces ap 3o spaa,oad agy •ales ,Cue ;e ,C;aadoad aq; asetpand dew aaudIsap yapuaq ao aapuari °mei aigeaildde fq pagjaasaad aauunuu ag; uu Nos aq Hugs Spadoad am pun aies To aapou ag; gsujgnd Hugs aapuaZ •3oaaag ZI gdnaStund ui papunoad aauuetu aq; ut as &oaaog o; ales am 3o aapou n 3o Sdo3 a Hem lungs aapua7 •mei ajgemdde pu& aauepaoOOe uu ;uaaajjup 3u ',C;aadoad aq; To uoissassod ui uosaad ag; o; pun aantoaaog o; asopaao3 0; ;ua ;uu To aapou anu3 pits aapua•i 'ales To aantod ap sa)Ionuu aapun 3i •saa3 ,s,Cauao ;;e ajgeuoseaa '01 pa ;null ;ou lug '2uupnput 'LT gdea3uaud sun ut papinoad satpauzaa aq; Sujnsand ui paaanaut sasuadxa pun moo ajgeuoseaa He papa o; pal ;I ;ua aq Hugs aapuari •mei ajquailddu Sq pa ;nuaad sajpatuaa aaq ;o ,Cue pun ales 3o aantod aq; aMonuu Seum put puemap aag;an3 ;nog ;tm ajgeSed put anp ,fja;eupauutn aq o; auS;aoytt sun dq painaas stuns am 3o He aatpap Sum 'uopdo yapua•i ;n 'aapua7 'aapou ag; ui pajjpads amp ap aao;aq ao uo paanO ;ou su tpeaaq aq; 3i •ales pun uoi;eaajaaae o; aamoaaog 3o asuapap gag ;o ,Cue ao ;jnejap a 3o aaua;sp ouou am passe o; noon lama a 2utaq o; ulNIJ aq; puu uou;eaawag as ;3e a ;e;supaa o; ;g2ja am jo aantoaaog uuaojuj aag;an3 lungs aapou agy •a3unzoytj sig; Sq paanaas sums am 3o uoi;eaaiaaae ui ;lnsaa Seuz aapou ag; ul pau31ads amp am aaoiaq ao uo ganaaq gaps gang o; aanm ;eq; (j,) pun !palm aq lsnuz gataaq Bans gaup& ,fq 'aantoaaog 0; pajuem sI aapou aq; amp am uma3 s,fep pi uep ssaj ;ou 'ajup a :gOeaaq Bans gang o; paaunbaa uoIae aq; (z) :gouaaq aq; (i) :SuI,C31Oads joaaaq Z1 gdeageaed ui paptnoad se as %onog o; aapou ania jjegs uoptaajame o; amid aapuaa 'a3RBIaoytj sun Sq paanaas sums ,Cue anp uagm Sed 01 s;utuanoa ag; gutpnpuu 'aSea;aoI,sI suq; uu as %oaaog 3o ;uatuaaage ao ;unuaeoa Sue To gaeaaq ya&oaaog uodn '3oaaag 91 gdeaSeaed uI papunoad se ;daaxg •sajpatuan :uol;eaalaaad 'LI :smojjoj sr a u ii pur 111e110n0O JapinJ Japua-t pur JOMO11Og •SINIYNgAOD 1A1110dINf1 •Jamoiiog uo puruuap Jo aoilou Ja14un3 lnopum agauojjI spji Aq paluuuad satpatua1 Aug aJjonuu Seam Japaa -j `potlad sup Jo uoilrndxa am of Joud stuns asap'isd o1 sjre3 Jamoiiog jj •a5raliojjj sup Sq pamoas sums He gird Jsnuu Jamo11Og 14oigm ujgltA patiruu Jo palanijap su aapou agl alrp am twig Shp p£ mil ssaj 1ou Jo popad r apnold jugs aoilou atty •uo13saa10o0U 3O 0311ou JOMOJJ011 OA1 jjsgs Japua-j `uopdo sip sasplaxa Japua-j 3I •a2e21J0yAI sip 3o air') am Jo sr mrj jslapaj Aq paugigold si amino 3i Japua- Aq pasiolaxa aq 1ou pus uoildo sup `1anamoH •a2r21.1ojAj sup Sq pamoas stuns jju jo jtn3 ui luawArd alstpatuuui annbai `uopdo sr! 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All rents collected by Lender or the receiver shall be applied first to payment of the costs of management of the Property and collection of rents, including, but not limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, and then to the sums secured by this Mortgage. Lender and the receiver shall be liable to account only for those rents actually received. 20. Release. Upon payment of all sums secured by this Mortgage, Lender shall release this Mortgage without charge to Borrower. Borrower shall pay all costs of recordation, if any. 21. Waiver of Homestead. Borrower hereby waives all right of homestead exemption in the Property. REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST Borrower and Lender request the holder of any mortgage, deed of trust or other encumbrance with a lien which has priority over this Mortgage to give Notice to Lender, at Lender's address set forth on page one of this Mortgage, of any default under the superior encumbrance and of any sale or other foreclosure action. IN WITNESS WHEREOF, Borrower has executed this Mortgage. STATE OF WYOMING, HOLLY D LOCKLEAR NIA IL( ttiv MICHAEL J MOSCATO LOCKLEAR Teton County ss: The foregoing instrument was acknowledged before me this 25th day of September, 2000 by HOLLY D LOCKLEAR AND MICHAEL J MOSCATO LOCKLEAR, WIFE AND HUSBAND My Commission Expires: Feb. 26, 2002 ®76(WY) (8912) 01 Notary Public Page 4 of 4 (Seal) Borrower (Seal) Borrower (Seal) Borrower (Seal) Borrower (Sign Original Only) [Space Below This Line Reserved For Lender and Recorder] Form 3851