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RECEIVED
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KENIMEr ER. WYOMING
KNOW ALL MEN BY THESE PRESENTS, that Michael Charbonneau and Joyce
Charbonneau, husband and wife, herein referred to as "mortgagor", of PO Box 116, Grover,
WY 83122, to secure the payment of the principal sum of Forty -one Thousand and No /100
Dollars ($41,000.00), with interest as evidenced by a Promissory Note dated of even date
herewith to the order of B. Gene Brown, a single man, of PO Box 630, Bouse, AZ 85325,
principal and interest to be payable as follows:
With interest on the unpaid principal balance from May 15, 2000, until paid,
at the rate of 6% per annum. Principal and interest shall be payable in
consecutive equal amortized monthly installments of $280.00 on 15th day
of each month beginning June 15, 2000, and continuing on the 15th day of
each month thereafter until the entire debt has been paid in full.
Prepayments of principal may be made at any time in any amount without
penalty.
hereby mortgages to mortgagee, the following described real estate, situated in the County of
Lincoln, State of Wyoming:
A parcel of land in the Southwest Quarter of the Southwest Quarter
(SW1 /4SW1/4) of Section 29, T33N, R118W of the 6 P.M., more completely
described as follows:
BEGINNING at a point where the South line of Section 29 intersects the
centerline of Highway U.S. 89 at Station 967 +71.4 of F. A. Project No. 184B;
thence N41 °34'W, 1128.6 feet; thence S0 °39'E, 844.6 feet; thence S89 °53'E,
739.2 feet to point of beginning. Said parcel of land containing 7.167 acres,
more or less.
SUBJECT TO all covenants, conditions, easements, exceptions, restrictions,
reservations and rights of way of sight or record.
including all buildings and improvements thereon or that may hereafter be erected thereon;
together with hereditaments and appurtenances and all other rights thereunto belonging, or in
anywise now or hereafter appertaining, and the reversion and reversions, remainder and
remainders, rents, issues, and profits thereof, and all plumbing, heating, and lighting fixtures
and equipment now or hereafter attached to or used in connection with the premises.
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mortgagor. Mortgagor shall repay such sums so paid and all expenses so incurred by
mortgagee, with interest thereon from the date of payment, at 6% per annum, and the same
shall be a lien on the premises and be secured by the note and by these presents; in default of
making such repayments the whole amount hereby secured if not then due shall, if mortgagee
so elects, become due and payable forthwith, anything herein contained to the contrary
notwithstanding.
8. In the event the property is sold under foreclosure and the proceeds are
insufficient to pay the total indebtedness secured hereby, mortgagor binds himself personally
to pay the unpaid balance, and mortgagee will be entitled to a deficiency judgment.
9. In case default is made in the payment, when due, of the indebtedness hereby
secured, or of any installment thereof or any part thereof, or in case of breach of any covenant
or agreement herein contained, the whole of the then indebtedness secured hereby, inclusive
of principal, interest, arrearages, ground rents, if any, taxes, assessments, water charges,
expenditures for repairs or maintenance, together with all other sums payable pursuant to the
provisions hereof, shall become immediately due and payable, at the option of mortgagee,
although the period above limited for the payment thereof may not have expired, anything
herein before or in the note contained to the contrary notwithstanding; any failure to exercise
such option shall not constitute a waiver of the right to exercise the same at any other time;
and it shall be lawful for mortgagee to proceed to enforce the provisions of this mortgage
either by suit at law or in equity, as it may elect, or to foreclose this mortgage by advertisement
and sale of the premises, at public auction for cash, according to Wyoming statutes governing
mortgage foreclosures, and cause to be executed and delivered to the purchaser or
purchasers at any such sale a good and sufficient deed or deeds of conveyance of the
property so sold, and to apply the net proceeds arising from such sale first to the payment of
the costs and expenses of such foreclosure and sale, including a reasonable attorney fee, and
in payment of all moneys expended or advanced by mortgagee pursuant to the provisions of
Paragraph 7 hereof, and then to the payment of the balance due on account of the principal
indebtedness secured hereby, together with interest thereon and the surplus if any, shall be
paid by mortgagee on demand to mortgagor. In case mortgagee fails promptly to foreclose on
the happening of any default, it shall not thereby be prejudiced in its right to foreclosure at any
time thereafter during which such default continues, and shall not be prejudiced in its
foreclosure rights in case of further default.
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parties hereto. Whenever used, the singular number shall include the plural, the plural the
singular, and the use of any gender shall include all genders.
13. Whenever used herein, the terms "mortgagor" and "mortgagee" include all the
parties to this instrument and the heirs, legal representatives, and assigns of individuals, and
the successors and assigns of corporations; and the term "Note" includes all the notes herein
described if more than one.
IN WITNESS WHEREOF, mortgagor has executed this Mortgage as of the 15th day of
May, 2000.
STATE OF WYOMING
ss.
COUNTY OF LINCOLN
Witness my hand and official seal.
GERALD L. GOULDING
Natal Pablo I u atw ool%
Commbsion bplms May N
My commission expires: 4/6"/ c7" o C2C.?
5
Michael Charbonneau
ce Charbonneau
The foregoing Mortgage was acknowledged before me by Michael Charbonneau and
Joyce Charbonneau, husband and wife, this day of-44%
j/La
NOTARY PU': LIC