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08668 289
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances,
and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any
encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with
limited variations by jurisdiction to constitute a uniform security instrument covering real property.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
1. Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Note.
2. Funds for Taxes and Insurance. Subject to applicable law or to a written waiver by Lender, Borrower shall pay to
Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum "Funds for: (a) yearly
taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly leasehold
payments or ground rents on the Property, if any; (c) yearly hazard or property insurance premiums; (d) yearly flood
insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower to
Lender, in accordance with the provisions of paragraph 8, m lieu of the payment of mortgage insurance premiums. These
items are called "Escrow Items." Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum
amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the federal Real
Estate Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C. 2601 et seq. "RESPA unless
another law that applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an
amount not to exceed the lesser amount. Lender may estimate the amount of Funds due on the basis of current data and
reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with applicable law.
The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity
(including Lender, if Lender is such an institution) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay
the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow
account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits
Lender to make such a charge. However, Lender may require Borrower to pay a one -time charge for an independent real
estate tax reporting service used by Lender in connection with this loan, unless applicable law provides otherwise. Unless an
agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest
or earnings on the Funds. Borrower and Lender may agree in writing, however, that interest shall be paid on the Funds.
Lender shall give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds
and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for all sums
secured by this Security Instrument.
If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Lender shall account to
Borrower for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by
Lender at any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, in
such case Borrower shall pay to Lender the amount necessary to make up the deficiency. Borrower shall make up the
deficiency in no more that' twelve monthly payments, at Lender's sole discretion.
Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any
Funds held by Lender. If, under paragraph 21, Lender shall acquire or sell the Property, Lender, prior to the acquisition or
sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums
secured by this Security Instrument.
3. Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under
paragraphs 1 and 2 shall be applied: first, to any prepayment charges due under the Note; second, to amounts payable under
paragraph 2; third, to interest due; fourth, to principal due; and last, to any late charges due under the Note.
4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the Property
which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall pay
these obligations in the manner provided in paragraph 2, or if not paid in that manner, Borrower shall pay them on time
directly to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this
paragraph. If Borrower makes these payments directly, Borrower shall promptly furnish to Lender receipts evidencing the
payments.
WYOMING Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
FNMA3051
Page 2 of 7
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sup iapun uotfou win /Cruz aapuaj ggnogild •satgdaa aIum o1 /Claadoad am uo guualua pur saaj ,s/Cauaoflg aigguosgaa gut/Cud
'moo ut guuuaddg `fuaumalsui /Cltmoas sup Jam ,Cfuoud sug got (M uaq a Aq pamoas sums /Cur gutAgd apnjout hut suotio
s,.1apna -I •Alladoid agi u1 siggu s,1apua-i pre ifuadoid ag13o amen agf loaioid of i ssaoau si aanalegM ao3 /fud puz op
Amu iapuari uatp `(suoiieingai JO smgj aoaojua of JO aanipjaoj io uotlguuiapuoo aoj `alggoad `Aoldn ueq ut Buipaaoosd a sr
Bons) Amdahl am ui siggu s,.iapuari ioajjr fiilueogtugcs Arm legf gutpaaooid legal a si amp Jo luatunusul '(tunas sup ut
pauieluoo smatuaaar pug sumo /too alp uuojaad of situ .tanno.uog 3j •,Claadoad aql ui slggig s,aapuari jo uoiloaload •L
.guuum tt Jagmul ag101 mar
aapuarl ssajun oat= mu (jugs aim aaJ agi pug Notional am `/Cfaadoad atli o1 app aaj saatnbou aamonog 3i .aura( alp jo
suotstnoad agi (jr gitm /Cjdtuoo Hulls aamonog 'Notional g uo st fuauunaisui /Citanoas sup 3I •aouapisaa Igdtouud g se /Cuadoad
agi jo /Cou'dn000 s,aamonog guttuaouoo suotlufuasaadaa `01 paittutj um inq `Summit! `a1ON am (q paouaptna trot am gljm
uopoauuoo u( (uouutu ojut jguafrui /Cur giim aapuai apinoad of pour; ao) aapuaj 01 sivatuafufs JO uoifeuuojut afranoorut
JO asjg3 ,i(iuualgut snug `ssaooad uouuoi(ddg tiro( agi guunp `aamonog 31 unmap ut aq osig ijegs aamon0g •isaaafut /fumOas
s,aapun JO luatunaisul Amnon sup Aq pawn uatj agf jo tuatungdtut jeualutu aagio JO /Cliadoad, agi u► isaaafut s,aamonog
agf jo amuajaoj sapnpaad `uouvuttuafap qurj poog S,aapua-i u( `1ug1 gutjna g glum passtutsip aq of gutpaa00ad 10 mum
am gutsnro /(q `gj gdriguird ut papinoad sg `algisuiaa pug ijnrjap g Bons aano Anti aamonog Isaaalu! /Ctunoas s,aapual
10 luaumafsuj Amnon sup /Cq paw= Uat( agi aredm! Aligtaafuuu asimaagfo JO /ivadoad alp 3o aanuajaoj ut fjnsaa moo
fuatugpnf giiej poog s,aapua7 ut Imp ungaq s! Iguttiu0 a0 Itnto aagfagm `gutpaaooad JO uotlor aanfiajaoj ,Cue ji ijnejap ut aq
jjugs aamonog •,ivadoad agi uo aisum iiuiutoo 10 `ale10uafap of /Cuadoad agi mom `,ivadoad agf atgdtut JO ageturp `/Coafsap
fou Hr's aamonog ioafuoo s,aam0nog puo/Caq aau goulm isixa saourlsuinoato gujlrnuaixa ssalun JO `pjaggum ,Cjgruosuatun
aq Iou jjrgs luasuoo IOUiM `guiium ut saaagr asimaagfo aapua-1 ssajun `/Couedn000 jo atop agf aa13g aga/i auo (seal
fu ao3 aouaptsaa irdt3uud s,aaMOaaog sg /ifaadoad am Adn000 01 anujluoo Begs puu luauinaisul Amnon sup Jo uoptioaxa agf
Jour s/iup /iixus umuM aouapisaa 1gdtouud s,aamonog sr /ivadoad agi asn put `gsiigelsa `/Cdn000 jjggs aamoaaog •sp(otiasua'
:uoipt'ailddV uuori s,.tamo.taog :,fltadoad aql jo uojlaaload puu aausualuluix 'uoilenaasaad ',fausdnao0 •9
•uomstnboo agf of aoud /Cjalujpauiuit fuauunilsul
Amnon Sig1 /tq pamoas stuns alp J0 luafxa am 01 aapua-i 01 sued jjggs uotltsmbor ag101 aotad /cuadoad am 01 aSrurep uioaj
gupjnsaa spaaooad pue sajoijod aougansui /Cut of lggu s,aamonog `aapual /Cq paatnbog st /fuadoad am jZ gdrageand aapun
3j •sfuaul/Cud agi jo iunom am amp JO Z pug j sgdua and ut o1 panajaa sluatu/Cgd Appuom agf jo awl) anp agf auodisod
JO puma fou jugs Igdcoutad of spaaooad jo uouioijddg /Cue `gutiuM ut aaa r asiMaagfo aamonog pug aapuaJ ssajun
•uantg st aotlou agi uaLM
uigaq (um pouad /Cup -p£ ata •anp uagi fou 10 aaglaIM `fuatutulsui /(funoas sup /Cq pamoas sums /Cud 01 JO /Claadoad 3141
aa0150a JO atgdaa of spaaooad agi asn ,Cgtu aapua -i •spaaooad aougansuj am mum but aapuari imp `unup u a(fias 01 paaajjo
srq Jag= aougansut am 114 aapua -1 uioau aotlou g s/Cgp p£ ungijm aamsuu fou saop ao `Auadoad agf suopurqr aaMOnog
JI •aaMOnog 01 mud ssaoxa /Ctg gilts `anp uagi fou 10 aagtagm 'luatunatsui Swims sup /iq paanoas stuns alp 01 patjdde
aq (jugs spaaooad aougansut am `pauassaj aq mom /CfunOas s,aapua1 10 ajgtsuaj /CjjrOtuuouooa loo st nudaa JO uotieaotsaa
agi 3j •pauassaj iou st /ifunoas s,aapuai puu ajgisgaj /illu3tttouooa st aiedaa a0 uotigaotsaa aql 3j `pa rturp /fuadoad am
jo atudaa JO uotluao1saa 01 patidde aq (jugs spaaooad aougansut 'Stu mm ut aaagr astmaagio aamonog pue aapual ssajun
°aamonog ,Cq Ajldtuoad apeui fou;( ssoj jo jooad a3je111 /iguu aapua j •aapua-i
pug aauago muumuu! am 01 00tfou lduuoad 0/0 jjggs aamonog `ssoj 3o foam agi uI •sa0t10u Irmauaa pug stunttuaad pied jo
sidjaoaa IIg aapuai of antg /Cifdumid jjggs aamoaaog `sannbaa aapual 3i •sirmauaa par satogod agi Nog of iggu agf angg !Irgs
aapual •asnrio aguguout paepuuls u apmout urgs pur aapuari of ajgrfdaooe aq (jugs slumauaa puu satOtjod ammo! Ijd
L gdgageagd tp!M aouepa000g u! Auadoad agf ut siggu s,aapuai foafoad 01 aBria/too utglgo `uotido s,aapua-1
ie `,Cruz aapua-i `anogr paquosap aggaanoo ummrtu o1 sjij aamonog n •p(aggfiM /ijgguosraaun aq fou Hells gOU M punoaddd
s,aapual 01 l3afgns aaMOaaog /Cq uasogo aq (jugs aOueansut agf gutptnold aauar0 aOugansut ally •sannbaa aapuaj 1141 spouad
3j1 ao3 pug slunoum agf ut paujuiu! ui aq (jugs aougansut stg,I, •aOugansut sannbaa aapual goulm aoi `3utpo0T3 JO spool;
gutpnput `spauzrg aaglo /Cog pug „aggaan00 papualxa„ uuai agi utgltm papnput swum( `and ,Cq ssoj 1sutuge paansui /Cuadoad
agf uo paioaaa aaijuaaaq .to gutistxa MOU sfuauian0adtut gip daal (lugs aamonog •aatmansui /Claadoad 10 prim •S
•aotlou jo gutntg 0 JO Sip pj utgl!M an0ge g110; las SWIPE agf JO 0101.11 a0 aU0 WW1 JO uatj
agf /C3spes (jugs aaMOaaog 'oat( agi gut/(jtfuapi aotlou g 1 M0n0g antg Amu aapuaq `ivauitulsui ,ifunoas sup aano /Ciuotad
mum Amu gOt1M uatj u 01 foafgns st /cfaadoad agi jo ugd ,Cue Imp sautuuafap aapual 3i •ivatunafsui Amnon sup 01 oat(
aq1 gutigutpa0gns aapuaq 01 /Cao10ejstigs fuatuaaagg ug uatl alp 3o aapjog agf UIoa3 saanoas (3) ao :Uat( am Jo fuauia3aoJua alp
fuanaad 01 airiado uotutdo s,aapua-i 3141 ut IORjM sguipaa3oad (14143( `ut Uat( am JO 1110t12310JUO lsutege spuaJap JO `,Cq uatj 3141
gltm poog ut slsafuo0 (q) :aapuai o1 ajggfdaoou aauurui u ut uatj 3141 /iq pamoas uotlrgtjgo agi jo maul/Cud agi of gutfum ut
saga r (g) :aamonog ssajun luaumafsul /Ci sup 13A0 /Ciiaoud smi t otmM uatj /fug agaegostp /ijidutoad (jugs aaMOnog
?:9R99R0
0566862
Any amounts disbursed by Lender under this paragraph 7 shall become additional debt of Borrower secured by this
Security Instrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bear interest from
the date of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower
requesting payment.
8. Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loan secured by this
Security Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any
reason, the mortgage insurance coverage required by Lender lapses or ceases to be in effect, Borrower shall pay the
premiums required to obtain coverage substantially equivalent to the mortgage insurance previously in effect, at a cost
substantially equivalent to the cost to Borrower of the mortgage insurance previously in effect, from an alternate mortgage
insurer approved by Lender. If substantially equivalent mortgage insurance coverage is not available, Borrower shall pay to
Lender each month a sum equal to one twelfth of the yearly mortgage insurance premium being paid by Borrower when the
insurance coverage lapsed or ceased to be in effect. Lender will accept, use and retain these payments as a loss reserve in
lieu of mortgage insurance. Loss reserve payments may no longer be required, at the option of Lender, if mortgage
insurance coverage (in the amount and for the period that Lender requires) provided by an insurer approved by Lender again
becomes available and is obtained. Borrower shall pay the premiums required to maintain mortgage insurance in effect, or to
provide a loss reserve, until the requirement for mortgage insurance ends in accordance with any written agreement between
Borrower and Lender or applicable law.
9. Inspection. Lender or its agent may make reasonable entries upon and inspections of the Property. Lender shall give
Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection.
10. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with any
condemnation or other taking of any part of the Property, or for conveyance in lieu of condemnation, are hereby assigned
and shall be paid to Lender.
In the event of a total taking of the Property, the proceeds shall be applied to the sums secured by this Security
Instrument, whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Property in
which the fair market value of the Property immediately before the taking is equal to or greater than the amount of the sums
secured by this Security Instrument immediately before the taking, unless Borrower and Lender otherwise agree in writing,
the sums secured by this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following
fraction: (a) the total amount of the sums secured immediately before the taking, divided by (b) the fair market value of the
Property immediately before the taking. Any balance shall be paid to Borrower. In the event of a partial taking of the
Property in which the fair market value of the Property immediately before the taking is less than the amount of the sums
secured immediately before the taking, unless Borrower and Lender otherwise agree in writing or unless applicable law
otherwise provides, the proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums
are then due.
If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to make
an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given,
Lender is authorized to collect and apply the proceeds, at its option, either to restoration or repair of the Property or to the
sums secured by this Security Instrument, whether or not then due.
Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or
postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments.
11. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or
modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest
of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender
shall not be required to commence proceedings against any successors in interest or refuse to extend time for payment or
otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the
original Borrower or Borrower's successors in interest. Any forbearance by Lender in exercising any right or remedy shall
not be a waiver of or preclude the exercise of any right or remedy.
12. Successors and Assigns Bound; Joint and Severable Liability; Co- signers. The covenants and agreements of this
Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of
paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co -signs this Security
Instrument but does not execute the note: (a) is co- signing this Security Instrument only to mortgage, grant and convey that
Borrower's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the
sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower may agree to extend, modify,
forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without that
Borrower's consent.
WYOMING Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
FNMA3051
Page 4 of 7
Initials
291
•Auadozd am ;0 aoueualutgui 01 pue sasn lruuaptsa.1 muuou
01 aluudozddr aq o1 paztugooaz Ailgzauag an imp saougisgns snopzezeg jo sappugnb iieuis jo Auadozd am uo a2r .1ols
JO `asn `aouasaid am oi Aiddm lou nets saoualuas oM1 5ujpaoaid atlj Merl IrivauIUonnug Aug jo uOprIOtn tit st lElp SII0d0zd
alit Wupoa; ;r 3ujglAug `op oi asp auoAug NOME sou `op 10U Vets z0M011011 •Auadozd am u! zo uo saouelsgns snopmzeg
Aug jo asmaiaz 10 `02ezo1s `lrsodstp `asn `aouasaid alp iiuuad zo asneo iou pmts zamoz .1011 •saaue;sgns snopaezt,H 'OZ
°mgt aigeondde Ai paztnbaz uopruuo;ut zagio Aug ute;uoo osim
!pm aotlou ata •aprtu aq pings sluatu,Ced tiogm 01 ssazppr am pug zaotnzas ugo-i mau 011130 ssa .1ppe pue atumu am awls IIF
aotlou ailj mg! alggotlddg pue anoge vl gdraWezed tjUM 03uupz000g tit aSuetio 0113 ;o aotlou 1101114 .1m uan42 aq !pm zamozzog
`z0otnzas urol a111 ;0 oWurgo E st 0.1011131 •0101 a141 ;o aims g o1 paleiazun zaotnzas ug0'1 0111 ;o sa$uego 010111 .10 auo aq Agin
oslg a .10141, •luauinzlsul Alunoas Sit1 pug a10M 0111 .1apun anp sluatuAgd iClgluotu sloali0o imp .1aotnzas ugo'I„ a111 sg umotni)
Jiipua aql 111 02115110 g Ut llnsaz /Cg1U aims d •zamozzog o1 aotlou zoud mom!” sauip atom JO auo pios aq Arm (luaumzlsul
,ilt.moas st111 tp!m za111a201) aloft at1 u! natant! Imiued a JO a10N 0111, •aaainaas ugo jo a2usga :a;oN 3o airs '61
•LI tideaezed zapun uoprzapoor ;O asro 0111 ui ,Cidde 10U pegs alrisUtai 01 luau stgl `zanaMOH
paun000 peq uojlwzapooe ou ;t se antloa;;a Alln; utetuaz iirgs ,igazag paznoas suotlg2tigo am pug mounting 1!inoas Si141
`zam0110g riq luatua151sutaz uodn •paRuegoun anutiu0o imp mounting ,Clunoas stgi Aq paznoas sums aqi ,Cgd o1 uouugtigo
s,zaMozzog pug Auadozd am U1 s,zapuarl `luatutulsui Alunoas stgl 3o uot! aq1 lggl aznssg 01 azinbaz Aigeuosgoi
Arm zapuari sg uopog guns sa3mi (p) pug `saa; ,&iauzmie aigeuosgaz `01 palt1ut! IOU lnq lutpnput `1U0umzlsul Iilunoas
s!q1 Wutozojua tit pannout sasuadxa !Ili s,Crd (o) °s1Uatuaa1Wg 10 siuguanoo zatio Aug ;o iing;ap Aug sazno (q) :pain
peg uotle .10300011 ou j! se a1oN ail pug luatunzlsui A1! step zapun anp aq mom Ua141 gotgm sums !!g Japuoi sArd
(m) :10MOZZOg trip am suopjpuoo aso11y 'mourning "tunas st111 5'utozo;ua ivauipnf g ;O £ilua (q) 10 :1uatunz1SUJ 1uno0S
51111 tit pautmluoo aims ;O zamod Aug o1 luensznd Auadozd alp jo aims azo ;aq (luauia151sutaz zo; Snoods hut mei ajgeoidde
se pouad lat10 tons zo) s,irp S (g) :jo num nip atp 01 zoud amp Aug m panutluoostp mounting iSlunoas snit jo luauiaozo;ua
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:9R99S0
086686'4
Borrower shall promptly give Lender written notice of any investigation, claim, demand, lawsuit or other action by any
governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental
Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or regulatory
authority, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower
shall promptly take all necessary remedial actions in accordance with Environmental Law.
As used in this paragraph 20, "Hazardous Substances" are those substances defined as toxic or hazardous substances by
Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic
pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As
used in this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is
located that relate to health, safety or environmental protection.
NON UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
21. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's
breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17
unless applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the
default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be
cured; and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of
the sums secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of
the right to reinstate after acceleration and the right to bring a court action to assert the non existence of a default or
any other defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the
notice, Lender at its option may require immediate payment in full of all sums secured by this Security Instrument
without further demand and may invoke the power of sale and any other remedies permitted by applicable law.
Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this paragraph 21,
including, but not limited to, reasonable attorneys' fees and costs of title evidence.
If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower and to the person
in possession of the Property, if different, in accordance with applicable law. Lender shall give notice of the sale to
Borrower in the manner provided in paragraph 14. Lender shall publish the notice of sale, and the Property shall be
sold in the manner prescribed by applicable law. Lender or its designee may purchase the Property at any sale. The
proceeds of the sale shall be applied in the following order: (a) to all expenses of the sale, including, but not limited
to, reasonable attorneys' fees; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or
persons legally entitled to it.
22. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security
Instrument without charge to Borrower. Borrower shall pay any recordation costs.
23. Waivers. Borrower waives all rights of homestead exemption in the Property and relinquishes all rights of curtsey
and dower in the Property.
24. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this
Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and
supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security
Instrument. [Check applicable box(es)]
x
Adjustable Rate Rider
1 -4 Family Rider
Balloon Rider
WYOMING Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
FNMA3051
Condominium Rider
Graduated Payment Rider
Rate Improvement Rider
Other(s) [specify] TAX EXEMPT FINANCING RIDER
Page 6 of 7
2
Planned Unit Development Rider
Biweekly Payment Rider
Second Home Rider
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jedpupd B ul lsaJalui dlgsiaumo 1uasa1d u peg sell o1M
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ayp gp!rtA Jamoiiog ayp t q aauet!dwoa 8upnsse Joj 'l ?l!gisuodsaz awnsse
`luawnilsut a;eJBdas £q 'ttBw 513 sualsse Jo sJOSSaaans sr! Jo vans Jo 'Japua-i
:smolloJ SE aaJ;J1 pun lueuanoa _town! Japua-1 pun JamosJog
';uawnpsu! Itl!Jnoas alp u! apnw sluawaa1E1 pus slueuanoa ay; of uol ;!ppe ui
•payae;ls s! 11 yalym of a2B21JO!AJ aq; Jo swJa1 ayp puawe
op pawaap aq Hugs pue opul pa ;saodJoau! s? Japrg ;Jupueuid ldwaxg -xeJ, srti j,
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aq ?fells wnpuappe at1J, •a2e2 ;JOyl ayp o; wnpuappd uu s! 2u!molloJ ay J,
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument
and in any rider(s) executed by Borrower and recorded with it.
Witnesses:
STATE OF WYOMING
COUNTY OF LINCOLN
by:
osblitib
The foregoing instrument was acknowledged before me, a Notary Public, on 5 th day of Jul y, 2000
CORRY ALAN BASSETT AND RINDRA JEAN BASSETT
Person(s) Acknowledging
In WITNESS WHEREOF, I have hereunto set my hand and official seal.
My Commission expires: February 2, 2002
1
$HEtLEY $AIDALL NOTARY PUBLIC
Umb
WYOMING Single Family Fannie Mae /Freddie Mac UNIFORM INSTRUMENT
FNMA3051
SS:
40R
Page 7 of 7
295
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ALAN BASSETT Borrower
JCINDRA J$Al BASS
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(Seal)
-Borrower
(Seal)
Borrower
Ss
Date