HomeMy WebLinkAbout973649RECEIVED 10/9/2013 at 2:41 PM
RECEIVING 973649
BOOK: 822 PAGE: 235
JEANNE WAGNER
LINCOLN COUNTY CLERK, KEMMERER, WY
Prepared By: Alma Burek
Return To:
Elite Lender Services
PO BOX 44060 UC�
Jacksonville, 32231-9959 (Space Above This Line For Recording Data) /(J5 ,5 I
Ar'rw:NIC, tt/► OA MODIFICATION AGREEMENT
(Providing for Fixed Interest Rate)
This Loan Modification Agreement "Agreement made this 24h day of November,
2010, between Dusty L. Reilly F /K /A Dusty L. Thompson, (Borrower), and Mortgage
Electronic Registration Systems, Inc., (solely as nominee for lender and lenders successors
and assigns), amends and supplements (1) the Mortgage /Deed of Trust or Deed to Secure
Debt (the "Security Instrument dated February 7, 2006 in the original loan amount of
$162,450.00 and filed for recording on February 13, 2006 County of Lincoln, Wyoming,
Receiving 915957 Book: 612 Page: 204 and (2) the Note bearing the same date as,
and secured by, the Security Instrument, which covers the real and personal property
described in the Security Instrument and defined therein as the "Property located at 29
Sage Way, Thayne, Wyoming 83127.
the real property described being set forth as follows:
IDr 144 CF STAR VAT.1E' E PIPIT' 5, LINTIN CUE, Wt}1I T AS IESCR1D (11'I} E =AL FLLI'
A.P.N.: 12-3119-01-2-C6-031. 00
In consideration of the mutual promises and agreements exchanged, the parties hereto
agree as follows (notwithstanding anything to the contrary contained in the Note or
Security Instrument):
1. As of December 1, 2010 the amount payable under the Note and the Security
Instrument (the "Unpaid Principal Balance is U.S. $163,340.23 consisting of the
amount(s) loaned to the Borrower by the Lender and any interest capitalized to date.
2. The Borrower promises to pay the Unpaid Principal Balance, plus interest, to the order
of the Lender. Interest will be charged on the Unpaid Principal Balance at the yearly
rate of 4.710% from December 1, 2010 The Borrower promises to make monthly
payments of principal and interest of U.S. $848.13 beginning on the First day of
January 2011, and continuing thereafter on the same day of each succeeding month
until principal and interest are paid in full. If on December 1, 2040 (the "Maturity
Date the Borrower still owes amounts under the Note and the Security Instrument,
as amended by this Agreement, the Borrower will pay these amounts in full on the
Maturity Date.
The Borrower will make such payments at 8100 Nations Way, Jacksonville, Fl 32256
or at such other place as the Lender may require.
3. If all or any part of the Property or any interest in it is sold or transferred (or if a
beneficial interest in the Borrower is sold or transferred and the Borrower is not a
natural person) without the Lender's prior written consent, the Lender may, at its
option, require immediate payment in full of all sums secured by this Security
Instrument.
If the Lender exercises this option, the Lender shall give the Borrower notice of
acceleration. The notice shall provide a period of not less than 30 days from the date
the notice is delivered or mailed within which the Borrower must pay all sums secured
by this Security Instrument. If the Borrower fails to pay these sums prior to the
expiration of this period, the Lender may invoke any remedies permitted by this
Security Instrument without further notice or demand on the Borrower.
4. The Borrower also will comply with all other covenants, agreements, and requirements
of the Security Instrument, including without limitation, the Borrower's covenants and
agreements to make all payments of taxes, insurance premiums, assessments, escrow
items, impounds, and all other payments that the Borrower is obligated to make under
the Security Instrument; however, the following terms and provisions are forever
canceled, null and void, as of the date specified in paragraph No. 1 above:
(a) all terms and provisions of the Note and Security Instrument (if any) providing for,
implementing, or relating to, any change or adjustment in the rate of interest payable
under the Note; and
(b) all terms and provisions of any adjustable rate rider or other instrument or
document that is affixed to, wholly or partially incorporated into, or is part of, the
Note or Security Instrument and that contains any such terms and provisions as those
referred to in (a) above.
023
5. Nothing in this Agreement shall be understood or construed to be a satisfaction or
release in whole or in part of the Note and Security Instrument. Except as otherwise
specifically provided in this Agreement, the Note and Security Instrument will remain
unchanged, and the Borrower and Lender will be bound by, and comply with, all of
the terms and provisions thereof, as amended by this Agreement.
Mortgage Electronic Registration Systems, Inc
By:
X111- CI
(Space Below This Line For Acknowledgements)
Lender- Dusty L. y
F /K /A Dusty L. Thompson
M Vice President
On�� C�1✓ (2 0 before m`!
personally appeared Dusty L. Reilly F /K /A ,Sty L. Thompson, personally known to}
me OR proved to me on the basis 9,f/satisfactory evidence to be the
person(s) whose name(s) is /are subscribed to the within instrument and
acknowledged to me that he /she /they executed the same in his /her /their authorized
capacity(ies), and that by his /her /their signature(s) on the instrument the person(s),
or the entity upon behalf of which the person(s) acted, executed the instrument.
1-, Z" C Lag os-
Prinfted name of Witness
Witness-
00
My
ommis: ion Expires
WITNESS my han nd official seal
On the .3Oday 2010
JUANITA P. GUTIERREZ NOTARY PUBLIC
STATE OF
WYOMING
MY 0
COUNTY OF
TETON
EXPIRES 2-29-2012
Notary °ublic
0238
State of FLORIDA
County of DUVAL
Witness
Edward Acierno
Print witness name
Sherr odfarb
Print witness name
Witness
(LENDER'S CORPORATE ACKNOWLEDGEMENT)
On January 4, 2011, before me, Kristina Gorman, personally appeared Marcie Metcalf personally
known to me -OR- proved to me on the basis of satisfactory evidence to be the
person(s) whose name(s) is /are subscribed to the within instrument and acknowledged to me
that he /she /they executed the same in his /her /their authorized capacity(ies), and that by
his /her /their signature(s) on the instrument the person(s), or the entity upon behalf of which the
person(s) acted, executed the instrument.
WITNESS my hand and official seal.
Notary
I e 1 .u+. 09,„ KRISTINA GORMAN
Notary Pubic State of Florida
I My Comm. Expires Jan 27, 2013
I s I Commission i DD 855398
I �P,;,;'� Bonded Through National Notary Assn.
0237