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HomeMy WebLinkAbout868107T TT ThiA M ort gfl SEE Bb0C i ©F tigi ASE1 LOAN 611709171 SEE ATTACHED EXHIBIT "A" Space Above This Line For Recording Data] MORTGAGE WYOMING- Single Family FNMA/FHLMC UNIFORM INSTRUMENT Form 3051 9/90 Amended 5/91 WYVDEED 161 of 5 r: BOOK_ 41 THIS MORTGAGE "Security Instrument is given on AUGUST 2 5 2 00 0 The mortgagor is JOHN VI CARI This Security Instrument is given to ABN AMR() MORTGAGE GROUP INC A DELAWARE CORPORATION exiting under the laws of THE STATE OF DELAWARE and whose address is 2600 W. BIG BEAVER RD. TROY, MICHIGAN 48084 _PR PAGE r "Lender Borrower owes Lender the principal sum of ONE HUNDRED TWENTY ONE THOUSAND AND NO/ 10 0* *Dollars (U. S. $12 0 0 0 0 0 This debt is evidenced by Borrower' s note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on SEPTEMBER 1, 2 03 0 This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to Lender, with power of sale, the following described property located in LINCOLN County, Wyoming: 3 33 3 which has the address of 3 3 3 3 E COUNTY RD ETNA k //C) Wyoming 83118 ("Property Address i G= y b'.:, i r8 [Zip Code] Initials: which is organized and ("Borrower"). V. [Street, City], ObtiS1V? EXHIBIT "A" That part of the NE of Section 26, T36N R119W of the 6th P.M., Lincoln County, Wyoming being part of that tract of record in the Office of the Clerk of Lincoln County Book 337PR on page 195, described as follows: BEGINNING at the Southeast corner of said tract of records marked by a spike, N 00 °04.9' W, 498.09 feet, from the Southeast corner of said NE'sTE% found as described in the Corner Record filed in said Office; thence N 89 °26.0' W, 657.69 feet, along the South line of said tract of record, to a point; thence N 00 °06.2` W, 329.81 feet to a point on the North line of said tract of record; thence S 89°27.1' E, 657.81, along said North line, to the Northeast corner of said tract, marked by a spike; thence S 00 °04.9' E, 330.01 feet to the SPIKE OF BEGINNING. 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Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge under the Note. 14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail to Lender's address stated herein or any other address Lender designates by notice to Borrower. Any notice provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph. 15. Governing Law; Severability. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared to be severable. 16. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument. 17. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or any interest in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person) without Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if exercise is prohibited by federal law as of the date of this Security Instrument. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 18. Borrower's Right to Reinstate. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earlier of: (a) 5 days (or such other period as applicable law may specify for reinstatement) before sale of the Property pursuant to any power of sale contained in this Security Instrument; or (b) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees; and (d) takes such action as Lender may reasonably require to assure that the lien of this Security Instrument, Lender's rights in the Property and Borrower's obligation to pay the sums secured by this Security Instrument shall continue unchanged. Upon reinstatement by Borrower, this Security Instrument and the obligations 'secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under paragraph 17. 19. Sale of Note; Change of Loan Servicer. The Note or a partial interest in the Note (together with this Security Instrument) may be sold one or more times without prior notice to Borrower. A sale may result in a change in the entity (known as the "Loan Servicer that collects monthly payments due under the Note and this Security Instrument. There also may be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice ofthe change in accordance withparagraph 14 above and applicable law. The notice will state the name and address ofthe new Loan Servicer and the address to which payments should be made. The notice will also contain any other information required by applicable law. 20. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Property that is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property. Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory authority, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. As used in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As used in this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection. NON UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the non existence of a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, Lender, at its option, may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by applicable law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 21, including, but not limited to, reasonable attorneys' fees and costs of title evidence. If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower and to the person in possession of the Property, if different, in accordance with applicable law. Lender shall give notice of the sale to Borrower WYOMING- Single Family FNMA/FHLMC UNIFORM INSTRUMENT Form 3051 9/90 Amended 5/91 WYVDEED Page 4 of 5 5 Initials: •J V oggnd buloN onoe, ,j70/2r (a1EP) r i' f :ss Stun SJOSagud (2utSpalmouxoe uosiad) zx A Nxor ocp/s0 aaaanAm I6 /S Papuauni 06/6 IOC ur L1�I�I�II11I LSNI I%1 1Oi11sIf1 OL1i II .I/VPJNd SIluie3 312u[S OIhIIJNOAM eau 're Aevi seJidxR Uoissltuwo3 Av 6u ;WOAM uloour1 to ems Io IClunoO OI18nd NOSd3CNV van= .6 0_ e S :sal!dxg uoTssnhIwoD SIN a w I ;7 ic sop aW azotaq papalmou)lou sum luaumzlsui Sutogazol a II 9;2 `DNHAIOAM ,3O aiVIS :sassau;tM It I lIm papzooaz pus 1amofog ,Sq pa; naaxa (s)zapu Pius ui pus luaunuisui dlunoos sngl uT pauTS;uoo slusuanoo puu simoi agl o1 saaz2s pue sidaoos z0moz1og MO'IIIg ONINDIS /kg zMPRI 'VA zapm uoollug zapili luaul,Cud palunps.'D zapm alug aiqulsnfpy [(sa)xoq aigsogdds loag3] °luaumzlsui AiTinpos suti jo uud u azaM (s)zapu agl jt ss luaumulsui Alunoas sTq; 3o sivaulaaBu puu sluuuanoo agl luaulaiddns pus puauzu !tu pus olut paluzodlooui aq bugs zapu Bons gosapo sluaulaaz5u puu sluuuanoo a11l luaumzlsui Aipnoas sop gIIM zagpagol papzooaz pus zamozzog,(q poinaaxa ate szapu 010U1 .10 OUO JJ ;uawnu ;sul Stnanaas snit o; saaptg bZ zapra 3111O11 puooaS z3pm21 luotuSud ApP0MTH zapT2i puled 1 [Toads] (s)zaglp zappi luaulanozdu1I alu2I zapTa luamdolanou win pauuuld zapD1 wmuIwOpuoJ 1 1 11N:1ozd 31 11 ut 1OMOp pus ,isauno Jo slgBi its sogsmbuilaz pus Apadozd agl ut uotldulaxa pualsauzoujo slggiz lis SOAMM zamozzog •saannrM £Z *moo uoilspzooaz Aim Saud !lugs mmonOg °zamozzog of aazugo lnogliM luaumzlsui,ilunoas sou amp/ !lugs 1apuari `luauznzlsui,ilunoos sTgl Aq paznoas sums !pp luaulded uodn •asralag •ZZ o; paitl;ua ,fllON suosaad JO uosaad ay; o; ssaaxa /fur (a) pun '.tuawnatsuj Alarms slgt Sq paanaas scans lie of (q) tsaaj ,sAauaonr aig1 uoseaa'o paling! ;ou ;nq'2unpnpun'airs aq; jo sasuadxa Hy o; (r) :aapao 2ulmopo3 ay; u! paliddr aq Hugs airs an jo spaaaoad aqy 'ales fur ;e Sliadoid ay; asrgaand ,frw aatalsap s;! ao aapua7 •n+ei aigrolidde Sq pagnaasaad aauurw ay; u! pios aq pugs Sj iadoad ay; pug 'airs jo aan;ou ay; gsggnd pulls aapua7 •bj gduatrard u! paranoid aauurw aq; U! 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