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Home My WebLink About867331IIIELEASg tf This Mortgage SEE BOOK_ 1 OF mum g PAM 1 WHEN RECORDED MAIL TO: MSN SV -79 DOCUMENT CONTROL DEPT. P.O. BOX 10266 VAN NUYS, CALIFORNIA 91410 -0266 LOAN 3381051 ESCROW /CLOSING ARMAN I -ROGERS 86733i 44a 56 BOOK PR PAGE SPACE ABOVE FOR RECORDERS USE PARCEL ID 37182941702400 Prepared by: A. CIRELLI MORTGAGE (Line of Credit) THIS MORTGAGE, dated Jul y 26 2000 is between BETTY L ARMANI ROGERS, AN UNMARRIED WOMAN residing at 778 LODGE LANE, ALPINE, WY 83128 the person or persons signing as "Mortgagor(s)" below and hereinafter referred to as "we" or "us" and AMERICA'S WHOLESALE LENDER with an address at 4500 PARK GRANADA, CALABASAS, CA 91302 -1613 and hereinafter referred to as "you" or the "Mortgagee." RECEIVED INCOL_N COUNTY r 00 A00 -3 Ph 1:00 J E A N N C WAGNER KEMMERER, WYOMING MORTGAGED PREMISES: In consideration of the loan hereinafter described, we hereby mortgage, grant and convey you the premises located at: 778 LODGE LANE Street ALPINE LINCOLN WY 83128 Municipality County State ZIP and further described as: LOT 202, LAKEVIEW ESTATES SUBDIVISION, TRACT A, A SUBDIVISION IN THE S 1/2SE1/4 OF SECTION 29, T37N, R118W,6TH P.M., WYOMING ACCORDING TO THAT PLAT OF RECORD IN THE OFFFICE OF THE COUNTY CLERK OF LINCOLN COUNTY, WYOMING. OWNERSHIP: We are the sole owner(s) of the Premises. We have the legal right to mortgage the Premises to you. BORROWER'S IMPORTANT OBLIGATIONS• to (the "Premises The Premises includes all buildings and other improvements now or in the future on the Premises and all rights and interests which derive from our ownership, use or possession of the Premises and all appurtenances thereto. LOAN: The Mortgage will secure your loan in the principal amount of 30,000.00 or so much thereof as may be advanced and readvanced from time to time to BETTY L ARMAN I ROGERS and the Borrower(s) under the Home Equity Credit Line Agreement and Disclosure Statement (the "Note dated 07/26 /2000 plus interest and costs, late charges and all other charges related to the loan, all of which sums are repayable according to the Note. This Mortgage will also secure the performance of all of the promises and agreements made by us and each Borrower and Co- Signer in the Note, all of our promises and agreements in this Mortgage, any extensions, renewals, amendments, supplements and other modifications of the Note, and 4ny amounts advanced by you under the terms of the section of this Mortgage entitled "Our Authority To You." Loans under the Nbte may be made, repaid and remade from time to time in accordance with the terms of the Note and subject to the Credit Limit set forth in the Note. 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In addition, you may, in accordance with applicable law, (i) enter on and take possession of the Premises; (ii) collect the rental payments, including over -due rental payments, directly from tenants after simply notifying them first class mail to make rental payments to you; (iii) manage the Premises; and (iv) sign, cancel and change leases. We agree that the interest rate set forth in the Note will continue before and after a default, entry of a judgment and foreclosure. In addition, you shall be entitled to collect all reasonable fees and costs actually incurred by you in proceeding to foreclosure, including, but not limited to, reasonable attorneys fees and costs of documentary evidence, abstracts and title reports. ASSIGNMENT OF RENTS; APPOINTMENT OF RECEIVER: As additional security, we assign to you the rents of the Premises. You or a receiver appointed by the courts shall be entitled to enter upon, take possession of and manage the Premises and collect the rents of the Premises including those past due after simply notifying them by first class mail to make rental payments to you. WAIVERS: To the extent permitted by applicable law, we waive and release any error or defects in proceedings to enforce this Mortgage and hereby waive the benefit of any present or future laws providing for stay of execution, extension of time, exemption from attachment, levy and sale and homestead exemption. BINDING EFFECT: Each of us shall be fully responsible for all of the promises and agreements in this Mortgage. Until the Note has been paid in full and your obligation to make further advances under the Note has been terminated, the provisions of this Mortgage will be binding on us, our legal representatives, our heirs and all future owners of the Premises. This Mortgage is for your benefit and for the benefit of anyone to whom you may assign it. Upon payment in full of all amounts owing to you under the Note and this Mortgage, and provided any obligation to make further advances under the Note has terminated, this Mortgage and your rights in the Premises shall end. NOTICE: Except for any notice required under applicable law to be given in another manner, (a) any notice to us provided for in this Mortgage shall be given by delivering it or by mailing such notice by regular first class mail addressed to us at the last address appearing in your records or at such other address as we may designate by notice to you as provided herein, and (b) any notice to you shall be given by certified mail, return receipt requested, to your address at AMERICA'S WHOLESALE LENDER 4500 PARK GRANADA, CALABASAS, CA 91302 -1613 or to such other address as you may designate by notice to us. Any notice provided for in this Mortgage shall be deemed to have been given to us or you when given in the manner designated herein. RELEASE: Upon payment of all sums secured by this Mortgage and provided your obligation to make further advances under the Note has terminated, you shall discharge this Mortgage without charge to us, except that we shall pay any fees for recording of a satisfaction of this Mortgage. GENERAL: You can waive or delay enforcing any of your rights under this Mortgage without losing them. Any waiver by you of any provisions of this Mortgage will not be a waiver of that or any other provision on any other occasion. THIS MORTGAGE has been signed by each of us under seal on the date first above written. WITNESS: STATE OF WYOMING, by The foregoing instrument was acknowledged before me this Betty L. Armani Rogers My Commission Expires: 9/12/03 HELOC WY Mortgage 2C6203WY (08/99) 7/28/00 (person acknowledging) Notary Public Page3of3 (SEAL) Mortgagor: (SEAL) Mortgagor: Mortgagor: Teton County ss: