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HomeMy WebLinkAbout867360+his Mort gags' 6f liji ?6A�ES SEE 8tfti� r DEFINITIONS 867360 (C) "Lender" is THE C. O..SMR.. wXQMING..QQ ECARAT ION THE 51' QF WYMITM Ff1 ...AF T,..?^�X....$ 1,P Borrower is the mortgagor under this Security Instrument. RECEIVED s i E 00 AUG- `iII L, JEANNE va'AGi ,l, [Space Above iiiitilkIMPRAIrgiAltgtal MORTGAGE BOOK 4 PR PAGE Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also i,:, Section 16. (A) "Security Instrument" means this document, which is dated 7 T.$7. ,..2004 together with all Riders to this document. (B) "Borrower" is DAVID.. BaRaU3... SS.. FR, ..i VS AND. KI EE Lender is a organized and existing under the laws of Lender's address is R..Q. QX..8.4Q:1.. -..354 Lender is the mortgagee under this Security Instrument (D) "Note" means the promissory note signed by Borrower and dated A US:1'..A,..2 The Note states that Borrower owes Lender 51 NW. 10.( .k'IV, ..F .,SZ ..aEaVk T. .5 ,9/.1,Q.Q* Dollars (U.S. .69.,.56' 59 plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than T z .S .1,,..2RQ5 (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (G) "Riders" means all riders to this Security Instrument that are executed by Borrower. The following riders are to be executed by Borrower [check box as applicable] Adjustable Rate Rider Condominium Rider Second Home Rider Balloon Rider Planned Unit Development Rider Other(s) [specify] 1 -4 Family Rider Biweekly Payment Rider (H) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. (I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (J) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (K) "Escrow Items" means those items that are described in Section 3. (L) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and /or condition of the Property. N (M) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. 0) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (P) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and /or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the 4 'X..0 of [Type of Recording Jurisdiction] f`TQQ ..=1\11,'X 5. Ok'k'Z(X [Name of Recording Jurisdiction] SEE EXHIBIT A' ATIACHED HERETO AND MADE A PART HEREOF which currently has the address of 2014.. RmEP1 P. R411) [street] Wyoming 8.3127 "Property Address [City] [Zip Code] Form 3051 3/99 1111111 a WYOMING Single Family Fannie Mae /Freddie Mac UNIFORM INSTRUMENT 0\11 Bankers Systems, Inc., St. Cloud, MN Form MD -1 -WY 2/17/2000 S ref: 7/2000 (page 1 of 7pages) CB4A0 11 ui 66/ 50£ WJ (saavd[ fo z a8vd) 0002 /L l/Z AM ullOA NW 'Pno10 S u 'sweisAS sieNueg IN31A1011ISNI IN}IOEINn ORIN elppe /eeyg GIUUB AI!Wed BIBU!S JNIINOAM ant do wpm" or Siessaoatt lunoutn agl Japua' of i d liens Jamouog pug `VdS311 Aq paJmbat ss Jamouog A3i1ou pegs Japua' `VdSd1I iapun paugap su 'Motosa ut pion spung 3o a2Euogs a st 3J(1 3I VdS31I 2!M a°UEpJOO °E ut spurn ssaoxa alp Jo3 Jamouog or lun000e liens Japua' `VdS31I Japun pauuap SE 'Momma UT plat spund 3O snldins E st amp 3I •ddSg1I Aq pattnbai se spund at1 jo $utiun000e tenuue ue `alrego lnotptM `aaMo log of ant2 Begs Japua' spund all uo pied aq !legs Isamu!! rem 'zanaMOq 1111111M ut aai2e uEO Japua' pue iamonog •sptmd an) uo s8U UJEa io Isamu! 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H,LIM 1I IH Lg`JO L 1NaJ f12LLSNI A,LRIf1OgS SIH.L 637 shortage in accordance with RESPA, but in no more than twelve monthly payrrldn f th`er iPa deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in no more than twelve monthly payments. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may require Borrower to pay a one -time charge for a real estate tax verification and /or reporting service used by Lender in connection with this Loan. 5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one -time charge for flood zone determination, certification and tracking services; or (b) a one -time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and /or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and /or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2. If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters. If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30 -day period will begin when the notice is given. In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due. 6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. 7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. WYOMING Single Family Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Bankers Systems, Inc., St. Cloud, MN Form MD -1 -WY 2/17/2000 305 (page 3 of 7 pages) (sand fo 6 98vd) 66/64 w j se alepsutaa `paun33o set noileaalao3E 3t `pue linerap a tons aan3 tea aamoaaog •luatunapsul A)unoas sup ropun s;g2ti ro A adoad atu u! !saaalut s,aapua'i 3o luattutedtut lgtaa;etu aatpo io A;aadoad at; jo aan ;taraor ui pinsaa pinoo `;taw pnf mapua-I ut `let) un2aq s! 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s,rapua-1 1na33u ,fpueot31u2rs 1112tui lets &utpaanord ie2ar a sr aratp (q) luauinr ;sum ,il!annas situ ut pautg ;ton s;uatuaaa2e put slueuanoo alp tuaoraad o1 slier aamorrog (e) r1 •luatunalsui ,f ;tunas sup aapun spigni pus Slaado.id ail u! lsaaalui s 3o uopaa1oad •6 •aouap1saa ledpuud s,aamouog se �C)radord alp 3o �fouednono S,aamoaaog 2111111031.100 SUOBE1113saadaa '01 pa ;!tuts 101 aae lnq 'apnput suoile)uasardar retaalew ue0Z agp t1tM uotloatiuo3 ut (uo!;guuorut wpm= tom rapua-i aptnord o1 pally ro) spua-) or mummers 10 uopeuuorut muumuu! 10 `2utpeaistui `aster /Cuellaletu a neq luasuo3 10 02p31MOtnr s,aamoaaog turm 10 1am0110g JO uotunaatp alp )e &rppoe sappua 10 suosaad Ate 10 10M01.10g `ssaoord uorwoildde uarl am 2upnp `rt 11nurap ut aq 1ie11s aamouog •uolleatlddV usol maMOaaog •g •asneo argeuosear tons 2upArpads uopoadsur aotaalur tie tons or aopd JO JO amp alp pe notpou ramorrog ant2 bets aapua-1 •Auadord ail uo sluatuanordug alp 3o rotaalut 3t1 130dsut ,lour aapua- 'asneo algeuoseaa sg111! 3I •Cuadord a1113o suopoadsut pug uodn saupua algguosear a3iutti Amu )ua2u s)! ro rapua•i 2E9 0001 /1. l/1 AM van WJo3 NW'p 'MAMBAS sJe )1ueS 1N3Wld1SNI WNOjINf pew Bippewaew atuuej A11uaed e16u!S DNIINOAM provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of any award or claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender. All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in the order provided for in Section 2. 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower. Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy. 13. Joint and Several Liability; Co- signers; Successors and Assigns Bound. Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several. However, any Borrower who co -signs this Security Instrument but does not execute the Note (a "co- signer (a) is co- signing this Security Instrument only to mortgage, grant and convey the co- signer's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co- signer's consent. Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower's rights and benefits under this Security Instrument. Borrower shall not be released from Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in writing. The covenants and agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and assigns of Lender. 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: (a) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean and include the plural and vice versa; and (c) the word "may" gives sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's WYOMING Single Family Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Bankers Systems, Inc., St. Cloud, MN Form M0-1 -WY 2/17/2000 0b!7:360 6 3 9 F rm 3051 3/99 (page 5 of 7pages) yrTfrand fo 9 28nd) 0001/[ t/Z AM t-aW wmd NW 'Pnol3'3S "Dui •swalsAS sieoues 66/E 60E w 1N3Wnd1SNI INUOdINn aew elppe.td /eeys atuued AHwed aIBuIS DNIWOAM 2utUioIiM jo smut uorlduzaxa pealsaumq lull o anlz ?A puu iapun siggu jig sant11M pug saseapz lamouog •saaA4e t •}.Z •Atui alge3gddd .spun pauuuiad s! aaj am jo 2Ut2zsg3 alp pug paaapuai scow s zo; /cued pztg) m o) mud s! aaj atp j! 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'S3U3211 4ulapal s Act parnsut am sltsodap asagm uo?1n1?1sul us uodn wimp s4 3430113 113115 Aus pap4nord '3130143 S,1a ?gsu3 r0 3430143 s,lalnseal; 'raw alureq 'raga p31J111a3 (3) :1apwo iiauom (q) :14sm3 (e) :Japual 'iq pal3alas se `SUIJ03 211!MOII0J a1413o WOW 10 auo u? sasuadxa 14U8 stuns )Uatualu1Suraz 143ns ,fed lam0u041 1E111 0.1I11130.1 Amu lapua•I •pa2ut:143un ant ?1uo3 Ilm14s luatunzlsul iilun3a5 s4tp i q paln3as stuns am iiud 01 uo?1s2?lgo s,lamouog pus luatunrlsul ,ilun3aS S41431apun 5114241 pus filmdom all; 114 ma'am" s,lapua'I 111141 aznssu o1 ar4nbar ,ilquuoseal Amu 1apua •I se uo ?1311 tons sa3fm1 (p) pus :1uatunzlsu; Alpn33s sit"; 13131111 siq$iz pus £213dold a141 III ;swam" 0 fii (saandLJoL a8nd) 66/E 1.50E uuod 000a /LL /z AM 4W LuJOA NIN "PnoIO •sw1sAS siewee (mu p) oltgnd £.reloN 1N3Wf1HiSNI WHOdINf1 pew el moiA /aeW eluueJ AIlwe- e16u1S DNIINOAM L 17 su uoissnutuoo AyN (2uT2painnoupg uosiad) —DX 000 ZSfl011K sup aui aiojaq paffpa]nnouxog sgnn luauirulsuT $uio$aio3 aL]I :ss Iilunop Ruew6peimoupay Jod euil situ mop8 aoedg] Notnarr `JAIINOAM AO d.LVIS lT Minn papiooai pue zan10.1.10g i q palnoaxa Mg %2i Xue uT pug luaum.zlsui AlunoaS sup uT pautgluoo sluguanoa pus suual alit 01 saaag pug sldaoog 1amonog `MO13 ONIMOIS AU Order Number: 01013698 SCHEDULE A LEGAL DESCRIPTION 08(i73 b0 642 PARCEL 1: A portion of the NW1 /4 SE1 /4 of Section 19, T34N, R118W, 6th P.M., Lincoln County, Wyoming and being more particularly described as follows: BEGINNING at a B.L.M. type Monument marking Charles V. King's 1992 location for the Center 1/4 of Section 19; thence N89 °36'02 "E 330.175 feet; thence S0 °05'00 "W 656.085 feet; thence 589 42'02 "W 329.72 feet; thence N0 02'39 "E, along the West line of the NW1 /4 SEI /4, 655.51 feet to the Point of Beginning. PARCEL 2: N1 /3N1 /2NE1 /4NW1 /4 of Section 27, Township 35 North, Range 119 West, 6th P.M., Lincoln County, Wyoming. O 3t 3UO 64 3 PAYMENT RIDER THIS PAYMENT RIDER is made this ....'Tli day of 2QQ0 and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed (the "Security Instrument of the same date given by the undersigned "Borrower to secure Borrower's Note to ..WZIK.QF..S' R.V 'X...OI? 7IZZR.AN1)..k STXW .UNQ kR..Tl La S..QE..'IE S7aTE QF.. WOMING..P Q. BQX 50.07 3 YEAS N, "Lender of the same date and covering the property described in the Security Instrument and located at: .2Q14..B RF.OR..RQ 127 [Property Address] ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. PERIODIC PAYMENTS OF PRINCIPAL AND INTEREST The Note provides for periodic payments of principal and interest as follows: 3. PAYMENTS (A) Periodic Payments I will pay principal and interest by making periodic payments when scheduled: EIC I will make 59 payments of ...779,40 each on the ST of each 1'Fi beginning on .1,..2QOQ...... I will make payments as follows: EK In addition to the payments described above, I will pay a "Balloon Payment" of ...57.,.92$r.7Q on ...AIX7ST.1,..20.05 The Note Holder will deliver or mail to me notice prior to maturity that the Balloon Payment is due. This notice will state the Balloon Payment amount and the date that it is due. (B) Maturity Date and Place of Payments I will make these payments as scheduled until I have paid all of the principal and interest and any other charges described below that I may owe under this Note. My periodic payments will be applied to interest before Principal. If, on AMIST ..1.,...2D 05 I still owe amounts under this Note, I will pay those amounts in full on that date, which is called the "Maturity Date." MULTIPURPOSE FIXED RATE PAYMENT RIDER (MULTISTATE) Bankers Systems, Inc., St. Cloud, MN Form MPFR -PR 3/8/2000 P ref: MPFR MN (page 1 of 2 pages) (Wed Z Jo Z °Bed) 0002 /8 /E Hd WJod NW Pn 0 10 iS auk 'sweisAS sielueg �c 1ti 21: E IVH SSaL cum °1ap!g luauzigd sttp ui paumuoo sluguanoo pug suzzaa am o2 saaag pug sadaom aamoiaog `A °NINO'S AEI °iapua-I Aq panigm Si 2uattuulsul IjunoaS au; JO lima/top uz.IoJtun aDNVIf1SNI QAIV S1XV11IO1 SQKf13 'S aapiog a;oN paimbai 3i a w d 2uaia33ip g ag 10 dtt t •••IX gOntir ''�tH5'�1M LOU B y 1g swam/fed o!pouad /flu alum Wm I