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HomeMy WebLinkAbout866428(c.;;94 161.114811 Opp This, Mort SSE BROIL L SF MRTUW PMB.. MORTGAGOR: TERRY GUYETTE BOX 374 LABARGE, Wyoming 83123 NATALIE GUYETTE PO BOX 374 LABARGE, Wyoming 83123 866428 e SOOK_C YAGE2111__. Space Above This Line For Recording Data MORTGAGE RECEIVED LENDER: COMMUNITY FIRST NATIONAL BANK Organized and existing under the laws of the United States of America 440 Budd Avenue Big Piney, Wyoming 83113 00 JUN 15 i'i'i 3: 57 JEANNE WAGNER KEMMERER. WYOMING DATE AND PARTIES. The date of this Mortgage (Security Instrument) is May 31, 2000. The parties and their addresses are: 1. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure the Secured Debts and Mortgagor's performance under this Security Instrument, Mortgagor grants, bargains, conveys, mortgages and warrants to Lender, with the power of sale, the following described property: PARCEL 1 LOTS 4 AND 5 OF THE YEAMAN ADDITION TO THE TOWN OF LABARGE, LINCOLN COUNTY, WYOMING, PLAT NO. 862483 FILED NOVEMBER 8, 1999 OF THE RECORDS OF LINCOLN COUNTY CLERK. PARCEL2 LOTS 7 OF THE YEAMAN SECOND ADDITION TO THE TOWN OF LABARGE, LINCOLN COUNTY, WYOMING, PLAT NO. 866097 FILED MAY 25, 2000 OF THE RECORDS OF THE LINCOLN COUNTY CLERK. The Property is located in LINCOLN County at BOX 374, LABARGE, Wyoming 83123. Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, wells, ditches and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described (all referred to as Property). This Security Instrument will remain in effect until the Secured Debts and all underlying agreements have been terminated in writing by Lender. TERRY GUYETTE Wyoming Mortgage WY/ 3VER02064E000000000000002200000023n9 ©1996 Bankers Systems, Inc., St. Cloud, MN Initials t( Z e6ed s1. I>IUI NW "Pflo10 ;s ''oul 'swelsAS sJe)lue8 96616 6uEZ000000ZZ000000000000003t 9OZOd3n£/AM a6o6 io j 6ulwoAM 3113Am MA RI J. •uo!;onI).suoo ay). 1.0 uogaldwoo 6u!pnlou! AlJadoJd ay; u! 1.seie u! A;!Jnoas s,Japua o). AJessaoau sdals Ile Aew Japu0 'Jauuew algeuoseai a u! uo pa!JJeo ).ou Jo panu!).uoos!p s! 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Rents, issues and profits (all referred to as Rents), including but not limited to security deposits, minimum rent, percentage rent, additional rent, common area maintenance charges, parking charges, real estate taxes, other applicable taxes, insurance premium contributions, liquidated damages following default, cancellation premiums, "loss of rents" insurance, guest receipts, revenues, royalties, proceeds, bonuses, accounts, contract rights, general intangibles, and all rights and claims which Mortgagor may have that in any way pertain to or are on account of the use or occupancy of the whole or any part of the Property. Mortgagor will promptly provide Lender with true and correct copies of all existing and future Leases. Mortgagor may collect, receive, enjoy and use the Rents so long as Mortgagor is not in default under the terms of this Security Instrument. Mortgagor agrees that this assignment is immediately effective between the parties to this Security Instrument. Mortgagor agrees that this assignment is effective as to third parties when Lender takes affirmative action prescribed by law, and that this assignment will remain in effect during any redemption period until the Secured Debts are satisfied. Mortgagor agrees that Lender may take actual possession of the Property without the necessity of commencing legal action and that actual possession is deemed to occur when Lender, or its agent, notifies Mortgagor of Mortgagor's default and demands that any tenant pay all future Rents directly to Lender. On receiving notice of default, Mortgagor will endorse and deliver to Lender any payment of Rents in Mortgagor's possession and will receive any Rents in trust for Lender and will not commingle the Rents with any other funds. Any amounts collected will be applied as provided in this Security Instrument. Mortgagor warrants.that no default exists under the Leases or any applicable landlord /tenant law. Mortgagor also agrees to maintain and require any tenant to comply with the terms of the Leases and applicable law. 12. DEFAULT. Mortgagor will be in default if any of the following occur: A. Payments. Any party obligated on the Secured Debts fails to make payment when due. B. Failure of Condition or Term. Any party obligated on the Secured Debts breaches any term of this Security Instrument or any other document executed for the purpose of creating, securing or guarantying the Secured Debts. C. Insecurity. Anything else happens that causes Lender to reasonably believe that the prospect of payment, performance or the value of the Property is significantly impaired. 13. REMEDIES. Lender may use any and all remedies Lender has under state or federal Igw or in any instrument evidencing or pertaining to the Secured Debts, including, without limitation, the power to sell the Property. Any amounts advanced on Mortgagor's behalf will be immediately due and may be added to the balance owing under the Secured Debts. Lender may make a claim for any and all insurance benefits or refunds that may be available on Mortgagor's default. Subject to any right to cure, required time schedules or other notice rights Mortgagor may have under federal and state law, Lender may make all or any part of the amount owing by the terms of the Secured Debts immediately due and foreclose this Security Instrument in a manner provided by law upon the occurrence of a default or anytime thereafter. All remedies are distinct, cumulative and not exclusive, and the Lender is entitled to all remedies provided at law or equity, whether or not expressly set forth. The acceptance by Lender of any sum in payment or partial payment on the Secured Debts after the balance is due or is accelerated or after foreclosure proceedings are filed will not constitute a waiver of Lender's right to require complete cure of any existing default. By choosing any one or more of these remedies Lender does not give up Lender's right to use any other remedy. Lender does not waive a default if Lender chooses not to use a remedy. By electing not to use any remedy, Lender does not waive Lender's right to later consider the event a default and to use any remedies if the default continues or happens again. 14. COLLECTION EXPENSES AND ATTORNEYS' FEES. On or after Default, to the extent permitted by law, Mortgagor agrees to pay all expenses of collection, enforcement or protection of Lender's rights and remedies under this Security Instrument. 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Joj. papinold se loo }fa uI 9181 lsaJalul 1s9y6Iy ayf le Ilnf ti! pied pun fuOWAed to afep ayf wolf 1SQJelul Jeeq IIIM sasuadxa asap 'Alalelpawwl pled iou 11 •Alaleipawwl a geAed pue enp ale sasuadxa asap Japuaq guaranty between Lender and Mortgagor, Mortgagor agrees to waive any rights that may prevent Lender from bringing any action or claim against Mortgagor or any party indebted under the obligation. These rights may include, but are not limited to, any anti deficiency or one action laws. 20. WAIVERS. Except to the extent prohibited by law, Mortgagor waives all homestead exemption rights relating to the Property. 21. APPLICABLE LAW. This Security Instrument is governed by the laws of Wyoming, except to the extent otherwise required by the laws of the jurisdiction where the Property is located, and the United States of America. 22. JOINT AND INDIVIDUAL LIABILITY AND SUCCESSORS. Each Mortgagor's obligations under this Security Instrument are independent of the obligations of any other Mortgagor. Lender may sue each Mortgagor individually or together with any other Mortgagor. Lender may release any part of the Property and Mortgagor will still be obligated under this Security Instrument for the remaining Property. The duties and benefits of this Security Instrument will bind and benefit the successors and assigns of Lender and Mortgagor. 23. AMENDMENT, INTEGRATION AND SEVERABILITY. This Security Instrument may not be amended or modified by oral agreement. No amendment or modification of this Security Instrument is effective unless made in writing and executed by Mortgagor and Lender. This Security Instrument is the complete and final expression of the agreement. If any provision of this Security Instrument is unenforceable, then the unenforceable provision will be severed and the remaining provisions will still be enforceable. 24. INTERPRETATION. Whenever used, the singular includes the plural and the plural includes the singular. The section headings are for convenience only and are not to be used to interpret or define the terms of this Security Instrument. 25. NOTICE, FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Unless otherwise required by law, any notice will be given by delivering it or mailing it by first class mail to the appropriate party's address listed in the DATE AND PARTIES section, or to any other address designated in writing. Notice to one party will be deemed to be notice to all parties. Mortgagor will inform Lender in writing of any change in Mortgagor's name, address or other application information. Mortgagor will provide Lender any financial statements or information Lender requests. All financial statements and information Mortgagor gives Lender will be correct and complete. Mortgagor agrees to sign, deliver, and file any additional documents or certifications that Lender may consider necessary to perfect, continue, and preserve Mortgagor's obligations under this Security Instrument and to confirm Lender's lien status on any Property. Time is of the essence. SIGNATURES. By signing, Mortgagor agrees to the terms and covenants contained in this Security Instrument. Mortgagor also acknowledges receipt of a copy of this Security Instrument. MORTGAGOR: TERRY NATALIE GUYETTE LENDER: Community First National Bank Loan Officer (Attest) TERRY GUYETTE Wyoming Mortgage WY/ 3VER02064E000000000000002200000023n9 m1996 Bankers Systems, Inc., St. Cloud, MN Initials Page 5 (i(4 SUBL E7 rE •a„'7 STATE YOMING MY COMPASSION EXPIRES JAN. 4 2004 TERRY GUYETTE Wyoming Mortgage WY/ 3VER02064E000000000000002200000023n9 i tt,Ler 2 662-4."— (Notary Public) 2 1996 Bankers Systems, Inc., St. Cloud, MN 215 ACKNOWLEDGMENT. (Individual) ,`71 OF Wyom in��"' COLI''1 OF 5 ss. This instrument was acknowledgid before me t s 315* day of Mac n6 by TERRY GUYETTE, and NATALIE GUYETTE. My commission expires: /Mid Initials Page 6