HomeMy WebLinkAbout973564After Recording Return To:
W ils Fargo Bank .A.
Attn::.cume gt.
P.O. Box 7
MAC 55 -01
Bill,' gs, MT 59107 -9.10
ATI#
Reference Number: 20132339900059
RECEIVED 10/3/2013 at 2:18 PM
RECEIVING 973564
BOOK: 821 PAGE: 639
JEANNE WAGNER
LINCOLN COUNTY CLERK, KEMMERER, WY
AFTER RECORDING, RETURN TO:
AMERICAN TITLE, INC.
P.O. BOX 641010
OMAHA, NE 68164 -1010
OP
[Space Above This Line For Recording Data]
Account Number: 682 682 1678256 -1 xxx
SHORT FORM LINE OF CREDIT MORTGAGE
0639
DEFINITION S
Words used in multiple sections of this document are defined below. The Master Form Mortgage includes other
defined words and rules regarding the usage of words used in this document.
(A) "Security Instrument" means this document, which is dated September 12, 2013, together with all Riders
to this document.
(B) "Borrower" is DENNIS H. MOSS AND PATRICIA L. MOSS, TRUSTEES OF THE MOSS LIVING
TRUST, DATED JULY 02, 2003. Borrower is the mortgagor under this Security Instrument.
(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a National Bank organized and existing under the laws of
the United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD 57104. Lender is
the mortgagee under this Security Instrument.
(D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated
September 12, 2013. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that
may vary from time to time up to a maximum principal sum outstanding at any one time of, ONE HUNDRED
THOUSAND AND 00 /100THS Dollars (U.S. $100,000.00) plus interest. Borrower has promised to pay this
debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after October 12,
2043.
WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 1 of 5 pages)
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(E) "Property" means the property that is described below under the heading "Transfer of Rights in the
Property."
(F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation
principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt
Instrument, and also all sums due under this Security Instrument, plus interest.
(G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders
are to be executed by Borrower [mark as applicable]:
N/A Leasehold Rider
X Third Party Rider
N/A Other(s) [specify] N/A
(1-1) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated August 14, 2007, and
recorded on August 30, 2007, as Instrument No. 932651, Book 670 at Page 599 609 of the Official Records in
the Office of the Recorder of Lincoln County /City, State of Wyoming.
TRANSFER OF RIGHTS IN THE PROPERTY
This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals,
extensions and modifications of the Debt Instrument, including any future advances made at a time when no
indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants
and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby
mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following
described property located in the
County of Lincoln
[Type of Recording Jurisdiction] [Name of Recording Jurisdiction]
THE FOLLOWING DESCRIBED TRACT OF LAND IN LINCOLN COUNTY, STATE OF WYOMING,
HEREBY RELEASING AND WAIVING ALL RIGHTS UNDER AND BY VIRTUE OF THE HOMESTEAD
EXEMPTION LAWS OF THE STATE OF WYOMING, TO WIT: ALL OF LOT 88 IN STAR VALLEY
RANCH PLAT 17, LOCATED IN LINCOLN COUNTY, WYOMING, FILED MAY 3, 1979 AS
INSTRUMENT NO. 523541 IN THE OFFICE OF THE LINCOLN COUNTY CLERK.
which currently has the address of
47 LAST CHANCE CIRCLE HC 62 BOX 7494
[Street]
STAR VALLEY RANCH
[City]
WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT
HCWF #4818 6698 -6241 v2 (08/18/2012) WY- 107006 -0312
Wyoming 83127
[Zip Code]
"Property Address
(page 2 of 5 pages)
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0640
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
"Property." The Property shall also include any additional property described in Section 20 of the Master Form
Mortgage.
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has
the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for
encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend
generally the title to the Property against all claims and demands, subject to any encumbrances of record.
MASTER FORM MORTGAGE
By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of
the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower
agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy
of the Master Form Mortgage has been provided to Borrower.
WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT
HCWF #4818- 6698 -6241 v2 (08/18/2012) WY- 107006 -0312
(page 3 of 5 pages)
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064
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this
Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges
receipt of a copy of this document and a copy of the Master Form Mortgage.
ATRIC1A L. MOSS, TRUSTEE OF THE M SS LIVING TRUST, DATED JULY 2, 2003 Borrower
DENNIS H. MOSS, TRUST OF THE MOSS LIVING TRUST, DATED JULY 2, 2003 Borrower
VVYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 4 of 5 pages)
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HCVVF #4818 6698 -6241 v2 (08/18/2012) WY- 107006 -0312
0642
For An Individual Acting In His /Her Own Right:
State of
County of
This instrument was acknowledged before me on (date)
by
(name(s)
of persons)
(Seal, if any)
For An Individual Trustee Borrower:
State of Lk/
S
County of
This instrument was acknowledged before me o
(name(s) of persons) as taA
(type of authority, e.g. officer, trustee, etc of
uvi n �;Tn.�}
(name of party on behalf of whom instrument was executed.
TEIRR`dg •IDDOWAY NOTARY MUG
h
C L nep al Wyoming
M Commission Ives Jul 27, 2015
(Seal, if any)
WYOMING SHORT FORM OPEN END SECURITY INSTRUMENT
Notary Public
My Commission Expires:
1Q,4)17
v
r Notary
My Commission Expires:
(page 5 of 5 pages)
HCWF #4818- 6698 -6241 v2 (08/18/2012) WY- 107006 -0312 Documents Processed 09 -11 -2013 16:14:45
0643
Reference Number: 20132339900059
Account Number: 682 682 1678256 -1998
Welts Wargo Bank, N. A.
aomommo seem
THIRD PARTY RIDER
THIS THIRD PARTY RIDER is made on September 12, 2013 is incorporated into and shall be deemed to amend
and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument of the same date given
by the undersigned Trustee(s) to secure the Debt Instrument from PATRICIA L MOSS, DENNIS H MOSS,
(individually and collectively referred to as the "Debtor to Wells Fargo Bank, N. A. (the "Lender of the same
date and covering the property described in the Security Instrument (the "Property") and located at:
47 LAST CHANCE CIRCLE HC 62 BOX 7494, STAR VALLEY RANCH, WY 83127
[Property Address]
In addition to the covenants and agreements made in the Security Instrument, the undersigned Trustee(s) and Lender
further covenant and agree as follows:
With respect to the MOSS LIVING TRUST (the "Trust the Security Instrument constitutes a third party
mortgage /deed of trust and grant of security interest by the undersigned as Trustee(s) of said Trust in the Property to
secure the Debt Instrument of the Debtor to the Lender.
Consequently, references in the Security Instrument to "Borrower" refer to the undersigned Trustee(s) and the
Debtor if the context in which the tern is used so requires. Without limiting the generality of the foregoing, the use
of the term "Borrower" in the context of warranties, representations and obligations pertaining to the Property shall
refer to the undersigned Trustee(s). The use of the term "Borrower" in the context of the requirements under the
Debt Instrument shall refer to the Debtor.
Except with respect to the obligation(s) of the undersigned as individuals, and not as Trustee(s), with respect to the
Debt Instrument before the date first set forth herein above and the obligation(s) of the undersigned as individuals
with respect to the Debt Instrument prior to the transfer of the Property into the Trust, the Trust and the undersigned,
as Trustee(s), are not liable for the debt evidenced by the Debt Instrument and are a party hereunder only insofar as
their interest in the Property is made subject to the Security Instrument.
Further, revocation of the Trust, transfer of the Property by the Trust, or death of any Debtor shall constitute an event
of default under the Security Instrument.
3rd Party Rider, HE101'137 HCWF #132.v10 (11/15/08) 1/2
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HE- 101137 -0212
By signing below, the undersigned Trustee(s) accept(s) and agree(s) to the terms and provisions contained in this
Third Party Rider.
?...A T RJ_CIA L. MOSS, TRUSTEE OF THF(MOSS LIVING TRUST, DATED JULY 2, 2003
3rd Party Rider, HE101137 HCWF #132.v10 (11/15/08)
HE- 101137 -0212
USTEE !.F THE MOSS LIVING TRUST, DATED JULY 2, 2003
Attach this Rider to the Security Instrument before Recording
2/2
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