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'io8g81iow sg palguSlsap uplat! `a3IM aNH aNVHSf1H `NF IZ J •W igq L 'S1N3SH2id HSHH.L MI NHW °I IV MONK DVD1H0 w b o r 3DVd GVVIMI C9 ?L98 410 I That he will pay the indebtedness, as hereinbefore provided. Privilege is reserved to pay the debt in whole, or in an amount equal to one or more monthly payments on the principal that are next due on the note, on any interest paying date prior to maturity. 2. That the Mortgagor will pay all ground rents, taxes, assessments, water rents and other governmental or municipal charges, or other lawful charges and will promptly deliver the official receipts therefor to the said Mort- gagee. In default thereof the Mortgagee may pay the same. 3. That nothing shall be done on or in connection with Said property which may impair the Mortgagee's security hereunder; the Mortgagor will commit, permit or suffer no waste, impairment or deterioration of said property nor any part thereof, and said property shall be continuously maintained in good and sightly order, repair and condition by the Mortgagor at his expense. 4. That he will keep the improvements now existing or hereinafter erected on the said premises, insured as may be required from time to time by the Mortgagee against loss by fire and other hazards, casualties, and con- tingencies in such amounts and for such periods as may be required by the Mortgagee and will pay promptly, when due, any premiums on such insurance. All insurance shall be carried in companies approved by the Mortgagee and the policies and renewals thereof shall be held by the Mortgagee and have attached thereto loss payable clauses in favor of and in form acceptable to the Mortgagee. In event of loss he will give immediate notice by mail to the Mort- gagee, who may make proof of loss if not made promptly by the Mortgagor, and each insurance company concerned is hereby authorized and directed to make payment for such loss directly to the Mortgagee instead of to the Mort- gagor and the Mortgagee, jointly, and the insurance proceeds, or any part thereof, may be applied by the Mortgagee at its option either to the reduction of the indebtedness hereby secured or to the restoration or repair of the property damaged. In event of foreclosure of this mortgage or other transfer of title to the said premises in extinguishment of the indebtedness secured hereby, all right, title and interest of the Mortgagor in and to any insurance policies then in force shall pass to the purchaser or grantee. 5. That in case the Mortgagor defaults in the payment of ground rents, if any, taxes, assessments, water, or other governmental or municipal charges, or other lawful charges, as herein provided, the Mortgagee may without notice or demand pay the same and in case of any failure on the part of the Mortgagor to comply with the covenants of paragraph 3 hereof, the Mortgagee may effect such repairs as it may reasonably deem necessary to protect the property, at the expense of the Mortgagor. The Mortgagor covenants and agrees to repay such sums so paid and all expenses so incurred by the Mortgagee, with interest thereon from the date of payment, at the same rate as pro- vided in the note herein described, and the same shall be a lien on the said premises and be secured by the said note and by these presents and in default of making such repayments, the whole amount hereby secured, if not then due, shall, if the said Mortgagee so elects, become due and payable forthwith, anything herein contained to the contrary notwithstanding. 6. That in the event the property covered hereby is sold under foreclosure and the proceeds are insufficient to pay the total indebtedness secured hereby, the Mortgagor binds himself to pay the unpaid balance, and the Mort- gagee will be entitled to a deficiency judgment. 7. Upon occurrence, with respect to any Mortgagor, Assignee, maker, endorser or guarantor hereof, of any of the following: Calling of a meeting of creditors; application for, or appointment of, a receiver of any of them or their proper- ty; filing of a voluntary or involuntary petition under any of the provisions of the Bankruptcy Act or amendments thereto; issuance of a warrant or attachment; entry of a judgment; failure to pay, collect or remit any tax or tax deficiency, Federal, State or local, when assessed or due; death dissolution; making, or sending notice of an intended bulk sale; mortgage or pledge of any property; suspension or liquidation of their usual business; failure, after de- mand, to furnish financial information or to permit inspection of any books or records; default in payment or per- formance of this note or any other obligation to, or acquired in any manner by payee, or if the condition or affairs of any of them shall change as in the opinion of the Mortgagee or other legal holder thereof, shall increase its credit risk —this note and all other obligations, direct or contingent, of any maker or endorser hereof to payee shall become due and payable immediately' without notice or demand. That in case default shall be made in the payment, when due, of the indebtedness hereby secured, or of any installment thereof, or any part thereof, or in case of breach of any covenant or agreement herein contained, the whole of the then indebtedness secured hereby, inclusive of principal, interest, arrearages, ground rents, if any taxes, assessments, water charges, expenditures for repairs or maintenance, together with all other sums payable pursuant to the provisions liereof shall be come immediately due and payable, at the option of the Mortgagee, although the period above limited for the payment thereof may not haw: expired, anything hereinbefore or ir. said *+c:te contained to the contrary notwithstanding, and any failure to exercise said option shall not constitute a waiver of the right to exercise the same at any other time, and it shall be lawful for the Mortgagee to proceed to enforce the provisions of this mortgage either by suit at law or in equity, as it may elect, or to foreclose this mortgage by advertisement and sale of the above- described premises, at public vendue, for cash, according to Wyoming statutes governing mort- gage foreclosures, and cause to be executed and delivered to the purchaser or purchasers at any such sale a good and sufficient deed or deeds of conveyance of the property so sold and to apply the net proceeds arising from such sale first to the payment of the costs and expenses of such foreclosure and sale and in payment of all moneys expend- ed or advanced by the Mortgagee pursuant to the provisions of paragraph 5 hereof, and then to the payment of the balance due on account of the principal indebtedness secured hereby, together with interest thereon and the surplus, if any, shall be paid by the Mortgagee on demand, to the Mortgagor. There shall be included in any or all such proceedings, a reasonable attorney's fee. In case the Mortgagee shall fail promptly to foreclose upon the happening of any default, it shall not thereby be prejudiced in its right of' foreclosure at any time thereafter during which such default shall continue and shall not be prejudiced in its foreclosure rights in case of further default or defaults. 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'uot;dwapaa Jo potaad ay; pug silwpaa3oad amsopaoJ Jo A3uapuad alp Slipup pug ;Op yons Jo 8818/338 ay; MOM 'pa.]ay) sword pug sansst 'sluaa Hu o1 pug 'p►0saaoj8 Alaadoad Ng Jo ruawAofua pug 'asn 'uotssassod antsnloxa 03 paptlua awooaq a3U0 10 11011s aa8g8).]oyy ay) 'aapunaaay sm000 amsopaaoJ Jo ;Op ow Agaaagm llnuiap Aug Jo 3s83 ut IOyy •g Prolaulon* Land Su v yon Paul N. Scheib* Wyc. Raplara0on No. 164 Who R.glara$on No. 3990 16aJ, RagIs anon No. 1670 Weida Ro9Mr.6on No. 6605 SooS A. Scher* Wyo. Regl radon No. 311611 Who Rpl.wuon No. 5025 Mallows A. Scheibe' Wyo. RagNaaeon No. 6365 Sun/eyes ScMrbal. LTD. Mon, Wyoming Sp Piney. Wyoming Jackson. Wyoming Lees N* Springs. Idaho Monlpallar, Who DESCRIPTION FOR KIM H. HAWKER AND RETTA HAWKER PARCEL B To -wit: EXHIBIT A That part of the SE' /4SE% of Section 35, T33N, R119W, Lincoln County, Wyoming, being part of that tract of record in the Office of the Clerk of Lincoln County in Book 308 of Photostatic Records on page 575, 577, described as follows: BEGINNING at a spike on the south line of said SE' /4SE'/4, N89 48' -04 "E, 217.80 feet from the southwest corner of said SE'' /4SE thence N89 48' -04 "E, 217.80 feet, along said south line, to a spike; thence N00 15' -36 "W, 500.00 feet, along a line parallel with the west line of said SE'/4SE1/4, to a point; thence S89 48' -04 "W, 217.80 feet, along a line parallel with said south line, to a point; thence S00 15' -36 "E, 500.00 feet, along a line parallel with said west line, to the SPIKE OF BEGINNING; ENCOMPASSING an area of 2.50 acres, more or less; the BASE BEARING for this survey is the east line of the SE'/ of Section 35, T33N, R119W, being N00 13' -48 "W; SUBJECT to an easement for State Highway No. 237; each "spike" marked by a 3/8" X 12" steel spike referenced by a 5/8" X 24" steel reinforcing rod with 2" aluminum cap inscribed, "SURVEYOR SCHERBEL LTD AFTON WY PLS 5368 with appropriate details; each "corner" found as described in the Corner Record filed in the Office of the Clerk of Lincoln County; each "point" marked by a 5/8" X 24" steel reinforcing rod with a 2" aluminum cap inscribed, "SURVEYOR SCHERBEL LTD AFTON WY PLS 5368 with appropriate details; all in accordance with the plat prepared to be filed in the Office of the Clerk of Lincoln County titled, "PLAT TO ACCOMPANY PARCEL DIVISION APPLICATION FOR KIM H. HAWKER AND RETTA HAWKER PARCEL A AND PARCEL B WITHIN THE SE' %SE' /4 SECTION 35 T33N R119W LINCOLN COUNTY, WYOMING dated 31 March 2000 an 4, evised 6 Apra, 0 March 2000 Dale l 331 412 "Modification in any way of the foregoing description terminates liability of the surveyor"