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Pro l.ulonal Lend Surveyors
Paul N. Scheibe'
Wyo. Registration No. 10.4
Idaho Registration No. 3990
Utah Registration No. 1070
Nevada Registration No. 6605
Scott A. Scheibe'
Wyo. Registration No. 3559
Idaho Registration No. 9019
Marlow. A. Scheibe'
Wyo. Registration No. 5369
Surveyor Scheibe', LTD.
Mon. Wyoming
Sig Piney. Wyoming
Jackson, Wyoming
Lava Not Syringe. Idaho
Montpelier, Idaho
0807401
EXHIBIT I
749
DESCRIPTION FOR
LYNN M. NIELD REVOCABLE TRUST, DATED 15 JANUARY 1996
FROM PEARL NIELD REVOCABLE TRUST, DATED 29 SEPTEMBER 1983 AND
SCOTT A. NIELD AND CAROL P. NIELD
QUITCLAIM DEED
To -wit:
All of the E'/ME' /2NE' and all of the NE' SE' and all of the N %2SE' /4SE'/ of Section 35,
T32N R119W, Lincoln County, Wyoming;
EXCEPTING those lands described on Exhibit A, Exhibit 13, and Exhibit C attached
herewith, and those tracts of record in the Office of the Clerk of Lincoln .County Book 383
of Photostatic Records on page 14 and in Book 397 of Photostatic Records on page 72;
all in accordance with the plat prepared to be filed in the Office of the Clerk of Lincoln
County titled, "PLAT TO ACCOMPANY BOUNDARY ADJUSTMENT FOR SCOTT A.
NIELD AND CAROL P. NIELD AND PEARL NIELD REVOCABLE TRUST DATED 29
SEPTEMBER 1983 AND LYNN M. NIELD REVOCABLE TRUST DATED '15
JANUARY 1996 WITHIN THE E' E' /2SE' /4 SECTION 35 T32N R119W LINCOLN
CO Y, MING dated 61 2000.
"Modification In any way of the foregoing description terminates liability of the surveyor"
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Professional Land Surveyors
Paul N. Scherbel
Wyo. Registration No. 164
Idaho Regist ration No. 3990
Utah Registration No. 1870
Nevada Registration No, 8805
Scott A. Scherbel
Wyo. Registration No. 3889
Idaho Registration No. 8028
Marlowe A. Scherbel
Wyo. Registration No. 5368
Surveyor Scherbel. LTD.
Alton, Wyoming
Sig Piney, Wyoming
Jackson, Wyoming
Lava Hot Springs, Idaho
Montpelier, Idaho
NIB
DESCRIPTION FOR
SCOTT A. NIELD AND CAROL P. NIELD
RANCH TRACT REVISED
To -wit:
QSti '74
751
That part of the E'/ZNE% and that part of the E'/2SE'% of Section 35, T32N, R119W, Lincoln
County, Wyoming, being part of those tracts of record in the Office of the Clerk of Lincoln
County in Book 362 of Photostatic Records on page 700, in Book 363 of Photostatic
Records on page 43 and all of that tract of record in said Office in Book 395 of Photostatic
Records on page 349, described as follows:
BEGINNING at the southeast corner of said E1/4NE
Exhibit
thence N00 21' -30 "E, 2113.57 feet, along the east line of said E%NE1/4, to the southeast
point of said tract of record in Book 395;
thence N07 13' -28 "W, 312.58 feet, along the east line of said tract, to a "x" chiseled in
concrete, identical with the southeast corner of that tract of record in the said Office in
Book 383 of Photostatic Records on page 14;
thence S89 51' -48 "W, 200.00 feet, along the south line of said tract, to the southwest point
of said tract;
thence S00 21' -30 "W, 128.65 feet, along a southerly extension of the west line of said
tract, to a point under an existing east/west fence line;
thence S88 54' -42 "W, 247.15 feet, along said existing fence line, to a point at a fence
corner;
thence coursing along a perimeter fence line as follows:
S00 24' -48 "W, 974.88 feet, to a point at a fence corner;
S00 20' -55 "W, 1315.63 feet, to a point at a fence corner, and leave said fence line;
thence N89 55' -24 "E, 489.04 feet, to the CORNER OF BEGINNING;
ENCOMPASSING an area of 26.32 acres, more or less;
the BASE BEARING for this survey is the east line of the NE'/4 of Section 35, T32N,
R119W, being N00 21' -30 "E;
each "corner" found as described in the Corner Record filed in the Office of the Clerk of
Lincoln County;
each "point" marked by a 5/8" X 24" steel reinforcing rod with a 2" aluminum cap
inscribed, "SURVEYOR SCHERBEL LTD AFTON WY PLS 5368 with appropriate
details;
all in accordance with the plat prepared to be filed in the Office of the Clerk of Lincoln
County titled, "PLAT TO ACCOMPANY BOUNDARY ADJUSTMENT FOR SCOTT A.
NIELD AND CAROL P. NIELD AND PEARL NIELD REVOCABLE TRUST DATED 29
SEPTEMBER 1983 AND LYNN M. NIELD REVOCABLE TRUST DATED 15
JANUARY 1 96 WITHIN THE PANE' 4 E%2SE% SECTION 35 T32N R119W LINCOLN
CO Y d MING da d e 1 r evised 27 July 2000.
ly 2000 Revise
0 June 2000
"Modification in any way of
MIN G
rminates liability of the surveyor"
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10628
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0807409 7 6 7
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances,
and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant
and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and
will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non- uniform covenants with
limited variations by jurisdiction to constitute a uniform security instrument covering real property.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to
Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum "Funds for: (a) yearly
taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold
payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood insurance
premiums, if any; (e) yearly mortgage insurance premiums, if any; and (t) any sums payable by Borrower to Lender, in
accordance with the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These items are called
"Escrow Items." Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a lender
for a federally related mortgage loan may require for Borrower's escrow account under the federal Real Estate Settlement
Procedures Act of 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. "RESPA unless another law that
applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an amount not to exceed the
lesser amount. Lender may estimate the amount of Funds due on the basis of current data and reasonable estimates of
expenditures of future Escrow Items or otherwise in accordance with applicable law.
The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity
(including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the
Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow account,
or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits Lender to make
such a charge. However, Lender may require Borrower to pay a one -time charge for an independent real estate tax reporting
service used by Lender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or
applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds.
Borrower and Lender may agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower,
without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose for which each
debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument.
If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Lender shall account to
Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by
Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, in such
case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the deficiency in
no more than twelve monthly payments, at Lender's sole discretion.
Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any
Funds held by Lender. If, under paragraph 21, Lender shall acquire or sell the Property, Lender, prior to the acquisition or sale
of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by
this Security Instrument.
3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under
paragraphs 1 and 2 shall be applied: first, to any prepayment charges due under the Note; second, to amounts payable under
paragraph 2; third, to interest due; fourth, to principal due; and last, to any late charges due under the Note.
4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the
Property with may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall
pay these obligations in the manner provided in paragraph 2, or if not paid in that manner, Borrower shall pay them on time
directly to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this
paragraph. If Borrower makes these payments directly, Borrower shall promptly furnish to Lender receipts evidencing the
payments.
Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a)
agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good
faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to
prevent the enforcement of the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender
subordinating the lien to this Security Instrument. If lender determines that any part of the Property is subject to a lien which
DOCUIWY2
DOCU117Y2.VTX 10/08/99
Page 2 of 6
Form 3051 9/ 0
Initials:
:sletttul
06/ ISO£ a11o3
Q L f(1IY1,3SO
66/90/01 XLA•EXMtnOOa
9 Jo E aSed CAMlnpoa
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pa.ttnbat sumturaad ail •,Cud !Tugs Jamo.iJ0g loaJ3a ut aq o1 sasuao JO sasduj .tapuai ,Cq pannbat aguaanon aouumsut a2rglaotu ail
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ail wag Isamu! wag Hugs slunourg asagl luaum/cud jo suual taw of aa.au .tapuaj pull iam0.uog ssalun °luatunzlsuj Xltmoas
sup /Cq pampas JOMOuOH Jo !gap Truojltppu auropaq iris L gdr.Jgu.rgd stir .tapun iapua-i /Cq pasangstp slunouw /Cry
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s °/Cltadotd aq1 ut slggta s pug /cl.tadoid ail jo anJrn am loalotd o1 /i.russaoau st .Janalggm to; /cud pull op Mm
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imp s,Cup Awls tuqum apuaptsaI Trdtpuud s,IOM0L10g sr /Cl.tadotd am asn pull `gsHqulsa `/idn000 Hugs aamoIJOH °splotjasnaq
:uot;naliddy uno•i s,aantoaaog :,f ;aadoad aq; Jo uo1Pa ;oad pun aounua;mny4T °uo! ;Beaasaad ',faundnaap •9
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,Cltmpas sup ,iq pampas stuns am 30 lualxa ail 01 tapuari of ssud Hap uotltstnbor am 01 .toTtd ,Cltado.td ail 01 agrump
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aq Hugs spaapoid aougmsut ag1 `pauassal aq pinom /Clrmaas s,.tapua-i Jo algtsua3 /Curottuouopa loll st °ttgdat so t09ua01sa.I
ail 31 °pauassal 1ou s! ,Cltmpas s Iapual pug aims /illuoTtuouopa st irgda.i JO 1109UJO1S01 ail 3! `pagrurrp ,CUadoxd am
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.Iau.trp aougmsut am 01 appou ldurotd ant2 Twits lam0110g `SSOT 30 luana ail u! °santlou Trmaua.I pug stunttua.td pird jo sldtapa.t
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°L gdg.tgu.tud gltm aourptoopu ut /Cuado.Id am ut sl4Sta s,.tapua-I loalotd o1 au.Iano° urelgo uotldo
s 1u 'Arm tapuaq `anog1 poquosap agutan00 utgltlrut 01 situ3 IOMO1JOg ij °pTaggltm /clquuosua.tun oq 1ou Hugs 40tim
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sportad ail to pug slunotuu am ut pautrlutgtu oq Hugs =urinal! stgZ °oourmsut saatnbat aapual tiotgm toj iutpoOjj JO spoo13
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0867402r 7 G J
payments may no longer be required, at the option of Lender, if mortgage insurance coverage (in the amount and for the period
that Lender requires) provided by an insurer approved by Lender again becomes available and is obtained. Borrower shall pay
the premiums required to maintain mortgage insurance in effect, or to provide a Loss reserve, until the requirement for
mortgage insurance ends in accordance with any written agreement between Borrower and Lender or applicable law.
9. Inspection. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall
give Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection.
10. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with
any condemnation or other taking of any part of the Property, or for conveyance in lieu of condemnation, are hereby assigned
and shall be paid to Lender.
In the event of a total taking of the Property, the proceeds shall be applied to the sums secured by this Security
Instrument, whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Property in which
the fair market value of the Property immediately before the taking is equal to or greater than the amount of the sums secured
by this Security Instrument immediately before the taking, unless Borrower and Lender otherwise agree in writing, the sums
secured by this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the
total amount of the sums secured immediately before the taking, divided by (b) the fair market value of the Property
immediately before the taking. Any balance shall be paid to Borrower. In the event of a partial taking of the Property in which
the fair market value of the Property immediately before the taking is less than the amount of the sums secured immediately
before the taking, unless Borrower and Lender otherwise agree in writing or unless applicable law otherwise provides, the
proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due.
If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to make
an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given,
Lender is authorized to collect and apply the proceeds, at its option, either to restoration or repair of the Property or to the sums
secured by this Security Instrument, whether or not then due.
Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or
postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments.
11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or
modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest of
Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender shall not
be required to commence proceedings against any successor in interest or refuse to extend time for payment or otherwise
modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower
or Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or
preclude the exercise of any right or remedy.
12. Successors and Assigns Bound; Joint and Several Liability; Co- signers. The covenants and agreements of this
Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of
paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co -signs this Security
Instrument but does not execute the Note: (a) is co- signing this Security Instrument only to mortgage, grant and convey that
Borrower's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums
secured by this Security Instrument; and (c) agrees that Lender and any other Borrower may agree to extend, modify, forbear
or make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent.
13. Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan
charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection
with the loan exceed the permitted limits; then: (a) any such loan charge shall be reduced by the amount necessary to reduce
the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be
refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a
direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any
prepayment charge under the Note.
14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or by
mailing it by first class mail unless applicable law requires use of another method. The notice shall be directed to the Property
Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mail
to Lender's address stated herein or any other address Lender designates by notice to Borrower. Any notice provided for in this
Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this paragraph.
15. Governing Law; Severability. This Security Instrument shall be governed by federal law and the law of the
jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Not
conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which can
be given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are
declared to be severable.
16. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument.
17. Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or any interest
in it is sold or transferred (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural person)
without Lender's prior written consent, Lender may, at its option, require immediate payment in full of all sums secured by this
DOCU1 WY4
DOCU1WT4.VTX 10/08/99
Page 4 of 6
Form 3051 9/90
3
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06/6 IOC WJ
aBe 66/60/0i WV sucraloa
9 J S d SAMT[130U
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pal ;I ;ua ,illegal suosaad
ao uosaad aq; o; ssaaxa Sun (a) pus 4uautna ;sul ,fuanaas sup ,fq pains stuns uu o; (q) :saaj ,s,fauao; ;e ajquuostaa
`o; pa;Iwp ;ou ;nq '2ulpnpul 'ales aq; 3o sasuadxa Ile o; (u) aapoo Nulmojjo3 aq; ul pal ;ddu aq ;lugs ales aq; jo spaaaoad
aq1 .alts Attu p S aadoad aq; asugaand Sulu aatalsap s;l ao aapua' •nte; a ;qua;;ddu ,fq paglaasaad aauuuw aq; uI pros
aq ;lugs ,f ;aadoad aq; pus 'alts jo aapou aq; gsllgnd gags aapua-I •bj gduaguaud uI papinoad aauucw aq; uI aantoaaog o;
a ;es aq; jo aal;ou an13 ii qs aapual •,uu; a ;qualldde q;im aautpaoaau ul ;uaaajjip 3l ',f ;aadoad aq; jo uolssassod uI uosaad
aq; o; put aaAOaaog 0; asopaao3 0; ;ua ;u; ;o aa;;ou anla ;rugs aapua-I 'arse 3o aadod aq; sajonul aapua-I 3I
•aauaptna al ;I ;3o s;soa puu saaj ,s,fauaogs a;quuosuaa'o; pa ;Iwll lou
;nq Tulpnlaul'IZ gdta ttaud slq; ul papinoad salpawaa aq; &umsand uI paaanau; sasuadxa tin ;aajjoa o; pappua aq ;lugs
aapoa' .mu; alquagdde ,fq pauluiaad salpatuaa aag ;o ,fuu pun ales jo aadod aq; maul Sum put puuwap aaq ;an3 ;nog ;t, t
;uawna ;sul d ;lamas sup fq paanaas stuns ❑u jo ;n3 ul ;uauded a;elpawwl aalnbaa ,few uopdo s ;I ;e aapua- 'aapou
aq; ul pagpads aim) aq; aaopaq ao uo palm ;ou sI ;lnupap aq; 3I .ales puu uoguaalaaae o; aantoaaog ;o asuapap aaq ;o
Sus ao j;nujap u jo aaua ;slxa -uou aq; ;aassu o; uogat lama t Rulaq o; ;gNIa aq; pun uol ;eaalaaau as ;3e a ;t;su ;aa o; ;Op
aq; jo aantoaaog waopu; aag ;an3 Hugs aal ;ou aq1, •,f ;aadoad aq; jo arcs pun ;uatuna ;sui ,f ;IanaaS slq; ,fq patinas scans aq;
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aq ;snw ;inujap aq; galgm ,fq 'aantoaaog o; uan13 sl aapou aq; amp aq; woaj s,fuP 0£ tug; sea; ;ou 'amp s (a) :;Inujap
aq; aana o; paalnbaa uopau aq; (q) ;Inejap aq; (c) :,f31ads Hugs aapou aqy °(aslMaaq ;o sappoad tit algcogdde ssa un
Li gduiSuand aapon uol ;naa1aaat o; aolad ;ou ;nq) ;uawna ;sul ,f ;IanaaS slq; ul ;uawaaau ao ;utuanoa Suu jo gasaaq
seaaMoaaog Rulntollo3 uopeaalaaos o; amp(' aamoaaog o; aapou 9042 ;rugs aapual •salpawag :uol ;uaa ;aaay 'IZ
:smoi[03 se aatge pug 3ueu0n00 aagl.In.1apua -I puu .1amortog •S,LNVNaAOD IAIHOdINf1
•uotloalo.td jm uawuoitnua 10 XlaJes `gljeaq 01 amp.'
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pasn
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I[egs [among ',i.tessaoau sl ,il.iadoid aqp Rupoa33u aourisgnS snop.iuzeg Cu ,e 3o uopripatuaa Jagpo Jo ienouza.1 Aug leg;
`,Clltotpne ,C.uopejn2ai Jo ie1uatuuaano2 Aug ,Cq pal3Aou st so 'sum' .tamonog 3I •a2pajmoul junior seq Jamol1og goigm 3o mrq
ieluamuo nnug Jo aoueisgns snop rzeH Aug pue ,Cliado1d aql 2ulnionul ,Clued alenud ao ,Couae £Ioluin2a1.IO Ieluatuu1ano2 Aug
,Cq uolloe .uaglo Jo l;nsmej 'puetuap 'wlep `uoulapsanul Aug 3o aopou Japual an;2 ,ipdtuoid ijegs Iamoazog
°,iluadoxd ag13o aoueua3utetu o1 pue sasn iepuap;saz
ieuuaou o3 aluudoaddu aq o3 pazlu$ooai ,cjjeiaua5 aao ieg3 saouelsgns snopirmH 3o sappuenb 'plus 3o ,C1Jado1d aqi uo a2e.10ls
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,cue 3o amp.' Jo `au1o1s `iusodsip `asn 'aouasaad at ;1 utu.uad ao asnuo lot Ilegs .Iamo11og •saautjsgns snopauzuH °0Z
°mel aigeogddu ,Cq pa.nnbai uolleuuojui Jaglo Aug tue3uOo
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ow wag" °luaiun.13suj ,C;unoas sigp pue a10N am .Iapun anp sluatu,Ced ,Cigluoum spoaijoo imp 1aoln.iag ueo�I„ atp se umou)i)
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Allmon mil gilm 1aglaFoi) a1oN a I3 ul Isaaa3u! mind a to a30N aiZ •aaalnaas ueo' Jo aueg0 :NON 3o am •61
.LT gdri2eaed 1apun uopuaajaoou 3o aseo aqp u1,Cjddu lou iiegs alelsula.t
of 1q$u s;q1 `JanamoH °pauun000 peq uopuJaiaooe ou 3I se an11oa33a XI[n3 mum.' [urge ,Cga.iaq pamoas suol3aligo am pue
luatun1lsui ,Clunoag slgl '.1amo1.1Og ,cq puatualepsula.1 uodn •pa3uegoun anupuoo [jugs luatun.ulsui ,Cpl.moas stgl ,Cq pamoas stuns
aqi ,iud o1 uopegljgo s,Jamo.uog pug ,Claadold alp uu s 1apua-I 'luatuntisui Allmon s ;g13o tali am lug; aansse o1 aatnba1
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23. Waivers. Borrower waives all rights of homestead exemption in the Property and relinquishes all rights of
curtesy and dower in the Property.
24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with
this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and
supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument.
[Check applicable box(es)]
O Adjustable Rate Rider E] Condominium Rider 1 -4 Family Rider
Graduated Payment Rider Planned Unit Development Rider Biweekly Payment Rider
Balloon Rider E Rate Improvement Rider 0 Second Home Rider
Other(s) [specify]
Tax Exempt Financing Rider
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security
Instrument and in any rider(s) executed by Borrower and recorded with it.
Witnesses:
State of Wyoming
County of Lincoln
Witness my hand and official seal.
My Commission Expires: August 12, 2003
[Space Below This Line for Acknowledgement]
DOCUIWY6 Page 6 of 6
DOCU1WY6.VTX 10/08/99
OSG7403 7 71
(Seal)
TI D. VINEYARD Borrower
SSN: 520 -15 -9495
6 �I�( l.. 7 t.ti y' l,` (Seal)
ANDREA G. VI YARD 0 Borrower
SSN: 520 -90 -0880
(Seal) (Seal)
Borrower Borrower
SSN: SSN:
The foregoing instrument was acknowledged before me by Justin D. Vineyard and Andrea G.
Vineyard this 7th day of August, 2000.
County of
Lincoln
Kerry Millich
My Commission Exp
Notary Public
State of
Wyoming
ires 8 -12 -2003
Notary Public
Form 3051 9/90
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773
Lot 3A of Block 1 and part of Lot 2 of Block 1, all located in Lincoln
Heights 5th Addition, Second Filing, to the City of Kemmerer, Lincoln
County, Wyoming, said part of Lot 2, Block 1, being more particularly
described as follows:
Beginning at the Southern most corner of said Lot 3A on the East line of
Nations Avenue, and running thence Northerly along said east line of
Nations Avenue and the arc of a 248.50 foot radius curve to the right,
51.08 feet (central angle is 11 °46'34" and long chord bears
N 29 °13'10" W, 50.99 feet;
thence N 65 °58'37" E, 121.03 feet to the East boundary of Lincoln
Heights 5th Addition, Second Filing;
thence S 9 °33'44 E, 30.42 feet along the East boundary to the
Southeast corner of said Lot 3A;
thence S 54 °53'33" W, 110.88 feet along the Southeasterly line of
said Lot 3A to the point of beginning.