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HomeMy WebLinkAbout86743103013730 LENDER: MORTGAGOR: ALAN W MAKI HUSBAND 12160 LAKE VISTA DR. WILLIS, TX 77318 SOCIAL SECURITY 015 -36 -8258 The property is located in LINCOLN 588 MCNEEL POWER PLANT WYOMING MORTGAGE (NOT FOR FNMA, FHLMC, FHA OR VA USE) ©1994 Bankers Systems, Inc., St. Cloud, MN I1 -800- 397 -2341) Form RE- MTG -WV 11/18/94 RECEIVED G ut O {1E r- rJ W t \4.41 ��i �kY1.. {lr Yi 1' MORTGAGE (With Future Advance Clause) 1. DATE AND PARTIES. The date of this Mortgage (Security Instrument) is parties, their addresses and tax identification numbers, if required, are as follows: c; MING BOOK 450PR PAGE 0 0 3 Space Above This Line For Recording Data at AUGUST 8, 2000 ANN W. MAKI WIFE 12160 LAKE VISTA DR. WILLIS, TX 77318 SOCIAL SECURITY 015 -36 -8622 If checked, refer to the attached Addendum incorporated herein, for additional Mortgagors, their acknowledgments. THE BANK OF JACKSON HOT ,F, ORGANIZED AND EXISTING UNDER THE LAWS OF THE STATE OF WYOMING P.O. BOX 7000, 990 W. BROADWAY JACKSON, WY 83002 TAXPAYER I.D. 4#: 83- 0257173 (County) ALPINE Wyoming 83128 (Address) (Cit (ZIP Code) and the signatures and 2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure the Secured Debt (defined below) and Mortgagor's performance under this Security Instrument, Mortgagor grants, bargains, conveys, mortgages and warrants to Lender, with power of sale, the following described property: REFER 'IO EXHIBIT 'A' WHICH IS AT'T'ACHED HERETO AND MADE A. PART HEREOF. Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described above (all referred to as "Property 3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall not exceed 246, 000.00 This limitation of amount does not include interest and other fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the terms of this Security Instrument to protect Lender's security and to perform any of the covenants contained in this Security Instrument. 4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described below and all their extensions, renewals, modifications or substitutions. (When referencing the debts below it is suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.) PROMISSORY NOTE DATED AUGUST 8, 2000 IN THE AMOUNT OF $246,000.00 1W tpag MI (7 JoZabed/ •mur alquotiddu puu sasuag alp jo strum alp grpm Xiduloo 0r 2UUU31 Aug .aunbal puu u!Ulureut o1 saadu osiu 1aa1loyv •mul ru11ual /pzorpuur aiquoriddu /Cuu JO sasua'r atp lapun sisrxa 1lnujap ou Imp s1u1111em JaU2rlorAT •luatunzlsur'Grins$ sp.') ur paprnozd su paudd11 aq rpm paloaiioo slunouru ,iud spun] zaglo Are grim mall alp apuiuzuzoo lou rpm puu lapual 10; 1stU1 ur small Auu antaoal rpm pue uoissassod s,1o$a11orAr ur sruau jo luauz,Ced Iiue lapual or lanrlap puu aslopua rpm 1aalloy4r `1rnejap JO aOpou $utnraOal up •iapua'i of Apoaup srualr am ire ,red rumor iiuu imp spueulap puu 1inupap jo 1oaa1zoj, j saupou 'wag sir 10 `13pU31 uagm moon o1 paulaap sr uoissassod Tunlou rem puu uopou Taal 5uiouauimoo ;o iiussaoau alp inoglrm ivadozd alp jo uoissassod iunlou aa1R1 dour zapua-r rum saadu 1aU$rloy4T •pausilus sr 1QaQ paznoas atp !pun pouad uoridulapaz Auu 5uunp pa33a ui mum.' rum luautarssg sup 1ug1 pue `MEJ Aq paquosazd uopou angeuur3JU salul lapua-r uagm saplud pipe or su anpOajja st ruauludrssu spp lutp saadu 1o2U2iloy4r •luaultursur iiiimoas srgi or saplmd atp uaamlaq anpoa33a Aialurpatuulr sr ruatudrssg sup 1ug1 saaz& 1auBlzoyAr luatunllsur iilrmoas srtp jo strum alp lapun rinujap ur 1ou sr 10$alzorAr su 2uol os small aqi asn puu Aqua `anraOal 'PJJOO jCEu1 1ae$11ornr •sasual aznlnj puu 2upspxa Hu Jo sardoo 103Eo0 puu anti grim zapua-i apinozd Apdutold rum zogarlow „sruag„ se or pazzajai He) siljold pue sanssi 'mar puu „sasual„ se or pallaJa1 Hu) sluatuaal2e irons Jo suopnlpsgns 10 suorwourpou1 `srumaual `suorsuarxa 'Cue utpnlour `Alladozd alp 3o uoiizod Auu 3o Aouudn3oo pue asn alp zoj sivatuaal2u ruction 10 uallizm lagio Aug puu `sasuargns 'soya' alninJ zo 2upsrxa lru puu AuU or puu ur lsazalui puu app `14$11 alp IIu i(runOas iuuoptppu se lapuari of sruullum puu sage2rlout `sAanuoo `suraseq `sluezd ,tlgUoonallr 1aa;zoyAr •siwau QANv sasv ri 30 ,LATaiAiwTOISSv •iJ •uopormsuoO atp Jo uopaidwoo 2urpnTOUr `Jilladold alp U isalalur Airin3as s,lapua' roalold or ktussaoau sdais JTU a)iu1 Amu lapuaJ `1auuUU1 arquuosgaz U ur uo par lgO loU 10 panupuo3srp sr ,Clzadozd aql uo uopOnzlsuoO Aire 3I •luatUnllsur'ir sigr zo mei alp lapun sur2r1 Jairlo s,1apua-r 3o Au11 ursrolaxa umolJ zapua-r apnloald lou rum uuojJad or a1nituj s,lapua'r puu `tuzojzad o1 uoparlgo Uu arum l oo Hulls zo2u2llow 1oj uuojlad o1 1g2iz s,lapuaj •aouguuojlad zo3 klESSaoau lunouru Atm "Cud 10 atuEU s,102R21l0yAi U !S o1 13UJ UT iC31.11011m su zapuaJ slutoddu 10 1 1.JOj, •pauuojzad aq or wain asnuO 10 utlojzad `33i1OU lnoglim `,ieut lapual `ruauI1ursur Allmon srgl ur pauieluoO s1UUUanoo am Jo Au zo Amp ,Cum uuoJlad or sug3 1oRgh1lorAT 3I '10I032Idd OZ A,LRIOHJf1d '0I •uor1Oadsur s,lapua7 uo ,Graz iCum ou ur Tian zoRe2rlorAr puu ujauaq s,zapuarl 10j Aialpua aq Bugs Aizadold am ;o uopoadsur ifud •uopoadsur alp 1oj asodlnd arquuosmaz u 5ur,ijioads uorloadsur 1111 alojaq 10 to amp am 111 a3pou 1oRd1loyAi and hugs lapual •,illadold aqi &urlOadsur 3o asodznd alp 1oj au111 arquuosmal Cue re rilladold atp nitro `uoiido s,lapuaJ lg 'hut sivaRe s,lapua' 10 lapua' •Arladold am of aeulmp so ssor 1it1m Jo put `1a112rzorAr lsurau suopO11 pug stirrup `aurpaaOOld `spu11tuap He Jo lapua -r jr1ou Tian zaa11oyAi •luasuoo uailum loud s,lapua1 lnoglrm mamma 10 111u113AOO 3np0111531 `OSU3OTT 1CUe u aSuugO ICue irutlad IOU rpm 1aghilorAr •luasuoo uallrzm loud s,lapua- inoglrM aBu11g0 iIIUpueisgns lot rpm asn pug 1i3UUdn000 atp ;o amigo am rum 53315 102U21JOTAT •sass1ld purr spasm sn0ixou Jo aazj fi11ado1d alp daa3r rpm Rd •Alladold alp 3o uopuloualap 10 `1u31.11.1111du1i `ars11m 1fue moue 10 1111111100 IOU Hugs 10Sa1lorAr •i(111ssa0au Argmuosmaz 3111 1u111 slr11d0l llu mrmul purr uoprpuoo pooh ur ,Ciladold alp daaN Trim 10ga11o}Ar NOLLDadSAII QNV SNOLLd2Iarld `NOLLIQNOD •6 •pasearal sr luatutursur ,(lunoas sigl puu irn3 ur prmd sr 1QaQ pazn0as alp rpm 10aira ur urutuat uegs puu Apadold alp gran un1 pegs IUUUanoO spj •alg1O1ddu su `(T 6g •11•4•c) zi) mu! 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LEASEHOLDS; „,CONDOMINIUMS; PLANNED UNIT DEVELOPMENTS. Mortgagor agrees to comply with the provisions. of any lease if this Security Instrument is on a leasehold. If the Property includes a unit in a condominium or a planned unit development, Mortgagor will perform all of Mortgagor's duties under the covenants, by -laws, or regulations of the condominium or planned unit development. 13. DEFAULT. Mortgagor will be in default if any party obligated on the Secured Debt fails to make payment when due. Mortgagor will be in default if a breach occurs under the terms of this Security Instrument or any other document executed for the purpose of creating, securing or guarantying the Secured Debt. A good faith belief by Lender that Lender at any time is insecure with respect to any person or entity obligated on the Secured Debt or that the prospect of any payment or the value of the'Property is impaired shall also constitute an event of default. 14. REMEDIES ON DEFAULT. In some instances, federal and state law will require Lender to provide Mortgagor with notice of the right to cure or other notices and may establish time schedules for foreclosure actions. Subject to these limitations, if any, Lender may accelerate the Secured Debt and foreclose this Security Instrument in a manner provided by law if Mortgagor is in default. At the option of Lender, all or any part of the agreed fees and charges, accrued interest and principal shall become immediately due and payable, after giving notice if required by law, upon the occurrence of a default or anytime thereafter. In addition, Lender shall be entitled to all the remedies provided by law, the terms of the Secured Debt, this Security Instrument and any related documents including, without limitation, the power to sell the Property. All remedies are distinct, cumulative and not exclusive, and the Lender is entitled to all remedies provided at law or equity, whether or not expressly set forth. The acceptance by Lender of any sum in payment or partial payment on the Secured Debt after the balance is due or is accelerated or after foreclosure proceedings are filed shall not constitute a waiver of Lender's right to require complete cure of any existing default. By not exercising any remedy on Mortgagor's default, Lender does not waive Lender's right to later consider the event a default if it continues or happens again. 15. EXPENSES; ADVANCES ON COVENANTS; ATTORNEYS' FEES; COLLECTION COSTS. Except when prohibited by law, Mortgagor agrees to pay all of Lender's expenses if Mortgagor breaches any covenant in this Security Instrument. Mortgagor will also pay on demand any amount incurred by Lender for insuring, inspecting, preserving or otherwise protecting the Property and Lender's security interest. These expenses will bear interest from the date of the payment until paid in full at the highest interest rate in effect as provided in the terms of the Secured Debt. Mortgagor agrees to pay all costs and expenses incurred by Lender in collecting, enforcing or protecting Lender's rights and remedies under this Security Instrument. This amount may include, but is not limited to, reasonable attorneys' fees, court costs, and other legal expenses. This amount does not include attorneys' fees for a salaried employee of the Lender. This Security Instrument shall remain in effect until released. Mortgagor agrees to pay for any recordation costs of such release. 16. ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANCES. As used in this section, (1) Environmental Law means, without limitation, the Comprehensive Environmental Response, Compensation and Liability Act (CERCLA, 42 U.S.C. 9601 et seq.), and all other federal, state and local laws, regulations, ordinances, court orders, attorney general opinions or interpretive letters concerning the public health, safety, welfare, environment or a hazardous substance; and (2) Hazardous Substance means any toxic, radioactive or hazardous material, waste, pollutant or contaminant which has characteristics which render the substance dangerous or potentially dangerous to the public health, safety, welfare or environment. The term includes, without limitation, any substances defined as "hazardous material," "toxic substances," "hazardous waste" or "hazardous substance" under any Environmental Law. Mortgagor represents, warrants and agrees that: A. Except as previously disclosed and acknowledged in writing to Lender, no Hazardous Substance is or will be located, stored or released on or in the Property. This restriction does not apply to small quantities of Hazardous Substances that are generally recognized to be appropriate for the normal use and maintenance of the Property. B. Except as previously disclosed and acknowledged in writing to Lender, Mortgagor and every tenant have been, are, and shall remain in full compliance with any applicable Environmental Law. C. Mortgagor shall immediately notify Lender if a release or threatened release of a Hazardous Substance occurs on, under or about the Property or there is a violation of any Environmental Law concerning the Property. In such an event, Mortgagor shall take all necessary remedial action in accordance with any Environmental Law. D. Mortgagor shall immediately notify Lender in writing as soon as Mortgagor has reason to believe there is any pending or threatened investigation, claim, or proceeding relating to the release or threatened release of any Hazardous Substance or the violation of any Environmental Law. 17. CONDEMNATION. Mortgagor will give Lender prompt notice of any pending or threatened action, by private or public entities to purchase or take any or all of the Property through condemnation, eminent domain, or any other means. Mortgagor authorizes Lender to intervene in Mortgagor's name in any of the above described actions or claims. Mortgagor assigns to Lender the proceeds of any award or claim for damages connected with a condemnation or other taking of all or any part of the Property. Such proceeds shall be considered payments and will be applied as provided in this Security Instrument. This assignment of proceeds is subject to the terms of any prior mortgage, deed of trust, security agreement or other lien document. 18. INSURANCE. Mortgagor shall keep Property insured against loss by fire, flood, theft and other hazards and risks reasonably associated with the Property due to its type and location. This insurance shall be maintained in the amounts and for the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Mortgagor subject to Lender's approval, which shall not be unreasonably withheld. If Mortgagor fails to maintain the coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property according to the terms of this Security Instrument. All insurance policies and renewals shall be acceptable to Lender and shall include a standard "mortgage clause" and, where applicable, "loss payee clause." Mortgagor shall immediately notify Lender of cancellation or termination of the insurance. Lender shall have the right to hold the policies and renewals. If Lender requires, Mortgagor shall immediately give to Lender all receipts of paid premiums and renewal notices. Upon loss, Mortgagor shall give immediate notice to the insurance carrier and Lender. Lender may make proof of loss if not made immediately by Mortgagor. Unless otherwise agreed in writing, all insurance proceeds shall be applied to the restoration or repair of the Property or to the Secured Debt, whether or not then due, at Lender's option. 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Spodoid ji •JoMpois atp 01 !Ind aq ium ssaoxo Aul luatuAud Atre Jo Junotuu alp augno IOU niatuAgd pompanos atp Jo anp anp alp auodisod Tf,'1;49S0 Part ci Sin 9, T36N R119W of ttx 6th P.M., Lincoln County, Wyk rnoro particularly described sa folio EXHIBIT "A" 0607431 007 Beginning at a ant which Iii 3 s945918- W" W, 1249.32 feet from the North 16th iron pipe-brass cap comer between Sections 9 and 10 of said T36N R119W anti runnitn dace N 19'59 E, 1070 fit to the W► st bark of the Salt Rivc thence scudiwa d along said river bank the following ct?tues: theme $.4910* W, 215 tie S 63`30' W, 150 thence S 46' W 230 het; thence 3 13'30' W, 430 feet; them 9 20 W. 265.14 fox; thence S 06'30'00 W, 210 fag thence S 07'00'00" it, 246.12 feet thence N 52`33'00" W, 195 feet; thence S 37'27' W, 186 feat; thence 5 54'44'41" L 210.62 rut to the Weu right-of-way lirre of a sixty foot may; t soishwesterly on a 210 foot radius curve eons said right -of -way 4. 9 7.67 fret, (long chord beers S 21a55 W, 96.79 feet); theses S 87'30' W, 203.27 feet; thence N 23'24' W, 750 fee theme N 12' W, 240 fret; northwesterly along a 385 foot radius curve to the left a Inc; of 439.3 feet; thence N 46.19'20' E, 24.01 feet; thence N 42'2 E, 112.8 feet; thence =thinly slung s 533.0 fox radlu3 curve to the left 402.23 feet; Chance along a 300 foot radius curve (long chord N 12'34'04' E, 425.36 feet) a distances of 472.79 Oset to the point of beginning.