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Home My WebLink About866457WHEN RECORDED MAIL TO: First Security Bank, N.A. Afton Mortgage Production Office 485 Washington Afton, WY 83110 0007686868 DEFINITIONS Words used in multiple sections of this document are defined below and other words are in Sections 3, 11, 13, 18, 20 and 21. Certain document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated together with all Riders to this document. (B) "Borrower" is CHAD ERICKSON, a married man Borrower is the mortgagor under this Security Instrument. (C) "Lender" is First Security Bank, N. A. a Corporation organized and existing under the laws of Lender's address is 485 Washington Afton, WY Lender is the mortgagee under this Security Instrument. (D) "Note" means the promissory note signed by Borrower and dated The Note states that Borrower owes Lender One Hundred Thousand and No /100 (U.S. 100,000.00 plus interest. Borrower has promised Periodic Payments and to pay the debt in full not later than Apr i (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. D D D i u d Space Above This Line For Recording Data u i i MORTGAGE i WYOMING- Single Family- -Fannie Maa/FreddN Mao UNIFORM INSTRUMENT LT. 9/00 BOOK PR PAGE 5 0 0 865029 The United 83110 RECEIVED (Initials) March 29, 2000 rules regarding the usage of words used incjis CI1 00 APR -3 All 9 :1€ JEANNE \AiA,t ;i\JLk KEMMERER, WYOMING de d L r ender is tit c States aot lAnerr ca .r? a f a� Fri March 29 ...2000 Frl ca A to pay this de�`6'it in r r gularn 1 1, 2030 Initials) Form 3051 3/99 (page 1 of 15 pages) MWYOICV 0 0 b Y G� CCS 3� U a "al Adjustable Rate Rider Balloon Rider 1 -4 Family Rider Loan Number: 0007686868 TRANSFER OF RIGHTS IN THE PROPERTY W YOMINOSingle Family Fannie Ma•/Frsddle Mac UNIFORM INSTRUMENT 1.T. 3/00 Condominium Rider Planned Unit Development Rider Biweekly Payment Rider Initials) Initials) 59.1 296 (G) "Riders" means all riders to this Security Instrument that are executed by Borrower. The following riders are to be executed by Borrower [check box as applicable]: Second Home Rider Other(s) [specify] (11) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. (I) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (J) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (K) "Escrow Items" mean those items that are described in Section 3. (L) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for (i) damage to, or destruction of, the Property, (ii) condemnation or other taking of all or any part of the Property, (iii) conveyance in lieu of condemnation or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (M) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (N) "Periodic Payment" means the regularly scheduled amount due for (1) principal and interest under the Note, plus (2) any amounts under Section 3 of this Security Instrument. (0) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (P) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and /or this Security Instrument. This Security Instrument secures to Lender: (a) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (b) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does Form 9051 311 (page 2 of 15 pages) MWY02CV AOeOAMPI (sebed 5l jog e8ed) me !toe IWOA (WWI °Japsan,L spun oiaozlaajg (p) JO AMUO AMU Jo `i ijgluatUtulsai `e(ouaRe jrzapal E Rq pamsul aiE siisodap aSOWA uopnlpsui uE uodn uMEip si pa ions �CIIE papIAo1d 'row sjanjsEO Jo 3jo0go s,Jamsrazl 'raw Aurq 'patio pagpzao (o) 'Japzo Aauout (q) `tjsEO (r) :Japual Aq paloajas sr `stuzoj Buimojjo3 aip jo aiOm Jo auo ui apEW aq luawnzlsuj Aumoas sign par max agl Japan anp sluatuArd luanbasgns jjE JO Cur !rip azmbaz Arta Japaa-i `pigdun zapua-I o; pauznlaz sj luawnzlsuj A1unoaS sit!! 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Japan anp saatrgo alga pile Saf1rgo ;uatuArdazd Aur par aloes atp £q paouapina !gap alp `uo lsazaluT pur '3o jrdioupd agl anp uaip Rrd jjrgs zamoiio •salcego awl pug 'salaeg0 ;uauu daad 'swa ;I Atoaasd ';saia ;uI 'jedlouj°ild jo ;uauI,fnd •j :smojjoj sr aaz ?E pug lamanoo JapuaZ puE zamo.uog •S,LNVxaAOO N IOdII�In •AUadozd poi Rupanoo 1uawiu1suj Al inoas uuojiun E ainlpsuoo of uopoipsunf Aq Suop1TJEA palimij trim sluruanoo uuojian -uou puE asn !mop= zo3 sluruanoo auo ;tun sauiquwo A,LRInOaS SIH,L •pzooai jo saornuqumoua Cur of loafgns `spuEwap puE saiirjo jjr 1SUir9E A1Jadozd atp of app atjl Anemia puajap jjiM par s1uw M Jamo1JOH •pzooai jo saourzquznoua zoj ldaoxa `pazaqumouaun si Auadoi j ag1 1etj1 pUE IC1z0d0Jd atjl AaAII03 par 1uEZ$ `affE2uoul of 11 !1 au; SEq par paAanaoo 'Cgaiou alrlsa atp jo pasias IijnJMni si z 1m14 SINVN AOO UaMO'RIOg Alzadozd„ atj; SE ;uatatuisaj 1unoas sup ui of pazzajaz sI 8uioRazoj agl 3O iiv °1U U1tUlstg ,Clpnoas sup Aq pazanoo aq osir !pus suoptppr pug sluawaoridaziid °Auadozd alp jo ugd E Ja2j1azag Jo MOU smug paE `saOIIraa1Jnddd `sluautasra IiE Par `ACuadozd agl uo paloaza Jagrazag Jo MOU sluaaianozdazi alp pr H,LIM iIaH,LaDO,L 2 0S „ssazppv Auadozd [1aazis] [uopoipspnr Suipzooa21 jo adLiyl (sRIHuI) lPZ AVMHDIH 31V1S £69£ AZAILOO Jamod grim `sa$issr puE szossaoons oo/E •1'1 1N3WflULSNI WHOdINf OOW Namovs) Muurra -/Sued a18WS-otarioAM [dill 0 l l 9 Sutwo/Cm 999999L000:JegwnN ueoi NOJAV jo ssazppE alp sag Apuazzno go1TM [uopoipsimr ffutpzooaU JO at"EN] N10DNI1 jO alp ui par ooj Alzadozd pagposap 2uiMoloj alp `airs jo s,zapuaZ par Japurj of Aanuoo par lurzS `agrauota £gazaq r: ()kr 9S0 4.)t-AAA; 2,9 g Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment(s) or partial payment(s) if the payment(s) or partial payments are insufficient to bring the Loan current. Lender may accept any payment(s) or partial payment(s) insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment(s) or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment(s) to bring the Loan current. If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument. 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority: (1) interest due under the Note; (2) principal due under the Note; (3) amounts due under Section 3. Such payments shall be applied to each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments. 3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Security Ins umentas a lien or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10. These items are called "Escrow Items." At origination or at any time during the term of the Loan, Lender may require that Community Association Dues, Fees and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time Any Loan Number: 0007686868 WYOMING Single Family —FonnIs Mao/Freddie Mac UNIFORM INSTRUMENT I.T. 3/00 InMiais) (Initials) C4 5n3 Form 3051 3/99 (page 4 of 15 pages) MWYO4CV y am 66 A090AMW (saBed ill !o g eBed) ewe mot wioa 0 5 (slel8ul (sleluul owe '11 DamWnmLSNI neodINf o1W MPPSJ "W Muuy- -/ll! 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If Lender deterrnines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may require Borrower to pay a one -time charge for a real estate tax verification and/or reporting service used by Lender in connection with this Loan. 5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (1) a one -time charge for flood zone determination, certification and tracking services or (2) a one -time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and /or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if Loan Number: 0007686868 WYOMING-Single Family—Fannie Ma&Fraddle Mae UNIFORM INSTRUMENT I.T. 3100 InSals) (Initials) 505 Form 8061 3/99 (page 6 of 15 pages) MWY09CV C0£ AOLOAMV (se6ed 91 Jo L eyed) ewe 190e Wed •asneo aignuoseaz 'irons gut/Clttoads uot)oadsut ioua3u? ire qons o3 Joud zo Jo atop alp )r aopou JOMOJJOg antg ilegs zapua'I •AuadoJd a1() 110 sluautanoJdm1 °1(1 jo Jouaiut alp 3oadsu /feat Japun `astir° aigruosraz ssq ltI •Auadozd alp jo suop°adsu pur uodn sau3ua algsuosrat viral Brat luags s11 Jo Japual •uopr1olsaz Jo Jtrdai gons jo uopaldtuoo °1(3 Jolt uopr8ligo S,1aMO1J0g JO panatja1 3011 Si iamortog `iCuadozd alp a103sa1 Jo Jtpdai 01 )ua?Ogltns 1011 all spaaooid uopeuarapuoo Jo a°urInsut alp lti °pa3aidinoo st 31zoM ag) sr swam/ind ssaz8oid jo sus r ut a0 luatu/Ced ai8uts a ut uopvvo)sai pus snedaz alp Jolt spaaoozd °sings ?p ,irtu zapua•j •sasodtnd gons Jolt spaaoozd passaiaz set! 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Jo 311atudrd °!guts s ut 11op5103sal pus sztsdaz a1(3 Jolt spaaoozd as1ngs ?p Arm Japurj •Rpdtuozd ua3Ieuapun aq mitts 11opoadsut 1(°ns 351(3 paptnold `uoporjspes s,Japual 03 pa3aidtuoo mac) set! 3110M alp 0111113 01 /i3Jadozd gons 3oadsu 03 /C3tunuoddo 11e (351( srq 1apua-I mutt spaa0old aourznsut lions moil 03 3I(u alp °1151( imp Japua7 `pouad uop5103531 pus nsdai gons RutmQ •pauassaj 3011 st /(3un0as s,Japua-i pus a(1( ?ssaj /Ci(S °ttuouona st "cud= Jo 11op5zo)saJ alp 9o; 00/e '1'1 1N31111il1SNl witodINn OU MPP l ISI NW+ed -Nliugj elous-otermm 898989L000:JegwnN U801 OSt1 1`) Loan Number:0007686868 WYOMINGShple Family Fermis Mee/Fmddle Mac UNIFORM INSTRUMENT I.T. 3/00 Inftiels) Inklels) 507 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan. Material representations include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (1) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (2) there is a legal proceeding that might significantly affect Lender's interest in the Property and /or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (3) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and /or repairing the Property. Lender's actions can include, but are not limited to, (1) paying any sums secured by a lien which has priority over this Security Instrument, (2) appearing in court, and (3) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bar ruptcyproceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair market value of the Property immediately before the partial taking, destruction, or loss in value. Any balance shall be paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, urdess Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether Form 3051 3/99 (page 8 of 15 pages) MWYOSCV 30 2 £U€ AOtOAMW (se6ed gt 10 6 e8ed) eels 1.90E uuO zapUa" I 3o su8tsse pue szossaoons 1113 lgauaq pu11 (0z uopoas ut papptozd sr idaoxa) purq Hulls 311 mu1sul Alunoas sup Jo s111aIUaaag pue S1Ueaan00 ally &upum 113 anal= ions 01 saaz811 zapua-1 ssalun luaanulsui (lunoas sup zapun Aug!' pue suopg8tlgo s,zamozzog tuouu pasealaz aq lou liens zamozzog •lua1urulsai Aiunoas sup zapun sigauaq pue s1t a s,zamozzog 3o Ile utgigo lids `zapual Aq panozdd11 st pug lupUm ut 1Uaunuisai Alunoas sap zapun suopgffllgo S,zamozzog SaUmss11 mint zamoiog ;o imam' ut zossaoons Aug `81 uopOas Jo saots3AOld alp 0; ioafgns •3uasuoo s,lauSts -oo a131 3no1311M a30N am z0 3U U1tulsal Aaunoas sup Jo mum alp of pzggaz mph sUopepomW0 Oe Aug alum JO magto% `/C3Tpom `pualxa o1 aaa11 UEo zamozzog zatpo AUg pug zapua-i agga saaa11 (o) pue !mai:mu ui Allmon sup Aq paznoas stuns alp Aud of parBugo Alleaoszad Sou st (q) !)uaultuisui /C1unoas sup 3o s11zzal 1111 zapun Auadozd alp ut Isamu! s,zau8ts -oo 1131 Aanuoo par 1ura `a8118uom of AITO 1uatunzlsui Amnon sup Wuluffts -oo sr (11) „zau8ts -oo„ e) aaoH a131 a1nOaxa 3011 saw lug auatunzasui A1ufOas sttp alts-oo oqM zam0zzog Aue `zanamog •mans pug iutof aq hells Altltggtl pue suopgatlgo s,zamozzog lgtp saaJS11 pue s1URUanoo JOMOZZOg •punog suglss' pug siossaOans tsaau2ls -co lA;lllgn!'I 1giaAas pug ;ulot •EI °Apo mai JO 113ffu Aug Jo amino alp apnloazd JO JO JAM 11 aq 1011 Mutts `anp ua131 limottg a131 uglp Ssal slung= ut zo 12m0zz011 JO Isazalu' ut S10SS OOHS JO sappua `suoszad pimp luau sauatuAed 3o aou11ldaoog s,zapual `uopeltttti 1no1313M lUtpnTOU! AparUaz zo map Au11 &uistozaxa ut zapua-j Aq aouezeagzoj Auy °zamouog Jo Isazal11l 11r S1OSS0OO11S Aug z0 zo /Amos 1lurBu0 am Aq opal! pump Au11 Jo Uoseaz Aq auaUmzasui /Clunoas st[p Aq pa1UOas stuns alp Jo uopuz!uotue A3ipom as3MZatp0 JO auatUAed zo; amp pualxa 01 asnjaz 01 zO zam011og Jo lsazalui 113 zossaOOns AU11 lsut11811 sffttpaaOOZd aoma in:noo 01 paztnbaz aq 1011 Bugs zapual •zamozz0g Jo Isazalu' 113 szossaoons Aue JO zamozzog Jo Amgeil a131 asealaz o1 alezado Sou ll1Ts zamozzog Jo Isazalu' ut zossaoons Aue JO zam0110g o1 lapua' Aq palu11a 1uatUnzlsui Alunoas sup Aq paznOas sums a131 ;o uotlgztuoUZe Jo uopPOUJ3pour z0 3uamAed z03 amp am Jo uotsualxg •aa41 M g lox .rapual Ag aaugigagiog tpasgalag 1oo .LaAtouog •zi °z uopoas 113 zo3 paptnozd zapzo 1 p ut patldde aq ins Auadozd a131 3o zt11daz JO U0pVzo1Saz o1 patldde 10U Olt Imp SpaaOOZd snoaa11llaosm iltd °zapua -1 o1 pIrd aq Ilegs p11g paUttssg Agana azu Auadozd am 113 Isazalut s,zapua-I 3o 1uauLu1ldtut am 03 algglnqu3l11 am Imp saS11ut11p zo; Ult1JO JO 10111M11 Auu 3o spaaoozd aqZ '1Ua1unz1sUl Altznoas sup zapun s113$u z0 Auadozd 1313 113 lsazal!t s,zapua-i ;o 111 u pldmt 'rpm= za1310 z0 Auadozd am 3o aznl3a ;z0; sapnloazd luatu8pnf s,zapua-i 111 `3gy1 $utlnz 11 131tm pass3tus!p aq 01 2utpaaoozd zo u0po11 am 8utsneo Aq `61 uotlOas ut paptnozd .-se alelsUtaz `pazznOOO sal 11opgzalaoO11 31 `puu 11n113ap 11 lions aznO ueo zamozlog •luatrnzisui Altznoas sup lapin S11j U JO 410dozd alp 11! lsazalu! s,zapua -I Jo 1Uaturtgdtm 111ua111m zatpo JO Auadozd alp ;o aznitajzo3 uu llnsaz moo luatuRpnf s,zapuaj 11t `111313 unaaq Si `IeuttUUO JO lento zalpagm `2uipaaoozd JO 11031011 Aue J3 13n11;ap 113 aq pegs zaMOZZOg •spaaoozd snoaU11llaosu o1 ptuRaz 11311Opo11 JO 115U a s111( zaMO1JOg U101IM 1Sau11S11 /Cued 1131 zo spaaoozd snoaU11llaosry4I nmoilou sam0 111313 Au11d pz31p alp su11am „Aced &arsodd0„ •anp uatp 1011 z0 za131a13M `luatUnzlsui Altznoas sup Aq paznoas sums alp 01 JO Auadozd 0111 Jo z311daz zo uot111zo3saz of zatpta spaaoozd snoaugllaosuni 01.13 Aldds pu11 loalloo of pazu0tpn11 s3 zapUaJ `Uant2 st a0p0u alp alep alp 1a1Je sAep 0£ utg3lM zapuaJ o1 puodsaz o1 slte3 zamolzog `saSetuep zo' tut11lo 11 alms 01 pz11me 1111 alma o1 sza33o (aouaivas ix= alp ut paugap se) /Cued Sutsoddp atp 111131 zaMOZZOU o1 zapual Aq a0poU nip ;t zo `zamozzog Aq pauopuege st Auadozd 0113 3l •anp ua1ll am stuns alp 1011 zo =palm 8Og ($IBIUuI) (SIBIUuI) oa '1'1 1N]YInU18M muumuu nu empaidleBMl Nuutd -ly!W elOulSotaroAM 898989L000 :JegwnN ueo7 GZ 9Rn 06:0; 5 0 9 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not limited to, attorneys fees, property inspection and valuation fees. In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instrument are subj ect to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: (1) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender, (2) words in the singular shall mean and include the plural and vice versa, and (3) the word "may" gives sole discretion Loan Number: 0007686868 WYOMINOSingle Famfy Fannie Maa/Fraddl Mac UNIFORM INSTRUMENT I.T. 3/00 (Initials) (Initials) r oam 3051 3/99 (page 10 of 15 pages) MWYIOCV Cr: A3 1. (se6ed gL jo °Bed) se/e 190E uuo or 3% (sIBINu,) (sleIuuI 00/e 'r1 1N3Pii1WLLSNI VWO INil *ow NPPudmV S UUt4--AAWSA a184sfAi1M10AM 898989L000:JegwnN ueoi •luaamulsUI 'Cl stgl jo pue aloN agl jo Rdoo am uant2 aq ""egs iamonog •,fdop s •(,j •uopwe Cue a tm of uope5tigo Aug 1noglTM uopazostp ajOS S2At8 „Arai„ pioM am (E) pun `eszan aotn pue "mid agi apnpui pQe wan "Is irinruts am ut spzom (z) `zapua8 autupuj agl jo spzom zo spioi zalnau Rutpuodsazzoo apnput pun maul I"egs iapuag autinos= am jo spzoM (I) :luatungsa" Afrmoas slip ut pasn sd •uoisrAoid &apoi"Juoo am lnogfM loa33a uant9 aq ueo gotgm aloN at i zo luauinzistg Al slip jo suotstnozd zagfo loaje lou "legs lotipzoo gons `Me-i aigeogddd ipiM s3Otiftioo aioN a'n zo auaaiivasui Alunoas sup jo asnep JO uotstnozd Sue imp flan am ui •loezluoo Aq luau:mar fsuteSe uoptgtgozd a se paniasuoo aq iou pegs aoua"ts gons lnq luaus aq Nap It io loezluoo Aq aai$e of salved am mole Apiotidmi i0 Appt"dxa 3g2 ui me-i a"geoi"ddd •me-" a"geogddd jo suopentuq pue sluaaiazmbaz Aug 03 loafgns ale ivammiisa" Alunoas stgi ut pauieluoo suopegggo pue sniffy I"d •paleoor Auadozd a p gotgM Ut uopotpsunf agi jo mel agl pue Mel "ezapaj Aq pauzano9 aq "legs luauinzlsui Amnon sigj •uoganausuop jo sap% LfigiquaaAas 2u"uaaAOf •9j °luatanzlsa" Allmon sup Japan luaUiazmbaz Butpuodsaiioo alp (jspes ""IM luatuaztnbaz Awl a"geotlddd am `me-" algeotlddd zapun paztnbaz osie st luaurtu su" Al step Aq pazmbaz aopou Aug 3I °zapua-i Aq pantaoaz /tiienioe "pun zapua'i of uant8 uaaq aneg of pamaap aq loa mils luau nzlsu" Alunoas sup glint uopoauuoo ui aopou 'Cud °zamonog of aoi ou Aq ssazppe =pour paleuNIsap suit Japan ssaiun marl" pawls ssazppe s,zapua 1 of "Ieuz SSep log Aq lI &tlteui Aq zo it 8auant"ap Aq uaniff aq Begs zapua-" of aotlou /Cud aunt auo Aue le luaturulsa" Alunoas Sttp iapun ssazppe aOpou paleuOisap auo A"uo aq Arm azagy •ainpaoozd pagpads letp i nozgf ssazppe jo aRuego a uodaz Apuo "legs iamozzog ua p `ssazppe jo aWuerp S,iamoiiog 5upzodai zoj ampaooid a sagtoads zapuai 3" °ssazppe jo a8uego s,zamoiiog jo zapuar A3tfou Anduiozd Ilegs zamozzog •zapuar of aopou Aq ssazppe aopou ainlpsgns paieu2tsap seq zaMOZZOg ssalun ssaippd Auadozd agl aq ""eqs ssazppe aopou aqs .asImiarpo sazinbai Ajssazdxa Me'" a"geotlddd ssa"Un sz lie of aopOU alnlpsuoo Ergs zMO11O13 auo Aug of aotloN sum zagio Aq laas 3t ssazppe aopou s,zamozzog of pazaApap Allenlon uagm JO Hui ssep rig Aq palteui uagM iamoziog of Uani$ uaaq aneg of pampa) aq prqs luatunzlsui Allmon sup g1TM uopOauuoO ut Jamming of aopou Aud iupum at aq 3s1Ui luaumzfsu" AlunOas sup gluM uopoaUUOO Ut zapua7 io zamozzog Aq uanta SaOitoU ff j •saapoN •S1 •aaiegozano gons jo ino &utsue aneg igBlui zamouog uopOe jo fg�u Aue 3O zantem a alnlpsuoO 'pm zamozzog of luatuAed loaztp Aq apeui wig= lions Aue jo aoueldaooe S,iamoizog (afoN agi zapun ioj paptnozd Si aamtp laatuAedazd a fou JO =palm) a8zego luamAedazd AUe lnotpiM luatuAedaid jelled 4 a se pavan aq IIIM uoponpai am IediOuud saw= pump.' a 3" •z0M0J10 of 3UatuAed 1Oaztp e Sag= t i Aq JO 010N aqi zapun panto pdpupd alp ffutonpaz Aq punpaz sup artu 02 asoogo Arm zapUaJ •zamouog of paputiiaz aq IIIM sltuitl paintuiad papaaoxa gotgM zamozzog mug pa1Oa""oO Apeaz"e sums Aue (q) pue :ipuq pallttuzad am 03 aBiego alp aonpai of Azessaoau immure am Aq paonpaz aq iiegs affzego ueo" gons Rue (e) map `slain pafniuzad agf Nana ueori agf gftm uopoauuoo ut pafoauoo aq of io paiOalloo sa$zego ueo" zatpo JO lsazafut am legl os paiaidiaiut a 0 A""1U Si Me" legs pan `sagingo Ueoi tuntUtxeai sias gotgM Me" a of loafgns st ueo-" aql 3I °Me-i aigeotlddd Aq zo luaumzlsui ,ClunOas stgf Aq paitgigozd ,Clssazdxa an legl saaj amp lou Aeui zapua-j •aaj lions jo 8utffzego am uo uotltgtgozd e se patu suoo aq loU Ilegs zamozzop Ol aaj otjpads a aRiego of luaiunzlsui Agmoas sup ut Aluogpne ssaidxa jo aouasge am `saaj zaipo Au of pze5a1 ui •saaj Uopen"en pug uopoadsut osb 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by federal law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (i) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (ii) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (iii) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender: (a) cash, (b) money order, (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 18. 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer, the address to which payments should be made and any other information RESPA Loan Number: 0007686868 WYOMING-Single Family -Fannie Mae/noddle Mac UNIFORM INSTRUMENT I.T. 3/00 Initials) (Initials) 511 °orm 3051 3/99 (page 12 of 15 pages) MWY12CV AOCIAMW (se8ed gt {o El e5ed) eeie 190e uts ($IBIAuI (sfuIUW MC '1'I .unwfl LsN1 WFWdINf °'W •PPlud/s'W I UUU NIU.4 BIOuISONIWOAM 898999L000 :iequanN ueoi •dnuealj lemuatuuo1p ug ur zoj zapuaJ uo uoiie'iigo /(ur man hells umazan SuppoN Mt'1 lrivaatuozlnug film aourpz000r ui suopor frlpautaz £I ssaoau !fn arl Apdutozd iietis zamozzog `Azrssaoau st Auadozd alp Sapoa33r aourisgnn snoprezrH Cue jo uoprtpautaz zatpo JO renotUaz /CUE lrq) `Aped alrnud !Cue JO `,Cauotpne AzoirinSaz JO muaatuzanoS pagpou st zo `sumo! zamozzog 3i &u dozd aqi jo amen atp siaa33e Apsianpe toigm aoueisgns snopzezIH t jo asraiaz JO asn `aouasazd atp Aq pasnro uoilipuoo Aun pug `aoueisgns snopzezn} Jiun o anal= o praztp JO °sum' `aSregoslp `Supinai ntiitds Cur `oi pa3!m!i iou pig Su!pnpul `uopipuoD ltluamuuozinug Cue (z) 'aSpaimoui! rum set zamozzog goltM jo Me-i frpuatuaortnug JO aouelsgns snoprezrj Cue par AUadozd alp Sutnionut /Curd altnud JO huaSt AzoWiuSaz zo lrivaatuzanoS ICur uopor zalio JO 2 USMnr `puttuap `tarp `uoprRpsanu1 Awe o a0p0U uap3T1M zapuaJ OMR 1Cpdutozd !iris zamozzog (sponpozd zattnsuoo ul saourisgns snopzrzeq `op palltuq iou pnq `Suipnput) dpzadozd alp o aouruaiulrtu op pun sasn fepuap!saz pnuzou op airudozddn aq op pazmSooaz RfrzauaS aze Teti saoarisgns snopzezrH ;o sappUrnb !Teats jo Jipzadozd atp uo aSrzops JO `asn `aouasazd atp of 1frddn you !Tens saouaivas omp Sutpaoazd aqj •Iiizadozd atp o anlrn aril maw Riaszanpt: Tarp uop!puoo r saran `aourlsgns snopmz1H r jo asraia1 JO `asn `aouasaid alp of anp `ip qm (E) JO uop1pUOJ lnluatuuortnug ut saran gotgm (Z) `mr• iepuautuozlnug ,Cut: o Uoprio1A u st Teti (i) Apzadozd alp Rupoaun Su1gpAue `op 03 ago ono/fur moire zott `op lot Iiels zamozzog •Auadozd alp ul JO 110 `saouepsgns snopzezlH Aue asnaiaz op uaitaagp zo `saouepsgns snopzezeH Cu r jo asearaz JO 'ohms `fnsodstp `asn `aouasazd atp lmuad JO asnto iou dais zamouog dnuralj iepuautuozlnug ur zaSSui aslmzatpo JO `op alnquiuoo `asneo ono Trip uoplpuoo t sutatu „uotltpuoD irpuatzuozinug„ un (p) put Mtn irpuatnuortAUg Ul paagap st `uopor frAO1 Ua1 .10 uopor !ripantaz `uopoe asuodsaz Aire sapnpui „dnueal3 ieivauiuozinug„ :uopoapozd repuatuuo1Tnua JO klaJes 'gprrag of aleraz prti palnoo! s! Rpzadozd all azagm uopoIpsunf ail o smrr put sMri ftz2pa3 SUeatu „ME repaatauozlnua„ (Z) :srruaieat anporo!pnz put; `apAlaprtauoj JO soisagst Suuntwoo slruaittu 'maws afpn!on `sappItpot pur sapppsad opcop `sponpozd tunaioziad oncol JO algetamg; zatpo `auasoza3! `augosnS :saourpsgns Sulmorio3 at!) pun frluaatuoz!AUa /Cq saisrm JO `spurpnilod `saoarlsgns snopztztt JO olxop sr paugap saourisgns riot! are „saouepsgns snopzrzeH„ (I) :iZ uopoas sup ui pasn sv •seaueisgns snop.iezUH •iZ •0Z Uopoas sap o saopptozd uoppm anpoazzoo amp op 1ipmnuoddo pur aopou atp Ajsprs op patuaap aq !jugs 8i uopoas op 3Urnsznd zamozzog of uanTa uorpnzaiaooe JO aopoU zip pun ZZ uorpoas op lunnsmd zamozzog of uan1S auto of ,Cimnpzoddo put uoputiaoor jo aopou at,£ •tdv 111 d sup jo sasodtnd zoj aigruosraz aq op pauiaap aq !um pouad amp Tarp `ualtl aq ueo uopoe uppzao azojaq asdela psntu toutM pouad atop t sappkozd MnZ argrouddy 31 •uopot anpoazzoo aglri of aopou tons jo Su!ntS atl zaipe pouad algeuosnaz r want! Mired zagpo all papzo33e pur gotazq paSaiit tons jo (si uopoas jo sluautazinbaz alp gpTM aourlldtuoo ut uanlg 'aopou tons 1pIm) /Cud nip() alp pagpoU seq 1apual JO zamozzog tons !pun `ivauznzpsai Apunoas step `o uoseaz Aq pamo Amp ,Cur .10 ;o uotslnozd AU1 paiorazq stir ,Cued zagpo atp Imp saSarrr letp zo puatunzlsai Animas slip 03 mound suopoe s,Aiztd zatio alp luau sasut Imp (ssrp t jo zagt= atp zo lurSpli rtnp1nlpu! ire _tamp sr) uopor ielolpnf Aug of paalof oq zo `Utof `aouattaUoo ,Taut zapua7 zou z0M01i0 zatplaN •zasrtomd moil alp Aq pap!nozd as!miaglo ssaian zasrtoznd aloil atp Aq patansst mu azt put (s)zaoTnzas uro1 zossaoons E op pazzajsutzp aq 3o zaoinzas Ut0'1 atp TIM uteataz film 13M0110 of suopv5pgo 2'111 t/ins uEoi aSrSuoUI atp `apo11 atp o zasrtomd alp urtp zatpo zaotnzas ueo-! r ,(q paoinzas s! uro-r alp zagrazati pup pros sT aloN alp •SUTO1AZas o zajsatzp o aopou r tinm uopoaauoo uT sazmbaz NON UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the non existence of a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, Lender at its option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title evidence. If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower and to the person in possession of the Property, if different, in accordance with Applicable Law. Lender shall give notice of the sale to Borrower in the manner provided in Section 15. Lender shall publish the notice of sale, and the Property shall be sold in the manner prescribed by Applicable Law. Lender or its designee may purchase the Property at any sale. The proceeds of the sale shall be applied in the following order: (a) to all expenses of the sale, including, but not limited to, reasonable attorneys' fees; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 23. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security Instrument. Borrower shall pay any recordation costs. Lender may charge Borrower a fee for releasing this Security Instrument, but only if the fee is paid to a third party for services rendered and the charging of the fee is permitted under Applicable Law. Loan Number:0007686868 WYOMINGSIngle Family-- Fannie Mao/FnddM Mac UNIFORM INSTRUMENT I.T. 3/00 InMaIs) Initial 513 Form 3051 3/99 (page 14 of 15 pages) MWYI4CV AO5LAMW (sebed gi e8ed) se/s :sos w,o 60C r I I W soi!dx3 uo�ss;wwo3 t(io f' uf mown O Luf QJ d V1ON -18VNN138-133N'8 '0 E ew elO ;eq peJeedde Apeuosjed :ln Suip:sai a LIUOUI ipeIMOUrd Jo+ eul elyl M0109 eaedS/ 00/£ '1•I 1N3Wntl1SNl WtlodINn OIW SIPPe1AneW Muue! -A W d e1845.OM11OAM 898989L000 ueoi 0 C! SA ,E% sandxa uOT9smIwOo AIN •ew s eye peinoexo Reyueys /sy Ie ew of pe6peIMOwOe Ainp oyM luowrwsui enoge eye to (s)Jau6!s ow NOS)1OI83 OVHO 7 3?J) }o Aep ey3 u0 N103NI1 A.11'411O3 :ss OAII11IOAM IO II.LVZS NO 3'113 OVH3 •1! Lfl!M papxoOai puu iannoilog Aq pa,noaxa (s)iapu Aug ut pug ivauiuisu' Aiunoas sip III pauivauoo siuuuan03 pug suual alp of saaz8u puu Sid000r 1aA10110g `MOlail DNINOIS AEI ffuituoiCM 3o snngi uoiiduiaxa pgaisauum aui Jo anizin puu iapun sig2u iig sanium pug sasuaiai .ianno.uog •slanin% •},z V T F3:.0y9S0 OS Ociil 310 Part of Section 12, T31N, R119W of the 6th P.M., Lincoln County, Wyoming, it being the intent to more correctly describe the land contained in Warranty Deed recorded August 24,- 1983, in Book 204PR on page 475 and Quitclaim Deed recorded December 12, 1983, in Book 208PR on page 424 of records. of Lincoln County Clerk,_ more particularly described as follows _.Beginning at a _point which is 100 feet South of- the_ Northeast corner of the SE of said Section 12 and =running thence South 284.40 _feet (p_revious record 263 _feet) to_ the =Northea corner of the land—contained in Warranty Deed recorded _July 5, 19 in .Book 100PR on page 280 of record of Lincoln County Clerk, said -tract being 384.40 feet` (previous- record "22= rods) S of the Northeast corner of the SE'- of said thence S89 1466.71 (previous record 88-8/9 rods) along- the North boundary line of the land recorded in Book 100PR on page 280; thence North 296.00 feet (previous record 263 feet); thence East 1466.67 feet (previous record 88 -8/9 rods) to the point of beginning