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HomeMy WebLinkAbout867121E6 /9Z /O1. AM WJod (1. 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Ias hf A {N'.' -°35Ye 3d9! lii(N J0 I 3000 33S at pd c4 scg1, /7/7(/ l ''r; r a/Q 38d99l Dag .io3 aon spj anogy aaeds SM Jo alt:ls I lir 00 OILL NOLLVDI'IUO Wt1LQIXV1%I (ssaappd) 011E8 AM NQIDNIHSVM V788 L008 XOS 0' d ASTIVA IIVIS 30 NNFLS SL 8 Z NOIJo3S 8 .LC7I ,L2iVd NIQDNIrI ut paWoot st ,Cuadozd agy OTT88 AM 'N0L3K 9£OT XOH 'O'd :11aCI I3'I :sMOiio; sg azs SI 02. 1101A1 stg1 ;O apup agZ SgI1.2Iyd QAiV a,LVQ 7 1114 S39V914019 J9' 4 3049 13S 4 avol.zow scgj (I); 4'0 -1314 110i IL 9 90 E1(n 08671 B. All future advances from Lender to Mortgagor or other future obligations of Mortgagor to Lender under any promissory note, contract, guaranty, or other evidence of debt existing now or executed after this Mortgage whether or not this Mortgage is specifically referred to in the evidence of debt. C. All obligations Mortgagor owes to Lender, which now exist or may later arise, to the extent not prohibited by law, including, but not limited to, liabilities for overdrafts relating to any deposit account agreement between Mortgagor and Lender. D. All additional sums advanced and expenses incurred by Lender for insuring, preserving or otherwise protecting the Property and its value and any other sums advanced and expenses incurred by Lender under the terms of this Mortgage, plus interest at the highest rate in effect, from time to time, as provided in the Evidence of Debt. E. Mortgagor's performance under the terms of any instrument evidencing a debt by Mortgagor to Lender and any Mortgage securing, guarantying, or otherwise relating to the debt. If more than one person signs this Mortgage as Mortgagor, each Mortgagor agrees that this Mortgage will secure all future advances and future obligations described above that are given to or incurred by any one or more Mortgagor, or any one or more Mortgagor and others. This Mortgage will not secure any other debt if Lender fails, with respect to such other debt, to make any required disclosure about this Mortgage or if Lender fails to give any required notice of the right of rescission. 5. PAYMENTS. Mortgagor agrees to make all payments on the Secured Debt when due and in accordance with the terms of the Evidence of Debt or this Mortgage. 6. CLAIMS AGAINST TITLE. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Lender may require Mortgagor to provide to Lender copies of all notices that such amounts are due and the receipts evidencing Mortgagor's payment. Mortgagor will defend title to the Property against any claims that would impair the lien of this Mortgage. Mortgagor agrees to assign to Lender, as requested by Lender, any rights, claims or defenses which Mortgagor may have against parties who supply labor or materials to improve or maintain the Property. 7. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or other lien document that created a prior security interest or encumbrance on the Property and that may have priority over this Mortgage, Mortgagor agrees: A. To make all payments when due and to perform or comply with all covenants. B. To promptly deliver to Lender any notices that Mortgagor receives from the holder. C. Not to make or permit any modification or extension of, and not to request or accept any future advances under any note or agreement secured by,, otlier mortgage, deed of trust or security agreement unless Lender consents in writing. 8. DUE ON SALE OR ENCUMBRANCE: Lender may, at its option, declare the entire balance of the Secured Debt to be immediately due and payable upon the creation of any lien,' encumbrance, transfer, or sale, or contract for any of these on the Property. However, if the Property includes Mortgagor's residence, this section shall be subject to the restrictions imposed by federal law (12 C.F.R. 591), as applicable. For the purposes of this section, the term "Property" also includes any interest to all or any part of the Property. This covenant shall run with the Property and shall remain in effect until the Secured Debt is paid in full and this Mortgage is released. 9. TRANSFER OF AN INTEREST IN THE MORTGAGOR. If Mortgagor is an entity other than a natural person (such as a corporation or other organization), Lender may demand immediate payment if (1) a beneficial interest in Mortgagor is sold or transferred; (2) there is a change in either the identity or number of members of a partnership or similar entity; or (3) there is a change in ownership of more than 25 percent of the voting stock of a corporation or similar entity. However, Lender may not demand payment in the above situations if it is prohibited by law as of the date of this Mortgage. 10. ENTITY WARRANTIES AND REPRESENTATIONS. If Mortgagor is an entity other than a natural person (such as a corporation or other organization), Mortgagor makes to Lender the following warranties and representations which shall be continuing as long as the Secured Debt remains outstanding: A. Mortgagor is an entity which is duly organized and validly existing in the Mortgagor's state of incorporation (or organization). Mortgagor is in good standing in all states in which Mortgagor transacts business. Mortgagor has the power and authority to own the Property and to carry on its business as now being conducted and, as applicable, is qualified to do so in each state in which Mortgagor operates. B. The execution, delivery and performance of this Mortgage by Mortgagor and the obligation evidenced by the Evidence of Debt are within the power of Mortgagor, have been duly authorized, have received all necessary governmental approval, and will not violate any provision of law, or order of court or governmental agency. C. Other than disclosed in writing Mortgagor has not changed its name within the last ten years and has not used any other trade or fictitious name Without Lender's prior written consent, Mortgagor does not and will not use any other name and .will preserve its existing name, trade names and franchises until the Secured Debt is satisfied. 11. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Mortgagor will keep the Property in good condition and make all repairs that are reasonably necessary. Mortgagor will give Lender prompt notice of any loss or damage, to, the Property. Mortgagor will keep the Property free of noxious weeds and grasses. Mortgagor will not te, join in of consent to any change in any private restrictive covenant, zoning ordinance or other public or private restriction limiting or defining the uses which may be made of the Property or any part of the Property, without Lender's prior written consent. Mortgagor will notify Lender of all demands, proceedings, claims, and actions against Mortgagor or any other owner made under law or regulation regarding use, ownership and occupancy of the Property. Mortgagor will comply with all legal requirements and restrictions, whether public or private, with respect to the use of the Property. Mortgagor also agrees that the nature of the occupancy and use will not change without Lender's prior written consent. No portion of the Property will be removed, demolished or materially altered without Lender's prior written consent except that Mortgagor has the right to remove items of personal property comprising a part of the Property that become worn or obsolete, provided that such personal property is replaced with other personal property at least equal in value to the replaced personal property, free from any title retention device, security agreement or other encumbrance. Such replacement of personal property will be deemed subject to the security interest created by this Mortgage. 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Any loan proceeds are used for a purpose that will contribute to excessive erosion of highly erodible land or to the conversion of wetlands to produce an agricultural commodity, as further explained in 7 C.F.R. Part 1940, Subpart G, Exhibit M. 16. REMEDIES ON DEFAULT. In some instances, federal and state law will require Lender to provide Mortgagor with notice of the right to cure, mediation notices or other notices and may establish time schedules for foreclosure actions. Subject to these limitations, if any, Lender may accelerate the Secured Debt and foreclose this Mortgage in a manner provided by law if this Mortgagor is in default. At the option of Lender, all or any part of the agreed fees and charges, accrued interest and principal shall become immediately due and payable, after giving notice if required by law, upon the occurrence of a default or anytime thereafter. In addition, Lender shall be entitled to all the remedies provided by law, the Evidence of Debt, other evidences of debt, this Mortgage and any related documents including without limitation, the power to sell the Property. All remedies are distinct, cumulative and not exclusive, and the Lender is entitled to all remedies provided at law or equity, whether expressly set forth or not. The acceptance by Lender of any sum in payment or partial payment on the Secured Debt after the balance is due or is accelerated or after foreclosure proceedings are filed shall not constitute a waiver of Lender's right to require full and complete cure of any existing default. By not exercising any remedy on Mortgagor's default, Lender does not waive Lender's right to later consider the event a default if it continues or happens again. 17. EXPENSES; ADVANCES ON COVENANTS; ATTORNEYS' FEES; COLLECTION COSTS. Except when prohibited by law, Mortgagor agrees to pay all of Lender's expenses if Mortgagor breaches any covenant in this Mortgage. Mortgagor will also pay on demand all of Lender's expenses incurred in collecting, insuring, preserving or protecting the Property or in any inventories, audits, inspections or other examination by Lender in respect to the Property. Mortgagor agrees to pay all costs and expenses incurred by Lender in enforcing or protecting Lender's rights and remedies under this Mortgage, including, but not limited to, attorneys' fees, court costs, and other legal expenses. Once the Secured Debt is fully and finally paid, Lender agrees to release this Mortgage and Mortgagor agrees to pay for any recordation costs. All such amounts are due on demand and will bear interest from the time of the advance at the highest rate in effect, from time to time, as provided in the Evidence of Debt and as permitted by law. 18. ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANCES. As used in this section, (1) "Environmental Law" means, without limitation, the Comprehensive Environmental Response, Compensation and Liability Act (CERCLA, 42 U.S.C. 9601 et seq.), all other federal, state and local laws, regulations, ordinances, court orders, attorney general opinions or interpretive letters concerning the public health, safety, welfare, environment or a hazardous substance; and (2) "Hazardous Substance" means any toxic, radioactive or hazardous material, waste, pollutant or contaminant which has characteristics which render the substance dangerous or potentially dangerous to the public health, safety, welfare or environment. The term includes, without limitation, any substances defined as "hazardous material," "toxic substances," "hazardous waste" or "hazardous substance" under any Environmental Law. Mortgagor represents, warrants and agrees that, except as previously disclosed and acknowledged in writing: A. No Hazardous Substance has been, is, or will be located, transported, manufactured, treated, refined, or handled by any person on, under or about the Property, except in the ordinary course of business and in strict compliance with all applicable Environmental Law. B. Mortgagor has not and will not cause, contribute to, or permit the release of any Hazardous Substance on the Property. C. Mortgagor will immediately notify Lender if (1) a release or threatened release of Hazardous Substance occurs on, under or about the Property or migrates or threatens to migrate from nearby property; or (2) there is a violation of any Environmental Law concerning the Property. In such an event, Mortgagor will take all necessary remedial action in accordance with Environmental Law. D. Mortgagor has no knowledge of or reason to believe there is any pending or threatened investigation, claim, or proceeding of any kind relating to (1) any Hazardous Substance located on, under or about the Property; or (2) any violation by Mortgagor or any tenant of any Environmental Law. Mortgagor will immediately notify Lender in writing as soon as Mortgagor has reason to believe there is any such pending or threatened investigation, claim, or proceeding. In such an event, Lender has the right, but not the obligation, to participate in any such proceeding including the right to receive copies of any documents relating to such proceedings. E. Mortgagor and every tenant have been, are and shall remain in full compliance with any applicable Environmental Law. F. There are no underground storage tanks, private dumps or open wells located on or under the Property and no such tank, dump or well will be added unless Lender first consents in writing. G. Mortgagor will regularly inspect the Property, monitor the activities and operations on the Property, and confirm that all permits, licenses or approvals required by any applicable Environmental Law are obtained and complied with. H. Mortgagor will permit, or cause any tenant to permit, Lender or Lender's agent to enter and inspect the Property and review all records at any reasonable time to determine (1) the existence, location and nature of any Hazardous Substance on, under or about the Property; (2) the existence, location, nature, and magnitude of any Hazardous Substance that has been released on, under or about the Property; or (3) whether or not Mortgagor and any tenant are in compliance with applicable Environmental Law. I. Upon Lender's request and at any time, Mortgagor agrees, at Mortgagor's expense, to engage a qualified environmental engineer to prepare an environmental audit of the Property and to submit the results of such audit to Lender. The choice of the environmental engineer who will perform such audit is subject to Lender's approval. J. Lender has the right, but not the obligation, to perform any of Mortgagor's obligations under this section at Mortgagor's expense. K. As a consequence of any breach of any representation, warranty or promise made in this section, (1) Mortgagor will indemnify and hold Lender and Lender's successors or assigns harmless from and against all losses, claims, demands, liabilities, damages, cleanup, response and remediation costs, penalties and expenses, including without limitation all costs of litigation and attorneys' fees, which Lender and Lender's successors or assigns may sustain; and (2) at Lender's discretion, Lender may release this Mortgage and in return Mortgagor will provide Lender with collateral of at least equal value to the Property secured by this Mortgage without prejudice to any of Lender's rights under this Mortgage. ©1993 Bankers Systems, Inc., St. Cloud, MN (1- 800 397.2341) Form AG /C0- MTG -WY 10/25/93 (page 4of6) (g JogaBed) £6 /4Z /0 L AM /9V w /od (L4EZ-L6£- 008 L) N J 'Pno10 '39 °3ui 'swe1sAg s/eveg C66 L 112gs i2In2uts 0111 `pasn zanauatlm •022211oN s1 (11 jo laputgtual alp Jo C11lpgtao1oJua atp 1oa332 1011 TItM put pazanas aq 'gm asnsl3 101101130S 12111 'SWIM sli 01 21tpJoo02 pampa aq louueo a22211OJA sup o asnslo JO 11011002 due 31 •ivatuaa122 ua11uM dq suotistl2n a (11 sltuttnd Stpaiidt11! 10 dissaidxa M2l legs ssaiun `0ni13a33a aq lou 'um MsI alggogdd2 tpiM siotpuoo 12tp igaQ paanoas a(1i of pa121a1 luatuaaa2 Sus zo `s}uauJgo2112 `02221u01AI stgl ut asnsi0 10 uolioas duy •11101.1100122 i210 dq p01M011m 10 papuauie aq 1011 ,22111 a22211oj s1tj, •p0121201ut diin3 pus aiaidtuoo sl a2221Joyq sn1,i, •pai2ool st duadold am azapp uotlolpsunf atp jo SM21 am dq pazinbai astnua po puma am 01 Idaoxa `palsool s! lapua-i golgp ut uopotpsunf am o sM21 am Aq p0u1ano2 st 0222110 w1 S1g L •AiOIZV'Zg2Id2iII1.AII IA.LI'IIgV2IaAaS II'IavpI'Iddv 'bZ •sMSI uoio2 -0110 10 Couatogap -uus '01 palltutl lou lug `2utpnlout uop22tigo atp lapun palgaput d312d dire 10 102221101 1s1222, tutsl0 10 110!132 Sus 2ut2uuq 111013 1apua'i luanazd Amu imp s1g2!1 due 0nt2M 01 500122 10!22110yN 'p011us1211g sl tiop11M uope21lgo atp aznoas dpoallp lou saop pus 1022211ow pus lapual uaaMlaq ditre12n2 2 saln0as 022211oJA sup n •lapua l pus 1082811011 Jo su21ss2 pus sioss000ns 0111 113auaq put putq 112115 0222110 A sup Jo slgauaq pue sating 011 •022211oN sup o suual 0111 T.UOJJ 10222110N 0220101 1ou II!M 02tre113 2 tons •luasuo3 s,1022211oys1 1110111tH 1goQ 3o aouaptna am 10 0224101AI sup jo suual atp 111 02u2go due al= 10 /Jtpotu `puma d2ur 022211oji sup 01 Surd SUS p1I2 lapua-i 12111 saa122 1o2221JoJA •1gau paznoas a111 uo algtj dip;uoslad aq 0100122 lou saop 10222110JA put 1,gaQ paln0as am o luaut&2d aznoas o1 Spada'," agi ul lsazalut s,102E21101/ 1 a22211oul 01 diuo •os saop 1022211oyq lgau 3o aouaptna 0111 u21s 1011 saop ing 022211ow s1111 su21s 10222110IN n •itnpinlpul Put 11110f 012 0228110JA sup 1apun 50 Pup Hd 'QAiflOf SNOISSV GAIN S1IOSSaaans •S2IaNOIS-OD tAirmavI'I 'IVflmMQAII QAIV INTO! 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EXCEPTING THEREFROM those parcels of land conveyed and recorded in the Office of Lincoln County Clerk in Book 88 P.R., Page 480, Book 321 P.R., Page 509, Book 412 P.R., Page 335 and Book 424 P.R., Page 444. ALSO EXCEPTING THE FOLLOWING: A portion of the property referred to in Instrument No. 451383 108 PR 19, located t'lithin Lot 4 (SE1 /4SW1 /4) of Section 28, T35N, R119W, of the 6th P.M., located North from Freedom, Lincoln County, Wyoming. BEGINNING at an Iron Pipe set at a point in the West Line of said Lot 4, said point being 474.65 feet N0 °46'26 "E from the BLM type monument found marking the Baker Engineers PE /LS 698 1982 location for the closing corner between Section 28, Section 33 and Idaho; thence N0 °46'26 "E continuing along said West Line 178.82 feet to an Iron Pipe set at the westerly prolongation of an existing East -West fence; thence S89 °01'45 "E, to and along said fence, 382.89 feet to an Iron Pipe set at a fence corner; thence S1 °33'08 "W to and along an existing North -South fence, 114.20 feet to an Iron Pipe set at a bend in said fence; thence S9 °54'55 "W continuing along said fence 49.05 feet to an Iron Pipe set at a fence corner; thence S88 °29'33 "W, along an existing East -West fence and its Westerly prolongation, 373.84 feet to the Point of Beginning.